Transcript Highlights:

• In summary, this bill offers stability and wellbeing to our community.
• 48.320> to<00:34:48.480> our stability and wellbeing to our stability and wellbeing to
• This project is vital for the financial stability of participating FQCs.
• it be through inflation or other expenses, premiums may go up.
• I think the hope of premiums may go up.

Keywords: 912, senate, all

Summary: The committee heard testimony on a large number of health-related measures, with the most extensive discussion on SB 2283, which would expand mail-order pharmacy access for prescription drugs. Supporters including HMSA, the Board of Pharmacy, and health plan groups said mail order could lower costs, improve adherence, and reduce hospitalizations, while independent pharmacies and rural neighbor-island providers warned it could harm local pharmacies, reduce access for patients who rely on face-to-face service, and create delivery and storage problems for medications. No vote was taken on SB 2283 during the excerpt, and the chair moved on after hearing testimony. The committee also heard SB 2855 on opioid antagonists, with the Insurance Division and HMSA noting that medically necessary opioid antagonists are already covered and suggesting the issue may be addressed through education or administrative fixes. Fentanyl and substance abuse groups supported the measure. SB 3045 on health insurance coverage for continuous glucose monitors drew broad support from diabetes and health organizations; HMSA said it had already expanded coverage for members on injectable insulin but raised concerns about supply constraints and said it had not yet seen an auditor study referenced in discussion. Members asked whether the bill would extend coverage beyond current policy. SB 2843 on domestic violence received support from the Public Defender’s Office, prosecutors, and victim-related organizations, who said the pilot program for misdemeanor domestic violence cases had reduced backlogs and improved court efficiency. A prosecutor also supported retaining coercive control as a petty misdemeanor tool in larger domestic violence cases. SB 2845 on healthcare facility access drew strong support from many health, legal, and advocacy groups, who said it would protect patients and staff from disruptive interference at healthcare facilities; one opponent argued it would chill lawful speech and protest and unfairly exempt labor demonstrations. The committee then heard SB 2854 and SB 3202, both healthcare-related measures, with testimony largely in support. SB 2854 drew comments from health and dental groups, and SB 3202 focused on workforce and licensing issues, including support for retired physicians volunteering, preceptor tax credits, and adding advanced midwifery and physician assistant-related provisions. The chair repeatedly enforced a one-minute testimony limit and moved through the agenda without recorded votes in the excerpt.

Transcript Highlights:

• <00:08:07.759> and current and future stability and current and future stability and success
• included in Paid Family Leave premium included in Paid Family Leave premium collection<00:20:57.559
• Fifth and lastly is regarding the 50-50 premium split within the Minnesota paid leave program.
• Fifth and lastly is regarding the 50-50 premium split within the Minnesota paid leave program.
• The 2026 premium amount estimated in the study was 106.8 million, and in 2027 it was 110.16...

Keywords: 1183, house

Summary: The committee’s first official meeting was framed as an informational session, with the chair saying no legislation would be acted on and that testimony would focus on what is working and not working for businesses and workers in Minnesota. The stated topics included earned sick and safe time, paid family and medical leave, labor shortages, and broader business climate concerns. The chair also noted the absence of DFL members and invited questions to be held until the end so testifiers could present fully. Lauren Shodor of the Minnesota Chamber of Commerce argued that Minnesota’s business climate has worsened because of high taxes, rising costs, regulation, and new workplace mandates. She cited chamber survey and research findings saying more businesses are considering leaving the state, that Minnesota companies are investing more in other states than vice versa, and that the state lags national growth rates. She said employers are especially concerned about earned sick and safe time and the upcoming paid family and medical leave program, which the chamber believes add compliance burdens and costs, particularly for small and medium-sized businesses. Matt Hilgart of the Association of Minnesota Counties said the new leave laws affect county budgets and operations because labor is the main county cost and services are often state-mandated. He said the programs were imposed outside the collective bargaining process and can duplicate existing county benefits, increase costs, and create staffing and service challenges. He asked for changes including clearer premium-sharing language, exclusion of elected officials and short-term election workers from paid leave requirements, better exemption and private-plan rules, coordination requirements for intermittent leave, and more clarity for essential employees during weather emergencies. Owen Worth of the League of Minnesota Cities said cities are facing similar implementation problems, with overlapping leave policies and concerns about stacking state and federal leave rules, and he indicated the league would support changes to reduce administrative and budget pressures on cities.

Transcript Highlights:

• Child waste and abuse has driven up health insurance premiums.
• HB4012 is closed. critical loopholes exploited by fraudsters, protects Texas families from rising premiums
• Annuities provide stability and guaranteed income, especially for elders. and retirees.
• I pay a monthly premium; it's $900 a month just because I'm 62 years old, with no medical problems and
• Coverage or charged more due to their health history, not only do these individuals face high premiums

Bills: HB1464, HB1635, HB2516, HB3317, HB3502, HB4012, HB4268, HB4386, HB4877, SB916

Keywords: prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool

Transcript Highlights:

• So there are 19 states across the country that offer premium-protected Medigap access.
• So there are 19 states across the country that offer premium-protected Medigap access.
• Actual analysis shows that insurers choose to adjust premiums.
• Actual analysis shows that insurers choose to adjust premiums.
• These bills create the accountability needed to align reimbursement with the true cost of care, stabilize

Keywords: 995, all

Summary: The Joint Committee on Health Care Financing held a public hearing on several health care bills focused primarily on autism services and kidney disease coverage. Committee chairs John Lawn and Cindy Friedman opened by outlining hearing procedures, testimony rules, and filing deadlines, and noted the hearing would be recorded and written testimony accepted. They said the day’s topics included affordability and access to behavioral health services, provider reimbursement, Medicare coverage for vulnerable populations, and MassHealth eligibility asset exemptions. A major portion of the hearing concerned House Bill 4623, which would add board-certified assistant behavior analysts (BCABAs) as a recognized mid-level supervisory role in the MassHealth reimbursement framework to help address long wait lists for autism spectrum disorder services. Representative Lisa Field, actuaries, clinicians, and autism service providers testified that the current two-tier model limits workforce capacity, contributes to long delays, and leaves families waiting months for care. Supporters said the bill could expand access, improve retention, and potentially reduce MassHealth costs, while also helping providers meet growing demand and new administrative requirements. The committee also heard testimony on House Bill 4425 and Senate Bill 2737, which would allow Massachusetts residents under 65 with end-stage renal disease to purchase Medigap coverage. Legislators, dialysis advocates, and patients described high out-of-pocket costs under Medicare, barriers to kidney transplant eligibility without secondary insurance, and the financial strain on patients and families. Testifiers said the change would affect about 846 residents, could modestly increase premiums, and might reduce Medicaid spending by preventing asset spend-downs. Senator Gomez and others spoke from personal experience with dialysis and transplant care. Finally, the committee heard testimony on House Bill 4353 and Senate Bill 2587, which would require regular data-driven review of MassHealth ABA reimbursement rates. Providers and association representatives argued that reimbursement has not kept pace with inflation, workforce shortages, accreditation costs, and new 2026 MassHealth policy requirements, and said the bills would improve transparency and ensure rates reflect the true cost of care. No votes were taken; the hearing concluded with the chairs thanking participants, inviting additional written testimony, and adjourning the meeting.

Transcript Highlights:

• Um again that stability half% or so.
• Um we or or employer premium u for 2025.
• member<00:53:28.000> cost lowest premium, highest member cost lowest premium, highest member
• rates. you know premiums are set as part of the you know premiums are set as part of the uh<00:57:48.559
• as as we set premium rates. as as we set premium rates.

Keywords: Voter List Maintenance - State Board of Elections -- 05:38 State Employee Health Insurance Plan – 44:18 Discussion of HB 622 (2025 RS) – 01:01:43, 958, all

Summary: The Interim Committee on State Government met on July 29, established a quorum, approved the June 24 minutes unanimously, and heard an update from the State Board of Elections on voter list maintenance. Taylor Brown, the board’s general counsel, explained the federal NVRA requirements and Kentucky’s statutory process for maintaining voter rolls, including use of USPS change-of-address data, ERIC reports, and agreements with non-ERIC states. He said Kentucky has entered or discussed agreements with several states, and that the board sends postcards to voters believed to have moved; if a voter does not respond to an 8D2 postcard and does not vote over two federal election cycles, the registration may be removed. He also described other removal categories such as death, felony conviction, incompetency, duplicate registrations, and self-requested cancellations. Brown reported that between July 1, 2024, and June 30, 2025, the board removed 284,381 registrations from the rolls, including 42,675 for death, 5,940 for felony conviction, 5,527 for registration in another state, 578 for incompetency, 223 based on jury questionnaires indicating non-citizenship, 746 self-removals, and 3,381 duplicates, along with 225,311 removals through the address-maintenance program. He said Kentucky’s total registrations decreased by roughly 169,000 over the year and are now below the Census Bureau’s estimate of the state’s voting-age population. Brown emphasized that receiving a postcard does not mean a voter has been purged and that failure to vote alone does not trigger removal. Members asked about the 223 non-citizen-related removals, the availability and effectiveness of alternatives to ERIC, the partisan criticism of ERIC, and how duplicate registrations are identified. Brown said the non-citizen jury questionnaire cases had been referred to the Attorney General for further review, that Kentucky currently has no organized alternative to ERIC but is pursuing reciprocal agreements with states such as Florida, and that ERIC recently changed bylaws to remove a postcard requirement that had been costly for member states. On duplicates, he said the board uses multiple data points, not just name and address, and noted that fuller Social Security data could improve accuracy. Committee leaders praised the board’s work and said they wanted to meet before session to discuss possible statutory changes to improve voter list maintenance.

Transcript Highlights:

• school readiness to economic stability. school readiness to economic stability.
• > healthy provide immediate stability, healthy provide immediate stability, healthy meals,<02:
• <02:28:52.720> and thing standing between stability and thing standing between stability and
• We're housing stability program as well.
• somebody's whole financial stability. somebody's whole financial stability.

Keywords: 1187, senate, all

Transcript Highlights:

• I'm available for questions. stability you could provide to our stability you could provide to our hospitals
• So stability is greatly appreciated.
• stability is greatly appreciated. stability is greatly appreciated.
• of their premium that they pay?" of their premium that they pay?"
• All these get upper our premiums raised.

Keywords: 919, house, all

Summary: The committee took up House File 4466, the sub health supplemental budget bill, and moved it to the Ways and Means Committee after a walkthrough of the fiscal spreadsheet and the DE1 amendment. Nonpartisan staff explained that the bill produces general fund savings of about $2.4 million in FY27 for the 2026-27 biennium and about $97.7 million in the next biennium, with most savings tied to HR1-related Medical Assistance changes affecting adults without children. The Department of Health provisions were described as largely cost-neutral, with some increases for implementation, data, and IT work. Staff then reviewed the DE1, which combines several bills into four articles. The bill includes health licensing board changes, Department of Health provisions such as all-payer claims database fees, newborn screening fee exceptions, loan forgiveness and scholarship program extensions, workforce shortage grant changes, and reciprocal licensure and mortuary science provisions. The federal conformity article makes changes related to MA work and community engagement requirements, six-month renewals, retroactive eligibility limits, contact information updates, cost sharing for MA expansion enrollees, and related provider tax and disability-notice provisions. Article 4 and Article 5 were described as forecast adjustments for DHS and the Department of Children, Youth, and Families. Public testimony focused largely on the federal conformity and eligibility provisions. Legal aid testified that the work requirements and retroactive eligibility changes would be confusing, could expand requirements beyond intended groups, and would increase uncompensated care. The Minnesota Hospital Association said shortening retroactive eligibility would increase uncompensated care and strain hospital finances, and Unidos Minnesota criticized the immigrant eligibility changes as harmful to lawfully present immigrants and Native communities. Blood Cancer United supported the all-payer claims database provisions and urged attention to fertility coverage. Representative Elkins offered an amendment to add $55,000 for the Department of Health to include denied-claims data in the all-payer claims database; Department of Health staff said the idea was useful and provided a one-time setup cost, but the amendment was not acted on in the portion of the transcript provided.

Transcript Highlights:

• Either through premiums, higher deductibles, or co-pays.
• They come with higher premiums.
• They come with higher premiums.
• There are no premium increases in this bill.
• The state premiums are running about $700 million.

Keywords: 908, all

Summary: The Senate reconvened and handled several House messages and conference committee appointments before taking up a series of bills. It appointed conference committees on Senate Bill 2265 and House Bills 1454, 1448, and 1524. The chamber also adopted a Senate amendment to House Bill 1216, delaying its effective date for the copay accumulator prescription drug bill to January 1, 2026, with later renewal timing for non-PERS plans. House Bill 1216 then came up for final passage. Senators debated whether allowing copay accumulator programs to count manufacturer coupons toward deductibles would help patients with expensive drugs or unfairly shift costs to insurers and other policyholders. Supporters said it would help people afford life-saving medications and that the coupon payments go to pharmacies, not insurers; opponents argued it could raise premiums and create perverse incentives for drug pricing. The bill passed 29-18. The Senate also concurred in House amendments to Senate Bill 2160, which changes health insurance benefits under the Uniform Group Insurance Program to move from a grandfathered to a non-grandfathered plan, with supporters emphasizing added benefits and flexibility and opponents warning of higher costs and irreversible changes. That bill passed concurrence 33-14 and final passage 39-8. The Senate next concurred in House amendments to Senate Bill 2339, the wildfire mitigation bill, which requires utility mitigation plans to be updated every two years, incorporate national electric standards, and creates a rebuttable presumption of reasonable care if the plan is followed. The bill then passed final passage 46-1. The chamber also adopted conference committee reports and passed House Bill 1460 on adult foster care and monitoring devices, House Bill 1440 on cigar lounge tobacco use, and Senate Bill 2374 on insurance-related provisions including property insurance arbitration, managed repair programs, and surplus lines issues; SB 2374 also added a study on towing and recovery coverage. The session ended with announcements of upcoming conference committee meetings and adjournment until April 22, 2025.

Transcript Highlights:

• It will also provide a comparison of the annual homeowners insurance premiums for each ensure in the
• I know you said premiums. Can you give us more detail on that?
• Please what information related to premiums would be on this site. >> Thank you, Mr.
• So it essentially provide a comparison tool for consumers and order to analyze a different premiums that
• of property, just isn't meant to give them just general information about what's happening with premiums

Keywords: 999, senate, all

Transcript Highlights:

• My name is Cody Sula with the Iron Workers Stabilization Fund, on behalf of our Managing Director, T.
• My name is Dwayne Bautista, and I work for the Iron Workers Stabilization Fund under the direction of
• I'm with the Iron Workers 625 Stabilization Fund under the direction of T. George Paris.
• They are going to be paying premiums.
• They are going to be paying premiums.

Keywords: 912, senate, all

Summary: The joint Health, Human Services, and Labor and Technology committee heard testimony on SB 447, a Department of Health pilot program related to recruitment, and SB 1043, a tax measure. On SB 447, the Department of Health said the pilot had streamlined hiring by delaying minimum-qualification review until later in the process, while the Department of Human Resources Development objected that parts of the bill could conflict with civil service rules, due process rights, and equal pay requirements. Several labor and employee groups testified, with some supporting the pilot as a way to address vacancies and others warning about merit-system concerns. The committee later voted to pass SB 447 as is. On SB 1043, testimony was mixed but largely focused on the bill’s tax changes, especially the proposed increase to the general excise tax and exemptions or credits for lower-income households. Supporters, including labor groups and housing/worker advocates, argued the bill would reduce burdens on working families, help with food insecurity, and keep residents in Hawaiʻi. Opponents, including the Tax Foundation of Hawaiʻi and some community witnesses, said the general excise tax is regressive and would raise costs across the state. The committee voted to advance SB 1043 with substantial amendments, deleting most of the bill except section two and setting a far-future effective date, while noting the fiscal impact had not been provided. The committee also deferred SB 633 and later deferred SB 1633 for further decision-making, scheduling continued consideration for February 12, 2025, in Room 225. The hearing included standard instructions on one-minute testimony, written testimony, and Zoom procedures, and the committee adjourned after taking the above actions.

Transcript Highlights:

• the premium for the program<00:03:05.640> closer<00:03:06.000> to<00:03:06.280> the
• The current bill, as it is stated, there are premium breaks for small businesses.
• um as it is stated um there are premium um as it is stated um there are premium breaks<00:28:17.519
• <00:28:32.600> rate your bill it changes that premium rate your bill it changes that premium
• pre-employment and family stabilization pre-employment and family stabilization program<01:24:41.239

Keywords: 1183, house

Transcript Highlights:

• are coming from, what projected premiums are coming from, what their<00:43:32.880> claim<00:43
• to stabilize to stabilize um<01:28:52.480> systems<01:28:52.880> of<01:28:53.199><
• You know, we're told oftentimes that the rebates exist and they go back to the plan to lower premiums
• Well, you know, there's this premiums.
• Um, so I'm introducing Senate Bill 613, which is the Rural Health Care System Stabilization Act.

Keywords: 1191, senate, all

Transcript Highlights:

• We could extend enhanced premium tax credits to keep health care costs from spiking for small businesses
• survey of our network shows 51% of respondents have postponed expansion and hiring until policies stabilize
• At this moment of vulnerability, we need a tax code that provides stability and supports our success.
• That's where the enhanced premium tax credit have made a real difference by lowering the cost of health
• Additionally, the ACA premium tax credits that help cover the costs of premiums for health insurance

Keywords: joint hearing, small business, Tax Cuts and Jobs Act, economic recovery, tax relief, job creation

Summary: In this joint hearing of the House Committee on Small Business and the Senate Committee on Small Business and Entrepreneurship, the primary focus was on the importance of making the Tax Cuts and Jobs Act of 2017 (TCJA) permanent. The chair emphasized that small businesses are crucial for the nation's economic recovery, especially in the wake of current federal policies perceived as detrimental. Witnesses shared their experiences and highlighted how the tax cuts facilitated job creation and business expansion, stressing the need for continued support through ongoing tax relief measures. The meeting included discussions about the economic implications of the TCJA's potential expiration, with members voicing their concerns regarding how this could impact small businesses and the broader economy.

Transcript Highlights:

• of Josephine, we oppose House Bill 3572 as it undermines vested property rights and disrupts the stability
• The lack of stability in zoning regulations discourages developers from pursuing long-term projects,
• However, HB 3572 threatens that stability, creating uncertainty that will deter investment and weaken
• Home values and ISO insurance ratings directly benefit homeowners through lower costs and premiums.
• Modernizing the code will lead to reduced disaster repair costs, lower insurance premiums, and overall

Bills: HB407, HB871, HB882, HB2011, HB3572, HB3578, HB4038, HB4866, HB4897, HB4978, HB5380, HB5555, HB5668, HB5670, HB5674, HB5676, HB5679, HB5688, SB673

Keywords: solar energy, residential construction, building code, municipal regulations, energy compliance, building codes, interconnection, education, funding, teacher support, student resources, school infrastructure, municipal requirements, environmental sustainability, municipalities, construction, agricultural operation, International Code Council, county regulations, construction fees

Transcript Highlights:

• see during the pandemic those premiums had been eliminated based on federal rules during that time,
• see during the pandemic those premiums had been eliminated based on federal rules during that time,
• see during the pandemic those premiums had been eliminated based on federal rules during that time,
• , so we have to receive the premium before their coverage may be effectuated or continue.
• This includes family well-being, family preservation, child care, and economic stability.

Keywords: 1187, senate, all

Transcript Highlights:

• The clarification of the order in which insurance premium tax credit is, ...the clarification of the
• Also, we changed the stabilization fund for our schools. ...on teacher salary increases.
• Also, we changed the stabilization fund for our schools.
• And again, we obviously have folks who can't afford their premiums.
• Health care premiums are getting more expensive.

Summary: The House convened with prayer, a moment of silence for former Senator Donnell C. Childers, the Pledge of Allegiance, and recognition of Officer Antonio Richardson as law enforcement officer of the day. A quorum was announced, the journal was approved, and the Speaker said the chamber would take up 11 budget conference reports, with debate and final votes on each report. The first report considered was HB 7031E, the tax package, followed by HB 501E, the state budget appropriations bill. On HB 7031E, Chair Duggan explained that the conference report included a range of tax reductions and tax-related changes, including sales tax holidays, property tax and homestead-related provisions, reductions in certain taxes and fees, and new exemptions or administrative clarifications. He said the package also added items such as sales tax relief for certain university construction projects, a tennis admissions exemption, and changes to agricultural property tax treatment, and that the amendment reduced state and local tax revenues by $272.2 million. Members questioned the bill about the child care tax credit reduction from three years to one, the homestead exemption provision for certain diplomats and foreign service personnel, the absence of gas tax relief and combined reporting, and the inclusion of firearm accessories and tennis tickets in sales tax holidays. After structured debate, the House adopted the conference report and passed HB 7031E by a vote of 88-11. The House then began the conference report on HB 501E, the $114.5 billion budget for fiscal year 2026-2027, which was described as below the prior year’s spending level and leaving more than $14 billion in reserves. Subcommittee chairs outlined major allocations across education, higher education, IT, health care, transportation and economic development, justice, state administration, and agriculture/natural resources. Highlights included increased FEFP funding and veteran teacher raises, full funding for Bright Futures, major IT modernization projects, Medicaid and behavioral health funding, transportation and local infrastructure spending, correctional and law enforcement investments, fire station and emergency response funding, and large environmental and water-quality appropriations. Members asked detailed questions about school voucher fraud oversight, scholarship funding, teacher raises, preeminence funding, ADAP changes, SNAP data tools and error rates, Medicaid rate changes, prison wastewater monitoring, and other budget items, but the transcript ends during the budget questions before final action on HB 501E is shown.

Transcript Highlights:

• It spent more money than the premiums that took in. Correct. Mr. Chairman.
• Chair, I just wanted to put on record that it's a 10% increase to insurance premiums.
• It is all premiums based on the fiscal year of January 1st.
• And increasing employee premiums, we know we don't pay our state employees enough.
• And increasing employee premiums, we know we don't pay our state employees enough.

Summary: The joint appropriations committee met on April 28 to review the FY 2027 budget package, including the general appropriations feed bills (HB 4138 and SB 1831) and related budget reconciliation measures. Staff described the budget as including about $17.96 billion in general fund appropriations, a one-time transfer of state monies to increase revenues, a 5% lump-sum reduction to most agencies’ discretionary general fund budgets, and several one-time restorations or continuations for items such as school facilities, child care, child safety, corrections stipends, and public safety operating costs. Members spent much of the meeting debating how the across-the-board cuts would be implemented, which programs might be affected, and how fund sweeps from prior-year appropriations and special funds would work, including questions about universities, public safety, rural hospitals, transportation grants, the Corporation Commission, and health insurance costs for state employees and troopers. A major point of discussion was the impact on universities and higher education. Arizona Board of Regents representatives said the proposed reductions and fund sweeps would affect already obligated dollars, research, staffing, and student aid programs, and could force difficult decisions about programs such as the Promise Program, Teachers Academy, and other pass-through funds. Committee members also raised concerns about whether the cuts could lead to tuition increases or reductions in services, while majority members emphasized that agencies and the executive branch should decide how to absorb the reductions. Another major topic was health care and the state employee health plan: staff explained that the budget includes a $228 million general fund infusion to stabilize the plan, while a separate reconciliation bill would raise employee premiums over three years. Members also discussed whether the budget’s changes to AHCCCS/Access and hospital eligibility rules could increase costs for hospitals and reduce coverage. Public testimony largely opposed the budget. Speakers from Opportunity Arizona, the Arizona Board of Regents, and local governments argued that the proposal would shift costs onto working families, reduce support for education, housing, SNAP, health care, and rural infrastructure, and protect tax benefits for data centers and higher-income taxpayers. A mayor from Globe asked for state help after severe flooding damaged roads, water lines, and homes, while a motorcycle safety advocate asked the committee to review a DPS motorcycle safety fund appropriation. Committee members and staff repeatedly clarified that some items discussed were one-time appropriations not continued into FY 2027, that some fund sweeps were from unspent or unencumbered balances, and that the committee planned to take a mass roll-call vote on the budget bills at the end of the meeting.

Transcript Highlights:

• > between Generally, premiums are shared between Generally, premiums are shared between employers
• Small employers pay a reduced premium Small employers pay a reduced premium under<00:08:11.520><
• The reduced employer premium 888%.
• <00:09:59.440> and responsible for the usual premiums and responsible for the usual premiums
• Uh we a premium collection begins.

Keywords: 1187, senate, all

Transcript Highlights:

• The change from attendance to enrollment within this legislation really helps to stabilize our child
• The change from attendance to enrollment within this legislation really helps to stabilize our child
• Next, also the Insurance Commissioner to promulgate a legislative rule relating to premium financing
• Next, also the Insurance Commissioner to promulgate a legislative rule relating to premium financing
• Next, also the Insurance Commissioner to promulgate a legislative rule relating to premium financing

Keywords: 994, senate, all

Summary: The Senate Finance Committee met with a quorum present, approved the prior meeting minutes, and then considered a series of House bills and committee substitutes. House Bill 5438, dealing with changes to Step 7 of the school aid formula and allowable uses of certain education allocations, was amended to adopt the Education Committee’s changes and then reported to the full Senate. House Bill 4087 creating the West Virginia-Ireland Education Alliance was also reported, as was House Bill 4191, which expands child care tax credit eligibility for employer-sponsored facilities and changes subsidy payments from attendance-based to enrollment-based reimbursement; senators emphasized its workforce and economic development benefits. House Bill 5074, which reallocates medical cannabis fund balances and future revenues, was amended to increase the Child Protective Commission pilot funding from $3 million to $5 million and remove proposed ibogaine research funding for Marshall and WVU before being reported. House Bill 5353, regulating virtual currency kiosks and money transmission licensure, and House Bill 5527, creating licensure and oversight for wellness reimbursement program administrators, both received strike-and-insert amendments and were reported. House Bill 5687, which phases down the metallurgical coal severance tax and adds a temporary oil and gas tax reduction with county/municipal revenue adjustments, was amended and reported. House Bill 4418, creating an electronic system for municipal business and occupation tax filing and collection with a 1% administrative fee and a participation threshold, was also reported. The committee then took up House Bill 4245, the Revenue Rules Bundle, which bundles 26 legislative rules from the Department of Revenue and related agencies. The bundle included alcohol, banking, insurance, racing, and tax rules, with several sunset extensions and repeals of outdated rules; the committee adopted a strike-and-insert amendment affecting a lottery consumer protection rule and a pre-need cemetery company rule, then reported the bill. House Bill 5168, providing a $12 million lottery-funded stream for emergency medical services, was amended to clarify the uses of the funds, rename one fund, require a 30% county match for mental health treatment spending, and create two additional county-based EMS funds; senators described it as a needed permanent funding source for EMS, and it was reported. Throughout the meeting, members generally supported the measures, with some discussion on technical details, funding allocations, and the impact of the bills on local services and workforce needs. At the end of the meeting, the chair announced that Senate House Bills 4004, 4006, and 4009 would not be taken up that day, and the committee adjourned.

Transcript Highlights:

• can pay for coverage that they can actually get, not just be pushed onto the FAIR Plan with higher premiums
• let any insurance company exploit this crisis or walk away from Californians who have paid their premiums
• companies and ultimately passed on to consumers through rate increases or fees on policyholders' premiums
• And finally, I'm creating greater stability to support our market expansion, despite opposition from
• Last year, I acted to stabilize the market conditions with an executive action, bringing clarity in the

Summary: The Assembly Insurance Committee held its fifth oversight hearing on the California Department of Insurance’s Sustainable Insurance Strategy (SIS), with Commissioner Ricardo Lara providing an update on implementation. Lara said the department has finalized major reforms, including new catastrophe modeling tools, faster rate review procedures, use of forward-looking data tied to mitigation, and modernization of the FAIR Plan. He argued the strategy is intended to improve insurance availability in wildfire-prone areas, increase transparency, and stabilize the market, while also criticizing consumer intervenor groups and saying the department will tighten rules on intervener compensation and relevance. Members questioned Lara about when the SIS would begin producing visible market changes, how long rate filings would take to approve, and what the FAIR Plan modernization would mean for consumers’ costs. Lara said catastrophe model approvals should be completed by the end of the month, insurers are expected to begin submitting SIS filings in the coming weeks, and rate reviews have already been reduced from 281 days to 71 days. He also discussed a new market conduct investigation into State Farm’s handling of wildfire claims, ongoing complaints about smoke-damage claims, and a newly created smoke claims and remediation task force to develop standards. Lara said the department has helped more than 12,000 wildfire survivors, with over 38,000 claims filed and more than $17 billion paid, and that it is also working with other western states on underinsurance issues. Public commenters from the insurance industry, homebuilding, and insurance brokerage sectors largely supported the SIS and the department’s efforts, saying the reforms are needed to restore availability and stability. They emphasized the importance of timely rate approvals, FAIR Plan solvency, and greater transparency, and several noted that member companies are preparing to use the new filing process. The hearing ended without a vote or formal action, though members and the commissioner discussed ongoing legislative needs, including AB 226 and possible future FAIR Plan transparency measures.