Video & Transcript Research : 'banking'
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TX
Transcript Highlights:
- to give someone their money out of the bank account by providing their bank information.
- a bank becomes a conduit of criminality, that bank either is heavily regulated by the federal government
- I see it in SEC receiverships all the time: Royal Bank of Canada, Bank of America, Wells Fargo.
- the bank, and it turns a blind eye to it.
- So then they had her bank account number and all of those things. Kudos to her bank.
WY
Wyoming 2026 Regular Session
Senate Floor Session-Day 2, February 10, 2026-AM
Wyoming Senate Floor Meeting
Transcript Highlights:
- sponsoring legislation directly for banking. 54, State Banks and Speedy Conversions. 54, State Banks
- Uh, this legislation is requested by our speedy bank community.
- bank could convert to a speedy bank.
- Under existing law, you would have to close down one bank and open another bank to do it.
- This is cleanup amendments requested by the Division of Banking associated with our city banks.
TX
Transcript Highlights:
- To the list of state agencies authorized to collaborate with NAB Bank.
- We show you registered as John Beckman on behalf of North American Development Bank.
- My name is John Beckham, and I am the managing director of the North American Development Bank or NA
- Bank.
- Bit about NA Bank and our role here in Texas.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Apr 2nd, 2025
Transcript Highlights:
- This can also affect cannabis employers' ability to gain access to banking services.
- There’s a high proportion of cash businesses because banking companies, banking risk management, won’
- t allow banking.
- I talked to BMO Bank, the Bank of Montreal.
- Wells Fargo, Bank of America, Bank of Montreal, they’ll stay out of the business, knowingly stay out
Summary:
The Assembly Insurance Committee met as a subcommittee and heard several bills focused on insurance transparency, wildfire mitigation, market access, and workforce issues. AB 75 would require insurers to give homeowners 30 days’ notice before collecting aerial images of their property and allow homeowners to review those images; supporters said it would improve privacy and prevent inaccurate non-renewals, while consumer and industry groups both sought amendments. AB 234 would add the Assembly Speaker and Senate President pro Tem, or designees, as non-voting members on the California FAIR Plan governing committee; the Department of Insurance supported it as an oversight measure, while Consumer Federation of California said it was only a small first step toward broader transparency reforms. AB 428 would let water corporations join joint powers authorities for pooled insurance, with supporters citing rising insurance costs for small water systems and no remaining opposition after amendments. AB 943 would streamline producer pre-licensing education by removing the 20-hour per-line requirement while keeping ethics training; industry sponsors said it would reduce barriers to entry, while consumer advocates warned it could lower professional standards. AB 1209 would create a pathway for cannabis employers to secure workers’ compensation coverage and related services through a state-coordinated network; supporters said it would help bring the industry into compliance, while one member raised concerns about creating a special carveout for a federally restricted industry. AB 1 would require periodic review of the state’s Safer from Wildfire regulations every five years, and it drew broad support from the department, insurers, local governments, and industry groups as a way to keep wildfire mitigation incentives current.
The committee also took up a consent calendar including AB 69, AB 487, and AB 570, all of which were sent to Appropriations. The committee approved AB 75 to Privacy and Consumer Protection, AB 234 to the Assembly Floor, AB 428 to Local Government, AB 943 to Appropriations, AB 1209 to Business and Professions, and AB 1 to Appropriations. Most measures passed on strong or unanimous votes after members added coauthor requests and expressed support for the bills’ consumer protection, transparency, or wildfire-related goals.
CA
California 2025-2026 Regular Session
Assembly Floor Session Mar 13th, 2025
California House Floor Meeting
Transcript Highlights:
- AB 1065, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to the
- Banking and Finance Committee.
- AB 866, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to the Banking
- And AB 1065, Ortega, from the Banking and Finance Committee to the Judiciary Committee, then back to
- the Banking and Finance Committee.
Summary:
The Assembly convened after a quorum call, heard a prayer and Pledge of Allegiance, and then moved through routine procedural business, including dispensing with the reading of the prior journal, re-referring several bills, and approving committee scheduling requests. There was also a point of order from Assemblymember DeMaio asking about a possible Governor’s message regarding Medi-Cal, but the chair said no formal message had been received at the desk.
The main floor debate centered on AB 321 by Assemblymember Schultz, the Better Informed Decisions Act, which would allow courts to consider reducing certain “wobbler” offenses from felonies to misdemeanors later in the criminal process if new evidence emerges. Supporters argued it would improve fairness, transparency, and efficiency by letting judges make better-informed decisions; opponents said it would weaken felony accountability and conflict with voter intent on public safety. The bill passed on a 46-5 vote.
The Assembly also adopted ACR 47 by Assemblymember Chen, declaring March 16–22 as National Surveyors Week, with 63 co-authors added and the resolution adopted by voice vote. AB 387 by Assemblymember Alanis, which expands jury duty exemptions to include probation officers, passed 64-0. On the consent calendar, ACR 46, HR 9, HR 22, and SCR 17 were adopted with unanimous votes, and the Assembly adjourned until Monday, March 17 at 1 p.m.
TX
Texas 89th 2nd C.S.
Criminal Jurisprudence S/C New Offenses and Changed Penalties May 8th, 2025
Transcript Highlights:
- measured as Uh, SEBP Chief Customer Experience Officer, Texas Bankers Association, First National Bank
- Our customer engaged and provided all his personal information to include his bank account and routing
- At TBA we represent nearly 400 banks across the state from the smallest to the largest.
- Regularly, we meet with our member banks across Texas and we hear from hundreds of bank employees.
- We need the state's help in combating this crime to protect the customers and the banks that work hard
MN
Transcript Highlights:
- around knowing your customer that banks around knowing your customer that banks and<00:58:24.240
- account, and then your bank account can send money to that bank account.
- the QR code can get into your bank the QR code can get into your bank account<01:25:36.080>
and - <01:25:37.040>
can account and then your bank account can account and then your bank account - Um, so send money to that bank account.
Summary:
The Senate opened with a prayer, pledge, and roll call, confirmed a quorum, and then moved through routine business including first reading and referral of Senate File 5019 to the Health and Human Services Committee, along with referral of Senate resolutions 73 to 75 to Rules and Administration. Senator Westrom’s motion to withdraw Senate File 3893 from Finance, give it a second reading, and place it on general orders was adopted.
The chamber then took up House File 3556, which renames Minnesota’s Community Solar Garden Program as the Melissa Hortman Community Solar Garden Program. Senator Hoffman presented the bill as a tribute to Speaker Melissa Hortman’s role in creating and advancing community solar in Minnesota, with Senator Marty and others supporting the recognition. The bill was read a third time and passed on final passage by a vote of 59-7, with the title agreed to.
Senate File 1251 followed, a bipartisan bill to remove the June 2026 sunset on crossbow use during archery season and make the allowance permanent. Senator Pa and supporters cited a DNR study showing no negative impact on deer or turkey populations and argued the change would improve participation among women, youth, and older hunters. An A3 technical amendment was adopted, and the bill passed 67-0.
The Senate then considered Senate File 3868, a bill to ban cryptocurrency kiosks in Minnesota due to fraud concerns. The author and supporters described widespread scams targeting seniors and others, citing losses in Minnesota and national fraud data. An A2 amendment requiring lawful-presence verification for foreign remittance transfers was ruled not germane, and the chair’s ruling was upheld on a 34-33 appeal. Debate then began on an A3 amendment related to cash transfers through airports, with members arguing over germaneness and the scope of the fraud-prevention bill.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Reed Rubinstein, of Maryland, to be Legal Adviser, Mike Huckabee, of Arkansas, to be Ambassador to the State of Israel, and Kevin Cabrera, of Florida, to be Ambassador to the Republic of Panama, all of the Depar Mar 25th, 2025 at 09:00 am
Foreign Relations Committee
Transcript Highlights:
- The greater Israel, Judea and Samaria includes the West Bank.
- So do you, have you previously supported the idea of annexation of the West Bank?
- The West Bank and the region, of course, will be needed. Our resources are limited.
- Jews living in the West Bank. Annexation does not mean displacement of people.
- You're suggesting that West the West Bank become part of Israel.
Summary:
The committee meeting was focused on various key issues, including the implications of recent violence in the Middle East and U.S. foreign policy in relation to Israel and Panama. Members discussed the need for diplomatic efforts between the U.S. and Israeli officials following the recent attack by Hamas. Governor Huckabee emphasized the importance of maintaining a strong U.S.-Israel relationship and reiterated the need for accountability for terrorist organizations involved in violent acts against civilians. Senators shared their concerns regarding the ramifications of U.S. actions in Panama and the presence of Chinese influence, highlighting the significance of the Panama Canal in terms of trade and security.
ND
North Dakota 2026 1st Special Session
Legacy and Budget Stabilization Fund Advisory Board Mar 31st, 2026 at 11:00 am
Legacy and Budget Stabilization Fund Advisory Board
Transcript Highlights:
- So right now we're going to be taking data from our custodial bank.
- Banks can only lend to certain parties and only so much.
- So the bank was made available.
- But I think the bank in the past has been more... ...have to tweak that, but I think the bank in the
- We talked to the Bank of North Dakota.
NH
Transcript Highlights:
- >> Bank?
- <00:52:47.760>
I've have in the bank going to take? I've have in the bank going to take? - Um I I feel like banks may newspaper.
- on a bank I think is is not workable. on a bank I think is is not workable.
- <00:58:40.720>
account pulled up the district's bank account pulled up the district's bank
MN
Transcript Highlights:
- Major banks have divested from CoreCivic, including JP Morgan, Wells Fargo, Bank of America, U.S.
- Fargo, Bank of America, US Bank, PNC, Fargo, Bank of America, US Bank, PNC, Truis,<00:07:49.919>
Barclays - even like I said the most trusted banks even like I said the most trusted banks in<00:17:59.280>
- and trusted banks on the planet don’t trust their money with.
- and trusted banks on the planet don’t trust their money with.
Keywords:
taxation, income tax, damage awards, sexual harassment, abuse claims, immigration enforcement, taxpayers, file income tax return, Minnesota-source income, tax regulations, detention facilities, gross revenues, private prisons, Minnesota law, 1183, house
Summary:
The committee first approved the March 3, 2026 minutes and then laid over House File 3611 for possible inclusion in the 2026 tax bill. Representative Finke described HF 3611 as creating a state income tax withholding deduction for damages awarded to individuals in lawsuits against federal agents such as ICE or CBP, including emotional and financial awards. There was no public testimony or member discussion on the bill before it was laid over.
The committee then took up House File 3909, which Representative Hansen said would impose a 50% tax on the gross receipts of detention centers operated by private nongovernmental entities. Hansen argued the measure would recapture public money, deter what he characterized as misuse of taxpayer dollars, and target profits made by private detention contractors such as GEO Group and CoreCivic. He also cited projected revenues and profits for those companies and said the bill was a response to human rights and civil rights concerns tied to private detention operations.
Testimony on HF 3909 included support from Nancy Fitz Simmons, a Minnesota State University, Mankato social work professor, who said social workers see the effects of these issues across the state and that the bill could return money to Minnesotans in need. Representative Swedzinski opposed the bill’s impact on the Appleton facility and emphasized local jobs and economic opportunity, while Representative Lee said Minnesota should seek better economic options than jail-related work. Representative Holland supported the bill as a way to offset costs to families and the state from detentions and deportations. Representative Weiner questioned the bill’s revenue potential and criticized the 50% gross-receipts tax as politicizing taxes. Representative Hansen responded that similar proposals were being explored in Washington and California and that the bill was intended to stand up to large corporate interests. The bill was laid over for possible inclusion in the 2026 tax bill.
TX
Transcript Highlights:
- Criminals will lie in wait outside banks.
- across 89, 10 states, which banks are open on Saturday, what bank has, you know, good position where
- Uh, They had followed the victims from that bank or commercial building.
- the bank, and they're watching people.
- Of this bill, jugging has become a huge problem for Texas banks.
Bills:
HB316
TX
Transcript Highlights:
- a bank or a.
- Which banks are open on Saturday, what bank has, you know, a good position where they can watch from
- They backed into a parking spot because they usually want to face the bank.
- So law enforcement, usually, as he said, they are staking out the bank.
- I have data showing just from one bank how often these crimes are occurring.
Bills:
HB316, HB353, HB 1160, HB1414, HB1422, HB1443, HB1713, HB1789, HB1902, HB2073, HB2666, HB2695, HB316
Keywords:
motor fuel, criminal offense, metering device, organized crime, Texas Penal Code, trespassing, school safety, day-care centers, education, trespass, public safety, utility employees, criminal penalties, assault, harassment, public duties, safety, law enforcement, driving offenses, license regulations
TX
Transcript Highlights:
- House Bill 5085 seeks to build on existing knowledge surrounding seed banks and seed preservation by
- creating a report. on the impact of seed banks and seed preservation on access to food, environmental
- Secondly, seed banks and seed conservation efforts bolster food security.
- Seed banks preserve crop diversity and support local farmers, gardeners, and scientific communities.
- It has many benefits to seed banks and seed preservation for the livelihood of Texans.
Bills:
HB5085
MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 3/12/25
Agriculture Finance and Policy
Transcript Highlights:
- He said his own county saw an almost 40% rise in the need for food banks by food bank visits.
- <00:24:22.200>
by <00:24:22.520>Food <00:24:22.760>Bank need for food banks - by Food Bank need for food banks by Food Bank visits<00:24:25.320>
and <00:24:25.480>our purchases for schools and food banks purchases for schools and food banks Nationwide<00:24:33.919 - <00:26:25.960>
Channel insecurity our local food bank Channel insecurity our local food bank
Keywords:
Minnesota agriculture budget, Department of Agriculture appropriation, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, farm bill, rural development, agricultural grants, soil health, livestock compensation, crop damage, meat inspection, poultry inspection, county agricultural inspectors, biofertilizer, nitrogen management, commercial nitrogen fertilizer, water quality, farm down payment assistance, beginning farmers
MN
Minnesota 2025 1st Special Session
House Agriculture Finance and Policy Committee 4/9/25
Agriculture Finance and Policy
Transcript Highlights:
- I'm Virginia Bank. Good afternoon.
- <00:23:26.720>
in Channel One Regional Food Bank in Channel One Regional Food Bank in Rochester - The Minnesota food banks work together to source food.
- The Minnesota food banks work rates.
- Uh, next up, Susie Novak, Boulder, North Country Food Bank. Welcome.
Bills:
HF2446
Keywords:
agriculture finance, broadband development, Department of Agriculture, Board of Animal Health, Agricultural Utilization Research Institute, Office of Broadband Development, food safety, food handler license, cottage food, home processed food, livestock dealer, meat packing company, milk marketer, milk marketing license, grain buyer, grain storage, beginning farmer, emerging farmer, farm down payment assistance, livestock investment grant
MA
Massachusetts 2025-2026 Regular Session
Informal House Session 77 Jun 21st, 2026 at 11:00 am
Massachusetts House Floor Meeting
Transcript Highlights:
- for Paul Stavarsky; and House Bill 4427, establishing a sick leave bank for Ankeeda Gagendra Patel,
- The House bill, establishing a sick leave bank for Paul Stavarsky, House number 4426.
- An act establishing a sick leave bank for Paul Stavarski, House No. 4426.
- And an act establishing a sick leave bank for Ankita Gajendra Patel, an employee of the Department of
- A sick leave bank for Ankita Gajendra Patel, an employee of the Department of Corrections, House No.
Summary:
The House opened with the Pledge of Allegiance and then took up several Committee on Rules reports. It adopted a resolution congratulating Jeffrey P. Lynch on his retirement from the Medway Fire Department, and it also adopted two orders extending until March 18, 2026, the reporting deadline for the Committee on Consumer Protection and Professional Licensure on current House documents.
The Committee on Steering, Policy and Scheduling reported a group of bills for House consideration, including measures on subprime loans, Registry of Motor Vehicles procedures for surviving spouses and next of kin, motor vehicle distributors, banning tinted license plate covers, councils on aging, and two sick leave banks. The House suspended Rule 7A, took the bills through second reading, and ordered them to a third reading.
The House then considered House No. 3952, authorizing Dartmouth Fire District Number One to appoint the position of treasurer, and passed the bill to be engrossed. Finally, the House adopted an order to adjourn until Thursday at 11:00 a.m., and then adjourned to meet then in informal session.
HI
Hawaii 2026 Regular Session
CPN, CPN, CPN Public Hearings 02-25-2026
Transcript Highlights:
- While the Hawaii banks have, in large part, been paying interest on the proceeds, many of the other banking
- proceeds, many of the other banking proceeds, many of the other banking institutions<00:18:02.799
- Uh, the reason it's not necessarily what the bank is requiring.
- <00:34:23.040>
is it's not necessarily what the bank is it's not necessarily what the bank - Uh sometimes the banks are requiring.
Summary:
The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing.
The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice.
The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments.
Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.
MN
Minnesota 2025-2026 Regular Session
Improving Housing Affordability and Fraud Protections | Senator Zach Duckworth May 29th, 2026
Minnesota Senate Floor Meeting
Transcript Highlights:
- And in Minnesota, we wanted to give uh banking institutions as well as folks that have accounts at banks
- the bill allows the owner of that account to also name somebody else that can be contacted by the bank
- <00:04:51.600>
were So, regarding this bill, if a bank were So, regarding this bill, if a - bank were to<00:04:51.919>
see <00:04:52.160>something <00:04:52.400>that <00:04: - <00:05:04.080>
to that can be contacted by the bank to that can be contacted by the bank to
Summary:
The discussion focused on two Minnesota Senate bills authored by the senator: Senate File 4168 and Senate File 4652. SF 4168 would give buyers of investment properties more flexibility in financing, including the ability to roll certain closing costs and lender fees into the loan, with the senator emphasizing that the measure is limited to investment properties and is not intended for primary residences. He stressed that the bill is meant to provide options, not force borrowers into any particular structure, and repeatedly distinguished it from predatory lending, saying it has nothing to do with fraudulent or abusive mortgage practices.
SF 4652 addresses fraud prevention at banks by allowing account holders to designate an additional contact person who can be notified if a bank suspects suspicious activity and cannot reach the account owner. The senator described it as a common-sense, no-cost, anti-fraud measure aimed at early detection and protecting both banks and customers. He said fraud is a widespread problem and that the bill would help institutions act quickly when something appears wrong.
The senator said both bills moved quickly because he wanted to get them heard and passed this session, and he noted that he was the sole author on each. He said the bills passed unanimously in both the Senate and the House. In broader comments, he credited bipartisan relationships and committee cooperation for helping the bills advance, and said the session showed House-Senate collaboration on practical legislation, with more political items being pushed toward compromise and further discussion.
MN
Minnesota 2025 1st Special Session
Committee on Jobs and Economic Development - 03/19/25
Jobs and Economic Development
Transcript Highlights:
- from more traditional means from a bank. from more traditional means from a bank.
- So when we think about where they would like to bank, what the business is tied to, and what the banking
- That will need to be solved for not by a traditional bank because the banks have said you're not bankable
- ,<01:01:05.520>
there comes to partnering with a bank, there comes to partnering with a bank - by a traditional bank because the banks<01:03:18.960>
have <01:03:19.119>said <01:03:19.280