Transcript Highlights:

• examination to rule out dangerous conditions like ectopic pregnancy and to confirm the baby's gestational age
• continuing to partner with the legislature and the administration to achieve the board's vision, healthy

Committee: House Business and Professions

Transcript Highlights:

• We always prayed that our kids were happy, healthy, and safe, just like I’m sure many of you have prayed
• What this bill recognizes is that people who were youthful offenders between the ages of 17 and 25, who

Bills: HB153 , HB1410 , HB1461 , HB1760 , HB1762 , HB3261 , HB3773 , HB153

Committee: House Corrections

Transcript Highlights:

• that are in one day and often out the same day, turn around and put them into loans and make these healthy
• population we're talking about, just so we understand the numbers, 5,671 young people of reproductive age

Committee: Senate Banking and Insurance

Summary: The committee heard several bills and amendments, beginning with CS/SB 498 on trust fund interest for IOTA accounts. The sponsor said a 2023 Florida Supreme Court rule sharply increased interest paid into legal aid funding, creating a windfall and making participation difficult for banks. An amendment was adopted requiring savings institutions to pay the higher of 0.25% or the highest comparable rate offered on certain non-IOTA accounts, and the bill then passed favorably after testimony from banks, legal aid representatives, and other stakeholders both supporting and opposing the measure. The committee also approved CS/SB 232, which clarifies Florida’s consumer collection law applies only to phone calls during restricted hours and not emails or text messages, after a delete-all amendment and supportive testimony from industry groups. It then approved SB 132, as amended, to designate gold and silver as legal tender and set rules for custody, audits, electronic transfer, and government acceptance of payments; supporters called it a sound-money measure, while the banking association said it still had unresolved technical concerns. Later, the committee passed SB 1466 to create a trust fund for the My Safe Florida Home Program, with an amendment funding it from 20% of collected insurance premium tax revenue. It also considered SB 1206 on transportation network company insurance, reducing coverage during the “dead-leg” period before a rider is picked up from $1 million to lower limits; the bill drew sharp opposition from trial lawyers and support from insurers and some business groups, and the committee adopted a clarifying amendment before reporting the bill favorably. Finally, CS/SB 924 on fertility preservation for cancer patients was amended several times to narrow scope and clarify coverage rules, then passed favorably after debate over cost, preauthorization, and post-treatment storage obligations. The committee adjourned after allowing technical and conforming changes to implement the adopted amendments.

Transcript Highlights:

• Students of all ages, developmentally, do bring issues of their own experience, which could be that they
• and this committee held a panel discussion in February with experts in this space, and there was a healthy

Summary: The Careers and Workforce Subcommittee met with a quorum and took up four bills. The first, HB 875 on educator preparation, would align teacher-prep programs under a uniform core curriculum, create a competency-based coaching program (CERT), standardize mentor and clinical educator requirements, allow certain certification waivers, and establish a Florida Institute of Teaching Excellence at Miami-Dade College subject to appropriation. Debate focused heavily on language in the bill related to systemic racism, identity politics, privilege, and historical distortion, with supporters saying the bill is about pedagogy and opponents warning it could limit discussion of important historical and social topics. The committee adopted a strike-all amendment and then reported the bill favorably, 12-4. The committee then considered PCS for HB 541 on minimum wage requirements, which would allow employees to knowingly and voluntarily waive the state minimum wage for up to 12 months in certain structured work-based training settings. Supporters argued it would expand access to training and career pathways for inexperienced workers and help address labor shortages, while opponents said it could depress wages, invite coercion, and conflict with the state constitution’s minimum wage provisions. Public testimony included opposition from workers and labor groups and support from NFIB. The bill was reported favorably, 12-4. Next, PCS for HB 681 on apprenticeship and pre-apprenticeship program funding was presented as a transparency and accountability measure to improve funding reporting and address bargaining issues between education agencies and program providers. Support came from industry groups and the ranking member, and the bill was reported favorably without opposition, 16-0. Finally, PCS for HB 1105 on education and Bright Futures would broaden Gold Seal Vocational eligibility, align CTE diploma requirements with Bright Futures, add AP Capstone as an automatic qualifier, and remove barriers for certain military and public service families. The committee supported the bill, which was reported favorably, 15-0. The meeting ended after a correction to the record on one public comment card and adjournment.

Transcript Highlights:

• When you reach my age, your body begins to break down.
• So I want to say that all Floridians deserve the freedom to live healthy and safe and to enjoy the natural

Transcript Highlights:

• The mainframe legacy systems are reliant on aging technology, and modernizing these critical systems
• individuals who came and testified who were 100 percent disabled but had full-time jobs, were big, healthy

Bills: SB 1 , SB1

Committee: Senate Finance

Transcript Highlights:

• neurodegenerative diseases addresses these growing challenges in health care, especially in Florida's aging
• We really believe our theory of change is around surrounding students for their healthy growth, development

Committee: Senate Education Postsecondary

Summary: The Education Postsecondary Committee held its first meeting and focused on state university centers and institutes, with an overview from the Board of Governors on how the more than 500 centers and institutes across Florida’s public universities are categorized, overseen, and reported. The Board described three categories: state-level centers, legislatively established centers, and university-established centers. Members were told universities must maintain policies, notify the Board of changes, publish public inventories, and submit annual reports and compliance certifications. Senator Harrell asked about funding sources and whether underperforming centers are reviewed for elimination; the response was that funding varies by center and that universities decide whether to maintain or disband centers under their own policies, with annual reporting and audit findings shared with the Board. Four university presentations followed. Florida Atlantic University highlighted its Center of Excellence in Biomedical and Marine Biotechnology, describing research in marine-derived drug discovery, genomics, imaging, cancer, neurodegenerative disease, and ocean sustainability, along with spin-off institutes and partnerships that have generated significant grant and contract support. FIU presented its Center of Excellence for Hurricane Damage Mitigation and Product Development, emphasizing the Wall of Wind facility, hurricane and water intrusion testing, code and product innovation, insurance modeling, and future expansion toward higher wind speeds and flood simulation. Florida State University’s High-Performance Materials Institute described work in advanced materials, aerospace composites, sensors, nanocomposites, and AI-enabled materials development, along with patents, industry partnerships, and new facilities tied to economic development. The University of Florida’s Lastinger Center for Learning outlined its work on teacher professional learning, literacy, New Worlds Reading, tutoring, and mathematics supports, including microcredentials, statewide book distribution, and early results showing improved reading confidence and growth. Members generally praised the centers for their research, commercialization, workforce development, and education impacts. Senator Jones and Senator Harrell commended the Lastinger Center’s literacy work and the broader return on investment from these programs, while Senator Berman noted the value of the synergies across institutions. The chair emphasized that future funding requests should clearly show measurable success, commercialization, and statewide impact. The committee then adjourned without any formal votes on legislation.

Transcript Highlights:

• educational all ages, and features many educational booths,<00:23:31.440><c> helping</c><00:23:31.760
• This year, we celebrated passage of my bill, the Whole Milk for Healthy Kids Act, which will be soon
• Kids Act, which will be Milk for Healthy Kids Act, which will be soon<00:25:27.520><c> signed</c><00
• And with aging homes and data centers driving up the cost of utilities, people are feeling the crunch
• </c><07:43:55.840><c> Frank</c> 11th, 2026 at the age of 84. Frank 11th, 2026 at the age of 84.

Transcript Highlights:

• Section 26.1-36-09.1 was enacted in 1989 and requires coverage of certain mammograms based on age.
• As of 2024, individuals aged 65 and older comprised just over 17% of the population.
• You will see that for dental care... ...services in dark blue, broken down by age group.
• This chart shows the average percentage of members in each age...
• for members age 21 and older.

Summary: The committee met to review the history and current treatment of North Dakota health insurance mandates, with presentations from Blue Cross Blue Shield of North Dakota, Sanford Health Plan, the Public Employees Retirement System (PERS), and the Insurance Department. The discussion focused on how mandates apply differently to fully insured, self-funded, ACA, Medicaid, and PERS plans; how the state’s benchmark plan and federal essential health benefits affect coverage; and how the existing process requires cost-benefit analysis and, for certain measures, a PERS pilot period before broader application. Presenters also reviewed the long list of existing state mandates, including provider, beneficiary, and coverage requirements, and noted that many were enacted decades ago and have not been revisited despite changes in medical evidence and treatment options. Witnesses from the carriers argued that mandates should be reviewed periodically because some are outdated, can create unintended costs, and may not align with current medical guidance. Examples cited included PSA screening, off-label drug coverage, prior authorization rules, step therapy, and cost-sharing provisions for mental health and substance use treatment. They emphasized that carriers often cover services without a mandate when supported by clinical evidence, and that mandates can shift costs to employers and employees, especially in the fully insured small-group market. They also suggested possible policy improvements such as clearer mandate definitions, better transparency around cost-benefit analyses, a regular 10-year review of mandates, and more timely submission of proposals through the interim process. PERS and the Insurance Department highlighted a recurring tension over what counts as a mandate and when a measure triggers the state’s defrayal obligation under federal law. PERS described its interim committee process, the April 1 deadline for fiscal-impact proposals, and the limited pilot program used for certain measures, noting that only a few bills have gone through the full pilot process. The Insurance Department explained that it views new benefit mandates through the lens of the ACA benchmark plan and essential health benefits, distinguishing true new benefits, such as infertility coverage, from changes to existing benefits, such as telehealth or insulin cost-sharing caps. No votes were taken on policy changes; the meeting was informational, with members asking questions about costs, applicability, transparency, and whether a periodic mandate review should be established.

Transcript Highlights:

• importantly, we're teaching students not just knowledge, but the habits of mind that will matter most in this age
• building bridges to other forms, social science, and regards to maintain what has been, I think, a healthy
• Adaptive technologies for easier aging and prolonged independence.

Committee: Joint Joint Committee on Economic Development and Emerging Technologies

Summary: The committee held an informational hearing on the economic impact of Massachusetts higher education institutions, with opening remarks noting the significance of September 11 and the role colleges and universities play in the state’s economy, workforce, and research ecosystem. UMass leaders testified first, describing UMass as a major employer and economic driver that educates large numbers of Massachusetts residents, supports thousands of jobs, and generates billions in annual economic activity. They emphasized the importance of research funding, warned that federal grant cancellations, suspensions, and slowdowns were harming research operations and talent retention, and voiced strong support for Governor Healey’s proposed DRIVE initiative as bridge funding to protect research capacity and jobs. Committee members focused heavily on workforce preparation in emerging fields such as AI, cyber, quantum computing, and engineering. UMass leaders said AI is being embedded across curricula and research, but also warned that financial constraints forced reductions in PhD admissions, especially in computer science and engineering, which could weaken the future workforce pipeline. They also described the practical effects of grant uncertainty, including reduced graduate admissions and concerns about losing researchers to institutions abroad. Members asked for more detailed data on grant timing, funding gaps, and where students and researchers were going. A second panel from private colleges and universities, including AICUM, Suffolk, Smith, and Clark, highlighted the broad economic and civic contributions of private higher education. Testimony cited large annual economic impacts, job creation, tax revenue, community service, legal clinics, dual enrollment, entrepreneurship support, sustainability investments, and access programs. Speakers also discussed enrollment pressures, COVID-related social and mental health challenges, student visa and federal policy concerns, and the need to preserve liberal arts alongside career-focused training. The committee then heard from MIT, where testimony focused on research commercialization, biotech spinouts, and the role of federal, philanthropic, and industry funding in sustaining innovation; members pressed for more data on funding sources and asked what state policy could do to keep talent and businesses in Massachusetts. The hearing continued with additional public higher education testimony, including Bridgewater State, Bristol Community College, and Northeastern, which emphasized workforce-aligned programs, social mobility, apprenticeships, co-op education, and the need for better coordination between higher education, employers, and state workforce systems.

Transcript Highlights:

• At age 14, I was on The Ed Sullivan Show as the youngest magician.
• And I’m beginning to think that we even have some who—racketeering is a pretty healthy word—but are engaged
• He raised me since the age of three.

Committee: Senate Senate Ad Hoc Committee on Elder Abuse

Transcript Highlights:

• But the statements for those of us old enough to remember, and age ourselves just slightly, are like
• of our members and our customers to shape policies that promote aviation safety, security, and a healthy
• Our age demographic at our new second location is younger, and we do see a trend that younger consumers

Summary: The commission met to continue studying credit card payments, interchange fees, fraud, chargebacks, and the impact of card processing costs on small businesses, especially restaurants and retailers. Members heard extensive testimony from credit unions, retailers, restaurant owners, payment-industry representatives, and an airline trade group. Supporters of reform argued that swipe fees are a major and rising expense, that businesses are paying fees on sales tax and tips that are merely pass-through amounts, and that merchants have little negotiating power. Several restaurant and retail witnesses described thin margins, higher costs for card-not-present transactions, and chargebacks that they said usually favor cardholders and leave merchants absorbing losses and fees. Witnesses from the Cooperative Credit Union Association cautioned that state-level interchange regulation could reduce revenue used for fraud prevention, compliance, and member services, and could lead to higher rates or reduced access. Retail and restaurant representatives countered that fees have risen sharply, that statements are difficult to decipher, and that rewards programs and card-network pricing are subsidized by merchants and ultimately by all consumers. The Massachusetts Restaurant Association and independent operators urged legislation to bar fees on tax and tip portions of transactions and to allow businesses to pass along card fees if they choose, saying this would improve transparency and fairness and help keep small restaurants open. Other testimony came from the National Restaurant Association, which supported interchange reform and said modern point-of-sale systems can already separate tax and tip amounts, and from a payments-industry group that emphasized the broader economic benefits of digital payments and warned against state-by-state rules. Airlines for America opposed changes that could undermine airline credit card rewards programs. Commission members asked detailed questions about fee structures, card types, chargebacks, POS systems, and whether consumers paying cash are also affected. No votes or formal actions were taken at the meeting.

Transcript Highlights:

• She's deeply committed to empowering individuals of all ages and abilities to embrace their unique differences
• Wants to attend OSU to study ag education. Let's give Avery a big round of applause, please.
• Let's get our healthy babies taking care of our moms.

Bills: HB2059 , HB3920 , HB2992 , HB3267 , HB4457 , HB3800 , HB3818 , HB4425 , HB4427 , HB4430 , HB4431 , HB4333 , HB4340 , HB4343 , HB4344 , HB4363 , HB4229 , HB4230 , HB4236 , HB4246 , HB1979 , HB3431 , HB3052 , HB3047 , HB3048 , HB4092 , HB4302 , HB3261 , HB3704 , HB3312 , HB3546 , HB3849 , HCR1021 , HB4105 , HB4159 , HB4304 , HB3835 , HB3619 , HB4490 , HB3710 , HB4201 , HB3907 , HB3748

Summary: The House met in session with prayer, the Pledge, and several recognitions, including Veteran of the Week Jake Searock, Doctor of the Day Dr. Nicole Bowden, Psychologist of the Day Dr. Amy Cherry, Nurse of the Day Eileen Cooper Grubbs, and a presentation for Developmental Disabilities Awareness Day. Members also welcomed student and community guests in the galleries. The chamber then moved through a long calendar of House bills, with most measures advancing on unanimous consent or broad bipartisan votes. Among the major bills discussed, lawmakers passed measures on county jail medication reimbursement (HB 2059), a sales tax exemption for LifeShare (HB 3920), ratepayer protections for large data centers and crypto mining facilities (HB 2992), a felony offense for breaking and entering an occupied dwelling without intent to commit another crime (HB 3267), PBM access protections for specialty pharmacy patients (HB 4457), adjunct teacher guardrails in K-4 tested subjects (HB 4427), malpractice coverage for state-employed nurse practitioners and physician assistants (HB 4430), and several higher education, water, and state government cleanup bills. The House also approved bills addressing the 988 mental health lifeline, juvenile oversight disclosures, school support employee tracking, a federal education tax credit opt-in, firearms education curriculum development, AI personhood restrictions, child safety reviews related to fentanyl, and expungement relief for trafficking victims. Debate centered most heavily on HB 2992, where supporters argued data centers should pay their share of infrastructure costs so residential and other ratepayers are not burdened, while some members questioned why the bill singled out data centers instead of all large-load users. HB 3267 drew questions about how the new offense would affect people with cognitive impairments, and HB 3312, the firearms education bill, prompted concerns about who would teach the curriculum. HB 3546 on artificial intelligence personhood also generated discussion about accountability and future regulation. Several bills were amended on the floor, including HB 492, HB 4302, and HB 4105. The House recorded numerous final passage votes, with many bills passing overwhelmingly and some by narrower margins, including HB 3800, HB 4333, HB 3704, HB 4159, and HB 3619. Emergency clauses were adopted on some measures, including HB 4427 and HB 3312, while others were passed without emergency action. The chamber also reconsidered and then passed HB 1979 after a motion to reconsider a prior failure.

Transcript Highlights:

• It supports and encourages things like small-scale ag sales, farm stands, homemade products, direct sale
• So it's too healthy? It takes a little flavor. I think that's just a skill issue.
• Idaho's ag economy depends on reliable water delivery, and this legislation removes legal obstacles that

Transcript Highlights:

• is always something that we should strive to do, although be mindful that we must also maintain a healthy
• As a community, we have a choice: continue investing in an aging structure that serves no formal purpose
• As a community, we have a choice: continue investing in an aging structure that serves no formal purpose

Bills: S0302 , S0394 , S0480 , S0546 , S0636 , S0774 , S0796 , S1028 , S1050 , S1066 , S1120 , S1230 , S1288 , S1682

Committee: Senate Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:

• She said that when workers and their families have health care, companies can count on a healthy, stable
• I'm a mom of four, ages one to 15, and a member of MomsRising.
• 2100 to raise desperately needed revenue to protect care in Washington so people like my client can age

Summary: The committee held public hearings on several bills. HB 2140 would exempt land sold or transferred to a governmental entity from additional tax when removed from open space classification in certain circumstances. Staff explained the current use property tax system and said the bill would likely have minimal but indeterminate revenue effects, with about $30,000 in one-time Department of Revenue costs. Representative Lowe said the bill was intended to fix a niche problem where a farmer loses a small frontage strip to a county and is then charged back taxes despite no change in land use. FutureWise testified in support of the bill’s intent but asked for small language changes to ensure transferred land remains compatible with agricultural or open space use. The public hearing on HB 2140 was then closed. HB 2326 would allow a fire protection district that is partially overlapped by another district’s EMS levy to impose its own levy on the portion not already covered, subject to voter approval in the affected area. Staff said the bill would have no state general fund impact and about $28,000 in one-time Department of Revenue costs. Fire district and fire chief representatives testified in support, describing situations in Clark County and Kittitas County where most residents cannot vote on an EMS levy because a small overlapping area already has one. Opponents, including Washington Citizens Against Unfair Taxes, argued the bill would add to property tax burdens. The hearing on HB 2326 then closed. HB 2334 would require rounding of cash transactions to the nearest five cents as pennies are phased out of circulation, while leaving non-cash payments unchanged. Staff said the bill would apply to the final total after taxes and fees, with an indeterminate but minimal state revenue impact and significant Department of Revenue implementation costs. The prime sponsor said the bill was needed because the federal government ended penny production without giving states guidance. Retail and grocery groups generally supported the concept but requested amendments for clarity, consumer protection, SNAP compliance, and flexibility while pennies remain in circulation; one witness opposed the bill as another tax burden. The hearing on HB 2334 was then closed. The committee then heard HB 2100, a proposed statewide payroll expense tax on large operating companies to fund a new Well Washington Fund for higher education, health care, cash assistance, energy, and housing. Staff said the proposed substitute would apply to employers with at least 250 employees and $7 million in annual payroll, exclude certain public and health care entities, and generate substantial revenue, with the fiscal note estimating about $7.6 billion to the general fund and $4.2 billion to the new fund in the 2027–29 biennium under the revised threshold. Supporters, including poverty, housing, labor, education, disability, and faith advocates, said the bill would help offset federal cuts and protect vulnerable residents. Business, retail, hospitality, construction, and technology groups opposed it, warning of job losses, higher costs, reduced competitiveness, and broader impacts on consumers and employers. The prime sponsor said the bill was a response to federal divestment and that the state needed a progressive revenue source now; no vote was taken in the transcript.

Transcript Highlights:

• We continue to see growth in diversity across age, gender-inclusive environment, and backgrounds within
• We continue to see growth in diversity across age, gender-inclusive environment, and backgrounds within
• We used to have a really healthy timber products industry in California, which for some reason disappeared

Transcript Highlights:

• We continue to see growth in diversity across age, gender-inclusive environment, and backgrounds within
• We continue to see growth in diversity across age, gender-inclusive environment, and backgrounds within
• We used to have a really healthy timber products industry in California, which for some reason disappeared

Summary: The committee held its second hearing on housing construction innovation, focusing on factory-built and modular housing as a way to lower costs, speed delivery, and expand housing supply. The chair framed the effort as a search for practical innovation paired with land use, financing, and regulatory changes that could make housing more affordable for working families. Government witnesses from HCD, the Strategic Growth Council, and the tax credit and bond allocation agencies explained how factory-built housing is regulated, how California standards and third-party approvals work, and how state programs are trying to build regional demand and financing pipelines for modular production. Testimony from investors and developers emphasized both the promise and the risks of modular construction. JP Morgan Chase and the Housing Accelerator Fund described projects that achieved meaningful time and cost savings, but said lenders still see elevated risk because of manufacturer solvency, upfront deposits, transportation and installation issues, and the need for standardized designs and experienced teams. They urged more standardization, more local factories, better alignment between financing timelines and construction schedules, and state support such as backstops, top-loss capital, and scoring preferences in tax credit and bond programs. Several speakers noted that recent federal changes to the 4% tax credit program increased production capacity, but warned that without continued state investment the pipeline could face a future funding cliff. The workforce panel, including union contractors, factory supervisors, and labor representatives, said modular construction can support good jobs if it is paired with union labor, training, and fair standards. They described benefits for workers such as steadier schedules, less commuting, improved safety, and better work-life balance, while also stressing the need for wages, health coverage, retirement benefits, and apprenticeship opportunities. Union representatives supported a model that keeps both factory and on-site work unionized and said the industry could create more jobs overall if California builds more factories and develops a stable, long-term demand pipeline. No formal votes or actions were taken during the hearing.

Transcript Highlights:

• it’s important to remove all sources of lead, as there’s no known safe level of lead regardless of age
• In addition, cookware releases more lead as it ages, but the test is only on new cookware.
• Sustainability Alliance, which is a grouping of cookware manufacturers, all of whom make very safe and very healthy

Summary: The committee held public hearings on several bills, beginning with SB 5965 on retail bags. Staff explained that the bill would prohibit single-use plastic and reusable film plastic carryout bags, raise the paper bag pass-through charge from 8 cents to 20 cents, exempt certain assistance-program customers from bag charges, and add manufacturer/distributor penalties. The sponsor and supporters, including environmental groups, Seattle Public Utilities, Tacoma, county solid waste representatives, and health advocates, argued the current law has led to thicker plastic bags and more plastic pollution, microplastics, and recycling contamination. Opponents from hospitality, grocery, retail, paper, and plastic bag industries said the bill would raise costs, create checkout confusion, burden food delivery and takeout operations, and amount to a de facto ban on paper bags as well; several urged waiting for more data on the current 12-cent fee. The hearing ended with a reported 1,240 non-testifiers on SB 5965, with 541 pro, 695 con, and 4 other. The committee then heard SB 6030 on plastic bags. Staff said the bill would allow film plastic and paper carryout bags if they meet recycled-content standards, keep the paper bag fee at 8 cents, reduce the plastic bag fee from 12 cents to 8 cents, and remove the minimum thickness standards for reusable film plastic bags while retaining recycled-content requirements and the SNAP exemption. No public testimony was taken on the bill, and the chair noted 208 non-testifiers, with 192 pro, 11 con, and 5 other. Finally, the committee heard SB 5975 on lead in cookware. Staff described it as a third-round update to the state’s cookware lead law, narrowing covered cookware, delaying the 10 ppm lead standard to 2030, and allowing compliance through FDA or European testing methods. Supporters, including some industry representatives, said the current law is unclear and difficult to enforce, that a workable test is still being developed, and that the bill would provide certainty and avoid unintended coverage of safe products. Opponents from Ecology, Health, environmental groups, and consumer advocates argued the bill would weaken Washington’s existing protections, create broad exemptions, and allow high-lead cookware to remain on the market; they also criticized shifting from total-content testing to leach testing. The hearing closed with 609 non-testifiers on SB 5975, with 54 pro and 552 con.

Transcript Highlights:

• And so by pushing that out to year 20, it brought the building closer to that age that buildings are
• Commerce, we believe that strong communities require affordable housing, adequate infrastructure, and a healthy
• Co-ops on Lopez Island, we provide housing for 5% of our population, 10% of the school-aged children,

Summary: The Senate Housing Committee heard presentations on a range of housing finance, permitting, and affordability tools. Chattanooga described its affordable housing PILOT program, which uses a per-unit property tax abatement tied to the rent loss from providing affordable units, with a 15-year term and annual compliance monitoring. Committee members asked about the program’s structure, whether it had been used elsewhere, and who was participating; the presenter said the first mixed-income project would bring 278 units with 42 affordable units and that the model was attracting private market-rate developers. Shoreline then described its MFTE and inclusionary zoning approach, emphasizing that longer tax exemption periods and station-area zoning changes had helped spur development, with most current pipeline projects concentrated near light rail stations. The committee also heard from the Municipal Research Services Center and the Department of Commerce on tax increment financing, proportional impact fees, and permit timelines. Commerce explained that TIF can fund public improvements such as roads, utilities, broadband, and some affordable housing or child care facilities, while proportional impact fee guidance is intended to help jurisdictions charge fees more closely aligned with actual project impacts. On permit timelines, Commerce presented its first annual report under recent law changes, using 2024 as a baseline year and noting that reported timelines were generally longer than statutory goals; members asked about outliers, paper versus electronic processing, and whether back-and-forth between applicants and staff was driving delays. Commerce said it would follow up with more data, including on CHIP funding and permit reform practices. Several local governments then shared permitting process improvements. Auburn reported relatively short review cycles and described its move to fully electronic permitting, internal performance standards, and a stock plan program that speeds review for repeated home designs. Bellevue described an AI permitting pilot with a local startup to help with pre-application questions, document triage, and plan review, aiming to reduce incomplete applications and revision cycles. Seattle presented a pilot for accessory dwelling unit co-development in which a mission-driven partner would help homeowners split lots, finance, build, and manage ADUs, with the homeowner eventually buying out the partner and retaining ownership; committee members asked about rent setting, management fees, and default risk, and staff said they would follow up. The committee also heard brief overviews of community land trusts and limited equity cooperatives as permanent affordability models, with presenters urging continued state and local funding support and policy recognition for these approaches.