Transcript Highlights:

• My question is, what about structural engineering code, electrical code that may be localized?
• Would their electrical code be able to be applicable, or would this..."
• "Would their electrical code be able to be applicable, or would this, if this bill becomes law, would
• It doesn't override a municipal utility's own internal processes when it comes to electrical codes."
• "When it comes to electrical codes. Okay. And so only in commercial districts.

Keywords: 993, senate, all

Summary: The Senate Energy and Telecommunications Committee met under Chair Kevin Parker and considered a series of energy, utility, and clean transportation bills. The committee first advanced a bill by Senator Connery on make-ready electric infrastructure for public-serving EV charging, after members raised concerns that the costs of preparing school bus charging infrastructure could be shifted to ratepayers. The committee then advanced Senator Parker’s pilot program for resilient EV charging microgrids, with discussion focused on using existing NYSERDA resources, the role of batteries, and the bill’s purpose in supporting emergency charging during outages. Another bill on heavy distribution centers and EV charging was also advanced after debate over its application to large warehouse and e-commerce facilities. The committee also considered a bill on carport-mounted solar systems that would limit local zoning restrictions. A motion to substitute in a different bill was ruled improper for lack of notice, and the chair’s ruling was upheld on appeal. Members then advanced a PSC guidebook bill on gas and electric rate-making, and a utility shutoff protection bill for medical emergencies, life support equipment, and elderly, blind, or disabled customers, with questions about age definitions and the scope of medical documentation. The committee also advanced the Home Utility Weatherization Jobs Act, which would create a pilot program for electrification and weatherization in disadvantaged communities, with members discussing whether the program would be available at no cost to building owners and how utilities would access capital. Throughout the meeting, members repeatedly raised concerns about who would pay for the programs, whether ratepayers or taxpayers would bear the costs, and how much local control would remain under the solar siting bill. At the end of the meeting, members briefly discussed a recent NYISO report warning about possible summer reliability issues and urged the committee and the PSC to review it closely. The chair noted the report should be considered alongside other state planning documents, and the meeting then adjourned.

Transcript Highlights:

• There is precedent through the Education Code to treat small LEAs differently.
• And yes, you know, it's my understanding that existing code would allow for— Right.
• And yes, you know, it's my understanding that existing code would allow for— Existing code would allow
• Districts, the bill requires districts, or cites the 4-4-225.7 in the Ed Code.
• There are existing mechanisms in place in the Ed Code to... ...address the worst problems.

Summary: The Assembly Education Committee heard several education bills, with AB 887 by Assemblymember Berman proposing that every school district and charter school adopt a plan so all high schools offer at least one computer science course by 2029-30. Supporters, including a teacher and student, argued California is falling behind other states and that computer science is essential for student opportunity and workforce readiness. ACSA opposed the bill, citing the shortage of qualified computer science teachers and administrative burden. The bill passed the committee on a 6-0 vote and was sent to Appropriations. The committee also heard AB 1390 by Assemblymember Solache, which would allow local and county school boards to raise trustee compensation above long-standing statutory minimums that have not changed in decades. Supporters said the current stipends are too low to make board service accessible to working families and younger community members. There was no opposition testimony, and the bill passed with five votes, with the roll left open for additional members. AB 865 by Assemblymember Gonzalez would create a $5 million, three-year grant program for dual-language immersion instructional materials, split between high-demand languages and other languages. Supporters said districts often lack standards-aligned materials in languages beyond Spanish, forcing teachers to create their own. The bill passed 7-0 to Appropriations. AB 857 by Assemblymember Gibson, requiring annual cultural competency training for K-12 staff, also passed 5-1 after supporters linked it to the state reparations task force report and argued it would improve trust and student outcomes. The committee additionally approved AB 677 by Assemblymember Bryan, which would make it easier for unhoused students to access school-based vision and dental screenings by allowing directory information to be used for that purpose with an opt-out process; it passed 8-0. AB 903 by Assemblymember Avila Farias, directing the Department of Education to develop best practices on education technology and digital equity, passed after amendments and with some opponents indicating they would remove opposition once the amendments were in print. Finally, AB 917 by Assemblymember Avila Farias, extending permanent-status protections to certain educators in small districts and county programs, drew significant opposition from small districts and regional occupational programs over flexibility and funding concerns; the bill still passed 5-2 with the roll held open for additional votes.

Transcript Highlights:

• Chapter 7A, California Fire Code Chapter 49 on requirements for wildland-urban interface areas, the
• Together, listening to different perspectives—fire science, construction leaders, planning, insurance
• Eric Turner with the California Construction and Industrial Materials Association in support.
• The California Construction and Industrial Materials Association in support. Thank you.
• I want to start by thanking Senator Caballero and her staff for the constructive dialogue on this bill

Summary: The committee met to hear seven Senate bills, first approving two consent items, SB 352 and SB 804, on motions to do pass to Appropriations. SB 542 (Limón) would require public notice and comment before issuing a financial responsibility certificate for an oil pipeline and require hydrostatic testing before restarting pipelines idle for five years or more; it was supported by the Center for Biological Diversity and passed the committee on a due-pass motion to Appropriations. SB 616 (Rubio) would create an independent community hardening commission within the Department of Insurance to coordinate wildfire mitigation and insurance-related recommendations; it drew support from the Department of Insurance and several local and industry groups, while water agencies, special districts, and the building industry raised concerns about water infrastructure standards, and it passed on a due-pass motion to Insurance. SB 429 (Cortese), which would establish a public wildfire catastrophe model and related university-based research and education program, received support from the Department of Insurance and outside groups and passed as amended to Appropriations. SB 256 (Perez) would strengthen wildfire mitigation and emergency response by expanding planning, improving PSPS communication, requiring utility coordination with emergency centers, and directing removal of permanently abandoned electrical facilities; utilities and business groups were generally neutral after amendments, while the author emphasized the bill’s connection to recent wildfire losses, and it passed as amended to Appropriations. SB 509 (Caballero) would require specialized training for local law enforcement on transnational repression targeting diaspora communities; it received support from the California Police Chiefs Association and immigrant-rights advocates, but drew extensive opposition from Hindu and civil-rights organizations concerned about bias, implementation, and First Amendment issues. Committee members discussed amendments to clarify cultural competency, diversity, and constitutional protections, and the bill passed as amended to Appropriations. After the hearing, the committee took final roll-call votes on the bills, with the consent items and SB 429, SB 256, and SB 509 moving forward, while SB 542 and SB 616 were also reported out on earlier motions.

Transcript Highlights:

• , but um we do have a complex tax code.
• , but um we do have a complex tax code.
• , but um we do have a complex tax code.
• Um, talking points shape our tax code.
• code that makes<01:08:25.359> sense.

Keywords: 1183, house

Summary: The committee took up House File 3524 and House File 3525 and laid both over for possible inclusion in the omnibus tax bill, with no amendments adopted and no vote taken at this stage. HF 3524 would conform Minnesota law to the federal overtime tax deduction, and HF 3525 would conform to the federal tip-income deduction. The author argued both bills would help workers keep more of their earnings, simplify tax filing, support labor-force participation, and provide relief to workers in hospitality, trades, health care, and other industries. The committee heard testimony in support from a restaurant owner, Sandra Weiss of the Finnish Beastro in St. Paul, who said the bills would help tipped workers keep more of their income and would support hospitality businesses. She described her staff as roughly half men and half women, including students and long-term employees, and said front-of-house tipped workers and back-of-house workers face different pay levels. She also said Minnesota’s tip rules and lack of a tip credit create challenges for the industry. During questioning, members discussed wage disparities, the makeup of her workforce, and the practical effects of the proposals. Opposition testimony came from Nan Madden of the Minnesota Budget Project and Eric Bernstein of We Make Minnesota, both of whom argued the bills are regressive, poorly targeted, and costly. They said the deductions would mainly benefit higher earners, violate horizontal equity by treating similar incomes differently, and could encourage compensation restructuring. They also warned the combined cost would exceed $500 million over the 2028-29 biennium and could pressure funding for health care, education, and other public services. Mark Havenman of the Minnesota Center for Fiscal Excellence similarly criticized the bills on tax fairness and administrative grounds, noting the federal tip deduction framework is still under development and could create enforcement issues. Nonpartisan staff provided revenue estimates showing HF 3524 would reduce general fund revenue by about $365.9 million in fiscal 2027 and HF 3525 by about $126 million in fiscal 2027, with smaller ongoing impacts in later years. Members also raised questions about how the bills would be paid for and what income would qualify under the overtime deduction.

Transcript Highlights:

• When the state spends public dollars on construction, workers should be paid fairly.
• When the state spends public dollars on construction, workers should be paid fairly.
• We have not done that in the California Labor Code and shouldn't do it here.
• Science deserves great construction. We'd like to ask for your support. Thank you.
• , or public safety concerns associated with pharmaceutical facility construction.

Summary: The Assembly Labor and Employment Committee heard several bills focused on worker protections, AI in the workplace, bereavement leave, and construction labor standards. SB 909 by Senator Smallwood-Cuevas would increase public works contractor registration fees, raise prevailing wage and related penalties, and direct half of collected penalties back into the Public Works Enforcement Fund. Supporters said the bill would help combat wage theft and misclassification and strengthen enforcement; opponents argued the higher fees and penalties would burden contractors without fixing enforcement backlogs. The committee voted the bill out on a due pass motion to Appropriations. The committee also approved SB 951 by Senator Reyes, which would require 60-day notice when 25 or more workers are displaced by technology and require reporting on AI-related job impacts. Supporters framed it as a response to rapid AI-driven layoffs and a way to gather real-time data; opponents raised concerns about small employers, proprietary information, and litigation. SB 947 by Senator McNerney, the “No Robo Bosses Act,” would require human review of automated discipline, termination, or deactivation decisions and restrict predictive behavior analysis. Supporters said it would prevent biased or mistaken automated decisions; opponents objected to the inclusion of independent contractors, private rights of action, and other provisions. Both bills were advanced to the Committee on Privacy and Consumer Protection. The committee also passed SB 1149 by Senator Durazo, which would expand bereavement leave to cover a “designated person,” including chosen family relationships. Supporters, including AARP and a witness who described losing a long-term partner, said the bill reflects modern family structures; there was no opposition. In addition, SB 1185 by Senator Cortese, applying skilled and trained workforce standards to pharmaceutical facility construction, was approved despite opposition from business and construction groups who said there was no demonstrated safety problem and that the mandate could raise costs and reduce competition. Several other bills on the consent calendar were also approved, and all measures were reported out of committee.

Transcript Highlights:

• Construction careers have the ability to transform lives, but we cannot do this alone.
• Next bill I have is AB 1198, the Fair Pay for Construction Workers Act.
• Construction work is one of the top industries where it happens.
• Keith Dunn here on behalf of the State Building and Construction Trades Council.
• I think everyone here is aware of the cost of inflation on construction. That is in materials.

Summary: The committee heard a series of labor-related bills, with most measures focused on worker training, privacy, wages, and safety. AB 296 would require schools or districts to host apprenticeship fairs at least once a year, with flexibility on how they are run and whether programs outside the county can participate. Supporters said it would help connect students to skilled trades and address workforce shortages; school administrators opposed the bill as an unfunded mandate that could be impractical for elementary schools. The bill was later moved on call, with the committee noting it could not vote until quorum was established. AB 1221 and AB 1331 both addressed workplace surveillance. AB 1221 would restrict invasive monitoring tools, require notice to workers, limit the use and sharing of worker data, and require human review before discipline based on surveillance outputs. Labor groups supported the bill as a response to AI-driven monitoring, while business groups raised concerns about broad definitions, security cameras, investigations, and data-access provisions. AB 1331 focused more narrowly on privacy in off-duty and private spaces, limiting surveillance in places like restrooms, break areas, vehicles, and homes; hospitals and business groups opposed it as too broad and potentially disruptive to safety, cybersecurity, and facility monitoring. Both bills were advanced by committee vote. The committee also heard AB 1181, which would require firefighter turnout gear to be free of cancer-causing chemicals such as PFAS by 2027, and AB 1198, which would require prevailing wage rates on public works to reflect the wage in effect when the work is performed rather than when the project was first advertised. Firefighter representatives strongly supported AB 1181, while the chemical industry asked to continue working on scope and timelines. AB 1198 drew support from labor and contractor groups but opposition from local governments and housing groups concerned about mid-project cost increases; it was passed to Appropriations after a roll-call vote. Other measures approved included AB 1235 on skilled-and-trained workers for CSU construction, AB 1251 on ghost job postings, AB 552 on locating the Agricultural Labor Relations Board office outside Sacramento, AB 1110 on updating Cal/OSHA workplace posters, AB 1136 on expanding high road training partnerships, and AB 1234 on wage claim enforcement. AB 692, which would ban employer debt agreements that require workers to repay training or other costs if they leave a job, drew strong support from nurses and labor advocates and opposition from business and health care groups; it was also passed on a roll-call vote.

Transcript Highlights:

• The amendment is coded A15.
• The amendment is coded A15.
• The amendment is coded A3.
• It's his construction company. Right next door is another construction company.
• It's his construction company. Right next door is another construction company.

Keywords: 1183, house

Transcript Highlights:

• had to borrow, to complete the work using a licensed contractor in full compliance with California code
• recently amended the bill further to address the following: It strikes language requiring building code
• Construction costs have surged, building codes have evolved, and the gap between policy limits and actual
• Building code upgrade coverage. When building homeowners... Themselves.
• Building code upgrade coverage.

Keywords: 988, house, all

Transcript Highlights:

• And so he has had to go through identity changes and shifts, put on a different uniform.
• Their true identity is not that uniform.
• , and a new job saving lives. new uniform, and a new job saving lives.
• Their true identity is not that<00:00:42.600> uniform.
• Figaro is one of a handful that uniform.

Keywords: 918, senate, all

Summary: The transcript describes Abijahs on the Backside, a Minnesota equine-assisted therapy program that helps first responders process trauma and anxiety using retired racehorses. Speakers explain that the sessions are less like traditional talk therapy and more of a full-body, experiential approach that uses the horses’ behavior to help responders externalize feelings, reduce barriers, and work through stress. One horse, Figaro, is highlighted as an example of a retired racehorse finding a new purpose, while another horse, Finn, became a meaningful symbol of faith for a participant. First responder Angela Casey shares that after a traumatic call, she realized the experience was affecting her mental health, family life, and work, and she sought help through the program. She and others say the therapy helped them remain on active duty and better manage their roles as officers, parents, spouses, and community members. A particularly moving story involved a first responder who had contemplated suicide before a session and later returned to work after the horse’s behavior helped her process that crisis. Senator Eric Pratt is identified as the author of Senate File 901, which funded the program. He says he sought co-authors with mental health or first responder backgrounds, and that the bill received strong bipartisan support in committee and throughout the legislative process. Supporters argue the program is effective, backed by science and testimonials, and worth funding because it helps keep first responders healthy, on the job, and serving their communities.

Transcript Highlights:

• actually happening in reality, but also looking for opportunities to make it easier and transparent, but uniform
• I'm a daughter of a Navajo Code Talker.

Bills: SM13, SM14

Keywords: land grant, Las Vegas, governance, self-governance, judicial management, forced sterilization, coerced sterilization, Indigenous women, Native American women, women of color, reproductive justice, reproductive sovereignty, truth and reconciliation commission, memorial, trauma-informed care, reparative justice, human rights, bodily autonomy, Indian Health Service, Indian affairs

Transcript Highlights:

• cycle, which is some C 3 point out and then take you through some specific quality initiatives in our code
• provide some technical assistance or agency guidance that will make the delivery of the service more uniform

Transcript Highlights:

• chain grant program, focuses on enhancing partnerships with small business in Florida, ensures a uniform
• property will be necessary to comply with FEMA's National Flood Insurance Program or a Florida building code

Summary: The Appropriations Committee met with a quorum present and took up a long agenda of House and Senate bills, many of them conforming or “orphan” measures that were amended with delete-all or strike-all amendments to place them in conference posture. Among those reported favorably were HB 5015 on the State Group Insurance Program, HB 5009 creating the Florida Accountability Office, HB 5013 on state-funded property reinsurance, HB 5201 on state financial accounting, HB 5203 on the Capitol Center, and HB 5501 on documentary stamp tax distributions. The committee also approved SB 1292 on public records exemptions for certain email addresses, SB 1290 on highway safety and motor vehicle agency changes, SB 26 on an uncontested claims settlement, SB 176 and SJR 174 on homestead property assessment for flood-mitigation improvements, and SB 1122 on Florida Virtual School procedures. Several substantive bills drew discussion. SB 924, covering fertility preservation services for cancer patients under the state health plan, received supportive comments from members and was reported favorably. SB 1160 expanded health insurance premium coverage for law enforcement officers and their families when catastrophic injury or death occurs in the line of duty or during official training, and it also passed. HB 1662, the Department of Transportation package, established or revised programs involving the Florida Transportation Academy, transportation research, rural transit, airport and seaport accountability, advanced air mobility, landscaping, and HOV lane changes; it was amended after testimony from the Florida Airports Council about landing-fee language and questions from members about AAM and HOV lane implementation, then reported favorably. The committee also heard and approved SB 600, which codifies a statewide manufacturing office and creates a Florida manufacturing promotional campaign and grant framework, and SB 602, the fee bill tied to that campaign. That pair prompted the most extensive debate, with members asking about grant structure, eligibility, oversight, and whether the program could become a “slush fund”; the sponsor and Florida Makes said the program is aimed at small manufacturers, would be subject to rulemaking, and is intended to support training and modernization. SB 602 passed on a mostly party-line vote with Senator Pizzo voting no. At the end of the meeting, members recorded additional votes on selected bills, and the committee adjourned without further business.

Transcript Highlights:

• This bill defines and codifies the definitions of sex-based words already in state code, such as man,
• We do need to pass this law for clarity, certainty, and uniformity in the courts and in the laws of Alabama

Keywords: 1136, house, all

Transcript Highlights:

• generally accepted government auditing standards, the Yellow Book, and with the requirements and uniform
• guidance set forth in the Federal Code of Regulations.

Summary: The Joint Legislative Auditing Committee met to receive annual overviews of its oversight responsibilities and the work of the Auditor General and OPAGA. Committee staff reviewed the committee’s authority over state and local governments, enforcement of audit-report filing requirements, repeated audit findings, Transparency Florida reporting, and lobbying compensation audits. Auditor General Cheryl Norman described her office’s independence, audit standards, quality control, and major audit areas, including the state’s annual financial and single audits, school district and university audits, operational and performance audits, and attestation work. She also noted staffing shortages, recruitment efforts, and a request for carry-forward funds to study salaries. Members asked about whether audits can quantify recoverable dollars, how school district spending comparisons are handled, and how to raise concerns about DCF-related audits or a local city audit that has been pending for years. Norman said her office can quantify findings when possible, sometimes compares costs across districts in operational audits, and that members can bring specific concerns to the appropriate deputy auditor general or the committee. She also explained that citizen or local-government audit requests may require payment of audit costs. OPAGA Coordinator Kara Collins-Gomez outlined OPAGA’s role as a legislative research unit that conducts studies directed by law, the presiding officers, or the committee, and described its policy areas, methodologies, contract monitoring, and recurring statutory reports. Deputy Auditor General Matthew Tracy explained how to read operational audit reports, including findings, criteria, condition, cause, effect, recommendations, and management responses. Deputy Auditor General Greg Senators explained financial audit reports, including audit opinions, required supplementary information, internal control and compliance findings, federal program compliance, and management letters. The meeting concluded with thanks to the presenters and a motion to adjourn, which passed without objection.

Transcript Highlights:

• Arkansas Code provided in Appendix A requires the legislative order to notify the applicable prosecutor
• Arkansas Code directs the legislative auditor to notify the Arkansas Governmental Bonding Board of audit
• And then we did file a bill to do that last session that would have put a lot more uniformity in the

Summary: The committee first adopted prior minutes and then heard several standing committee audit reports. The executive committee report noted audit and special reports scheduled for the month, one outstanding committee-requested report, and a request to gather information on a possible special report for February. The city/county/local report covered delinquent private water and sewer audits, including reinstatement of turn-back funds for 17 entities, 59 of 64 delinquent 2023 entities filing reports, and action on the town of Daisy requiring repayment of misused street funds. The education report filed three higher education audit reports and deferred one Northwest Arkansas Community College report. The state agencies report filed four reports and deferred audits of the Department of Human Services and the Department of Parks, Heritage, and Tourism for more information on corrective actions. The committee then received a special audit review of the Charles W. Donaldson Scholars Academy at UA Little Rock. Auditors said the program received $10 million in desegregation funding and a $50,000 grant, awarded $1.87 million in scholarships to 379 students, and saw 116 students graduate. The review found many scholarship eligibility exceptions, including awards above the maximum and to students who did not meet GPA, enrollment-hour, or full-time requirements, and numerous disbursement documentation and authorization problems. Committee members sharply questioned the program’s oversight, the role of former staff, the use of funds for travel and cultural activities, and whether any improper spending should be referred for criminal review. UALR representatives said the program was overseen as a sponsored program, that some controls were later strengthened, and that Philander Smith only verified enrollment rather than eligibility. The committee voted to table the report until the next meeting and asked staff to gather the federal court order and additional information. Finally, the committee reviewed the annual report on matters referred to prosecutors and the Attorney General for 2024. Staff said 164 matters were referred, with 28 criminal charges filed, 39 still under review, 3 dismissed, 5 pending in court, and 96 not charged; convictions in 20 cases led to fines, restitution, audit costs, and some bond trust fund payments. Prosecutor representatives explained that many referrals do not become criminal cases because of intent, timing, or other legal limits, and said they generally seek restitution even when charges are not filed. Members asked for more standardized reporting, including whether restitution was recovered and why cases were not prosecuted, and discussed possible training and a checklist for future reports. The committee then voted to file the report and adjourned, with the next meeting set for February 12-13.

Transcript Highlights:

• Removing this exemption will ensure uniform enforcement.
• expansion of the FCIC authority over skimming devices as mandated by the Texas Business and Commerce Code
• Currently, the code mandates that a merchant or technician must report the finding of a gas pump skimmer

Transcript Highlights:

• That bill required Visa and MasterCard to recognize the merchant category code that was newly created
• for gun merchants, but it was only able to do that after the ISO approved the new merchant category code
• There needs to be a uniform action by Congress.

Summary: The Assembly Banking and Finance Committee heard several bills, beginning with AB 407, which would expand the California Pollution Control Financing Authority. The author said the measure would increase flexibility and access to resources, and the bill was approved 7-0 and sent to the Committee on Local Government. The committee also adopted the consent calendar, which included AB 76, by a 7-0 vote. A lengthy portion of the meeting focused on AB 1065, which would prohibit swipe fees on the sales tax portion of credit card transactions. Supporters, including small business owners, restaurant and grocery representatives, and a payments-policy expert, argued the bill would reduce costs for merchants and consumers and rein in dominant card networks. Opponents, including banks, credit unions, and payment industry groups, argued the bill is likely preempted by federal law, would be difficult to implement, and could disproportionately affect community banks and credit unions. After extensive questioning about preemption, fraud, implementation, and consumer impacts, the committee rejected the bill on a 6-0 vote, but then granted reconsideration by a 7-1 vote. The committee then heard AB 1365, which would create the Cal Account Program, a zero-fee, zero-penalty state banking account for unbanked and underbanked Californians. Supporters said the program would help low-income households, survivors of abuse, and others facing barriers to traditional banking, while opponents from community banks and credit unions argued existing low-cost accounts and the Bank On program already address the need and raised concerns about cost, feasibility, and duplication. The bill advanced on a 6-0 vote and later received enough votes on the reopened roll to move forward to the Committee on Labor and Employment. The committee also approved AB 1052, which would create a legal framework for digital assets and address unclaimed digital property and restrictions on public officials issuing or promoting digital assets, and AB 1180, which would create a pilot program for paying state fees with digital financial assets and require a report on broader adoption. Both bills passed with broad support after brief testimony and discussion. Final roll calls later confirmed AB 1052 and AB 1180, along with AB 407 and AB 1365, were moved out of committee.

Transcript Highlights:

• We will take up late filed Amendment bar code 3, 4, 3, 7, 0, 0, and you are recognized to explain the
• And we do have one amendment that is amendment bar code 2, 0, 2, 2, 8, 4, by Senator Rodriguez and you're
• So we're trying to make it more uniform because >> a lot of a lot of builders or contractors would like

Keywords: 999, senate, all

Transcript Highlights:

• <00:13:31.200> some um it takes longer to construct some um it takes longer to construct some
• Carpenter and with uh other construction Carpenter and with uh other construction persons persons
• That is HCPCS code G0512, and it replaces it with established CPT codes for collaborative care.
• it with established CPT codes replaces it with established CPT codes for<01:08:19.199> collaborative
• each uh CPT code unless there are<01:08:24.880> questions.

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• It also falls under the rules of Title 37, Part 13 of the Texas Administrative Code.
• It covers maybe 70% of the construction of an affordable housing complex.
• So it doesn't, we're not really necessarily constructing. Right, but it's a good thing we do.
• Consultation, auditing population, and construction plan review and assistance with 28 FTEs.
• Code and state statute. we do see as posing challenges for our counties in the years to come.

Keywords: 1184, house, all