Video & Transcript Research : 'fraud'
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MN
Minnesota 2025 1st Special Session
House Republican Press Conference 12/29/25
AR
Arkansas 2026 Regular Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- Some of the costliest fraud categories in that report were investment fraud, business email compromise
- It tells where you can report fraud if you have been a victim of online fraud with the FBI.
- Fraud is ever evolving and hard to detect, especially when it comes to mortgage and real estate fraud
- This volume of fraud continues to increase, and you heard several instances of different types of fraud
- have—that fraud could actually happen to them.
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable.
Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults.
Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.
AR
Arkansas 2026 1st Special Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- Some of the costliest fraud categories in that report were investment fraud, business email compromise
- It tells where you can report fraud if you have been a victim of online fraud with the FBI.
- Fraud is ever evolving and hard to detect, especially when it comes to mortgage and real estate fraud
- fraud expressed here today.
- types of fraud expressed here today.
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, the Attorney General’s office, the state bank and securities commissioner, the insurance department, AARP, and mortgage industry representatives. Witnesses described fraud as increasingly organized, technology-driven, and often transnational, with common schemes including spoofed bank calls and texts, fake websites and social media impersonations, business email compromise, gift card and wire scams, crypto kiosk fraud, check fraud, and mortgage/real estate fraud. Several witnesses emphasized that seniors are disproportionately targeted and that losses are often underreported because victims feel embarrassed or do not know where to report incidents.
Testimony highlighted both state and national responses. Bankers and regulators pointed to Arkansas’s 2025 actions on crypto ATMs and elder-fraud education, including training for gift-card sellers and safe-harbor protections for banks under the Safe AR Act. The Attorney General’s Consumer Protection Division described its complaint process, a new financial fraud task force, and examples of recovered funds, including quick recoveries from Bitcoin kiosk scams and wire fraud cases. The American Bankers Association and others urged stronger accountability for telecoms and social media platforms, citing spoofed caller ID, impersonation ads, Section 230 issues, and the need for a national scam-prevention strategy or federal office. Artificial intelligence was identified as a major emerging risk because it can generate convincing scam emails, websites, and impersonation content at scale.
Members asked about reporting procedures, whether banks reimburse fraud losses, how crypto affects recoverability, the safety of tap-to-pay versus chip use, and whether public online records contribute to fraud. Witnesses generally advised victims to report scams through the proper channels, avoid clicking links or responding to suspicious messages, and verify requests independently by contacting institutions directly. The committee also heard that banks and regulators are already sharing information and educating consumers, but that more legislative and cross-agency action may be needed. No formal vote or bill action was taken beyond approval of the November 3, 2025 minutes.
MN
Minnesota 2025 1st Special Session
House state government committee hears Gov. Walz's anti-fraud package 3/20/25
Transcript Highlights:
- crimes and fraud.
- is a credible allegation of fraud is a credible allegation of fraud prevent<00:04:13.799>
Bad - What this new section will do is focus on insurance fraud, wage theft, and fraud in state government
- frequently, you know, fraud, fraud, fraud, bringing us up a lot.
- frequently, you know, fraud, fraud, fraud, bringing us up a lot.
AR
Arkansas 2026 1st Special Session
INSURANCE & COMMERCE - SENATE AND HOUSE Feb 13th, 2026
Transcript Highlights:
- Some of the costliest fraud categories in that report were investment fraud, business email compromise
- It tells where you can report fraud if you have been a victim of online fraud with the FBI.
- Fraud is ever evolving and hard to detect, especially when it comes to mortgage and real estate fraud
- "Fraud is ever evolving and hard to detect, especially when it comes to mortgage and real estate fraud
- it's just not insurance fraud.
Summary:
A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses.
Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively.
Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.
MN
Minnesota 2025-2026 Regular Session
House Fraud Prevention and State Agency Oversight Policy Committee 9/17/25
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- , you hate fraud, and DHS hates fraud.
- fraud, and DHS hates fraud. fraud, and DHS hates fraud.
- That means that fraud committing fraud.
- Anti-fraud trainings. I all providers. Anti-fraud trainings.
- In the past several weeks, fraud allegations of fraud, right, to stop allegations of fraud, right, to
MN
Minnesota 2025-2026 Regular Session
Republican Caucus Members Present Bill Package Addressing Waste, Fraud and Abuse - 02/12/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- we are at as a state in terms of fraud we are at as a state in terms of fraud what<00:02:38.920>
- or referral for prosecution of fraud or referral for prosecution of fraud<00:14:10.320>
we <00 - you've seen no actions on on this fraud you've seen no actions on on this fraud and<00:15:42.720
- transparent and as it relates to fraud transparent and as it relates to fraud the<00:20:39.919><
- fraud.
MN
Minnesota 2025-2026 Regular Session
House Fraud Prevention and State Agency Oversight Policy Committee 2/24/25
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- credible allegation of fraud?
- credible allegation of fraud?
- We're talking about fraud.
- <00:18:05.600>
thank fraud thank fraud thank you<00:18:07.679>all <00:18:07.840>right - <00:26:57.159>
and prevents and investigates fraud and prevents and investigates fraud and
MN
MN
Minnesota 2025-2026 Regular Session
House Floor Session 5/20/25 - Part 4
Minnesota House Floor Meeting
Transcript Highlights:
- We all want to fight fraud. We partisan. We all want to fight fraud.
- actually finding fraud. actually finding fraud.
- But you guys want to bring up a bill at the end of session to talk about all this fraud, fraud, fraud
- But you guys want to bring up a bill at the end of session to talk about all this fraud, fraud, fraud
- I also want to remind the body this is a fraud, fraud, fraud. Well, a lot of fraud, fraud, fraud.
MN
Minnesota 2025 1st Special Session
Human Services panel approves bill expanding MN AG's Medicaid fraud unit, HF2354 3/20/25
Minnesota House Floor Meeting
Transcript Highlights:
- We also can't investigate or prosecute fraud and obtaining benefits, also known as welfare fraud or fraud
- <00:01:13.000>
and most convictions for provider fraud and most convictions for provider fraud - Medical Aid or excuse me Medicaid fraud Medical Aid or excuse me Medicaid fraud<00:01:33.960>
control - after all it takes people to fight fraud after all it takes people to fight fraud so<00:01:42.759
- 04:44.160>
fraud <00:04:44.440>in also known as welfare fraud or fraud in also known as
MN
Minnesota 2025-2026 Regular Session
House Fraud Prevention and State Agency Oversight Policy Committee 3/24/25
Fraud Prevention and State Agency Oversight Policy
MN
Transcript Highlights:
- Misclassification fraud, all of the other kinds of fraud here are fraud that cheat workers, they treat
- > fraud, mclassification fraud, criminal fraud, mclassification fraud, criminal fraud, theft<00:07
- 00:09:44.560>
cheat kinds of fraud here are fraud that cheat kinds of fraud here are fraud that - fraud um on fraud on public programs. fraud um on fraud on public programs.
- shouldn't daycare fraud, CCAP fraud, you shouldn't daycare fraud, CCAP fraud, you shouldn't be<00
MN
Minnesota 2025-2026 Regular Session
House/Senate Republican Media Availability 12/4/25
Minnesota House Floor Meeting
Transcript Highlights:
- huge fraud problem in the first place. huge fraud problem in the first place.
- That's what I support is getting to the bottom of the fraud, holding those causing fraud and doing fraud
- <00:13:27.360>
and fraud, holding those causing fraud and fraud, holding those causing fraud - conducting its fraud investigations? conducting its fraud investigations?
- that's and that's really stopping fraud. that's and that's really stopping fraud.
Summary:
Republican legislative leaders in Minnesota held a budget-focused press availability after the November forecast, thanking Minnesota Management and Budget staff while arguing the updated numbers show a much worse deficit outlook than expected. They said the state faces a structural spending problem, cited projected gaps in the 2028-29 biennium and over the four-year outlook, and blamed recent deficits on higher spending, tax increases, mandates, and what they described as fraud in state programs. They also criticized Governor Walz for focusing on federal issues and for not doing enough to control spending or address fraud.
Speaker Lisa Demuth, House Republican Leader Harry Niska, and Senate Finance lead Eric Pratt all said the forecast underscores the need for spending restraint, pro-growth policies, and stronger fraud prevention. They pointed to health care, long-term care, Medicaid-related programs, and local government mandates as major cost drivers, and said the legislature should examine those areas in the upcoming session. Demuth said the state should not ignore fraud and noted that the legislature had added staff to the Office of the Legislative Auditor and whistleblower protections, but had not passed an independent inspector general office.
A substantial portion of the exchange centered on fraud investigations and comments by President Trump about Somali Minnesotans. The Republican leaders said they disagreed with condemning any community as a whole, but also said they shared frustration over fraud and corruption and wanted accountability for those responsible. They said the state’s fraud problem is not about any one community, but about failures in administration and oversight. The lawmakers said they would return to session on February 17 and continue working on budget and fraud-related issues.
MN
Transcript Highlights:
- It's time for the Fraud isn't free.
- <00:05:22.720>
under an agency that has uh seen fraud under an agency that has uh seen fraud - who makes a determination that fraud who makes a determination that fraud occurred?
- fraud to occur should be fired. fraud to occur should be fired.
- triggers, not just intentional fraud. triggers, not just intentional fraud.
MN
Transcript Highlights:
- of fraud that's going on in this state. of fraud that's going on in this state.
- fraud? Am I correct in that assertion? fraud? Am I correct in that assertion?
- stopping the fraud. stopping the fraud.
- stopping the taxpayer fraud. stopping the taxpayer fraud.
- really getting tough on fraud. really getting tough on fraud.
Summary:
The Senate opened with a prayer, pledge, and roll call, confirmed a quorum, and then moved through routine business including first reading and referral of Senate File 5019 to the Health and Human Services Committee, along with referral of Senate resolutions 73 to 75 to Rules and Administration. Senator Westrom’s motion to withdraw Senate File 3893 from Finance, give it a second reading, and place it on general orders was adopted.
The chamber then took up House File 3556, which renames Minnesota’s Community Solar Garden Program as the Melissa Hortman Community Solar Garden Program. Senator Hoffman presented the bill as a tribute to Speaker Melissa Hortman’s role in creating and advancing community solar in Minnesota, with Senator Marty and others supporting the recognition. The bill was read a third time and passed on final passage by a vote of 59-7, with the title agreed to.
Senate File 1251 followed, a bipartisan bill to remove the June 2026 sunset on crossbow use during archery season and make the allowance permanent. Senator Pa and supporters cited a DNR study showing no negative impact on deer or turkey populations and argued the change would improve participation among women, youth, and older hunters. An A3 technical amendment was adopted, and the bill passed 67-0.
The Senate then considered Senate File 3868, a bill to ban cryptocurrency kiosks in Minnesota due to fraud concerns. The author and supporters described widespread scams targeting seniors and others, citing losses in Minnesota and national fraud data. An A2 amendment requiring lawful-presence verification for foreign remittance transfers was ruled not germane, and the chair’s ruling was upheld on a 34-33 appeal. Debate then began on an A3 amendment related to cash transfers through airports, with members arguing over germaneness and the scope of the fraud-prevention bill.
MN
Minnesota 2025 1st Special Session
House Republican Press Conference 1/21/25
Transcript Highlights:
- c> would there is fraud suspected fraud it would there is fraud suspected fraud it would have<00:
- Fraud is not a partisan issue.
- Fraud is not a partisan issue.
- Fraud is not a partisan issue.
- Fraud is not a partisan issue.
Summary:
The meeting focused on a package of anti-fraud bills and oversight reforms. House File 3 would direct the Office of Legislative Auditor to compile existing audit and recommendation data into a matrix or numeric score showing how well agencies have implemented past recommendations over a five-year look-back period, with the goal of giving legislators a clearer, more usable accountability tool. Supporters said it would not create new data, only aggregate what already exists, and estimated the bill’s cost at about $240,000. They argued it would help lawmakers identify agencies that repeatedly fail to address waste, fraud, and abuse.
House File 2 would require state employees and agencies to immediately report suspected fraud to law enforcement and to legislative committee leaders, require unannounced in-person site visits for grant recipients, and add criminal penalties for failing to carry out those duties. House File 1 would create an independent state Office of Inspector General to investigate fraud in state government, with subpoena power, authority to stop payments, and the ability to share information with other agencies. Speakers said the new office should be independent and nonpartisan, separate from existing agency inspector general functions, and more focused on investigations than the Legislative Auditor.
Members also discussed the new fraud and oversight committee, which will meet on Mondays and plans to invite DHS Commissioner Jodi Harpstead to testify. The committee said it will work alongside standing committees, create a whistleblower reporting website, and investigate issues as they arise. In response to questions, Robbins said HF 3 already had a fiscal note and HF 2’s fiscal note was still pending. She also said the committee is considering AI tools to flag irregularities in state programs, and that such tools might have detected problems like those seen in Feeding Our Future.
MN
Transcript Highlights:
- stopping fraud as the highest priority. stopping fraud as the highest priority.
- stop the fraud crisis in Minnesota. stop the fraud crisis in Minnesota.
- is the fraud in the billions. is the fraud in the billions.
- in a variety of areas of fraud. in a variety of areas of fraud.
- billions of dollars in fraud, Mr. billions of dollars in fraud, Mr.
MN
Minnesota 2025-2026 Regular Session
House State Government Finance and Policy Committee 3/20/25
State Government Finance and Policy
Transcript Highlights:
- crimes and fraud.
- >
fraud <00:34:39.879>and flagged for fraud and flagged for fraud and CCAP<00:34:42.000 - frequently, you know, fraud, fraud, fraud, fraud, bringing us up a lot.
- <01:01:04.480>
fraud <01:01:04.799>fraud <01:01:05.039>fraud <01:01:05.280>- > bringing<01:01:05.520>
us know fraud fraud fraud fraud bringing us know fraud fraud fraud - > bringing<01:01:05.520>
Keywords:
opioids, substance use, addiction recovery, mental health, state cabinet, HF1310, Office of Cannabis Management, cannabis, marijuana, tribal consultation, government-to-government relationship, Minnesota tribes, Tribal governments, state government, consultation, rulemaking, Indian affairs, cannabis regulation, tribal sovereignty, state-tribal relations
MN
Minnesota 2025-2026 Regular Session
House Floor Session - part 4 May 19th, 2025
Minnesota House Floor Meeting
Transcript Highlights:
- , the issue of fraud in government.
- Fraud is expensive, very expensive.
- Everybody's against fraud, but just by saying that something is anti-fraud does not make it so.
- , yeah, let's fight fraud.
- all This fraud, fraud, fraud.