Video & Transcript Research : 'rate deviations'
Page 232 of 500
TX
Transcript Highlights:
- Do we have anything that would lead us in the direction of recharge rate on aquifer?
- They would recover that cost through rates. through the rates or bonds if they're if they're capable
- And their only... only option is to raise rates. In most cases, right?
- does any of that show what the rate of recharge is for the Creaser Wilcox?
- Representative Alders, your question was what the rate of recharge is?
NH
New Hampshire 2025 Regular Session
House Judiciary (01/27/2025)
Transcript Highlights:
- the lowest teen pregnancy rate in And the lowest teen pregnancy rate in America.
- pregnancy rate.
- The more restrictive, the higher the rate.
- Maternal mortality rate and teen pregnancy rate. The more restrictive, the higher the rate.
- less have higher maternal success rates less have higher maternal success rates lower<01:58:14.920
Summary:
The House Judiciary Committee opened with procedural remarks, including notice of an overflow room and a brief apology from Representative Andress about returning to his seat after introducing HB 114. The committee then took up HB 476, a proposed 15-week abortion ban. Chairman Lynn explained that a request to withdraw the bill had been filed, but because the bill was already scheduled for hearing, the committee would proceed with testimony and the withdrawal would require later House action. The chair also reminded witnesses to keep remarks to three minutes and asked the audience to remain respectful.
Most testimony focused on abortion access, maternal health, and the likely effects of a 15-week limit. Opponents, including Nancy Pariser, Dr. Cynthia Rasmussen, Dr. Young, Bonnie Bruno, and others, argued that abortion restrictions increase maternal mortality, worsen miscarriage care, create “OB deserts,” and can delay emergency treatment in cases such as sepsis or ectopic pregnancy. Several speakers cited experiences from Texas and Georgia and warned that HB 476 contained no exceptions for rape, incest, or maternal health. Supporters of the bill, including Paul Galasso and Lynn Hill, framed abortion as the loss of unborn life and argued that 15 weeks still allows most abortions while saving lives; they also said New Hampshire’s current law is already adequate and that the bill should be strengthened rather than abandoned.
Other witnesses emphasized practical and economic concerns, saying unwanted pregnancies can worsen poverty, childcare burdens, housing insecurity, and women’s lifetime earnings. Some speakers urged lawmakers to focus instead on affordable housing, childcare, and family support. No committee vote or final action on HB 476 occurred during the hearing; the meeting consisted of opening remarks and public testimony only.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Service Jun 21st, 2026 at 01:00 pm
Joint Committee on Public Service
Transcript Highlights:
- With each call that they take, it can spike their heart rate and blood pressure, and think about this
- The national turnover rate is reported to be about 30%, with one in every five hires leaving within their
- The burnout rate is high, and the emotional and physical toll is real.
- They have suffered high rates of PTSD.
- Tree workers face significant risks, with fatality rates that are at least 15 times higher than the average
Summary:
The Joint Committee on Public Service held its 15th hearing of the 194th General Court, focused on retirement group classifications for a range of public safety and related employees. Much of the testimony centered on bills affecting Barnstable County dispatchers and 911 telecommunicators, who argued they should remain in or be moved to Group 2 because their work is highly stressful, life-or-death in nature, and historically had been treated that way. Speakers said the proposed changes would largely grandfather in current employees, would not add costs in some cases, and were needed to correct outdated statutory language and PERAC rulings that had created uncertainty for workers nearing retirement or already retired. Similar support was offered for bills to reclassify 911 dispatchers statewide from Group 1 to Group 2, with testimony from dispatch supervisors, sheriffs, and police associations describing chronic stress, PTSD, staffing shortages, and retention problems.
The committee also heard testimony on several other retirement-related bills. Representatives of Massport and campus police supported measures to align retirement benefits for Massport police and public higher education police with other law enforcement groups, arguing they perform comparable duties and face similar risks. The Massachusetts Chiefs of Police Association also backed a bill to ease post-retirement earning restrictions for retired police and firefighters so they can continue consulting, training, or advising without penalty. MOSES testified in favor of bills moving certain state employees into Group 2, including forensic scientists at the State Police Crime Lab, DCR aerial foresters, and Department of Correction construction coordinators, citing hazardous work environments and physical danger. Department of Fire Services compliance officers likewise sought Group 4 classification, describing exposure to toxins, fatal fire scenes, and cancer risks.
No votes were taken during the hearing. The committee heard extensive testimony from affected employees, union and association representatives, and public safety officials, all urging favorable reports on the bills. At the end of the hearing, the chairs thanked witnesses and staff, and the committee adjourned after a motion and second.
CA
California 2025-2026 Regular Session
Assembly Education Committee Jun 17th, 2026
Transcript Highlights:
- requirements for condom or contraceptive purchases, students in low-income communities or areas with high STI rates
- In 2020, the suicide rate for young people in the Black community was nearly twice the rate of their
- percentage of overall student enrollment, yet they continue to be suspended at a disproportionately higher rate
- behind, especially low-income, Black, Latino, and English learner youth who enroll in college at lower rates
- behind, especially low-income, Black, Latino, and English learner youth who enroll in college at lower rates
Summary:
The Assembly Education Committee heard several Senate bills focused on student health, access, equity, and career preparation. SB 608 by Sen. Menjivar would expand access to condoms and related sexual health resources for students in grades 7–12 and direct the Department of Education to align with the California Healthy Youth Act. Supporters argued the bill would help address high STI rates among youth and remove barriers to access, while opponents raised concerns about parental authority, local control, and encouraging early sexual activity. The bill was approved on a 6-1 vote and sent to the Health Committee.
SB 965 by Sen. Blakespear would prohibit libraries from requiring a parent to be physically present for a 16- or 17-year-old to obtain a library card, while still allowing libraries to require parental consent or signature. Supporters said the current rule creates unnecessary barriers for teens and school research projects, and the California Library Association said it was now neutral after amendments. The committee passed the bill 6-0 to Appropriations.
SB 998 by Sen. Gonzalez would define and expand the duties of discrimination prevention coordinators in the state’s Office of Civil Rights, including adding a disability coordinator and deputy coordinators focused on anti-Black, anti-Asian, anti-Latino, and anti-Native American discrimination. Testimony emphasized the need to address rising hate incidents and discrimination in schools, especially for Black, LGBTQ+, AAPI, and other marginalized students. The bill was approved and sent to Judiciary with amendments to be processed there. SB 845 by Sen. Perez, which expands work-based learning and youth apprenticeship opportunities, also received broad support from education, workforce, and industry groups and passed unanimously to Labor and Employment. The committee also approved a consent calendar of additional bills and adjourned after all items were acted on.
AR
Transcript Highlights:
- This is due to an increase in the number of clients and rates paid.
- This is due to an increase in the number of clients and rates paid.
- Do we have any sort of metrics to show, you know, the teens' rates of smoking in these particular counties
- Do we have any sort of metrics to show, you know, the teens rates of smoking in these particular counties
- This amends an existing contract for a water and wastewater rate data study.
NM
New Mexico 2026 Regular Session
House - Rural Development, Land Grants And Cultural Affairs Jan 27th, 2026 at 09:00 am
House Rural Development, Land Grants And Cultural Affairs
Transcript Highlights:
- They have a 90% completion rate in the last few years that they received special appropriations.
- They have about a 90% completion rate over the past two years, so they are eligible.
- ensure certain things like project readiness, those kind of things, so that in terms of ranking and rating
- of that orderly process and more of a pragmatic approach, they're able to achieve a 90% completion rate
- of that orderly process and more of a pragmatic approach, they're able to achieve a 90% completion rate
NM
New Mexico 2026 Regular Session
IC - Legislative Education Study Jan 19th, 2026 at 10:05 am
Transcript Highlights:
- We cannot be cutting funding for programs that are critical to our graduation rate and making people
- These virtual programs don't graduate students; I think their graduation rate is like 5%.
- So we talked about 81-20 for the next year's funding, and the growth rate is based upon the 40th day.
- You'll see proficiency rates for the last three years for every school district and charter school.
- It's all your proficiency rates. Thank you. Other questions? Thank you, Director. What's next, Mr.
FL
Florida 2026 Regular Session
Appropriations Committee on Pre-K - 12 Education Jan 14th, 2026
Appropriations Committee on Pre-K - 12 Education
Transcript Highlights:
- We were so proud that the governor announced yesterday a 92.2% graduation rate.
- Well, this year our graduation rate is over 92%.
- This year, California's graduation rate is right around 83%.
- In the last seven years, our third-grade reading rate has gone up 26% while the state has stayed flat
- Congratulations on your A rating.
Summary:
The Senate Appropriations Committee on Pre-K-12 Education met to hear the governor’s fiscal year 2026-27 budget recommendations for education from the Office of Policy and Budget and the Department of Education. Shelby Salmons and Commissioner Stasi Kamoutsis outlined the governor’s proposed $117.4 billion state budget, including about $32.5 billion for education, with major emphasis on public schools and early learning. The presentation highlighted a $30.6 billion K-12 budget, a $486 million VPK program, continued funding for VPK Summer Bridge, TEACH, HIPPY, and Help Me Grow, as well as increases for teacher pay, base student allocation, mental health, school safety, civics education, and school hardening initiatives. The commissioner also cited a 92.2% statewide graduation rate and Florida’s national rankings in education and education freedom.
Senators used the question period to raise concerns about counselor staffing, mental health services, school closures, school choice oversight, the Guardian Program, data reporting, and school capacity. Senator Jones asked about counselor ratios, school closures in historically Black communities, and whether school choice schools are properly monitored for safety and instructional quality. Senator Osgood argued that mental health funding should support more clinical services on campuses, not just academic counselors, and Senator Bradley asked whether the centralized data repository includes scholarship students. Senator Gates praised the civics and debate funding and asked for more detail on the Guardian Program’s performance; the commissioner said 53 of 67 districts participate and described it as a successful safety option with sheriffs approving training. Senators Simon and Osgood also pressed for better use of the FISH report and more accurate space data to understand school capacity and right-sizing.
During public testimony, Pinellas County School Board member Laura Hine said her district is an A-rated district with no D or F schools, but spends far more on safety and mental health than it receives in state categorical funding. She said Florida’s mental health staffing ratio is about one counselor per 2,203 students, compared with a recommended one per 1,106, and urged the committee to consider funding full-day VPK statewide, estimating it would cost about $375 million. Committee members followed up on her comments about local flexibility and whether districts can shift funds to meet needs. The meeting ended after members thanked DOE and executive branch staff for the presentation, and the committee adjourned without taking any substantive vote on legislation.
FL
Florida 2026 Regular Session
Appropriations Committee on Higher Education Nov 5th, 2025
Appropriations Committee on Higher Education
Transcript Highlights:
- year because, as you all know, Tampa and Hillsborough County are really growing at an exceptional rate
- Our NCLEX score, as stated by Roger, is 97.5, and I can't tell you what our graduation rate is right
- For the passing rate? I believe it is 95 percent. Terrific. Thank you. Thank you. Thank you.
- For the passing rate? I believe it is 95 percent. Terrific. Thank you. Thank you. Thank you.
- Hollis's statement that we only have an 80 percent NCLEX passage rate.
Summary:
The Appropriations Committee on Higher Education met to consider a slate of trustee confirmations for several Florida state colleges and universities. Chair Harrell outlined the process, including swearing in nominees, allowing brief presentations and questions, taking public comment after each nominee, and voting on the full slate at the end unless a member was pulled for separate consideration. One nominee, Edward Fleming, was not heard and was deferred to a future meeting. The committee also dealt with several technical issues for remote participants before proceeding through the agenda.
Nominees and reappointees emphasized their personal ties to their institutions and focused their remarks on workforce development, affordability, and partnerships with local employers. Several highlighted nursing and allied health programs, with committee members repeatedly asking about NCLEX pass rates; reported figures included Polk State at 100%, Lake-Sumter at 97.5%, Northwest Florida State at 100%, Daytona State at 95%, Pasco-Hernando at 97% for associate degree and 100% for practical nursing, Pensacola State at 90% practical nursing and 85% RN, and Hillsborough College at 87.5%. Other priorities mentioned included construction technology, agriculture and ag technology, surveying/geodetic programs, maritime and diesel mechanics, aircraft maintenance, dual enrollment, AI, cybersecurity, and support for military and veteran transitions.
After hearing from all nominees, the committee asked whether any names should be voted on separately; none were requested. Senator Bradley moved a block vote to recommend confirmation, the motion was approved by roll call, and all nominees heard that day were recommended for confirmation except Tab 10, Edward Fleming, who was postponed to a later meeting. The committee then adjourned.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Feb 27th, 2025
Business & Commerce
Transcript Highlights:
- Small load rate payers and again our goal and kind of socializing those costs across across the grid
- The bill establishes a minimum transmission rate that must be paid by loads served. behind the meter
- The bill also orders the commission to re-evaluate four CPs. methodology for setting transmission rates
- Is the minimum transmission rate that we're talking about here?
- Minimum transmission rate. 752 think the industry might answer one way, they might say we don't believe
Keywords:
hemp, consumable hemp, hemp-derived cannabinoids, CBD, cannabidiol, CBG, cannabigerol, delta-8, delta-9, intoxicating hemp, hemp gummies, hemp vape, edibles, cannabinoid regulation, hemp licensing, retailer registration, product registration, QR code labeling, child-resistant packaging, minor access
KY
Kentucky 2025 Regular Session
House Standing Committee on Veterans, Military Affairs, & Public Protection (2-11-25)
Transcript Highlights:
- So what it could potentially be affected by was if the match rate at the federal and state government
- It could be affected by that change because it's based on the match rate.
- And so if the match rates were to change, yes, it could be affected.
- /c> portion of that match and so if the portion of that match and so if the match<00:18:34.400>
rates - were to change yes it could match rates were to change yes it could be<00:18:36.320>
affected
Summary:
The House Standing Committee on Veterans, Military Affairs, and Public Protection held its first meeting of the 2025 session, welcomed new members, announced a 24-hour rule for committee amendments, and reviewed basic meeting procedures. After roll call confirmed a quorum, members recited the Pledge of Allegiance and prayer. The chair also recognized Representative Thomas for his service to the committee and presented remarks of appreciation as he moved into other duties.
The committee then considered House Bill 191, which would extend burial eligibility in Kentucky state veterans cemeteries to certain National Guard and Reserve members who were honorably discharged but never activated under Title 10. Testimony from Rep. Aaron Thompson and KDVA officials explained that the bill aligns with the federal Burial Guard Reserve Act of 2022 and would cover some long-serving Guard and Reserve members, including those who served during disasters such as the Eastern Kentucky floods and western Kentucky tornadoes. Members voiced support, and the bill passed the committee with a favorable recommendation after adoption of a title amendment.
Next, the committee took up House Bill 152, which would create a supplemental Medicaid payment program for public EMS agencies through voluntary intergovernmental transfers, with no general fund dollars used. Rep. Michael Meredith and EMS chiefs testified that the measure would help public agencies recover more of the cost of Medicaid transports; one example cited was a local agency that could increase reimbursement substantially under the program. In response to questions, witnesses said the existing program for public and private agencies is mandatory, while this bill creates an additional voluntary enhancement for public agencies only, and that the program could be affected if Medicaid match rates change. The committee approved the bill with a favorable recommendation and a title amendment. The meeting ended with announcements about Military Kids Day on February 25 and a Kentucky National Guard Association reception and dinner on February 15, followed by adjournment.
NM
Transcript Highlights:
- The focus there... they do see that that can also help with our graduation rates.
- It says the Family Income Index rate means percentage of men.
- Are those a similar rate? Have they...? A change to what was calculated before. Mr.
- Right, because of birth rates.
- Of course, you see this natural sort of downslope that has less to do with birth rates and more to do
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 04/10/25
Health and Human Services
Transcript Highlights:
- Um, one is it to assistance rates.
- serve Medicaid clients because the rates serve Medicaid clients because the rates were<01:00:20.160
- <01:23:34.560>
and who comes and we get lousy rates and who comes and we get lousy rates and - Um people whether rates go up or not.
- they they will experience the rate they they will experience the rate increase.<01:56:02.719>
MN
Minnesota 2025 1st Special Session
Committee on Housing and Homelessness Prevention - 01/30/25
Housing and Homelessness Prevention
Transcript Highlights:
- I believe seniors are the fastest growing rate of homelessness in our state, and so none of us at this
- I believe seniors are the fastest growing rate of homelessness in our state, and so none of us at this
- I believe seniors are the fastest growing rate of homelessness in our state, and so none of us at this
- I believe seniors are the fastest growing rate of homelessness in our state, and so none of us at this
- Yes, with that, members, we will recess. seniors are the the fastest growing rate seniors are the the
Summary:
The committee heard Senate File 558, a bill to create a formal process for removing unauthorized occupants from real property, often described as a “squatters bill.” The author presented an A2 amendment, which was adopted, and explained that the bill would give sheriffs a structured complaint and verification process, allow fees, provide immunity when the process is followed, and impose civil remedies for wrongful removal and criminal penalties for false complaints. The bill also includes a provision on holdover situations, clarifying that certain unauthorized guests of tenants are unlawful occupants rather than tenants, and a use-of-excess-force provision was mentioned.
Supporters said the measure is intended to give property owners and law enforcement a clearer, faster, and more consistent way to handle situations where people occupy property without a lawful basis, especially in rural or seasonal properties and in some landlord-tenant disputes. Senator Uty read a letter from Hubbard County Sheriff Corey Oas describing recurring problems with rental issues, couch hopping, and subletting without landlord knowledge, and a testifier from Pine Island described several local examples of prolonged and costly occupancy disputes, including a restaurant tenant who stopped paying rent and a rural property trespass incident. Committee members in support emphasized the need to balance tenant rights with property rights and to avoid leaving sheriffs to make ad hoc decisions.
Michael D. from Homeline opposed the bill, arguing that existing trespass and harassment restraining order laws already address unlawful occupants and that the proposal creates due process concerns by allowing removal without a court hearing. He also warned that the bill’s definition of unlawful occupant could jeopardize oral leases, which are allowed under Minnesota law. In response, supporters said the bill is meant to distinguish true landlord-tenant relationships from trespass situations and to provide a workable process consistent with Minnesota law.
At the end of the discussion, the chair announced that Senate File 558 would be laid over for possible inclusion. He also said Senate File 222 would be laid over, Senate File 559 would be moved with a recommendation to pass to the Judiciary Committee, and the fourth bill on the agenda was informational only.
KY
Transcript Highlights:
- The program must achieve a 70% completion rate and, more importantly, a 70% job placement rate.
- The program must achieve a 70% completion rate and, more importantly, a 70% job placement rate.
- The program must achieve a 70% completion rate and, more importantly, a 70% job placement rate.
- The program must achieve a 70% completion rate and, more importantly, a 70% job placement rate.
- <01:37:38.400>
of in novice and increases in the rate of in novice and increases in the rate
Keywords:
Call to Order and Roll Call – 0:00:00
Workforce Pell Grant Update – 0:03:30
Extension Office Update – 0:33:25
Kentucky Academic Standards for Social Studies – 1:07:08
Early Literacy Outcomes – 1:32:20
Consideration of Referred Administrative Regulations – 1:58:30
Adjournment 2:13:13, 958, all
MN
Transcript Highlights:
- districts to maintain course offerings; implement a transparent statewide per-credit reimbursement rate
- With thoughtful reform, we can protect access while ensuring sustainability and Reimbursement rate.
- So, we oftentimes don't know what the attendance rate is for a student who's in PSO.
- <00:35:45.839>
There's <00:35:46.160>some credit reimbursement rate. - There's some credit reimbursement rate.
HI
Hawaii 2025 Regular Session
EDN Info Briefing - Thu Jan 16, 2025 @ 2:00 PM HST
Hawaii House Floor Meeting
Transcript Highlights:
- is they're rowing at a the growth rate is they're rowing at a fast<00:57:11.799>
rate <00:57:12.799 - fast rate um or paddling at a fast rate fast rate um or paddling at a fast rate so<00:57:15.799>
- <00:58:13.839>
than addressed at a a better rate than addressed at a a better rate than Department - <01:01:30.200>
for to show the uh enrollment rates for to show the uh enrollment rates for - 80% rate is pretty accurate of the ones that start and then go all the way through?
NH
New Hampshire 2025 Regular Session
House Finance Division I (01/22/2025)
Transcript Highlights:
- We set all of the tax rates across the state.
- so we set all of the Village tax rates so we set all of the tax<01:06:13.960>
rates <01:06:14.240 - rate for the next calendar year.
- And 99% of our surveys rate a 3 or higher.
- environment with the unemployment rate environment with the unemployment rate being<01:43:10.119
Summary:
New Hampshire Housing Finance Authority officials, led by Executive Director Rob Dapice, briefed legislators on the agency’s structure and funding. They explained that the authority is created by state law but is not a state agency, its debt is not state debt, and it is governed by a board appointed by the governor and approved by the Executive Council. The discussion focused on the Affordable Housing Fund and the lead paint hazard remediation fund, including how state appropriations and federal resources are combined to finance affordable rental housing and lead abatement work.
Dapice said the Affordable Housing Fund is used as gap financing for multifamily affordable housing projects, typically alongside federal tax credits and tax-exempt bonds, and that state dollars leverage roughly 2:1 to 10:1 in additional federal and private investment, averaging about 4:1. He said the fund has received historic appropriations in recent budgets, including $30 million over the last two biennial budgets and an annual $5 million set-aside from the real estate transfer tax. He also said the fund is usually structured as 0% interest, deferred loans rather than grants, with repayments returning to the fund if projects generate cash flow.
Members asked about rents, oversight, staffing, revenues, and whether the programs had added positions. Dapice said affordability restrictions generally last 30 to 99 years, rents are tied to income limits and capped so tenants pay no more than 30% of income, and compliance staff inspect properties regularly to verify income eligibility and rent limits. He said the organization has about 130 to 135 employees, down from about 145, with no new positions added because of the appropriations. He estimated total revenues at roughly $300 million, with administrative budget around $22 million, much of it pass-through grant money.
On lead paint remediation, he said the state first appropriated $6 million in 2019, plus $1 million in ARPA funds, and that the program has cleared more than 500 units. He said the federal grant program is not annual or predictable, with a recent award of about $7.75 million, and that the maximum federal grant per unit is $177,000, typically paired with up to $100,000 in state loan support. He also noted that the program can address homes before a child is poisoned if lead hazards are identified, but that cases involving an already exposed child are a higher priority. No votes or formal actions were taken.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Transcript Highlights:
- classify homes as real property causes manufactured home borrowers to rely on high-risk, high-interest-rate
- For example, high-cost loans available for personal property have interest rates typically ranging currently
- between 8% and 12%, while conventional mortgage financing rates hover around 5% to 7%.
- You may be asking, how would a titling change actually effectively lower rates and help homeowners?
- seek out impacted properties, often at below-market prices, for the purpose of building dense market-rate
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services.
The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote.
SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Housing and Community Development
Transcript Highlights:
- classify homes as real property causes manufactured home borrowers to rely on high-risk, high-interest-rate
- For example, high-cost loans available for personal property have interest rates typically ranging currently
- between 8% and 12%, while conventional mortgage financing rates hover around 5% to 7%.
- You may be asking, how would a titling change actually effectively lower rates and help homeowners?
- seek out impacted properties, often at below-market prices, for the purpose of building dense market-rate