Video & Transcript Research : 'risk mitigation'
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CA
California 2025-2026 Regular Session
Assembly Insurance Committee Mar 19th, 2025
Transcript Highlights:
- This bill aims at establishing a wildfire safety and risk mitigation program within the department to
- It would also empower communities to prioritize actions that mitigate wildfire risk.
- Before I conclude, I want to stress that wildfire risk mitigation, as we're all working on, continues
- Wildfire risk mitigation, as we're all working on, continues to be my top priority and is a focal point
- wildfire risk.
Summary:
The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0.
The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026.
Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
CA
Transcript Highlights:
- At the same time, the evidence is overwhelming that fire risk is reduced by wildfire mitigation.
- However, we can already see that it would be subject to unknown mitigation standards, unspecified risk
- and renew coverage for any mitigated property, regardless of geography, accumulation risk, or portfolio
- This is community-wide risk mitigation.
- If they say, well, I can do all this risk mitigation and we can do all these things as a community and
Summary:
The committee first heard SB 1209, which would give the Insurance Commissioner new authority to require insurers to carry out corrective actions identified in market conduct and financial examinations, and to impose penalties when companies fail to comply. Supporters, including Commissioner Ricardo Lara and his deputies, said the bill would close an enforcement gap that lets harmful practices continue and would help ensure insurers provide requested financial records and fix violations. Industry opponents argued the bill expands CDI authority too far, could duplicate existing penalties, and should be limited to legal violations rather than recommendations; members and the author discussed amendments to narrow the bill to legal violations, apply penalties per exam rather than per policy, and clarify other language. The committee then voted the bill out on a due pass motion to Appropriations, with some no votes and the item placed on call.
The committee next took up SB 1301, which would require more detailed and earlier notice before a homeowner, condo owner, or renter policy is non-renewed, give policyholders an opportunity to fix correctable property issues, and prohibit certain non-renewal reasons such as claims below deductible or claims not covered by the policy. The author and supporters, including a consumer who described spending thousands on roof repairs before being dropped anyway, said the bill would improve transparency and give families a real chance to keep coverage. Opponents said California already has long notice periods, that the bill could force insurers to make decisions too early, and that some underwriting factors are not property-specific; they also raised concerns about roof-age standards and reporting burdens. The author indicated willingness to reduce the notice period to three months and work on a bifurcated process for mitigation, and the committee passed the bill on a due pass motion to Appropriations, with the item placed on call.
The committee then heard SB 1026, a bill to reform regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without waiting for a criminal conviction, tightening conduct rules, and requiring continuous liability coverage and proper notice of appointment. The author and Commissioner Lara said the measure responds to complaints about bounty hunters breaking into the wrong homes, impersonating law enforcement, and operating without adequate oversight. Opponents from the bail industry and related groups said the bill is not workable as written, especially provisions requiring insurance for willful acts, use of admitted carriers, and a residency requirement they said is unconstitutional; they also warned it could reduce the availability of recovery agents and delay justice for crime victims. The department said it was still working on language changes, and the committee passed the bill to Appropriations on a due pass motion, with the item placed on call.
Finally, the committee began hearing SB 982, which would authorize the Attorney General to seek recovery from fossil fuel companies for climate-related costs affecting the FAIR Plan and private policyholders, with the author framing it as a way to shift some wildfire and flood costs from Californians to the industry that helped drive climate change. Supporters, including flood and wildfire survivors, climate advocates, and an economist, said Californians are bearing rising insurance and disaster costs and that the bill would help fund recovery and resilience. Opponents argued the bill imposes unfair strict liability, raises due process and preemption concerns, and could harm the broader business climate and energy sector. The transcript cuts off before the committee completed action on SB 982.
LA
Transcript Highlights:
- They can't mitigate their risk anymore by dropping this person with this bill, correct?
- If you're saying that they're mitigating, and then if it's mitigated, nobody's...
- If you're saying that they're mitigating, and then if it's mitigated, nobody's canceling, then I'm not
- They can't cancel midterm to mitigate.
- , they can't cancel midterm to mitigate.
Summary:
The House Insurance Committee met on May 6 with a quorum and first reported favorably House Resolution 196 by Rep. Owen. The resolution creates a special study committee to examine the impact of fallen trees on residential property, property values, daily life, and the insurance market. Rep. Owen said the goal is to study whether homeowners who remove risky trees should be considered for incentives or discounts, and members discussed whether homeowners association restrictions on tree removal should also be examined.
The committee next reported favorably Senate Bill 100 by Sen. Jenkins, which requires transportation network company drivers to provide the correct proof of insurance after an accident and disclose whether they were logged into the ride-share app or on a prearranged ride. Supporters said the bill would ensure the proper ride-share-specific coverage is produced and reduce administrative problems when accidents occur.
House Bill 408 by Rep. Jordan, dealing with homeowners insurance cancellations after a homeowner timely mitigates risks, drew opposition from the insurance industry. Opponents argued the bill addressed a problem they said does not generally occur and could create confusion or litigation, especially given existing notice rules. After discussion, the committee adopted a committee amendment changing a notice period from 90 days to 60 days, and Rep. Jordan voluntarily deferred the bill.
The committee then took up House Bill 625 by Rep. Jordan on peer-to-peer car sharing programs. Members adopted technical amendments and a substantive amendment requiring a state-admitted or approved physical damage policy when no contractual protection package is in place, with a deductible cap and subrogation rights. Enterprise representative Ryan Haney said the company supported the broader effort but disagreed with the amended approach; the committee nevertheless reported the bill favorably as amended. The meeting then adjourned.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Apr 30th, 2025
Transcript Highlights:
- However, I believe we need a dedicated program to maximize risk mitigation.
- However, I believe we need a dedicated program to maximize risk mitigation benefits for Californians
- Alabama is a leader in risk mitigation and home hardening, and their work over the past 10 years serves
- Our program focuses on the risk... ...associated with windstorms, but the fundamentals of risk mitigation
- But I appreciate the opportunity to work with California on our shared goals of risk mitigation.
Summary:
The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations.
AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations.
AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.
KY
Kentucky 2025 Regular Session
Disaster Prevention and Resiliency Task Force (10-8-25)
Transcript Highlights:
- and how to data saying about risk and how to mitigate<00:26:17.279>
it. - But the key is loss prevention, risk mitigation, and allowing us to tailor coverages to consumer needs
- I really appreciate the incentivization of mitigation risk.
- <00:30:10.880>
I <00:30:11.120>think <00:30:11.200>that's of mitigation risk - I think that's of mitigation risk.
Summary:
The interim task force on disaster prevention and resiliency met for its fourth meeting and focused heavily on insurance markets, affordability, and mitigation. Cochairs noted they are working toward recommendations for a later fall meeting. The main presentation came from David Snyder of the American Property Casualty Insurance Association, who said the insurance industry sees itself as part of the problem and part of the solution because it ultimately pays for losses created by natural conditions, development choices, and construction practices.
Snyder described rising losses from natural catastrophes, inflation-driven increases in rebuilding and repair costs, more development in disaster-prone areas, wildfire exposure, severe convective storms, hail, and roof damage. He argued that Kentucky should avoid the mistakes he attributed to California, where regulatory responses contributed to a strained insurance market and greater reliance on the FAIR Plan. He said Kentucky’s private market appears to be functioning better, with relatively few FAIR Plan policies, and urged lawmakers to preserve that market through risk-based rates and policies that do not worsen availability.
He recommended a broad mitigation strategy involving stronger building codes, land-use decisions, stormwater infrastructure, public access to risk data, and incentives for resilient construction. He highlighted programs such as the Insurance Institute for Business and Home Safety, fortified-home standards, wildfire-prepared community practices, and examples from Alabama, Louisiana, and Florida showing that mitigation can produce quick returns and insurance discounts. He also suggested catastrophe savings accounts, flexible coverage options, and a whole-of-government approach that includes the insurance department, building-code agencies, first responders, FEMA, NFIP, and NOAA.
In questions, a legislator asked about the prognosis if carriers continue exiting markets and if nothing is done to address affordability and accessibility. Snyder said he could not predict market exits but stressed that regulators should monitor the market closely, use available data, and focus on loss prevention and mitigation. He said insurers want to do business in Kentucky and that the long-term solution is coordinated action among public and private stakeholders to reduce risk and keep coverage available.
LA
Transcript Highlights:
- They can't mitigate their risk anymore by dropping this person with this bill, correct?
- If you're saying that they're mitigating and then if it's mitigated, nobody's...
- If you're saying that they're mitigating, and then if it's mitigated, nobody's canceling, then I'm not
- , they can't cancel midterm to mitigate.
- occurs, then what is there to mitigate?
Summary:
The House Insurance Committee met on May 6 and first heard H.R. 196, which would create a special study committee to examine the impacts of fallen trees on residential property, property values, daily life, and the insurance market. Representative Owen said the goal was to explore whether homeowners who proactively remove hazardous trees should receive some kind of insurance incentive or discount. Members generally supported the idea, with comments noting tree-related losses in hurricane damage and suggesting the study also consider homeowners association restrictions on tree removal. The resolution was reported favorably.
The committee then considered Senate Bill 100, concerning proof of insurance for transportation network company drivers. Senator Jenkins explained the bill would require ride-share drivers involved in accidents to provide the correct ride-share-specific insurance and disclose whether they were logged into the app or on a prearranged ride, with penalties for failing to do so. Supporters from the Chiefs of Police were noted, and the bill was reported favorably.
House Bill 408, dealing with homeowners insurance cancellations when policyholders timely mitigate risks, drew the most discussion. Representative Jordan said the bill was intended to prevent mid-policy cancellations after homeowners complete requested mitigation work, and committee amendments changed the bill from renewal language to cancellation language and shortened a notice period from 90 to 60 days. Insurance industry representatives opposed the bill, arguing the problem was not occurring in practice, that current notice rules already address the issue, and that the bill could create confusion and litigation. After debate, the committee adopted the amendment and then voluntarily deferred the bill.
The committee also took up House Bill 625 on peer-to-peer car sharing programs. Representative Jordan described it as a measure to clarify insurance and liability rules for services like Turo, and the committee adopted two sets of technical and substantive amendments, including a requirement for admitted or approved physical damage coverage when no contractual protection package exists. Enterprise Rental Car’s representative said the company supported the broader policy discussion but disagreed with the amended version and wanted the issue revisited through NCOIL. The bill was reported favorably as amended, and the meeting adjourned.
CA
Transcript Highlights:
- At the same time, the evidence is overwhelming that fire risk is reduced by wildfire mitigation.
- However, we can already see that it would be subject to unknown mitigation standards, unspecified risk-reduction
- and renew coverage for any mitigated property, regardless of geography, accumulation risk, or portfolio
- This is community-wide risk mitigation.
- If they say, well, I can do all this risk mitigation and we can do all these things as a community and
Summary:
The committee heard testimony on several insurance-related bills. SB 1209 by Senator Allen, sponsored by Insurance Commissioner Ricardo Lara, would give the Department of Insurance stronger enforcement tools when insurers fail to implement corrective actions identified in market conduct or financial examinations. Supporters said the bill would close gaps that allow repeated violations, improve solvency oversight, and protect policyholders; opponents argued CDI already has broad authority and raised concerns about duplicative penalties, due process, and the bill’s scope. Members discussed amendments to limit the bill to legal violations rather than recommendations, apply penalties per exam rather than per policy, and clarify accounting language. The committee voted to send SB 1209 to Appropriations, with the bill placed on call after a roll vote that included one no vote from Senator Niello.
The committee also considered SB 1301, which would require more detailed non-renewal notices for residential property insurance, give policyholders time and information to address correctable issues, and restrict certain non-renewal reasons such as claims below deductible or not covered by the policy. Support came from homeowners, fire survivors, and consumer groups who said notices are often vague and leave families unable to keep coverage; insurers opposed the bill, warning that California’s notice period is already among the longest in the country and that the bill could worsen availability and add burdensome reporting requirements. The author said he was willing to reduce the notice period from 180 days to about three months and work on a mitigation-based process. The committee passed the bill to Appropriations, with Senator Niello voting no and the item placed on call.
SB 1026 by Senator Gonzalez would tighten regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without a criminal conviction, adding conduct restrictions, and requiring continuous liability coverage and proper appointment notices. Supporters, including Commissioner Lara, said the bill addresses serious misconduct and loopholes that have led to unsafe conduct and weak oversight. Bail industry representatives and crime victims’ advocates opposed the measure, arguing that the required insurance coverage is unavailable or unlawful as written, that the bill would be hard to comply with, and that it could reduce the number of recovery agents and delay justice. The committee moved SB 1026 to Appropriations, with Senator Niello voting no and the bill placed on call.
The committee then heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would authorize the Attorney General to sue fossil fuel companies to recover costs tied to climate disasters and insurance losses, with supporters framing it as a way to shift some climate-related costs away from policyholders and taxpayers. The author said amendments would remove retroactivity and delay liability until 2032, while supporters from flood and wildfire survivor groups and climate organizations said the bill would help fund recovery and stabilize insurance costs. Opponents from industry and building trades argued the bill was legally vulnerable, would create a de facto tax or liability scheme, and could harm jobs, energy production, and affordability. Testimony on SB 982 was extensive, but the transcript ends before any committee vote or final action on that bill.
CA
California 2025-2026 Regular Session
Assembly Emergency Management Committee Jul 14th, 2025
Transcript Highlights:
- reduction and mitigation efforts.
- reduction and mitigation efforts.
- built were in high or very high fire risk areas.
- risk areas.
- As envisioned, we'd establish the wildfire safety and risk mitigation program and allow the department
Summary:
The committee met to hear seven Senate bills, first approving two consent items, SB 352 and SB 804, on motions to do pass to Appropriations. SB 542 (Limón) would require public notice and comment before issuing a financial responsibility certificate for an oil pipeline and require hydrostatic testing before restarting pipelines idle for five years or more; it was supported by the Center for Biological Diversity and passed the committee on a due-pass motion to Appropriations. SB 616 (Rubio) would create an independent community hardening commission within the Department of Insurance to coordinate wildfire mitigation and insurance-related recommendations; it drew support from the Department of Insurance and several local and industry groups, while water agencies, special districts, and the building industry raised concerns about water infrastructure standards, and it passed on a due-pass motion to Insurance. SB 429 (Cortese), which would establish a public wildfire catastrophe model and related university-based research and education program, received support from the Department of Insurance and outside groups and passed as amended to Appropriations.
SB 256 (Perez) would strengthen wildfire mitigation and emergency response by expanding planning, improving PSPS communication, requiring utility coordination with emergency centers, and directing removal of permanently abandoned electrical facilities; utilities and business groups were generally neutral after amendments, while the author emphasized the bill’s connection to recent wildfire losses, and it passed as amended to Appropriations. SB 509 (Caballero) would require specialized training for local law enforcement on transnational repression targeting diaspora communities; it received support from the California Police Chiefs Association and immigrant-rights advocates, but drew extensive opposition from Hindu and civil-rights organizations concerned about bias, implementation, and First Amendment issues. Committee members discussed amendments to clarify cultural competency, diversity, and constitutional protections, and the bill passed as amended to Appropriations. After the hearing, the committee took final roll-call votes on the bills, with the consent items and SB 429, SB 256, and SB 509 moving forward, while SB 542 and SB 616 were also reported out on earlier motions.
CA
California 2025-2026 Regular Session
Assembly Emergency Management Committee Jul 14th, 2025
Emergency Management
Transcript Highlights:
- reduction and mitigation efforts.
- built were in high or very high fire risk areas.
- As before tonight, I would establish the Wildfire Safety and Risk Mitigation Program and allow the Department
- The Enhancing Infrastructure for Wildfire Mitigation Act will strengthen California's wildfire mitigation
- Altadena, for instance, was not classified as high risk.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Apr 23rd, 2025
Transcript Highlights:
- It gets funding to do mitigation historically has.
- Mitigation at Cal OES.
- But I'm engaged in flood mitigation, seismic mitigation, coastal hazards, and specifically managing FEMA
- But I'm engaged in flood mitigation, seismic mitigation, coastal hazards, and specifically managing FEMA
- Meaningfully reducing the risk of home ignitions requires a collective system of mitigation actions focused
Summary:
The hearing focused on California wildfire resilience, with the first panel discussing statewide funding, policy, and strategic priorities, and the second panel shifting to home hardening and defensible space. The LAO outlined the state’s wildfire risk, the large increase in resilience spending in recent years, and the fact that most funding has been one-time rather than ongoing. Testimony emphasized that wildfire risk varies greatly by region, that the state must balance response spending with prevention, and that success should be measured more carefully than by acres treated alone. Witnesses also noted the importance of local, federal, utility, and Proposition 4 funding sources, as well as the need for long-term maintenance and strategic prioritization rather than scattered projects.
Cal Fire leadership and other witnesses stressed that California’s wildfire problem is not uniform: forested areas, chaparral, and wildland-urban interface communities require different strategies. In Northern California and forested watersheds, speakers emphasized fuels reduction, prescribed and cultural burning, strategic fuel breaks, watershed protection, and maintaining forest health. In Southern California, testimony focused on wind-driven fires, ember intrusion, ignition prevention along roads and power lines, and the limits of large-scale vegetation clearing. Several witnesses argued that the state should invest where it can leverage local and regional partnerships, support capacity-building programs like Regional Forest and Fire Capacity, and improve data systems to track treatment effectiveness and project outcomes.
Members repeatedly pressed witnesses on how to prioritize limited funds, asking what should be done more of, less of, and first. The chair argued that protecting homes and communities through hardening and defensible space should be a major priority, especially near structures, while also acknowledging the need for broader landscape work and watershed protection. There was discussion of incentives such as insurance discounts, property tax treatment, and community certification for hardened homes, along with the need for multiple payers rather than relying on the state alone. Cal Fire reported new and expanding data tools, including treatment trackers, defensible space inspection dashboards, and a fuels treatment effectiveness program that evaluates whether nearby treatments affected wildfire behavior. No votes were taken because the hearing was informational only.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Apr 23rd, 2025
Transcript Highlights:
- Understand what the real risks are.
- wildfire mitigation grant program to new counties?
- But there are millions of homes at risk.
- Mitigation at Cal OES.
- Meaningfully reducing the risk of home ignitions requires a collective system of mitigation actions focused
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Oct 21st, 2025
Transcript Highlights:
- And then the second question, of course, is risk management steps: what's being taken to mitigate potential
- So what is the risk?
- So what is the risk?
- management, risk mitigation, and planning, or proper risk management, risk mitigation, and planning,
- , and as far as suggesting that risk assessment, prediction, prevention, and mitigation really can prevent
Summary:
The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken.
The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.
OK
Oklahoma 2026 Regular Session
Agency Performance Review and Budget Request Hearing - Office of Emergency Management Feb 16th, 2026 at 05:30 pm
Transcript Highlights:
- The Hazard Mitigation Grant Program, we believe that between the Hazard Mitigation Grant Program and
- The Hazard Mitigation Grant Program, we believe that between the Hazard Mitigation Grant Program and
- Mitigation, I don't believe that we'll see federal mitigation assistance through FEMA.
- Mitigation, I don't believe that we'll see federal mitigation assistance through FEMA this fiscal year
- all hazards mitigation plan and it's supposed to be our attempt to coordinate mitigation resources at
Summary:
The committee held a budget hearing for the Oklahoma Office of Emergency Management, with Director Annie Verst presenting the agency’s FY26/FY27 request and explaining the agency’s role in disaster response, recovery, preparedness, and mitigation. She said OEM remains a lean agency focused on coordinating resources for local governments, supporting recovery after disasters, and helping communities build resilience. She highlighted recent activity including wildfire response, multiple fire management assistance declarations, $83 million in public assistance payouts, use of the new state disaster revolving fund, and implementation of an Oklahoma resilient recovery strategy and ARPA-funded rural public safety grants.
Verst emphasized uncertainty in federal funding and FEMA operations, saying hazard mitigation assistance has been canceled for the first time since 1988, some obligations were delayed under DHS’s “Defend the Spend” review, and the emergency management performance grant period was shortened before later being resolved. She said OEM has restructured by eliminating obsolete administrative work, repurposing positions to regional coordinators, ending warehouse leases, and assigning fleet vehicles more efficiently. Her budget request included $3.7 million to cover a possible loss of federal operating support, $1 million for a required state hazard mitigation plan update, $3.8 million for the state emergency fund to cover anticipated 12.5% state shares and replenish prior expenditures, and $800,000 for anticipated other-needs/temporary sheltering cost share.
Members questioned her about Oklahoma Task Force One, the revolving fund, and whether OEM is shifting toward a response-focused agency. Verst said response remains local and OEM’s role is coordination, recovery, and mitigation, not replacing local emergency management. She explained Task Force One is used when local capacity is exceeded, is not currently funded by OEM for routine operations, and the revolving fund helps bridge reimbursement delays. She also said the hazard mitigation plan update would likely be done by an outside contractor or university partner. No votes were taken; the hearing ended after questions and thanks from the chair.
WA
Washington 2025-2026 Regular Session
JLARC I-900 Subcommittee for SAO Performance Audits Jul 16th, 2025
JLARC I-900 Subcommittee for SAO Performance Audits
Transcript Highlights:
- be needed to help it withstand those risks.
- In the case of high flooding risk, platforms for the infrastructure; in the case of wildfire risk, expanding
- My question is, did you look at the difference between risk and hazard?
- or the hazard risk of flooding and mudslides and things like that.
- to electricity infrastructure, as well as consider additional model policies to mitigate such risks
Summary:
The Joint Legislative Audit and Review Committee I-900 Subcommittee heard JLARC’s annual update on the status of legislative implementation of State Auditor recommendations, followed by two State Auditor performance audits. JLARC staff reported that for the 2024 review period there were three new legislative recommendations and three unresolved older recommendations. They said the legislature did not convene a work group on civil asset forfeiture, and no formal action was taken on two water-use-efficiency recommendations. Two recommendations related to concurrent Medicaid enrollments were addressed in a bill introduced this session, but that bill was not adopted.
The first audit examined how Washington can ensure climate-resilient electricity infrastructure. The State Auditor found the state has opportunities to better adapt new energy infrastructure by using more site-specific climate information, broader collaboration, and vulnerability assessments. The report recommended expanding climate analyses through the University of Washington Climate Impacts Group if funding is available, using forecasted information in DNR wildfire maps, designating a non-regulatory office to coordinate siting and conflict resolution, and expanding vulnerability assessments in Ecology and Commerce processes. Agency witnesses generally agreed resilience is important but emphasized existing efforts, the need to avoid duplicative requirements, the importance of affordability and efficiency, and the role of current forums such as the Clean Energy Siting Council and SEPA processes.
The second audit reviewed fines for human trafficking and related sexual exploitation crimes. Auditors found courts assessed fines inconsistently, collection rates varied, some revenues were sent to the wrong local government, and some jurisdictions did not use the money as required for enforcement, prevention, or survivor services. The audit recommended courts work with prosecutors to improve awareness of mandatory fines, and that King and Pierce County improve coding, templates, and tracking so revenues are routed and used correctly. King County testified that it appreciated the audit and described its existing prevention and survivor-support work. The committee took no votes or formal actions and adjourned after the presentations and testimony.
CA
California 2025-2026 Regular Session
Senate Emergency Management Committee Apr 21st, 2026
Emergency Management
Transcript Highlights:
- Program. ...would have the intent to expand the California Wildfire Mitigation Program.
- and create defensible space in high-risk and socially vulnerable communities.
- detect these fires, and to mitigate them before they even start in the first place.
- The bottom line is that temporary powers are at risk of becoming long-term governance tools.
- The way that Go Green works is it offers a credit enhancement to mitigate the risk of default, which
Summary:
The Senate Emergency Management Committee heard five wildfire- and emergency-related bills. SB 1270 by Senator Richardson would expand the California Wildfire Mitigation Program beyond its current pilot counties, with testimony from the California State Association of Counties and others supporting broader, data-driven home hardening assistance in high-risk communities. SB 1079 by Senator Stern would create a permanent Fire Innovation Unit within Cal Fire to identify operational needs, test new wildfire technologies, and speed deployment of successful tools; it drew broad support from fire, environmental, local government, and industry groups. SB 1020 by Senator Nilo would require annual reporting on open gubernatorial states of emergency, including spending and lessons learned, to improve legislative oversight without limiting emergency powers; the LAO provided technical assistance and the bill was framed as a transparency measure.
The committee also heard SB 894 by Senator Allen, which would establish a wildfire resilience loan program modeled on the state’s Go Green financing platform to help homeowners pay for wildfire hardening and defensible space improvements. Supporters, including the State Treasurer’s office, counties, fire safety advocates, local governments, climate groups, and credit unions, said the bill would make mitigation more affordable and scalable; no opposition was presented. A consent item, SB 973, was also taken up, though the transcript does not describe its substance.
All five measures were moved out of committee on due pass or do pass motions as amended to the Senate Appropriations Committee. The committee repeatedly called roll as members arrived, and each bill ultimately received unanimous support from the members present, with several votes left on call until absent members were recorded. No opposition testimony was heard on any of the bills discussed.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 4 on Climate Crisis, Resources, Energy, and Transportation Apr 8th, 2026
Transcript Highlights:
- You are putting your water body at a lot more risk.
- fire risk.
- And you can't just harden or mitigate a single home.
- You have to mitigate the whole community or where the... Mitigate a single home.
- , as well as wildfire risk related to electricity transmission risk reduction.
Summary:
The subcommittee began by announcing a change in the agenda order, moving item 6 ahead of item 1 and then item 7, and noting there would be no votes taken on any items that day. Item 6 covered a proposed operational efficiencies control section for the Natural Resources Agency that would let multiple departments jointly fund landscape-scale or multi-jurisdictional projects and allow Finance to transfer climate bond funds to a lead state entity. The LAO said the proposal was reasonable but suggested the Legislature consider requiring summary notification on how it is used; Finance said it would consider that request.
Item 7 focused on the 2026-27 biodiversity and nature-based solutions spending plan. Finance and the Wildlife Conservation Board described the climate bond funding for habitat restoration, wildlife crossings, public access, tribal nature-based solutions, and related work, including $111 million proposed for WCB and $30 million for Salton Sea habitat and public access projects. The LAO supported the overall approach but flagged the San Andreas Corridor Program as an area where the Legislature may want to specify geographic priorities. Members discussed the pace of Salton Sea work and whether the proposed projects would count toward disadvantaged community goals.
Item 8 addressed Cal Fire’s aviation contract and staffing needs for wildfire response. Cal Fire said year-round fire activity, a larger and more complex aircraft fleet, and labor market pressures justified the proposed contract increase, including more mechanics, pilots, and maintenance support. The LAO recommended approval, saying the proposal addressed health and safety concerns. Members asked about contractor staffing, competition in the bidding process, and future technology for early fire detection and suppression.
The committee then took up item 1 on golden mussel containment. Fish and Wildlife described the invasive species’ spread in the Delta, the task force and response framework, and a request for eight new positions funded by Prop. 4 to support control plans, outreach, monitoring, research, and coordination with partners and law enforcement. Members pressed the department on whether the state should fund more direct decontamination infrastructure and grants to local water managers, and on the realistic goal of containing the mussel. The chair and several members emphasized the urgency of the threat and requested an itemized breakdown of the $20 million request. The hearing then moved to a broader LAO overview of wildfire prevention and response funding, where the LAO summarized the state’s funding mix and warned that ongoing wildfire resilience funding will likely decline as one-time bond and GGRF funds are exhausted, prompting discussion of long-term funding options and the balance between prevention, suppression, and community hardening.
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Jun 3rd, 2025
Transcript Highlights:
- You know, how does Wall Street view the risk of these utilities at this time?
- You know, how does Wall Street view the risk of these utilities at this time?
- They would need to submit wildfire mitigation plans.
- Well, I think the idea is that we're trying to share the risk to create a risk pool that is diverse and
- pool that contribute, risk to create a risk pool that is diverse and broad, but the public owners under
Summary:
The Assembly Committee on Utilities and Energy heard two bills focused on electricity affordability and utility costs. AB 745, by Assembly Member Irwin, would restructure the California Climate Credit by shifting it from lump-sum payments to direct reductions in volumetric electricity rates and moving the credit to the summer months when bills are highest. The author and UC Santa Barbara economist Dr. Kyle Meng argued this could significantly lower summer rates and better help households during extreme heat. Supporters, including UCS, NRDC, and some labor representatives, favored the concept, with some urging that the gas climate credit also be redirected. No opposition testimony was presented, and the bill passed 18-0 to the floor.
The committee then considered AB 825, also presented as an affordability package aimed at reducing electric bills by addressing wildfire mitigation costs, transmission financing, permitting delays, and a review of ratepayer-funded programs. The bill would authorize securitization for undergrounding expenses, remove the first $15 billion in undergrounding capital investments from the rate base for return purposes, create a public transmission financing program using Proposition 4 funds and IBank support, revive the California Power Authority as a public sponsor, and establish a task force to review energy efficiency and demand response programs. The author and witness Matt Friedman of The Utility Reform Network said the bill could save ratepayers billions over time through lower-cost public financing and securitization.
Testimony on AB 825 was mixed. Support came from several consumer and clean-energy groups, while utilities and labor raised concerns about the bill’s impact on utility financial stability, wildfire fund participation, liability, and whether the $15 billion securitization cap could discourage undergrounding. Some witnesses also objected to the task force’s potential effect on energy efficiency and demand response programs. Committee members discussed the need to balance affordability with utility creditworthiness and wildfire safety, and several asked for more analysis of market impacts and liability issues. Despite those concerns, AB 825 passed the committee 13-0 and was sent to the floor.
TX
Bills:
SJR27, SJR39, SB22, SB33, SB34, SB37, SB209, SB310, SB326, SB505, SB605, SB618, SB732, SB762, SB769, SB783, SB819, SB825, SB870, SB964, SB1030, SB1080, SB1085, SB1099, SB1124, SB1208, SB1233, SB1314, SB1320, SB1333, SB1398, SB1405, SB1541, SB1567, SB1596, SB1598, SB1625, SB1646, SB1662, SB1750, SB1758, SB1791, SB1804, SB1810, SB1818, SB1838, SB1855, SB1869, SB1951, SB2024, SB2077, SB2078, SB2252, SB2253, SB2368, SB2411, SB2420, SB2425, SB2569
Keywords:
judicial conduct, state commission, judicial misconduct, commission membership, constitutional amendment, veto override, legislature power, governor, Texas Constitution, Texas, moving image industry, incentive program, film production, grant funding, job creation, economic development, wildfire, wildfire mitigation, wildfire prevention, volunteer fire department
TX
Transcript Highlights:
- of the bill. so I don't want to risk that.
- I can look at that, but I'm not going to risk this bill. with the advice that it's possible that it would
Bills:
SJR27, SJR39, SB22, SB33, SB34, SB37, SB209, SB310, SB326, SB505, SB605, SB618, SB732, SB762, SB769, SB783, SB819, SB825, SB870, SB964, SB1030, SB1080, SB1085, SB1099, SB1124, SB1208, SB1233, SB1314, SB1320, SB1333, SB1398, SB1405, SB1541, SB1567, SB1596, SB1598, SB1625, SB1646, SB1662, SB1750, SB1758, SB1791, SB1804, SB1810, SB1818, SB1838, SB1855, SB1869, SB1951, SB2024, SB2077, SB2078, SB2252, SB2253, SB2368, SB2411, SB2420, SB2425, SB2569
Keywords:
judicial conduct, state commission, judicial misconduct, commission membership, constitutional amendment, veto override, legislature power, governor, Texas Constitution, Texas, moving image industry, incentive program, film production, grant funding, job creation, economic development, wildfire, wildfire mitigation, wildfire prevention, volunteer fire department
KY
Kentucky 2025 Regular Session
Disaster Prevention and Resiliency Task Force (6-27-25)
Transcript Highlights:
- So mitigation recovery and mitigation.
- risk and better quantify uh the the risk risk and better quantify uh the the risk or<00:57:15.599
- Data management and risk assessment. What's at risk?
- risk areas first. risk areas first.
- are going to reduce risk. are going to reduce risk.
Summary:
The first meeting of the Disaster Prevention and Resiliency Task Force focused on the task force’s mission and on recent Kentucky flooding disasters. The co-chairs described the need to better prepare for increasingly frequent and costly natural disasters, including flooding, tornadoes, wildfires, and ice storms, and emphasized coordination among local, state, federal, and interstate partners. The discussion also stressed the importance of budgeting for mitigation, infrastructure resilience, housing, insurance, and recovery planning, with several members sharing personal experiences with disaster impacts in their districts.
Kentucky Emergency Management Director Eric Gibson gave the main presentation, responding to questions about the February and April flooding events. He said the February event affected the entire state, with 11,825 individuals registering for assistance and 1,194 public-assistance projects written so far; he also reported 134 households still sheltered, 190 households moved to permanent housing, and three disaster recovery centers still open after a regional consolidation. For the April event, he said 37 counties had individual assistance, 83 counties were still pending public assistance, and no hazard mitigation had yet been declared; 5,893 people had registered for individual assistance, and 144 households were sheltered, with 83 families already moved to permanent solutions. He noted that counties without public assistance would have to cover expenses locally unless state or federal aid is approved.
Gibson also outlined Kentucky Emergency Management’s tools and resources, including a 24/7 state operations center and warning point, embedded National Weather Service meteorologists, five regional warehouses stocked with water, MREs, blankets, and kits, a statewide web-based damage reporting system, laundry trailers, generators, a disaster needs hotline that has received 6,972 calls, and a mutual aid system used to deploy resources such as water tankers. He highlighted ongoing work on urban search and rescue, qualification systems for emergency operations personnel, and aerial documentation of storm damage. No votes or formal actions were taken at this meeting.