Video & Transcript : 'overdraft lending' :
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MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Racial Equity, Civil Rights, and Inclusion Jun 21st, 2026 at 01:00 pm
Joint Committee on Racial Equity, Civil Rights, and Inclusion
Transcript Highlights:
- fight for another day is that we used to, back in the '70s, '80s, we held banks accountable for their lending
- Latino applicants... ...financing, mortgage rules that disadvantage Latino applicants, predatory lending
- households also work in industries with lower job stability or lack the credit history needed for fair lending
- disadvantage Latino applicants financing, mortgage rules that disadvantage Latino applicants, predatory lending
- households also work in industries with lower job stability or lack the credit history needed for fair lending
Summary:
The Joint Committee on Racial Equity, Civil Rights, and Inclusion held a hearing on the impact of federal policy on the racial wealth gap in Massachusetts, the fourth in a series on federal impacts on racial equity. Chair Bud Williams and Chair Miranda opened by emphasizing that no bills were being heard and that the committee would instead take testimony from invited witnesses; public written testimony was also accepted. The chairs and witnesses repeatedly cited long-standing wealth disparities affecting Black and brown communities, including homeownership, wages, business ownership, and access to capital, and linked those disparities to federal policy changes, housing, education, health care, and workforce development.
Administration officials testified first. Secretary of Labor and Workforce Development Lauren Jones described persistent labor market disparities, including higher unemployment for Black and Latino residents, lower median hourly wages, and underemployment among degree holders, and highlighted state efforts such as ESOL-for-work funding, workforce training grants, MassHire career centers, skills-based hiring, and the state equity dashboards. Secretary of Health and Human Services Kiami Mahania argued that poverty drives poor health, not the reverse, and said wealth gaps contribute to chronic disease, maternal health inequities, medical debt, and shorter life expectancy; she pointed to the Advancing Health Equity Massachusetts initiative, a health care affordability working group, and the governor’s push to bar medical debt from credit reporting. Assistant Secretary Juan Vega of EOED focused on entrepreneurship and procurement, citing technical assistance grants, founder support programs, place-based investment, the Business Front Door, and the need to broaden access to contracts, capital, and business growth opportunities.
Committee members pressed the panel on the effects of the federal “big beautiful bill” on households, especially single-parent and Black women-led households, and on whether the state could develop more timely data systems instead of relying on federal numbers. Officials said the impacts were still being monitored, but warned that Medicaid and SNAP changes would likely hit lower-income households and community institutions hard. Members also asked about unions and apprenticeships, microbusiness definitions, supplier diversity, pay equity, and degree inflation; the administration said registered apprenticeships and skills-based hiring are key tools, and noted that wage equity reporting is still in its early stages. Later testimony from BECMA’s Nicole O’Bean stressed that tariffs, DEI rollbacks, immigration enforcement, capital gaps, and federal funding cuts are constraining Black-owned businesses and inclusive procurement, while Gastón Institute researchers described severe Latino homeownership and rent burdens, educational inequities, and the need for housing, labor, and education policy changes to close the wealth gap.
MN
Minnesota 2025-2026 Regular Session
Department of Agriculture update 2/18/26
Minnesota House Floor Meeting
Transcript Highlights:
- So how that works is we participate with local lenders who lend all the money and then we buy back 45%
- So how that works is we participate with local lenders who lend all the money and then we buy back 45%
- So how that works is we participate with local lenders who lend all the money and then we buy back 45%
- So how that works is we participate with local lenders who lend all the money and then we buy back 45%
- So how that works is we participate with local lenders who lend all the money and then we buy back 45%
ID
Idaho 2026 Regular Session
Jan 14th, 2026
Transcript Highlights:
- these different indicators of possible distress in the economy, this is looking at subprime auto lending
- Now, I want to draw a distinction between subprime auto lending and what happened in 2008 and 2009.
- That was subprime home lending, and so that is part of what caused the Great Recession and the housing
- debt to last longer or are pushing it off later as we try to work through those financials on the lending
- So really seeing across the lending index those folks that work with agriculturalists day in and day
Summary:
The committee was convened to review Idaho’s economic outlook and general fund revenue projections for fiscal years 2025-2028, with members instructed to submit “homework” revenue estimates by noon the next day so staff could compile committee averages and medians for deliberations and a final recommendation to JFAC. Opening remarks emphasized the committee’s constitutional charge, the use of the binder materials and online packet, and that the committee would meet again the next day to discuss and vote on the revenue projection recommendation.
Staff and agency presentations focused on the state’s budget and revenue picture. Legislative Services Office staff described structural imbalance concerns, noting that statutory spending changes and earmarked sales tax distributions have crowded out flexibility, while cash reserves remain substantial. The Division of Financial Management’s economist explained the official revenue forecast, including revised treatment of sales tax and tax relief fund accruals, and said the forecast largely held steady overall even as corporate and individual income tax categories shifted. She also discussed the impact of the federal One Big Beautiful Bill Act on SALT deductions and said recent corporate collections had rebounded sharply, suggesting timing and behavior changes rather than a broad economic downturn.
Outside economists and labor experts painted a generally stable to positive economic picture. Zions Bank’s economist said the Federal Reserve is likely near the end of major rate cuts, long-term rates and mortgage rates remain elevated, tariffs have risen sharply, but inflation has not yet shown broad tariff-driven acceleration; he described the national labor market as slowing but not contracting and said 2026 could be a rebuilding year. The Idaho Department of Labor reported that Idaho’s unemployment remains historically low, job growth is steady, wage growth is moderating from overheated pandemic-era levels, and the state’s labor market remains healthier and more balanced than the national picture. The committee also heard from Idaho Power’s economist, who began a presentation on broader economic conditions and utility-related demand trends before the transcript ended.
CA
California 2025-2026 Regular Session
Assembly Select Committee on Latina Inequities Dec 9th, 2025
Transcript Highlights:
- lot of the community members that we work with, either through our advocacy or through our small lending
- A lot of the clients that we lend out to are undocumented as well.
- And so we absolutely realized that we had to pivot a lot of our work both on the lending side, but also
- so this is a lawsuit that's ongoing and this is very important because so many of the folks that we lend
- out to, we pride ourselves on making sure that we're lending out to folks with or without status.
Summary:
The Select Committee on Latina Inequities met at Los Angeles Mission College in Sylmar, hosted by Assemblymember Celeste Rodriguez and joined by Assemblymember Mia Bonta. Rodriguez opened by framing the committee’s work around the economic status of Latinas and the effects of federal policies on the economy and social safety net, while the college president welcomed the committee and described campus services for undocumented and housing-insecure students. Rodriguez also emphasized the local impact of immigration enforcement in the San Fernando Valley and said the hearing would focus on Latinas’ economic conditions, immigration enforcement impacts on the workforce and safety, and H.R. 1’s effects on the safety net.
The first panel featured HOPE’s Maria Morales and Dr. Elsa Macias, who presented findings from HOPE’s National Economic Status of Latinas report. They said Latinas are a major and growing part of California’s population and workforce, but face persistent inequities, including a large wage gap, higher unemployment, high uninsured rates, student debt, and affordability pressures around child care, housing, and education. They also discussed entrepreneurship, noting both the growth of Latina-owned businesses and barriers such as limited access to capital, technical assistance, and retirement and health coverage. In response to committee questions, they said higher education can still offer a strong return on investment, but only if students can complete degrees without being overwhelmed by debt and care costs; they also pointed to policy solutions such as SB 642, mentorship, financial literacy, CalSavers access, and support for community development financial institutions.
The second panel focused on immigration enforcement and Latina safety in the workforce. Luis Nolasco of the ACLU described arrests tied to apparent ethnicity and Spanish-speaking, the chilling effect on families, and the loss of wages, school attendance, and mobility. Dr. Amada Armenta said immigration enforcement harms California’s economy, public health, and mixed-status families, and noted that undocumented workers are concentrated in agriculture, construction, and child care. SEIU’s Jen Baca Beltran said raids and school-based enforcement traumatize children and families and highlighted the need for Know Your Rights trainings. Megan Ortiz of IDEPSCA described repeated Border Patrol raids on day labor centers, injuries to staff, and the need to protect worker centers, domestic workers, and street vendors. Inclusive Action’s Shannon Camacho said raids have forced many informal workers to stop working, prompted emergency cash assistance and rent relief efforts, and strengthened advocacy for vendor protections and CDFI support. CHIRLA’s Jeanette Zanipatine said the rapid response network has expanded, documented widespread arrests and detention conditions, and is providing direct support and legal referrals; committee members asked about detention, maternal health, and what the state can do, and panelists urged stronger oversight, more legal representation, and protections for pregnant and detained people.
CA
California 2025-2026 Regular Session
Assembly Select Committee on Latina Inequities Dec 9th, 2025
Transcript Highlights:
- lot of the community members that we work with, either through our advocacy or through our small lending
- A lot of the clients that we lend out to are undocumented as well.
- And so we absolutely realized that we had to pivot a lot of our work both on the lending side, but also
- so this is a lawsuit that's ongoing and this is very important because so many of the folks that we lend
- out to, we pride ourselves on making sure that we're lending out to folks with or without status.
Summary:
The hearing opened the Select Committee on Latina Inequities, hosted in Assembly District 43 at Los Angeles Mission College. Chair Celeste Rodriguez and Assembly Member Mia Bonta framed the committee’s purpose as examining Latina economic status and policy barriers, with this hearing focused on the federal administration’s effects on Latinas, the economy, immigration enforcement, and the social safety net. The chair also highlighted California’s equal pay efforts, including SB 642, and described the hearing as a forum to identify legislative solutions.
The first panel, led by HOPE, presented findings from its National Economic Status of Latinas report. Speakers said Latinas are a major economic force in California but face persistent inequities, including the state’s largest wage gap, higher unemployment, high uninsured rates, student debt, and affordability pressures around child care, housing, and education. Testimony emphasized that many Latinas are weighing whether degrees or certificates are worth the cost, that entrepreneurship can be a path to mobility but is limited by lack of capital and technical support, and that policy changes such as SB 642, dual enrollment, financial literacy, mentorship, and access to retirement tools could help.
The second panel focused on immigration enforcement and Latina safety in the workforce. Advocates and researchers described ICE raids, racial profiling, detention conditions, and the chilling effect on work, school attendance, health care access, and daily life. Speakers from the ACLU, UCLA LPPI, SEIU Local 99, worker centers, Inclusive Action, and CHIRLA said Latinas and immigrant workers are concentrated in essential sectors such as child care, agriculture, construction, domestic work, and street vending, and that enforcement is causing lost wages, family separation, and trauma. They urged stronger state oversight of detention, more legal services, protections for worker centers and street vendors, cash assistance and rental relief, and continued support for rapid response networks and community-based organizing.
MO
Missouri 2026 Regular Session
2026 Legislative Session - Day Thirty Two - Wednesday, March 4 - Morning Session
Missouri House Floor Meeting
Transcript Highlights:
- I simply lend my voice and support to my colleagues who have worked diligently on this issue over the
- I simply lend my voice and support to my colleagues who have worked diligently on this issue over the
- Also, lending their voice to this important topic, delivering one of the most significant online child
Summary:
The Missouri House met with prayer and the Pledge of Allegiance, then approved the House Journal for March 3, 2026 by a 122-0 roll call vote. The chamber also spent a long portion of the morning recognizing special guests, including Special Olympics athletes, occupational therapy and social work students and professionals, teachers, civic leaders, and other visitors in the gallery.
On legislation, the House perfected and printed House Committee Substitute for House Bill 2974, which would codify telehealth access within Missouri’s licensed reciprocity law. Supporters said it would help seniors and rural residents access care and ensure reciprocity licensees can provide telehealth services. The House also perfected and printed House Bill 2934, a bipartisan St. Louis convention-center governance bill that would merge existing entities, create a new board with city, county, and state appointments, and clarify funding and tax authority for the convention district. An amendment narrowing governor appointments to two city, two county, and one at-large member was adopted before final approval.
The House likewise perfected and printed House Committee Substitute for House Bill 2057, a technical fix allowing Osage Beach to create an entertainment district; supporters said it would promote tourism and economic development and align the city with similar districts elsewhere in Missouri. The most contentious debate was on House Committee Substitute for House Bills 1839, 2921, and 3515, which require age verification for pornographic websites. Supporters framed the measure as child protection and cited the Supreme Court’s Texas decision and the Attorney General’s enforcement rule; opponents raised privacy concerns, questioned effectiveness, and argued it could push users toward less scrupulous sites. A proposed amendment to extend the bill to firearms and ammunition websites was ruled not germane, the previous question was ordered 92-44, and the substitute was adopted. The combined bill package was then perfected and printed by a 104-16 vote with 20 present, and the House recessed until 2 p.m.
WA
Washington 2025-2026 Regular Session
Senate Housing Feb 18th, 2026
Transcript Highlights:
- Such assistance includes, but is not limited to, lending or donating money, granting, leasing, or selling
- Such assistance includes but is not limited to lending or donating money, granting leasing or selling
- property or easements. lending or donating money, granting leasing or selling property or easements,
Summary:
The committee heard several housing-related bills. Representative Connors testified on two notice-service bills: HB 2452, which would change manufactured/mobile home rent increase notices so they are served like other MHLTA notices rather than by certified mail, and HB 2664, which would remove certified-mail requirements for unlawful detainer and related notices. Connors said the current certified-mail rules are causing notices to go unclaimed and creating unnecessary costs for housing providers, while staff explained the bills would allow service by regular mail in the same manner as other notices. Public testimony on both bills was generally supportive, emphasizing reduced cost and better delivery, though one witness on HB 2452 urged allowing electronic notice options as well.
The committee also heard SHB 2269, which clarifies that middle housing in limited areas of more intensive rural development may be served by either a public sewer system or a large on-site sewage system in rural counties, while non-rural counties would still require public sewer service. The sponsor and supporters said the bill resolves ambiguity created by prior legislation and gives county planners more flexibility; questions focused on what kinds of systems and uses would qualify. EHB 1687 was heard next and would expand the housing cooperation law to allow cities and counties to assist social housing public development authorities. Representative Reed and supporters said the bill would give Seattle and potentially other jurisdictions a tool to support permanently public, mixed-income housing with land, infrastructure, and other assistance.
In executive session, the committee adopted a due-pass recommendation for EHB 1345 after Senator Gaynor withdrew an amendment that would have removed water-withdrawal and metering requirements for detached ADUs outside urban growth areas. The committee also adopted a striking amendment and moved ESHB 1500 and EHB 1501 forward, both with updated timelines and clarifications related to common-interest-community resale certificates and owner inquiries. Amendments to ESHB 1974 on land bank authorities were rejected, including proposals to remove private negotiation and tax preferences, and the bill was sent to Ways and Means. Finally, SHB 2288 on scissors stairs was advanced without amendment. Later, the committee heard HB 2304, which would expand the 2-10 warranty option to certain four-story stacked-flat condominium projects; testimony from builders, housing advocates, and the Office of Insurance Commissioner supported it as a way to reduce liability costs and increase condo supply. The committee also took testimony on EHB 1687 and HB 2664, and then closed the hearing on SHB 2452 after hearing support from housing providers for easing manufactured-home rent notice service requirements.
AZ
Transcript Highlights:
- The firsthand real-world experience gave me a practical understanding of how lending decisions are made
- It is important to remember that this bill does not introduce a new lending product or concept.
- It is important to remember that this bill does not introduce a new lending product or concept.
Committees:
Senate Finance , Senate Senate Finance Committee of Reference
Keywords:
breast cancer, screening services, health insurance, cost sharing, preventive care, storm damage, catastrophic storm, hail damage, wind damage, roof repair, roof replacement, post-storm repairs, insurance claim, property and casualty insurance, adjuster, public adjuster, contractor licensing, homeowner protections, deductible waiver, insurance fraud prevention
WA
Washington 2025-2026 Regular Session
Senate Environment, Energy & Technology Jan 27th, 2026
Transcript Highlights:
- just concerned about civil rights abuses, particularly in discrimination, housing, employment, and lending
- institutions in the country and are regularly examined by both federal and state officials on fair lending
- And these regulations all cover things that are very similar to those covered in 6284, including lending
Summary:
The Senate Environment, Energy, and Technology Committee held public hearings on two bills. On SB 5609, concerning cultural resource reviews under SEPA, staff explained that the proposed substitute would require cultural resource review for certain categorical exemptions, including infill housing and some GMA-related projects, unless a local government has an approved data-sharing agreement, ordinance, or cultural resources management plan with tribal consultation. Senator Kauffman said the bill is intended to protect tribal cultural sites without stopping development. Supporters, including tribal representatives and some local officials, said early review and consultation can prevent irreversible damage and provide clarity; opponents from business, builders, and county planning groups argued it would add costs, delay housing and permitting, and shift too much authority to state-level review without clear timelines or standards. The committee took public testimony only and then closed the hearing on SB 5609.
The committee then heard SB 6284 on high-risk artificial intelligence. Staff described requirements for deployers of high-risk AI systems to maintain risk management policies, conduct impact assessments, notify consumers when AI is used in consequential decisions, and report algorithmic discrimination to the Attorney General, along with disclosures for government agencies and an extension of the AI task force with a workplace subgroup. Senator Elias said the bill is intended to focus regulation on high-risk uses while preserving innovation. Testimony was mixed: consumer and student advocates supported the bill’s transparency and accountability measures, while industry, banking, insurance, hospital, and technology groups raised concerns about definitions, implementation, overlap with existing regulation, and possible effects on innovation or regulated sectors. The committee heard public testimony and then adjourned after closing the hearing on SB 6284.
FL
Florida 2025 Regular Session
Judiciary Mar 12th, 2025
Transcript Highlights:
- moving around because the court arbitrarily decided what rates it should pay, and they set it at a lending
- There has been some discussion about whether they're paying the lending rate.
- That's not the actual lending rate, or 40 percent below the index rate. I would like to see.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance May 13th, 2025
Transcript Highlights:
- We've got an arena and event center that lends itself to some arena management.
- The RV park lends itself for events and event management, uh, titer shop.
- All the pieces that are really lending to the things that we're doing great here in Mascaro.
- flexibility that or the amount of variability that we have in our scores from year to year does not lend
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, June 6, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- so not to violate pull back from lending so not to violate ECOA.<00:35:46.000><c> Mr.
- This proposed rule increases lending security and ensures that taxpayer dollars are used well.
- This law does not prohibit lending based on nationality, but rather on legal residency or status.
- Speaker, let me say that H.R. 2966 will not improve SBA lending or support small businesses.
- H.R. 2966 will not improve SBA lending or support small businesses.
Bills:
HB2966
HI
Hawaii 2025 Regular Session
JHA Public Hearing - Wed Feb 26, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- on a project that is encumbered by active litigation and who are willing to provide portfolio lending
- their approval to lend on the project<02:05:16.400><c> so</c><02:05:16.719><c> those</c><02:05:17.559
- </c><02:05:54.639><c> on</c><02:05:54.800><c> a</c> unions um who are willing to lend on a unions um
- who are willing to lend on a project<02:05:55.520><c> that</c><02:05:55.639><c> is</c><02:05:55.840><
- </c><02:06:01.040><c> they</c><02:06:01.199><c> constrict</c> provide portfolio lending they constrict
Committee:
House Judiciary & Hawaiian Affairs
Summary:
The committee heard testimony on several housing, land use, and preservation bills. HB 1008 HD2 would require the Department of Land and Natural Resources to complete historic preservation determinations for state affordable housing projects within 90 days and create sensitivity-based review pathways. HHFDC, DLNR’s State Historic Preservation Division, and written testimony from DBEDT supported the bill as an expedited process for projects unlikely to affect significant historic resources. Members asked how the bill would define significant versus non-significant historic properties, how it would interact with Kapakai analysis, and whether burial councils had been consulted; SHPD said the bill would not replace Kapakai review and that burial councils had not been included. Written support also came from OHA, Hawaii Realtors, and the Maui Chamber of Commerce.
HB 1093 would clarify the Hawaii Public Housing Authority’s powers relating to housing projects. HPHA supported the measure, saying it would align definitions with prior law and help deconcentrate poverty by allowing mixed-income rebuilding. The director also said the bill was increasingly urgent because of reported federal HUD priorities that could affect public housing and Section 8 funding. HB 1096 HD1 would repeal state low-income housing preferences for disabled veterans and spouses of deceased veterans, with HPHA saying federal veteran programs such as VASH are a better mechanism and that the state preference has not been used in years. HB 1411 would allow HHFDC projects to give sale or lease preferences to applicants who live or work within five miles of a project; HHFDC and the Hawaii Chapter of NAIOP supported it as a way to keep residents connected to their communities, while members raised constitutional concerns about broader local-preference policies.
The committee also heard HB 367 HD1, which would create county permit exemptions for certain agricultural and maintenance activities. Written testimony included opposition from the Department of Planning and Permitting and support from the Hawaii Farm Bureau, Grassroot Institute, and others. A public testifier opposed the bill, arguing that permit exemptions could worsen safety and compliance problems. Finally, HB 826 HD1 would allow county planning commissions, by special permit, to authorize residential housing in agricultural districts for agricultural workforce housing, long-term rental, or fee simple ownership under certain conditions. HHFDC supported it as a faster alternative to lengthy state land-use redistricting, but the Department of Agriculture, Land Use Commission, and Office of Planning and Sustainable Development raised concerns about food production impacts, due process, service provision, jurisdictional conflicts, and the use of special permits for what could amount to district boundary changes. Public testimony was mixed, with some support and some opposition. No votes or final actions were taken in the portion provided.
MA
Massachusetts 2025-2026 Regular Session
Senate Session (Full Formal with Calendar) Jun 11th, 2026
Massachusetts Senate Floor Meeting
Transcript Highlights:
- Committee on Financial Services and held his position throughout the mortgage lending crisis and the
- critical guardrails on financial institutions to help address the underlying causes of the 2008 mortgage lending
Summary:
The Senate began with several adjournment motions in memory of John Edwards and Hadley Boucher, each adopted by voice vote, followed later by a unanimous adjournment motion in memory of Barney Frank. The chamber also observed moments of silence for the deceased. In between, the Senate considered a child welfare bill, House No. 4646, with multiple amendments offered on issues including a Massachusetts Children’s Cabinet, student transfers, reasonableness in statutory language, electronic backpack records transfer, Office of the Child Advocate information integrity, timeout and isolation standards, best-interest-of-the-child standards, CRA filing prerequisites, probation petition standards, truancy and engagement standards, and mandated reporter definitions. Several amendments were withdrawn; others were adopted or rejected. Notably, amendments on student transfers, reasonableness, electronic backpacks, information management integrity, and the Senate Ways and Means draft were adopted, while several Tarr amendments were not adopted.
After amendment consideration, the Senate ordered the bill to a third reading and then passed it to be engrossed by a roll call vote of 39 in favor and none opposed. The transcript indicates the bill was then sent forward after engrossment. Separately, the Senate took up the House’s amendment to the Massachusetts Data Privacy Act, voted not to concur, and requested a committee of conference, appointing Senators Creem, Finegold, and O’Connor. The Senate also adopted an order to reconvene the following Monday at 11 a.m. and to dispense with printing a calendar before adjourning.
MO
Transcript Highlights:
- We just look at this as a streamlining of the process, and we just wanted to lend our support to it.
- We just look at this as a streamlining of the process, and we just wanted to lend our support to it.
Committee:
House General Laws
ID
Transcript Highlights:
- He's a subject matter expert in agricultural lending, commercial real estate, corporate governance, and
- Galloway, Groh, Guthrie, Harris, Hart, Kaiser, Cole, Lakey, Lenny, Lend, Nichols, O'Connowitz, Robbie
CO
Colorado 2026 Regular Session
Colorado Senate 2026 Legislative Day 112 May 6th, 2026
Colorado Senate Floor Meeting
Transcript Highlights:
- We've never been about running at that traditional practice of lending.
- </c><03:00:03.040><c> We</c> others in the uh lending uh space.
- We others in the uh lending uh space.
- this is acknowledge that uh lending and this is true<03:00:25.040><c> now.
- Frankly, lending is per se years.
HI
Hawaii 2026 Regular Session
JHA Public Hearing - Tue Mar 3, 2026 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- And it lends credit to clarity in places that we've already encountered.
- And it lends credit to clarity in places that we've already encountered.
- Let's move on to the next measure. lends to clarity um in places um that lends to clarity um in places
- ><01:22:15.840><c> which</c><01:22:16.080><c> would</c><01:22:16.480><c> then</c><01:22:16.800><c> lend
- </c> is say the capuna which would then lend is say the capuna which would then lend itself<01:22:17.520
Committee:
House Judiciary & Hawaiian Affairs
Summary:
The committee heard testimony on several measures. HB 1957, relating to safe entryways, would create enforcement procedures in large cities to prevent personal property from blocking private doorways or entrances. The Department of the Attorney General supported the concept but recommended moving the offense to the criminal code, adding clearer definitions to avoid vagueness, and including notice, inventory, storage, and property-disposition procedures to address constitutional concerns. No other testimony was offered and no questions were raised.
HB 25003/HB 253, relating to fireworks, would expand civil asset forfeiture for certain fireworks offenses, revise the definition of aerial device, and clarify air-delivery offenses. The Attorney General supported the bill but suggested removing the 25-pound weight threshold to avoid unequal treatment of similar offenses. The Department of Law Enforcement also supported the measure, saying it would improve clarity for evolving fireworks investigations and prosecutions. The committee took no action during testimony.
HB 2137, relating to artificial intelligence, would prohibit certain harmful uses of realistic AI-generated digital imitations, require disclosures, and create civil remedies and fines. The Commission on the Status of Women supported the bill, while the Hawaiian Islands Republican Women opposed it on First Amendment grounds. The Motion Picture Association, Recording Industry Association of America, and SAG-AFTRA also opposed the bill but said they preferred a different framework, the federal “No Fakes” model, and were willing to work with the committee on amendments. The Attorney General had suggested constitutional amendments, which the chair said would be considered later.
The committee also heard HB 2198 on prediction markets, with the Honolulu prosecutor strongly supporting inclusion of prediction markets in the gambling definition because of concerns about speculative betting on events and national security-related outcomes. HB 1511 on consumer protection drew support from the Office of Consumer Protection and the Insurance Division, with OCP proposing clearer disclosure for license and registration renewal solicitations. HB 1897 on condominium alternative dispute resolution received supportive comments from the Real Estate Commission and CI. HB 1642 on crypto kiosks drew strong support from OCP and AARP Hawaii for a ban on kiosks accepting U.S. currency, but opposition from Hill Ventures, which argued for regulation and guardrails instead of a ban. HB 1753 on social media account deletion received supportive comments from DCCA on clarifying deletion of unique identifiers and inferences. HB 1654 on anonymous complaints against public employees drew strong opposition from the Attorney General over implementation and due process concerns, while the Government Employees Association supported it as a way to screen baseless complaints; the committee then moved on to HB 1659 on collective bargaining, with testimony beginning as the transcript ended.
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 23rd, 2026
Business and Insurance
Transcript Highlights:
- I've been involved in lots of lending transactions involving all kinds of real estate, so I look forward
- I've been involved in lots of lending transactions involving all kinds of real estate, so I look forward
- Star Bank, and he's been there since 2019, previously served as Senior Vice President and Senior Lending
Bills:
HB4322 , HB4202 , HB4203 , HB4457 , HB3983 , HB3660 , HB3802 , HB2933 , HB2955 , HB2956 , HB3781 , HB3521 , HB3794 , HB3796 , HB3800
Committee:
Senate Business and Insurance
Summary:
The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting.
The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously.
Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget 2nd Revision: HB1782 (Moore) laid over. Added to 3/4 A and B Full agenda Mar 3rd, 2026
Transcript Highlights:
- charter school board is involved in the final decisions, and there's language in here to direct the lending
- charter school board is involved in the final decisions, and there's language in here to direct the lending
- I'm sure in the world of lending, there's some process to attach liens to property that may have to get
Summary:
The committee met for a very long session and considered a large number of bills, with the chair noting the meeting would run late and providing pizza and a recess. Early measures included HB 1752, authorizing the AG’s office and district attorneys’ counsel to buy vehicles with available funds, and HB 2961, a tuition waiver for Gold Star recipients; both advanced with strong support, though HB 2961 drew a question about its estimated annual cost of roughly $312,000 to $520,000. Members also approved HB 2967, exempting certain family vehicle transfers from motor vehicle excise tax, and HB 2973, requiring school districts to use a specific accounting code to show how state-appropriated dollars are spent. Several education and transparency bills also moved forward, including HB 3031 on common course numbering, HB 3057 centralizing statutorily required reports with LOFT, and HB 3052 codifying child welfare procedures related to fentanyl exposure cases.
The committee then took up a series of public safety, health, and infrastructure measures. HB 3242, which would create a framework for student prayer during non-instructional time, generated extensive debate over whether it was a mandate, whether it could create fiscal and supervision burdens, and whether it raised local control and constitutional concerns; it passed 17-10. Other bills approved included HB 3066 creating a revolving fund tied to rural behavioral health workforce dollars, HB 3086 requiring the DOC director to brief the board annually on budget and inmate deaths, HB 3175 creating an Oklahoma Advanced Nuclear Energy Office, HB 3177 letting the Oklahoma Corporation Commission set salaries for its court reporters, HB 3178 establishing standard depreciation tables for farm equipment, HB 3429 creating an alternative funding mechanism for career tech capital projects, HB 3548 encouraging youth-run small businesses, HB 3638 directing Oklahoma to participate in the federal Summer EBT program, and HB 3704 expressing intent to opt into a federal tax credit for scholarship-granting organizations.
Later, the committee approved HB 1590 creating an education infrastructure linked deposit program for charter and nonprofit schools, HB 3759 requiring temporary school allocations to be set before June 30, HB 3831 recognizing and funding Oklahoma Task Force One after federal support declines, HB 3904 unbundling Medicaid maternal health payments, and HB 4092 creating a protected 988 mental health trust fund and related oversight. After a brief recess, the committee continued with HB 1979 creating a task force to study a centralized early childhood office, HB 1983 requiring a middle school course on online scams and digital safety, HB 1242 expanding agricultural sales tax exemptions to deer and elk, HB 1250 creating a law enforcement public safety technology revolving fund, HB 2952 changing motor vehicle excise tax treatment for trade-ins, HB 3404 setting up a prescribed burn association fund, HB 3671 allowing experienced teachers to carry career teacher status to a new district with approval, HB 3920 extending a tax exemption to organ transplant nonprofits, HB 4118 creating a nonrefundable caregiver tax credit, HB 3944 cleaning up the State Finance Act, HB 3969 renaming a correctional facility after a former sheriff, HB 3973 creating a revolving fund tied to reopening Swojack, HB 3975 and HB 3976 creating mechanisms for oversight and potential funding of rural health initiatives, HB 3978 updating the Oklahoma World Jobs Act, HB 3983 serving as a placeholder for tobacco tax negotiations, and HB 3984 creating a mechanism to recruit productive new residents. Most bills passed on strong votes, while HB 1983 failed in committee 13-14 and was not reported out.