Transcript Highlights:

• Board members are elected through a public election process, and only teachers, parents, or community
• Board members are elected through a public election process, and only teachers, parents, or community
• <01:52:05.440> election elected through a public election elected through a public election
• eligibility, improved election eligibility, improved election transparency,<01:52:47.440> required
• as amended is on its way to elections. as amended is on its way to elections.

Keywords: 1187, senate, all

Transcript Highlights:

• Essentially for violations of the labor code brought by individuals. Okay. Okay.
• Administration section instead of the Department of Transportation.
• Telework is already defined in SEIU local 1000 contract sections 21.1 and 21.117.
• My understanding is that government code section 3519 indicates that unions should have been conferred
• We urge the legislature to reject Control Sections 3.90 and 3.91. Thank you. Thank you.

Keywords: 988, house, all

Transcript Highlights:

• I can come up with a code where it takes me 30 seconds. That's a good question.
• Members, this is Section C, still page 75. I'm good with either way.
• So we're divided into basically two different sections.
• The other side of it is research and extension, which is code word for outreach.
• All right, members, that takes us to Section D, the governor's letters.

Summary: The committee first received a report on the executive protection detail, which was filed without questions. Members were then given a long advance list of House and Senate bills ready for consideration, followed by several amendment requests from agencies. The committee adopted amendments for the Auditor of State to increase special deputy expense allowance, the Administrative Office of the Courts for court interpreters and substitute court reporters, and several other items including local sales tax refunds, county property tax redistribution, and local law enforcement funding. It also held one amendment on House Bill 1034 and moved a Northwest Arkansas Community College cash fund increase tied to tornado-related campus repairs. The committee then considered a series of member amendments and appropriation items, including increases for the Public Defender Commission and deputy prosecuting attorneys to cover higher bar license fees, and a $12 million federal appropriation-only item. A lengthy discussion followed on a proposal from Senator Wallace and Representative Tosh to fund a pilot program for prison cell-phone detection/jamming technology at two correctional facilities. Sponsors and Department of Corrections officials said the system would target illegal contraband phones, would be procured through an RFP, and would be a two-year pilot; members raised questions about legality, cost, scope, data, and whether the department should use existing budget authority. The committee ultimately advanced the item by motion. The committee also took up an amendment from Senator Caldwell for the University of Arkansas Division of Agriculture, seeking a $4 million appropriation increase. Testimony emphasized that the division’s extension offices and research functions are underfunded, that salaries are not competitive, and that the request would help with staffing and flexibility; other members questioned why the division needed more appropriation authority when it already had room under current limits and noted that the request exceeded the higher education board’s recommendation. The amendment was adopted after extended debate. Finally, the committee began acting on governor’s letters, adopting amendments for a $150 million increase to the homestead property tax credit, a $23,000 reallocation for the Insurance Department’s conference costs, $100,000 for property appraisal review work, $1.5 million for career and technical education professional development, $300,000 for DFA regulatory federal spending, $5 million for Inspector General fraud investigations, a consolidation of appraiser/abstractor/home inspector appropriations, deletion of a completed Fort Chaffee readiness center appropriation, and a revised reappropriation for corrections capital projects that would add special language restricting use of the $73.7 million prison-expansion reappropriation. The committee also heard a summary of a supplemental appropriations package involving fund transfers for pregnancy resource centers, senior centers, assistance grants, used tires, and UAMS pregnancy/stroke programs.

Transcript Highlights:

• Representative Holcomb, you are recognized to explain this amendment, bar code 366053. Rep.
• Okay, now let's move to the amendment bar code 06625. Chair: You may explain this amendment. Rep.
• Travis Creighton: Florida Statute 768.21 as currently written grants recovery rights in sections one
• All of you are elected by the people, by your constituents.
• You are recognized to present bar code 115219. Rep.

Transcript Highlights:

• Elections matter, and they definitely matter on the court.
• And tell them that we don't like their dress code. Mr. Speaker, may I go take pictures?
• education statutes into the Special Education Act, amending, repealing, enacting, and recompiling sections
• Sections of the NMSA 1978. Senate Bill 64, as amended, having been read by title, is ordered.
• It's already been printed, so it's just going to be referred to the House Government, Elections and Indian

Bills: HB95, HB111, HJR1, HB32, HB33, HB61, HJM2, HM7, HM17, HM4, HM22, HM23, HM24, HM26, HM3, HM11, HM14, HM15, HM21, HM34, HM50, HB8, HB30, HB43, HB156, HM2, HM16

Keywords: HB95, additional judgeship, district court, judicial district, First Judicial District, Second Judicial District, district judges, court administration, judicial staffing, caseload, access to justice, New Mexico courts, judiciary, judge vacancy, court backlog, state courts, water law, state engineer, civil penalty, compliance order

Transcript Highlights:

• Prior to being elected to the U.S.
• in uh section 308. in uh section 308.
• Absent any objection, Section 70 is closed. The next section for our explanation is Section 72.
• Section 81 is closed. Next section is section 85, Wyoming Business Council. block.
• Section 81 is Absent. Any objection? Section 81 is closed.<01:48:30.960> Next closed.

Keywords: 916, all

Transcript Highlights:

• 132(f) of the federal tax code, which defines the benefits.
• Congratulations on being re-elected to our client's representative town meeting.
• I appreciate the nice card you sent me in the mail about my re-election. Is that it, Mr.
• The first thing that I ever got elected to 25 years ago was my town meeting in Ludlow.
• Congratulations on your re-election. Thank you, Chair. Thank you for joining us.

Keywords: 995, all

Summary: The Joint Committee on Labor and Workforce Development held a hybrid hearing on a large group of bills carried over from the previous session, with Chair Jake Oliveira and House Co-Chair Paul McMurtry outlining the process and limiting testimony to three minutes. The committee heard testimony on several labor and workplace proposals, including bills to harmonize employee definitions to address misclassification (SB 1338/HB 2141), expand bereavement leave (including H. 2189/S. 1354 and related bills), protect collective bargaining rights for certain administrative employees (HB 268/SB 1306), expand commuter transit benefits (HB 2153/SB 1345), regulate employer use of credit reports (S. 1286), and require apprenticeship participation or OSHA-related workplace safety measures on public projects. At the end of the hearing, the chairs read into the record additional bills that did not receive testimony that day. Supporters of the misclassification bill, including Greater Boston Legal Services and the AFL-CIO, said aligning the employee-status tests across wage, unemployment, and PFML laws would reduce confusion, improve enforcement, and help workers wrongly treated as independent contractors or managers recover benefits and bargaining rights. NAGE and its representative argued that public-sector employees have been improperly reclassified into management titles to weaken unions, and that the bill would force the Division of Labor Relations to review those titles. On bereavement leave, advocates including the Louis E. Brown Peace Institute, a state representative, the Massachusetts Office for Victim Assistance, and individual survivors described the impact of sudden loss and homicide on families, saying guaranteed leave would help workers grieve, make arrangements, and avoid losing jobs or custody-related stability. The committee also heard support for commuter benefits as a low-cost way to reduce emissions and increase transit use, and for restricting employer credit checks because of inaccuracies and discriminatory effects. There was opposition to some construction-related bills. The Associated Builders and Contractors and the Building Trades Employers Association supported apprenticeship training in principle but said current apprentice-to-journeyworker ratios are outdated or misunderstood, and that the bills should be amended or clarified before advancing. The Massachusetts landscape and snow-removal industry strongly supported a snow-liability limitation bill, arguing that hold-harmless clauses and broad indemnification requirements force contractors to assume liability for conditions they cannot control, drive up insurance costs, and threaten business viability. The committee did not take any votes during the hearing, and the session ended with the chairs thanking members, staff, and the public before adjourning.

Transcript Highlights:

• Because of his work, he was elected to chair the government-wide Council of Inspectors General.
• to focus on the underserved communities around this country, and to make sure that every single zip code
• I began my elected career representing the taxpayers of Montgomery County as their County Auditor, and
• When my My father heard, not only that I was elected to the United States Senate, but that I was going
• Again, Section 8(a) for socially and economically disadvantaged small businesses is codified.

Transcript Highlights:

• This bill contains numerous minor updates to various code sections within the jurisdiction.
• This bill contains numerous minor updates to various code sections within the jurisdiction of this committee
• One, it broadens that there's a transit operator assault section.
• In addition to Section 1 of the bill, we do have concerns regarding Section 2, which requires...
• In addition to Section 1 of the bill, we do have concerns regarding Section 2, which required GSAs within

Summary: The committee heard several bills, beginning with AB 1521, the Judiciary Committee’s civil law omnibus measure. The bill makes a number of minor, mostly clarifying changes, including repealing obsolete Government Code provisions, allowing juvenile courts to hear petitions to establish records of birth, death, or marriage, requiring notice of probate petitions to the Department of Child Support Services, and correcting typos in existing law. It had no opposition and was moved on a do-pass basis to Appropriations, though it was later placed on call pending additional votes. Members then heard AB 57, which would reserve at least 10% of California’s Home Purchase Assistance Program funds for descendants of formerly enslaved people. The author and supporters framed it as a reparative, race-neutral-by-lineage effort to address historic housing discrimination and the racial wealth gap, while opponents argued it was an unconstitutional racial proxy and should instead be based on individual injury. The bill drew strong support and opposition testimony, was amended, and was approved on a do-pass as amended vote to Appropriations, then placed on call. AB 495, the Family Preparedness Plan Act, was heard next. The bill would expand and standardize caregiving and guardianship tools for families facing immigration-related separation, including broader use of caregiver authorization affidavits, recognition of non-relative extended family caregivers, and a new short-term guardianship process that preserves parental rights. Supporters said it would reduce trauma and help children remain with trusted caregivers; there was no opposition testimony. The committee approved it on a do-pass to Human Services vote and placed it on call. The committee also heard AB 392, which would address non-consensual sharing of sexually explicit media by requiring uploader consent certifications, faster takedown procedures, and civil remedies against uploaders and hosting sites. A survivor testified in support, and members discussed implementation details and possible amendments; the bill was moved on a do-pass as amended basis to Appropriations and placed on call. AB 692, which would prohibit employer “stay-or-pay” debt agreements that require workers to repay training or other costs if they leave or are terminated, also advanced despite opposition from business and industry groups concerned about impacts on signing bonuses and voluntary training programs. It was sent to Appropriations on a do-pass as amended vote and placed on call, along with AB 1234, a wage-claim enforcement bill aimed at reducing Labor Commissioner delays and adding consequences for employers who fail to participate in the process. The committee also heard AB 394, which expands protections for transit workers and allows transit agencies to seek restraining orders against violent riders; it received broad support, some concern about system-wide bans, and was discussed with amendments that preserved judicial discretion.

Transcript Highlights:

• Is it your zip code?
• Basically for an elected superintendent, it's up to the school board. elected, basically for an elected
• Do you want to elect the CEO of Exxon Mobil? Do you want to elect the CEO of Walmart?
• we all engage in elections.
• Let's talk about the Supervisor of Elections Office. Supervisor of Elections Office, Mr.

Summary: The House convened with prayer, moments of silence for former member Terry Fields and the Parkland victims, the Pledge of Allegiance, and recognition of guests and visitors. The chamber then adopted the Rules and Ethics Committee’s special order report setting the day’s calendar and debate times. The main measure taken up was HB 1119, relating to materials harmful to minors in public schools and charter schools, which the sponsor described as a clarification of existing law to keep pornographic or sexually explicit material away from minors and to give districts clearer standards for review and objection processes. The bill drew extensive debate over constitutional concerns, local control, litigation risk, and the scope of the definition of “harmful to minors.” Members supporting the bill argued it was needed to close loopholes and protect children, while opponents warned it could lead to overbroad book removals, conflict with federal court rulings, and costly lawsuits. A series of amendments sought to narrow or redirect the bill: proposals by Gant, Aristide, Bartleman, Eskamani, Nixon, Rainer, Woodson, and Harris would have preserved literary value review, protected educational and abuse-prevention materials, exempted LGBTQ-inclusive books, limited objections, preserved funding for districts, or delayed enforcement during ongoing litigation. Supporters of the amendments framed them as protecting parental choice, academic value, student safety, and district finances; opponents said they would weaken the bill’s child-protection purpose. All of the amendments failed. After the amendment process, the House waived rules, read HB 1119 a third time by title, and entered structured debate on final passage. Debate continued along the same lines, with opponents emphasizing book removals, First Amendment concerns, and the impact on students and schools, and supporters reiterating that the bill was intended to prevent minors from accessing obscene material. The transcript provided ends during structured debate and does not include the final vote on HB 1119.

Transcript Highlights:

• It's very to vote on election days.
• > attending shadowing elected officials, attending shadowing elected officials, attending hearings
• done during elective times.
• So number two, it says section new section innovation schools applicability, right, by inserting after
• <04:25:33.040> C current statute for EFAS in section C current statute for EFAS in section

Keywords: 1189, house, all

Transcript Highlights:

• But I also think we have a lot of responsibility as elected officials.
• My great-grandfather was elected sheriff of Union County in 1894.
• Beyond that, our members have a grave concern regarding sections 5, 6, and 7, or sections 5 and 6, excuse
• Section 6 end runs what in federal law is known as the T.R. Amendment.
• Yeah, paragraph bravo, right, about section four.

Bills: SB4, SB7, SB9, SB17

Keywords: Medicaid, healthcare, medical education, salaries, graduate education, clinician pay, health sciences, education funding, faculty salary, University of New Mexico, healthcare funding, general fund, state budget, New Mexico legislation, gun control, firearm safety, dealer regulation, illegal trade, background checks, 996

Transcript Highlights:

• My amendment removes Section 2 of the original bill related to required instruction on CMV for medical
• We expanded coverage to over 850 procedure codes, enhancing cancer screening and diagnostic and treatment
• It basically removes Section 1 of the bill with language pertaining to the framed dental program.
• The sections are deleted in their entirety.
• Seeing none, we will show that Amendment Bar Code 674-674 is adopted. We're back on the bill.

Bills: S0688, S1414, S0186, S0902, S0196, S1574, S0878, S1092, S1032, S1684, S1686, S1760

Keywords: cytomegalovirus, education, maternal health, newborn care, infectious diseases, student health, epilepsy, seizure disorders, school safety, training requirements, medical marijuana, low-THC cannabis, neurofibromatosis, healthcare, state regulations, child care facilities, public safety, grant program, uterine fibroids, health database

Summary: The committee took up several health-related bills and confirmations. It first heard SB 1414 on congenital cytomegalovirus education, which would require the Department of Health to develop and distribute educational materials to expectant and new parents through maternity, prenatal, newborn, and OB-GYN settings; an amendment removed a section on required instruction for medical professionals, and the bill was reported favorably as a committee substitute. The committee then approved a block of appointees on tabs 2 through 7 and separately confirmed Chavon Harris as Secretary of the Agency for Health Care Administration after her testimony on Medicaid accountability, transparency, managed care oversight, rural health, behavioral health, and the state’s technology modernization efforts. Senators asked Harris about Hope Florida, Medicaid redeterminations, the CORE project, an anti-marijuana ad campaign at DCF, and compliance with a federal Medicaid-related court order; she said she would follow up on some issues. The confirmation was recommended favorably, with Senator Berman voting no. The committee next passed SB 186 on student health and safety, which expands epilepsy and seizure-disorder training requirements to more school personnel, including bus drivers and charter school staff, and requires seizure-first-aid posters and updated Department of Health education efforts. It also approved SB 902 on Department of Health issues after amendments narrowed the bill’s scope and added provisions on medical marijuana regulation, early childhood intervention, practitioner accountability, and autism workforce development; one speaker raised concerns about marijuana dispensary location restrictions and low-THC ratios. SB 196 creating a uterine fibroid research database was also reported favorably after an amendment protecting patient privacy; the bill drew emotional testimony from a patient describing severe symptoms and the need for more research. SB 688 on naturopathic medicine was approved after committee discussion about scope of practice, referral obligations, and whether naturopathic care should be adjunctive to conventional medicine; supporters described complementary care and access issues, while opponents worried about delayed treatment for serious disease. Later, the committee passed SB 1574, “Maddie’s Law,” to add biliary atresia screening to newborn screening using the same blood specimen already collected at birth and to launch an education campaign; parents of a child affected by the disease testified that earlier screening could have prevented severe harm. SB 878 on clinical laboratory personnel was reported favorably to address staffing shortages by allowing Florida to rely more directly on federal CLIA standards for qualified lab workers. SB 1092 on podiatric medicine was approved after an amendment narrowed it to cellular/tissue-based products and podiatrists’ use of certain therapies; the bill also addresses continuing education, informed consent, and advertising disclosures. SB 1032 on medical marijuana was amended and passed, aligning physician certification and card renewal timelines, setting 70-day and 35-day supply limits, and reducing the fee for honorably discharged veterans while preserving funding for FAMU; Senator Harrell opposed it, saying the longer timeframes were too much of an expansion. The committee also heard SB 1760 on Medicaid coverage transparency from Senator Brodeur, who said the bill focuses on accountability and fiscal responsibility, but the transcript cuts off before further discussion or action on that measure.

Transcript Highlights:

• It was section 27. The portion of the study that we're going to talk about has four...
• , if you will. ...to crack the code, if you will.
• Yeah, they were developed on section spacing units, so they were half-mile levels.
• and 30 days in prison in Century Code already.
• allows, they have a $1,000 fine and 30 days in prison in Century Code already.

Summary: The committee met to receive updates from the Tax Commissioner’s office on property tax relief programs and related compliance work. Commissioner Brian Croshys reviewed the Homestead Property Tax Credit, Disabled Veteran Credit, and Primary Residence Credit, noting that the Homestead program expanded significantly after HB 1158, that some households are “adjusting out” of eligibility as incomes rise, and that the committee may want to consider indexing income thresholds. Members asked for additional data on bracket breakdowns, possible costs of eliminating income limits for seniors, and how many households are zeroed out by the combined programs. Croshys also discussed the simpler administration of the disabled veteran credit, the growth in participation, and the heavy workload and auditing safeguards built into the new primary residence credit system. He said the department found no material compliance findings and that the program is designed to be digital-first, with county auditors and the Tax Commissioner’s office both involved in review and notification. The committee recessed for lunch and later reconvened, with the chair noting that more detailed PRC information would likely be available at a September meeting. Shelly Myers then presented the statewide property tax increase, or “zero growth,” report and the 2025 statistical report. She explained how county auditors report levy and valuation data, how increases and decreases are counted, and which jurisdictions showed the largest percentage changes in countywide, citywide, school district, and park district levies. In the statistical report, she summarized recent trends in assessed values: agricultural values remained relatively flat, while residential, commercial, and centrally assessed property values increased over the past five years. She also reviewed statewide tax levies by property class and clarified that centrally assessed growth figures were annual averages. Members discussed how shifts in land use and annexation can make it appear that tax burdens are moving from ag to residential/commercial property. Myers then summarized the interim study on the 3% levy limitation under HB 1176, saying most counties complied without budget changes, while some used hiring freezes, deferred purchases, or reserve funds; 23% of counties had to reduce levies, and the affected funds were mainly general, road and bridge, and weed control. She said 12 counties reported zero new growth in the data and that 35 counties reported not using all of their cap. The committee also received an oil tax presentation from Croshys on the stripper well extraction tax exemption. He outlined the number of active stripper wells, the production and revenue implications of the exemption, and projections for future biennia under different tax scenarios. He said the exemption represents substantial savings to operators but also corresponds to production tax revenue that would otherwise be collected, and he emphasized that future outcomes depend on oil prices, well counts, and technology such as CO2 enhanced oil recovery. Nathan Anderson of the Department of Mineral Resources briefly answered a question about why Red River wells have a different production threshold than Bakken wells, explaining it was tied to completion costs and lateral length. The committee then heard from Charlie Gorecki of the EERC, who presented an analysis of typical Bakken well decline curves and argued that most oil is produced before a well reaches stripper status, but that keeping wells open and investing in refracturing or other interventions can recover additional production. No votes were taken during this portion of the meeting; the main actions were receiving reports, asking for follow-up data, and scheduling further discussion for a later meeting.

Transcript Highlights:

• took back the White House by election took back the White House by election mandate.<02:09:13.280
• It rejected bids election of October 26.
• Um, I went to Georgia for their election when they elected the Dream ticket, the Georgia Dream, about
• Um, I went to Georgia for their election Um, I went to Georgia for their election when<03:44:18.239
• 19.359> ticket,<03:44:19.920> the when they elected the Dream ticket, the when they elected

Keywords: U.S. House of Representatives Floor Proceedings on Monday, May 5, 2025, 1012, house, all

Transcript Highlights:

• energy systems, and increasing the adjusted gross income requirements for an individual taxpayer to elect
• lead materials in drinking water distribution to align with the Safe Drinking Water Act and related Code
• lead materials in drinking water distribution to align with the Safe Drinking Water Act and related Code
• I'm also the<00:26:49.360> elected<00:26:49.679> co-chair<00:26:50.080> of<00:26
• :50.159> the the elected co-chair of the the elected co-chair of the Environmental<00:26:50.799

Bills: HB2241, HB2316, HB1566, HB1926, HB1673, HB1948, HB2602, HB1598, HB2334, HB2451, HB2243

Keywords: renewable energy, income tax credit, solar energy, wind energy, low-income households, energy policy, lead materials, drinking water, public health, water infrastructure, safety regulations, HB1566, energy efficiency, LED lighting, light-emitting diodes, fluorescent bulbs, fluorescent fixtures, compact fluorescent lamps, CFL ban, mercury-free lighting

Summary: The committee heard testimony on a bill to expand the solar energy tax credit for single-family residential properties by removing certain cap amounts and raising the adjusted gross income limits for taxpayers to elect a refund of excess credits. The Hawaii State Energy Office and Department of Taxation both said they were standing on written testimony, while industry and advocacy groups largely supported the measure. Members questioned whether the income thresholds were set appropriately, how many taxpayers would be affected at different income levels, and how many would qualify for refundable treatment; Taxation said it did not yet have the requested numbers but was preparing a fiscal estimate. A major issue raised was drafting and administration: witnesses said the bill appears to apply differently to owner-purchased systems versus third-party leased systems, and Taxation said it likely could not easily verify household income for leased systems or cross-reference different taxpayers. Discussion also covered whether the credit should remain refundable, whether credits should be limited to amounts actually expended, and whether the bill should instead be structured to keep the credit with the system owner or lessor, with concerns about equity, market effects, and possible incentives to lease rather than buy. The committee then moved to HB 2316, which would align state restrictions on lead materials in drinking water infrastructure with federal Safe Drinking Water Act requirements. The Department of Health and other supporters testified in favor, and there were no questions from the chair. Next, HB 1566 on energy efficiency would require state agencies to use energy-efficient lighting, with the Hawaii State Energy Office providing technical assistance and a compliance survey prioritized for first responder facilities; testimony from state agencies and advocates was in support, and again there were no questions. For HB 1926 on Red Hill, the Department of Land and Natural Resources, the Board of Water Supply, and multiple organizations and individuals supported funding for remediation studies, environmental monitoring, groundwater research, independent testing, and a public dashboard, with DLNR emphasizing that decades of work remain necessary even after defueling and that the bill supports ongoing university and community partnerships. The committee then heard HB 1673 on landfill units. The Department of Health initially said it was in support but later corrected the record and stated it strongly opposes the measure, saying the bill would undo protections enacted last session that keep landfills out of areas over aquifers; the Board of Water Supply also opposed repeal of those protections, while the City and County of Honolulu supported the HD1 version that leaves siting decisions to the counties. Sierra Club of Hawaiʻi and the Energy Justice Network opposed the bill, arguing the original protections should remain and that the amended version had confused commenters; supporters of the original version urged restoring it and considering additional language on ash.

Transcript Highlights:

• House Bill 450, Section 52, is codified in Chapter 159, Section 52 of the Laws of 2025.
• and our legal counsel as far as we get that brought to us and into the board so that our popular elective
• meeting, once the auditing is complete, we'll be moving into specific items on these, including a code
• It's in share Z codes, which are legislative appropriations, and other items like SB9 that come out of

Transcript Highlights:

• AND BY YOUR VOTE SENATORS WE WILL MOVE THIS GROUP OF CONFEREES FORWARD TO ETHICS AND ELECTIONS AND THANK
• LET'S TAKE A AMENDMENT BAR CODE 70800 BY SENATOR CALATAYUD, YOU ARE RECOGNIZED. >> Sen.
• LET'S TAKE A AMENDMENT BAR CODE 388744 BY SENATOR CALATAYUD AND YOU ARE RECOGNIZED TO EXPLAIN THE AMENDMENT
• I'M ALSO LOOKING AT SPECIFIC SECTIONS OF THE BILL TRYING TO UNDERSTAND HOW THIS CHANGE WILL BE IMPLEMENTED
• THERE ARE MANY MANY ELEMENTS AND SECTIONS OF THIS LEGISLATION.

Keywords: 999, senate, all

Transcript Highlights:

• President, the Senate section whereby it adopted the motion to engross Senate Bill 224 and then the motion
• As I said, it'll expire actually in 2027 so it doesn't stay in code.
• that there's a lot of other good things in the bill and see if they could remove that particular section
• We don't have USC codes in Indiana.
• Because that's exactly what that USC code is put, was voted on and put in place for.

Keywords: 964, all

Transcript Highlights:

• what your bank will and won't ask, such as, you know, we'll never ask you for that one-time security code
• So I referenced Section 230.
• We enforce the Arkansas Insurance Fraud Act and the Arkansas Criminal Code.
• And there's a handful of prosecutors who say, 'I'm the elected prosecutor in my district.
• Guys, look at your Section D. We have a report from the Department of Human Services.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.