Transcript Highlights:

• So, if we could just look at that, maybe not 10% of your Medicaid payments.
• So, if we could just look at that, maybe not 10% of your Medicaid payments.
• But we saw a vulnerability when we had that little payment lag.
• But we saw a vulnerability when we had that little payment lag.
• We saw a that little payment lag.

Bills: HF3423, HF2354, HF3634

Keywords: healthcare, provider enrollment, medical assistance, legislation, state funds, fraud prevention, subpoena authority, criminal penalties, consumer protection, service verification, Medicaid, human services, electronic documentation, 1183, house

Transcript Highlights:

• and lower refunds income tax payments and lower refunds for<00:15:57.040> tax<00:15:57.360>
• The state provides monthly payments, referred to as capitation payments, to health plans to cover services
• These increases resulted in substantially higher capitation payments compared to what was assumed at
• :25:56.240> referred state provides monthly payments referred state provides monthly payments
• They will get stopped on payment until we... >> Will get stopped on payment until we verify that.

Keywords: 1187, senate, all

Transcript Highlights:

• We would like enhanced authority to stop payment on services.
• We're not going to send payment. Is there anything that would prevent you from doing that today?
• Chair, Senator Rasmusson, you are correct that we do have authority today in law to stop payments, but
• <00:55:34.520> but today in law to stop payments but today in law to stop payments but providing
• They're all receiving payments from the department. Why is it such a big deal?

Keywords: 1187, senate, all

Summary: The committee heard a presentation from DHS on its early intensive developmental and behavioral intervention (EIDBI) study and related licensing proposal. Christy Grom explained that EIDBI is a Medical Assistance state plan service for children and young adults under 21 with autism or related conditions, and that DHS’s multi-phase evaluation included standards review, community engagement, and a comparison with other states. She said the service is important but that DHS identified gaps in oversight, including stretched clinical supervision, providers affiliated with many centers, out-of-state providers, and rapid growth in enrollment that has outpaced current monitoring capacity. DHS’s main recommendation was to create a provisional license for EIDBI in Chapter 245A as an immediate step, with later work toward full licensing standards. The proposal would let DHS identify controlling individuals, disqualify ineligible people, investigate maltreatment, suspend or revoke licenses, require background studies and qualifications before service delivery, move EIDBI providers into a higher-risk category for revalidation, and make DHS the lead investigative agency for maltreatment. DHS also recommended statutory standards for supervision, caseloads, training, and documentation, while emphasizing the need to balance oversight with continued access to services. Grom said the provisional licensure proposal is part of the governor’s budget and that DHS hopes to begin implementation in 2025, with a possible full license start date in 2028. Testifiers then spoke in support of EIDBI while urging the committee to preserve access and include more community input. Ana Hagi Muhammad, a parent of three autistic children and a Somali community advocate, said EIDBI has been beneficial for her family and that community organizations serving Somali families have not been sufficiently engaged in DHS’s process. Ana Muhammad, a Black mother of a young autistic child, said ABA has helped her son with communication, self-regulation, and independence, and asked that discussions reflect the diversity of family experiences. Committee members asked testifiers to keep remarks brief and to identify which modality they use, and the chair indicated the committee would continue hearing from additional testifiers before further discussion.

Transcript Highlights:

• communities under 2,500 may apply for a loan up to $5 million for an 11-year term, with interest-only payments
• Well, I believe that one of the creditors that is seeking payment is a financial institution.
• institution included in that, so evidently that institution has either called the loan or expects payment
• And their payments a year is $525,000, or $522,000 is what their payment schedule is going to... $522,000
• is what their payment schedule is going to be.

Bills: HB1621, HB1624, HB1623, HB1622, HB1625, HB1626, HB1627, HCR3038

Keywords: presidential physical fitness test, physical education, fitness assessment, student fitness, school curriculum, graduation requirements, elementary school, middle school, high school, public schools, nonpublic schools, superintendent of public instruction, exceptions, disability accommodations, North Dakota studies, computer science, cybersecurity, health education, concept-based fitness class, school standards

Summary: The North Dakota House convened in special session with prayer, roll call, and a quorum present, then took up several rural health-related bills. Senate Bill 2401, as amended, required physicians to complete one hour of continuing education in nutrition and metabolic health each renewal cycle and also added language allowing criminal history background checks for the Board of Occupational Therapy Practice. Supporters emphasized the role of nutrition in reducing chronic disease, and the bill passed 92-0. The House then considered Senate Bill 2402, which expanded pharmacists’ limited prescriptive and therapeutic substitution authority for certain low-acuity conditions and clarified related lab-test and communication requirements. Members discussed examples such as motion sickness, cold sores, lice, hypoglycemia, COVID and flu testing, emergency access to medications and supplies, and limits excluding certain drug classes; the bill passed 91-1. Senate Bill 2403 created a temporary medical facility emergency operating loan option through the Bank of North Dakota for qualifying rural hospitals facing severe financial distress, with extensive debate over the targeted nature of the aid, anti-gifting concerns, repayment terms, and the hospital’s turnaround plan; it passed 80-12. Senate Bill 2404 appropriated funds for NDIT to address federal digital accessibility requirements and for the Public Service Commission’s litigation efforts related to transmission costs, with a backup loan authorization available if needed; it passed 92-0. At the close of the session, leaders thanked members and staff for their work on the rural health transformation package, a committee notified the Governor and the Senate that the House had completed its business, absent members were excused, and the House adjourned sine die.

Transcript Highlights:

• We then we're able to come up with the final tier one and tier 2 recommended payment structure. tier
• 2 recommended payment structure.
• things like in-home out of home, you know, maintenance, adoption subsidies, different groups of of payments
• But you are receiving that payments. There are some some levers that incentivize efficiency gains.
• the CDC has been over paying for services, >> that they would benefit in this model from that over payment

Keywords: 999, senate, all

Transcript Highlights:

• What flows through this accounting unit, and it's mainly the payment for the audit of the 529 plan.
• We did receive a payment of just under $3.5 million for fiscal years 2015 through 2022.
• no payment for 24 and 25.
• They can do it all online and set up a payment plan. So again, we generated 14.5 million in 2024.
• it all online and set up a payment plan. it all online and set up a payment plan.

Keywords: 1191, senate, all

Transcript Highlights:

• The first chart on the left ranks states by the number of medical malpractice payments per 1,000,000
• There's a lump sum payment up front. Now let's say I don't live six years.
• It's just a sloppy solution to create a lump sum payment.
• If it's 40% of that $500,000, it's $200,000, with the remainder going in a lump sum payment.
• You assumed that it is best to not provide lump-sum payments for particular reasons.

Transcript Highlights:

• These upper payment limit and supplemental payment programs that do try to bring the Medicaid revenue
• the prospective payment the prospective payment that<00:12:41.280> the<00:12:41.560> other
• <00:13:14.560> policy the idea of if we had a payment policy the idea of if we had a payment
• major share of their payments. major share of their payments.
• is the federal CMS payment schedules? is the federal CMS payment schedules?

Keywords: 916, all

Transcript Highlights:

• Now, on the other hand, when they were told, no, you have to produce some form of payment because we
• Now, on the other hand, when they were told, no, you have to produce some form of payment because we
• So, a payment plan option already exists for students, but it does require a first payment to be made
• So, a payment plan option already exists for<00:32:55.440> students,<00:32:56.480> but
• to be made and then first payment to be made and then subsequent<00:33:01.679> payments<00:33

Keywords: This meeting will take place Upon Adjournment of both Chambers. An exact time is not given or known at this time., 958, all

Summary: The Government Contracts Committee met for its first 2026 meeting, approved the December 9 minutes, and reviewed 337 contracts totaling about $71.8 million. After a motion to consider the routine contract lists without objection passed, the committee pulled several items for discussion, including contracts from the Council on Postsecondary Education, the Department of Highways, the Kentucky Horse Racing and Gaming Commission, and Kentucky State University. Most items were ultimately approved by roll call votes. For the Council on Postsecondary Education item, members discussed why the contract was not handled through the usual Finance Cabinet bidding process. Staff explained it stemmed from House Bill 200 and the healthcare workforce incentive fund, which uses a separate competitive award process and steering committee under different statutory standards. The committee accepted that explanation and approved the contract. Department of Highways staff then explained the difference between scour assessments, which evaluate erosion and foundation risk around bridge piers, and load ratings, which assess the bridge structure itself. Members also questioned a larger engineering contract increase; staff said it reflected progression from preliminary engineering to final design on a phased project and estimated the funding split at roughly 80% federal and 20% state. Those highway contracts were approved. The Kentucky Horse Racing and Gaming Commission presented a legal services contract. Officials said the new corporation had identified legal needs, issued an RFP, and awarded four firms to create a pool of counsel to avoid conflicts as the agency now licenses racing, sports betting, and charitable gaming. They also said an emergency contract was needed after a temporary restraining order was issued in litigation involving charitable gaming machines and alleged losses to charities. The committee asked about the litigation and the affected organizations, and the contract was approved. Kentucky State University then defended a marketing/enrollment contract despite financial concerns, saying the work was intended to raise awareness of the university, improve enrollment, and support financial stability. University officials also said they were tightening student payment enforcement and collection practices, including payment plans and holding students accountable for balances. That contract was also approved.

Transcript Highlights:

• um 0.55% of pay with state aid payments um 0.55% of pay with a<00:56:42.599> total<00:56:42.880
• Since we are an independent plan, we manage our cash flows, so when we need to make pension payments,
• Since we are an independent plan, we manage our cash flows, so when we need to make pension payments,
• we need to sell Investments to payments we need to sell Investments to fund<01:10:14.880> those
• still making our benefit payments still making our benefit payments markets<01:10:33.000> tend

Keywords: 1187, senate, all

Transcript Highlights:

• Uh, this bill is the Medicaid supplemental payment program for public ground ambulance providers.
• Assembly has those true over-and-above payments.
• Assembly has those true over-and-above payments.
• so legislators School insurance payments so legislators School Employees<01:02:29.960> school
• 340b all uh fmap all directed payments 340b all uh fmap all those<01:28:12.800> things<01:28:

Keywords: Meeting start 00:06:05 Roll Call 00:06:33 HB 152 Discussion 00:07:55 HB 152 PHS 2 Vote 00:10:12 HB 545 Discussion HB 545 PHS 1 Vote 00:13:47 HB 606 Discussion 00:15:15 HB 606 Vote 00:16:32 HJR 30 Discussion HJR Vote 00:19:07 HJR 32 Discussion 00:20:25 HJR 32 PHS 1 Vote 00:23:11 HJR 34 Discussion 00:25:04 HJR 34 PHS 1 Vote 00:28:50 HJR 46 Discussion 00:30:09 HJR 46 Vote 00:34:15 HJR 53 Discussion 00:35:40 HJR 53 Vote 00:38:55 HJR 54 Discussion 00:40:15 HJR 54 Vote 00:40:50 HB 546 Discussion 00:42:15 HB 546 PHS 1 Vote 00:46:15 HB 605 Discussion 00:47:38 HB 605 PHS 1 Vote 00:52:10 HB 694 Discussion 00:53:46 HB 694 Vote 01:07:47 HB 695 Discussion Only 01:10:20, 958, all

Summary: The House Standing Committee on Appropriations and Revenue met on February 25 and considered a series of bills and joint resolutions, mostly involving appropriations, capital projects, and local infrastructure funding. The committee first adopted PHS 2 and passed House Bill 152, which creates a Medicaid supplemental payment program for public ground ambulance providers; the sponsor said the substitute ensures no state general fund dollars will be used and that local agencies must identify a funding source for any required match. HB 152 was reported favorably on a 20-0 vote. The committee also passed House Bill 545, the annual claims bill, after members confirmed all executive-branch claims were included; it was reported favorably on a 21-0 vote. House Bill 606, requiring reporting for general obligation bonds, also passed unanimously and was reported favorably. The committee then took up several joint resolutions tied to capital and infrastructure spending. House Joint Resolution 30, concerning water projects, was described as implementing ranked projects under the Waters program administered by KIA and was reported favorably on a 21-0 vote. House Joint Resolution 32, concerning school facilities construction, was amended by PHS 1 and advanced after discussion referencing the Auditor’s report and questions about a Johnson County Schools expenditure; it also passed 21-0. House Joint Resolution 34, relating to contingent appropriations for KCTCS, was amended by PHS 1 and advanced after testimony outlining three projects in Somerset, Jefferson Community and Technical College, and Glasgow; it passed 21-0. House Joint Resolution 46, for local road projects, was described as funding the highest-scoring local road requests from a larger pool of applications and passed 21-0. The committee also advanced House Joint Resolution 53, authorizing release of funds for KSU’s Health Sciences Center project, after KSU officials said the building is needed for nursing and allied health programs and promised a business plan report by November 1, 2025; it passed 21-0. House Joint Resolution 54, authorizing funds related to the State Fair Board, also passed unanimously. Later, the committee considered House Bill 546, which revises the local roads and streets program by adding a DOT-developed scoring system, monthly reporting, a match requirement, and a $500,000 project cap; members asked about the cap and were told larger projects should be handled through other mechanisms. HB 546 was reported favorably on a 21-0 vote. Finally, House Bill 605, a technical corrections and update bill for the local economic relief grant program, was amended by PHS 1 and discussed as expanding eligibility, including to the Delta Regional Authority and certain local-affiliated applicants; the transcript cuts off before the final vote on HB 605.

Transcript Highlights:

• universal, that relieves the short-term fiscal burden on cities and towns by making up the deferred tax payments
• ultimately be revenue neutral for the state as well, once the program is up and running and the deferred payments
• We believe there should be a way for eligible homeowners to defer part of their tax payment until the
• inequity and financial strain on vulnerable populations... ...valuations; reconsider the PILOT, the payment
• Six, create accessible payment plans for property taxes for seniors to ease financial stress and prevent

Keywords: 995, all

Summary: The Joint Committee on Revenue held a hearing on bills related to senior and disability property tax relief, with a focus on helping older adults and people with disabilities remain in their homes. Testimony supported H. 3968, which would make certain senior and disability property tax exemptions permanent so eligible residents would not have to refile annually, and H. 3198, which would expand the senior circuit breaker tax credit by indexing income and credit limits to cost of living and raising the home valuation cap from $1.1 million to $1.5 million. Representative Scanlan also testified in favor of several additional bills, including a local option motor vehicle excise tax exemption for low-income seniors and veterans, a local property tax cap for low-income seniors, an expanded senior property tax exemption, and a senior property tax deferral program designed to be revenue neutral over time. Witnesses from the City of Boston, the Massachusetts Municipal Association, and the Massachusetts Association of Assessing Officers generally supported local-option property tax relief measures and said they would help seniors age in place while giving municipalities flexibility. Committee members raised concerns about possible abuse or fraud if exemptions became permanent, and about how assessors would verify continued eligibility without annual reapplication. Supporters responded that eligibility could still be tied to real estate transactions and other documentation, and that the current annual filing requirement causes many eligible seniors to miss out on benefits. Mass Senior Action Council members testified that many seniors are struggling with rising property taxes, insurance, and other costs, and urged broader reforms such as freezing assessed values, improving outreach, strengthening the work-off program, and allowing more flexible payment or deferral options. No votes were taken; the hearing concluded after testimony and questions.

Transcript Highlights:

• And five, prior year adjustment delays payment to school districts.
• Six, scholarship payments are made outside of the authorized quarterly payment schedule, usually monthly
• compliance with a November 1 deadline allows scholarship students to receive the first and second quarter payments
• for funding in the FFP, and B, to calculate the amount of state funds to withhold for scholarship payment

Summary: The Pre-K through 12 Budget Subcommittee met for two workshops. The first focused on vacant positions in the Division of Early Learning and the Department of Education. Committee members reviewed vacancy reports, including long-vacant positions and positions that had received discretionary pay adjustments. Division and department officials said many vacancies were being filled, advertised, or under review, but acknowledged persistent recruitment and retention problems, especially for engineering, legal, finance, IT, and other specialized roles. Members questioned whether some long-vacant positions were still necessary, whether overtime and workload were being affected, and whether outside contracting, cross-training, combining positions, or eliminating some vacancies could help. Officials said they were considering those options and noted that hiring has become slower and more difficult since the pandemic, with lower applicant volume and more competition from other agencies and private employers. The second workshop addressed draft legislation related to school choice scholarships and the FEFP. The chair said the committee’s prior hearings raised concerns about student identification numbers, cross-checking between districts and scholarship organizations, duplicated FTE reporting, delayed district payments, scholarship payment timing, and inconsistent data sources. She said the proposed language is intended to standardize scholarship processing and improve accuracy and efficiency while preserving the long-standing FEFP principle that funds follow the student. She also said funding scholarship students below the line would not solve the identified problems and could create disparities. The draft would align processing for the Family Empowerment Scholarship and Florida Tax Credit Scholarship programs and would reduce add-on weights by 50% while keeping the current policy structure. No votes were taken. The chair invited further comments and said the draft budget and legislation would continue to be refined before rollout. The meeting adjourned without objection.

Transcript Highlights:

• And if she couldn't make that payment, she signed a way that she would move out in less than a week.
• Sometimes those payments come late anyway, right?
• Essentially, the deadline to avoid an eviction is the eviction judgment, and those payments can come
• So it's a mortgage payment to it.
• In the energy space, we often say that a disconnection for non-payment is the canary in the coal mine

Keywords: 907, all

Summary: The committee met for a series of information sessions focused on housing stabilization, rental assistance, senior housing, and heat resilience. In the first panel, OHCS and NOAA described the state’s affordable housing preservation work, including the $35 million in 2025 stabilization funding used to reduce debt and keep distressed affordable rental projects operating, plus manufactured home park preservation efforts. OHCS said the portfolio remains under strain, with about a third of projects at debt coverage ratios of 1.0 or less and rising insurance and operating costs. NOAA urged faster closings on the stabilization awards, more funding in 2027, and broader rent assistance and process reforms. Committee members asked about the gap between current appropriations and need, and OHCS explained that the new Article 11-Q bond preservation program is structured differently and requires full refinancing rather than simple cash infusions. The committee then heard a detailed discussion of the state’s eviction prevention and rental assistance program, ORDAP. OHCS said the program is administered through community action agencies, prioritizes households at imminent risk of eviction, and is now funded at a much lower level than in the prior biennium, reducing expected service to about 8,200 households this biennium. The Oregon Law Center, a county community action agency, and Multifamily Northwest all agreed the program prevents homelessness and is effective, but they differed on whether assistance should be tied so closely to eviction court. Legal aid and community action witnesses said the current system is underfunded and that eviction filings are the clearest indicator of need, while Multifamily Northwest argued the process can push people into court unnecessarily and should be moved earlier when possible. Legislators raised questions about whether a pre-eviction model could be developed and about the costs of court involvement; one member shared a personal story about how rental assistance helped keep their family housed. Next, the governor’s office, OHCS, and OHA presented on the new senior housing initiative and healthy homes work. The governor’s housing director said Oregon is making progress on homelessness and housing production, with reductions in homelessness outside Multnomah County and an estimated 50,000 future units added to the pipeline through recent state actions. OHCS outlined the senior housing programs launched in May: a debt-financing program using elderly and disabled bond authority, an older adult housing development program funded through the senior property tax deferral revolving account, and a rehousing program for older adults that will use bridge funding and services to move at least 400 unsheltered older Oregonians into housing. OHA also described its Healthy Homes Grant Program, including $24.6 million already awarded, a new $5 million grant round for seniors and people with disabilities, and examples of home repairs and weatherization that help people remain safely housed. The final information session focused on home cooling and heat resilience. OHA presented data showing rising extreme heat days, more heat-related emergency visits, and likely undercounted heat deaths, especially among older adults, people with disabilities, low-income communities, and people without access to healthy homes. ODOE reviewed implementation of Senate Bill 1536, including a cooling needs study that found 58% of surveyed households in the studied housing types needed permanent cooling, with estimated statewide costs of $582 million to $1 billion. ODOE said its rental home heat pump and community heat pump programs have supported 4,638 installations so far, with a temporary reopening planned using remaining funds. The session ended with a remote presentation from a Community Action Partnership of Oregon representative, continuing the discussion of how community action agencies help deliver energy and anti-poverty services.

Transcript Highlights:

• So this bill just requires LDH to take action necessary to equalize those payments to eliminate the competitive
• It allows behavioral health providers to challenge claim denials, reductions, or payment disputes through
• And so there are... children without changing payment rates or covered services.
• And so there are children without changing payment rates are covered services.
• House Bill 786 prohibits certain processes used in health care provider claims payment.

Summary: The Senate Committee on Health and Welfare met on May 13 and approved the minutes from the prior week before taking up a series of House bills, many of them with testimony from sponsors, agency officials, and stakeholders. Early action included HB 971, which would direct LDH to equalize Medicaid reimbursement rates between independent rural health clinics and hospital-owned rural health clinics; the sponsor described a significant payment disparity and the committee reported the bill favorably. The committee also deferred HB 1030 and HB 796 until the following week before moving to other items on the agenda. Several bills dealing with Medicaid and provider regulation were advanced. HB 414, as amended, closes a loophole so health care providers cannot hire unlicensed workers with certain serious out-of-state convictions; amendments addressed effective dates, FBI background-check issues for therapeutic group homes, and delays for direct support professional applicants caused by minor record issues. HB 740, as amended, creates an independent review process for Medicaid claims disputes in the coordinated system of care for behavioral health providers, with amendments clarifying applicability dates and program definitions. HB 786, which prohibits extrapolation in managed care claims recoupments and requires recovery to be based on actual overpayments or underpayments, was also reported favorably. HB 915 set timelines and accountability standards for prior authorization and utilization management in Medicaid managed care and was reported favorably after testimony about delays in care. The committee also heard and passed several bills affecting health professions and facilities. HB 405 simply updates the name of the national acupuncture certification body. HB 1095 allows nursing homes to use alternative power sources while keeping existing generator and fuel requirements. HB 557 defines long-term care pharmacies for policy purposes. HB 779 authorizes expedited partner therapy prescriptions for certain sexually transmitted diseases. HB 933 creates an optional commemorative birth certificate, with part of the fee going to the Office of Women’s Health. HB 796, carried by another representative for the author, establishes a chiropractic preceptorship program with on-site supervision requirements and was reported favorably after questions about student training and patient safety. The committee also heard emotionally charged testimony on HB 288, which would place the term “miscarriage” alongside “spontaneous abortion” in medical documentation and patient communication. Several witnesses described the distress caused by current coding language, and supporters said the change would make records more compassionate and understandable; the bill was reported favorably. HB 403 increased the cottage food gross-sales cap, and after testimony from small producers and the committee’s discussion of other states’ higher limits, an amendment raised the cap to $150,000 before the bill was reported favorably. HB 930 modernizes cosmetic-product regulation and creates a small home-based producer exemption under a wholesale-sales threshold; it was also reported favorably. Finally, HB 1041, a no-mandate bill restricting discrimination based on medical intervention status, prompted extended debate over exemptions for schools, hospitals, and other entities, with one amendment failing on a roll-call vote and the discussion continuing over the scope of the bill and federal funding concerns.

Transcript Highlights:

• And then last session, House Bill 1216 is where prescription co-payments go towards the out-of-pocket
• House Bill 1216 is where prescription co-payments go towards the out-of-pocket max.
• Employee total rewards compensation system study to include a review of subsection D, the payment of
• And the member also, as drafted, has the option to make additional contribution payments to increase
• The member also has the option to make additional contribution payments to increase the multiplier to

Summary: The Employee Benefits Committee met to approve prior minutes, hear presentations on state employee health insurance, compensation, leave, and related policy issues, and then recess for lunch. PERS reviewed the history and structure of the state health plan, noting the long-standing state-paid family coverage, cost-control measures, wellness incentives, the current grandfathered PPO and high-deductible options, and the effects of recent benefit mandates such as insulin caps, prosthetic coverage, medication management, prescription copay changes, and ambulance balance-billing limits. Committee members questioned the fiscal impact of adding benefits and the possible cost of moving to a non-grandfathered plan, while PERS and HRMS emphasized that health insurance remains the top-ranked employee benefit and that any major plan changes should be considered carefully. HRMS also presented compensation comparisons showing state pay generally below private-market benchmarks, discussed targeted market equity adjustments, identified ongoing recruitment and retention concerns in fields like nursing, IT, engineering, and attorneys, and reviewed leave policies, tuition reimbursement, and family leave comparisons with neighboring states. Job Service provided labor market data showing low unemployment, high labor force participation, and wage growth that still trails some neighboring markets, and OMB explained that prevailing wage requirements apply to federally funded projects under Davis-Bacon, not to ordinary state contracts. After lunch, the committee took up the required process for health insurance mandate bills and adopted an amendment to Joint Rule 211. The amendment clarified that the deadline for submitting mandate measures is intended to allow time for all required reports, including both the cost-benefit analysis and any Employee Benefits Committee actuarial report, while leaving the existing deadline unchanged. The amendment was adopted on a roll call vote, with several members voting yes and a few no votes recorded. The committee then moved into its jurisdiction review of bill drafts, beginning with a bill that would automatically renew pre-tax dental and vision elections; members debated whether it had any actuarial or administrative impact on PERS or the state, and the chair explained that the committee’s role was only to decide whether further analysis was needed before later testimony and recommendations.

Transcript Highlights:

• two bona fide discount points that allows the consumers to capitalize on a lower monthly mortgage payment
• Um, my payment is going to be $1,800 a month and I'd really like for it to be just maybe $1,600 a month
• by reducing the interest rate by payment by reducing the interest rate by purchasing<00:02:33.360>
• >> Um<00:03:49.440> my<00:03:49.680> payment<00:03:49.920> is<00:03:50.080
• is going to be $1,800 a >> Um my payment is going to be $1,800 a month<00:03:52.000> and

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:01 Discussion SB 157 00:23 Vote SB 157 05:22 Discussion SB 189 05:57 Vote SB 189 26:49, 958, all

Summary: The committee first took up Senate Bill 157, which would align Kentucky’s mortgage loan fee rules with federal standards by exempting certain first and second mortgages from the state’s total net income cap when they meet federal points-and-fees thresholds. The sponsor and Rocket Mortgage testified that the bill would make it easier for borrowers to buy down mortgage interest rates with discount points, helping affordability without changing borrower costs, while preserving the existing 4% cap for loans outside the federal standard. Members discussed how rate buydowns work in practice, and the bill passed with a favorable expression after a roll call vote. The committee then heard Senate Bill 189, as amended by a committee substitute, which would create a licensing and regulatory framework for virtual currency kiosks, or crypto ATMs, in Kentucky. The sponsor described widespread scam losses tied to these kiosks, especially among older adults, and said the bill would add consumer protections such as licensing, financial safeguards, transaction limits, refund or hold requirements, disclosures, receipts, and enforcement authority for the Department of Financial Institutions. He also said the substitute was based on other states’ models and that further changes might be needed, including possible floor amendments. AARP Kentucky testified in support of regulating crypto kiosks but said the committee substitute weakened consumer protections and urged stronger safeguards, including lower transaction limits, fee caps, identity verification, receipts, and scam warnings. AARP representatives cited data on scam complaints and losses in Kentucky and nationally, and said the point of transfer is the best place to prevent harm. Committee members generally agreed the issue was consumer protection, but one senator cautioned against overregulating personal financial choices and noted that scams exist in many forms. The discussion ended with acknowledgment that the bill would continue to be refined, including in coordination with the House and stakeholder groups.

Transcript Highlights:

• I mean, where we, where we the state would pick up some of the, or, I mean, as far as a payment plan,
• I said I'm a big proponent of rolling my sales taxes into my month for the payment.
• Okay, my next question is, are you going to come up with a payment plan to assist?
• Representative, I'd be happy to talk to you offline, but I don't know working out a payment plan is a
• I don't want to buy his car because I got two more payments. All right. Thank you.

Keywords: 959, house, all

Transcript Highlights:

• Our contracted actuaries develop a rate range that constitutes a reasonable range of payment rates.
• Just to follow, we would be happy to provide the kind of the estimate for maintaining the payments for
• So happy to fall. ...kind of the estimate for maintaining the payments for dental for kids.
• It's incomprehensible that new lower payments have put us back about 30 years.
• I just want to really thank you for your comments and your efforts to reinstate Prop. 56 payment for

Keywords: 988, house, all

Transcript Highlights:

• So, it, there on payment in le of taxes.
• payments and then my colleague Mr. payments and then my colleague Mr.
• <00:37:16.960> are a conviction, those payments are a conviction, those payments are excluded
• Sylvia, how much the state payment would be for this, or Mr. M?
• M be the state payment for this or Mr. M Mr.

Keywords: 1187, senate, all