Video & Transcript Research : 'cost of borrowing'

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TX

Texas 89th Regular

Senate Session Mar 6th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • To be a member of the Employees Retirement System of Texas Board of Trustees. Patrick B.
  • When you think of Pearsall, think of the beginning of Eagleford Shale, really the heart. of Eagleford
  • is is a digital mechanism of accounting and transference of ownership of the of the digital currency
  • of some currency that the vast majority of Texans don't have, not 99% of them, not 99.99%. 99% of Texans
  • of a member of the Governing Board of an Institution of Higher Education to Business and Commerce, Senate
TX

Texas 89th Regular

Senate Session Jun 1st, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • of Texas.
  • anniversary of the Battle of Gonzales; HCR...
  • of the bravery of these men.
  • of that.
  • of events, we just kind of broadened that.
MN

Minnesota 2025-2026 Regular Session

House Veterans and Military Affairs Division 4/15/26

Veterans and Military Affairs Division

Transcript Highlights:
  • I will actually defer to John here because he's done these in the past of what the rough cost may be.
  • > this<00:24:06.640> cost,<00:24:07.919> uh, the specificity of this cost, uh, the
  • specificity of this cost, uh, without<00:24:09.280> I,<00:24:09.600> as<00:24:09.840>
  • just speak about this bill and potential costs and implementation of it, if possible. >> Mr.
  • just speak about this bill and potential costs and implementation of it, if possible. >> Uh sure.
MN

Minnesota 2025-2026 Regular Session

Health Committee Meeting - 2026-04-13

Health Finance and Policy

Transcript Highlights:
  • <01:26:22.080> So, momentum against the cost of living.
  • So, momentum against the cost of living.
  • At the same time, Hennepin County would still incur costs of about $172,000 per year to administer this
  • The costs associated with issuing birth records has increased, and the costs of birth records has increased
  • has<01:34:07.520> increased the costs of birth records has increased the costs of birth records
Summary: The committee met at 1:00 p.m., confirmed a quorum, and approved the April 8, 2026 minutes. The first bill heard was House File 4712, which was laid over after the committee adopted a DE2 amendment. Representative Schultz said the bill would create a narrow additional exception to public pool limitations so highly certified swimming instructors could use certain pools for specialized infant, youth, and developmental-disability swim instruction. The only testifier, Tessa Seppelt, described ISR instruction as water-safety and drowning-prevention training for very young children and children with developmental delays, and said access to appropriate facilities is the main barrier. Members raised questions about emergency egress, public safety, and insurance coverage, and the author said he would follow up on those concerns. The committee then took up House File 4801, a bill by Representative Nadeau aimed at health care program integrity. He said it would align commercial and Medicaid partners to reduce waste, fraud, and abuse by changing prior authorization and retrospective review processes, improving data sharing on suspected fraud, addressing conflicting or duplicative services, allowing managed care organizations to verify provider credentials, and making risk corridors in MCO contracts permanent. The Minnesota Council of Health Plans supported the bill, saying it would help detect fraud and improve coordination, while the Minnesota chapter of the American Academy of Pediatrics opposed it, arguing that expanded prior authorization would delay care, increase physician burden, and harm children with chronic conditions. Members debated patient safety, fraud detection, and whether the bill would undermine recent prior-authorization reforms. The bill was laid over. House File 3756, a technical update to the insulin safety net program, was also laid over. Representative Backer said the bill clarifies that a hospital-use intravenous insulin product is not part of the program because it is sold only to health care institutions and infused by practitioners, not dispensed to patients for self-use. The Board of Pharmacy testified that the language was drafted to avoid affecting future legitimate uses, and members asked whether the definition could limit new uses if treatments change. The committee then began House File 4860, but the transcript cuts off before the bill’s presentation is completed.
AL

Alabama 2026 Regular Session

Alabama House Transportation, Utilities and Infrastructure Committee Mar 17th, 2026

Transportation, Utilities and Infrastructure

Transcript Highlights:
  • A lot of the members of the community were not aware of that.
  • of the community were not of the members of the community were not aware<00:12:03.600> of<00:
  • of the county commissions for both of of the county commissions for both of those<00:13:01.680><
  • lot of people are afraid of right now. lot of people are afraid of right now.
  • of flocks of sheep east largest sheeps of flocks of sheep east of<00:28:20.640> the<00:28:20.799
MN

Minnesota 2025-2026 Regular Session

House Environment and Natural Resources Finance and Policy Committee 3/12/26

Environment and Natural Resources Finance and Policy

Transcript Highlights:
  • of findings, some of has made a number of findings, some of them<00:19:46.960> that<00:19:47.520
  • And this impacts our workflow on our tip floor, increases the cost of our operation, and also the haulers
  • and<00:31:48.960> also<00:31:49.360> the the cost of our operation and also the the
  • cost of our operation and also the haulers<00:31:50.000> get<00:31:50.159> pulled<00:31
  • sake of the members understanding of sake of the members understanding of what<01:12:17.840>
OK

Oklahoma 2026 Regular Session

Business Feb 3rd, 2026 at 10:30 am

Business

Transcript Highlights:
  • point to The e-verify as one of the causes of identity theft.
  • business Down the road because they were predominantly hiring illegal labor at a fraction of the cost
  • So, your suggesting here that one business may have gone out of business because of lower labor costs
  • There's plenty of data, and some of it is in your packet.
  • But the why of why that labor cost is so much smaller is extremely significant in the conversation.
TX
Transcript Highlights:
  • could lead to lower out-of-pocket costs for Texans.
  • But the additional cost of a supplemental program could be $2,000, right? For the Medigap.
  • The cost of care can exceed $250,000 a year, pushing families to the brink.
  • With no cap on out-of-pocket costs, that means essential services like durable medical equipment and
  • It's about dignity, peace of mind, and the ability to focus on care, not cost. Affordable Medigap.
TX

Texas 89th Regular

Health and Human Services May 14th, 2025

Health & Human Services

Transcript Highlights:
  • out-of-pocket costs for Texans.
  • It costs $1,800 a month. Part of this insurance might help with that.
  • The cost of care can exceed $250,000 a year, pushing families to the brink.
  • the medical expenses, with no cap on out-of-pocket costs.
  • It's about dignity, peace of mind, and the ability to focus on care, not costs.
Summary: The committee heard testimony on a series of health and human services bills and left each one pending after public testimony. HB 4655 would expand financial literacy instruction for youth aging out of foster care to include credit scores, predatory lending, scams, banking, budgeting, and related consumer topics; the sponsor and Buckner International described the need to protect foster youth from financial pitfalls. HB 923 would add three public members and one physician to the Texas Medical Disclosure Panel; supporters said it would improve informed consent and patient voice, while a witness raised concerns about a House amendment requiring a physician majority for decisions and senators questioned scope-of-practice limits. HHSC said the panel is an independent body and the bill expressly bars it from changing scope of practice.
TX

Texas 89th Regular

S/C on Property Tax Appraisals May 1st, 2025

S/C on Property Tax Appraisals

Transcript Highlights:
  • Exterior sketches of a property in a street-level photograph of a property online would help property
  • to speak in support of the bill.
  • And out of ways and means last session, but not out of the Senate this year.
  • Many of us have hundreds of taxing entities that we have to work with.
  • Chapter 6 of the tax code, with the disapproval of the budget or disapproval of other board actions.
TX

Texas 89th Regular

Human Services Apr 22nd, 2025

Human Services

Transcript Highlights:
  • We heard previously relating to the provision of adoption cost and information by a licensed child placing
  • The Economic Policy Institute found that one of the greatest costs for a family In Texas's child care
  • Because peer support works, it can reduce the needs for cost of crisis care or institutionalization.
  • This then burdens the family. with an out-of-pocket cost of a couple of thousand dollars that frankly
  • But I don't have the cost of what's currently being paid.
TX

Texas 89th Regular

Human Services Apr 22nd, 2025

Human Services

Transcript Highlights:
  • They can store, cannot store, and they should not have that information of the foster child nor of their
  • care system in the state of Texas.
  • Can you please all of you share what you're seeing when a child ages out of foster care?
  • All of those resources shut down.
  • When kids are aging out of the foster care system, that is one of the most vulnerable times, and that
KY
Transcript Highlights:
  • <00:46:52.800> of athletes that cover the full cost of athletes that cover the full cost of
  • So provide the full cost of attendance.
  • <00:48:02.720> of<00:48:02.880> attendance,<00:48:03.359> transportation cost of
  • dollars going in to cover this cost of NIL?
  • ><01:10:03.840> I<01:10:04.080> if to to cover this cost of of NIO and I if to to cover
Summary: The committee first established a quorum and approved the minutes from the previous meeting. Members then received a staff report on the Kentucky Child Fatality and Near Fatality External Review Panel, including an annual LOIC evaluation of the panel’s operations, statutory compliance, case management system development, member experience, and written procedures. The report noted recent House Bill 778 expanded the panel’s access to records and to TWIST/I-TWIST, and recommended that staff request access and training promptly to avoid implementation problems. Analysts reported the panel has met statutory membership and meeting requirements, and that agency responses to the panel’s 2025 recommendations improved, with all responses meeting statutory content requirements though some were late. They also said the panel still lacks formal written procedures, so a prior recommendation was reissued. The report discussed the panel’s new case management system, now in testing with the Commonwealth Office of Technology, and a survey of panel members showing generally positive views of meetings and case discussions but recurring concerns about SharePoint access, time demands, virtual meetings, and the panel’s lack of enforcement authority. The report included a matter for legislative consideration suggesting the General Assembly may wish to seek additional testimony from agencies when responses are unclear or more information is needed. Panel staff responded that the work is difficult but important, said they are optimistic about gaining TWIST access, and acknowledged that written procedures have not yet been completed because they wanted to align them with the new system. They said both the system and procedures are hoped to be finished by the end of the year, with the new case management system expected to be implemented by September 1 after further testing and migration. Members also discussed trends in child fatality and near-fatality cases, including increases in reported cases since 2013, substance abuse, safe storage of firearms, and concerns about THC/CBD gummies reaching children. No formal votes were taken beyond approval of the minutes.
MS

Mississippi 2026 Regular Session

MS Senate Floor - 15 April, 2026; 1:00 PM

Mississippi Senate Floor Meeting

Transcript Highlights:
  • The House, under the provisions of Section 72 of the Mississippi Constitution of 1890, has reconsidered
  • Simmons of the 12th, no. Simmons of the 12th, no. Simmons of the 12th, no. Simmons of the 13th, no.
  • Simmons of the 12th, Simmons of the 13th. Simmons of the 12th, Simmons of the 13th.
  • Reading of the titles of bills and resolutions. Mr.
  • Simmons of the 12th. Simmons of the 12th. Simmons of the 13th. Sparks, Sparks, Sparks. Suber, I.
AZ

Arizona 2026 Regular Session

03/18/2026 - House Appropriations

Appropriations

Transcript Highlights:
  • AEDs at each school campus, the number of employees trained in CPR, first aid, and the use of AEDs,
  • We are here in support of SB 1131.
  • Thank you for letting me speak today in strong support of Senate Bill 1249 on behalf of the Alzheimer's
  • of the state plan.
  • on both of those bills.
Bills: SB1131, SB1249