Transcript Highlights:

• own power plants so household rates own power plants so household rates don't<03:03:34.640> rise
• And by the way, we also have the highest unemployment rate and among the lowest rates of wage growth.
• highest unemployment rate and among the<03:51:55.120> lowest<03:51:55.439> rates<03:51:
• . rate. rate. a<04:01:56.319> 50%<04:01:57.199> fatality<04:01:57.840> rate.
• <04:02:18.479> that Ebola with its 50% fatality rate that Ebola with its 50% fatality rate

Keywords: U.S. House of Representatives Floor Proceedings on Wednesday, February 25, 2026, 1012, house, all

Transcript Highlights:

• Did you use what rate do you use for inflation across those years?
• Each year has a different inflationary rate. Okay. That’s all. Thank you. Okay. All right.
• And do you know what the current occupancy rate is now for the city?
• I'll see if you have the hotel rates and the projection for that.
• I'll see if you have the hotel rates and the projection for that.

Keywords: 965, house, all

Summary: The committee first received a fiscal status statement and five-year baseline budget update from the Office of Planning and Budget. Members were told there were no changes to the baseline, but several current-year items now require appropriations, including Hurricane Katrina closeout costs under GOSEP, projected Department of Corrections shortfalls for offender medical care and overtime, and a reduction in the minimum foundation program tied to February 1 student counts. After questions about how the five-year percentages and inflation assumptions were calculated, the committee adopted the fiscal status statement. The committee then approved several Facility Planning and Control items, including adding eight higher education deferred maintenance projects to the approved list under Act 751, a $412,993 change order for LSU’s Jesse Coates Building project, a report of four other change orders for informational purposes, and combining two Hornbeck water projects into a single expanded water plant and distribution project. It also approved a two-year extension of the University of Louisiana at Lafayette’s Banner ERP consulting agreement and approved Water Sector Commission recommendations for an additional $5.5 million for the Tencel Water District Association, which included a $100,000 local commitment. A major portion of the meeting focused on a proposed tax increment financing package for a 1,000-room headquarters hotel adjacent to the New Orleans Convention Center. Witnesses described the project as a $550 million private investment supported by state and local tax dedications, with projected benefits including more convention business and improved competitiveness. Members raised concerns about the 45-year term, the use of a 1% state tax dedication, possible cannibalization of existing hotel revenue, and the return on the public incentive. After extensive questioning, the committee deferred the proposal to the next month for further review and requested additional projections. Finally, the committee reviewed contract extensions for Louisiana Economic Development’s marketing vendors and a Department of Education amendment for the Odyssey platform used in the Louisiana Gator program. The education officials explained the contract is based on a per-student amount of $143.50 and that the current amendment is needed to avoid a lapse when the existing term ends June 30. Members discussed whether an RFP should be started for future years to seek a better price, and the department said it would be able to provide academic outcome data after the current testing cycle. The meeting then adjourned.

Transcript Highlights:

• We've been fortunate in the last two years that Governor Justice and Governor Morrissey have provided rate
• County aging programs have not received rate increases in a long, long time, and there are a lot of misconceptions
• In the 10 years that I've been with Putnam Aging, we have received one increase in meal rate reimbursement
• In the 10 years that I've been with Putnam Aging, we have received one increase in meal rate reimbursement
• And we are not profiting off a $7 reimbursement rate for the meals. We have to...

Keywords: 994, senate, all

Transcript Highlights:

• This bill does not set rates, does not approve rates, and does not require insurers to publish pricing
• It gives Florida homeowners a clear, plain language explanation of why their insurance rates increase
• The bill requires insurers, when they file For a rate change, insurers must include a consumer-facing
• transparency report that explains in percentage terms the major factors influencing the rate.
• It is explicitly not a rate approval. This bill preserves OIR's full authority.

Transcript Highlights:

• What I don't want to see is youth turning to heated tobacco products because we know the rate of smoking
• This will slow the growth rate down on my personal property while slowing the county budgets.
• So looking to the Florida Retirement System the last seven years, you can see that contribution rates
• I've been an elected official for 12 years and we have diligently reduced our Chris Plowman: millage rate
• County over the last 10 years has collectively had the largest reduction out of all counties of millage rate

Transcript Highlights:

• And so we saw that as a correction really from the interest-rate-fueled surge that we had at the height
• of the pandemic when interest rates were very, very low.
• When interest rates were very, very low. And that inflated collections.
• About 72% of Medicaid is now in managed care, so it's rate-driven, and so we spend a lot of time doing
• projections for rate increases in the future.

Summary: The Legislative Budget Commission met with a quorum present to hear the constitutionally required Long-Range Financial Outlook and consider a series of budget amendments. Amy Baker of the Office of Economic and Demographic Research presented the outlook, describing Florida’s continued population growth, strong wage growth, an aging population, housing-market softening, and low consumer sentiment. She said the general revenue forecast was largely unchanged from March, but the state’s funds available had improved because of legislative actions in 2025 that increased the balance forward. She also noted strong reserves, a projected current-year Medicaid deficit of about $125 million, and a three-year outlook that remains positive in the first year but turns negative in years two and three. She highlighted the risk of co-occurring catastrophic events, using a normalized Great Miami Hurricane scenario to illustrate potential state losses. The outlook was adopted after brief comments from House and Senate members emphasizing fiscal restraint and efficiency. The commission then approved multiple budget amendments, mostly without objection. The Agency for Health Care Administration received amendments to realign funding for Florida KidCare based on estimating conference results, to provide $85 million in budget authority for disproportionate share hospital payments, and to adjust Medicaid and long-term care appropriations, including placing surplus funds into reserve. The Department of Health received $6.3 million in additional authority for newborn screening. The Department of Corrections and the Department of Management Services each received $2.2 million in Private Inmate Welfare Trust Fund authority for repair invoices and pending projects. The Department of State was authorized to release $2.5 million in nonrecurring general revenue for cultural and museum grants and America 250 commemorative grants. The Department of Transportation received approval for a project roll-forward and for work program changes, including advancing I-95 widening in Duval County and the I-4 corridor in Polk and Osceola counties. The meeting ended with a motion to adjourn.

Transcript Highlights:

• We would recommend you take a look either at excluding school districts or changing the tax rate that
• We would recommend you take a look either at excluding school districts or changing the tax rate that
• The no-new-revenue tax rate excludes the impact of state aid and recapture, and so it's a rate that doesn't
• A balanced budget at that rate may not make a whole lot of sense for school districts because their revenue
• School district revenue and tax rate requirements function a little differently, and so that was what

Bills: HB431, HB1522, HB1922, HB2467, HB2468, HB3228, HB3229, HB3306, HB3803, HB3804, HB3805, HB3806, HB4219, HB4238, HB4344, HB4386, HB4739

Keywords: HB 431, Texas Property Code, Property Code Chapter 202, solar roof tiles, solar shingles, solar energy device, homeowners association, HOA, property owners' association, POA, renewable energy, residential solar, distributed solar, roof-mounted solar, homeowner rights, architectural control, open meetings, public notice, transparency, government efficiency

Summary: The committee first took up pending business and favorably reported several House bills without opposition, including HB 11, HB 132, HB 1041, HB 1606, HB 2286, and HB 5061. Each was moved out of committee with a recommendation that it do pass and be printed, and several were also recommended for the local and uncontested calendar. The committee then heard HB 3306, which would extend existing construction-contract indemnity exceptions to electric infrastructure construction, maintenance, and vegetation management work for electric utilities and transmission and distribution utilities. The sponsor said the bill would reduce litigation and insurance costs for ratepayers, while construction industry witnesses argued it would shift liability onto subcontractors and create broad-form indemnity in a way Texas law has generally prohibited since 2011. HB 3306 was left pending. The committee also heard HB 4739, a Comptroller-requested cleanup bill to repeal an outdated Finance Code provision requiring remittance of a portion of certain delinquency charges to the state, and HB 3803, HB 3804, and HB 3806, all Department of Banking-requested cleanup bills dealing with confidentiality and supervision rules for perpetual care funds, state banks, and trust companies. Those bills were briefly explained and left pending without testimony. HB 4219, aimed at improving Public Information Act compliance by requiring timely notice when records do not exist or are being withheld, allowing complaints to the Attorney General, and imposing training and fee consequences for noncompliance, drew support from a journalist and a policy analyst and was also left pending. The committee then heard HB 4238 on coerced debt and identity theft. The sponsor explained that the committee substitute narrows the bill to court-ordered findings of identity theft/coerced debt, gives collectors seven business days to stop collection activity, and removes a section to avoid litigation over court orders. A law professor and a family violence advocate testified in strong support, describing coerced debt as a barrier for domestic violence and elder abuse survivors trying to rebuild credit and access housing, jobs, and utilities. The bill was left pending. HB 1522, which would require local governments to post meeting notices three business days in advance and make budget materials more accessible online and in physical form, also drew support, though a school business officials representative raised concerns about the timing language, proposed-budget wording, and taxpayer impact statements for school districts; the bill was left pending after discussion. Later, the committee heard additional pending bills, including a PUC background-check bill that would expand the commission’s authority to check current employees and contractors and obtain FBI criminal history information, HB 3805 updating money services business regulation, HB 431 extending HOA solar-panel protections to solar tiles, and HB 3228 and HB 3229 on wind and solar recycling financial assurance and recycler solvency. HB 3228 received support from a Sierra Club witness who said recycling and disposal plans are needed for end-of-life renewable energy equipment, and HB 3229 was described as requiring recyclers to show financial resources at 125 percent through a letter of credit or bond. These bills were heard and left pending.

Transcript Highlights:

• You're not going to do anything about insurance and insurance rates until you change the economics of
• IBHS wildfire-prepared home certification, and because of that, we're seeing really good insurance rates
• .. ...for affordable housing providers increased by 56% on average, and some providers experienced rate
• Unlike market-rate housing, affordable housing providers cannot offset these rising costs through rent
• These rising insurance rates are not just a function of climate risk.

Summary: The Assembly Insurance Committee met to consider several bills focused on California’s insurance market, wildfire resilience, and consumer protections. AB 888, the California Safe Homes Act, was heard first. Insurance Commissioner Ricardo Lara and Alabama Insurance Commissioner Mark Fowler testified in support, describing state grant programs that help homeowners harden roofs and create defensible space, with the goal of reducing losses and improving insurance affordability and availability. Supporters from the insurance industry, local government, and the Rebuild Paradise Foundation also backed the bill, and committee members emphasized the need for more incentives for mitigation. The bill passed the committee on a do pass motion and was sent to Appropriations. AB 290, by Assemblymember Bauer-Kahan, would require the FAIR Plan to offer automatic payments and address non-renewal grace-period issues. The author described her own experience being forced onto the FAIR Plan and facing a large premium increase, while Consumer Federation of California called the bill common-sense consumer protection. The FAIR Plan opposed unless amended, saying it was already handling major wildfire claims and other operational demands and requested more time and changes to the non-renewal grace-period language. Members across the committee supported the bill as a needed modernization measure, and it passed as amended to Appropriations. AB 1339, by Assemblymember Gonzalez, would direct the Department of Insurance to study insurance availability and pricing for affordable housing providers and report policy recommendations. Supporters from affordable housing organizations said rising premiums were forcing providers to cut services, defer maintenance, and use reserves, threatening housing stability for low-income residents. The bill passed as amended to Appropriations. AB 646, by Assemblymember Wallace, also passed to Appropriations; it concerns disclosure related to motor vehicle protection products and catalytic converter theft deterrence, with support from auto dealers and industry groups. The committee also approved AB 1531 on consent. Members later added on to the record in support of the bills, and the hearing concluded without recorded opposition votes on the measures that advanced.

Transcript Highlights:

• present AB 789, which strengthens California's ability to protect from unreasonable health insurance rate
• To control consumer costs by requiring transparency and oversight of premium rate increases.
• However, the definition of unreasonable rate increase in state law is still tied back to federal law.
• This is a simple bill which allows for removal of the tie back to the definition of unreasonable rate
• the ability of state regulators to review and protect consumers from unreasonable and unjustified rate

Keywords: 988, house, all

Transcript Highlights:

• Um, we got AAA bond rating from all the bond houses, which is the best rating you can get, suggesting
• Um, we got AAA bond rating from all the bond houses, which is the best rating you can get, suggesting
• Um, we got AAA bond rating from all the bond houses, which is the best rating you can get, suggesting

Keywords: 1187, senate, all

Transcript Highlights:

• It's important to match the rate that relatives and kinship families receive when they have placement
• The amount is 50% of the daily foster care. of the basic daily foster care rate.
• However, the rate will be reduced by 25% each. continued month to promote self-sufficiency.
• from what I understood, um, Madam Chair, the committee sub would essentially give half of the daily rate
• Half of the day. rate, which I understand to be the sub, and I'm sure the Madam Chair will clarify, is

Bills: HB451, HB645, HB 1041, HB 1151, HB 1155, HB1536, HCR12, HCR12

Keywords: commercial sexual exploitation, child sex trafficking, human trafficking, child welfare, foster care, DFPS, Department of Family and Protective Services, juvenile probation, risk assessment, needs assessment, trauma screening, child abuse prevention, exploitation screening, validated screening tool, evidence-informed tool, conservatorship, juvenile justice, at-risk youth, trafficking prevention, Child Sex Trafficking Prevention Unit

Transcript Highlights:

• It standardizes the per diem rate because that's all over the place.
• For a board member, then reimburse them for travel expenses at the same rate.
• The same rate. And so when y'all ask when...
• do this thing and you're charged a lower rate necessarily."
• A lower rate necessarily; and so this starts on line 177 and goes through line 184.

Bills: SB174, SB180, HB196, HB25, SB193, HB25

Keywords: business taxes, annual reports, Alabama Tax Tribunal, tax appeals, local government, media monitoring, government contracts, state agencies, local agencies, media regulations, transparency, juvenile detention, county management, legal procedures, juvenile justice, county commission, supervision, administration, emergency services, 911

Transcript Highlights:

• and underemployment rates in the communities that we serve.
• Among them, over 630 enrolled in job training, with an impressive 74% completion rate.
• 74% training with an impressive 74% training with an impressive 74% completion<00:05:05.639> rate
• c><00:05:06.639> additionally<00:05:07.280> over<00:05:07.680> 250 completion rate
• additionally over 250 completion rate additionally over 250 individuals<00:05:08.880> earned<

Keywords: 1183, house

Transcript Highlights:

• AND THERE ARE STANDARD STOCKING RATES FOR EXAMPLE BLUEBERRIES MAY NEED TWO TO THREE COLONIES PER ACRE
• AT THAT TIME PEOPLE STARTED FOLLOWING COLONY LOSS RATES WHICH ARE USUALLY NATIONALLY 40 PERCENT.
• IN THE LAST MONTH BEEKEEPERS HEADING OUT TO ALMONDS ARE RECORDING INCREDIBLE LOSS RATES EXCEEDING WHAT
• CURRENTLY DOING A FORMAL REVIEW OF THE INDUSTRY AND DOING A SURVEY TO ASK BEEKEEPERS WITH HER LOSS RATES
• BEEKEEPERS ARE REPORTING 70, 80, 90 PERCENT LOSS RATES.

Keywords: 999, senate, all

Transcript Highlights:

• explain the rates. explain the rates.
• Yet the uh rate and vastly different.
• That's an 88, nearly 90% failure rate.
• And so I rates. Um we are 40% of it.
• And at regions, our occupancy rate.

Keywords: 1187, senate, all

Transcript Highlights:

• of cancer death in California and nationally, yet California has the lowest lung cancer screening rate
• lung cancer cases are diagnosed at an early stage, which is significantly lower than the national rate
• Early stage was significantly lower than the national rate.
• With the survival rate at five years over 90% with therapies like surgery.
• Compared with other recommended cancer screenings, lung cancer screening rates remain far lower.

Summary: The Assembly Health Committee heard a series of bills focused on behavioral health, cancer screening, provider reimbursement, research funding, workforce licensing, and tobacco regulation. SB 16 would require counties to maintain procedures for designating and training professionals authorized to perform 5150 evaluations and initiate involuntary holds; supporters said it would expand the pool of qualified clinicians and reduce reliance on law enforcement, while opponents raised concerns about local control and implementation. SB 1124 would require CDPH to create and post lung cancer screening eligibility signage at tobacco point-of-sale locations; supporters emphasized low screening awareness and early detection, and the bill was advanced with amendments. SB 28, a CARE Court cleanup bill, proposed an ombudsperson, reporting, electronic petitions, remote participation, and other changes to improve accountability and access; it drew both strong support and significant opposition over concerns about coercion, scope, and whether the program is working as intended, but it passed the committee as amended to Judiciary. The committee also heard SB 874, which would strengthen oversight of Medi-Cal behavioral health treatment services, including background checks for providers and a stakeholder workgroup to develop standards; it passed to Public Safety. SB 1049 would let providers resubmit corrected claims within 90 days after a plan’s denial or recoupment action when the original claim had a correctable technical defect; supporters described delayed and withheld payments harming practices, while insurers argued the bill could duplicate existing dispute processes. The bill passed to Appropriations on call. SB 1224 would create a state framework to compete for federal ARPA-H funding for emerging therapies research, with testimony from a UC Davis psychiatrist and veterans’ advocates supporting expanded research into treatments for PTSD, depression, and other conditions; it passed to Military and Veterans Affairs. Later, SB 1057 would change how the Department of Public Health evaluates conviction history for certified nurse assistants and home health aides, shifting from automatic denial toward individualized assessment based on the offense, time elapsed, and rehabilitation; it passed to Appropriations with some no votes. Finally, SB 1314, a tobacco-related bill, sought to create a 600-foot buffer around schools and day care centers for certain tobacco retailers and address related issues such as cigar lounge definitions and nitrous oxide sales; several local government and public safety groups supported it, while health organizations and business groups opposed it unless amended. The chair announced that committee amendments were being set aside for now and the bill would move forward to Business and Professions with a commitment to continue working on the language; it passed out of committee.

Transcript Highlights:

• The pilot was supposed to determine whether meters were a reasonable investment for rate payers and not
• We also have very high rates of stability, especially among the more sensitive older women, as far as
• Alper pointed out, the mortality rate after a major amputation at five years is 50%.
• But the mortality rate from a major amputation is worse than most cancers.
• The mortality rate from a major amputation is worse than most cancers, and public awareness, as Dr.

Keywords: 995, all

Summary: The Joint Committee on Public Health held a hearing focused on children’s health, disease prevention, screening, treatment, and pharmacy-related bills. The chair explained that the session was for public testimony only, with no votes or decisions taken that day, and outlined the three-minute limit for individual testimony. The committee then heard testimony on a range of bills, including H. 2413 on adding electromagnetic sensitivity to the state’s MAVEN registry, S. 1508 and H. 2433 on creating an amputation prevention task force, H. 2535 and S. 1551 on establishing a naloxone purchase trust fund, S. 1635 on authorizing pharmacists to provide opioid use disorder treatment, H. 2385 on creating a special commission on avian influenza, and S. 1497 on patient safety and non-FDA-approved compounded drugs. Testimony on H. 2413 came largely from advocates and individuals who described electromagnetic sensitivity as a real health condition and argued that adding it to the registry would improve data collection, provider education, and public awareness. Testimony on the amputation prevention task force bills came from the American Diabetes Association and podiatry groups, who said diabetes-related amputations are often preventable, disproportionately affect people of color, and could be reduced through earlier screening, better care coordination, and improved insurance coverage for preventive foot care. On the naloxone trust fund bills, a representative, emergency physician, and nurse testified that hospitals often cannot reliably send overdose patients home with naloxone because of billing and reimbursement barriers, and that a bulk-purchase fund would expand access at no added cost to payers or providers. The committee also heard strong support for S. 1635 from pharmacists and public health researchers, who said community pharmacists could safely initiate and maintain buprenorphine treatment and help close gaps in opioid use disorder care. On H. 2385, a local board of health chair supported a special commission on avian influenza, citing gaps in emergency preparedness and the need for clearer coordination across agencies. On S. 1497, a pharmacy representative opposed restrictions on compounded drugs from outsourcing facilities, warning that changes could reduce access to life-saving medications and harm patient safety. No votes or formal actions were taken during the hearing.

Transcript Highlights:

• We also go big this year on regional school transportation by increasing reimbursement rates to 90% while
• record levels, or about $8.4 billion, is that it's been... ...recognized by Wall Street, by the bond rating
• the reason why we saw two years ago a historic rise to AA+ for Massachusetts as Massachusetts' bond rating
• we can save the taxpayers of the Commonwealth of Massachusetts a lot of money with lower interest rates
• has a pretty big housing crisis on its hands, is building three times, or has had three times the rate

Keywords: 995, all

Summary: The Senate opened with the Pledge of Allegiance, adopted two commendatory resolutions honoring the Plimpton Historical Society’s Deborah Sampson Day recognition and Megan’s Light’s Cystic Fibrosis Awareness Month observance, and suspended Joint Rule 12 to refer several House petitions to committee. The chamber also briefly recognized Diane Talk of the South Shore Regional Emergency Communication Center on her retirement after 30 years of dispatch service. Later, the Senate passed two local bills to enactment: House No. 4006, authorizing Dartmouth to grant an additional all-alcoholic beverages license, and House No. 473, relating to the charter of Westwood. The main business was the Senate Ways and Means presentation of the fiscal year 2027 budget, totaling about $63.3 billion. The chair described the budget as balanced, with no new taxes or tax cuts, based on a consensus revenue estimate of $986 million in growth over FY26 (2.4%), and including about $15.8 billion in federal financial participation and roughly $2.7 billion from the Fair Share surtax. The budget emphasized record local aid, including $1.376 billion in unrestricted general government aid, $7.66 billion for Chapter 70 education aid, increased minimum school aid, higher regional school transportation reimbursement, rural aid, and the revival of the Foundation Budget Review Commission. It also highlighted major investments in MassEducate free community college, food security, housing, and support for vulnerable residents. Members then engaged in extended colloquy on the budget’s major cost drivers and policy choices. Questions focused on debt service, pension and OPEB liabilities, MassHealth caseload and rising per-enrollee costs, child care funding, and program integrity in DTA and other benefit programs. The chair said debt service would be about $2.67 billion, pension payments would be $5.1 billion, OPEB would receive a $150 million payment, and MassHealth enrollment was projected at about 2 million with costs driven by acuity and medical inflation. He also said the budget includes no collective bargaining agreements and no state tax changes. Senators supporting the budget praised its investments in education, local aid, homelessness prevention, public health, libraries, and housing, while minority leaders and others stressed the need for fiscal discipline, transparency, and further work on affordability and municipal support. The Senate also received a House message on House No. 5316, which the House had nonconcurred in, and a conference committee was appointed on the disagreement.

Transcript Highlights:

• They are paid on a daily rate, and that information is included in your memorandum.
• It is a daily rate.
• They are paid on a daily rate, and that information is included in your memorandum.
• It is a daily rate.
• Yeah, what's his hourly rate? Representative Pyle: Thank you.

Summary: The Legislative Procedures and Arrangements Committee met with a quorum and approved the minutes from the previous meeting. The committee first considered and adopted a Joint Rule 211 change clarifying the deadline and statutory references for bill drafts involving health insurance mandates, after discussion that the process is still somewhat cumbersome but improved by the clarification. The committee then reviewed a revised draft addressing confidentiality protections for certain legislators and candidates, but members expressed concerns about the breadth, enforceability, and transparency implications of the proposal, and the committee chose not to advance it at this time. The committee received an informational update on the new NCSL Legislator Security Fund. Staff explained that North Dakota is applying for the grant, which could provide about $200 per legislator for home security or related safety expenses, subject to Emergency Commission approval and reimbursement procedures. Members asked about eligible expenses, administrative burden, and whether new legislators would be covered; staff said guidance would be provided if funding is approved. The committee also approved the 2027 timing for the State of the Judiciary, tribal-state relationship message, and State of the State address on January 5, and set the Commerce Department and agricultural commodity reports for January 13 and 14, respectively, as required by statute. A major portion of the meeting focused on legislative staffing and organizational planning. The committee approved a recommendation for 36 Senate staff positions and 41 House staff positions, along with a 3% compensation increase for session staff. Discussion centered on replacing some procedural clerk duties with permanent policy analyst staff, retaining quality assurance roles for now, and adding or repurposing positions in IT, program evaluation, legal, and administration. Members also discussed expanding program evaluation capacity and the need for clearer oversight of new programs, with staff noting upcoming training and model-sharing with other states. Finally, the committee reviewed a proposed new legislator orientation day on November 30 and broader organizational session training changes, including mock committee and floor sessions, security training, and more robust budget/appropriations instruction, but took no final action on the agenda items and adjourned after completing the budget-related recommendations.

Transcript Highlights:

• Um, we're not talking about raising our renewal rates, and we haven't raised them since 1999, but we're
• ,<00:12:39.600> and<00:12:39.839> we raising our renewal rates, and we raising our
• renewal rates, and we haven't<00:12:40.320> raised<00:12:40.639> them<00:12:40.800>
• We hear all the time around this place from people who haven't had a rate increase, you know, >>
• So, uh, you know, and maybe we've got a lot more people in government who've had rate increases a lot

Keywords: 958, all