Video & Transcript Research : 'cost of borrowing'
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TX
Transcript Highlights:
- To be a member of the Employees Retirement System of Texas Board of Trustees. Patrick B.
- When you think of Pearsall, think of the beginning of Eagleford Shale, really the heart. of Eagleford
- is is a digital mechanism of accounting and transference of ownership of the of the digital currency
- of some currency that the vast majority of Texans don't have, not 99% of them, not 99.99%. 99% of Texans
- of a member of the Governing Board of an Institution of Higher Education to Business and Commerce, Senate
Bills:
SJR34, SB10, SB18, SB19, SB21, SB72, SB140, SB262, SB370, SB480, SB495, SB627, SB703, SB767, SB790
Keywords:
parental rights, parents, children, custody, care and control, upbringing, family law, constitutional amendment, Texas Constitution, child welfare, education policy, medical decisions, parental authority, primary decision makers, family autonomy, education, Ten Commandments, public schools, religious display, First Amendment
TX
Transcript Highlights:
- of Texas.
- anniversary of the Battle of Gonzales; HCR...
- of the bravery of these men.
- of that.
- of events, we just kind of broadened that.
Bills:
SB27, SB8, SB15, SB30, SB268, SB568, SB650, SB1405, SB1540, SB1610, SB1637, SB1660, SB2024, SB2217, SB2308, SB2753, SB2878, SB2900, SB2972, SB3059, HB4, HB40, HB46, HB119, HB145, HB493, HB705, HB1545, HB2017, HB2516, HB2885, HB2963, HB2974, HB3642, HB3909, HB5138, HB5246, SJR36, SJR50, SJR63, SCR12, SCR39, SB2023, SB62, SB666, SB847, SB284, SB854, SB810, SB1505, SB583, SB507, SB1434, SB1772, SB2016, SB1122, SB731, SB397, SB508, SB1436, SB287, SB1882, SB393, SB1791, SB209, SB2429, SB1085, SB1975, SB2717, SB1262, SB636, SB2056, SB884, SB1200, SB1845, SB2458, SB801, SB3014, SB3013, SB758, SB2797, SB2076, SB2876, SB1640, SB1449, SB1181, SB1234, SB2926, SB2841, SB1528, SB1854, SB317, SB1250, SB2082, SB1237, SB2819, SB629, SB2608, SB1602, SB2009, SB867, SB640, SB1698, SB2680, SB913, SB1071, SB1086, SB1087, SB1483, SB1444, SB1553, SB1556, SB1703, SB2133, SB2297, SB2298, SB2622, SB2955, SB2334, SB1367, SB2044, SB2363, SB2565, SB1888, SB3036, SB3057, SB3043, SB3063, SB3035, SB203, SB2688, SB2522, SB2459, SB2655, SB2251, SB1884, SB2928, SB2566, SB2549, SB2553, SB2919, SB1944, SB1232, SB1798, SB2603, SB2607, SB2683, SB1319, SB3045, SB3071, HB796, HB1523, HB5294, HB748, HB3395, HB180, HB3171, HB146, HB5596, HB5694, HB1135, HB3225, HB186, HB1449, HB3793, HB112, HB104, HB3336, HB3520, HB3320, HB5663, HB2399, HB111, HB3483, HB4580, HB3748, HB632, HB4730, HB5690, HB5689, HB3385, HB4359, HB5381, HB123, HB5606, HB1057, HB3664, HCR141, HCR40, HCR59
Keywords:
immigration enforcement, ICE agreements, sheriff grants, law enforcement, county jail, federal immigration law, SB 15, Texas Local Government Code, zoning preemption, housing affordability, small lots, lot size, lot density, single-family zoning, residential subdivision, municipal land use, local control, state preemption, parking requirements, setbacks
MN
Minnesota 2025-2026 Regular Session
House Veterans and Military Affairs Division 4/15/26
Veterans and Military Affairs Division
Transcript Highlights:
- I will actually defer to John here because he's done these in the past of what the rough cost may be.
- > this<00:24:06.640>
cost, <00:24:07.919>uh, the specificity of this cost, uh, the - specificity of this cost, uh, without<00:24:09.280>
I, <00:24:09.600>as <00:24:09.840>- just speak about this bill and potential costs and implementation of it, if possible. >> Mr.
- just speak about this bill and potential costs and implementation of it, if possible. >> Uh sure.
Keywords:
veterans, veterans affairs, mental health, behavioral health, rural health, rural areas, access to care, task force, Minnesota Department of Veterans Affairs, general fund appropriation, veteran suicide prevention, PTSD, service members, military families, telehealth, rural psychiatry, high school diploma, armed forces, education policy, military service
MN
Transcript Highlights:
- <01:26:22.080>
So, momentum against the cost of living. - So, momentum against the cost of living.
- At the same time, Hennepin County would still incur costs of about $172,000 per year to administer this
- The costs associated with issuing birth records has increased, and the costs of birth records has increased
- has<01:34:07.520>
increased the costs of birth records has increased the costs of birth records
Keywords:
residential pools, swimming classes, certification, private business, health safety, health care, prior authorization, managed care, medical assistance, mental health, substance use treatment, chronic conditions, health insurance, insulin, healthcare access, pharmacy regulations, patient assistance, affordable medication, healthcare, pharmacy
Summary:
The committee met at 1:00 p.m., confirmed a quorum, and approved the April 8, 2026 minutes. The first bill heard was House File 4712, which was laid over after the committee adopted a DE2 amendment. Representative Schultz said the bill would create a narrow additional exception to public pool limitations so highly certified swimming instructors could use certain pools for specialized infant, youth, and developmental-disability swim instruction. The only testifier, Tessa Seppelt, described ISR instruction as water-safety and drowning-prevention training for very young children and children with developmental delays, and said access to appropriate facilities is the main barrier. Members raised questions about emergency egress, public safety, and insurance coverage, and the author said he would follow up on those concerns.
The committee then took up House File 4801, a bill by Representative Nadeau aimed at health care program integrity. He said it would align commercial and Medicaid partners to reduce waste, fraud, and abuse by changing prior authorization and retrospective review processes, improving data sharing on suspected fraud, addressing conflicting or duplicative services, allowing managed care organizations to verify provider credentials, and making risk corridors in MCO contracts permanent. The Minnesota Council of Health Plans supported the bill, saying it would help detect fraud and improve coordination, while the Minnesota chapter of the American Academy of Pediatrics opposed it, arguing that expanded prior authorization would delay care, increase physician burden, and harm children with chronic conditions. Members debated patient safety, fraud detection, and whether the bill would undermine recent prior-authorization reforms. The bill was laid over.
House File 3756, a technical update to the insulin safety net program, was also laid over. Representative Backer said the bill clarifies that a hospital-use intravenous insulin product is not part of the program because it is sold only to health care institutions and infused by practitioners, not dispensed to patients for self-use. The Board of Pharmacy testified that the language was drafted to avoid affecting future legitimate uses, and members asked whether the definition could limit new uses if treatments change. The committee then began House File 4860, but the transcript cuts off before the bill’s presentation is completed.
LA
Louisiana 2026 Regular Session
House and Governmental Affairs Apr 8th, 2026
House and Governmental Affairs
Keywords:
local law, special bill, legislative process, transparency, election amendment, Medicaid, SNAP, fraud detection, income tax, legislative auditor, data sharing, state revenue, lobbying, public service, ethics, statewide officials, compensation, disclosure requirements, government employment, financial disclosure
LA
Keywords:
sanctioned sports, athletics, youth sports, high school, LHSAA, self-defense, chemical spray, public safety, campus security, higher education, Teacher's Shield Act, student discipline, assault, battery, school employee protection, sick leave, expulsion procedures, Louisiana Commission on Civic Education, civic education, civic engagement
AL
Alabama 2026 Regular Session
Alabama House Transportation, Utilities and Infrastructure Committee Mar 17th, 2026
Transportation, Utilities and Infrastructure
Transcript Highlights:
- A lot of the members of the community were not aware of that.
- of the community were not of the members of the community were not aware<00:12:03.600>
of <00: - of the county commissions for both of of the county commissions for both of those<00:13:01.680><
- lot of people are afraid of right now. lot of people are afraid of right now.
- of flocks of sheep east largest sheeps of flocks of sheep east of<00:28:20.640>
the <00:28:20.799
Keywords:
HB542, district attorney, prosecutor, supernumerary district attorney, Employees' Retirement System, ERS, Alabama retirement, public employee retirement, pension, retirement benefits, post-retirement employment, salary cap, dual participation, double dipping, District Attorneys' Plan, assistant district attorney, deputy district attorney, state pension, survivor benefits, Office of Prosecution Services
LA
Keywords:
severance tax, parish revenue, constitutional amendment, natural resources, local government funding, HB 474, Act 400, Louisiana income tax, tax refund checkoff, refund donation, alumni association, Grambling University National Alumni Association, Louisiana Tech University Alumni Association, Department of Revenue, Title 47, voluntary contribution, tax return designation, state tax refund, nonprofit donation, higher education
MN
Minnesota 2025-2026 Regular Session
House Environment and Natural Resources Finance and Policy Committee 3/12/26
Environment and Natural Resources Finance and Policy
Transcript Highlights:
- of findings, some of has made a number of findings, some of them<00:19:46.960>
that <00:19:47.520 - And this impacts our workflow on our tip floor, increases the cost of our operation, and also the haulers
- and<00:31:48.960>
also <00:31:49.360>the the cost of our operation and also the the - cost of our operation and also the haulers<00:31:50.000>
get <00:31:50.159>pulled <00:31 - sake of the members understanding of sake of the members understanding of what<01:12:17.840>
Keywords:
crossbow, crossbow hunting, archery season, deer hunting, bear hunting, turkey hunting, fishing, common carp, rough fish, game and fish, wildlife management, hunting license, Minnesota Department of Natural Resources, DNR, sunset clause, expiration removal, archery equipment, outdoor recreation, infectious waste, pathological waste
OK
Transcript Highlights:
- point to The e-verify as one of the causes of identity theft.
- business Down the road because they were predominantly hiring illegal labor at a fraction of the cost
- So, your suggesting here that one business may have gone out of business because of lower labor costs
- There's plenty of data, and some of it is in your packet.
- But the why of why that labor cost is so much smaller is extremely significant in the conversation.
Keywords:
labor, e-verification, immigration, employers, employment eligibility, Department of Labor, penalties, funeral licensing, continuing education, Oklahoma Funeral Directors Association, professional development, licensing requirements, HB3660, natural organic reduction, human composting, soil reduction, green burial, funeral services, cremation, burial permit
TX
Texas 89th Regular
Senate Committee on Health and Human Services May 14th, 2025
Health & Human Services
Transcript Highlights:
- could lead to lower out-of-pocket costs for Texans.
- But the additional cost of a supplemental program could be $2,000, right? For the Medigap.
- The cost of care can exceed $250,000 a year, pushing families to the brink.
- With no cap on out-of-pocket costs, that means essential services like durable medical equipment and
- It's about dignity, peace of mind, and the ability to focus on care, not cost. Affordable Medigap.
Bills:
HB107, HB742, HB1639, HB1700, HB2071, HB2187, HB2402, HB2516, HB3211, HB4529, HB5342, HB694, HB923, HB4655, HB107
Keywords:
sickle cell disease, registry, health data, confidentiality, healthcare access, human trafficking, first responders, health care, training, reporting, protection, cancer, female firefighters, health study, state health services, fire protection, telemedicine, teledentistry, telehealth, health records
TX
Transcript Highlights:
- out-of-pocket costs for Texans.
- It costs $1,800 a month. Part of this insurance might help with that.
- The cost of care can exceed $250,000 a year, pushing families to the brink.
- the medical expenses, with no cap on out-of-pocket costs.
- It's about dignity, peace of mind, and the ability to focus on care, not costs.
Bills:
HB 107, HB742, HB1639, HB1700, HB2071, HB2187, HB2402, HB2516, HB3211, HB4529, HB5342, HB694, HB923, HB4655
Keywords:
sickle cell disease, registry, health data, confidentiality, healthcare access, human trafficking, first responders, health care, training, reporting, protection, cancer, female firefighters, health study, state health services, fire protection, telemedicine, teledentistry, telehealth, health records
Summary:
The committee heard testimony on a series of health and human services bills and left each one pending after public testimony. HB 4655 would expand financial literacy instruction for youth aging out of foster care to include credit scores, predatory lending, scams, banking, budgeting, and related consumer topics; the sponsor and Buckner International described the need to protect foster youth from financial pitfalls. HB 923 would add three public members and one physician to the Texas Medical Disclosure Panel; supporters said it would improve informed consent and patient voice, while a witness raised concerns about a House amendment requiring a physician majority for decisions and senators questioned scope-of-practice limits. HHSC said the panel is an independent body and the bill expressly bars it from changing scope of practice.
TX
Transcript Highlights:
- Exterior sketches of a property in a street-level photograph of a property online would help property
- to speak in support of the bill.
- And out of ways and means last session, but not out of the Senate this year.
- Many of us have hundreds of taxing entities that we have to work with.
- Chapter 6 of the tax code, with the disapproval of the budget or disapproval of other board actions.
Keywords:
ad valorem tax, property tax, incomplete structure, human occupancy, tax exemption, HB 5578, Texas Tax Code, Section 6.062, appraisal district, county appraisal district, chief appraiser, budget hearing, public notice, notice of hearing, newspaper publication, website notice, social media notice, online newspaper, county government, property appraisal
AL
Keywords:
arts education, cultural heritage, Alabama Center for the Arts, public art, Alabama Arts Hall of Fame, community engagement, Cook Museum, natural science, STEM education, North Alabama, educational programs, student engagement, trade, economic relations, Montenegro, Port of Bar, international cooperation, investment, cargo operations, Alabama
TX
Transcript Highlights:
- We heard previously relating to the provision of adoption cost and information by a licensed child placing
- The Economic Policy Institute found that one of the greatest costs for a family In Texas's child care
- Because peer support works, it can reduce the needs for cost of crisis care or institutionalization.
- This then burdens the family. with an out-of-pocket cost of a couple of thousand dollars that frankly
- But I don't have the cost of what's currently being paid.
Bills:
HB2646, HB3941, HB5153, HB5155, HB5394, HB 1106, HB426, HB4529, HB3984, HB4273, HB 1097, HB3940, HB1941, HB4377, HB3153
Keywords:
child care, task force, high-quality care, affordability, prekindergarten partnerships, foster care, transitional living, Medicaid reform, youth assistance, independent living, services for youth, employment training, educational support, mental health services, health care, public health, child health program, reimbursement, local health entities, maternal health
TX
Transcript Highlights:
- They can store, cannot store, and they should not have that information of the foster child nor of their
- care system in the state of Texas.
- Can you please all of you share what you're seeing when a child ages out of foster care?
- All of those resources shut down.
- When kids are aging out of the foster care system, that is one of the most vulnerable times, and that
Bills:
HB2646, HB3941, HB5153, HB5155, HB5394, HB 1106, HB426, HB4529, HB3984, HB4273, HB 1097, HB3940, HB1941, HB4377, HB3153
Keywords:
child care, task force, high-quality care, affordability, prekindergarten partnerships, foster care, transitional living, Medicaid reform, youth assistance, independent living, services for youth, employment training, educational support, mental health services, health care, public health, child health program, reimbursement, local health entities, maternal health
TX
Keywords:
alternative fueling, grants, environment, public accessibility, transit authorities, scrap tires, tire dumping, illegal dumping, waste tire cleanup, environmental remediation, TCEQ, Texas Commission on Environmental Quality, county grants, public education, enforcement, prosecution, right-of-way, coastal waters, inland waters, solid waste
KY
Kentucky 2026 Regular Session
Legislative Oversight & Investigations Committee (7-6-26)
Transcript Highlights:
- <00:46:52.800>
of athletes that cover the full cost of athletes that cover the full cost of - So provide the full cost of attendance.
- <00:48:02.720>
of <00:48:02.880>attendance, <00:48:03.359>transportation cost of - dollars going in to cover this cost of NIL?
- ><01:10:03.840>
I <01:10:04.080>if to to cover this cost of of NIO and I if to to cover
Keywords:
Call to Order and Roll Call- 00:00:01
Approve Minutes from June 11, 2026- 00:00:40
Staff Report on 2026 Child Fatality Panel Update- 00:01:17
Panel Staff Response to Report-00:21:12
University of Kentucky Name, Image, and Likeness-00:44:34
Kentucky State Police Update on SERVS-01:17:55
Adjornment-01:33:05, 958, all
Summary:
The committee first established a quorum and approved the minutes from the previous meeting. Members then received a staff report on the Kentucky Child Fatality and Near Fatality External Review Panel, including an annual LOIC evaluation of the panel’s operations, statutory compliance, case management system development, member experience, and written procedures. The report noted recent House Bill 778 expanded the panel’s access to records and to TWIST/I-TWIST, and recommended that staff request access and training promptly to avoid implementation problems.
Analysts reported the panel has met statutory membership and meeting requirements, and that agency responses to the panel’s 2025 recommendations improved, with all responses meeting statutory content requirements though some were late. They also said the panel still lacks formal written procedures, so a prior recommendation was reissued. The report discussed the panel’s new case management system, now in testing with the Commonwealth Office of Technology, and a survey of panel members showing generally positive views of meetings and case discussions but recurring concerns about SharePoint access, time demands, virtual meetings, and the panel’s lack of enforcement authority. The report included a matter for legislative consideration suggesting the General Assembly may wish to seek additional testimony from agencies when responses are unclear or more information is needed.
Panel staff responded that the work is difficult but important, said they are optimistic about gaining TWIST access, and acknowledged that written procedures have not yet been completed because they wanted to align them with the new system. They said both the system and procedures are hoped to be finished by the end of the year, with the new case management system expected to be implemented by September 1 after further testing and migration. Members also discussed trends in child fatality and near-fatality cases, including increases in reported cases since 2013, substance abuse, safe storage of firearms, and concerns about THC/CBD gummies reaching children. No formal votes were taken beyond approval of the minutes.
MS
Mississippi 2026 Regular Session
MS Senate Floor - 15 April, 2026; 1:00 PM
Mississippi Senate Floor Meeting
Transcript Highlights:
- The House, under the provisions of Section 72 of the Mississippi Constitution of 1890, has reconsidered
- Simmons of the 12th, no. Simmons of the 12th, no. Simmons of the 12th, no. Simmons of the 13th, no.
- Simmons of the 12th, Simmons of the 13th. Simmons of the 12th, Simmons of the 13th.
- Reading of the titles of bills and resolutions. Mr.
- Simmons of the 12th. Simmons of the 12th. Simmons of the 13th. Sparks, Sparks, Sparks. Suber, I.
Keywords:
economic development, industrial authority, Yazoo County, trustees, grants and loans, local government, taxation, tourism, parks and recreation, Ackerman, restaurant sales tax, local funding, suffrage, voting rights, restoration of rights, felony conviction, Mississippi legislation, restoration, criminal record, legislation
AZ
Transcript Highlights:
- AEDs at each school campus, the number of employees trained in CPR, first aid, and the use of AEDs,
- We are here in support of SB 1131.
- Thank you for letting me speak today in strong support of Senate Bill 1249 on behalf of the Alzheimer's
- of the state plan.
- on both of those bills.
Keywords:
cardiac arrest, defibrillators, school safety, emergency response, CPR training, Arizona education funding, Alzheimer's, dementia, memory care, cognitive decline, brain health, caregiver support, long-term care, in-home care, public health, health services, state plan, dementia services program, Arizona Department of Health Services, aging