Video & Transcript : 'captive insurers' :
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MS
Mississippi 2026 Regular Session
MS Senate Floor - 12 February, 2026; 9:30 AM
Mississippi Senate Floor Meeting
Transcript Highlights:
- Federally insured depositary order.
- </c> company has federally insured deposits. company has federally insured deposits.
- </c> expensive than purchasing an insurance expensive than purchasing an insurance policy.<04:05:31.480
- </c><04:05:41.160><c> on</c><04:05:41.400><c> the</c> non-recording insurance on the non-recording insurance
- </c><04:07:02.120><c> of</c> which would be like an insurance of which would be like an insurance of
MA
Massachusetts 2025-2026 Regular Session
Senate Session Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- similar for another agency that had run out of money not that long ago in the form of the Group Insurance
- similar for another agency that had run out of money not that long ago in the form of the Group Insurance
- deficit with regard to ...in the last several weeks to be on the brink of a deficit with regard to insurance
Summary:
The Senate began with the Pledge of Allegiance and then adopted a motion to adjourn in memory of Lenz Arthur Joseph, a five-year-old Hyde Park child whose death was described as a tragic loss to his family, school, and community. Senators offered condolences and a moment of silence was observed. The chamber also recognized several guests, including students and scholarship recipients from the Christian A. Herter Memorial Scholarship Program and visitors from River Valley Charter School and Fall River’s Green School.
The main legislative business was Senate 2521, a fiscal year 2025 supplemental appropriations bill providing about $189 million for early education and care providers so they could receive June child care financial assistance payments. The minority leader questioned why the deficiency had arisen so late in the fiscal year and asked about preventing similar shortfalls. The Ways and Means chair responded that the bill was time-sensitive, that such supplemental appropriations are common for caseload-driven accounts, and that the House had already passed the measure. He also reported that FY25 revenues were about $1.1 billion above benchmark, though most of that was restricted Fair Share revenue or excess capital gains.
The Senate took a roll-call vote on engrossment, and the bill passed to be engrossed by a vote of 39-0. The Senate then agreed to a conference committee on the FY26 budget bill, House 4001, after insisting on its amendment. It also adopted resolutions recognizing the Massachusetts-Hokkaido sister-state relationship and the Concord-Nani sister-city anniversary. The chamber suspended rules to advance a petition to ban DEHP in IV bags and tubing, and it agreed to a House referral change for Senate 2522, a health care petitions bill, sending it to the Judiciary Committee. Finally, the Senate adopted the emergency preamble and passed Senate 2521 to be enacted before adjourning to meet again the following Monday in memory of Lenz Arthur Joseph.
AR
Arkansas 2026 Regular Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Mar 18th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- So that would include any agency that's got their own insurance plan or whatever.
- You've got your medical care and prescription drugs under the same contract with a single insurance carrier
- You've got your medical care and prescription drugs under the same contract with a single insurance carrier
Summary:
The committee received an update from Grant Wallace on the rebid and possible decoupling of the state’s Medicare Advantage retiree coverage. He said the state is exploring splitting medical and pharmacy benefits for post-65 retirees, with UnitedHealthcare as the incumbent vendor, and that preliminary estimates suggested savings of about $100 to $200 per participant per month. He outlined the expected timeline for final CMS rate announcements in April 2026, with contract amendments likely to come before the committee in May or June after review by the EBD Advisory Commission and State Board of Finance.
Representatives from Segal Consulting then reviewed the history and current structure of the Medicare Advantage prescription drug plan, explaining that the plan was adopted after a 2021 recommendation and launched in 2023 alongside the existing Med-Sup option. They said the Medicare Advantage option has produced substantial savings, including a lower monthly rate than the Med-Sup plan and about $40 million in savings from initial enrollment, while also restoring pharmacy benefits for some retirees. The presenters then explained recent federal changes under the Inflation Reduction Act, including major changes to Part D funding, the direct subsidy, and risk-score methodology, which they said have made risk adjustment much more important and are driving interest in separating medical and pharmacy contracts.
In response to questions from senators, the presenters said the Medicare Advantage plan covers post-65 teacher and state employee retirees, including retirees from state agencies and K-12 public schools. They also explained that the new Part D structure has reduced out-of-pocket costs for members, with a $2,000 annual cap and lower average member spending to reach it, while shifting more cost to the plan. No votes were taken and no formal action was reported; the committee simply received the update and was told to expect further information after the April rate notice. The meeting adjourned with the committee scheduled to return on May 13.
AR
Arkansas 2026 Regular Session
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE Mar 18th, 2026
ALC-STATE INSURANCE PROGRAMS OVERSIGHT SUBCOMMITTEE
Transcript Highlights:
- So that would include any agency that's got their own insurance plan or whatever.
- You've got your medical care and prescription drugs under the same contract with a single insurance carrier
- You've got your medical care and prescription drugs under the same contract with a single insurance carrier
KY
Kentucky 2026 Regular Session
House Legislative Session Day 24 (2-10-26)
Kentucky House Floor Meeting
Transcript Highlights:
- The House Banking and Insurance Committee will not meet tomorrow. Members, take note.
- The House Banking and Insurance Committee will not meet tomorrow. Members take note.
- Appropriations and Revenue, House Bills 545, 546, 547, and House Joint Resolution 52; to Banking and Insurance
Keywords:
Convene 00:00
Senate Message 04:29
Report of Committees 05:19
Orders of the Day/HB 470 06:54
HB 49 13:46
Motions, Petitions, and Communications 16:47
Introduction of New Bills and Resolutions 28:04
Recess for ConC/Rules Meeting 29:37
ConC/Rules Report 33:49
Floor Amendments 35:16
Adjournment 37:07, 958, all
ID
Transcript Highlights:
- I think a lot of the folks there probably have lost their insurance like my constituents have down here
- So this is a fairly cheap fire insurance policy on the ground.
- I think it's cheap insurance. It's all I got for fire protection out there.
Committee:
House Resources and Conservation
ND
North Dakota 2025-2026 Regular Session
House Appropriations - Government Operations Division Apr 8th, 2025 at 02:30 pm
Appropriations - Government Operations Division
Transcript Highlights:
- Then the increase in the health insurance for legislators.
- That is the 771,648, the cost to continue, and then the salary increases and health insurance increases
- The cost to continue, and then the salary increases and health insurance increases are right below that
Summary:
The House Appropriations Government Operations Division met to consider House amendments to Senate Bill 2001, the budget for the Legislative Council and Legislative Assembly. Representative Meyer and Legislative Council staff reviewed the House changes, which included higher lodging funding tied to a prior bill, an increase for North Dakota legislators’ forum dues, a transfer of $290,000 for public printing from the Secretary of State to Legislative Council, a $650,000 reduction tied to the nuclear energy study because that funding was already provided elsewhere, and a new section allowing legislative space on the 15th floor of the Capitol to be used for additional Legislative Council employees. John Bjornson explained the 15th-floor space proposal and said staff would work with Facility Management and CTE to address relocation needs and timing, with CTE’s move potentially delayed until after its busy school-year period if necessary.
The committee then reviewed the Senate version of the bill in more detail. Staff walked through the Legislative Assembly budget items, including per diem and compensation adjustments, lodging and mileage estimates, IT and audio/video funding, and dues increases for national and state legislative organizations. Members asked about mileage assumptions and the emergency clause, and staff said the emergency language is standard and allows flexibility for transfers, carryovers, and other budget actions. The committee also reviewed the Legislative Council budget, including funding for 25 new FTEs, interim travel, IT costs, professional services, public printing, and one-time items such as equipment and term limits consulting, while the advanced nuclear energy consulting item was removed in the House version.
After discussion, the committee adopted the House amendment to Senate Bill 2001 and then voted to do pass the bill as amended. Both motions passed on roll call, and the amended bill was sent to the full Appropriations Committee. Near the end of the meeting, Representative Paula gave notice that she would bring a separate amendment later on the Industrial Commission budget related to homelessness grant funding, noting it would not use SIF or general fund dollars.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 086 Part 2 Apr 10th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- </c><02:34:41.200><c> fund</c> 17E the major medical insurance fund 17E the major medical insurance fund
- Insurance: 10,639. Unfunded liability: 122,988,967,431,782,266.
- Insurance 12 unfunded liability 13: 2,378,384. Amortization payments: 14165,911.
- Indirect cost assessment. insurance at 1082 B23 921 I 10 unfunded insurance at 1082 B23 921 I 10 unfunded
- Insurance: $10,131,658. Unfunded liability: $12,896. Amortization payment: $71,355.
NH
Transcript Highlights:
- I don't want to say insurance companies are denying claims intentionally.
- I don't want to say insurance companies are denying claims intentionally.
- I don't want to say insurance companies are denying claims intentionally.
- I don't want to say insurance companies are denying claims intentionally.
- It's clearly an unfair advantage that the insurance companies have.
NH
New Hampshire 2025 Regular Session
House Finance Division III (03/28/2025)
Transcript Highlights:
- Uh so from the insurance department.
- </c><00:34:59.359><c> So</c><00:34:59.520><c> in</c> from the department of insurance.
- So in from the department of insurance.
- </c> much more expensive than what my insurer much more expensive than what my insurer would<00:38:15.760
- We are have insurance and or cannot pay? We are that<01:22:14.880><c> alternative.
Summary:
The Division 3 work session focused largely on amendment 1176 to HB 2, which would have incorporated the substance of HB 548FN, a House-passed bill creating a direct-pay or membership-based model for health care facilities. Representative Mlan described the proposal as a way to increase competition in health care by extending the direct-care model used in primary care to facilities, arguing it could encourage innovation and that concerns about widespread harm to critical access hospitals were overstated. He pointed to Oklahoma’s long-standing Surgical Center model as evidence that the approach had not spread broadly or displaced hospitals there.
Several members and witnesses raised concerns. Representative Stringham questioned whether the model would shift profitable services and patients away from existing hospitals, potentially worsening their finances and affecting Medicaid-related funding. David Ross, speaking for county nursing homes, opposed the language because it also removed moratoriums on nursing home, skilled nursing, inpatient rehabilitation, and self-pay beds, warning that it could increase pressure on Medicaid rates and undermine community-based care. Ben Bradley of the New Hampshire Hospital Association said the proposal appeared to create a separate regulatory framework for direct-pay facilities and raised concerns about patient safety, CMS participation rules, and a separate patient bill of rights.
The chair concluded that, because HB 548 was already moving through the Senate, the HB 2 process was not the best vehicle for the policy and that the issue should be left to the Senate’s more deliberative committee process. Representative Ferski moved to not accept or remove amendment 1176 from the agenda, and the committee approved the motion by roll call, 9-0, withdrawing the item from HB 2.
AL
Transcript Highlights:
- Senate Bill number 170 regarding health insurance, signed John Treadwell, Clerk. >> Mr.
- </c><00:15:09.440><c> Clerk</c> insurance signed John Treadwell.
- Clerk insurance signed John Treadwell. Clerk >> Mr.<00:15:10.720><c> Present.
- </c> regarding health insurance. regarding health insurance.
- We also are providing an increase in the insurance premiums that are going in.
Summary:
The Senate convened with prayer, the pledge, and a roll call establishing a quorum. It adopted motions to excuse absent senators, dispense with reading the prior journal, and allow bills and committee reports to be taken up throughout the day. The chamber received multiple House messages and a gubernatorial confirmation, including House Bill 1 on motor vehicles, Senate Bill 170 on health insurance, and Senate confirmation 90 for Chenica Johnson Anom to the Alabama Cickle Cell Oversight and Regulatory Commission, all of which were referred to the appropriate committees. The Senate later concurred in the House amendment to Senate Bill 170 by a 29-0-1 vote.
Committee reports covered a wide range of measures, with favorable reports and, in several cases, amendments or substitutes. Judiciary reported favorably on House Bills 228, 132, 347, 405, 86, 263, and 302, and on Senate Bills 318 and 260; State Government Affairs reported favorably on House Bills 435, 97, and 407 and Senate Bill 361; Education Policy reported favorably on Senate Bills 337 and House Bills 520 and 75; Fiscal Responsibility and Economic Development reported favorably on House Bills 303 and 477 and Senate Bills 360, 325, 329, and 330; Transportation and Energy reported favorably on Senate Bills 341, 354, and 340; Veterans and Military Affairs reported favorably on House Bills 465 and 307 and Senate Bills 338 and 359; and Local Legislation reported favorably on Jefferson County Senate Bill 243 and Shelby County House Bill 532. These reports generally advanced the bills to second reading and placement on the next legislative day’s calendar.
The Senate also confirmed George Pierce to the Alabama Ethics Commission by a 33-0 vote after a favorable committee report, with several senators offering brief remarks of congratulations. In motions and resolutions, the chamber adopted Senate Joint Resolution 77 honoring the Section boys basketball team and Senate Joint Resolution 78 honoring the North Sand Mountain girls basketball team for state championships. It also adopted Senate Joint Resolution 79 establishing a legislative study commission on child sexual abuse laws and policies. A senator additionally urged colleagues to support broadband expansion efforts in rural Alabama and to ask the education chair to place HB 4 on the agenda.
The most substantial floor discussion concerned Senate Bill 146, the state general fund budget substitute. The sponsor explained several budget provisions, including a $12 million transfer and an additional $5 million for the judiciary to address funding for newly created judgeships, a conditional $40 million for the Department of Corrections tied to progress on the Elmore and Escambia prison projects, conditional funding for DHR tied to reducing its federal error rate and developing a SNAP-related plan, conditional mental health funding tied to reporting and data requirements, and language preserving legislative control over certain federal rural health care funds. The Senate adopted the committee substitute for SB 146 by a 32-0-1 vote and then continued with the budget explanation as the transcript ended.
MS
Transcript Highlights:
- be useful, but we want to make sure that we do not push the patient toward opioids with cost and insurance
- </c> with cost and insurance preferences. with cost and insurance preferences.
- And under AFPs, insurance plans remove coverage of these expensive medicines, just like Joseph's human
- And<00:13:41.680><c> under</c><00:13:42.160><c> AFP's,</c> And under AFP's, And under AFP's, insurance
- coverage means real ensure the insurance coverage means real coverage<00:16:30.079><c> for</c><00:16
Committee:
Joint Medicaid
KY
Kentucky 2026 Regular Session
Interim Joint Committee on Local Government.(6-23-26)
Local Government
Transcript Highlights:
- The last thing that I have is a question that I have as far as insurance.
- I know that we've seen, um, in some areas, jurisdictions are offering insurance on day one.
- Is that does law enforcement officers anywhere in the state get insurance on day one as a way to help
- I know that we've seen, um, in some areas, jurisdictions are offering insurance on day one.
- Is that does law enforcement officers anywhere in the state get insurance on day one as a way to help
Bills:
HB339
Committee:
Joint Local Government
Keywords:
Civil Air Patrol, CAP, emergency leave, job protection, employment discrimination, leave of absence, volunteer service, emergency response, Air Force Rescue Coordination Center, state employee leave, military leave, public employees, local government employers, reinstatement rights, seniority protection, unpaid leave, Meeting Start 00:00:03
Roll Call 00:00:14
Discussion of Local Law Enforcement Issues 00:03:08
Discussion of Civil Air Patrol Employment Protections 00:50:46
Adjournment 01:06:07, 958, all
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jun 16th, 2026
Transcript Highlights:
- Additionally, the insurance industry has told us time and time again that they're more likely to insure
- Additionally, the insurance industry has told us time and time again that they're more likely to insure
- The bill is supported by the California Fire Chiefs Association, property casualty insurers, and the
- space standards benefits individual homeowners, entire communities, and can help restore a home insurance
- Paul Ramey, with the Personal Insurance Federation, is in strong support. Thank you.
Summary:
The committee heard several bills. SB 911, by Senator Becker, would require notification and verification of defensible-space compliance when homes in high wildfire severity zones are transferred, using the preliminary change of ownership report; supporters said it would improve wildfire resilience and insurance availability, while county assessors opposed the use of the PCOR and urged a different recorded document. Members generally supported the bill but raised concerns about the 12-month compliance window and the need to keep working with assessors; the bill was held pending a quorum and later placed on call.
SB 1016, by Senator Blakespear, would create a pathway for a higher-level mental health evaluation when a Care Court petition is dismissed because the person is too ill to participate or otherwise needs more intensive care. Supporters, including psychiatrists, family members, and local officials, said Care Court is leaving many severely ill people untreated and that the bill would connect them to existing LPS processes. Opponents, including Disability Rights California, county behavioral health directors, counties, and other advocacy groups, argued it would expand involuntary detention, bypass existing pre-petition screening safeguards, and undermine Care Court’s voluntary nature. The bill passed the committee on a roll call vote and was placed on call.
SB 1112, by Senator Archuleta, would create a faster court process for victims of illegal or excessive “bandit towing” to recover their vehicles by posting a bond and obtaining a release certificate. Support came from Enterprise Mobility and the author, who said the bill targets bad actors and helps equalize leverage for vehicle owners; the California Auto Body Association sought an amendment to exclude auto repair shops. The committee passed the bill as amended to Appropriations and placed it on call. SB 1119, by Senator Padilla, would impose child-safety requirements on AI chatbots, including risk assessments, crisis-response protocols, parental controls, limits on time and data use, reporting, audits, and a private right of action. The bill was driven by testimony from the mother of a teenager who died by suicide after prolonged chatbot interactions; industry and business groups opposed or sought amendments, citing overlap with recent law, vague standards, and prescriptive design mandates. Members expressed strong support for the bill’s goals while urging tighter definitions, and the bill was moved on a roll call vote and placed on call.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-05-29 (9:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- And finally, within the Office of Insurance Regulation, there are 10 new positions and $1.1 million to
- We are still getting rebates through direct dispense and for self-insured.
- And we have so many people in this state who don't have insurance coverage right now.
- We wanted to see more things done about property insurance.
- There are still people who can't stay in their homes because of property insurance.
WA
Washington 2025-2026 Regular Session
House Floor Session Mar 11th, 2026 at 05:40 pm
Washington House Floor Meeting
Transcript Highlights:
- Right now, all of this money is being used for salaries, for MSOC, and for insurance.
- The insurance premiums are going through the roof.
- The insurance costs that our schools must deal with right now are absolutely explosive.
- , which is something that everybody in our state needs or should have, and having that insurance in every
- purchase health care or not have health care, but when they go for health care and get a health insurance
Keywords:
behavioral health, emergency services, health insurance, provider access, mental health funding, premium assistance, funding, healthcare, subsidies, juice grapes, agriculture, commerce, state regulation, market access, fire safety, insurance incentives, best practices, community protection, voluntary measures, mortgage modification
Summary:
The House first took up Substitute Senate Bill 6225, a transportation bond measure. Supporters said it was needed to fund preservation and maintenance of Washington’s transportation system, including road upkeep and emergency repairs, while opponents argued the state had already addressed current needs through a recent unanimous budget and existing bond authority. The bill passed final passage 59-38, meeting the required three-fifths vote.
The House then considered Gross Substitute Senate Bill 6260, an education budget-related bill with many floor amendments focused on transition to kindergarten, alternative learning experience (ALE) funding, local effort assistance (LEA), educational service district reserves, superintendent pay, MSOC funding, and collective bargaining limits. Most proposed amendments were rejected, though Amendment 2654 on TK priorities was adopted. After the committee amendment as amended was adopted, the bill advanced to third reading and then passed 50-47. Supporters described it as a necessary budget reduction and risk-management measure; opponents argued it cut K-12 funding too deeply, especially in rural and property-poor districts, and would worsen inequities and invite litigation.
The House also concurred in Senate amendments and passed several other bills. House Bill 1796, about school construction financing and capital levy use, passed 95-2. Second Substitute House Bill 2105, dealing with immigrant worker protections, passed 58-38. Engrossed House Bill 2211, on food sourcing for a health-related program, passed unanimously. Engrossed Substitute House Bill 2225, regulating companion chatbots and child safety, passed 74-21. Engrossed Substitute House Bill 2247, related to animal care, passed unanimously. Engrossed Second Substitute House Bill 2418, streamlining permitting timelines to support housing affordability, also passed unanimously. The House then moved on to additional Senate-concurred bills, beginning with Second Substitute House Bill 1906.
KY
Kentucky 2026 Regular Session
Senate Legislative Session Day 44 (3-11-26)
Kentucky Senate Floor Meeting
Transcript Highlights:
- House Bill 184, an act relating to health savings account qualified insurance plans.
- savings an act relating to health savings account<00:08:18.600><c> qualified</c><00:08:19.200><c> insurance
- </c><00:08:20.960><c> House</c> account qualified insurance plans.
- House account qualified insurance plans.
- </c> support from the National Insurance support from the National Insurance Crime<01:01:20.600><c> Bureau
AZ
Transcript Highlights:
- activation, the Florence Education Association was able to help her get insurance activated within just
- activation, the Florence Education Association was able to help her get insurance activated within just
- Tomorrow, it could be flexible spending accounts, life insurance, who knows?
- Employers deduct insurance. They deduct for contributions to retirement accounts.
- Each outbreak drives costs for hospitals, insurers, families, and public health departments.
WA
Washington 2025-2026 Regular Session
Senate Floor Session Feb 27th, 2026
Washington Senate Floor Meeting
Transcript Highlights:
- An assessment on insurance providers in our state. It is not about general fund dollars at all.
- We're talking about telling insurance companies, based on the previous thing, do what we don't want to
- Are we drawing down all the insurance proceeds we can? Are there philanthropic resources?
- Hopefully what we will learn is this is exactly what's happening that a provider bills insurance first
- , Medicaid, or regents or other private insurance for a service.
Bills:
SB6061 , SB6234 , SB6170 , SB6176 , SB6182 , SB6335 , SB5647 , SB6047 , HB2367 , HB2606 , SB5998 , SB6005 , SB6003 , SB6129 , SB6225 , SB6228 , SB6231
Keywords:
tourism, self-supported assessment, funding, statewide promotion, economic development, sewage, grinder pumps, residential buildings, regulation, construction, contracting rules, state highway construction, procurement limits, state regulations, infrastructure funding, vehicle registration, enforcement, renewal, transportation, state law
Summary:
The Senate convened with roll call, prayer, and approval of the previous day’s journal, then moved to a resolution honoring piano teachers. Senate Resolution 8698 was adopted after remarks from Senator Conway and others describing the role of piano teachers in music education, family life, and community service. Members of the Washington State Music Teachers Association and the National Guild of Piano Teachers were recognized in the gallery.
The chamber then took up the operating budget and considered a long series of amendments. Several amendments focused on housing costs and local planning, utility and energy policy, ballot measure costs, state spending growth, tort liability, and paid family and medical leave. Some amendments were adopted, including a study of utility cost impacts from climate laws, a grid-related funding amendment, a tort liability oversight/reporting amendment, and a workgroup on services for people with intellectual and developmental disabilities. Others were rejected, including proposals to create a housing task force, cap state spending growth, fund ballot initiative costs, restore local planning grants, and change paid family and medical leave usage rules.
Debate on the budget amendments was often partisan and detailed, with supporters arguing for fiscal restraint, cost transparency, and relief for taxpayers and local governments, while opponents emphasized existing work, program solvency, and the need to preserve services. The Senate also heard amendments on zero-based budgeting, federal education tax credit opt-in language, reproductive health funding, food assistance work requirements, and support for the Pediatric Interim Care Center; some were defeated and some were adopted. Roll-call votes were taken on certain amendments, and the transcript ends during consideration of Amendment 0787, which would restore funding for the Pediatric Interim Care Center.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 17th, 2026 at 09:11 am
House Appropriations & Finance
Transcript Highlights:
- On line 49, I just see that the agency says governor for employee liability insurance premiums.
- Chair, this would—there's an agency for the Office of the Governor that assesses liability insurance
- Chair and representatives, the Environment Department also pays liability insurance premiums.
- This is specific to lawsuit-based liability insurance, not personal liability.
- Just for everybody listening in, is the state of New Mexico self-insured? Mr.
Committee:
House House Appropriations & Finance