Transcript Highlights:

• Stop feeling like it's your job, that it's your duty, that it's your obligation.
• <03:09:10.880> to me, then you are legally obligated to me, then you are legally obligated
• <04:26:59.200> contribution makes a monetary contribution makes a monetary contribution uh
• It displays the full name of the professional lobbyist, the monetary amount of the contribution, the
• The monetary amount of the contribution, the name of the recipient candidate or candidate committee,

Keywords: 981, all

Summary: The House convened with a quorum, approved the journal, and heard several announcements and recognitions. Members marked World Ovarian Cancer Day, promoted Cinco de Mayo and a related potluck, welcomed DeMolay International guests, and recognized correctional officers and employees during Corrections Officers and Employees Week. Several committees also announced upcoming meetings and bill hearings, including Health and Human Services, Judiciary, Transportation, Housing, and Local Government, Capital Development, and Appropriations. Committee reports were read, including favorable recommendations on several bills and a postponement indefinitely of House Joint Resolution 1029. The Majority Leader then moved a slate of bills to special orders, and the House agreed without objection. The chamber then proceeded to floor consideration of Senate Bill 134, concerning payment card network fees. Senate Bill 134 drew debate over whether merchants should continue paying swipe fees on the tax portion of credit card transactions. Supporters said the bill would provide meaningful relief to small businesses and restaurants, with estimated savings of $8,000 to $10,000 per business and about $217 million statewide. Opponents argued the bill shifted costs to banks and could have unintended consequences, suggesting the state should instead directly pay or reimburse the fees. After debate, the House passed Senate Bill 134 by voice vote.

Transcript Highlights:

• We don't want to lose them to monetary things, but we also understand that there is only so much we can
• But you do need to have some value, a monetary value, to be able to compete in recruiting in the current
• But you do need to have some value, a monetary value, to be able to compete in recruiting in the current
• You do need to have some value, a monetary value, to be able to compete in recruiting in the current
• She said the community is facing attrition due to illness, retirement, and family obligations on the

Bills: HB1183, HB1656, HB1658, HB1661, HB1663, HB1664, HB1859, HB2116, HB2271, HB2276, HB2335, HB2360, HB2387, HB2472, HB1805, HB2469, HB1815, HB1860, HB2117, HB2118, HB2437, HB2438, HB2604, HB1590, HB2156, HB2268

Keywords: retirement, pension, law enforcement, public safety, Hawaii Revised Statutes, indebtedness, salary recovery, employee compensation, deductions, financial management, collective bargaining, employee relations, impasse procedures, arbitration, public employment, HB1661, cafeteria plan, Section 125, Internal Revenue Code, flexible spending account

Transcript Highlights:

• county agencies to revise applicable schedules of fines, rules, and procedures to comply with the monetary
• 55.280> the rules and procedures to comply with the rules and procedures to comply with the monetary
• <01:01:56.160> Vice<01:01:56.480> chair<01:01:56.720> for monetary limit.
• Vice chair for monetary limit. Vice chair for testimony. testimony. testimony.
• pedestrian safety.<01:19:56.400> Clarifies<01:19:56.880> drivers<01:19:57.280> obligations

Keywords: 910, house, all

Summary: The committee heard testimony on several transportation-related bills. HB 1688, which would provide a general excise tax exemption for certain aircraft maintenance materials, parts, tools, and facility construction, received comments from the Department of Taxation and support from Alaska Airlines, Hawaiian Airlines, Kohala Coast Resort, the Activities and Attractions Association of Hawaii, and the Tax Foundation of Hawaii. Testimony indicated the measure was intended to clarify an existing exemption rather than create a new one. The bulk of the hearing focused on HB 2386, which would authorize the Public Utilities Commission to establish automatic adjustment mechanisms and a water carrier inflationary cost index. The Department of Transportation said it would change its testimony to support the bill, citing a 2020 working group recommendation, while the PUC and DCCA offered comments. Matson, the Maritime Group, Hawaii Harbors Users Group, and Young Brothers supported the measure, arguing it would modernize regulation, improve predictability, and help maintain reliable interisland shipping. Hawaii Farm Bureau offered comments, while Hawaii Food Industry Association, Maui Brewing Company, Lani Kai Brewing Company, and the Japanese Chamber of Commerce and Industry of Hawaii opposed it, arguing automatic rate increases were not the solution and that underlying costs and efficiencies should be addressed first. The chair noted the bill was essentially the same as one previously considered, and asked questions about how Hawaii’s water carrier regulation compares with other states. The committee also heard HB 1691, which would allow electronic signatures for certain motor vehicle title transfers after total-loss insurance settlements and remove the notary requirement for that narrow transaction. The City and County of Honolulu Department of Customer Services, Hawaii Insurers Council, Copart, American Property Casualty Insurance Association, and one individual supported it, with Copart saying the change would reduce delays and could allow a faster, largely electronic settlement process. Members asked about county impacts, and Copart said counties would only see a different form with no added cost or electronic integration. HB 1680, requiring county finance directors to notify agencies through a centralized system for vehicle transfers, drew opposition from the City and County of Honolulu Department of Customer Services and one individual in support. HB 2516, raising helmet requirements for electric foot scooters and bicycles and requiring helmets for high-speed or Class 3 electric bicycles, received support from DOT, DOH, AAA Hawaii, and the Hawaii Bicycling League. HB 193, allowing deaf vehicle owners to register a deafness designation visible to law enforcement, drew support from the City and County of Honolulu Department of Customer Services, the Hawaii Disabilities Rights Center, and an individual who suggested amendments to broaden the bill to deaf and hard of hearing individuals and adjust the proof standard. HB 2442, increasing required accessible and van-accessible parking spaces in larger parking lots, was supported by the Disability and Communication Access Board, the Council on Developmental Disabilities, and the Disability Rights Center, which said the bill would address shortages of accessible parking and may need technical amendments to align terminology with the ADA.

Transcript Highlights:

• We are not trying to avoid our obligation, as we would like to take the opportunity to inform the committee
• grant, ...to the state 911 department under the annual support and incentive grant, essentially obligating
• And the... to the state 911 department under the annual support and incentive grant essentially obligating
• I am a macroeconomist, worked for 25 years at the International Monetary Fund.

Keywords: 995, all

Summary: The committee first heard testimony on a proposed Massachusetts baby bonds program, including H. 3429, S. 2146, and the Treasurer’s related bill H. 48. Treasurer Goldberg and a broad coalition of advocates, researchers, health professionals, and people with lived experience said the program would create trust accounts for children born into low-income families or in DCF custody, with funds available at age 18 for education, homeownership, business startup, or other long-term asset-building uses. Supporters argued the program would help close the racial wealth gap, improve economic mobility, and not affect eligibility for financial aid or public benefits. Committee members asked about administration, investment returns, eligibility, and withdrawal rules; the Treasurer said the accounts would be held in trust and managed by her office with an advisory board, with funds accessible at 18 and usable through age 35 if the beneficiary remains a Massachusetts resident. No vote was taken during the testimony shown. The committee also heard testimony on legislation establishing Lobular Breast Cancer Awareness Day, including S. 2666 and H. 4625. Senator Ross, Representative Badger, physicians, survivors, and advocates described invasive lobular carcinoma as difficult to detect because it often grows in lines rather than forming a lump, can be missed on mammography, and is underfunded and underrepresented in research and clinical trials. Witnesses said the bill would codify an annual October 15 proclamation to raise awareness, improve diagnosis, and encourage more targeted research and treatment. Committee members asked why the disease is so hard to detect, and medical witnesses explained the imaging challenges and the lack of lobular-specific protocols. The witnesses urged favorable reports. The committee then took testimony on H. 4648, a bill concerning the purchase or lease of Fenn Farm in Stockbridge by the Stockbridge-Munsee community. Representative Davis, the Stockbridge Land Trust president, and the tribal president testified that the bill would remove a conservation restriction tied to a state MVP grant so the tribe could manage the land without a restriction that they said would conflict with tribal sovereignty and Indigenous stewardship practices. They said the parcel is a sacred site connected to Monument Mountain and that the restriction is unnecessary because the land is already surrounded by conserved property. The witnesses asked for favorable action on the bill. Finally, the committee heard testimony on H. 3416, a resolution urging Congress to create a national infrastructure bank. Representative Senna and several advocates argued that an off-budget infrastructure bank could finance major repairs and upgrades to roads, bridges, rail, water systems, broadband, and housing without adding to the state budget, while creating jobs and supporting economic growth. Witnesses cited historical precedents for national infrastructure banks and said Massachusetts could benefit substantially from such a program. The transcript shown does not include a committee vote or final action on the resolution.

Transcript Highlights:

• when restrictions ended and everyone starts spending again, you had that, a big increase in, in monetary
• is set in the contract, and that's all the whatever the rent amount is, that's all the renter is obligated
• bond elections, and an overutilization of non-voter approved debt instruments like certificates of obligation
• At a normal general obligation bond election and yet county officials utilize CEOs to go around that

Transcript Highlights:

• Increase in monetary demand for goods and services financed by the extra savings. combined with cost
• All the renter is obligated to pay, but the tax rate and the amount of property tax.
• Word.Document.8 and an over-utilization of non-voter approved debt instruments like certificates of obligation
• voters had actually turned down that same projects several years prior at a at a normal general obligation

Keywords: 1184, house, all

Transcript Highlights:

• caring, I have yet to encounter an educator who is not making sacrifices, whether these are monetary
• , sacrifices, whether these are monetary, sacrifices, whether these are monetary, emotional,<00:38
• And the way I say that is we fail to take care of our obligations and our commitments and our promises
• But we've put our money in places where it shouldn't have been placed until we met the obligations and
• that we've and the promises obligations that we've and the promises that<01:40:53.119> we've<

Keywords: 1187, senate, all

Transcript Highlights:

• negotiations, to provide relative to suspension and probationary periods, to provide relative to monetary
• It just says the licensee offered payment of a monetary fine and the final consent order judgment and
• The licensee offered payment of a monetary fine and the final consent order judgment of finding imposes
• only a monetary fine in the amount less than that offered by the licensee.
• For me, that should be less than or equal to, because if I offer you a monetary fine, look, I'm willing

Summary: The House Committee on Commerce met on May 18, 2026, with a quorum present and the chair noting it was the committee’s last meeting of the session. The committee first considered Senate Bill 254, which would prohibit certain excess debit card surcharges and authorize enforcement by the Attorney General. After adopting technical amendments and a committee amendment requiring written notice before a private right of action, the bill was reported favorably as amended. The committee then took up Senate Bill 80 on broadband administration fees and GUMBO program closeout. Members questioned the proposed increase in administrative and contractor fees, the timing of project completion, and how withheld reimbursements would work for utility damage. After adopting several amendments, including cleanup language and a provision to restore the reimbursement process, the bill was reported favorably as amended, though the Louisiana Telecommunications Association voiced concerns about the withholding language and lack of a clearer fault-determination process. The committee next considered Senate Bill 469, updating the Louisiana Underground Utilities and Facilities Damage Prevention Law. Technical amendments were adopted, along with amendments clarifying that the bill’s 30-day notice to utility owner-operators is separate from existing GUMBO notice requirements and creating a rapid dispute-resolution process involving the Office of Broadband, the utility operator, and the local governing authority. Testimony from broadband and municipal stakeholders emphasized the need for quicker responses to excavation damage and better enforcement, while some witnesses raised concerns about the late amendment and the need for clearer recourse and standards. The bill was reported favorably as amended. Senate Bill 468, dealing with fuel rewards programs and fuel discount limits, was also amended to allow such discounts while capping them at $1 below the advertised price; it was reported favorably as amended. Senate Bill 131, concerning attorney’s fees and costs in professional licensing disciplinary proceedings, drew testimony from a cosmetology board representative and the Pelican Institute. Supporters argued the bill would curb incentives for boards to generate revenue through enforcement and give licensees a fairer opportunity to resolve cases; board testimony noted that some boards already have fee caps and that enforcement actions are relatively limited. After adopting an amendment clarifying when a licensee is the prevailing party, the bill was reported favorably as amended. Senate Bill 251 on critical infrastructure protection also received technical amendments and several substantive changes, including adding ports and airports to the definition of critical infrastructure, clarifying “significant access,” adding a knowledge requirement, and adjusting exemptions and enforcement timing; it was reported favorably as amended after testimony from State Armor representatives about foreign adversary threats. Finally, House Resolution 253 was introduced to create a task force to study how post-2005 building code additions and inspection requirements affect residential construction costs, with the sponsor explaining the goal was to gather industry input and return recommendations next session.

Transcript Highlights:

• We report regularly on the OPEB obligation, as that's called.
• We have an obligation under the law, I think.
• <03:28:37.160> if sure we're meeting our obligations if sure we're meeting our obligations
• <04:01:40.040> to legislature is not legally obligated to legislature is not legally obligated
• the state to that type of obligation the state to that type of obligation well<04:03:09.279>

Keywords: 928, house, all

Summary: The committee held a work session on the Department of Business and Economic Affairs budget, with testimony from Chase Hegman and Kathy Frederickson. Early discussion focused on staffing and vacancies, including a senior planner position tied to FEMA requirements, a program assistant funded by federal ORID dollars, a program specialist being considered for reclassification, two Housing Champions positions to be funded in the next biennium, and temporary welcome center positions. Members also reviewed the commissioner’s office, indirect cost recoveries tied to federal program administration, and the structure and staffing of rest areas and welcome centers, including the Turnpike-funded locations and seasonal staffing patterns. Members then moved through economic development and federal grant-related accounts. Hegman explained that a large share of the agency’s funding is federal, with some programs requiring state match, including the Apex Accelerator, which supports government contracting assistance for businesses. He described Apex as a small team that helps businesses with DOD and other contracting opportunities through webinars, matchmaking, and one-on-one support. The Office of Workforce Opportunity was described as largely federally funded through Commerce-related workforce programs and subrecipients, with some general fund support for agency-wide needs. The Northern Borders Regional Commission dues and capacity grant were also discussed, with officials explaining the state’s required contribution and the federal funds used to administer the program. A major point of discussion was the proposed reduction to the Small Business Development Center, which officials said provides one-on-one technical assistance to new and small businesses and has a strong return on investment. Members questioned the cut, the federal funding sources, and whether there was a waiting list for services; officials said they would provide more detail on matching requirements and funding. The committee also reviewed travel and tourism accounts, including the joint promotional grant program and tourism advertising funds, both of which are proposed to increase. Officials said the tourism marketing formula is based on a percentage of meals and rooms tax revenue and argued that the spending generates significant visitor spending and tax revenue, citing an outside ROI study and examples of advertising in test markets. No votes were taken during the work session.

Transcript Highlights:

• institutions, rather it establishes an appropriate enforcement mechanism to ensure compliance with obligations
• Public defenders play a critical role in fulfilling this obligation, and in doing so preserve due process
• And it is time we act on not just this constitutional obligation, but our moral responsibility to ensure
• the Fourth, we honor a story that tells an old myth in a new way by reminding us of our shared obligation
• case, the attorney who filed it may be required to pay the park owner's legal fees in addition to a monetary

Summary: The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then approved a procedural motion by a 41-17 roll call to re-refer AB 2690 and AB 1863 to Appropriations and to allow guests for the Latino Spirit Awards ceremony. House Resolution 92, recognizing Cinco de Mayo Week, was adopted after supportive remarks from members of several caucuses, and the chamber then held the 2026 Latino Spirit Awards ceremony honoring 11 individuals and organizations in higher education, human rights, philanthropy, health and science, advocacy, business, environmental justice, journalism and media, culinary arts, and a legacy award for Los Tigres del Norte. After the ceremony, the Assembly resumed business with guest introductions and moved through the daily file, passing or retaining a number of bills and resolutions. Among the measures taken up, the Assembly passed AB 1657 on domestic violence restraining order procedures (64-0), AB 2042 on civil procedure and service of process (66-0), AB 1660 on probate and public guardians (45-10), AB 1917 on criminal procedure and reinstatement of dismissed charges (43-15), AB 2148 clarifying that public school employees are human beings in the context of AI (69-0), AB 1647 protecting juvenile statements at transfer hearings (63-0), AB 1555 expanding community college access in Siskiyou County (66-0), AB 1608 on High-Speed Rail Inspector General oversight and reporting (45-18), AB 1803 requiring anti-hate speech training in workplace harassment prevention (50-9), AB 2128 protecting tenants in subsidized housing from certain federal work requirements and time limits (44-16), AB 2576 as a land-use cleanup bill protecting historic resources (61-0), AB 2601 allowing concurrent review for certain housing projects, and AB 2764 on extended foster care eligibility (60-0). Several items were passed and retained on file, and AB 2601 was interrupted by a call of the house before later business continued. The chamber also adopted ACR 159 on indigent defense after adding 59 coauthors, then heard guest introductions from chief public defenders from multiple counties. ACR 179, designating Wildland Urban Interface Preparedness and Resilience Day, was adopted with 65 coauthors after remarks on wildfire risk and forest management. Later, ACR 183 establishing Black Health Equity Advocacy Week was presented with extensive testimony from members of multiple caucuses emphasizing racial health disparities, maternal mortality, life expectancy gaps, and the need for systemic change; the debate continued beyond the excerpt provided. Throughout the session, members repeatedly used guest introductions to recognize visiting groups and individuals, including Delta Sigma Theta Sorority members, UAW President Shawn Fain, California Women in Agriculture, and others.

Transcript Highlights:

• The budget creates a $1.9 billion settle-up obligation in 2024-25.
• supplemental pension payment to CalPERS in partial fulfillment of Proposition 2 debt repayment obligations
• traveled mitigation banking program as a flexible option for developers to meet existing sequencing obligations
• Of provisions that restrict monetary penalties by homeowners associations and protect homeowners from
• This is an existing obligation.

Keywords: 988, house, all

Transcript Highlights:

• Um, we are very, very cognizant of the fact that whenever a veteran gets any kind of a monetary anything
• whenever a veteran gets any kind of that whenever a veteran gets any kind of a<00:46:24.800> monetary
• anything, that money has to a monetary anything, that money has to be<00:46:27.040> made<00:46
• Um, so it incurs a cost of volunteer time and obviously monetary time with counsel.
• volunteer time and obviously monetary volunteer time and obviously monetary time<01:02:59.920>

Keywords: 1191, senate, all

Transcript Highlights:

• firefighters fire assistance grant fund, as well as the fire safety account, but we do not believe that the monetary
• account, but we do not believe<00:07:03.720> that<00:07:03.880> the<00:07:03.960> monetary
• <00:07:04.560> benefit believe that the monetary benefit believe that the monetary benefit

Keywords: 1183, house

Transcript Highlights:

• teachers, and other professional staff and service personnel to remain in West Virginia by providing a monetary
• teachers and other professional staff and service personnel to remain in West Virginia by providing a monetary
• enhancement for those personnel to remain in West Virginia by providing a monetary enhancement for those

Keywords: 994, senate, all

Summary: The Senate Finance Committee met with a quorum present and first approved the minutes from the prior meeting. It then reconsidered Committee Substitute for House Bill 5212, noting that an Education Committee amendment had been inadvertently omitted the day before; the vice chairman withdrew the prior motion to report the bill, and the committee returned to the bill with the technical Education Committee amendments pending. The transcript then moved through a long agenda of bills and supplemental appropriations, with the committee generally hearing brief explanations from counsel, occasional member questions, and then voting to adopt amendments and report measures to the full Senate. Among the substantive policy bills, the committee advanced House Bill 4007 on the Industrial Access Road Fund, allowing an additional possible $3 million transfer in a fiscal year, expanding eligible uses, and increasing county/municipal spending limits; House Bill 4765, which raises salaries for state police, teachers, and school service personnel and, via a strike-and-insert amendment, creates a market pay enhancement tied to county and regional income data; House Bill 5162, recodifying tax lien sale procedures and clarifying ownership and government-property tax treatment; House Bill 5382, extending the Neighborhood Investment Tax Credit Program to July 1, 2031; House Bill 5685, authorizing up to $150 million in revenue bonds backed by excess lottery funds for State Culture Center improvements; House Joint Resolution 42, placing a constitutional amendment on the ballot to raise the homestead exemption from $20,000 to $40,000; House Bill 4010, creating an airport hangar grant program and fund; House Bill 4404, increasing from $500 to $5,000 the amount volunteer fire departments may spend on training and fire prevention materials; House Bill 4592, requiring standardized campus safety mapping data for higher education institutions; House Bill 4784, extending and making retroactive a qualified opportunity zone business tax modification; and House Bill 5088, increasing retirement benefits for Division of Natural Resources police officers, with a one-time $4.25 million cash injection. The committee also reported several supplemental appropriations and originating bills, including Senate Bill 842 for the Spay Neuter Assistance Fund, Senate Bill 846 for Culture and History capital repairs, Senate Bill 872 for Natural Resources capital repairs (reduced to $10 million in committee substitute), Senate Bill 876 for Department of Health facilities, Senate Originating Bills 1 through 5 covering Culture and History, road funds, corrections IT and services, tobacco education, and the Adjutant General’s armory board transfer, respectively. Most items were adopted by voice vote; House Bill 4765’s strike-and-insert amendment was adopted after a division vote of 10-6. The committee then adjourned.

Transcript Highlights:

• teachers, and other professional staff and service personnel to remain in West Virginia by providing a monetary
• teachers, and other professional staff and service personnel to remain in West Virginia by providing a monetary
• teachers and other professional staff and service personnel to remain in West Virginia by providing a monetary

Keywords: 994, senate, all

Transcript Highlights:

• It's not monetary. It's not monetary. This the secretary will take the role.

Keywords: 1187, senate, all

Transcript Highlights:

• They're not obligated to the consequences of not being certified teachers.
• They're not obligated to the consequences of not being certified teachers.
• They don't get monetary damages.
• Um, if They don't get monetary damages.
• > because<01:09:09.279> you somebody monetary damages because you somebody monetary damages

Keywords: 1191, senate, all

Transcript Highlights:

• Every person in California has an obligation to avoid reasonably foreseeable harm to others.
• AB 67 would authorize the Attorney General to enforce and assess monetary penalties for violation of
• A monetary penalty for violating the RPA sends a message that there are serious consequences for interfering
• We're obligated to do so as public agencies, but we don't receive any state general fund dollars; that's
• We're obligated to do so as public agencies, but we don't receive any state general fund dollars that's

Summary: The committee heard several bills, beginning with AB 2, which would create enhanced civil penalties for large social media companies when negligence proven in court causes harm to children and teens. The author and supporters argued the bill is needed to address addictive algorithms and harmful content, while opponents warned it was vague, could chill speech, and might be preempted by federal law. Members largely focused on whether the bill changed the standard of care or burden of proof; the bill passed out of committee on a roll call vote, with some members noting concerns but supporting it to continue the discussion. AB 282, dealing with housing vouchers and source-of-income discrimination, would clarify that housing providers may prioritize applicants who qualify for rental assistance without violating fair housing law. Supporters from housing authorities, local governments, and advocacy groups said it would help voucher holders find units and improve use of housing funds. There was no opposition, and the bill passed to Appropriations on a roll call vote, with two no votes. The committee also considered AB 882 on court reporter availability and electronic recording in certain cases when a court reporter is unavailable. Supporters said the bill is a temporary, narrowly tailored response to a shortage of reporters and would preserve access to accurate records, while opponents argued it was too narrow, raised access-to-justice concerns, and should be broadened. Members from both sides emphasized the importance of court reporters and electronic recording as a backup; the bill passed with an urgency clause and was sent to Appropriations. The committee then heard AB 325 on algorithmic price fixing, AB 935 on civil rights data clarity, AB 1414 on tenant choice of internet service provider, and AB 67 on Attorney General enforcement of the Reproductive Privacy Act; each drew support from sponsors and advocacy groups, opposition centered on overbreadth or policy concerns, and each advanced on committee votes, with several members requesting further amendments or clarification.

Transcript Highlights:

• Any monetary penalties levied on credit unions would create safety and soundness concerns.
• there are costs and complexity that then become part of the system to accommodate state-specific obligations
• of that regulation leaves everyone who's affected by that uncertain as to what their compliance obligations

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• acquiring property through eminent domain following state procedures; authorizing and issuing general obligation
• Okay, Madam Chair, Representative, and I guess my concerns are not monetary.
• they go in to stabilize and still perform the functions of the district, including the financial obligations

Keywords: 996, all