Video & Transcript : 'captive insurers' :

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MN

Minnesota 2025-2026 Regular Session

Committee on Jobs and Economic Development - 02/26/25

Jobs and Economic Development

Transcript Highlights:
  • that there's a list of those expenses: technology, utilities, legal services, training, accounting, insurance
  • We have a captive audience, and we're just going to compound upon that, so I'll let Phil take it from
  • in the door we and um boxing gets them in the door we have<00:54:32.760><c> a</c><00:54:32.920><c> captive
  • audience</c><00:54:33.760><c> and</c><00:54:33.880><c> we're</c><00:54:34.000><c> just</c> have a captive
  • audience and we're just have a captive audience and we're just going<00:54:34.240><c> to</c><00:54:34.839
Keywords: 1187, senate, all
FL

Florida 2026 5th Special Session

Senate in Session Mar 27th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • I would like to see it extended to more than just our state insurance.
  • So let's move forward with this, and let's come back next year and extend this statewide for all insurance
  • Before there was Rodney King, before there was George Floyd, there was Arthur McDuffie, a Black insurance
  • Today, 59 hostages remain in captivity in Gaza, enduring unimaginable torture and starvation. ...in Gaza
Summary: The Senate convened with a quorum, opening prayer, pledge, and several member introductions and recognitions, including resolutions and visiting groups. The chamber then moved to a special order calendar and took up a series of bills, beginning with SB 88 on utility terrain vehicles, which would allow local governments to opt in to street use of UTVs under specified safety conditions; it passed 32-5 after debate over safety concerns. SB 102 on exceptional student education created a workforce credential/badge program for students with autism or on modified curricula; despite concerns about unfunded mandates, it passed 36-0. SB 106 on exploitation of vulnerable adults authorized alternative service methods for scammers through the apps they used to contact victims and passed 37-0. SB 130 expanded and eased procedures for compensation of victims of wrongful incarceration, including extending filing deadlines and removing restrictive bars; it passed 38-0. SB 158 eliminated cost sharing for diagnostic and supplemental breast exams under the state employee health plan and passed 38-0. The Senate then considered SB 234 on crimes against law enforcement officers, prompted by the killing of Officer Jason Raynor. The bill clarified that a person may not resist an officer with violence and added a mandatory life sentence for manslaughter of a law enforcement officer. A late amendment to restore “good faith” language failed, and after extensive debate over due process, racial profiling, and sentencing concerns, the bill was temporarily postponed rather than brought to a final vote. SB 262 on trust code technical changes passed 36-0. SB 274 designated portions of roads in Orlando as Harris Rosen Way and Geraldine Thompson Way; it passed 38-0 and then received 37 co-sponsors. SB 280 created an enforcement mechanism for candidate party-affiliation qualification requirements and passed 38-0. SB 296 repealed the statewide middle and high school start-time mandate and returned the issue to local districts with reporting requirements; it passed 38-0. Later, SB 356 designated January 27 as International Holocaust Remembrance Day in Florida, with the sponsor emphasizing anti-Semitism and the need for education and remembrance. The transcript also included additional ceremonial remarks and recognition of Alpha Phi Alpha fraternity members in the gallery. Throughout the meeting, most measures advanced with unanimous or near-unanimous support, while SB 234 generated the most substantive disagreement and was set aside for later consideration.
MO

Missouri 2026 Regular Session

Health and Mental Health Feb 26th, 2026

Health and Mental Health

Transcript Highlights:
  • That means ...for insurers and MoHealthNet to require pre-authorization.
  • Hampton Williams with the Missouri Insurance Coalition.
  • And insurance has repeatedly denied me that access.
  • They have insurance, the same insurance that would not hesitate to cover the surgery they would need
  • Hampton Williams for the Missouri Insurance Coalition.
Summary: The House Committee on Health and Mental Health met in executive session and advanced several bills. HB 1881 was voted do pass without discussion. HB 3010 was amended with a committee substitute that removed a subsection allowing payers to remove “gold carding” based on procedure volume changes, then passed 10-0. HB 2355, the “Food is Medicine” bill, received a committee amendment to align terminology with other partnerships and then passed 11-0. HB 1855, dealing with alpha-gal reporting, was substantially revised: the substitute narrowed the bill to alpha-gal, removed Lyme disease, changed a department duty from mandatory to discretionary in one section, and delayed reporting implementation; it then passed 14-0 after members discussed the need for better disease tracking and the department’s workload. The committee then heard testimony on HB 2034, which would require insurance coverage for activity-based prostheses, orthotics, and high-performance or mobility-supportive wheelchairs. Sponsor Representative Carolyn Caton said the bill is intended to cover devices that help people live, exercise, and avoid secondary health problems, while preserving prior authorization and medical-necessity review. Supporters included clinicians, parents, amputees, and athletes who described being denied running blades, water-safe prostheses, or durable wheelchairs and said the devices are essential for health, independence, mental well-being, and participation in school, work, and sports. Several witnesses said the bill would reduce long-term costs and reliance on charity. Opponents, including the Missouri Insurance Coalition and America’s Health Insurance Plans, argued the bill is an expansion of coverage with unclear definitions and potentially significant costs, especially for Medicaid and other state-regulated plans. They cited the fiscal note, warned about possible federal ACA rule changes that could shift costs to states, and questioned whether the bill’s language on Medicare supplemental coverage and “perceived disability” was workable or preempted. Committee members pressed both sides on cost savings, definitions of “normal” activity, and whether the bill could be narrowed or otherwise revised, and several said they were willing to keep working on the issue. The hearing on HB 2034 was left open and then recessed after testimony, with no vote taken in the portion provided.
MO

Missouri 2026 Regular Session

Health and Mental Health Feb 26th, 2026 at 08:00 am

Health and Mental Health

Transcript Highlights:
  • And then the insurance is... It's not working for you.
  • and state-regulated commercial insurance plans.
  • Hampton Williams with the Missouri Insurance Coalition.
  • They have insurance, the same insurance that would not hesitate to cover the surgery they would need
  • Hampton Williams for the Missouri Insurance Coalition.
Keywords: 959, house, all
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Apr 16th, 2026 at 10:30 am

Judiciary and Public Safety Oversight

Transcript Highlights:
  • Senate Bill 1876 clarifies that a foreign insurer can be served a lawsuit through their registered agent
  • rather than only the insurance commissioner.
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Apr 16th, 2026

Judiciary and Public Safety Oversight

Transcript Highlights:
  • Senate Bill 1876 clarifies that a foreign insurer can be served... 1876 clarifies that a foreign insurer
  • can be served a lawsuit through their registered agent rather than only the insurance commissioner.
Summary: The committee heard a series of Senate bills, most of them receiving unanimous or near-unanimous do-pass recommendations. SB 1595, as amended, exempts commercial driver training schools administered by the Oklahoma Department of Corrections from provisions regulating state agency interactions with CDL schools; the amendment was adopted and the bill passed 9-0. SB 1303 transferred property and records from the Advisory Council on Workers’ Compensation to the Workers’ Compensation Commission, SB 2180 required certain foreign principals’ agents to register with the Secretary of State, SB 2072 expanded title-theft protections and allowed broader law-enforcement investigation and fee waivers, SB 1772 clarified when vehicle lights must be used, and SB 1209 excluded Sundays and federal holidays from eviction timelines; each passed without opposition or with overwhelming support. Members also advanced SB 137, a mirror bill to a House measure dealing with a corrections-related issue, after discussion about retroactivity and possible amendments on the Senate side; it passed 9-1. SB 1944 adjusted an agriculture payroll threshold exemption and passed 10-0. SB 372 clarified that a person may carry a weapon from the front door to a room in a state-owned hotel or lodge and passed 9-1. SB 1636 allowed a victim’s family to request a cold case review from any law enforcement agency and passed 11-0. SB 1256 was amended to remove language requiring certain written judicial findings, then passed 11-0. Additional bills approved included SB 1827, which updated definitions in the Government Tort Claims Act; SB 2104, a cleanup and integration measure following adoption of the Oklahoma Uniform Trust Code; SB 1226, clarifying when a driver must stop after an accident involving property damage; and SB 1876, allowing a foreign insurer to be served through its registered agent rather than only the insurance commissioner. The committee adjourned after reporting all measures out favorably.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Mar 9th, 2026

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 1876 modernizes Oklahoma's service of process for insurers that are not domiciled here in
  • It requires service of process of foreign insurers, which, again, are simply ones that are not domiciled
  • here in Oklahoma, to go through the Insurance Commissioner.
Summary: The Senate convened with a quorum, prayer, pledges, and a series of guest introductions recognizing doctors, nurses, psychologists, interns, students, civic groups, and special honorees, including a tribute to Senator Paul Rosino’s military service and a citation for 2025 Oklahoma Teacher of the Year Melissa Yvonne. The chamber also adopted Senate Resolution 32 recognizing March 9 as Bob Wills Day at the Capitol, with remarks from Carolyn Wills and musical guests from the Texas Playboys. The Senate then took up and passed a long list of bills. SB 1238 made domestic assault and battery in the presence of a minor a felony on the first offense and passed 42-3 after questions about sentencing impacts and equity concerns. SB 1277 codified weekly work-search actions and passed 46-0. SB 1304 clarified alcohol sample serving sizes and passed 30-15, with one senator recorded as not voting. SB 1378 created the Olympics and Oklahoma revolving fund and passed 46-0 as an emergency measure. SB 1423 repealed the Hospital Advisory Council and passed 39-7. SB 1484 expanded sudden unexplained infant death investigations and passed 46-0. Later measures included SB 1501, which clarified medical marijuana grow remediation and notice requirements, passing 41-5 amid concerns about pending renewals and law-enforcement notification; SB 1502, repealing the Alzheimer’s Disclosure Act Advisory Council, passing 46-0; SB 1721, extending the Oklahoma Advisory Council on Indian Education and passing 40-6 as an emergency; SB 1735, a CareerTech/SDE accreditation cleanup bill, passing 46-0 as an emergency; SB 1832, reauthorizing veterans’ tax checkoffs, passing 46-0 as an emergency; SB 1847, allowing certain Medicaid waiver recipients in assisted living to age in place, passing 34-10 as an emergency; SB 1859, creating an OSBI cybercrime and financial fraud division, passing 37-8 despite concerns about duplication with another agency; SB 1876, modernizing service of process for foreign insurers, passing 45-0; SB 2170, requiring supervised visitation after DHS findings of child sexual abuse, passing 45-0; and SB 2182, creating civil remedies for unauthorized disclosure of intimate images, passing 44-0. The Senate concluded with announcements about the Bible Reading Marathon and an upcoming Ireland-related economic development event, then adjourned until Tuesday, March 10 at 9 a.m.
NH

New Hampshire 2026 Regular Session

House Session (02/12/2026)

New Hampshire House Floor Meeting

Transcript Highlights:
  • </c><03:37:00.960><c> Program,</c> Children's Health Insurance Program, Children's Health Insurance Program
  • Martha, she was captive.
  • Martha, she<05:00:32.320><c> was</c><05:00:32.560><c> captive.
  • Her husband, she didn't she was captive.
  • When the their insurance costs.
Keywords: 1189, house, all
NM
Transcript Highlights:
  • you, so we have quorum, and before we get I'm going to make a brief announcement while we have a captive
  • Representative, if you're referring to benefits like insurance or increased leave, the only not insurance
  • Everyone receives insurance benefits from starting with the state.
  • Because we're also dealing with a local Presbyterian insurance in Texas, which is 90 miles from us.
NY

New York 2025-2026 Regular Session

New York State Senate Session - 05/26/2026

New York Senate Floor Meeting

Transcript Highlights:
  • We all pay a lot of money in insurance and I totally get it.
  • THIS IS GOING TO HAVE VERY, VERY You need to insure your vehicle.
  • YOU NEED TO INSURE YOUR VEHICLE.
  • of insurance premiums to people who are paying the highest insurance rates in the country.
  • of insurance premiums to people who are paying the highest insurance rates in the country.
Keywords: 993, senate, all
Summary: The Senate convened, approved the prior journal, and then moved through a series of budget-related and ceremonial items. The chamber accepted Rules and Finance Committee reports and took up several budget extender and budget implementation bills, including the main appropriations extender and later a transportation, economic development, and environmental conservation budget bill. Senators questioned the sponsor extensively about the status of the remaining budget bills, the use of messages of necessity, and the absence of joint budget conference committees. The extender bill passed 59-2, and later budget-related measures were advanced after reconsideration and amendment. A major portion of the session focused on the environmental and energy provisions in the budget bill, especially changes to the Climate Leadership and Community Protection Act. Senators debated extending emissions targets, the role of cap-and-invest, utility affordability, ratepayer impacts, and the structure of a proposed blue-ribbon commission. Supporters said the changes were needed to give the state more time to implement the law and to protect affordability, while opponents argued the bill was a political delay that would not lower energy costs and relied too heavily on subsidies and future planning. The bill also drew questions about electric vehicle rebates, thermostat control programs, emergency diesel generation for Micron, and how imported electricity and out-of-state emissions would be treated. The Senate also adopted several previously adopted resolutions honoring the 50th anniversary of the National Black Caucus of State Legislators, India Independence Day, the New York State Veterans Hall of Fame, and the 50th anniversary of Interfaith Works of Central New York. Senators spoke in support of each resolution, highlighting the contributions of Black legislators, Indian-American communities, veterans, and refugee and interfaith service organizations. The Veterans Hall of Fame ceremony was specifically noted as a chamber event, and guests were recognized from the floor and gallery. In addition, the Senate restored recalled bills to the third reading calendar through reconsideration votes and amendments, including a highway law bill and another recalled bill, and then stood at ease for scheduled conferences and a Veterans Hall of Fame ceremony before resuming session. The transcript ended with discussion of a separate bill affecting automobile insurance serious-injury standards, with questions about what claims would remain available and whether the change would improve affordability.
NH

New Hampshire 2025 Regular Session

House Public Works and Highways (03/04/2025)

Transcript Highlights:
  • </c><00:53:35.040><c> policies</c> are deductible on on insurance policies are deductible on on insurance
  • </c> state millions of dollars and insurance state millions of dollars and insurance companies<00:56:
  • So if the claimant has commercial insurance or has other insurance that can pay for the claim, that third-party
  • So if the claimant has commercial insurance or has other insurance that can pay for the claim, that third-party
  • or has other uh commercial insurance or has other insurance<05:31:28.718><c> that</c><05:31:28.840><
Keywords: 928, house, all
Summary: The Department of Administrative Services presented its capital budget process and priorities, explaining that it maintains and operates 96 state buildings and uses annual facility walkthroughs, condition assessments, and rough cost estimates to rank projects for the governor’s capital budget. Officials described how requests are triaged, how the governor’s office and Public Works refine estimates, and how the resulting capital budget book serves as legislative intent for approved projects. They also noted that this year the governor’s office asked for estimates on all selected projects, which increased workload but reduced detail. The department highlighted several requested projects, including $1.5 million for the ERP system sustainability fund, which officials said is critical because the state is upgrading its core financial, HR, and budget system to the cloud. Other priorities included courthouse HVAC and boiler work, brick repointing at the State House annex/main building, window replacement at the Spalding building, and elevator replacement on the hospital campus. Officials also said the governor’s proposed capital budget included fewer DAS projects than in past years and asked the committee to consider funding closer to historic levels. The committee then reviewed lapse and reallocation items. DAS said most older projects are still in design, bid, or construction because projects now take four to six years rather than two to three, in part due to ARPA-related workload and post-COVID construction backlogs. Members discussed lapsing $81,000 from the completed Spalding roof project and redirecting small remaining balances from several 2019 projects toward the Hillsboro County South cell block project through the Capital Project Overview Committee. Officials also confirmed ARPA-funded projects are expected to be completed before the December 2026 deadline and explained that the ERP system is the main state IT exception outside DOIT’s usual centralized control, though it still requires DOIT consultation and approval.
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, January 9, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • His passion turned Viva El Paso into an iconic tradition that captivated audiences, inspired pride in
  • 02.959><c> that</c> El Paso into an iconic tradition that El Paso into an iconic tradition that captivated
  • audiences inspired pride in captivated audiences inspired pride in our<00:15:05.680><c> shared</c><00
  • Speaker, I'll point out that California has an insurance crisis that has been growing and growing and
  • </c> out that California has an insurance out that California has an insurance crisis<06:08:41.478><c
ID

Idaho 2026 Regular Session

Agenda Feb 25th, 2026

Transcript Highlights:
  • Given the detections that we've seen in captive facilities in eastern Idaho, we are requiring, we are
  • We continue to prosecute public corruption, insurance fraud, and all the other kinds of cases that we
Summary: The committee first heard a budget presentation from the Department of Fish and Game. Legislative Services outlined the agency’s funding structure, noting it receives no general fund and is supported mainly by dedicated and federal funds, with most spending going to personnel and many requests being one-time items. Director Jim Fredericks described the department’s mission, staffing, hatcheries, wildlife management areas, habitat work, enforcement, and funding sources, including license and tag revenue, federal excise taxes, and mitigation funds. Members asked about rescissions, temporary employee restoration, fisheries inflation items, depredation claims, nonresident tag sales, communications with the public, predator management, chronic wasting disease, habitat projects, and the relationship with the Office of Species Conservation. Fredericks said the department is working to right-size depredation funding, that the new nonresident draw system appears to be maintaining strong revenue, and that many habitat and disease-related costs are rising because of changing conditions and expanded work. He also acknowledged the technology-rule advisory process could have been handled better, especially regarding wolves, and said he would have structured that committee differently in hindsight. The committee then took up the Office of Species Conservation. Janet Jessup explained that the office is small, mostly federally funded, and often passes grant money through to Fish and Game for on-the-ground work. Administrator Mike Edmondson said the office serves as the state’s technical, policy, and legal advisor on endangered and candidate species and works closely with Fish and Game on habitat and consultation issues. He described measurable work on sage grouse, salmon and steelhead, and grizzly bears, and said the office has concrete metrics such as acres treated, river miles restored, and conflict-reduction actions. Members asked about the overlap with Fish and Game, the number of species covered, and a proposed merger with the Office of Energy and Mineral Resources. Edmondson said there is strong synergy with OMER because many energy and mining projects come through species consultation first, and he said the office would support a merger if the Legislature pursues it, though he cautioned against cutting too deeply. Questions also touched on grizzly bear delisting, wolf-trapping litigation, and tribal consultation on salmon, steelhead, and other species. Finally, Attorney General Raul Labrador presented his office’s budget and performance. He argued that the office has returned more money to the state than it costs, citing $242 million recovered or settled over three years, and said the proposed reductions would force furloughs or elimination of positions because the office is mostly personnel costs and largely general-fund supported. Labrador highlighted major gains in the Internet Crimes Against Children unit, saying the backlog of cyber tips was eliminated, review times are now within 24 hours, and arrests have risen sharply; he also noted the Legislature expanded the child sexual abuse material law to cover AI-generated content. He described expanded civil defense and appellate work, creation of a solicitor general function through reorganization, more in-house handling of risk cases, and a reworked consumer protection division that now responds to complaints within 24 hours and has increased enforcement and direct consumer recoveries. Members asked about the source of the recovered funds, whether cyber crimes are increasing or just being caught better, and whether the office could help develop a framework for transferring incarcerated noncitizens to federal custody for deportation. The budget analyst later clarified that some of the office’s apparent underspending reflects vacancy savings and the ability to move funds between expenditure classes.
US
Transcript Highlights:
  • We're going to take you into a captive audience, and for hour after hour, we're going to tell you...
  • I think, well, one of the areas that we can look together is unemployment insurance, as was talked about
Summary: The meeting centered around an in-depth discussion of the PRO Act, with representatives expressing passionate opinions both for and against the legislation. Representative Chavez de Rimmer emphasized the importance of worker freedom, arguing that the PRO Act would infringe upon individual rights by coercing unionization. This perspective was strongly received by members from right-to-work states, who articulated their concerns about the potential erosion of workers' choices and protections. Speaker after speaker conveyed conflicting views on labor laws, indicating a deeply polarized environment surrounding labor issues at the moment.
KY

Kentucky 2026 Regular Session

Interim Joint Committee on Veterans, Military Affairs, & Public Protection.(7-20-26)

Veterans, Military Affairs, & Public Protection

Transcript Highlights:
  • destroy unprotected crops and livestock so that the settlements could not survive the year, take a captive
  • survive the year. settlements could not survive the year. take<00:39:04.800><c> a</c><00:39:05.040><c> captive
  • <c> if</c><00:39:05.760><c> they</c><00:39:05.920><c> could,</c><00:39:06.800><c> then</c> take a captive
  • if they could, then take a captive if they could, then retreat<00:39:07.359><c> to</c><00:39:07.520>
Keywords: 958, all
KY
Transcript Highlights:
  • She said this behavior has become a nuisance to innocent bystanders who are captive by the desire of
  • innocent bystanders a nuisance to the innocent bystanders who<01:10:45.719><c> are</c><01:10:46.000><c> captive
  • c> the</c><01:10:46.920><c> desire</c><01:10:47.400><c> of</c><01:10:47.640><c> those</c> who are captive
  • by the desire of those who are captive by the desire of those who<01:10:48.120><c> do</c><01:10:48.280
Summary: The committee met with a quorum and first took up House Bill 446, as amended by committee substitute, which would expand third-degree assault protections to cover judges and justices of the Court of Justice and public transportation drivers. Supporters said the bill responds to violence and threats against judges and would extend protections already given to other public servants. Members generally supported the bill, though several suggested broadening it further to include circuit clerks or all officers of the court. The committee adopted the substitute and favorably passed HB 446 on an 18-0 vote. The committee then considered House Bill 456, a DUI-related cleanup bill sponsored by Representative Patrick Flanery and presented by County Attorney Joe Ross. The bill would add fentanyl, Flexeril, and clopene to the per se DUI list, treat driving on a suspended license as an aggravating circumstance, revise implied-consent notice language, and make changes to ignition interlock rules, including suspension periods and fees. Representative Scott West of the Kentucky Association of Criminal Defense Lawyers testified in opposition, warning that some interlock violations and fees could unfairly extend suspensions and discourage participation, while members and the sponsor said the bill would strengthen DUI enforcement and that non-listed substances could still support DUI charges under other provisions. The committee adopted the substitute and favorably passed HB 456 by a 16-0 vote with one pass. Finally, the committee began hearing House Bill 10, relating to the rights of real property owners, sponsored by Representatives Maryanne Proctor and Emily Callaway, with testimony from a Pacific Legal Foundation representative and a Boone County Sheriff’s Office staff attorney. The sponsors said the bill is intended to address squatting by defining squatters and improving property-owner remedies, and noted support from sheriffs and realtors. The transcript cuts off before the bill’s full presentation or any committee action on HB 10.
NJ

New Jersey 2026-2027 Regular Session

Assembly Appropriations Jun 23rd, 2026

Transcript Highlights:
  • So we're captive to imports in this region. And with so little regional refining...
  • We're captive to imports in this region.
  • Through property taxes, through higher insurance premiums, we can barely afford now or then.
  • Assembly Bill 5062 requires health insurance to Medicaid coverage for testing and treatments to slow
  • So would this be where, like, insurance hasn't quite caught up with new treatments?
Keywords: 1146, all