Transcript Highlights:

• SB 1291 improves transparency, strengthens access to information, and requires better communication with
• The transparency needs to be brought forward. And on top of it... ...just unacceptable.
• The transparency needs to be brought forward.
• How can they become more transparent and offer these options for transparency so people know what is
• and offering these options for transparency so people know what is happening.

Summary: The Senate Committee on Banking and Financial Institutions heard two bills. SB 1131, by Senator Jones, would update the Debt Collection Licensing Act by requiring the Department of Financial Protection and Innovation to conduct examinations remotely unless an on-site review is needed, and by allowing the department to rely on recent audits or examinations from other regulators or approved third parties. Supporters from the debt collection industry said the bill would reduce duplicative costs and fix issues with the advisory committee process; an opposition witness from the California Low-Income Consumer Coalition said concerns remained. After discussion about preserving consumer protections while reducing burdens on licensees, the committee voted 7-0 to pass SB 1131 and re-refer it to Appropriations. The committee also heard SB 1291, the “Shine Act,” by Senator Gonzalez, which would increase transparency and accountability for mutual water companies by removing the 24-hour written notice requirement for board meetings, requiring websites with basic information such as consumer confidence reports, and directing a comparative analysis of mutual water companies serving disadvantaged communities. Supporters, including environmental justice advocates and Los Angeles County, described problems with access to water quality information, meeting notices, and board accountability in communities such as Cudahy and Maywood. The California Association of Mutual Water Companies opposed the bill unless amended, arguing it imposed unfunded mandates and one-size-fits-all requirements on small systems. Members discussed the need for transparency while acknowledging concerns about compliance burdens; the committee then voted 7-0 to pass SB 1291 and re-refer it to Environmental Quality.

Transcript Highlights:

• If we want to be transparent, and I think we all want to be transparent.
• And why we did it. transparent as as anything else in our transparent as as anything else in our our<
• Does that mean it's not transparent? No. Does that mean it's not transparent? No.
• , and be transparent, and be transparent, I think<01:14:31.040> we're<01:14:31.120> maybe
• have transparency, We already have transparency, and<01:16:53.760> maybe<01:16:54.040> by<

Keywords: 916, all

Transcript Highlights:

• HOPE has partnered with Senator Limon for four years on this critical issue to advance transparency in
• But again, I think above all, transparency and good governance, representation matters more than ever
• Above all, transparency and good governance, representation matters more than ever, especially with what
• And really, when we look at the transparency and accountability of their boards and commissions, you
• And really, when we look at the transparency and accountability of their boards, commissions, you know

Summary: The Assembly Governmental Organizations Committee met on June 25, 2025, with a quorum present and several members substituting for absent colleagues. The committee first approved a consent calendar of several Senate bills, sending them to Appropriations on a due-pass recommendation. Members then heard SB 702 by Senator Limon, which would expand transparency reporting for statewide and legislative appointments to boards and commissions. The sponsor and supporters from HOPE and other advocacy and civil rights organizations argued the bill would improve accountability, representation, and public trust; committee members broadly praised the effort and many asked to be added as coauthors. SB 702 passed the committee on a unanimous roll call, with members voting aye and the bill sent to the Assembly Judiciary Committee. The committee then heard SB 388 by Senator Padilla, which would establish a California Latino Commission to study and advocate on issues affecting Latino Californians, including education, housing, health, economic mobility, and related disparities. Senator Padilla and supporters cited data on poverty, educational attainment, climate and health impacts, housing overcrowding, and the Latina pay gap, while members emphasized the bill’s importance amid current attacks on immigrant communities and the need to address homeownership and generational wealth. SB 388 also received strong support and was approved on a 20-1 vote, with one no vote from Assembly Member Sanchez, and was sent to Appropriations. After the final roll calls and opening the roll for absent members, the committee adjourned.

Transcript Highlights:

• I am seeking transparency.
• So since 2021, this data has been publicly available, providing transparency.
• We don't have full transparency.
• It is only right that the same transparency be applied to the board itself.
• Public education must remain equitable, transparent, and free from political agendas.

Summary: The committee met as a subcommittee for much of the hearing because it initially lacked a quorum, then later established one and began taking votes. The state auditor gave a status update on ongoing audits, including several JALAC-requested audits in progress, other statutory audits, staffing growth in his office, and the number of new JALAC audits his office could start in the coming months. The committee also heard that one audit request on Prop. 28 was held, and another PUC-related request was moved off consent and heard on the regular calendar. Members then heard and discussed several audit requests. Senator Cervantes presented a request to audit California fusion centers, with witnesses from the FBI and ACLU supporting the need for transparency and oversight; opponents argued the request was politically motivated and could interfere with counterterrorism work. Senator Allen presented a request on CPUC enforcement of Rule 21 interconnection timelines for solar and storage projects, supported by industry and school representatives who described long delays and financial harm, while CPUC staff said the issue was being addressed through workshops and a formal proceeding. Senator Perez presented a request to audit Caltrans’ administration of the former SR 710 extension properties and affordable sales program, citing tenant complaints about maintenance, pricing, and transparency; Caltrans said it was working to complete sales and improve administration. Senator Umberg presented a request to audit the Orange County Board of Education over transparency, contracting, litigation spending, charter oversight, and whistleblower issues, while board representatives said there was no factual basis for an audit and that existing legal remedies had not been invoked. After quorum was established, the committee approved the consent-calendar DMV license revocation audit and then approved the PUC utility timeliness audit and the Caltrans SR 710 audit. The fusion center audit was left on call after a split vote, and the Orange County Board of Education audit continued with testimony from the board’s representatives after the committee had already moved on to other business.

Transcript Highlights:

• And so this transparency in elections.
• . transparency. transparency.
• transparent transparent channels,<00:05:04.800> principal<00:05:05.760> campaign<00:05
• transparent and disclosed and known. transparent and disclosed and known.
• not transparent in an election. not transparent in an election.

Keywords: 1187, senate, all

Transcript Highlights:

• So it's very transparent and very open.
• So it's very transparent and very open.
• So it's very transparent and very open.
• So it's very transparent and very open.
• > that<00:48:09.040> students transparency piece there that students transparency piece

Keywords: 958, all

Summary: The House Standing Committee on Postsecondary Education opened its first meeting with roll call, member introductions, and introductions of numerous interns from Kentucky colleges and universities. The chair reviewed committee rules for the 2026 session, including witness oaths, sign-up procedures, limits on testimony, and the deadline for submitting committee substitutes and amendments. The committee then took up House Bill 96, sponsored by Chair Tipton, which would revise the membership and timing of the performance-based funding work group. Tipton said the bill would expand legislative participation from one House and one Senate member to five from each chamber, keep university and KCTCS presidents on the group, make the CPE president a nonvoting chair, and change the work group’s schedule from a fiscal year to a calendar year. He argued the changes would build institutional knowledge, allow university leaders to meet without creating quorum/open-meeting issues, and help the group develop recommendations for the next General Assembly. Members raised concerns about politicization and the even-numbered membership, while Tipton said he wanted consensus rather than a tied vote. The committee approved HB 96 on a roll call vote, with most members voting yes and Representative Willner voting no but saying she might change her vote later on the House floor. The committee also heard House Bill 94 for discussion only, so no vote was taken. Representative Vanessa Gracel and CPE counsel Travis Pal described the bill as a transfer-pathways measure aimed at making two-year-to-four-year and four-year-to-four-year transfers more seamless in high-demand programs. They said the proposal would require CPE, public universities, and KCTCS to collaborate on statewide transfer pathways based on student and workforce demand, with institutions able to opt in or out of specific pathways but required to disclose nontransferable courses for transparency. Gracel argued the bill would reduce credit loss, lower time and cost to degree, improve completion rates, and help students and families understand transfer options; she also criticized some universities for not engaging in the process. No action was taken on HB 94 at this meeting.

Transcript Highlights:

• transparency here at the end? transparency here at the end?
• bit more transparently.
• bit more transparently.
• bit more transparently.
• bit more transparently.

Keywords: 1187, senate, all

Transcript Highlights:

• The bill also does some cool stuff with transparency, with textbooks and syllabi transparency, and it
• To speak about the crucial importance of transparency and accountability.
• This bill is all about accountability and transparency.
• This bill is all about accountability and transparency.
• This bill allows for a full and transparent transition to the new scale.

Summary: The Education Administration Subcommittee heard and advanced a series of education bills focused on transparency, accountability, attendance, school start times, student well-being, and career planning. HB 1321, by Rep. Salsman, would remove public-records and public-meeting exemptions for university presidential searches, eliminate the Board of Governors from those searches, require Board of Governors members to file full financial disclosures and be Florida residents, and expand syllabus posting requirements; it passed 15-0. HB 1079, by Rep. Botana, as amended, broadened eligibility for dropout retrieval programs to include students who withdrew and did not reengage in education, and it also passed 15-0 after a strike-all amendment and supportive testimony from a program provider. The committee also approved PCS for HB 969, by Rep. Kassel, which shifts evaluation of school mental health services to the Department of Children and Families and requires more detailed outcome data, surveys, and reporting related to the Mental Health Assistance Allocation program; it passed 15-0. HB 1367, by Rep. Booth, creates a statewide attendance policy with uniform definitions and reporting requirements to address chronic absenteeism; it passed 15-1 after support from business and education groups and some concern about state control over district policy. PCS for HB 261, by Rep. Gerwig, revises the 2023 middle and high school start-time law by allowing districts to document compliance efforts and unintended consequences rather than fully meet the mandated later start times; it passed 16-0. The most debated bill was HB 1483, by Rep. Valdez, which would align Florida’s school grading scale with the familiar 90/80/70/60 letter-grade standard over a five-year transition and require school grades to appear on student report cards. Supporters argued the current scale is misleading and too lenient, while opponents warned it would sharply increase failing school labels, create costs and turnaround mandates, and confuse parents and students. Despite extensive testimony from school board members, teachers, students, and advocacy groups on both sides, the bill passed 12-4. The committee then quickly approved HB 1245, a one-year Hunger-Free Campus Pilot Program for three universities with the highest share of Pell-eligible students, and HB 571, which expands career planning, paid work experience, and credit-transfer review for students; both passed unanimously.

Transcript Highlights:

• And it creates a sane, transparent revenue-sharing model that protects Title IX, sustains Olympic sports
• And it creates a sane, transparent<00:09:29.839> revenue<00:09:30.160> sharing<00:09:30.560
• > model<00:09:31.040> that transparent revenue sharing model that transparent revenue sharing
• ,<00:56:51.520> little came with no transparency, little came with no transparency, little
• Bring transparency to institutes 1526.

Keywords: U.S. House of Representatives Floor Proceedings on Wednesday, May 14, 2025, 1012, house, all

Transcript Highlights:

• And basically, to me, it's just a transparency thing.
• So this bill is a transparency bill. I like transparency.
• And so there's really a lack of transparency there.
• And I think there's a real lack of transparency.
• I don't think that's full transparency.

Keywords: 1182, all

Transcript Highlights:

• <00:13:47.560> to bring about more transparency to bring about more transparency to Healthcare
• Yes, it's a transparency piece.
• lack of control and lack of transparency lack of control and lack of transparency and<00:36:15.359
• But let's be clear: this bill is not about transparency.
• <01:13:22.840> and support a culture of transparency and support a culture of transparency

Keywords: 1187, senate, all

Transcript Highlights:

• In terms of goals, I would say transparency. I'll name three.
• There are many, but transparency in everything that we do is one.
• The bill directly addresses key areas identified as needing reform, ensuring greater transparency in
• universities. ...key areas identified as needing reform, ensuring greater transparency in university
• Let me break that down: we want to have more transparency.

Summary: The Committee on Education Postsecondary held confirmation hearings for two State University System Board of Governors appointees, M. Carson Good and Speaker Paul Renner. Good described his background in Florida real estate, airport governance, and fundraising, and said he would focus on improving university performance, collaboration among institutions, and growing endowments while keeping in-state tuition stable. Renner emphasized his legislative experience with higher education, and said his priorities on the Board would be transparency, compliance with legislative direction, and reducing administrative bloat. Both nominees were recommended for confirmation on a single vote, with Senator Berman noting concern about the low number of women on the board. The committee then heard and passed SB 1726, a higher education transparency bill by Senator Calatayud. The bill would require Board of Governors members to comply with constitutional financial disclosure requirements, set term limits for State Board of Education and university board members, change rules for presidential searches and public records, and require more detailed textbook and syllabus information for students. A student advocate from Florida Student Power Network supported the bill as increasing student involvement and democratic accountability in higher education. Senator Harrell raised a concern about residency requirements for Board of Governors members, and the sponsor said that issue could be revisited later. The bill was reported favorably. Next, the committee considered SB 1458 on apprenticeship and pre-apprenticeship funding. A delete-all amendment was adopted that required clearer funding splits between local education agencies and program providers, annual reporting, a standard DOE contract template, and a cap on administrative fees in certain cases. Supporters from industry groups said the changes would improve transparency and accountability without requesting additional funding. The committee then reported the bill favorably. Finally, the committee heard SB 584 on young adult housing support. An amendment removed a requirement that state agencies act as co-signers or guarantors on leases while preserving coordination for the federal Foster Youth to Independence program. Several former foster youth and advocates testified in support, describing housing instability and its impact on education, and urging broader access to campus housing and vouchers. The sponsor said the bill prioritizes housing and work-study for homeless and former foster youth, supports the FYI program, and directs a statewide study of housing barriers. The committee reported the bill favorably and then adjourned.

Transcript Highlights:

• So this bill here is transparency.
• So the tow bill 493 basically says that it's transparency again.
• This particular bill basically again brings in transparency.
• uh it does a lot of things transparency uh it does a lot of things and<00:14:13.399> I<00:14:
• <00:15:13.120> it<00:15:13.560> uh again brings in transparency it uh again brings

Keywords: Roll Call 00:23 Roll Call Approval of Minutes 00:57 HB 664 Discussion 01:26 HB 664 Vote 08:25 HB 682 Discussion 10:46 HB 682 Vote 12:12 HB 493 Discussion 13:00 HB 493 Vote 20:20 HJR 5 Discussion 21:14 HJR 5 Vote 25:08 Kavis and Sherriff’s Inspection Discussion 27:40 Admin. Reg Consideration 35:40, 958, all

Summary: The Senate Transportation Committee met with a quorum, approved prior meeting minutes, and then took up several transportation-related measures. House Bill 664, concerning work zone safety, was amended by the committee to clarify that a peace officer may issue a citation based on images from an automated speed enforcement device. Representative John Blanton said the bill was prompted by the 2019 death of Jared Lee Helton in a work zone and is intended to slow drivers, protect workers, and improve safety. The bill would allow automated devices to transmit speed and rear license plate images to an officer, require active worker presence and warning signage with flashing lights, keep the $500 fine, and direct fines to the work zone safety fund. After questions about whether citations would be mailed and whether a worker must be present, the committee adopted the amendment and reported HB 664 favorably with expressions of opinion that it should pass. House Bill 682, sponsored by Representative Ken Upchurch, was also amended by a committee substitute and reported favorably. The bill gives cable operators and broadband providers the same reimbursement treatment as other public utilities when their facilities must be relocated for construction projects. House Bill 493, sponsored by Representative Steve Pollock, was taken up next and, after a committee substitute was adopted, was reported favorably. Pollock described the bill as a transparency measure for towing and storage, creating a certification process through the Transportation Cabinet, requiring public rate sheets, and setting rates to be reasonable and customary in Kentucky. The substitute removed an initial $1,500 cap, extended notice timing to up to five days in some cases, and clarified fees related to investigations and fatalities. Senators asked about regional differences in towing rates, and Pollock said the cabinet would consider different situations and that posted rates would govern. House Joint Resolution 5, designating honorary road and bridge names, was amended by both a committee substitute and committee amendment and then reported favorably. Representative Josh Branscum said the resolution honors various Kentuckians and is especially in memory of Russell County Deputy Joshua Fipps, who was killed in the line of duty in September 2024. The committee approved the resolution and a title amendment. Later in the meeting, Senator Armstrong asked to be recorded as voting aye on HB 664, HB 682, and HB 493. The committee also received an update from Transportation Cabinet IT Director Heather Stout on the CAVIS system, including improved performance, upcoming integration with KY ELT, centralized lien management, online boat renewals, permanent fleet plates, rolling replating changes, temporary tag printing, insurance modernization, and an electronic sheriff’s inspection system expected to reduce fraud and streamline transfers. No vote was taken on the CAVIS update, and the committee also began consideration of a referred administrative regulation on hazardous materials endorsement requirements.

Transcript Highlights:

• All stakeholders to engage on the issue in good faith, honesty, and transparency. With that, Mr.
• SB 1291 improves transparency, strengthens access to information, and requires better communication with
• The transparency needs to be brought forward. And on top of it... Just unacceptable.
• The transparency needs to be brought forward.
• How can they become more transparent and offer these options for transparency so people know what is

Keywords: 987, senate, all

Summary: The Senate Committee on Banking and Financial Institutions heard SB 1131, which would update the Debt Collection Licensing Act by directing the Department of Financial Protection and Innovation to conduct examinations remotely unless an on-site review is needed, and by allowing the department to rely on recent audits or examinations from other regulators or approved third parties. The bill’s supporters, including representatives of the debt collection industry, said it would reduce duplicative work and lower compliance costs while preserving consumer protections. One opposition witness from the California Low-Income Consumer Coalition said there were still concerns, and the chair noted the need to protect the underlying consumer policy goals. The committee voted do pass and re-refer the bill to Appropriations; it was later confirmed out of committee on a 7-0 vote with absent members added on call. The committee also heard SB 1291, the “Shine Act,” which would increase transparency and accountability for mutual water company boards by eliminating 24-hour written notice requirements for board meetings, requiring websites with basic information and water quality reports, and directing a comparative analysis of mutual water companies serving disadvantaged communities. Supporters, including community and public health advocates, described problems in Southeast Los Angeles and other areas where residents said they lacked access to board information, notices, and timely water quality disclosures. The California Association of Mutual Water Companies opposed the bill unless amended, arguing it imposed unfunded mandates, assumed broadband and administrative capacity that many small systems do not have, and could push consolidation. After discussion about transparency and the needs of small systems, the committee voted do pass and re-refer the bill to Environmental Quality; it was later confirmed out of committee on a 7-0 vote.

Transcript Highlights:

• IN TERMS OF GOALS I WOULD SAY TRANSPARENCY, THERE ARE MANY BUT TRANSPARENCY IN EVERYTHING WE DO IS ONE
• EDUCATION SYSTEM ADDRESSING KEY AREAS IDENTIFIED AS NEEDING REFORM INJURING GREATER TRANSPARENCY IN
• LET ME BREAK THAT DOWN, WE WANT TO HAVE MORE TRANSPARENCY WRITTEN WITH GREAT APPRENTICESHIP PROGRAMS
• THIS BILL IS ABOUT TRANSPARENCY AND ULTIMATELY CREATING A SITUATION IN OUR STATE WHERE APPRENTICESHIP
• PROGRAMS ARE GROWING AND WE GOT SOME TRANSPARENCY SPECIFICALLY WHEN IT COMES TO STATE DOLLARS.

Keywords: 999, senate, all

Transcript Highlights:

• The DMHC’s role in ensuring transparency and communication on these processes and progress made is the
• The DMHC’s role in ensuring transparency and communication on these processes and progress made is the
• Second, establishing transparency benchmarks.
• I want to just give you an opportunity to speak to anything related to transparency benchmarks.
• We also support greater transparency and accountability as outlined by the Kennedy Forum.

Summary: The Assembly Health Committee held an informational hearing on Kaiser Permanente’s behavioral health care system, focusing on Department of Managed Health Care enforcement actions, Kaiser’s corrective action work plan, and testimony from patients, advocates, and union representatives. DMHC officials reviewed a long history of complaints, surveys, fines, and settlements involving Kaiser’s access to behavioral health services, including deficiencies found in 2012 and 2016, a 2022 non-routine survey, and a 2023 settlement that imposed a $50 million penalty and required $150 million in community investments over five years. DMHC said it continues to monitor Kaiser through quarterly meetings, complaint review, follow-up surveys, and a reimbursement process for members who could not obtain timely in-network care. Committee members pressed DMHC on what “timely access” and continuity of care mean in practice, how virtual care and group therapy fit into the standards, and what triggers a non-routine survey. DMHC said initial behavioral health appointments generally should not take more than two weeks, urgent care should be within days, and follow-up care within 10 days, with out-of-network care required when plans cannot meet standards. Officials also said Kaiser’s initial corrective action work plan lacked detail, but the revised plan was accepted and will be tracked through quarterly reporting and possible additional enforcement if Kaiser fails to comply. The second panel featured testimony from a Kaiser enrollee, a behavioral health policy expert, a Kaiser therapist, and the NUHW president. The enrollee described serious delays and inadequate treatment for his daughter after a suicide attempt, while the therapist and union leader said Kaiser’s behavioral health system is understaffed, relies too heavily on short appointments, group therapy, and webinars, and treats behavioral health as less important than medical-surgical care. They argued Kaiser’s one-appointment-at-a-time scheduling rule and limited treatment time violate parity requirements and harm continuity of care. Several members criticized Kaiser for not appearing at the hearing and said the testimony underscored the need for stronger oversight, clearer metrics, and faster remedies for patients.

Transcript Highlights:

• As this bill is related to local government financial transparency and accountability, this amendment
• Like, can I get the same transparency, data silo... ...government?
• Like, can I get the same transparency, data silo searching, and all that stuff at the state level as
• Now, I point that out because our state government is not being the same level of transparent as this
• Transparency, whether it's a state level, local level, Senator Pizzo is also very important to me.

Summary: The committee heard and advanced a wide range of bills, with several focused on water safety, utilities, and local government transparency. CS/SB 848 on stormwater treatment was explained as clarifying water quality credits and water quality enhancement areas, and it was reported favorably after one support appearance. SB 28, a claim bill for Reginald Jackson against the City of Lakeland arising from injuries caused by a police shooting, was also reported favorably. CS/CS/SB 658 on water safety requirements for rental properties drew extensive testimony in support from child advocacy and drowning prevention advocates, who cited Florida’s high child drowning rates and the disproportionate impact on children with autism; the bill was amended to require front-end certification and remove local add-on authority, then passed favorably. CS/SB 18, a claim bill involving the estate of a deceased minor and the Broward County Sheriff’s Office, was reported favorably after questions about the verdict, settlement posture, and who would receive the funds. SB 934 on areas of critical state concern was amended to remove a provision viewed as conflicting with the Live Local Act and then passed favorably. SB 1622, which creates a one-time waiver for certain late-filed financial disclosure fines, also passed favorably with support from an appearance form. SB 1264 on private schools and zoning was reported favorably after members noted ongoing concerns and planned further discussion. CS/CS/SB 260 on electric vehicle storage in towing yards was amended to narrow the bill to storage issues and cap the fee period until inspection; it drew both support and opposition from insurers, fire officials, and vehicle industry representatives, and was reported favorably. CS/CS/SB 1014, dealing with municipal utility service to properties outside city limits, was amended to limit it to residential development and clarify capacity standards, then passed favorably. CS/SB 1102 expanded the local infrastructure surtax to include body camera programs and was reported favorably after an amendment requiring voter approval. Finally, CS/SB 1724 and SB 1566, both on local government utility and budget transparency, were amended and reported favorably despite concerns from cities and counties about implementation costs and burdens.

Transcript Highlights:

• It should embrace transparency in all its operations.
• You can't have trust unless you are transparent.
• To address that, transparency is the key way, just as I was telling Senator Tuberville, that transparency
• On transparency, just real quick. You talked about the importance of transparency.
• The way to address. the distrust is transparency.

Keywords: NIH funding, healthcare research, chronic diseases, scientific integrity, public trust, pandemic response

Summary: The meeting of the committee focused on various healthcare and scientific issues, with significant discussions surrounding the impact of recent administrative actions on the National Institutes of Health (NIH) and its research agenda. Senators expressed concerns over funding cuts and personnel reductions, particularly the reported termination of over 1,200 NIH staff members, which could jeopardize ongoing and future research projects. The session included testimonies on the importance of supporting early-stage researchers and restoring public trust in scientific institutions following pandemic-related controversies. Additionally, the potential for future healthcare management based on diverse scientific ideas was emphasized as crucial to tackle chronic diseases effectively.

Transcript Highlights:

• The committee substitute aims to strengthen judicial accountability and transparency by one expanding
• against Judge, including penalties for false complaints and providing for a more efficient and transparent
• I had a question about the judicial transparency information section.
• Just accountable, transparent quarterly reports to let us know how many hours you're in the courtroom
• This did we tried to streamline the process through this bill and make it more transparent, and they

Transcript Highlights:

• No violation of transparency here.
• It wasn't transparency.
• So it's a transparency issue.
• So it's a transparency issue. So it's a transparency issue.
• > good transparency, transparency is only good transparency, transparency is only good if<01:00:33.760

Keywords: 1191, senate, all