Video & Transcript Research : 'unlicensed practice'
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CA
California 2025-2026 Regular Session
Assembly Insurance Committee Mar 19th, 2025
Transcript Highlights:
- left policyholders uncertain about what they are actually paying for, and unethical solicitation practices
- left policyholders uncertain about what they are actually paying for, and unethical solicitation practices
- It would also ban predatory solicitation practices, preventing adjusters from contacting survivors while
- in authoring this important measure that will protect Californians from price gouging and unfair practices
- We can learn and become best practices, but we're here, right?
Summary:
The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0.
The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026.
Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
MN
Minnesota 2025-2026 Regular Session
Banning cryptocurrency kiosks 2/26/26
Minnesota House Floor Meeting
Transcript Highlights:
- The scammers will send people to unlicensed options. People will use gift cards.
- Our chief compliance officer practice.
- The scammers will send people<00:15:02.959>
to <00:15:03.360>unlicensed <00:15:04.720>- <00:15:05.519>
People people to unlicensed um options.- People people to unlicensed um options.
- <00:15:05.519>
Summary:
The committee heard House File 3642, as amended by the DE1, which would prohibit virtual currency kiosks in Minnesota. The author, Chair Kaggel, said the bill is intended to stop scammers from using crypto kiosks to defraud vulnerable people, especially older adults, because the transactions are often irreversible and hard to trace. Representative Perryman spoke in support, describing local fraud cases and saying the issue had come to her attention through St. Cloud residents and police. The bill was laid over for further work with the Department of Commerce and other interested members.
Testimony from law enforcement and advocates strongly supported the ban. A St. Cloud police sergeant said the problem is statewide and described a case in which a 78-year-old woman lost $80,000 after being directed to a kiosk. A Woodbury detective said current safeguards, including warnings, limits, and refund provisions, have not stopped weekly victimization and that scammers coach victims to bypass protections. An AARP Minnesota volunteer said kiosks are a preferred vehicle for scammers because they move stolen funds quickly and are especially harmful to older adults, and he noted that the 2024 consumer protections have not been enough.
The Department of Commerce also supported the bill, saying crypto kiosks are a growing fraud vector and citing 120 complaints over three years, nearly $1 million in reported losses, and 70 cases with $540,000 in losses already in 2025. The department said many victims do not report losses, so the true amount is likely higher. In contrast, Coinflip’s general counsel opposed a ban and argued that fraud should be addressed through stronger regulation, refunds, blockchain analytics, and customer-service requirements rather than prohibiting a legal product. He said scams would continue through other channels if kiosks were banned. In discussion, members asked about the number of kiosks, how long they have been operating in Minnesota, and the scale of losses; the department said there are about 350 licensed kiosks operated by 8 to 10 operators, though the total number may be higher.
FL
Transcript Highlights:
- I graduated with my DVM in 2025 from Kansas State University and returned to a practice that primarily
- A pet dealer who violates the law commits an unfair, deceptive trade practice.
- It allows voluntary participation in best management practices.
- The amendment updates disciplinary actions and unlicensed activities sections in Chapter 560 to apply
- The amendment updates disciplinary actions and unlicensed activities sections in Chapter 560 to apply
Bills:
S0050, S0054, S0176, S0178, S0198, S0290, S0420, S0502, S0538, S0706, S0834, S0936, S0962, S1004, S1080, S7022
Keywords:
veterans, treatment court, nonviolent felony, probation, mental health, cognitive function, psychotropic drugs, violent offenders, autopsy procedures, medical records, school safety, campus safety, higher education, university safety, college safety, student safety, threat assessment, violence prevention, credible threat, campus security
Summary:
The committee heard and advanced several bills, beginning with CS for CS for SB 54, which requires district medical examiners to perform toxicology screenings for psychotropic drugs and intoxicating substances in autopsies of violent offenders and report findings to state agencies. It was reported favorably after brief discussion about how the data would be used. CS for SB 176 also passed, requiring public postsecondary institutions to make campus safety reporting and response procedures clearer and more accessible for students, faculty, and staff who receive threats. Both bills were approved without opposition in the meeting.
The committee then took up the large Florida Farm Bill, CS for CS for CS for SB 290, which drew extensive testimony and multiple amendments. The bill includes changes to fair associations, a preemption on local restrictions affecting gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinary loan repayment program, permanent authorization for Farmers Feeding Florida, expanded Florida Forest Service training, a ban on signal jamming devices, tougher CDL English-proficiency penalties, protections for food safety inspectors, biosolids provisions, and contractor payment enforcement. Amendments expanded veterinary loan eligibility to equine veterinarians, merged citrus research entities, made technical corrections, and revised contractor payment language; a late-filed amendment removed the bill’s disparagement clause after significant First Amendment concerns and public testimony. A separate amendment delayed biosolids compliance deadlines. The bill was reported favorably as amended.
Also approved were CS for CS for SB 834, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement; SB 936, allowing temporary door locking devices at any height above the floor and directing the Building Commission to add standards to the code; and CS for SB 50, expanding veterans’ courts statewide. Later, CS for CS for SB 1004 advanced with a strike-all regulating dog and cat sales, requiring disclosure of medical records and financing terms, a three-day waiting period for financed purchases, and consumer protections against deceptive pet sales; an amendment removed an appropriation section. The committee also approved CS for CS for SB 178, which directs the FHSAA to adopt rules allowing coaches to provide limited good-faith support to student-athletes, and CS for CS for SB 198, regulating virtual currency kiosks with registration, warnings, transaction limits, receipts, and refund protections. Each of these bills was reported favorably by recorded vote.
OK
Oklahoma 2026 Regular Session
Senate legislative Session Mar 23rd, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- He tells me that this is all current practice.
- And this is just making sure that statute aligns with that practice.
- to apply for independent practice.
- Practicing and having independent practice if they have not already completed all their prerequisite
- So, how are we legislating business practices?
Bills:
SB1521, SB372, SB1232, SB1307, SB1338, SB1390, SB1451, SB1463, SB1558, SB1567, SB1595, SB1621, SB1734, SB1749, SB1827, SB1833, SB1991, SB1992, SB63, SB2063, SB2180, SB1198, SB80
Keywords:
artificial intelligence, AI, generative AI, chatbot, conversational AI, companion AI, AI companion, virtual companion, chatbot regulation, minor safety, child online safety, parental controls, content moderation, self-harm, suicidal ideation, crisis intervention, mental health claims, romantic AI, emotional dependence, app store
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 17th, 2026 at 09:00 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Senate Bill 1948 updates Oklahoma's fireworks laws to better reflect current use and sales practice.
- You know, what I'd no longer practice throwing fireworks for that very reason.
- I had to carry that for my own protection whenever I serve in my law practice.
- I think that's incredibly important, but I think the practicality of this bill is problematic, especially
- whether or not including jail time can serve a deterrent effect, but I think there are also some practical
Bills:
SB1627, SB227, SB366, SB1193, SB1433, SB1450, SB1481, SB1749, SB1810, SB1812, SB1921, SB1948, SB2044, SB2178, SB169, SB1877, HB1409, SB1266, SB1432
Keywords:
criminal code cleanup, duplicate statutes, statutory consolidation, repealer bill, emergency clause, Title 21 crimes, Title 47 DUI, child abuse reporting, child neglect, child sexual abuse material, child pornography, sex offenses, rape, stalking, domestic abuse, domestic violence, human trafficking, sex trafficking, gang-related offense, eluding police
NM
New Mexico 2026 Regular Session
House - Chamber Meeting Feb 4th, 2026 at 11:20 am
New Mexico House Floor Meeting
Bills:
HB95, HB111, HJR1, HM7, HM17, HM4, HM22, HM3, HM11, HM14, HM15, HM21, HM34, HB2, HB32, HB33, HB61, HJM2, HM23, HM24, HM26
Keywords:
HB95, additional judgeship, district court, judicial district, First Judicial District, Second Judicial District, district judges, court administration, judicial staffing, caseload, access to justice, New Mexico courts, judiciary, judge vacancy, court backlog, state courts, water law, state engineer, civil penalty, compliance order
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Nov 6th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- Do you have unlicensed home care? Do you have unlicensed home care providers in your organization?
- The unlicensed ones that are just certified, are they doing background checks?
FL
Florida 2026 4th Special Session
January 28, 2026 - 08:00 AM
Transcript Highlights:
- specific response to a threat, the church and/or the individuals could be held responsible for being unlicensed
- As for the question of whether or not the unlicensed concealed carry bill that passed a few years ago
- anonymously unjustly targets the victims' rights to anonymity as well as long-standing trauma-informed practices
- strengthening oversight of the bail bond agents, prohibiting virtual offices, restricting solicitation practices
KY
Kentucky 2025 Regular Session
Administrative Regulation Review Subcommittee (12-8-25)
Transcript Highlights:
- Also, I will say that under section four of the bill, the unlicensed sale is—I'm sorry—under the bill
- Also, I will say that under section four of the bill, the unlicensed sale is—I'm sorry—under the bill
- It is the same as unlicensed sale of alcohol. It literally refers to the alcohol statute.
- There's still an ongoing scheduling order related to discovery and motions practice.
- Uh so to be able and motions practice.
Summary:
The committee first approved the minutes and then recognized a staff member’s birthday and a guest shadowing Senator Adams. It then moved into informational review of Education and Labor Cabinet, Department of Education regulation 702 KAR 3:30, which sets insurance coverage requirements for school district buildings and structures. Department of Education officials explained that districts are expected to carry coverage at replacement cost and said they understand some districts participate in self-insurance pools with backup policies, but they deferred detailed insurance questions to the Department of Insurance. Senators raised concerns that pooled coverage could leave districts exposed if claims exceed pool limits, and the chair asked KDE to follow up with DOI to confirm districts are adequately covered, especially for bondholders. No vote was taken on the informational review.
The committee then reviewed emergency ABC regulations 804 KAR 130:01 through 130:04 implementing Senate Bill 100’s new licensing requirements for tobacco, nicotine, and vapor product businesses. ABC and Public Protection Cabinet representatives outlined the emergency rules governing enforcement, license applications, denial criteria, and transitional licenses. Retail industry witnesses Shannon Stiglet and Brian Clark said they support licensure in principle but argued the rules add duplicative requirements borrowed from alcohol licensing, create confusion about transitional licenses, and may be too burdensome for the roughly 7,000 affected businesses to meet by the January 1 deadline. They also said guidance has been inconsistent and requested the agency revise the regulations, remove requirements not grounded in law, and provide clearer, separate processes for new and existing businesses.
Committee members asked whether the industry had worked directly with ABC and noted the public comment period was still open. Witnesses said they had communicated with ABC and the Public Protection Cabinet, but responses had been uneven and they wanted written guidance. Members expressed concern about the short timeline and the need to avoid disruption so businesses can operate legally on January 1. Representative Marzian asked for clarification that the discussion concerned emergency regulations already in effect while ordinary regulations remain in process. No formal action was taken beyond receiving the informational testimony and discussion.
MN
Transcript Highlights:
- Students can take practice tests and get real-time feedback with this program.
- And only 6% of the schools meet best-practice recommendations from the American Association of School
- And only 6% of the schools meet<00:24:47.600>
best <00:24:47.919>practice <00:24:48.760> recommendations <00:24:49.760>from meet best practice recommendations from meet best practice- unlicensed paraprofessionals. unlicensed paraprofessionals.
CA
California 2025-2026 Regular Session
Assembly Arts, Entertainment, Sports, and Tourism Committee Jun 24th, 2025
Arts, Entertainment, Sports, and Tourism
MN
Transcript Highlights:
- program, and it’s on-the-job experience, so apprentices learn while teaching and engaging in the practical
- while um teaching and engaging<00:02:48.680>
in <00:02:48.879>the <00:02:49.080>Practical - <00:02:49.599>
work <00:02:50.400>of engaging in the Practical work of engaging in - the Practical work of everyday<00:02:51.400>
teaching <00:02:52.400>um <00:02:52.879> - Very often that’s a paraprofessional or other unlicensed person that works in the district, and at least
Keywords:
education, special education, apprenticeship, funding, grants, intermediate school districts, teacher apprenticeship, registered apprenticeship, teacher licensure, teacher shortage, workforce development, education finance, K-12 education, higher education, Professional Educator Licensing and Standards Board, PELSB, Tier 3 license, teacher preparation, mentor teacher, school district
FL
Florida 2026 5th Special Session
Regulated Industries Jan 12th, 2026
Transcript Highlights:
- I recently retired after having practiced for 42 years in Jacksonville, Florida.
- What percentage of all licensed practicing veterinarians in Florida are members of your association?
- So 75% of the practicing veterinarians in this state are not a member of your association.
- So 75% of the practicing veterinarians in this state are not a member of your association.
- I owned a private practice. We used to have veterinary technicians come in.
Summary:
The Committee on Regulated Industries met with a quorum and took up two bills. First, it considered SB 754 on heated tobacco products. The sponsor said the bill would define heated tobacco products and exempt them from the cigarette tax, arguing they are a less harmful alternative for nicotine users. Senators asked about youth access and regulation, and the sponsor said he would research those issues further. A representative of the Florida Retail Federation appeared in support, and the committee voted the bill favorably.
The committee then heard SB 796 on veterinary medicine, after adopting a delete-everything amendment. The amended bill would create a Veterinary Professional Associate (VPA) role, allowing individuals with a master’s degree and national competency exam to perform certain delegated veterinary tasks under a licensed veterinarian’s responsible supervision. It also expanded the allowable period for telehealth prescriptions for flea and tick products and other medications. Supporters said the bill would expand access to care, reduce costs, and help address veterinary shortages, while opponents from the Florida Veterinary Medical Association argued the proposal was unnecessary, could create safety and federal-law concerns, and that existing veterinary technicians and other workforce measures were a better solution. After testimony and debate, the amendment was adopted and the bill was reported favorably.
During final debate, several senators said the VPA proposal was more limited and better balanced than earlier versions, with the veterinarian retaining liability and control over delegated duties. The sponsor closed by emphasizing rising veterinary costs, shortages of care, and the need for more affordable access for pet owners. The committee then adjourned.
NM
New Mexico 2026 Regular Session
House - Health and Human Services Feb 18th, 2026 at 09:38 am
House Health & Human Services
MN
Minnesota 2025-2026 Regular Session
Minnesota House passes omnibus cannabis bill 5/17/26
Minnesota House Floor Meeting
Transcript Highlights:
- 00:03:54.040>
civil <00:03:54.360>action <00:03:54.880>on <00:03:55.080>unlicensed - OCM to take civil action on unlicensed OCM to take civil action on unlicensed businesses<00:03:56.120
Summary:
Senate File 4401, a cannabis bill, was presented as a broad maintenance package developed through months of work with more than 80 stakeholders, including small businesses, labor, tribal representatives, medical licensees, and the Office of Cannabis Management. The author said it makes a series of technical and policy adjustments, including support for small businesses, hemp QR codes, privacy protections, event coordinator changes, clearer product definitions, investor and timeline changes, and a bridge for hemp businesses to enter cannabis. It also addresses medical cannabis access by renaming medical combination licenses as macro licenses, eliminating the grow-and-sale ratio, correcting canopy estimates, requiring key products to be stocked, and creating a first step toward a medical psilocybin program with a report and federal funding directive.
Representative West supported the bill overall but criticized the canopy reduction for medical combination licenses, arguing it changes the rules midstream and could lead to litigation and taxpayer costs. He said the bill helps social equity applicants by allowing more outside investment and described the hemp provisions as a way to save that industry. The author responded that the bill right-sizes a temporary system and reflects stakeholder agreement on needed changes.
After discussion, the author again urged a green vote and thanked staff and prior cannabis workers for their help. There were no amendments at the desk, the bill was given a third reading, and the House passed Senate File 4401 by a vote of 92 ayes to 42 nays, with the title agreed to.
FL
Transcript Highlights:
- I recently retired after having practiced for 42 years in Jacksonville, Florida.
- What percentage of all licensed practicing veterinarians in Florida are members of your association?
- So 75% of the practicing veterinarians in this state are not a member of your association.
- So 75 percent of the practicing veterinarians in this state are not a member of your association.
- I owned a private practice. We used to have veterinary technicians come in.
Keywords:
heated tobacco products, tobacco regulation, vaping, definition changes, Florida statutes, veterinary medicine, telehealth, veterinary professional associate, animal health, public safety, access to veterinary services
Summary:
The Committee on Regulated Industries met with a quorum and took up two bills. First, it heard SB 754 on heated tobacco products. The bill would statutorily define heated tobacco products and exempt them from the cigarette tax. Senator Davis questioned why the exemption was needed, and Senator Bernard asked about youth access; the sponsor said the bill was limited to taxation and would look into age and regulatory issues. A Florida Retail Federation representative appeared in support. The committee voted the bill favorably, and Senator Bracey Davis later asked to be recorded as voting in the affirmative on tab 1.
The committee then considered SB 796 on veterinary medicine, after adopting a delete-everything amendment. The amended bill would create a Veterinary Professional Associate (VPA) role for individuals with a master’s degree in veterinary clinical care to perform delegated tasks under a licensed veterinarian’s responsible supervision. It also would extend the time period for telehealth prescriptions for flea and tick products from one month to six months and for other medications from 14 days to 30 days. Senator Boyd raised liability concerns, and the sponsor said existing statute already places liability on the supervising veterinarian.
The Florida Veterinary Medical Association testified against the bill, arguing Florida should expand and better utilize existing veterinary technicians rather than create a new mid-level role, and warning about federal prescribing restrictions and animal safety. Supporters, including the Animal Legal Defense Fund and Dr. Wayne Jensen, argued the bill would expand access to care, reduce costs, and provide a well-trained supervised workforce. Several senators said the bill balanced access and safety, and the committee reported SB 796 favorably. The meeting then adjourned.
NH
Transcript Highlights:
- Doing it unlicensed and unregistered may be, but that's where the issue is.
- than practical. than practical.
- You don't have to take a practical test. >> We want to classify them.
- You don't have to take a practical test. >> Way it's defined, it's a bicycle.
- You don't have to take a practical test. >> It's their mode of transportation.
HI
Hawaii 2025 Regular Session
HLT/HSH Joint Public Hearing - Wed Mar 19, 2025 @ 9:00 AM HST
Transcript Highlights:
- scope of practice under a collaborative<00:25:44.480>
practice <00:25:44.880>agreement. - <00:25:45.520>
So collaborative practice agreement. So collaborative practice agreement. - We're also in scope of practice.
- physicians practice in specialty areas. physicians practice in specialty areas.
- <01:31:55.679>
Thank as practical reasons. Thank you. Thank as practical reasons.
Summary:
The joint hearing opened with SB 1442, which would update the statute governing the Child and Adolescent Mental Health Division and clarify its role as the state Medicaid provider of intensive mental health services for children and adolescents with serious emotional disturbance. The Department of Health testified in strong support, saying the current statute is outdated and warning against any unfunded mandate because the division relies on federal funding and faces uncertainty about future resources. Written testimony from several organizations also supported the bill. The committees took no immediate action and said they would hold decision-making until later.
The hearing then moved to SB 479 on ABLE savings accounts. The Hawaii State Council on Developmental Disabilities and the Hawaii Disability Rights Center supported the measure, arguing that ABLE accounts help people with disabilities save money without losing benefits and that the state needs more outreach and staffing to expand participation. A testifier with a disability said the bill would help people keep Social Security and housing stability. The chair indicated an intention to move the bill forward, and asked about funding; the discussion settled on a requested appropriation of about $75,000 for incentives.
Next, SB 1245 on reimbursement of pharmacists drew broad support from the Hawaii Pharmacists Association, rural pharmacies, the Hawaii Primary Care Association, and others, who said the bill would improve access to care, especially on neighbor islands and in rural communities, and help pharmacies participate in 340B-related services. The Insurance Division and HMSA raised concerns about bill language, saying it could be read to cover pharmacists outside an insurer’s network and that the scope of reimbursable services needed clarification; the pharmacists’ association said the bill is intended to apply only to in-network pharmacists and should continue to reference existing scope-of-practice law. The hearing also took up SB 1279, which would allow pharmacists to authorize medications via telehealth under certain circumstances. The State Board of Pharmacy opposed the bill, citing patient safety, a pilot project with reported errors, concerns about controlled substances and unregulated technicians, and the view that in-person pharmacist services are safer and already available on the affected islands. Several pharmacies and health care groups supported the measure as a way to preserve 340B access and improve service on Lānaʻi and Molokaʻi, while some local pharmacies said they already provide in-person service and opposed remote dispensing. No votes were taken in the portion of the hearing provided.
HI
Transcript Highlights:
- Has DOH, through IMS, complied with chapter 183D and chapter 386, and are their practices harming access
- Has DOH, through IMS, complied with chapter 183D and chapter 386, and are their practices harming access
- reveal any medical billing practices reveal any medical billing practices from<00:29:36.840>
- We really see these resolutions as a practical step forward, something that has durability and begins
- We really see these resolutions as a practical step forward, something that has durability and begins
Keywords:
automated external defibrillator, AED, cardiac arrest, state buildings, health education, public health, lifeguards, first responders, public safety, ocean safety, emergency response, Hawaii, workers' compensation, auditor, procurement audit, compliance, Department of Human Resources Development, transparency, accountability, medical care
LA
Transcript Highlights:
- I think this program will bring that alignment in a practical and informed way.
- What I'm suggesting is that a licensed practical nurse, who is licensed...
- In practice, inside hospitals, emergency rooms, pharmacies, and urgent care settings.
- I'd like to point out a few practical considerations.
- This would bring it back more to real time so that practice guidance could be made...
Bills:
SB57, SB405, HB62, HB193, HB203, HB222, HB246, HB420, HB475, HB486, HB574, HB584, HB815, HB949, HB1092, HB1214
Keywords:
SB 57, Act 735, Act 463, nutrition, public health, food additives, artificial colors, banned chemicals, ingredient labeling, food labeling, FDA, food and beverage regulation, consumer disclosure, school nutrition, Louisiana Revised Statutes Title 40, Louisiana Revised Statutes Title 17, food manufacturers, food retailers, compliance, effective date delay