Video & Transcript : 'captive insurers' :

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NM

New Mexico 2025 Regular Session

IC - Legislative Finance Sep 23rd, 2025

Transcript Highlights:
  • Our insurance is too high.
  • His insurance was $25,000 a year.
  • I pay more in property insurance than he pays in general risk, right?
  • I don't think it's high at all in the insurance game of things.
  • So it's not the insurance that's making them... that has just started, and it's only $6,000 a year.
TX

Texas 89th Regular

Ways & Means Aug 22nd, 2025

Ways & Means

Transcript Highlights:
  • want to keep up with the raises you've promised to your firefighters and police, if the cost of insurance
  • I mean, some of the departments in Texas have taken very good insurance ratings, which keeps property
  • If you could keep insurance rates low, if there's a margin of change in property tax, there may be a
  • risk danger that is so high they can't find insurance providers to cover.
  • There are things like inflation, health insurance costs going up.
Bills: HB17 , HB23 , SB 10
Committee: House Ways & Means
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - Part 1 - 05/17/25

Finance

Transcript Highlights:
  • funding for our school districts around the state and being able to meet the needs for unemployment insurance
  • work, clerical staff, and education support aides had been excluded from receiving unemployment insurance
  • the Minnesota legislature passed legislation to bring hourly school workers into the unemployment insurance
  • since access to unemployment insurance since the<00:01:37.040><c> inception</c><00:01:37.600><c> of<
  • </c> workers into the unemployment insurance workers into the unemployment insurance benefit<00:01:47.280
Committee: Senate Finance
Keywords: 1187, senate, all
HI

Hawaii 2025 Regular Session

House Chamber - Adjournment Sine Die Fri May 2, 2025, 12:00PM HST - Day 60

Hawaii House Floor Meeting

Transcript Highlights:
  • states this special fund, beyond this initial appropriation, will be funded by assisting health insurers
  • states this special fund, beyond this initial appropriation, will be funded by assisting health insurers
  • states this special fund, beyond this initial appropriation, will be funded by assisting health insurers
  • states this special fund, beyond this initial appropriation, will be funded by assisting health insurers
  • states this special fund, beyond this initial appropriation, will be funded by assisting health insurers
Keywords: 910, house, all
TX

Texas 89th Regular

Energy Resources Mar 17th, 2025

Energy Resources

Transcript Highlights:
  • Businesses, those restaurants still file claims on my insurance.
  • And my insurance told me they would have to pay out.
  • That hurts my insurance.
  • I think that's just a talking point in the insurance requirements. that are set forth, you know, it's
  • I have to prove my insurance. If it's in a rural municipality or co-op.
Bills: HB206 , HB 1285 , HB1335 , HJR107 , HB206
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-02-13 (12:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Whether we're talking about property insurance, whether we're talking about housing affordability, and
  • Whether we're talking about property insurance, whether we're talking about housing affordability, and
  • Insurance is an issue. We have kids who are in school who can't afford to pay for school.
  • This will affect our education funding, insurance costs, affordable housing projects, and the overall
  • My district's needs include affordable housing, infrastructure projects, cost of groceries, insurance
Summary: The House convened with prayer, a moment of silence for the Parkland shooting victims, the Pledge of Allegiance, and adoption of the special order report for the day. The chamber then moved into a special-order agenda focused almost entirely on immigration-related measures, beginning with Senate Memorial 6C urging the U.S. Department of Homeland Security to provide guidance and training for 287(g) agreements. The memorial was adopted 85-27 after brief debate, with supporters arguing Florida should help maximize federal immigration enforcement and opponents saying Congress, not the state, should fix immigration policy. The House next took up Senate Bill 4C, an immigration bill creating new state offenses for illegal entry and reentry by adult unauthorized aliens and requiring a mandatory death sentence for an unauthorized alien convicted of a capital felony. Members debated constitutional concerns, due process, racial profiling, fiscal impacts, and whether the bill intruded on federal immigration authority. Several amendments were offered and defeated, including proposals to extend protections to Venezuelans with TPS, to remove the mandatory death penalty, to protect certain long-term immigrant workers and teachers, to expand exemptions for Haitians and humanitarian parole recipients, and to create a task force on best practices for immigration enforcement in schools and other sensitive locations. A final amendment to strip the bill as unconstitutional was also rejected. The bill then passed 85-29. The final measure discussed was Senate Bill 2C, which creates a State Board of Immigration Enforcement led by the Governor and Cabinet, establishes grants and incentive bonuses for local law enforcement cooperation with federal immigration authorities, repeals the fee waiver for undocumented students beginning July 1, 2025, and appropriates more than $300 million for immigration enforcement. The sponsor described it as a broad enforcement package, while questions from members focused on the impact on current students who receive in-state tuition and whether the bill would remove incentives for those already enrolled. The transcript ends during that exchange, before final action on SB 2C is shown.
CA

California 2025-2026 Regular Session

Assembly Judiciary Committee Apr 21st, 2026

Judiciary

Transcript Highlights:
  • Health insurance should be the door to care, and too often it's the obstacle.
  • retention, which is basically their deductible from the insurance company.
  • Finally, we'll require that insurers must let builders count repairs against their self-insured retention
  • Our condo liability insurance premiums have skyrocketed over 40% in the last five years.
  • The bill's sponsor correctly notes the builder's high insurance costs.
Committee: House Judiciary
Keywords: 988, house, all
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 2/24/26

Energy Finance and Policy

Transcript Highlights:
  • Point number two, um, insurance companies, how do they feel about it?
  • insurance companies, how do they feel about<01:44:38.320><c> it?
  • But if you're in an insurance companies.
  • </c> owner's insurance? owner's insurance?
  • </c> testifiers who represent the insurance testifiers who represent the insurance industry<01:44:58.080
Bills: HF2986 , HF3555
WY

Wyoming 2026 Regular Session

Senate Floor Session-Day 8, February 18, 2026-AM

Wyoming Senate Floor Meeting

Transcript Highlights:
  • </c><00:55:10.160><c> continues</c><00:55:10.559><c> to</c><00:55:10.720><c> rise</c> property insurance
  • rates as a increased property insurance rates as a result<00:56:15.920><c> of</c><00:56:16.160><c> our
  • </c><00:56:43.440><c> claims</c><00:56:43.839><c> which</c> in some of the insurance claims which in
  • ><c> look</c><00:56:44.640><c> at</c><00:56:44.799><c> the</c><00:56:44.960><c> insurance</c> you can
  • always look at the insurance you can always look at the insurance claims<00:56:45.760><c> to</c><00:
Keywords: 916, all
AL
Transcript Highlights:
  • , which would impact our insurance premium taxes and I have more people that are looking for health insurance
  • </c> state employees insurance board state employees insurance board requested<00:36:24.800><c> a</c>
  • In order to do that, we move that over, recognizing it's for children's health insurance.
  • In order to do that, we move that over, recognizing it's for children's health insurance.
  • In order to do that, we move that over, recognizing it's for children's health insurance.
Keywords: 924, joint, all
KY
Transcript Highlights:
  • Good to see you again. insurance and like myself sometimes insurance and like myself sometimes don't<
  • The next items on the pull list are from Kentucky Employees Mutual Insurance.
  • </c> Kentucky Employees Mutual Insurance. Kentucky Employees Mutual Insurance.
  • </c> for Kentucky Employers Mutual Insurance. for Kentucky Employers Mutual Insurance.
  • This is a very complex area for Kentucky Employers Mutual Insurance.
Keywords: 958, all
Summary: The Government Contract Committee met with a quorum, observed a moment of silence for Representative McCool after the death of his sister, and approved the April 14 minutes. The committee then reviewed a large agenda of contracts and amendments, beginning with a deferred Office of the Controller procurement involving broker services. Members questioned why a contract that had previously been handled for about $300,000 annually was now priced at about $1 million, and why the procurement was limited to one year. Office of the Controller staff said the prior vendor had held the work for more than 20 years, the work had previously been treated as not practical to bid, and the new RFP was intended to increase competition. They said the technical evaluation was scored before cost was considered, that past performance was not scored because it was seen as unreliable, and that AON received the highest technical score despite not being the lowest bidder. After discussion, the committee voted to take no action and let the contract proceed to the Finance Cabinet, with members noting continuing concerns about the pricing and process. The committee next considered a DCBS memorandum of agreement amendment for language services. DCBS representatives said the additional funding did not come from a new cut elsewhere, but from reduced spending on interpreter services because commonly used forms had been translated into other languages, freeing up funds for the contract. The committee approved the item unanimously. The final major item discussed was an initial contract for the Board of Hairdressers and Cosmetologists for legal services. Board staff said the board had been without a permanent general counsel since March 2024 and had relied on special and conflict counsel because of unusually heavy litigation, including 11 active cases, plus broader disciplinary and licensing changes tied to recent legislation and an oversight report. They said the contract was a not-to-exceed amount funded entirely by agency fees and that the board was currently running a surplus. Senator Thomas urged support, citing prior legislation and oversight findings about problems at the board and saying the contract was needed to help the board address ongoing litigation and corrective work. The committee approved the contract and then approved the remaining agenda items without objection, sending them forward.
NH

New Hampshire 2025 Regular Session

Senate Ways and Means (04/23/2025)

Ways and Means

Transcript Highlights:
  • </c><00:25:22.880><c> Chris,</c><00:25:23.200><c> you</c> insurance premium tax fit in?
  • Chris, you insurance premium tax fit in?
  • </c> calculating an increase in insurance calculating an increase in insurance premium<00:26:22.559><
  • So, the insurance department contracts?
  • So the insurance premium that Medicaid.
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

House Floor Session 4/25/25 - Part 2

Minnesota House Floor Meeting

Transcript Highlights:
  • </c> insurance exponentially increasing. insurance exponentially increasing.
  • </c><02:53:29.200><c> companies</c> is funded by the insurance companies is funded by the insurance companies
  • </c> insurance related fraud. insurance related fraud.
  • . insurance. insurance.
  • and insurance fraud questions.
Keywords: 1183, house
MO

Missouri 2026 Regular Session

Agriculture Apr 7th, 2026 at 12:30 pm

Agriculture

Transcript Highlights:
  • Way to make an insurance. Thanks. Sorry. Way to make an insurance. Thank you. All right.
Committee: House Agriculture
Keywords: 959, house, all
MO

Missouri 2026 Regular Session

Agriculture Apr 7th, 2026

Agriculture, Food Production and Outdoor Resources

Transcript Highlights:
  • Way to make an insurance. Thanks. Sorry. Way to make an insurance. Thank you. All right.
Summary: The House Agriculture Committee met, established a quorum, and immediately entered executive session. The only substantive item taken up was Senate Bill 938, described as Senator Burns Gettor’s bill previously presented by Representative Haley. No discussion was offered before the vote. The committee moved to recommend the bill “do pass” and a roll call was taken. The motion passed with 13 ayes, 0 noes, and 1 present. No other business was discussed before adjournment.
MN

Minnesota 2025-2026 Regular Session

New Laws 2025 Aug 12th, 2025

Minnesota House Floor Meeting

Transcript Highlights:
  • non-citizens who are age 18 years old or older and enrolled in MinnesotaCare, the state's low-income health insurance
  • non-citizens who are age 18 years old or older and enrolled in MinnesotaCare, the state's low-income health insurance
Keywords: 1183, house
NH

New Hampshire 2025 Regular Session

Senate Finance (04/21/2025)

Finance

Transcript Highlights:
  • We, by switching from a fully insured product to a self-insured product, have reserves that you have
  • to maintain when you're self-insured that you don't have to maintain when you're fully insured.
  • </c> we by switching from a fully insured we by switching from a fully insured product<01:43:57.679><
  • We have to a fully insured product.
  • </c> to maintain when you're fully insured. to maintain when you're fully insured.
Committee: Senate Finance
Keywords: 1191, senate, all
CA

California 2025-2026 Regular Session

Senate Housing Committee Jun 16th, 2026

Transcript Highlights:
  • Insurance is another consideration; you know, insurance... options.
  • Insurance is another consideration.
  • Insurance has been a crisis in California for a number of years, and insurance companies are looking
  • litigation, even if they did absolutely nothing wrong, and they're going to operate without director's insurance
  • that, from a business standpoint, if they're not good enough business people to go out and buy an insurance
Summary: The committee heard several housing-related bills. AB 2002 would clarify and extend the REAP 1.0 regional housing planning grant program, with the author and regional planning groups arguing it provides needed technical assistance for housing elements and RHNA compliance; the California Building Industry Association opposed unless amended over concerns about local constraints. The committee discussed accepted amendments on regulations, suballocation to subregions, and spending deadlines, and then passed the bill on a do pass as amended motion to Senate Appropriations. AB 1684 would prohibit HOAs from restricting homeowners’ ability to install or replace cooling systems, with supporters citing heat safety and opponents focusing on building integrity, electrical capacity, permits, and common-area placement; the committee adopted amendments on licensed electrical contractors, disclosure, and permit requirements, and passed the bill to Senate Judiciary. AB 1710 would extend SB 330-style vesting protections to state and regional agencies so housing projects are not subject to later regulatory changes, with supporters emphasizing predictability and opponents warning it could conflict with later state, regional, and federal requirements, especially for water and environmental rules; the bill was passed as amended to Senate Local Government. The committee also heard AB 2263, which would authorize the Santa Clara Valley Transportation Authority to provide employee housing on its land with a preference for VTA workers while keeping units open to the public and compliant with fair housing law. VTA said the bill would help employees facing long commutes and high housing costs, and the committee discussed financing through transit-oriented development partnerships and existing land holdings; the bill was passed as amended to Senate Appropriations. AB 2270 would require the state tax credit committee to account for rural realities when scoring farmworker housing projects for low-income housing tax credits; supporters said current amenity-based scoring disadvantages rural farmworker developments, and the bill was passed as amended to Senate Appropriations. Later, AB 2118 would refine AB 2011 by limiting local objective standards that can block mixed-use and affordable housing projects, with supporters saying cities still use loopholes to delay projects; the committee discussed possible state mandate reimbursement issues and passed the bill to Local Government. Finally, AB 2050 would require HOA reserve funding based on reserve studies, add notice and safeguards for reserve transfers, and phase in funding over six years; supporters argued it would prevent large special assessments and protect homeowners, while opponents said enforcement remains weak and the bill could still burden owners. The committee did not take a final recorded vote on AB 2050 in the portion provided, but members discussed the need for stronger enforcement and the balance between reserve funding and affordability.
CA

California 2025-2026 Regular Session

Senate Housing Committee Jun 16th, 2026

Housing

Transcript Highlights:
  • Insurance is another consideration; you know, insurance... Insurance is another consideration.
  • Insurance has been a crisis in California for a number of years, and insurance companies are looking
  • litigation, even if they did absolutely nothing wrong, and they are going to operate without directors' insurance
  • that, from a business standpoint, if they are not good enough business people to go out and buy an insurance
Committee: Senate Housing
Keywords: 987, senate, all
LA

Louisiana 2026 Regular Session

Appropriations May 5th, 2026

Appropriations

Transcript Highlights:
  • the end—wait—yeah, that they do apply to one kind of plan, but that was in keeping with what the insurance
  • And so it was kind of a bit of a concession, but, yeah, the insurance industry.
  • It will result in flood insurance premium reduction.
  • Insurance paid for. We don't get any insurance here. Expense account.
  • Insurance paid for, we don't get any insurance here, expense account, a car.
Summary: The committee first took up House Bill 513 by Representative Young, which would regulate name, image, and likeness activity for intercollegiate and interscholastic athletes, especially high school athletes. Young said the bill reflects recommendations from a task force and sets guardrails such as parental consent and prohibited NIL categories. The committee adopted a technical amendment and then reported the bill favorably as amended. Members then heard several Senate bills from Senator Mizell and Senator Cloud. Senate Bill 233 would create a statewide data exchange compact to allow state agencies to share information more efficiently; it was reported favorably. Senate Bill 300 would make various changes to the Procurement Code, including auction techniques, sole sourcing for consulting services in limited cases, and procurement process clarifications; it was reported favorably. Senate Bill 303 would allow executive branch agencies to buy or share technology solutions with other states and use the federal GSA schedule, and it was reported favorably as amended. Senate Bill 411, removing a 20-year lease limitation for certain Orleans Parish state property, was also reported favorably. The committee spent substantial time on House Bill 660 and House Bill 719, both dealing with district attorney funding and staffing. HB 660 would raise the state warrant amount for assistant district attorney salaries from $50,000 to $60,000, with supporters arguing it is needed to recruit and retain prosecutors; an opposition witness argued the state should fund both prosecutors and public defenders more equitably. The committee adopted an amendment making the bill effective only upon appropriation and reported it favorably as amended. HB 719 would increase the number of assistant district attorney warrants statewide, with most of the new warrants directed to Baton Rouge, St. Tammany, and Caddo; it too was amended to be subject to appropriation and reported favorably as amended. House Bill 596, which would have created an inactive well-feet assessment credit for oil and gas operators, was voluntarily deferred after concerns that it could reduce funding for the oil field site restoration fund. Later, the committee reported favorably as amended House Bill 802, which redirects existing revenue to watershed and flood restoration work in the Amite River Basin, and House Bill 940, which creates a task force and rules framework for law enforcement responses to unlawful drone activity. It also reported favorably House Bill 76 on coverage for orally administered anti-cancer medications, House Bill 950 on consumer protection materials for seniors, and began discussion of House Bill 1028, which would require higher Medicaid reimbursement rates for non-emergency medical transportation providers.