Transcript Highlights:

• </c> evolved different consumer protections evolved different consumer protections that<00:25:34.960>
• </c><00:55:31.440><c> the</c> profit and take action to protect the profit and take action to protect
• </c><02:02:35.199><c> Establishes</c> protection of minors. Establishes protection of minors.
• </c> further strengthen the bill and protect further strengthen the bill and protect it<02:03:25.599>
• It protected our mortgage. It protected our financial stability.

Bills: HB20 , HB2612 , HB2404 , HB2459 , HB2194 , HB1880 , HB2284 , HB1969 , HB2458 , HB1546 , HB2161 , HB1721 , HB1641 , HB2137 , HB1782 , HB2360 , HB1965 , HB1897 , HB1513

Committee: House Consumer Protection & Commerce

Keywords: lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification

Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.

Transcript Highlights:

• </c><00:34:27.200><c> coastal</c> Hawaii in the lead protecting coastal Hawaii in the lead protecting
• </c> the state's responsibility to protect the state's responsibility to protect state<00:48:21.040><
• </c> I don't want to lose that protection. I don't want to lose that protection.
• Thank you. protection uh is language. Can you sum protection uh is language.
• Um, it's largely to protect it from development, but also to protect resources.

Bills: HB1846 , HB2205 , HB1802 , HB1571 , HB2047 , HB2434 , HB2426 , HB2361 , HB2395 , HB1712 , HB2544 , HB1619

Committee: House Water & Land

Keywords: coastal erosion, shoreline properties, regional planning, mitigation districts, sediment management, environmental impact, public access, community financing, shoreline erosion, emergency permits, coastal management, erosion control, Hawaii Revised Statutes, HB1802, conservation banking, conservation bank, mitigation banking, compensatory mitigation, incidental take permit, incidental take license

Summary: The committee heard testimony on HB 1846, relating to shoreline mitigation districts. DLNR and the Office of Planning opposed the bill, arguing it would improperly shift regulatory roles between the agencies and prioritize private land interests over public trust and natural and historic resources. Supporters, including the Shoreline Preservation Coalition, Kahana Bay residents, and Hawaii Realtors, said regional planning is needed to address severe erosion, especially in Kahana, and that better coordination between state and county agencies could help move stalled projects forward. Testifiers emphasized that shoreline conditions vary by area and that science-based, region-specific solutions are needed. Members asked questions about whether existing law already allows regional planning and emergency shoreline responses. DLNR said it already has authority to process regional projects and cited an existing draft EIS for Kahana Bay that would proceed through normal permitting and public hearing channels. Supporters responded that the bill would provide a clearer regional planning framework and help communities facing urgent erosion impacts. No vote was taken on HB 1846 in the portion provided. The committee then took up HB 2205, relating to emergency erosion mitigation. DLNR opposed the bill, saying it already has authority to issue emergency permits and had recently done so quickly for a collapsed sidewalk at Queen Surf Beach, and warning that the bill’s language could weaken Act 16 by changing a prohibition on shoreline hardening to a requirement to merely minimize it. Kahana Bay representatives and other supporters argued the bill would create a limited, regulated short-term pathway for emergency shoreline solutions while long-term plans are developed, and said current permits have expired or stalled, leaving dangerous sandbags and no practical relief. Additional testimony from a private homeowner stressed that erosion is threatening homes and that private owners are often bearing the cost of protecting public shoreline access. The discussion remained focused on balancing emergency protection, public access, and long-term shoreline management, and no final action was taken in the excerpt provided.

Transcript Highlights:

• These predatory practices are consumer protection problems.
• These predatory practices are consumer protection problems.
• Basic consumer protections need to be put in place.
• And then equally, we want to make sure that we have protection from consumer protection violations for
• So I presume you’re out of the consumer protection section there.

Bills: SB6149 , SB6175 , SB6230 , SB6248 , SB6312 , SB6061 , SB6137

Committee: Senate Business, Trade & Economic Development

Keywords: rural county, frontier county, public facilities funding, economic development, local option sales tax, sales and use tax, workforce housing, affordable housing, county tax authority, RCW, Washington state, community economic revitalization board, CED, infrastructure funding, public works, job creation, job retention, job expansion, county planning, state auditor reporting

Transcript Highlights:

• I just wanted to protect people and bring that to our attention.
• There should be a way to fix that so that protection is still upheld.
• I just wanted to protect people and bring that to our attention.
• There should be a way to fix that so that protection is still upheld.
• This bill builds upon existing protections to address these modern risks.

Bills: SB5837 , SB6011 , SB6009 , SB5868 , SB5974 , SB5720 , SB5833 , SB5936 , SB5993 , SB6070 , SB6002 , SJM8014 , SB6086

Committee: Senate Law & Justice

Keywords: guardianship, conservatorship, protective arrangement, protective arrangements, supported decision-making, supported decision making, court visitor, adult guardianship, limited guardianship, full guardianship, adult conservatorship, less restrictive alternative, capacity, legal capacity, respondent rights, due process, vulnerable adults, disability rights, elder abuse, estate management

Transcript Highlights:

• service, or people who are in the fire service, they want to figure out if there's a way for them to protect
• I feel this way, but by and large, I don't think physicians see this as a protect our turf finances issue
• regulatory excellence in nursing, helping our boards understand and meet their mandate for public protection
• They license them, regulate their scope of practice, and enforce the Nurse Practice Act in order to protect
• authority agreements, I think that the TMA representatives talked about the ability to even want to protect

Bills: HB35 , HB4490 , HB4454 , HB2188 , HB3078 , HB4743 , HB2556 , HB46 , HB5342 , HB4783 , HB3785 , HB5278 , HB1639 , HB2581 , HB4224 , HB4070 , HB4099 , HB4882 , HB3794 , HB46

Committee: House Public Health

Keywords: peer support, first responders, mental health, confidentiality, emergency services, disclosure, next of kin, public information, deceased persons, privacy rights, patient solicitation, marketing practices, healthcare regulation, task force, deceptive advertising, nurse aide, certification, Texas Board of Nursing, healthcare workforce, nursing standards

Transcript Highlights:

• We want to protect our resources just as much as anyone else.
• So, of course, we want to protect and use our DCP to safeguard that resource.

Bills: SB1169 , SB1285 , SB1583 , SB1611 , SB1898 , SB1976 , SB2160 , SB2161 , SB2658 , SB2661 , SB2662 , SB2692 , SB1055 , SB1359 , SB2660

Committee: Senate Water, Agriculture and Rural Affairs

Keywords: water service, sewer service, public utility, joint operation, infrastructure, municipality, compliance, SB 1285, bats, bat protection, wildlife protection, Texas Parks and Wildlife Code, Parks and Wildlife Code Section 63.101, hunting bats, bat possession, bat sales, bat trade, pest control, licensed pest control professional, animal control officer

Transcript Highlights:

• Your job is to protect the public, right? It is, yes.
• However, there are no protections for entombing bats in unoccupied buildings.
• I'm speaking in favor of additional protection for Texas bats.
• Our goal always is to protect both people.
• We would hope that the protections would actually extend to buildings all year round.

Bills: SB1169 , SB1285 , SB1583 , SB1611 , SB1898 , SB1976 , SB2160 , SB2161 , SB2658 , SB2661 , SB2662 , SB2692 , SB1055 , SB1359 , SB2660

Committee: Senate Water, Agriculture and Rural Affairs

Keywords: water service, sewer service, public utility, joint operation, infrastructure, municipality, compliance, SB 1285, bats, bat protection, wildlife protection, Texas Parks and Wildlife Code, Parks and Wildlife Code Section 63.101, hunting bats, bat possession, bat sales, bat trade, pest control, licensed pest control professional, animal control officer

Transcript Highlights:

• I ask that you please vote no on this bill to protect your constituents and keep Texas a great place
• So let's protect and strengthen this essential service.
• It doesn't restrict access to care; it protects individuals in the recovery process.
• , and the best way to protect them is to have radiographic examinations and in-person examinations.
• One, it protects patients from the surprise fees.

Bills: HB46 , HB35 , HB4490 , HB4454 , HB2188 , HB3078 , HB4743 , HB2556 , HB46 , HB5342 , HB4783 , HB3785 , HB5278 , HB1639 , HB2581 , HB4224 , HB4070 , HB4099 , HB4882 , HB3794

Committee: House Public Health

Keywords: local government spending cap, expenditure limit, political subdivision, property tax, ad valorem tax, budget cap, taxpayer protection, spending restraint, inflation adjustment, population growth, voter approval, supermajority vote, county budget, municipal budget, school district finance, junior college district, hospital district, special district, attorney general enforcement, local fiscal limits

Transcript Highlights:

• We've got those protections in there as well.
• Protections for Texans to match the modern world.
• But there are certain protections, and I want to tell everybody that there are certain protections in
• This is not just about protecting providers; it's about protecting patients.
• Patients and their families need our protection.

Bills: SB95 , SB268 , SB493 , SB619 , SB660 , SB922 , SB984 , SB1098 , SB1188 , SB1307 , SB1332 , SB1822

Committee: Senate Health & Human Services

Keywords: immunization, written informed consent, civil liability, health care provider, vaccine compensation, administrative penalty, health care, licensing, complaint procedure, disciplinary action, law enforcement, pharmacy benefit manager, PBM, gag clause, prescription drug pricing, out-of-pocket cost, cash price, pharmacist, pharmacy, prescription drug benefit

Transcript Highlights:

• My name is Elizabeth Watkins, I'm the Associate judge for the Child Protection Court of the Concho Valley
• It is because it is a consumer protection bill.
• Senate Bill 916 ensures the continuation of very important protections for ambulance patients as well
• The bill extends protections included in...
• Yeah, I just know ERISA has always been kind of protected.

Bills: SB502 , SB513 , SB622 , SB670 , SB731 , SB732 , SB916 , SB961 , SB1122

Committee: Senate Health & Human Services

Keywords: SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare

Transcript Highlights:

• So it is our duty to protect this investment.
• There are already protections in the Right to Try program.
• Those protections... are in place.
• Senate Bill 732 will protect our state's elderly population.
• Seniors should be protected, and in theory, it's a great bill, I like it.

Bills: SB502 , SB513 , SB622 , SB670 , SB731 , SB732 , SB916 , SB961 , SB1122

Committee: Senate Health & Human Services

Keywords: SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare

Transcript Highlights:

• The protection models are also different.
• Protecting business-critical state systems ensures the government can function during an incident; protecting
• So we do need those multiple layers of protection. We need the protective layer.
• Well, thank you also very much for protecting us as well as future work to be done.
• Well, thank you also very much for protecting us as well as future work to be done.

Bills: HB2579

Committee: House Technology, Economic Development, & Veterans

Keywords: public media, digital equity, funding, media access, communication technology, 904, all

Transcript Highlights:

• So, if we find somebody who is in need of an energy payment and they're involved with child protective
• </c> they're involved with child protective they're involved with child protective services,<00:07:25.400
• But are there any tools in the PSC that you feel like you're really lacking right now to protect any
• the idea of protecting all the rate<00:55:37.560><c> payers.
• Nursing homes need it to protect the most vulnerable. Businesses need it to function.

Bills: SB8

Committee: Joint Natural Resources & Energy

Keywords: utilities, public service commission, energy regulation, appointment, emergency declaration, tax increases, consumer protection, The first couple minutes of the livestream was cut off. This recording restored the beginning of the meeting Meeting Start 00:00:00 Attendance Roll Call 00:00:51 Approval of Minutes 00:02:07 Legislator Comments 00:02:18 LIHEAP Public Hearing 00:04:19 PSC Update on RS 26 SB 8 00:32:18 WaterStep Presentation 01:04:08, 958, all

Bills: HCR13 , HCR91 , HCR183 , HR15 , HR83

Committee: Senate Education

Keywords: coral reefs, sunscreen, environmental education, student stewardship, marine conservation, tree canopy, public schools, environmental equity, shade coverage, education, HCR183, House Concurrent Resolution, Department of Education, DOE, immigration enforcement, ICE, federal immigration officers, sensitive locations, school safety, student protection

Transcript Highlights:

• Uh, we would hope to use this to purchase easements to restore and permanently protect between about
• </c><00:21:15.080><c> between</c> restore and permanently protect between restore and permanently protect
• This agreement also added some practices to protect drinking water more fully, uh, in addition to the
• Um, just be a great area to protect, I would think.
• ,</c><00:26:42.080><c> I</c> Um just be great area to protect, I Um just be great area to protect, I

Bills: HF3599 , HF3761 , HF3523 , HF3515 , HF573

Committee: House Capital Investment

Keywords: water treatment, infrastructure, municipal funding, bond issuance, Becker, sewer improvements, sanitation, Hibbing, state bonds, infrastructure funding, capital investment, safety improvements, mobility, U.S. Highway 12, bonds, transportation funding, trails, Prior Lake, bond funding, recreational improvements

Transcript Highlights:

• :03:17.360><c> water</c> helps protect Minnesota's water helps protect Minnesota's water resources,<00
• </c> provides limited liability protection provides limited liability protection for<00:03:45.200><c>
• </c><00:04:00.239><c> gross</c> Um, this bill does not protect gross Um, this bill does not protect gross
• </c> conduct aqua aquifer tests to protect conduct aqua aquifer tests to protect the<00:42:43.200><c>
• So, doing on protecting water. Um I know in doing on protecting water.

Bills: HF3793 , HF3699 , HF793 , HF3322 , HF3426

Committee: House Environment and Natural Resources Finance and Policy

Keywords: groundwater, water use permit, data centers, public health, environmental regulations, municipalities, state park license plate, specialty license plate, Minnesota DNR, Department of Natural Resources, license plate design contest, North Shore, Lake Superior Agate, AI-generated art, artificial intelligence, Minnesota resident, state parks, specialty plates, vehicle registration, contest requirements

Transcript Highlights:

• Then we have HIPAA laws and we have other laws that protect those patients' identity and information
• health information is stored protective health information is stored and<00:29:21.360><c> still</c><
• the health information of the protect the health information of the patient<00:29:59.279><c> to</c><
• Having a trained professional to identify highly protected information such as treatment for domestic
• privacy protections that it justifiably<00:32:14.480><c> needs.

Bills: HF3521 , HF1807 , HF1270 , HF2070 , HF3136

Committee: House Health Finance and Policy

Keywords: hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure

Bills: HF3521 , HF1807 , HF1270 , HF2070 , HF3136

Committee: House Health Finance and Policy

Keywords: hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure

Transcript Highlights:

• > are</c> &gt;&gt; I just want to make sure those are &gt;&gt; I just want to make sure those are protect
• <00:10:14.320><c> give</c><00:10:14.480><c> it</c><00:10:14.560><c> to</c><00:10:14.720><c> a</c> protect
• I mean, if I give it to a protect.
• email addresses, D, telephone numbers, and struck, which are not to be released, voter information protected

Bills: HB67 , HB89 , HB67 , HB89

Committee: House Constitution, Campaigns and Elections

Keywords: parental rights, drag performances, public schools, public libraries, overnight programs, gender identity, minor safety, HB89, Medicaid, pregnant women, pregnancy, prenatal care, ambulatory prenatal care, presumptive eligibility, temporary Medicaid coverage, Alabama Medicaid Agency, maternal health, low-income women, health coverage, eligibility determination

Transcript Highlights:

• This bill will help protect our businesses and citizens from devastating cyber attacks.
• Several states have already enacted similar laws, such as Ohio's 2018 Data Protection Act and Utah's
• SB 2610 aligns with these by encouraging Texas businesses to adopt industry-standard protections like
• It ensures accountability while fostering a secure business environment and protecting our economy.
• Senate Bill 1540 addresses this issue by extending confidentiality protections to election employees,

Bills: SB1540 , SB2610 , SB2373

Committee: House Delivery of Government Efficiency

Keywords: election officials, confidentiality, personal information, government transparency, public safety, cybersecurity, data breach, breach of system security, exemplary damages, punitive damages, liability shield, safe harbor, small business, mid-sized business, Texas Business & Commerce Code, sensitive personal information, personal identifying information, identity theft, fraud prevention, NIST