Video & Transcript Research : 'premium increase'
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KY
Kentucky 2025 Regular Session
Senate Standing Committee on Transportation (3-5-25) - Reupload
Transcript Highlights:
- the um uh the insurance cost increase the um uh the insurance cost for<00:21:27.360>
for <00:21 - the cost of imagine that if it increase the cost of the<00:21:41.279>
company <00:21:42.279>- The insurance premium for driveaway businesses was quoted as approximately $300,000 per year, compared
- company thereby decreasing the premiums company thereby decreasing the premiums the<00:27:43.200
- <00:27:49.880>
are more clear and and the premiums are more clear and and the premiums are
Keywords:
Special Guests 00:13
Roll Call 00:39
HB 15 Discussion 01:35
HB 15 Vote 14:03
HB 157 Discussion 17:28
HB 157 Vote 18:42
HB 444 Discussion 19:35
HB 444 Vote 23:12
HB 188 Discussion 25:20
HB 188 Vote 29:37, 958, all
Summary:
The committee met with a quorum, approved the prior meeting minutes, and then took up several bills out of order. House Bill 15, sponsored by Leader Rudy, would lower the learner’s permit age to 15 while keeping the graduated driver’s license system in place until age 17. Supporters, including a 14-year-old witness, argued it would give teens more supervised driving experience, align Kentucky with surrounding states, and help families and the workforce. Members raised questions about safety, parental supervision, and regional driver’s license office backlogs, but the bill was reported favorably with a committee substitute attached after a roll call vote.
The committee then heard House Bill 444, which would conform Kentucky CDL rules to federal reporting requirements by preventing masking of violations and would lower the age for certain hazmat CDL endorsements from 21 to 18 for in-state use only, excluding school bus endorsements. The sponsor and supporters said the change would help address truck-driver shortages and support delivery of propane, agricultural products, and other hazardous materials. A question was raised about possible insurance cost increases, but the sponsor said companies would decide whether to hire younger drivers and that the bill was intended to keep trucks moving. The bill was reported favorably with expressions of opinion that it should pass.
House Bill 157, a Department of Agriculture initiative creating a tag bill for commercial vehicles, was briefly presented and reported favorably with a committee substitute. House Bill 188, dealing with driveaway plates for businesses that transport vehicles for others, was also heard. The sponsor said the bill would clarify how many plates a business needs, reduce insurance exposure, and help keep a Warren County driveaway business in Kentucky rather than moving to neighboring states. After questions about how the plates work and a committee substitute changing the issuing authority language, the bill was reported favorably with expressions of opinion that it should pass. The committee then adjourned.
TX
Transcript Highlights:
- Recommendations include 450... revenue to offset member premium increases.
- We funded the $588.5 million last session, directing us to keep premium increases on average to a 10%
- Through normal premium increases, that would not impact the amount of revenue that we would need from
- costs because they didn't see a premium increase that we paid.
- . $4 billion in new state funding did go to offset higher TRS health insurance premiums, increase the
FL
Florida 2025 Regular Session
November 5, 2025 - 10:00 AM
Transcript Highlights:
- Maybe increasing the limits, but not the numbers as proposed.
- This bill will increase the cost of government. I will... ...will increase the cost of government.
- This will increase cost to the taxpayer.
- He said the bill would increase insurance premiums by about 50%, according to their carrier. [00:21:40
- ] Keith Britton said the bill would increase insurance premiums by as much as 50%, according to their
Summary:
The Civil Justice and Claims Subcommittee considered HB 145, by Rep. McFarland, which would raise Florida’s sovereign immunity caps from $200,000 per person and $300,000 per incident to $500,000 and $1 million, with a future inflation-based increase, extend the time to bring claims, and allow local governments to settle claims above the cap without a claims bill. McFarland argued the bill modernizes an outdated system and helps injured people obtain compensation more fairly and efficiently, while preserving sovereign immunity. Several members spoke in support during debate, saying the bill better balances government accountability and victims’ rights and that current caps have not kept pace with inflation and damages.
Public testimony was largely in opposition. Local governments, counties, cities, insurance groups, and school-related organizations warned the bill would significantly increase liability exposure, insurance premiums, and taxpayer costs, especially for small and rural governments and school districts. Opponents also objected to the provision allowing settlements above the cap without legislative action, saying it would weaken the cap and increase litigation and costs. Supporters countered that injured people often wait years for claims bills and that governments should be able to resolve meritorious claims directly.
After debate, the committee voted 16-1 to report HB 145 favorably, with Rep. Lopez voting no. The meeting then adjourned.
CA
California 2025-2026 Regular Session
Assembly Budget Committee Jun 11th, 2025
Transcript Highlights:
- Increase that by $2.1 billion.
- premium.
- And that's part of why the spending growth is increasing.
- LCHC opposes the proposed Medi-Cal freezes and the $30 premium.
- We're committed to working with you to increase provider rates.
Summary:
The Assembly Budget Committee heard opening remarks on the 2025 Budget Act, which will be amended into AB 101 and SB 101 for floor consideration. Committee leaders described the budget as a difficult compromise shaped by a $12 billion deficit, federal funding uncertainty, wildfire impacts, and rising out-year costs, while emphasizing a balance between compassion and fiscal responsibility. Each budget subcommittee chair then summarized major actions in their areas, including health care, human services, education, climate and transportation, housing and state administration, public safety, and oversight/transparency.
Key policy items included delaying or narrowing some of the Governor’s proposed cuts, especially in Medi-Cal and other safety-net programs; preserving funding for dental care, women’s health, family planning, hospice, long-term care, IHSS, and services for undocumented Californians; and maintaining or expanding child care, foster care, food banks, and CalWORKs-related supports. Education actions included additional Proposition 98 settle-up, reduced deferrals, support for TK-12, teacher recruitment, literacy, mental health, preschool slots, and restored funding for UC and CSU. Other major items included housing and homelessness investments, wildfire and disaster response funding, transit loans and greenhouse gas reduction fund support, Proposition 36 and VOCA-related public safety funding, and oversight measures on federal impacts and state efficiency.
Department of Finance and Legislative Analyst staff said the package makes some of the same savings moves as the May Revision but relies more on internal borrowing and fewer reductions, leaving a smaller reserve than the administration’s plan but still maintaining roughly $11 billion in the rainy day fund. Members from both parties largely supported the package while raising concerns about long-term sustainability, Medi-Cal costs, reserve use, and the need for future revenue and program review. The committee adopted the subcommittee actions by roll call, 18-6, with the roll held open for absent members and additional comments continuing after the vote.
FL
Florida 2026 4th Special Session
February 12, 2026 - 02:30 PM
Transcript Highlights:
- their coverage premiums.
- Robbie Logan: Our agencies are facing reductions in coverage as well as increased premiums and deductibles
- Mark Wickham: From 2019 until 2024, child welfare not-for-profits experienced an average premium increase
- Some Mark Wickham: organizations report premiums increasing 200%.
- And even if the premiums have increased, it may reflect a reality that some of these agencies are not
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 3 on Health and Human Services May 28th, 2026
Transcript Highlights:
- We also appreciate the delays for dental and premiums.
- Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
- Appreciate the rejection of the asset limit, the increased premium, the caps on CalPACE, and really would
- Also, thank you for the rejection of the additional PACE cuts, the asset tests, and the increased premium
- An increased cost to the state in the long run.
Summary:
The Senate Budget Subcommittee No. 3 on Human Services held its final hearing on the budget, with the chair framing the Senate’s plan as a counterproposal that rejected major cuts and preserved revenues. Public comment was overwhelmingly supportive of the subcommittee’s actions, with advocates, counties, providers, and community groups thanking members for rejecting or delaying proposed cuts to Medi-Cal asset limits, immigrant coverage and premiums, IHSS, PACE, APS, behavioral health advocacy and innovation grants, mobile crisis services, and certain dental and provider payment reductions. Speakers also urged additional funding or trailer bill changes for county eligibility work, public hospitals, indigent care, CalFresh outreach and food benefits, child care slots and COLAs, legal services for immigrants, and long-term services and supports.
A major theme was the Senate’s “Be Home Soon” proposal, which many disability, aging, home care, and health care organizations praised as a way to shift care from institutions to home- and community-based settings. Testimony also supported restoring or maintaining funding for behavioral health programs, including 988/mobile crisis infrastructure, community advocacy contracts, and Title IV-E workforce funding. Several county and provider groups asked the committee to consider alternative proposals related to H.R. 1 impacts, Medi-Cal coverage losses, and county indigent care costs, while others requested continued work on public hospital support, CFAP expansion, and implementation details for child care and IHSS.
The subcommittee then took three votes on grouped budget items. The first consent block, covering a large set of items, passed 3-0. The second block passed 2-1, with Senator Grove voting no. The final block passed 3-0. The hearing concluded with the chair stating the subcommittee had done its part and adjourning the meeting.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Health Care Financing Jun 21st, 2026 at 11:00 am
Joint Committee on Health Care Financing
Transcript Highlights:
- This increased her distress.
- Greenfield had a rate increase of 20%.
- Just think of the lost wage increases over the years due to the increasing cost of health insurance.
- premiums.
- Paying high co-pays and deductibles on top of increasing premiums.
Summary:
The Joint Committee on Health Care Financing held a public hearing on 16 bills, with the chairs noting a busy legislative day and asking speakers to keep testimony brief. The committee first heard testimony on Senate 860/House 1405, the Medicare for All bill, with Sen. Jamie Eldridge and many advocates, clinicians, municipal officials, and patients arguing that a single-payer system would make care a right, reduce administrative waste, lower costs, and protect residents from rising premiums, medical debt, and hospital closures. Several speakers cited the Steward hospital crisis, affordability problems, and polling or ballot questions showing public support for single-payer coverage. No vote was taken during the hearing.
The committee then took testimony on S. 863, a bill on non-opioid options for chronic pain. Pain specialists, patients, and advocates said the bill would improve care coordination for MassHealth members, expand access to non-opioid medications, require provider education, and collect data on chronic pain. Testifiers described long delays in diagnosis and treatment, stigma toward pain patients, and the need for multidisciplinary care and transportation support. Again, the committee heard testimony only and took no action.
A large portion of the hearing focused on H. 1360/S. 869, which would prevent discrimination against people with disabilities in health care. Disability advocates, clinicians, and patients described being denied or delayed care, pressured into DNR orders, or treated based on assumptions about quality of life rather than medical facts. Speakers referenced COVID-era crisis standards of care, discriminatory metrics, and personal stories involving canceled procedures, inadequate accommodations, and poor treatment in hospitals. Committee members thanked speakers for their testimony and said they would review the bill and its implications, but no vote was announced.
The committee also heard testimony on H. 1399, an individual Medicare marketplace option for municipal retirees, where supporters said it would give cities and towns a lower-cost alternative for retiree health benefits through HRAs and individual Medicare plans. The hearing then returned to Medicare for All testimony, with additional supporters repeating arguments about cost, access, municipal budget pressure, and the need for global budgeting and universal coverage. The transcript ends with continued testimony and no recorded committee vote or final action on any bill.
TX
Transcript Highlights:
- higher than premiums for widowed men.
- pay lower premiums.
- The premiums, so, but we, we as agents.
- SB 51 obligates employers to pay the health insurance premium premiums of their employees through the
- HB 32 would increase that and would add 90 to $280 million in increased costs to these employers.
MN
Minnesota 2025-2026 Regular Session
Committee on State and Local Government - 03/12/26
State and Local Government
Transcript Highlights:
- It wasn't a large increase, but it was an increase.
- Statewide school districts are seeing double-digit premium increases including 18%, 22%.
- <00:13:36.920>
increases <00:13:37.600>including double-digit premium increases including - double-digit premium increases including 18%,<00:13:39.160>
22%. - So that if individual premiums do increase at all based on this legislation, the state of Minnesota is
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, September 16, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- UNDERRING 82,800 A YEAR IN THE GENTLEMAN'S DISTRICT, ANNUAL PREMIUMS WOULD INCREASE BY 7,34.
- For a family of four earning $64,000, annual premiums increase by $2,571, a 369% increase.
- FOR A FAMILY OF FOUR EARNING $64,000, ANNUAL PREMIUMS INCREASE BY $2,571, A 369% INCREASE.
- Premiums will increase on average 93%.
- PREMIUMS WILL INCREASE ON AVERAGE 93%.
FL
Transcript Highlights:
- While a well-intended motive to mitigate increases in medical malpractice insurance premiums accompanied
- We would not be worried about medical malpractice premiums.
- But this bill will increase costs of health care for all Floridians.
- But this bill will increase costs of health care for all Floridians.
- And I'm not telling you that for the cost of the premium.
Summary:
The Senate Judiciary Committee heard three bills. SB 514, by Senator Harrell, clarified that medical quality review committees used by managing entities are treated like other medical review committees for purposes of civil liability and public records protections. The committee adopted a Harrell amendment removing the word “malpractice” from the title, heard support from the Florida Hospital Association, Florida Association of Managing Entities, and Florida Smart Justice Alliance, and then voted 11-0 to report the bill favorably.
The committee then took up SB 734, by Senator Yarborough, which would repeal the current wrongful death exception that bars certain parents and adult children from recovering non-economic damages in medical negligence cases. The bill drew extensive testimony from families describing deaths they said were caused by medical negligence and from supporters including AARP and the Florida Justice Association, while opponents from the health care, insurance, and business sectors argued it would raise malpractice premiums, increase litigation, worsen physician shortages, and reduce access to care. After debate, the committee voted 9-2 to report the bill favorably.
Finally, SB 538, by Senator Bradley, was presented as the state courts legislative package. It updates court operations by clarifying duty judge requirements, removing a location limit on duty hearings, repealing a cap on arbitrator compensation in court-ordered non-binding arbitration, and allowing alternative judicial authentication of oaths and acknowledgments when a court seal is unavailable. The bill received supportive waiver forms from the Florida Bar ADR section and several judges, and was reported favorably on an 11-0 vote. The committee then adjourned.
NH
Transcript Highlights:
- The balance of that paying the premium.
- <00:29:42.640>
the <00:29:43.039>numbers increased the numbers increased the numbers of - premiums, but the benefit may be taxed. premiums, but the benefit may be taxed.
- <00:31:12.720>
stabilization an an individual premium stabilization an an individual premium - So the t the premium stabilization fund.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance May 13th, 2025
Transcript Highlights:
- Um, but all of these increases would be a one-year increase that they're trying to jam through the reconciliation
- Payment, a PMPM, that's in a premium.
- Has a different premium account, uh, premium amount that we pay each month, uh, to those MCOs for all
- big rate increases.
- Was it because they, I mean, because of the increase, they just decided in 24 they were going to increase
LA
Transcript Highlights:
- So it really is a bill that's going to increase...
- We get lots of complaints about rising premiums.
- What I will say is that premiums have gone up, but there is not an increase in premiums in those states
- Premiums have not gone up.
- And one final thing: the federal government, the increase in cost share for the patients, and the premiums
Summary:
The Senate Committee on Insurance met on May 6, 2026, and first reported HB 1241 favorably. That bill, by Chairman Furman, requires insurers to check with DCFS before paying certain insurance settlements to determine whether the recipient owes delinquent child support, and to withhold and remit arrears if found. DCFS explained that Louisiana already has intercepts and other collection tools, but no current mechanism for insurance settlements. Senators raised concerns about notice to obligors and about liability if insurers fail to withhold, but the bill was advanced without objection.
The committee then heard HB 870, which would require health insurers and PBMs to cover lower-cost generic or biosimilar drugs when available and to use utilization management no more restrictively on those drugs. Supporters said the bill would improve access and lower patient costs by using wholesale acquisition cost as the comparison point. Opponents, including Louisiana Blue and the AFL-CIO, argued that WAC ignores rebates and net cost, could force plans to cover higher-cost biosimilars first, and could increase premiums and disrupt ERISA and fully insured plan design. The committee adopted a technical amendment set and then a second amendment set that added notice and reporting requirements tied to net cost calculations, and HB 870 was reported favorably as amended.
Several other bills were moved with little or no opposition. HB 1176, concerning Medicare Advantage coverage for integrative cancer treatments such as cold cap therapy, cryotherapy, and acupuncture, was amended to change the effective date and then reported favorably. HB 1196, dealing with colorectal cancer screening follow-up colonoscopies, was also amended and reported favorably. HB 1162, a consumer protection bill requiring DOI to verify that a contractor named on a first-party property damage check is licensed in Louisiana, was amended and reported favorably. HB 826, which modernizes insurance referral rules to allow referrals by email or website address, was reported favorably. The committee also heard HB 1151 on insurer investment limits and solvency protections, and HB 1236 on pharmacy reimbursement and copay maximizer programs; both drew substantial testimony and concern, especially over retroactivity, PBM cost allocation, and whether copay maximizers shift costs to patients, but the transcript cuts off before final action on HB 1236.
AL
Transcript Highlights:
- In fact, it's increased increased increased competition. We've seen just as many competition.
- premiums premiums um of any material difference.
- increased for cancelled or your premium increased for cancelled or your premium increased for an individual
- able to pay a premium? able to pay a premium?
- the premium.
Keywords:
appropriations, budget, state funding, education, healthcare, infrastructure, state budget, mental health funding, education funding, infrastructure improvements, public safety, groundwater, water conservation, financial assistance, Texas Water Development Board, innovation fund, local conservation districts, transportation protection agreement, funeral services, insurance exemption
VT
Transcript Highlights:
- <00:14:50.320>
significantly <00:14:51.120>and has recently increased significantly - and has recently increased significantly and and<00:14:51.760>
provide <00:14:52.160>those - drug manu price increases from drug manu manufacturers. manufacturers. manufacturers.
- [gasps] Because the<00:16:03.199>
premium <00:16:04.171>[clears throat] <00:16:04.240>- > loading the premium [clears throat] loading the premium [clears throat] loading loading<00:16:05.440
Summary:
The House opened with a devotional by Reverend Kemp Randolph, who reflected on the idea that simpler solutions often require letting go of existing assumptions and urged lawmakers to consider what they may need to give up to achieve the greatest good. After the prayer, the chamber introduced House Bill 889, exempting disability-related income on candidate disclosure forms, and House Bill 890, aimed at reducing barriers for nonprofit religious organizations providing preventive health care services. Both bills were read the first time and referred to committee. The House also referred three bills to money committees under House Rule 35A: H.548 to Appropriations, and H.557 and H.567 to Ways and Means.
Members then offered several announcements, including welcoming the guest pastor Kemp Randolph and visiting European Parliament member Maria Walsh, along with her mother and aunt. There were also notices about caucus meetings and a correction to a prior vote explanation regarding H.70. The House then took up H.611, a technical and housekeeping bill affecting the Department of Vermont Health Access. Committee testimony and floor remarks described provisions to reduce administrative burdens, update advisory committee membership, remove outdated references tied to the individual/small group market split, adjust the VARMM prescription drug assistance program, increase the allowable amount in Medicaid-related prepaid funeral arrangements, and delay Medicaid coverage for doula services by one year while federal approval is sought. The Health Care and Appropriations committees both recommended the bill, with Appropriations noting no fiscal impact and correcting a prior vote tally.
The House adopted the Health Care Committee amendment to H.611 and ordered the bill to third reading. It then passed H.540, relating to recommendations of the post-adjudication reparative program working group. Finally, the House concurred in the Senate proposal of amendment with further amendment on H.50, concerning identification of underutilized state buildings and land; the committee explained changes restoring annual reporting, removing leased buildings from the inventory, and directing annual reports to the Department of Housing and Community Development through 2030. The chamber concluded with announcements about a Joint Fiscal Committee meeting on a rural health transformation grant and then adjourned until February 10, 2026.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (8-26-25)
Transcript Highlights:
- We saw significant increases in our Medicare Advantage premiums.
- And so our premiums did increase dramatically last year around 45%.
- We saw significant increases in our Medicare Advantage premiums.
- We saw significant increases in our Medicare Advantage premiums.
- <00:24:41.120>
did <00:24:41.440>increase and so our our premiums did increase and
Summary:
The meeting opened with a quorum call, the Pledge of Allegiance, a prayer, and approval of the prior meeting minutes. The first presentation was from Bo Craycraft of the Judicial Form Retirement System, who gave an update on investment performance, asset allocation, cash flow, and projected employer costs. He reported strong fiscal year 2025 investment results, with both the legislative and judicial retirement plans outperforming their actuarial assumed rates of return and benchmarks, driven largely by U.S. equity performance. He also noted the plans remained near their target asset allocation and continued to experience negative cash flow, though he said that was manageable in context of strong asset growth.
Craycraft then discussed a recent experience study and actuarial assumption changes, especially a revised salary growth assumption and a higher cash balance interest credit rate. He said these changes increased projected employer costs, with contributions rising from about $700,000 to a projected $2 million in later years, though he expected the eventual 2025 valuation and investment gains to reduce that estimate. Members asked about mortality assumptions, the impact of the experience study on liabilities, and the sharp increase in the judicial plan’s projected employer cost. Craycraft explained that the increase was driven mainly by the updated assumptions and that no other major plan changes were involved.
At the chair’s request, Craycraft also addressed the recent rise in Medicare Advantage premiums for the plan’s health coverage, saying the 2025 increase was largely tied to Part D changes and the Inflation Reduction Act and had been about 45%, but that future growth was expected to be under 5%. After his presentation, the committee moved to the Kentucky Public Pensions Authority update, where the next speaker began by saying the funds had exceeded actuarial assumed returns for the fiscal year.
MN
Minnesota 2025-2026 Regular Session
Conference Committee on HF4188 5/16/26
Transcript Highlights:
- in everyone's premiums.
- We know without reinsurance that's 30 to 40% increase in premiums for people as well.
- in everyone's premiums.
- We know without reinsurance that's 30 to 40% increase in premiums for people as well.
- We know without reinsurance that's 30 to 40% increase in premiums for people as well.
Summary:
The conference committee on House File 4188 met on May 16, 2026, with a quorum present and indicated it was intended to be the final meeting. The main issue discussed was an amendment to the 62J language concerning home care nursing services for children with complex medical needs. Chair O'Driscoll said the amendment would direct the Departments of Commerce and Health and Human Services to review the fiscal impact on the state, families, and health plans, and to develop possible legislation for 2027. Supporters described the proposal as a pause to allow more review, while also acknowledging it was not a complete solution.
Senator Bolden and others testified strongly against allowing the coverage changes to stand, saying the issue affects roughly 200 to 250 families statewide, many of them children who need hospital-level care at home. They warned that capping or denying private coverage would shift costs to Medicaid waivers, strain family waiver budgets, increase state costs, and potentially force more children into hospitals, reducing critical care capacity. Committee members also questioned Commerce Commissioner Grace Arnold and department staff about the distinction between home care nursing and home health services, statutory definitions, billing units, essential health benefits, waiver budgets, and the effect of enforcement actions involving HealthPartners.
The committee adopted the A30 amendment by voice vote, and the motion prevailed. Members then took up another provision, described by staff as the meat raffle/paddle wheel language, and adopted an amendment to add the game of Haus und Pfeffer before approving the provision as amended. In final remarks, members from both chambers praised the committee’s work and professionalism, but several expressed regret that the home care nursing issue was not resolved in the conference report and said it would need further work next session. They also noted other items that did not make it into the bill, including reinsurance and certain other policy provisions.
HI
Hawaii 2025 Regular Session
CPC Public Hearing - Wed Mar 12, 2025 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- As insurance premiums are skyrocketing, they were all offered hurricane property insurance.
- Premiums will never go down to where they were in 2019 or 2020. That's just not possible.
- Surplus lines premiums are available; those premiums have decreased over the last year as other insurers
- premiums coverages are available those premiums have<00:40:26.800>
decreased have decreased have - <00:58:00.039>
the diagnose where you need to increase the diagnose where you need to increase
Summary:
The Committee on Consumer Protection and Commerce met on March 12, 2025, and heard testimony on several bills, with most measures drawing support from state boards, agencies, and industry groups. SB 102 (restaurants) had one supportive testifier and no questions. SB 1367 SD1 (installment loans) drew support from DCCA and other boards, but the chair raised concerns about a proposed $5 debit-card convenience fee, saying it seemed high and suggesting it might be amended downward; DCCA said it would check with industry on the likely impact. SB 1373 SD2 (administrative licensure action against sex offenders) received broad support from DCCA and multiple professional licensing boards, including psychology, physical therapy, naturopathic medicine, chiropractic, dentistry, massage therapy, nursing, optometry, barbering and cosmetology, the Hawaii Medical Board, and HPD.
The committee then heard SB 1142 SD1 (insurance proceeds), which was supported by DCCA, the Council for Native Hawaiian Advancement, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, while State Farm offered comments and the Hawaii Bankers Association opposed. Testimony focused on insurance access after the Lahaina wildfires and the need to address underinsured homeowners. The committee also discussed SB 144 SD2 (stabilization of property insurance), with support from the Hawaii Green Infrastructure Authority, AARP, Hawaiʻi Realtors, and the Hawaiʻi Insurers Council, and comments from the Attorney General and DCCA Insurance Division about revising the financing structure and correcting bill language. Opponents and reservationed supporters argued the bill may not help if applicants can still obtain coverage at very high prices, while supporters said it would expand market capacity and provide a safety net as climate-related losses continue.
Finally, SB 253 SD2 (condominium reserves) received support from Hawaiʻi Realtors, CI, and several individual testifiers. Supporters said it would enforce existing disclosure requirements under Act 199 and improve reserve funding transparency, while one individual argued stronger enforcement and an ombudsman-style office would be more effective. The chair reminded testifiers to stay on the bill at hand. No votes or final committee actions were taken during the portion of the meeting reflected in the transcript.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (01/28/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- compare compared those to auto premium compare compared those to auto premium auto<04:48:55.600>
- <05:28:15.760>
because are going to up your premiums because are going to up your premiums - market there and led to premiums market there and led to premiums skyrocketing<05:34:12.878>
- premium amount for appropriate premium premium amount for that<05:39:57.440>
individual. - the premium. brief.