Video & Transcript Research : 'adjuster'

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AZ

Arizona 2026 Regular Session

02/04/2026 - House Ways & Means

Ways & Means

Transcript Highlights:
  • The state statutes reference the federal adjusted gross income as of the end of calendar year 2024.
  • Typically, we roll that forward each year and we require taxpayers to use the federal adjusted gross
  • Yes, actually, so when we look at the flat tax in terms of income tax collections, when adjusting for
  • And right, you have to adjust for inflation. Right.
  • And so that reduces my adjusted gross income for tax purposes.
Summary: The committee first heard House Bill 2785, a tax conformity measure that would update Arizona statutes to conform to the Internal Revenue Code as of January 1, 2026, including retroactive provisions for tax year 2025. The sponsor and supporters said the bill would align state law with tax forms already issued by the Department of Revenue, provide certainty to filers, and deliver about $440 million in tax relief through provisions such as no tax on tips and overtime, a larger standard deduction, and a $6,000 senior deduction. Opponents argued the bill would significantly reduce state revenue, disproportionately benefit higher-income taxpayers, and should be considered alongside a broader budget plan. After debate and an amendment addressing retroactivity and foreign dividends, the committee approved HB 2785 on a 5-4 vote. The committee then took up several Arizona State Retirement System and education savings bills. HB 2089 clarified the health insurance premium benefit subsidy for retirees and passed unanimously. HB 2090 changed the disability determination period for long-term disability benefits from 24 months within a five-year period to a straight 24-month period and passed 8-1. HB 2092 allowed employees over age 65 to waive ARS participation within 30 days of becoming eligible and also passed 8-1. HB 2477 conformed Arizona’s 529 education savings plan to federal law, including expanded uses and a permanent rollover to ABLE accounts and Roth IRAs; testimony supported the cleanup and simplification, but some members raised concerns about the Roth rollover and possible use of transferred ESA funds. HB 2477 passed 5-3 with one present vote, and the committee then adjourned.
VT

Vermont 2025-2026 Regular Session

House Session - 2026-01-30 - 9:30AM

Vermont House Floor Meeting

Transcript Highlights:
  • Now we'll take up House Bill 790, which is an act relating to fiscal year 2026 budget adjustments.
  • <00:18:31.760> Prior<00:18:32.080> to<00:18:32.240> third budget adjustments
  • Prior to third budget adjustments.
  • 2026 budget adjustments. 2026 budget adjustments.
  • purposes of explanation, the member from Burlington: "Madam Speaker, I vote yes on this budget adjustment
Keywords: 926, house, all
Summary: The House opened with a devotional reading, then proceeded to first readings and committee referrals for six bills: H.841 on miscellaneous animal welfare procedures, H.842 creating a commission on public school employee health benefits, H.843 on monitoring municipal wastewater discharges, H.844 on sales tax and a surcharge related to short-term rental and second-home properties, H.845 on an income tax deduction for snow tires, and H.846 on artificial intelligence and elections. H.611, a bill with an appropriation affecting the Department of Vermont Health Access, was also referred to Appropriations under House Rule 35A. The chamber also read HCR 175, a concurrent resolution honoring the life of J. Stannard Baker of Shelburne, highlighting his role in Baker v. State, his work in mental health and the Episcopal Church, and his death in June 2025. During announcements, members welcomed guests including Baker’s husband and sister, representatives of the Vermont Access Network, a devotional speaker, Human Rights Commission participants, and students from rural community schools visiting for Rural Schools Day. The House also heard remarks about the Human Rights Commission’s upcoming press conference and a caucus meeting on state permit reform. Later, the member from Georgia gave a lengthy historical reflection on Henry Knox and the Fort Ticonderoga cannon expedition, followed by a correction from the member from Stow noting that teams of oxen pulled most of the cannon. On the floor, the House considered H.648, the Department of Financial Regulation’s annual housekeeping bill on banking, insurance, and securities. Representative Olsen offered an amendment clarifying section 48 on federally exempt securities and state notice filings; the amendment was adopted by voice vote, and the bill then passed. The House then took up H.790, the fiscal year 2026 budget adjustment bill. Representative Shai offered an amendment reallocating $45,000 in HIV/AIDS funding among Vermont CARES, the AIDS Project of Southern Vermont, and the HIV/HCV Resource Center; that amendment was also adopted. The bill passed on a roll call vote, 133-0, and the House suspended rules to message its action to the Senate forthwith. The session ended with a motion to adjourn until Tuesday, February 3, 2026, at 10:00 a.m., which was put to the body.
NM

New Mexico 2025 Regular Session

IC - Legislative Council Dec 5th, 2025

Legislative Council

Transcript Highlights:
  • Do I make the adjustment as the elected, or do I ask The DLA to make the adjustment.
  • The working group proposes a one-time adjustment so that there can be some equitable adjustments made
  • LCS Human Resources will make some suggested adjustments to those DLA salaries.
  • And then for anybody currently hired, this petition process would allow for an adjustment upwards if
  • The second part of the recommendation is that there's kind of a one-time adjustment to the salaries of
MN

Minnesota 2025-2026 Regular Session

House Agriculture Finance and Policy Committee 4/7/25

Agriculture Finance and Policy

Transcript Highlights:
  • It contains an operating adjustment which is identical to the governor's um... 2025 at 8:57 a.m. on the
  • It contains<00:05:24.560> an<00:05:24.800> operating<00:05:25.199> adjustment<00
  • :05:25.680> which contains an operating adjustment which contains an operating adjustment which
  • Then, flipping the page, you'll see for AURI an operating adjustment of $282,000, which is identical
  • <00:15:43.199> or 344 which is the revenue adjustments or 344 which is the revenue adjustments
Bills: HF2446
KY
Transcript Highlights:
  • What we've seen in recent years is unscrupulous contractors and public adjusters charging unnecessary
  • I do want to be clear, though, that the vast majority of contractors and adjusters that we see do a great
  • What we've seen in recent years is unscrupulous contractors and public adjusters charging unnecessary
  • I do want to be clear, though, that the vast majority of contractors and adjusters that we see do a great
  • contractors and Public Adjusters contractors and Public Adjusters charging<00:04:04.720> unnecessary
Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-02-24 - 9:30AM

Vermont Senate Floor Meeting

Transcript Highlights:
  • <00:08:18.960> for<00:08:19.280> immediate 2026 budget adjustments for immediate 2026
  • budget adjustments for immediate action. action. action.
  • H.790, an act relating to fiscal year 2026 budget adjustments.
  • <00:09:29.440> again<00:09:29.680> and the full budget adjustment again and the full
  • budget adjustment again and finding<00:09:30.240> these<00:09:31.040> small<00:09:31.360
Keywords: 927, senate, all
TX

Texas 89th Regular

Pensions, Investments & Financial Services Mar 3rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • There was a cost-of-living adjustment, a tightly focused cost-of-living adjustment. that was passed way
  • back in 2013 and this is the first time. that that cost-of-living adjustment has ever been eligible
  • We are there now, and as a result, you will we've paid off this cost-of-living adjustment, and you will
  • In addition, a few months later, we provided a cost of living adjustment for all of our retirees.
  • We do not have any provision in our statute that provides for automatic cost of living adjustment. or
Keywords: 1184, house, all
MN

Minnesota 2025 1st Special Session

Working Group on Omnibus Human Services Appropriations - 05/22/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • So this<00:07:27.280> would<00:07:27.360> adjust<00:07:27.680> the<00:07:27.840>
  • nursing<00:07:28.160> facility this would adjust the nursing facility this would adjust
  • position on uh DWRS inflation adjustment position on uh DWRS inflation adjustment uh<00:14:34.560
  • The operating adjustment is funded in the House and the Senate at the governor's level.
  • This is the operating adjustment 976.
Keywords: 1187, senate, all
CA
Transcript Highlights:
  • So this is just a technical adjustment. You can see it's roughly $30 million.
  • Our adjustments are really technical adjustments.
  • The first item... is a technical baseline adjustment to our budget.
  • In the May revision, we just have a simple technical adjustment that we do every year.
  • Can you all adjust the mic, please? Hi, my name is Jolene Crochet.
Keywords: 988, house, all
AZ
Transcript Highlights:
  • This shows you again that prices, after we adjust for inflation, are not back to where they were even
  • It's adjusted for labor flows across industries and occupations.
  • It's adjusted for labor flows across industries and occupations.
  • Overall, net earnings from work are rising at 3.7%; adjusted for population, that would be about 3.6%
  • With regard to the reasons that there have been such large adjustments in the employment data over time
Keywords: 1182, all
Summary: At the April meeting of the Finance Advisory Committee, staff presented an updated state revenue forecast that was more cautious than January’s because of heightened economic uncertainty tied to the Iran conflict and broader national risks. The general fund’s available resources were revised down from $577 million in January to $378 million in the April forecast, with the lower estimate driven by reduced revenue projections while spending assumptions were unchanged. Staff said the outlook depends heavily on how long the Middle East conflict lasts and noted that a prolonged disruption could weaken the forecast further, while a quick resolution could improve conditions. George Hammond of the University of Arizona gave a broad economic overview, highlighting geopolitical risk, elevated oil and gasoline prices, sticky inflation, weak Arizona job growth, and uncertainty around federal policy, tariffs, immigration, and AI-related investment. He said Arizona’s recent job growth has been very weak and concentrated mainly in health services, while most other sectors lost jobs, and he attributed much of the slowdown to low hiring rather than layoffs. He also discussed population growth, noting that Arizona remains above the national average but is increasingly dependent on net migration as natural increase slows, and he warned that housing affordability remains strained even as Phoenix inflation has moderated. Panelists generally echoed the cautious outlook but pointed to some offsets. Liz St. Clair said Arizona’s near-term revenues could benefit from tourism tied to spring training and the Final Four, though higher fuel costs could dampen discretionary spending. Other panelists noted that the federal policy environment, tariffs, and immigration changes are likely to restrain growth, while productivity gains, especially from technology and AI, may help businesses maintain output. Several members also discussed housing, saying single-family permits have fallen while rental supply has improved affordability, and they raised concerns about labor-force growth, wage disparities, and the reliability of recent employment data revisions. No formal votes or actions were taken.
FL

Florida 2025 Regular Session

October 7, 2025 - 12:30 PM

Transcript Highlights:
  • THAT LED TO A DENIAL OR AMOUNT, THEY REVIEW ALL THE DOCUMENTS WE CAN OBTAIN INCLUDING THE POLICY, ADJUSTERS
  • CAN QUICKLY ADJUST INFORMATION FOR THE QUESTIONS THE CHAT AT MIGHT NOT BE ABLE TO ANSWER.
  • YOU KNOW, IF WE USE AI TO MORE EFFICIENTLY HANDLE A CLAIM, WE MAY NOT, IT MIGHT NOT DISPLACE AN ADJUSTER
  • OR ALTERNATIVELY, THAT RESULT WOULD THEN BE RESOLVED WITH ANY QUESTION OR COMMENT BY THE ADJUSTER OR
  • AS A HURRICANE ANDREW VICTIM, I WAS ONE OF THE FIRST CLAIMS BEING ADJUSTED AND IT WAS ADJUSTED UNFAIRLY
TX

Texas 89th Regular

Border Security Feb 27th, 2025

Border Security

Transcript Highlights:
  • But it's always a change in theater, if you will, as we adjust and refocus.
  • I, I can, we, we've adjusted many times and, and we're used to deployments, hurricanes, wildfires, border
  • We made other adjustments along the way. We were double shifting hotels, which was problematic.
  • So we made adjustments, and the Legislature was great working with us to accommodate those.
  • We made other adjustments along the way. We were double shifting hotels, uh, which was problematic.
Summary: The Senate Committee on Border Security held its first hearing of the 89th legislative session, established a quorum, welcomed new and returning members, and adopted the committee rules without objection. The chair said the hearing would be limited to invited state agency witnesses and was intended as a status update for new members on current border operations, especially in light of the change in federal administration. Testimony came from the Office of the Attorney General, Texas Department of Public Safety, and the Texas Military Department. The Attorney General’s representative said border-related litigation is largely in a holding pattern while the new U.S. Department of Justice awaits additional leadership, and noted prior cases involving concertina wire, buoys, and the CBP One app. DPS described Operation Lone Star’s evolution from filling gaps when Border Patrol was overwhelmed to current operations focused on interdiction, criminal arrests, fentanyl and meth seizures, and national security concerns, while also noting improved morale and more voluntary deployments as border pressure has eased. The Texas Military Department reported more than 5,000 personnel on state active duty, extensive use of barriers, drones, boats, and rapid-response forces, and said Operation Lone Star has resulted in more than 531,000 apprehensions and a 90% reduction in illegal crossings. Members and witnesses discussed whether the state should maintain its current border-security footprint while federal policy settles, with the chair emphasizing preserving institutional knowledge and leaving tactical decisions to the governor. Questions also covered trooper fatigue, Border Patrol training under SB 602, and concerns about cartel-driven commercial trucking and fuel depots near the border. The committee heard that Border Patrol training with DPS has resumed, and the chair asked agencies to keep the Legislature informed as legal and operational circumstances change. No bills were heard and no votes were taken beyond adopting the committee rules.
MN

Minnesota 2025-2026 Regular Session

February State Budget and Economic Forecast - 03/06/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • time to make the necessary adjustments time to make the necessary adjustments to<00:37:56.079>
  • <00:43:24.480> are up this budget and make adjustments are up this budget and make adjustments
  • This is a relatively small adjustment on the edges of this to be able to adjust, so I don't think we're
  • If we look out in the out years and use the non-inflation-adjusted numbers, or the inflation-adjusted
  • numbers or the inflation adjusted numbers or the inflation adjusted<01:19:53.440> number<01:19
Keywords: 1187, senate, all
WA

Washington 2025-2026 Regular Session

Pension Funding Council Jun 23rd, 2026 at 02:00 pm

Pension Funding Council

Transcript Highlights:
  • They're really not intended to assess funding progress or adjust contribution rates.
  • valuation, which would include contribution rates and would be appropriate for future PFC action to adjust
  • as we are conducting this study, we review the assumptions, we review past experience, and then we adjust
  • We make no adjustment to that data, and then we just display it in the report, inflows and outflows,
  • So there's been some suggestion that these rates may be due for some adjustments, and that an actuarial
Keywords: 904, all
TX

Texas 89th Regular

Local Government Apr 14th, 2025

Local Government

Transcript Highlights:
  • There was a major adjustment in value.
  • That's what we use to make the adjustments.
  • That's what we use to make the adjustments.
  • If you don't have market data, what are you making the adjustments based on? Okay.
  • So I guess you need to make the appropriate adjustments on the kiosk at some point. Okay.
Summary: The committee heard several local government and property tax bills, with most testimony focused on appraisal disputes, tax administration, and development rules. Senate Bill 1052 by Senator Hinojosa would address coastal county appraisal litigation by requiring property owners in certain large-value disputes to report an uncontested taxable value while appeals are pending, so taxing units can base truth-in-taxation calculations on more realistic revenue. Nueces County, Del Mar College, and Corpus Christi ISD testified in support, describing major budget shortfalls caused by refinery valuation disputes; the committee substitute narrowed and clarified the bill’s scope. No opposition was heard, public testimony closed, and SB 1052 was left pending. The committee also heard Senate Bill 1531, which would require local tax collectors to accept common electronic property tax payments such as credit cards, debit cards, and e-checks. Witnesses supported modernizing payment options and the committee substitute removed ACH/electronic funds transfer language to avoid bank-account disclosure concerns. Public testimony closed and the bill was left pending. Senate Bill 325, by Senator Perry, would restore platting and groundwater-certification requirements that were unintentionally weakened by prior legislation; supporters from county government, water groups, and builders’ representatives debated whether the real issue was groundwater protection or road standards for private roads. The bill was left pending after extensive testimony and no vote. The committee then took up Senate Bill 994 and SJR 46, which would exempt certain livestock feed inventory from property tax and provide the constitutional amendment needed for that change. Feed store and Farm Bureau witnesses supported the measure as relief for seasonal inventory taxes, and the bills were left pending. Senator Paxton presented SB 467 and SJR 84 to create a temporary property tax exemption for homes completely destroyed by fire, with refunds or corrected bills based on the date of loss; both were left pending. SB 1237 would clarify charitable property tax exemptions for senior housing and retirement communities, with testimony from Catholic and Baptist retirement organizations and a resident describing rising costs and exemption revocations; it was also left pending. The committee later voted 6-0 to report SB 2073, a pending bill on appraisal district authority to purchase or finance real property, and recommended it for the local and uncontested calendar. Finally, the committee heard SB 2172, SB 2173, and SB 2063, all related to property tax administration. SB 2172 would limit when appraisal districts can require homeowners to reapply for homestead exemptions, requiring a specific reason and written notice; SB 2173 would protect new homeowners from surprise tax liabilities caused by prior owners’ erroneous homestead exemptions, with testimony describing large back-assessment bills; both were left pending. SB 2063 would bar appraisal districts from using market-value evidence in unequal appraisal protests, and testimony sharply divided between taxpayer advocates, who said market data improperly overwhelms equity claims, and appraisal district representatives, who argued market value is inherently tied to equal-and-uniform taxation and cited a recent Texas Supreme Court decision; the bill was left pending after testimony.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 28th, 2026 at 05:50 pm

House Appropriations & Finance

Transcript Highlights:
  • And then remind me, do district attorneys and the courts separately—do they have bar adjustment authority
  • , or can they come back and say this was good, but we need to adjust our budget later in the fiscal year
  • Do they have BAR adjustment authority, or can they come back and say this was good, but we need to adjust
  • their insurance and then additional attorneys if they need it, and then come back and request an adjustment
  • And I know next year we might be come back and say, why did these adjustments get made from the 400s
Keywords: 996, all
CA

California 2025-2026 Regular Session

Assembly Budget Committee Jun 29th, 2026

Budget

Transcript Highlights:
  • And so our committee has done the hard work to try to make the changes, to make the surgical adjustments
  • , to make the thoughtful adjustments to try to implement that vision.
  • enrollment decline, may be required to complete a turnaround plan describing how its budget may be adjusted
  • are many cities that surround these large cities, and that is the concern for them is how did they adjust
  • And then also criticizing us when people make adjustments to those spending levels and when people have
Keywords: 988, house, all
MD

Maryland 2026 Regular Session

Senate Floor Session, 3/26/2026 #1

Maryland Senate Floor Meeting

Transcript Highlights:
  • Tomorrow's going to be a pro forma, so that's going to adjust our schedule.
  • We will adjust some of the schedule too.
  • our schedule, so that's going to adjust our schedule, so we<00:12:37.080> get<00:12:37.200>
  • we're going to adjust some of the<00:12:45.880> schedule<00:12:46.200> too.
  • Actually, Senator, could we adjust it to Tuesday maybe if that would work? Yes, we can.
Summary: The Maryland Senate convened with 39 members present and a quorum. The session opened with an invocation by Bishop Antonio Palmer of Kingdom Celebration Center, whose remarks were journalized. The President and members also welcomed several guests to the chamber, including former Delegate Sean Terrence, students from Charles H. Flowers High School and Garrison Forest School, Dr. Lee Snyder as doctor of the day, and Dr. Barbara Ann Palmer in recognition of Women’s History Month. The President also noted that the next day would be pro forma and that some scheduled items would be moved to the following week. The Senate considered Executive Nominations Report No. 6, covering gubernatorial nominees for boards and commissions including the State Board of Education, MEDCO, and the University System of Maryland Board of Regents. On motion of the committee chair, the report was special ordered to Tuesday, with members asked to review the list for recusals or related issues. The chamber then took up Senate Bill 890, which concerns an insurance premium receipts tax exemption for captive insurance procured by nonprofit hospitals and health care systems. On SB 890, the Senate adopted the committee amendments and then adopted a floor amendment offered by the bill sponsor. The amendment was described as replacing the bill’s earlier approach with a two-year moratorium on collection of any related liabilities, followed by a Maryland Insurance Administration report back on ongoing investigations. One senator raised concern that the amendment’s language could require the state to refund taxes already paid by hospitals and others, potentially costing millions, and asked for more time to review it; the motion to special order the bill was defeated. After discussion, the amendment was adopted and the bill was ordered printed for third reading. At the close of the floor session, committee and delegation announcements were made, including Finance, Triple E, Judicial Proceedings, Budget and Tax, Executive Nominations, and several county delegations. A senator from District 6 also spoke about the anniversary of the Key Bridge collapse and thanked colleagues for bipartisan work on related legislation and recovery efforts.
MN

Minnesota 2025-2026 Regular Session

Edfin Committee Meeting - 2026-03-26

Education Finance

Transcript Highlights:
  • It contains the K-12 forecast adjustments.
  • Um I want to just point this adjustment.
  • 07:29.560> the<00:07:29.680> forecast uh adjustments happen with the forecast uh adjustments
  • So, it's certainly has adjusted that up.
  • The A2 amendment was adopted. adjusting So when we had this bill up in adjusting So when we had this
CA

California 2025-2026 Regular Session

Senate Insurance Committee Apr 22nd, 2026

Insurance

Transcript Highlights:
  • It is an original loss estimate prepared by the adjuster who inspected my home.
  • You layer that onto rotating adjusters.
  • There are people who have had 10, 12 adjusters in the 15 months since the fire.
  • Then, boom, suddenly you have a new adjuster.
  • And the new adjuster said, well, I don't see that in your claim file.
Summary: The committee heard testimony on several insurance-related bills. SB 1209 by Senator Allen, sponsored by Insurance Commissioner Ricardo Lara, would give the Department of Insurance stronger enforcement tools when insurers fail to implement corrective actions identified in market conduct or financial examinations. Supporters said the bill would close gaps that allow repeated violations, improve solvency oversight, and protect policyholders; opponents argued CDI already has broad authority and raised concerns about duplicative penalties, due process, and the bill’s scope. Members discussed amendments to limit the bill to legal violations rather than recommendations, apply penalties per exam rather than per policy, and clarify accounting language. The committee voted to send SB 1209 to Appropriations, with the bill placed on call after a roll vote that included one no vote from Senator Niello. The committee also considered SB 1301, which would require more detailed non-renewal notices for residential property insurance, give policyholders time and information to address correctable issues, and restrict certain non-renewal reasons such as claims below deductible or not covered by the policy. Support came from homeowners, fire survivors, and consumer groups who said notices are often vague and leave families unable to keep coverage; insurers opposed the bill, warning that California’s notice period is already among the longest in the country and that the bill could worsen availability and add burdensome reporting requirements. The author said he was willing to reduce the notice period from 180 days to about three months and work on a mitigation-based process. The committee passed the bill to Appropriations, with Senator Niello voting no and the item placed on call. SB 1026 by Senator Gonzalez would tighten regulation of bail fugitive recovery agents by allowing the Department of Insurance to suspend or revoke licenses without a criminal conviction, adding conduct restrictions, and requiring continuous liability coverage and proper appointment notices. Supporters, including Commissioner Lara, said the bill addresses serious misconduct and loopholes that have led to unsafe conduct and weak oversight. Bail industry representatives and crime victims’ advocates opposed the measure, arguing that the required insurance coverage is unavailable or unlawful as written, that the bill would be hard to comply with, and that it could reduce the number of recovery agents and delay justice. The committee moved SB 1026 to Appropriations, with Senator Niello voting no and the bill placed on call. The committee then heard SB 982 by Senator Wiener, the Affordable Insurance and Recovery Act, which would authorize the Attorney General to sue fossil fuel companies to recover costs tied to climate disasters and insurance losses, with supporters framing it as a way to shift some climate-related costs away from policyholders and taxpayers. The author said amendments would remove retroactivity and delay liability until 2032, while supporters from flood and wildfire survivor groups and climate organizations said the bill would help fund recovery and stabilize insurance costs. Opponents from industry and building trades argued the bill was legally vulnerable, would create a de facto tax or liability scheme, and could harm jobs, energy production, and affordability. Testimony on SB 982 was extensive, but the transcript ends before any committee vote or final action on that bill.