Video & Transcript : 'campaign planning' :
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MN
Minnesota 2025-2026 Regular Session
House Floor Session - part 2 May 13th, 2025
Minnesota House Floor Meeting
Transcript Highlights:
- Having read his memoirs multiple times and having a campaign poster of his in my office at home, I appreciate
MA
Massachusetts 2025-2026 Regular Session
Formal House Session 52 Jun 21st, 2026 at 10:50 am
Massachusetts House Floor Meeting
Transcript Highlights:
- data brokers have tracked people's interstate visits, including using their cell phone locations to plan
- locations right here in Massachusetts and then provided that data to one of the largest anti-abortion campaigns
Summary:
The House first adopted several resolutions from the Committee on Rules, including congratulations to four Eagle Scouts and recognition of Sturbridge on the 250th anniversary of the United States. The chamber then took up a series of bills reported by Ways and Means and other committees, repeatedly suspending the rules to move them forward. These included the Massachusetts Consumer Data Privacy Act, a Fall River land conveyance bill, a Belmont alcohol licensing bill, a Reading senior property tax exemption bill, and a Linfield funding transfer bill, with each measure advancing by amendment or being passed to a third reading or engrossment.
A major portion of the session focused on the Massachusetts Consumer Data Privacy Act, with multiple members speaking in support. Supporters described the bill as a broad consumer privacy framework that would limit data collection, require consent for sensitive data, ban the sale of precise location data, restrict targeted advertising to minors, create consumer rights to access, correct, delete, and opt out of data uses, and provide enforcement tools for the Attorney General and, in limited cases, a private right of action. Several members emphasized protections for reproductive health, immigrant communities, and neural data, while others argued the bill would not burden small businesses and would instead hold large data holders accountable. The House adopted the Ways and Means amendment and ordered the bill to a third reading, then later passed the bill to be engrossed and enacted.
The House also considered and enacted Senate 2563, a bill updating language in the laws concerning individuals with intellectual and developmental disabilities. Members described the measure as removing outdated and offensive terminology and replacing it with person-first language without changing substantive law. After debate, the House adopted an amendment, passed the bill to be engrossed, and then enacted it by roll call. In addition, the House enacted the fiscal year 2026 supplemental appropriations bill, House 5470, and approved a bill extending deadlines for Middleton and Milton, both by roll call votes with no opposition.
Later, the House took up a temporary summer 2026 local-option pilot allowing municipalities to extend liquor license hours and permit public consumption in designated districts. Supporters framed it as an economic development and tourism measure tied to major upcoming events, and the House adopted an amendment, passed the bill to be engrossed, and then concurred with the Senate version. The session ended with the House adopting an adjournment order and adjourning to meet again the following Monday in informal session.
MA
Massachusetts 2025-2026 Regular Session
Formal House Session 52 Jun 4th, 2026
Massachusetts House Floor Meeting
CA
California 2025-2026 Regular Session
Assembly Floor Session Feb 23rd, 2026
California House Floor Meeting
TX
Transcript Highlights:
- House Bill 2 is a targeted, conservative plan built with purpose, structured for results, and focused
- they be from the right or from the left or from business or from grassroots organizations based on campaign
Summary:
The Senate first adopted a motion to suspend Rule 5.14 and move the intent calendar deadline to 6 p.m. that day. It then took up and passed several bills, often by suspending the regular order of business and the constitutional three-day rule. HB 1866 gave limited Texas peace officer authority to National Park Service law enforcement officers within the San Antonio Missions National Historical Park; HB 4996 increased the penalty for refusing to release a fraudulent lien when the victim is a public servant; and HB 5033 created a trigger mechanism for ending vehicle emissions inspections if federal law changes. HB 1533 made a range of appraisal and property tax procedure changes, HB 2282 raised the arrest warrant reimbursement fee from $50 to $75, HB 3421 updated probate and estates procedures, and HB 4263 revised Texas Juvenile Justice Department grievance procedures. Each of these measures advanced through second reading, third reading, and final passage, with recorded votes generally showing strong support and some opposition on a few bills.
The chamber also considered major policy bills. HB 2, the large public education and school finance package, drew extensive floor discussion and multiple amendments. Senators emphasized its $8.5 billion investment, including teacher and staff pay, school safety funding, special education, charter and traditional school funding changes, and other allotment adjustments. Several senators praised the bill as historic and collaborative, while also noting the need to monitor implementation and future effects. After adopting amendments and hearing supportive remarks from multiple members, the Senate passed HB 2 on final vote, 31-0.
Other debated measures included HB 143, which codified cooperation between the Railroad Commission and the Public Utility Commission to address electrical safety hazards at well sites and related facilities, and CS SB 3074/3070, which allowed limited written communications from the governor, lieutenant governor, and legislators to TCEQ commissioners about permit applications, with disclosure and response requirements. Senator Johnson raised concerns that the TCEQ bill could politicize an apolitical permitting process and potentially affect federal delegation, but the bill was amended and passed 28-3. The Senate also passed HB 4426 on Railroad Commission permits for commercial surface disposal facilities, HB 3161 giving TMRS cities more flexibility on employee contribution rates, and HB 2712 allowing future test years for certain water and sewer utility rate-making, with an amendment to protect ratepayers if projections overcharge them.
At the end of the session, the Senate handled several procedural motions, including re-referring HB 1904 from Criminal Justice to State Affairs and suspending posting rules so committees could meet later that day. The chamber then recessed until 2:00 p.m. Sunday, May 25, 2025, for a local and uncontested calendar, and planned to adjourn until 5:00 p.m. that same day after that calendar concluded.
TX
Texas 89th Regular
Licensing & Administrative Procedures Apr 15th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- For COVID and again statewide after COVID, both campaigns were more than paid for themselves.
- charities to dedicate sufficient resources for responsible operations, prepare for emergencies, and plan
Bills:
HB 1301 , HB2278 , HB2776 , HB2820 , HB3848 , HB3920 , HB4172 , HB4215 , HB4284 , HB4285 , HB4463 , HB4517 , HB4690 , HB4765 , HB4766 , HB4767 , HB4768 , HB4769 , HB4773 , HB4830 , HB5506
Committee:
House Licensing & Administrative Procedures
Keywords:
alcohol, beverages, winery permit, restaurant, malt beverages, Texas Alcoholic Beverage Code, alcohol production, home brewing, family use, craft beverages, massage therapy, licensing, criminal offenses, sexually oriented businesses, public safety, bingo, charitable gaming, operating capital, regulation, funding
US
US Federal 2025-2026 Regular Session
Hearings to examine big fixes for big tech. Apr 1st, 2025 at 01:30 pm
Competition Policy, Antitrust, and Consumer Rights Subcommittee
Transcript Highlights:
- Digital advertising is, in many respects, the lifeblood of campaigning.
- We plan to reintroduce this legislation soon and we hope we can move it alongside Senator Lee's America
Keywords:
antitrust, competition policy, digital advertising, monopoly, America Act, big tech, consumer rights
Summary:
The meeting, titled 'Big Fixes, Big Tech', marked the first hearing of the Senate antitrust competition policy and consumer rights subcommittee in the 119th Congress. Chairman Lee opened the session focusing on the urgent need for effective solutions regarding anti-competitive behavior among major tech firms like Google and Facebook, highlighting several ongoing court cases regarding monopolistic practices in the digital advertising and search markets. Key discussions included the limitations imposed on small businesses and innovation due to the dominance of these tech giants, with many testimonies advocating for stronger legislative measures, including the America Act. The act aims to disrupt the monopolistic capabilities of these firms and restore competitive integrity in the marketplace, which has suffered under their oppressive market control.
FL
Florida 2025 Regular Session
March 25, 2025 - 03:30 PM
Transcript Highlights:
- We also housed the Florida Campaign for Grade Level Reading, and that is an initiative statewide that
- Just five years ago, Florida's annual spending plan was $92 billion.
Summary:
The Pre-K through 12 Budget Subcommittee met during Budget Week and first considered three member bills. House Bill 1111, by Rep. Valdes, would eliminate the option for students to leave high school with a certificate of completion instead of a standard diploma. Valdes said the bill was inspired by students who met credit requirements but could not pass a required assessment, and argued the certificate does not provide access to college, trade school, or military service. The bill passed unanimously, 15-0. CS for House Bill 127, by Rep. Kendall, would support students with disabilities by using existing Florida Department of Education curriculum to create micro-credentials and coordinating with the Florida Center for Students with Unique Abilities and OSHA on workplace safety. Goodwill, the Florida Developmental Disabilities Council, Florida PTA, and others supported the bill, which also passed unanimously, 15-0. House Bill 1367, by Rep. Booth, addressed chronic absenteeism by requiring statewide definitions and more uniform attendance reporting, along with rules for excused and unexcused absences and early identification of chronically absent students. Testimony emphasized inconsistent district policies and the need for clearer data and interventions. The bill passed 13-0, with some members noting concerns about implementation details and future rulemaking.
The committee then took up PCB-P-PKB-2501, the proposed conforming bill for the fiscal year 2025-2026 Pre-K through 12 budget. The chair said the bill was designed to align statutes with budget and scholarship funding procedures, especially around the Florida Education Finance Program and scholarship payments. The PCB would require Florida student ID numbers for scholarship students, standardize cross-checking against FTE survey data, set quarterly payment dates, and use one data source for both reporting and withholding scholarship-related FFP amounts. It also would reduce certain add-on weights by 50%, remove the budget stabilization program, and repeal the educational enrollment stabilization program. Several members raised concerns that the add-on weight reductions could hurt career and technical education, AICE, IB, and CAPE programs, while the sponsor argued the data showed too much spending in an “other” category and that the reductions were aimed at aligning funding with actual program costs. Public testimony was mixed: some supported tighter accountability and clearer payment rules, while others warned against undermining expensive career-readiness programs. The PCB passed 11-2.
After the conforming bill, the chair presented the proposed fiscal year 2025-2026 Pre-K through 12 budget, totaling just under $21 billion, about $400 million below the current year. She said the budget reflects a need to slow spending growth and includes $20 million for New Worlds Scholarship Accounts, $7 million for security grants at Jewish day schools and preschools, $14 million for public school transportation stipends, an overall FEFP increase of about $747.7 million, $100 million for teacher salary increases, and increases in the base student allocation and funds per student. The committee did not vote on the budget recommendation at this meeting; it was distributed for review and will move to the Budget Committee next week.
FL
Transcript Highlights:
- And I plan to keep going and being board-certified.
- plan or not.
- And if And I can either conform to that plan or not.
- The report includes the mission, the values, and a strategic plan.
- They have remedied those three corrective action plans.
Committee:
Senate Ethics and Elections
Summary:
The committee first considered the confirmation of Dr. John Lattell to the Florida Board of Medicine. In questioning, senators focused heavily on his views on abortion, vaccines, ivermectin, hormonal birth control, and the role of CDC/FDA guidance in board discipline cases. Dr. Lattell said the board should apply Florida statutes, described himself as strongly pro-life and skeptical of some federal health guidance, and said he would be sympathetic when judging fellow physicians because of his own experience in practice. Supporters praised his medical background, military service, and family medicine experience, while opponents argued his stated views could affect his ability to fairly discipline other doctors. The committee voted 5-2 to recommend confirmation, with Senators Polsky and Rouson voting no.
The committee then took up the confirmation of Taylor Hatch as Secretary of the Florida Department of Children and Families. Hatch outlined her background at DCF and APD and described department priorities including streamlining services, improving child welfare and behavioral health systems, expanding peer support, and reducing SNAP error rates. Members asked detailed questions about Hope Florida, the number and role of Hope Navigators, agency responsiveness on bill analyses, and accountability for community-based care contractors. Hatch said Hope Florida is a partnership-based navigation effort aimed at self-sufficiency, that 143 Hope Navigators are in place, and that the department is working to improve transparency and oversight through contracts, audits, and a proposed funding model.
Senators also pressed Hatch on the Hope Florida Foundation’s compliance history and on forensic audits of community-based care agencies, especially Northwest Florida Health Network. Hatch said the foundation is now in compliance and under audit, and that the contractor had completed corrective actions and was operating within current accountability limits. She said DCF had not yet conducted new forensic audits under her tenure but was preparing another round and was considering using contracted-services dollars to support that work. The discussion ended with continued questioning on oversight, staffing, and whether the agency could provide more formal bill analyses going forward.
NH
New Hampshire 2026 Regular Session
House Environment and Agriculture (03/31/2026)
Environment and Agriculture
Transcript Highlights:
- We weren't planning on providing any formal testimony, but we are happy to answer any questions.
- We weren't planning on to speak today.
- Yes, for the plan review, and then for the license.
- review would be 125 for the the plan review would be 125 for the license<01:52:08.080><c> tier.
- </c> without issuing a license and the plan without issuing a license and the plan review<02:00:00.440
Committee:
House Environment and Agriculture
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Um, currently, you know, bronze and catastrophic plans are still EHB plans under the Affordable Care
- Um, currently, you know, bronze and catastrophic plans are still EHB plans under the Affordable Care
- plan? plan?
- </c> for for this plan year 2026. for for this plan year 2026.
- </c> we'll work with the plans on the issue. we'll work with the plans on the issue.
Bills:
HB20 , HB2612 , HB2404 , HB2459 , HB2194 , HB1880 , HB2284 , HB1969 , HB2458 , HB1546 , HB2161 , HB1721 , HB1641 , HB2137 , HB1782 , HB2360 , HB1965 , HB1897 , HB1513
Committee:
House Consumer Protection & Commerce
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
AK
Alaska 2025-2026 Regular Session
House Floor Session Jul 16th, 2026 at 10:30 am
Alaska House Floor Meeting
Transcript Highlights:
- actions, procurement status, FID status, major project phase decisions, and any decommissioning planning
- That's what the plan developer wanted: tax restructuring.
- And as I understand it, the plan developer—now, I wouldn't go ...structuring.
- And as I understand it, the plan developer—now, I wouldn't go so far as to say, you go write the bill
- But as I understand it, the plan developer is just peachy, just fine with this bill.
AZ
Transcript Highlights:
- Safety, planning, and communication are built into everything we do, and our safety record reflects that
- As someone who was in campaign life for 30 years, and unfortunately you hit unemployment every two years
- I had a whole thing planned out, but it seems like there's some confusion here because everything that
- APS currently has four service plans and 49 historical plans that you can be on.
- So then SRP has 13 plans; none of them reference the term basic.
Committee:
House Commerce
Keywords:
digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, mobile homes, recreational vehicles, landlord tenant laws, tenant rights
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Sep 10th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- So I would ask you how you are coordinating with the AOC and their mapping and planning, specifically
- regarding your education plan and all the numbers.
- But, um, have you seen from health care from the state a plan to—I mean, maybe it's not advantageous
- Is there any kind of a concrete plan to reduce the error rate?
- So I think that they would say that they're constructing a plan.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/19/2025)
Transcript Highlights:
- plan.
- plan.
- </c> to switch to the more benefit Rich plan to switch to the more benefit Rich plan plan<04:02:16.439
- plan.
- plan, correct?
Summary:
The committee first heard testimony on House Bill 437, which would change New Hampshire law on undischarged mortgages by creating a shorter period after which certain old mortgages would be treated as unenforceable. Prime sponsor Representative Bill Boyd said the bill was developed with input from bankers, lawyers, realtors, the Attorney General’s office, and the Banking Department, and he noted a drafting correction needed on line 18. He explained that the proposal would replace current law with a new framework modeled partly on Massachusetts, including a five-year expiration after a stated maturity date and a 35-year period for mortgages without an expiration date. Supporters said the bill would help clear obsolete title defects, reduce costly quiet-title litigation, and make real estate transactions easier for consumers, attorneys, and conveyancers.
Representative Mary Hakken-Phillips, Susan Cole of the New Hampshire Association of Realtors, and Michelle Coffin all testified in support, describing the bill as a consumer protection measure. They said undischarged or improperly discharged mortgages often surface during title searches, causing delays, legal expenses, and failed or delayed closings. Coffin and Hakken-Phillips emphasized that many of these cases involve old, effectively obsolete mortgages and that the current process often requires expensive court action even when no one contests the title. Cole described a recent transaction in which a title defect caused a buyer to walk away and later restart the financing process, creating costs for both buyer and seller. A committee member asked about notice to mortgage holders; the response was that the lender bears responsibility for recording and extending the mortgage, and that due process rights would remain if a lender later contested the discharge.
Ryan Hill of the New Hampshire Bankers Association said the banking industry had reviewed the bill and was generally comfortable with it, while requesting a delayed effective date so members would have time to adjust their recording practices. He said the bill’s January 1, 2028 effective date reflected that request. After closing the hearing on HB 437, the committee opened a hearing on House Bill 721, the Gold and Silver Legal Tender Act. Representative Juliet Harvey-Bolia introduced it as a bipartisan economic justice bill intended to recognize gold and silver as legal tender, protect against inflation, and address concerns about trust, taxes, and government taking. She argued that gold is a stable store of value and discussed tax treatment in neighboring states, federal history, and digital gold platforms. The hearing on HB 721 was still in progress when the transcript ended, with the chair limiting questions because of time.
VA
Virginia 2026 1st Special Session
Commission on Unemployment Compensation Jul 9th, 2026
Transcript Highlights:
- an obligation and, I started privilege, to communicate publicly and to run a public information campaign
- , a public education campaign throughout the duration of the program.
Summary:
The Commission on Unemployment Compensation met, established a quorum, and elected Delegate Destiny LeVere Bolling as chair and Senator Mike Jones as vice chair. The commission also adopted its electronic meeting policy and heard introductions from new members, staff, and officials from the Secretary of Labor’s office and the Virginia Employment Commission (VEC). Secretary Jessica Lumen outlined the administration’s workforce and labor priorities, including supporting workers, employers, and program transparency, while members raised concerns about business climate, job losses, labor participation, and the implementation of paid family and medical leave.
Staff provided legislative updates on recent unemployment-related bills. These included increases to the weekly unemployment benefit amount enacted in 2025 and 2026, a bill on labor dispute disqualification that changed how lockouts are treated for benefit eligibility, and a budget item providing $75,000 for actuarial support to the commission. The commission also discussed the 2025 work group on annual adjustments to weekly benefit amounts; staff reported that the work group did not complete its charge, and members agreed to revisit whether to reconstitute it at a future meeting. Delegate Martinez expressed support for continuing the work, and the chair said the issue would be taken up at the next meeting.
Deputy Commissioner Joanna Darkus gave a detailed presentation on Virginia’s unemployment insurance system, including current claims data, eligibility rules, employer tax structure, benefit levels, trust fund solvency, fraud prevention, and customer service operations. She reported that Virginia’s unemployment rate remains low, weekly claims are modest, the current weekly benefit range is $160 to $478, and the trust fund balance factor is projected at 50.9 percent, near the threshold for additional employer charges. Members asked about the taxable wage base, trust fund solvency, the effect of benefit increases, fraud controls, and the planned paid family and medical leave program. VEC said it is implementing that program through regulations, staffing, IT procurement, public listening sessions, and consultation with other states. A public commenter from the Virginia Poverty Law Center urged the commission to strengthen state investment in unemployment insurance and warned that federal support is uncertain. The commission then adjourned without taking further action.
VA
Virginia 2026 Regular Session
Commission on Unemployment Compensation Jul 9th, 2026
Transcript Highlights:
- obligation and, I started to say, a privilege to communicate publicly and to run a public information campaign
- , a public education campaign, throughout the duration of the program.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 22nd, 2026
Oklahoma Senate Floor Meeting
Transcript Highlights:
- reducing light pollution as well as building and glass collisions through the Lights Out Oklahoma campaign
- reducing light pollution as well as building and glass collisions through the Lights Out Oklahoma campaign
Bills:
HB3834 , HB3940 , HB4346 , HB2947 , HB3257 , HB3264 , HB4326 , HB4421 , HB3944 , HB3979 , HB4118 , SCR22 , SB169 , HB1047 , HB2123 , HB2650 , HB3260 , HB3403 , SR41 , HB3649 , HB3742 , HB3831 , HB3996 , HB4321 , HB4339
Keywords:
HB3834, Oklahoma Breakthrough Therapy Act, ibogaine, ibogaine-based therapeutics, ibogaine analogs, clinical trials, FDA approval, breakthrough therapy designation, opioid use disorder, substance use disorder, traumatic brain injury, mental health, neurological disorders, drug development, public-private partnership, State Department of Health, intellectual property, revolving fund, research funding, medical licensing
Summary:
The Senate convened with a quorum, heard an invocation, and recognized several guests and groups in the gallery, including the Ponca City High School Poe High Steppers, the Edmond Democratic Women, family members of senators, a Grace Reform Baptist Church co-op group, and Oklahoma 4-H participants. The chamber also honored the Red Oak Lady Eagles state championship basketball team with a citation and remarks celebrating their first school basketball title and strong season.
The Senate adopted Senate Concurrent Resolution 22, supporting the Lights Out Oklahoma campaign to reduce bird mortality during migration by encouraging reduced exterior lighting in peak migration months. The chamber also adopted Senate Resolution 41, proclaiming April 22, 2026, as the 27th annual 4-H Day at the Capitol, with testimony from 4-H representatives emphasizing youth leadership, civic engagement, and workforce readiness.
Several bills passed, including House Bill 169 (house amendments adopted and the bill passed as an emergency measure), House Bill 2123 on the Arkansas River bridge, House Bill 2650 on summary administration estate thresholds, House Bill 3260 on funeral director continuing education approvals, House Bill 3403 on a DEQ/OSU sewage sludge pilot study, House Bill 3649 on the Mental Health Department real property trust, House Bill 3742 on criminal discovery, House Bill 3831 on a Task Force One revolving fund, House Bill 3996 on indigent defense experts in capital cases, House Bill 4321 on limits on retroactive building rule application, and House Bill 4339 on summary administration notice timing. House Bill 1047, which would have authorized a tribal sports betting framework and related revenue distributions, drew extensive debate over gambling addiction, revenue, tribal compacts, geofencing, and NIL funding, but failed 21-27; Senator Coleman gave notice of intent to reconsider. The Senate then announced an Appropriations Committee meeting and adjourned until the next scheduled session.
LA
Transcript Highlights:
- Representative Gloria also, I'm fresh off the campaign trail... Mr.
- Chair, Representative Glorioso, I'm fresh off the campaign trail, and homeowners insurance policy is
Committee:
House Insurance
Summary:
The House Committee on Insurance met on March 25 and took up House Bill 577 by Representative Glorioso, which would change Louisiana’s bad-faith insurance penalty language from a flat 50% to “up to 50%,” giving judges discretion to award a lower penalty in cases involving minor or technical delays. Glorioso argued the bill would correct an omission from the 2024 consolidation of the bad-faith statutes, reduce unnecessary litigation over nominal delays, and potentially help lower reinsurance and homeowners’ insurance costs. Committee members questioned whether the change would weaken consumer protections or reward insurer misconduct, especially in catastrophe claims after storms, and whether any real rate relief would follow.
Opposition testimony came from the Louisiana Association of Justice and Real Reform Louisiana. They argued the current penalty provisions are important guardrails that help force timely payment and fair handling of claims, especially after hurricanes, and that the bill would reduce deterrence without producing meaningful premium reductions. They also said insurers already have substantial time and procedural protections under the law, and that penalties are rarely awarded but serve as leverage in settlement negotiations. Supporters and the Department of Insurance said Louisiana’s penalty structure is an outlier compared with other states and that the bill could make the market more competitive, though the department said it did not have court data on bad-faith judgments and could not quantify the bill’s effect on rates.
After debate, Representative Glorioso closed by saying he was open to further language changes but asked the committee to advance the bill. The committee then voted 10 yeas and 6 nays to report House Bill 577 favorably. Afterward, the committee moved on to the next item, House Bill 955.
LA
Transcript Highlights:
- Representative Glorioso, I'm fresh off the campaign trail, Mr.
- Chair, Representative Glorioso, I'm fresh off the campaign trail, and homeowners insurance policy is
Committee:
House Insurance