Transcript Highlights:

• Please give considerations for existing businesses. considerations for existing businesses that have
• So, they want to be a manufacturer as well as a retailer in the same business. That's not allowed.
• I think in one of the other businesses... Is it a convenience store, or is it a...
• The whiskey business is tough. You gotta spend...
• Um, so it's a cash flow intensive business, and it's tough.

Bills: SB312, SB316, SB90

Keywords: alcoholic beverages, ABC Board, Alabama Alcoholic Beverage Control, special event license, special events retail license, nonprofit special events retail license, special retail license, event storage license, government venue license, alcohol storage, alcohol transfer, beer, wine, liquor, on-premises consumption, public venue, government-owned property, municipal property, county property, state property

Transcript Highlights:

• :50:07.320><c> the</c> For-profit businesses are exploiting the For-profit businesses are exploiting
• </c> with exploitative business practices. with exploitative business practices.
• What I want to be able to business.
• So, this will provide a bridge for these experienced small business owners to get into cannabis if they
• . business. business.

Bills: HF3794, HF4472, HF4410, HF4347, HF4412, HF4398, HF4397, HF4201, HF4199, HF4203, HF3706, HF4071, HF4120, HF4175, HF4188

Keywords: surveillance, price discrimination, wage discrimination, automated decision systems, consumer protections, data privacy, biometrics, school district health insurance, charter school health benefits, employee benefits, public sector health insurance, health insurance survey, Legislative Budget Office, LBO report, premium costs, retiree coverage, broker commissions, third-party administrator, health plan transparency, health reimbursement arrangement

Transcript Highlights:

• businesses with up to 20 employees to serve small businesses with up to 100 employees.
• How about under the small and micro business recovery fund? I know that...
• Small businesses that apply for the loans have to be paid in full for any previous loan they received
• That some are able to operate businesses either because those businesses are grandfathered or because
• businesses up and running, correct?

Bills: SB8, SB4, SB43, SB1, SB2, SB13, SB6, SB10, SB16, SB14, SB3, SB8, SB4, SB43, SB1, SB2, SB13, SB6, SB10, SB16, SB14, SB3

Keywords: education, accountability, public school assessment, state law, transparency, intervention, performance ratings, Texas congressional redistricting, U.S. House districts, congressional map, redistricting, gerrymandering, 2020 Census, census tracts, block groups, voting districts, election law, Texas House of Representatives districts, federal congressional districts, 2026 elections

Transcript Highlights:

• Our business model is that we place kiosks that look similar to an ATM and sometimes are called ATMs,
• We place those kiosks in gas stations and convenience stores, and we rent that space from small businesses
• you're doing in the business, is there some alert or if there's some safeguard that you use internally
• Therapy reinforces the small abilities they have and prevents their decline.
• Is there any other business before the committee? Senator Sharief moves that we adjourn.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• from Representative Breyer for the Secretary of State, which will help with determining fraudulent business
• And help consumers or business owners who may have been targeted by fraudulent business filings.
• Representative Craft is integrating the transit assistant program into the Minnesota business web portal

Bills: HF2783

Keywords: state government finance, biennial budget, appropriations, Minnesota Management and Budget, Healthy Aging Subcabinet, Office of Healthy Aging, older adults, aging policy, long-term care, caregivers, public health, Medicaid fraud, medical assistance fraud, attorney general subpoena power, fraud enforcement, business filing fraud, Secretary of State, deceptive mailings, consumer protection, certified public accountant

Transcript Highlights:

• our ability to prevent fraud and build trust to support the voluntary compliance of individuals, businesses
• consolidations are pervasive across Minnesota's economy, impacting not just farmers but workers, consumers, small
• businesses, and more.

Bills: HF2783

Keywords: state government finance, biennial budget, appropriations, Minnesota Management and Budget, Healthy Aging Subcabinet, Office of Healthy Aging, older adults, aging policy, long-term care, caregivers, public health, Medicaid fraud, medical assistance fraud, attorney general subpoena power, fraud enforcement, business filing fraud, Secretary of State, deceptive mailings, consumer protection, certified public accountant

Transcript Highlights:

• The bill language is targeted to apply to the small portion of all statewide drainage projects that have
• to</c><00:45:17.000><c> apply</c><00:45:17.359><c> to</c><00:45:17.640><c> the</c><00:45:17.800><c> small
• </c><00:45:18.080><c> portion</c> targeted to apply to the small portion targeted to apply to the small
• If projects are environmentally sound, she said, they will sail through the process. was a business interest
• talked about how was a business interest talked about how this<01:07:36.920><c> committee</c><01:07:

Bills: HF4211, HF3426, HF4819, HF3466, HF3793, HF3339

Keywords: air pollution, lead emissions, continuous emissions monitoring system, CEMS, Minnesota Pollution Control Agency, MPCA, environmental monitoring, emission compliance, air quality, public health, industrial pollution, permitted facility, residential exposure, toxic metals, emission limits, pollution control, stack monitoring, real-time emissions monitoring, natural resources, environment

Transcript Highlights:

• Members, this is HB 215 by Representative Robbie Carter, provides relative to small successions.
• “And it works real good for a husband and wife to do this affidavit, a small succession, if they leave
• But the small succession started off at $50,000. They went to $75,000. They've gone to $125,000.
• The advertising attorneys and so forth have taken a lot of the rural business away.
• They changed legislation about five or six years ago, changed small claims court from 3,000 to 5,000.

Bills: HB135, HB142, HB170, HB194, HB215, HB216, HB226, HB284, HB292, HB297, HB609

Keywords: exemption, motor vehicles, health savings accounts, debt relief, bankruptcy, civil procedure, abandonment, default judgment, court costs, notice requirements, construction contracts, jurisdiction, dispute resolution, public policy, Louisiana law, professional engineer, peremptive periods, construction, architect, real estate developer

Transcript Highlights:

• I call this business meeting to order as quickly as we can, now that we have critical mass here.
• First, I'll thank Chair Capito [member_3306] for this business meeting and for moving two bipartisan
• That is the sense that I have of where we are historically, because this is just one small subset of
• The next item on the agenda is the housekeeping portion of today's business meeting.
• With no further business, the committee stands adjourned. I want to thank everyone. Thank you.

Bills: SB347, SB351

Keywords: brownfields, brownfield cleanup, site remediation, environmental cleanup, contaminated property, redevelopment, revitalization, CERCLA, Superfund, EPA grants, state response programs, environmental justice, disadvantaged communities, small communities, local government grants, nonprofit eligibility, community engagement, Alaska Native tribes, Regional Corporations, Village Corporations

Transcript Highlights:

• I would like to call this meeting of Business and Insurance to order.
• between 2004 and 2025, the average cost of employer-sponsored healthcare insurance for families and small
• But I just want to make sure if a business requests what did we spend they get that information.
• I represent insured Oklahoma small businesses, schools, churches, municipalities.
• This would leave insurance companies that cannot pay the losses out of business.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Transcript Highlights:

• I'd like to call this meeting of Business and Insurance to order.
• between 2004 and 2025, the average cost of employer-sponsored health care insurance for families and small
• I represent insureds, Oklahoma, small businesses, schools, churches, municipalities.
• And what it would leave those companies that are eventually would run out of business.
• This is going to fall under the business side of the committee, so appreciate him being a buffer.

Bills: SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364

Keywords: massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits

Summary: The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2. The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously. Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.

Transcript Highlights:

• Also, most importantly, for small businesses that would otherwise claim the sales tax exemption, the
• And you're with the Texas Association of Business, you're here for the bill?
• I'm the Vice President of Government Relations at the Texas Association for Business. of Business here
• Importantly, the bill also ensures that small and medium-sized businesses, which often do not owe franchise
• Members, is there any other business to be discussed before we adjourn?

Bills: SB263, SB467, SB850, SB1030, SB1352, SB1453, SB2064, SB2206, SB2779, SJR84

Keywords: SB 263, Texas franchise tax, cost of goods sold, COGS, broadcasters, television broadcasting, radio broadcasting, media tax, broadcast license, FCC, 47 C.F.R. Part 73, 47 C.F.R. Part 74, film production, television production, tax deduction, margin tax, Texas Tax Code, depreciation, amortization, broadcast rights

Transcript Highlights:

• This is really just the licensing of virtual currency business. All right.
• If the federal government were to come in and have a licensing regime for virtual currency businesses
• But smaller rooftop, small businesses that utilize distributed generation and smaller microgrids and
• Using cloud-based software, they balance supply and demand while providing homeowners and businesses
• I've owned large salons and small salons.

Bills: HB744, HR197, SB54, SB79, SB163, SB287, SB375, SB386, SB398, SB469, SCR5

Keywords: public utility, common carrier, regulation, Public Service Commission, New Orleans, constitutional amendment, distributed energy, energy storage, electricity demand, virtual power plants, reliability, hurricane resilience, esthetics, cosmetology, hair services, beauty industry, Louisiana regulation, Louisiana Economic Development, sunset law, legislative authority

Transcript Highlights:

• discussed last week, them showing an ID or them providing some documentation to a store or to a business
• discussed last week, them showing an ID or them providing some documentation to a store or to a business
• that bill, and it is cleaning up the language, modernizing our statutes, and improves clarity for business
• that bill, and it is cleaning up the language, modernizing our statutes, and improves clarity for business
• , clarity for business and administrators, uh<00:18:51.200><c> all</c><00:18:51.440><c> the</c><00:18

Bills: SB182, SB251, SB252, HB74, HB159, HB292, SB182, SB251, SB252, HB74, HB159, HB292

Keywords: psychoactive cannabinoids, cannabis, beverage prohibition, criminal penalties, youth access, Jefferson County, pistol permit, gun permit, concealed carry, firearm permit, sheriff fee, permit fee, weapons license, gun licensing, school security, Jefferson County Sheriff's Fund, retirement system, Gardendale, Birmingham legislative office, local bill

Transcript Highlights:

• As a matter of pending business, the chair lays out Senate Bill 2403.
• As a matter of pending business, full Senate, all right.
• As a matter of pending business, the chair lays out Senate Bill 1888, Senator Sparks' bill about the
• As a matter of pending business, the chair lays out Senate Bill 2943.
• There's no other business. With great thanks to each of you, especially this time of year.

Bills: SB 18, SB 34, SB82, SB1807, SB2254, HB119, HB130, HB581, HJR98, SB1988

Keywords: Texas Water Code, TCEQ, Texas Commission on Environmental Quality, water permit, water appropriation, dam permit exemption, reservoir, flood control, floodwater control, erosion control, sediment control, watershed protection, flood prevention, Natural Resources Conservation Service, NRCS, USDA, local sponsor, district, authority, water infrastructure

Transcript Highlights:

• In this way, the bill supports business owners by giving businesses greater certainty in how their decisions
• The bill is also very specific to businesses.
• It's a small business protection bill because if they don't post the signs, there are numerous reasons
• why a business would not want to do that.
• One of those is, of course, if it's a small business; they don't have that kind of retail space to put

Bills: SB82, SB1807, SB2254, HB119, HB130, HB581, HJR98, SB1988, SB 18, SB 34

Keywords: business liability, concealed carry, handgun policy, premises liability, criminal acts, civil liability, business premises, concealed handgun, property liability, property rights, gun regulations, criminal liability, protective order, confidentiality, personal information, court records, victim protection, charitable raffle, nonprofit, wildlife conservation

Transcript Highlights:

• On to our first item of business today.
• as a course of business.
• We often are selling to independent small family-owned businesses as well.
• We often are selling to independent small family-owned businesses as well.
• Representative Stevenson, I think that this makes a lot of sense, and we definitely help our small businesses

Bills: HF1672, HF1877, HF1735, HF1734, HF1271, HF1634, HF1615

Keywords: medical cannabis, medical marijuana, cannabis, cannabinoids, hemp, marijuana registry, patient registry, visiting patient, Tribal cannabis, Tribal medical cannabis program, Tribal sovereignty, Office of Cannabis Management, designated caregiver, home cultivation, adult-use cannabis, cannabis flower, cannabis products, dispensary, cannabis retail endorsement, patient protections

Transcript Highlights:

• Senate Bill 145 is a single audit format with some changes to small audit agencies.
• They exceed the entire budget of that small local public body.
• So this basically alleviates a lot of the red tape for small local public bodies.
• And it shouldn't impact the way that we do business.
• Thank you, Representative Small. Tell me about... Thank you, Senator Tobias.

Bills: HB2, SB145, SB143

Keywords: general appropriation, budget, Medicaid, education funding, public safety, auditing, financial reporting, state auditor, public agencies, capital outlay, compliance, federal audits, agriculture, New Mexico Department of Agriculture, fee update, regulatory fees, egg inspection, egg grading, egg dealer, pesticide control

Summary: The committee first heard Senate Bill 143, which would raise caps on certain agriculture fees so they can keep pace with inflation. Senator Woods explained that the bill only adjusts fee ceilings, not automatic increases, and an amendment was adopted to tie the caps to the Consumer Price Index for All Urban Consumers published by the U.S. Department of Labor. There was no public support or opposition testimony, and the bill was then passed on an 8-0 do-pass vote, with several members excused. The committee then took up Senate Bill 145, which would change the state audit system by raising thresholds for smaller local public bodies and creating a statewide federal single audit for state agencies. The State Auditor and DFA said the bill was intended to streamline audits, reduce delays, and align New Mexico with federal rules and other states, but multiple CPA and audit witnesses opposed the statewide single-audit concept, warning it could reduce transparency, weaken accountability, and increase the risk of fraud, waste, and abuse. Committee members pressed for clarification on how the audit structure would work, which agencies would be covered, and whether DFA or independent auditors would conduct the work; the sponsors said amendments were needed to clarify the bill and remove problematic language, including the appropriation and references to gifts and donations. The committee adopted an amendment striking the appropriation language and then continued questioning without taking final action in the excerpt. The final portion of the meeting shifted to the House Bill 2 budget presentation. Committee members reviewed the Senate Finance version of the budget, which included about a 2.7% increase in recurring spending, 30% reserves, and major investments in health care affordability, early childhood, public education, housing, clean energy, water, and agriculture-related priorities. Members asked about water testing needs, water settlement funding, career technical education funding, and the contingency fund/disaster reserve structure. The presenters said some items still needed technical work and that additional adjustments would be made before final passage.

Bills: SB174, SB174

Keywords: business taxes, annual reports, Alabama Tax Tribunal, tax appeals, local government, SB174, alternative energy, alternative energy wells, alternative energy facility, geothermal, geothermal energy, subsurface energy, energy storage, energy capture, energy generation, hydropower, solar energy, oil and gas well conversion, well conversion, plugging and abandonment

Transcript Highlights:

• As a matter of pending business, the Chair lays out House Bill 1973, another bill by Representative Cook
• As a matter of pending business, the Chair lays out House Bill 2530.
• As a matter of pending business, the Chair lays out House Bill 3180.
• As a matter of pending business, the Chair lays out House Bill 3180.
• And if there's no other business to come before that.

Bills: HB40, HB1916, HB1973, HB2524, HB2530, HB3180, HB3421, HB3783, HB4170, HB4213

Keywords: business court, civil procedure, litigation, jurisdiction, arbitration, divorce, property division, family law, court jurisdiction, marital assets, parent-child relationship, birth certificate, identity proof, Family Code, court process, attorney fees, court costs, legal expenses, dispute resolution, child support

Summary: The committee considered several House bills dealing with family law and civil procedure. House Bill 1916, concerning a court’s jurisdiction in suits to divide property not divided on dissolution of marriage, was reported favorably on a 4-0 vote and recommended for the local and uncontested calendar. House Bill 1973, addressing proof of the identity of a child’s parents in a suit affecting the parent-child relationship, was also adopted with a committee substitute, reported favorably 4-0, and sent to the local and uncontested calendar. House Bill 2524, on recovery of fees, court costs, and expenses in family law proceedings, and House Bill 2530, on special appointments in suits affecting the parent-child relationship, each received favorable 4-0 votes and were likewise recommended for the local and uncontested calendar. The committee then took up House Bill 3180, which was reported favorably 4-0 and recommended for the local and uncontested calendar. The most detailed discussion centered on House Bill 40, relating to updates to business courts. Senator Hughes explained a committee amendment that made conforming changes requested by the Finance Committee and removed language creating two new judgeships, replacing it with a different judge allocation. The amendment was adopted, the amended committee substitute was adopted, and the bill was reported favorably on a 4-0 vote and sent to the local and uncontested calendar. At the end of the meeting, members briefly clarified procedural details about the House Bill 40 amendment and then closed out the agenda. The committee also noted a correction to an earlier reference to Bartleby the Scrivener, and the Chair recessed the Committee on Jurisprudence subject to the call of the chair.