Transcript Highlights:

• It also includes that golf carts shall be subject to insurance provisions, as discussed in committee.
• It also includes that golf carts shall be subject to insurance provisions, as discussed in committee.

Committee: House Joint Committee on Transportation Oversight

Summary: The Committee on Transportation met in executive session and considered House Bill 1939. Members adopted an amendment that incorporated changes discussed in the public hearing, including allowing municipalities to permit golf carts on roads over 25 mph, requiring golf carts to carry insurance, and creating a carve-out for private property owners to allow golf carts on their sidewalks or paths. A member raised a question about a possible accommodation for a disabled young man who uses a golf cart but is not licensed; the sponsor said that issue was not included in the bill but might be considered later as a floor amendment. After adopting the amendment, the committee rolled it into a new substitute and adopted the House Committee Substitute for HB 1939. The substitute was then voted do pass by a roll call vote of 13 ayes and 0 noes. The committee adjourned after completing that business.

Transcript Highlights:

• But actually, this cost is very cheap on the ground insurance if you have a house in the forest.
• It's cheap insurance. Committee, Representative Raymond. For a motion, Mr. Chairman.

Committee: House Resources and Conservation

Keywords: 989, all

Transcript Highlights:

• collaborative people skills and her expertise as a paralegal covering a variety of law from medicine and insurance
• Insurance policies that offer medical surgical benefits to insurers cannot terminate coverage solely

Bills: HB1979 , HB1225 , HB3931 , HB4454 , HB3849 , HB1746 , HB3720 , HB4275 , HB4300 , HB3586 , HB2268 , HB3755 , HB4117 , HB4294 , HB3650 , HB4298

Committee: Senate Health and Human Services

Keywords: early childhood education, task force, governance structure, healthcare access, stakeholder engagement, quality services, vital records, birth certificate, birth registration, biological sex, sex designation, male, female, nonbinary, gender identity, X marker, transgender, vital statistics, State Department of Health, State Commissioner of Health

Transcript Highlights:

• So that would include any agency that's got their own insurance plan or whatever.
• You've got your medical care and prescription drugs under the same contract with a single insurance carrier
• You've got your medical care and prescription drugs under the same contract with a single insurance carrier

Committee: All ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE

Summary: The committee received an update from Grant Wallace on the state employee Medicare Advantage group plan and the ongoing rebid with UnitedHealthcare. Wallace said the agency is exploring “decoupling” the medical and pharmacy portions of the plan, and that preliminary estimates suggested potential savings of about $100 to $200 per participant per month. He said the final CMS rate-setting process would conclude in April, with a revised contract amendment likely to come before the committee in May or June after review by the EBD Advisory Commission and State Board of Finance. He also clarified that the plan covers post-65 teacher and state employee retirees, including retirees from state agencies and K-12 public schools. Representatives from Segal Consulting then gave a broader presentation on Medicare Advantage and Part D market trends, reviewing Arkansas’s prior decision to adopt a Medicare Advantage prescription drug plan and the savings generated since the 2023 RFP. They explained that the Inflation Reduction Act significantly changed Part D financing by shifting more federal support into a direct subsidy tied to risk scores, which makes accurate risk adjustment more important and creates a larger difference between Medicare Advantage prescription drug plans and standalone Part D plans. They said this has led to a growing divergence in funding, especially for standalone Part D, and is the main reason decoupling medical and pharmacy coverage is being considered. Committee members asked about how the risk-score changes affect costs and members. Segal said the new structure has reduced member out-of-pocket costs, with the annual cap now at $2,000 and many members reaching it after roughly $600 to $800 in spending, but that the plan absorbs more of the cost. They also said the market appears to be adjusting through annual bids, and that a decoupled structure could allow the state to capture more favorable funding on the Part D side. No votes were taken, and the committee adjourned after being told to expect further information once the April rate notice and renewal proposal are available.

Transcript Highlights:

• Hi, my name is Andrew Labadini, and I’m the Assistant Attorney General in the Insurance and Financial
• Hi, my name is Andrew Labadini, and I’m the Assistant Attorney General in the Insurance and Financial
• We have 500 bills between insurance, banking, crypto, health care.

Keywords: 1212, all

Summary: The House and Senate chairs opened the first organizational meeting of the special commission created by Chapter 238 of the Acts of 2024 to study the future of payments and sales transactions by credit card and the impacts on small businesses. They explained that the commission’s charge includes reviewing payment trends, cashless transactions, credit card fees, mobile payments, buy now/pay later financing, the costs to small businesses of accepting different forms of payment, and the impact of Section 28A of Chapter 140D. No testimony was taken at this first meeting; it was intended to introduce commission members, outline the process, and begin planning future hearings and a final report with recommendations or options for the Legislature. Members discussed possible hearing topics, including business and consumer impacts of credit card fees, surcharges, and gratuities; the legal and regulatory landscape; and policy considerations such as transparency, reporting requirements, and possible limits on fees. Several members supported the commission’s scope and noted the issue’s timeliness, citing the growth of cashless transactions and the burden of swipe fees on retailers and restaurants. One member suggested the commission also consider cryptocurrency in transactions, and another raised the possibility of holding hearings outside the State House to improve access for small businesses around the state. The chairs said the first public hearing is tentatively set for April 8 in Gardner Auditorium, with additional hearings to be scheduled depending on interest and sign-ups. They said testimony may be offered in person, online, or in writing, and that written testimony will be part of the record. The commission also encouraged members and interested parties to suggest experts, topics, and report formats as the study develops. The meeting ended with a motion to close and an affirmative vote to adjourn.

Transcript Highlights:

• Whip and members, Senate Bill 1415 prescribes specified qualifications for salaried employees of insurers
• Additionally, a referral agency must procure commercial general liability insurance and professional
• liability insurance as specified in the bill.

Summary: The caucus reviewed a long list of third-read consent bills across multiple committees, with staff giving brief descriptions and members asking only occasional clarifying questions. Topics included claims against the state, CPA certification, creditor assignments, insurance adjuster licensing, school equivalency instruction, extending a credit enhancement board, firearm safety instruction in schools, student eligibility for school activities, Celebrate Freedom Week civics instruction, release-time courses, voter registration roll access, campaign filing addresses, federal land designations, public records review standards, workers’ compensation burial benefits, first responder death benefits, veterans’ flags in HOA communities, restrictions on sexually explicit material for minors, agency guidance posting, standardized state hiring, mental health court procedures, autopsy supervision, tribal child welfare MOUs, controlled substance scheduling, EMT privacy, guardian notification in court-ordered treatment, dense breast tissue notice repeal, referral agency background checks and insurance, attorney disciplinary recoveries, fentanyl penalties, campus firearms rules, suppressors, defamation standards, mandatory reporting of child abuse, attorney licensing authority, municipal penalties tied to emergency calls, forcible detainer procedures, utility-worker assault enhancements, water basin reporting, small modular nuclear reactor siting, groundwater recovery assumptions, ICE notification after arrests, a military-police-to-peace-officer pathway, and scholarship tax credits. Most bills were simply presented as consent items, with no major debate or votes recorded in the transcript. A few measures drew brief discussion. On SB 1040, members clarified that the voter-registration portal would redact personal identifying information such as voter registration numbers, ID numbers, and Social Security numbers. SB 1193 prompted comments that emergency medical technician data being open source was surprising and that the issue might be expanded to paramedics. SB 1243 was described as a guardian-rights bill to streamline notice in court-ordered treatment. SB 1318 was characterized as a cleanup measure aligning dense-breast-tissue notice requirements with federal law. SB 1477, dealing with referral agencies for assisted living and home care, was noted as having passed committee unanimously. The most substantive exchanges came on SB 1148 and SB 1418. For SB 1148, members discussed shifting attorney licensing responsibility more directly to the Arizona Supreme Court rather than the State Bar, with staff explaining that the court already oversees licensing but currently delegates some functions to the Bar. On SB 1418, which limits county regulation of small modular nuclear reactors in certain circumstances, a member objected that it would reduce local control and said they would likely oppose it on the floor. H.C.M. 2009 was also presented, asking Congress to amend the Antiquities Act, compensate states for subsurface minerals, and streamline mining permits; the sponsor tied it to Arizona’s mining history and land-swap interests. The caucus ended after SB 1142, with no recorded votes or formal actions beyond the bills being discussed as third-read consent items.

Transcript Highlights:

• This bill removes the mandatory fee for copies of medical records requested by attorneys, insurance companies
• So this moves from the bond, from a bond and insurance issue mainly—not mainly, but in part—because it's
• And an insurance product is no longer valid when the purchaser commits a crime.

Bills: HB2947 , HB2964 , HB3143 , HB3144 , HB3342 , HB3344 , HB3519 , HB3522 , HB3530 , HB3645 , HB3647 , HB3834 , HB4300 , HB4422 , HB4423

Committee: House Health and Human Services Oversight

Keywords: behavioral health, Medicaid expansion, clinical interns, mental health services, licensing requirements, medical records, patient rights, privacy, fees, healthcare access, legal claims, medical marijuana, license transfer, Oklahoma Medical Marijuana Authority, moratorium, business regulation, commercial grower licenses, licensing restrictions, agriculture, Medicaid

Transcript Highlights:

• It requires insurers issuing individual life insurance policies to send to policyholders and designated
• The Office of the Insurance Commissioner estimates $35,000 in operating expenditures from its regulatory

Committee: Senate Business, Trade & Economic Development

Keywords: 904, all

Transcript Highlights:

• This bill removes the mandatory fee for copies of medical records requested by attorneys, insurance companies
• So this moves from the bond, from a bond and insurance issue mainly—not mainly, but because it's obviously
• And an insurance product is no longer valid when the purchaser commits a crime.

Summary: The Health and Human Services Oversight Committee considered a series of bills, beginning with House Bill 4422 and House Bill 4423, which strengthen immigration status verification for public assistance programs, including SNAP, TANF, and Medicaid. Supporters said the measures would improve eligibility checks through the SAVE system, reduce fraud, and help address Oklahoma’s high error rate in benefit programs. Members raised concerns about whether the bills could discourage eligible children or mixed-status families from seeking services, but the author said the bills were intended to target ineligible applicants and would not affect eligible U.S.-citizen children. Both bills were reported out with due pass recommendations by 8-3 votes. The committee also advanced House Bill 3834, which would create a state-backed vehicle to support ibogaine research for conditions such as PTSD, alcoholism, and opioid addiction, with private matching funds and potential state royalties if a product is commercialized. House Bill 2947 would allow Medicaid billing for mental health therapist interns working under supervision, with an estimated fiscal impact discussed in the hundreds of thousands of dollars rather than millions; it passed 11-0. House Bill 2964 would remove the mandatory fee for copies of medical records requested by attorneys, insurers, or subpoenas, while still allowing providers to charge at their discretion; it also passed unanimously. Several marijuana-related bills were heard. House Bill 3143 would extend the current moratorium on new marijuana grow licenses, and House Bill 3144 would cap the number of licenses if the moratorium is later lifted. Supporters argued the limits would help law enforcement and regulators control illegal activity and reduce black-market diversion, while critics questioned whether the issue was really license count or agency resources. Both bills were reported out, 9-2 and 8-2 respectively. House Bill 3519 would replace a failed bond approach for cleaning up abandoned grows with a fee-based revolving fund, and House Bill 3522 would require the ABLE Commission to report disciplinary actions annually; both passed 10-0. House Bill 3530 would give ABLE-regulated businesses 10 days to produce requested records, and House Bill 4300 would align DHS child care worker background-check statutes with federal law; both were reported out unanimously. The committee also laid over several other bills before adjourning.

Transcript Highlights:

• It requires insurers issuing individual life insurance policies to send to policyholders and designated
• The Office of the Insurance Commissioner estimates $35,000 in operating expenditures from its regulatory

Summary: The Washington State Senate Committee on Business, Trade, and Economic Development waived the five-day notice rule to consider Engrossed Substitute House Bill 2274 and Engrossed House Bill 2294. The committee first heard HB 2274, which would modify the Washington Commercial Electronic Mail Act by requiring false or misleading subject lines to be knowingly false or misleading, and reducing statutory damages from $500 to $100 or actual damages, whichever is greater. Representative Springer and retail witnesses described the bill as a compromise reached with consumer lawyers, retailers, and the Attorney General’s office, intended to address a surge in lawsuits after a recent Supreme Court ruling while preserving consumer protections. Consumer advocates testified that they supported the compromise as a temporary step, while one consumer-side attorney objected to the bill’s text-message damages change, arguing it was unrelated to the email issue and could weaken existing protections. The committee held the public hearing open and did not take final action on the bill during the meeting. The committee then heard HB 2294, which prohibits private agreements that restrict real property from being used as a grocery store or pharmacy, declaring such negative use restrictions against public policy and unenforceable after the bill’s effective date, with exceptions for preexisting agreements and limited relocation scenarios. Representative Farivar said the bill was prompted by grocery and pharmacy closures and aimed to prevent property covenants from blocking replacement stores in underserved communities. Supporters from the Washington Food Industry Association and Northwest Grocery Retail Association said the bill would help independent grocers and communities, though the retail association asked for further language refinement for retail-center situations and noted the bill preserves some limited protections for existing investments. The committee took public testimony but did not vote on HB 2294 during the hearing. In executive session, staff briefed Substitute House Bill 2428, which requires insurers issuing individual life insurance policies to send lapse notices to policyholders and designated third parties. The committee then adopted a due pass recommendation and sent the bill to the Rules Committee. The motion passed by voice vote, with the bill passed subject to signatures.

Transcript Highlights:

• This expands the definition of insurance fraud in the scope of the insurance fraud program and increases
• criminal penalties for insurance fraud.

Summary: The Senate Rules Committee met to place a large package of bills on the floor calendar, along with several individual measures. The package poll was advanced with bipartisan support, though Senator Braun noted some bills would face debate on the floor. Most motions were approved without objection, and the committee repeatedly advanced housing, education, health care, transportation, labor, public safety, and administrative measures. Among the bills discussed were proposals on housing supply and permitting efficiency, including measures affecting residential development in commercial and mixed-use zones, peer review fees for housing applications, and factory-built housing standards. Other bills addressed wildfire-resistant building materials, disabled placard renewal periods, preschool access for military families, insurance fraud penalties, higher education support for student parents, affordable health coverage, rural hospital reimbursement and critical access status, and collective bargaining in agriculture. Several members voiced support for bills they described as bipartisan or practical, while some opposition was raised to measures involving sheriffs’ accountability, immigration-related protections, and agricultural labor issues. A few bills drew more substantive debate. Senate Bill 5974, concerning sheriff accountability and replacement standards, advanced despite Senator Short’s objection that sheriffs are locally elected and should not be subject to state replacement procedures. Senate Bill 6045, which would create a framework for agricultural collective bargaining, was opposed by Senators King and Mazzol, but after a division vote it advanced 10-6. The committee also advanced measures recognizing Diwali, protecting privacy in government records, limiting immigration enforcement access in certain public spaces, and establishing a public-private P-20W partnership account. The meeting concluded after all listed measures were advanced and the committee adjourned.

Transcript Highlights:

• And I'm pretty unfamiliar with this, except on the insurance side, but would district court still have
• And I'm pretty unfamiliar with this, except on the insurance side.
• And I'm pretty unfamiliar with this, except on the insurance side, but would district court still have

Bills: HB3041 , HB4428 , HB4429 , HB1064 , HB3265 , HB3721 , HB3028 , HB3313 , HB3588 , HB3020

Committee: House Banking, Financial Services and Pensions

Keywords: credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals

Summary: The Banking, Financial Services and Pensions Committee met and announced that several bills would be laid over, including HB 4225 and HB 4263, while also noting that actuarial follow-up reports on prior referrals were still being revised. The committee then worked through a long agenda, with members frequently noting schedule conflicts and the chair alternating between bills and committee business. The meeting adjourned after the agenda was completed, with the chair saying the committee would return the following week with a longer agenda, likely including additional pension bills. Several bills related to payment processing and pension governance were heard and passed. HB 3041 would allow merchants to pass along credit card surcharges up to the amount charged by the card company, with the author noting some businesses face fees of 4% to 5%; it passed 9-0. HB 4428 and HB 4429, both dealing with shareholder proxy advisors for pension funds, passed 8-1 and 9-0 respectively; supporters said the bills would require fiduciary standards and transparency, while the speaker referenced opposition from GreenAmerica.org as evidence of the bill’s value. HB 3028, which lets technology center districts and public schools pass on credit card service fees, also passed 7-0. The committee also advanced several pension-related measures. HB 3265, requested by the Police Pension Board, defines who qualifies as a mental health specialist for disability evaluations; testimony explained the change would let the board use psychologists because psychiatrists are harder to contract with, and the bill passed 7-0. HB 3721 would adjust the DROP benefit for public safety officers so surviving spouses can claim it if the officer dies before electing the option; the author said it has no actuarial cost, and it passed 7-0. HB 3313, a defined contribution retirement bill, would raise contribution levels, eliminate vesting delays, and add retirement planning and lifetime income options; members questioned whether it would affect retention or other retirement plans, and it passed 8-0. Other bills addressed creditors, housing, and financial exploitation. HB 3588, a Uniform Law Commission request bill on assignment for the benefit of creditors, was described as codifying existing case law and passed 8-0. HB 1064, which would restrict large institutional investors from buying single-family homes in Oklahoma, was amended in concept during discussion to narrow the hedge fund definition and remove a resale requirement; supporters framed it as protecting homeownership, while opponents raised concerns about restricting sales and the evidence for housing impacts, and it passed 5-2. Finally, HB 3020, the Protections for Financial Exploitation of Protected Adults Act, would let financial institutions place temporary holds and act in good faith when they suspect fraud against vulnerable adults; members asked about training and safeguards, and it passed 9-0.

Transcript Highlights:

• AB 290, Bauer-Kahan, from the Health Committee to the Insurance Committee.
• And others, an act relating to insurance and declaring the urgency thereof to take effect immediately
• It's very apparent that the Fair Plan plays an important role in the overall health of the insurance

Keywords: 988, house, all

Transcript Highlights:

• He dedicated his career to public service with a primary focus on insuring government's policy, particularly
• His contributions were significant, serving as principal consultant to the Assembly Finance Insurance
• his expertise was sought after by governors and trade associations, always within the realms of insurance

Keywords: 988, house, all

Transcript Highlights:

• It also includes that golf carts shall be subject to insurance provisions, as discussed in committee.
• It also includes that golf carts shall be subject to insurance provisions, as discussed in committee.

Committee: House Transportation

Keywords: 959, house, all

Transcript Highlights:

• But I would say that a cap is definitely something that's, as you know from commercial insurance, there
• But I would say that a cap is definitely something that's, as you know, from commercial insurance is
• I think so, and it's not lost on me that other health insurances are having the same issue. Yeah.
• In terms of health insurance appeals, over 400.
• We will continue to monitor trends in health insurance coverage through two major statewide surveys:

Committee: Joint Joint Committee on Ways and Means

Keywords: 1212, all

Transcript Highlights:

• Our assessment mechanism also assesses the insurance carriers on a calendar year basis.
• </c> um we're accessing for the insurance um we're accessing for the insurance carriers<01:01:20.400>
• So how you get your money<01:02:19.359><c> from</c> money from money from insurance<01:02:21.440><c>
• companies</c><01:02:21.839><c> immaterial</c><01:02:22.480><c> it's</c> insurance companies immaterial
• it's insurance companies immaterial it's based<01:02:22.960><c> upon</c><01:02:23.280><c> what</c><01

Keywords: 928, house, all

Summary: The committee first took up HB 155, which drew a lengthy debate over an amendment to delay implementation until tax year 2027. Supporters said the delay would give lawmakers time to see whether projected revenues materialize and to reconsider the policy if needed; opponents argued it would reduce money available to services and local governments at a time of tightening revenues. Members also discussed broader revenue trends, including tobacco, rooms-and-meals, real estate transfer, and lottery revenues, and disagreed over whether tax cuts tend to increase revenue. The committee adopted amendment 2025-2983H on an 11-9 vote, then voted 11-9 to report HB 155 ought to pass as amended. The bill was sent to the consent calendar, with a majority and minority report to be filed. The committee then considered HB 224, with members expressing concern that the bill would redirect money collected for one purpose to another and should receive more study. A motion for interim study was made and seconded, and the committee approved interim study unanimously, 20-0, sending HB 224 to the consent calendar. Next, the committee took up SB 83, which the Lottery described as a vehicle for technical corrections to gaming law. The Lottery requested changes to remove a bond cap, reconcile inconsistent free-play/promotional-play language, redirect problem-gambling funds to the Commission on Addiction Treatment and Prevention, and revise background-check language after the FBI declined to conduct checks under the existing wording. The committee adopted amendment 2025-2984 unanimously, 20-0, then voted 20-0 to report SB 83 ought to pass as amended and placed it on the consent calendar. Finally, the committee began work on HB 524, a bill to repeal the New Hampshire Vaccine Association. Representative Yuli said members had received many emails and calls both supporting and opposing the program and that he had questions about transparency and the dollars involved. The transcript cuts off before any vote or further action on HB 524.

Transcript Highlights:

• And 2.29 is deleting section three from that article, and that is the catastrophic insurance requirement
• And 2.29 is deleting section three from that article, and that is the catastrophic insurance requirement
• And 2.29 is deleting section three from that article, and that is the catastrophic insurance requirement
• And 2.29 is deleting section three from that article, and that is the catastrophic insurance requirement
• Then we are going to start on the new language, and it's talking about tiered LIC insure.

Committee: Senate Education Policy

Keywords: 1187, senate, all

Transcript Highlights:

• And as a reminder, this program is funded by a fee on motor and vehicle insurance policies of $5.00.
• Insurance companies obviously have the technical wherewithal to handle, you know, large-scale software
• But it's primarily in our unemployment. insurance program.
• The only two ways to get unemployment insurance in Texas are either online or through one of our four
• We have a very small residual amount of our unemployment insurance.

Committee: House Appropriations - S/C on Articles VI, VII, & VIII

Keywords: 1184, house, all

Transcript Highlights:

• Additionally, small businesses have seen their unemployment insurance taxes increase as we've jumped
• It brought insurance to hundreds of thousands of people, insurance which is now greatly at risk due to
• People could lose health insurance in Massachusetts.
• Thousands will lose health insurance. Hundreds will die.
• People will die if we reduce health insurance coverage in this state.

Bills: H5006 , H5007

Committee: Joint Special Joint Committee on Initiative Petitions

Keywords: tax revenue, state surplus, taxpayer refunds, budget growth, Massachusetts General Laws, income tax, tax reduction, state law, personal income tax, tax rates

Summary: The Special Joint Committee on Initiative Petitions held a public hearing on two proposed ballot initiatives: one to reduce the state personal income tax rate from 5% to 4% over three years, and another to revise the state tax collection cap law (62F) so the cap would be based on the prior year’s actual collections plus wage-and-salary growth and would include surtax revenue. Committee chairs outlined the hearing process and noted that the measures would need additional signatures to qualify for the 2026 ballot if not enacted by the legislature. The committee’s expert witness, Doug Howgate of the Massachusetts Taxpayer Foundation, said the income tax proposal would lower the base rate in stages beginning in 2027 and would ultimately reduce state income tax collections by about $5.4 billion annually when fully implemented. He estimated savings would vary by income level, from a few hundred dollars for lower- and middle-income households to about $10,700 for taxpayers at the surtax threshold. He argued the proposal would improve tax competitiveness but would also require major budget adjustments, likely including reserve use, spending cuts, and possibly new revenue measures; he cited prior downturns and said the state’s rainy day fund is stronger than in past recessions, though spending growth and health care costs remain concerns. On the 62F proposal, he said rebasing the cap to prior-year collections would make refunds more likely, with modeled refunds totaling about $7.9 billion without the surtax and $10.1 billion with it over the last decade, and warned it could reduce stabilization fund deposits and constrain recovery after recessions. Proponents of both petitions, including representatives from Taxpayers for an Affordable Massachusetts, NFIB, Pioneer Institute, and the Mass Opportunity Alliance, argued that Massachusetts faces an affordability and competitiveness crisis and that lower taxes would help families, small businesses, job creation, and outmigration. They said the income tax cut would put about $1,300 a year back into the hands of average families, help pass-through businesses reinvest, and improve the state’s ability to compete with lower-tax states such as North Carolina. Their economist, Rebecca Paxton, presented a model projecting average annual revenue losses of about $680 million during the phase-in and a total net income tax revenue impact of $2 billion to $2.2 billion, while saying long-term revenue growth would be stronger after implementation. The hearing ended with committee questions and a brief dispute over a planned voter testimonial video, which the chairs said was not appropriate for the hearing at that point.