Video & Transcript Research : 'risk pool'

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FL

Florida 2026 Regular Session

Community Affairs Feb 10th, 2026

Community Affairs

Transcript Highlights:
  • It requires all long-term and short-term residential rental properties with either a swimming pool on
  • swimming pool on the premises.
  • Ten percent of those deaths happened in vacation rental swimming pools.
  • Sixty-seven percent of those deaths occurred in residential swimming pools overall.
  • Are we talking about saltwater pools, or are we talking about chlorinated pools?
Summary: The committee heard and advanced a wide range of bills focused on water safety, utilities, housing, transparency, and claims relief. CS/SB 848 on stormwater treatment was presented as a follow-up to prior water-quality legislation and reported favorably with one support waiver. SB 28, a claims bill for Reginald Jackson against the City of Lakeland, was also reported favorably. CS/SB 658, a bipartisan child-drowning prevention bill for rental properties, drew extensive testimony from child advocacy and drowning-prevention groups in strong support; amendments required rental license applicants to certify compliance and removed local-government add-on authority, and the bill was reported favorably. CS/SB 18, a claims bill involving the estate of a deceased minor and the Broward County Sheriff’s Office, prompted questions about settlement and responsibility but was ultimately reported favorably despite opposition from a waiver form. Several utility and infrastructure measures were considered. CS/SB 1724 would regulate municipal utility service outside city limits, limit revenue transfers, require public meetings, and cap rate differences; an amendment added gas utilities, and the bill was reported favorably after testimony from municipal utility representatives and small-county advocates. CS/SB 1014 would require municipal utilities to extend water and wastewater service to certain nearby residential properties without conditioning service on annexation; an amendment narrowed the bill to residential uses and clarified capacity and grandfathering provisions, and it passed favorably. CS/SB 1102 would allow local infrastructure surtax revenue to fund body camera programs, with an amendment making the surtax authorization prospective and requiring a new referendum; it was reported favorably. CS/SB 260 on electric-vehicle storage in towing yards was amended to focus on storage only and to tie the higher fee to the period before fire-risk inspection, then reported favorably after testimony from insurers, fire officials, and EV industry representatives. The committee also advanced education, housing, and ethics-related bills. SB 1264 would ease zoning and code barriers for small private schools and micro-schools, with supporters arguing it would expand school choice and opponents raising implementation concerns; it was reported favorably. SB 934 on Florida Keys areas of critical state concern was amended to remove a tax-exemption section that conflicted with the Live Local Act, then reported favorably. SB 1622 would provide a one-time waiver of late financial-disclosure fines under specified conditions and was reported favorably. Finally, CS/SB 1566 on local government spending and transparency required online posting of budgets and related materials, and an amendment added utility revenue reinvestment and other changes while removing DEI spending restrictions; the bill drew support for transparency but concern from small cities and counties about cost and workload, and it was reported favorably. The meeting ended with adjournment after senators recorded votes on selected bills.
MN

Minnesota 2025-2026 Regular Session

Committee on Education Finance - 03/24/26

Education Finance

Transcript Highlights:
  • be do we risk be do we risk uh,<00:41:28.480> harming<00:41:28.840> the<00:41:28.960
  • The pool programs and community life.
  • Pools are extremely challenging.
  • <00:55:45.840> that<00:55:46.000> they school pool is the only pool that they school
  • pool is the only pool that they have<00:55:46.560> to<00:55:46.680> give<00:55:47.160>
Keywords: 1187, senate, all
KY
Transcript Highlights:
  • major construction and performance risk to the private partner.
  • There is clear risk allocation and clear enforceable operating standards.
  • major construction and performance risk to the private partner.
  • One new project and two pool projects to report. a new project and two pool allocations a new project
  • One new project and two pool projects to report.
Keywords: 958, all
Summary: The committee first handled routine business, including a quorum call, approval of the April 27 minutes, and a report of informational items. Those informational items included University of Kentucky medical equipment purchases, UK’s planned use of restricted funds for a public-private partnership, school district debt notices, UK’s use of construction management at risk for five projects, Kentucky Communications Network Authority capital project reporting, and UK lease improvements. The main action item was University of Kentucky’s request for approval of a $600 million central plants and utility infrastructure P3 tied to the Chandler expansion and other campus facilities. UK said the project would modernize and expand utility capacity, improve redundancy and efficiency, and support 24/7 hospital operations. UK explained that the financing would combine private equity and nonprofit debt, with no UK or Commonwealth debt or upfront payment, and that future availability payments would come from UK Healthcare funds. Members asked about the financing stack, the source of the restricted funds, and whether existing units would be replaced or modernized. The committee then approved the P3 agreement by roll call vote. The committee also considered and approved a lease renewal for a 20,000-square-foot College of Medicine facility near the Bowling Green Medical Center. UK said the lease would cost $38 per square foot, or $912,000 annually, and supports its long-running partnership with Bowling Green Hospital and planned medical student growth in the region. Members spoke favorably about the local impact of the program, and the lease renewal passed by roll call vote. Finally, the Finance and Administrative Cabinet reported three items requiring no action, including a $2.103 million Transportation Cabinet Department of Aviation project for two medium box hangars at Capital City Airport. Cabinet staff said the project would be funded by federal aviation money and restricted aviation funds, and later explained that the restricted funds come from a jet fuel tax deposited into the Aviation Economic Development Fund.
FL
Transcript Highlights:
  • So for those that were coming to risk pool annually, right, this this model is addressing that.
  • We know we only had 3 million dollars in our risk pooling when you combined all the deficits of other
  • I guess when I see that there's overspending at the levels that there are in the risk pool not hasn't
  • What in this formula deals with it and there's no risk pool in situations.
  • So historically has been a back of the bill solution or risk pool solution.
Keywords: 999, senate, all
FL

Florida 2025 Regular Session

January 14, 2025 - 01:00 PM

Transcript Highlights:
  • management in risk management and insurance at FSU. professor at risk management in risk management
  • That describes the state of what the underwriting risk is to that overall risk pool, and so the office's
  • being added to that pool.
  • pool.
  • The first part was the risk, right? First question was the risk.
Summary: The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin. The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials. Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.
FL

Florida 2025 Regular Session

November 5, 2025 - 01:30 PM

Transcript Highlights:
  • and private pool.
  • pool, because I understand you don't want them at the community pool down the street.
  • pool.
  • This bill will shrink the preferred tenant pool, This bill will shrink the preferred tenant pool, leading
  • We have pools, lakes... Our state is surrounded by water.
Summary: The Criminal Justice Subcommittee met to consider three bills. HB 199, relating to Veterans Court, was presented as a repeat measure aligning Veterans Court procedures with mental health and drug court laws and allowing post-adjudicatory referrals. A technical amendment was adopted, numerous witnesses waived in support, and the bill passed unanimously 17-0. The committee then took up HB 45, which would add public swimming pools and public bathing places to existing sex offender residency, work, volunteer, and visitation restrictions. The sponsor argued it would protect children and apply only to specified sex offenses. Several members and public witnesses raised concerns that the bill’s definitions were overly broad, could effectively ban registrants from much of Florida, and could increase homelessness and make offenders harder to track. An amendment narrowing the bill’s scope and definitions was adopted after debate, and the bill passed 11-5 as amended. Finally, HB 17, the Jason Rayner Act, was heard to clarify that force may not be used to resist an arrest by an officer acting in the performance of official duties, retain good-faith language, add manslaughter to offenses requiring a life sentence when reclassified, and increase the severity level for battery on a law enforcement officer. The sponsor said the bill was intended to strengthen protections for officers; opponents argued it could sweep in accidental or less culpable conduct, while supporters said existing law already covered serious cases. A clarifying amendment was adopted, and the bill passed 16-0 as amended. The committee then adjourned.
KY
Transcript Highlights:
  • And also, I mean, those are some of the most at-risk kids.
  • So, if they were the 3% at-risk kids.
  • <00:51:38.680> and<00:51:38.800> Support pool list with Facilities and Support pool
  • And there's other things that come out of that pool of funds as well.
  • pool of funds. pool of funds.
Keywords: 958, all
Summary: The committee first approved the March 10 minutes and then moved through a large agenda of contract reviews, including a deferred Kentucky Transportation Cabinet item tied to Louisville bridge tolling and RiverLink. Transportation officials explained that the contract was part of a bi-state arrangement with Indiana: Indiana Finance Authority held the main contract with HNTB, while Kentucky needed a mirror contract to pay its 50% share under the bi-state management agreement. Members questioned why the work was treated as effectively no-bid, how much input Kentucky had in vendor selection, RiverLink’s collection performance, and when tolls might end. Transportation said Kentucky had equal representation in selection, HNTB served as a toll services advisor, collections and customer service had improved, and tolls are expected to remain until debt obligations are paid off in 2058. Several members criticized the company’s past performance and voted no as a statement of concern, but the contract still moved forward. The committee then deferred a Kentucky State University item because the vendor was not registered with the Secretary of State. It also approved the overall agenda and contract review lists. A Board of Optometric Examiners contract drew significant discussion: board representatives said they had previously relied on the Public Protection Cabinet for legal services, but that office lacked staff and advised them to seek outside counsel. Some members argued the committee could not approve a contract that appeared to conflict with statute, while others said the board should not be left without legal counsel and that the Attorney General should be brought in to resolve the issue. The committee ultimately voted to defer the optometric contract for one month and requested the Attorney General appear at the next meeting. Finally, the committee reviewed an Administrative Office of the Courts amendment for the Court of Appeals building project. Staff explained that the General Assembly had authorized the project, the design contract had already gone through multiple approved phases, and the current item was only an administrative correction to a prior modification amount. Members approved the amendment, with one member noting appreciation that the project costs had been reduced when an error was found.
NM

New Mexico 2026 Regular Session

House - Health and Human Services Feb 16th, 2026 at 09:04 am

House Health & Human Services

Transcript Highlights:
  • pools.
  • This is why this bill is essential to promote and stabilize the risk pool, because the larger the pools
  • , the bigger the risk pool is when you have a mix of healthy individuals as well as older individuals
  • This is what stabilizes the premiums and the risk pool.
  • But usually, this supports a more stable risk pool, which can stabilize the rates and bring them down
Bills: SB101, SB21, HM52, HB132, SB14, SB20
NM

New Mexico 2025 Regular Session

IC - Investments and Pensions Oversight Sep 12th, 2025

Investments & Pensions Oversight Committee

Transcript Highlights:
  • You can see that line in black, especially the liquidity pool, which is usually overnight.
  • You can see the state investment pool earnings actually go back into the General Fund.
  • It's going to be overtaking all of our investment revenue, so that the job investment pool.
  • Technical expertise; we're looking for key man risk and succession planning.
  • The partner in each of those loans will minimize the risk as well. **Chair**: Okay.
FL

Florida 2026 5th Special Session

Banking and Insurance Jan 13th, 2026

Transcript Highlights:
  • So effectively, it's a self-insuring pool of religiously like-minded individuals just pooling together
  • There is no pooling, and there is no insurance.
  • There is no pooling. It's you sharing in.
  • of people that we have, I don't say pooling dollars, but amongst the pool of people that we have, we'll
  • Do you facilitate and coordinate other members in the pool to chip in to help? We do.
Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.
FL

Florida 2026 Regular Session

Banking and Insurance Jan 13th, 2026

Banking and Insurance

Transcript Highlights:
  • So, effectively, it's a self-insuring pool of religiously like-minded individuals just pooling together
  • There is no pooling, and there is no insurance.
  • There is no pooling. It's sharing.
  • of people that we have, I don't say pooling dollars, but amongst the pool of people that we have, we'll
  • Do you facilitate and coordinate other members in the pool to chip in to help? We do.
Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.
NM

New Mexico 2025 Regular Session

House - Health and Human Services Oct 1st, 2025

House Health & Human Services

Transcript Highlights:
  • This is to cover individuals at risk of losing coverage due to changes.
  • we eliminated lines 11 through 14, the health care authority still has the ability to expand that pool
  • Line 22 gives the health care authority the ability to expand the pool.
  • And I think that goes to my colleague's point here about the insurance pool as a whole.
  • , hopefully this would mean that the pool itself would be even better.
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 04/14/26

Finance

Transcript Highlights:
  • Um our approach to this particular pool Um our approach to this particular pool was<00:26:45.360>
  • . risk. risk.
  • Uh, at risk. Mr. Chair, I think this is a good amendment.
  • <01:09:45.000> of SBI manages all of our other pools of SBI manages all of our other pools
  • <01:10:32.960> of are no illiquid assets in this pool of are no illiquid assets in this pool
Keywords: 1187, senate, all
FL

Florida 2026 5th Special Session

Fiscal Policy Feb 24th, 2026

Transcript Highlights:
  • Senators, we will now take up Tab 13, SB 1112 on the Labor Pool Act by Senator Garcia.
  • SB 1112 is relating to the Florida Labor Pool Act.
  • Secondly, it requires that labor pools register with the Department of Commerce.
  • practices under the Florida Labor Pool Act.
  • public ...who work at labor pools are formerly incarcerated.
Summary: The Committee on Fiscal Policy met and considered a large agenda of bills, most of which were reported favorably after brief sponsor presentations, limited public testimony, and roll-call votes. Early actions included CSSB 1062 creating Florida Speech and Debate Week and the Florida Debate Initiative with a recurring $2.4 million appropriation, and CS for SB 196 establishing the Uterine Fibroid Research Database. The committee also approved the companion public-records bill, CS for SB 864, to keep sensitive fibroid database information confidential. Other health and public-safety measures reported favorably included CS for SB 432, which was amended to address xylazine and restrict recreational nitrous oxide sales by tobacco-permit retailers; CS for SB 646, narrowing drug-paraphernalia testing equipment exemptions to fentanyl, its analogs, and xylazine; and CS for SB 1684 and CS for SB 1686, creating and exempting records for a Parkinson’s Disease Registry at the University of South Florida. The committee also advanced several workforce, regulatory, and local-governance bills. SB 1112 on the Florida Labor Pool Act passed with testimony emphasizing removal of placement fees, annual labor-pool registration, and stronger enforcement to help workers, including returning citizens. CS for SB 524 updated Department of Law Enforcement duties and medical examiner procedures; CS for SB 530 revised lottery operations and security rules; CS for SB 676 expanded animal-cruelty penalties and the public abuser database; CS for SB 1180 created a recall framework for community development district supervisors and updated CDD rules; and CS for SB 800 increased penalties for unlicensed engineering practice after removing a student-loan assistance provision to align with the House version. CS for SB 1404 created a memory-care specialty license for assisted living facilities, with amendments extending rulemaking deadlines and clarifying advertising and resident-choice provisions. SB 1072 created an anti-Semitism task force in the Attorney General’s office, and CS for SB 1630 modernized aging and disability services, guardianship oversight, and dementia-related policy. Two memorialization bills generated the most extended debate and public comment. SB 194 would designate October 14 as Charlie Kirk Day of Remembrance, and SB 174 would name a portion of State Road 985 in Miami-Dade County as Charlie Kirk Memorial Avenue. Both drew strong support from some speakers who framed them as recognition of civic engagement and free expression, and strong opposition from others who criticized Kirk’s rhetoric and argued the state should instead honor broader civic values or other figures. A late-file amendment to SB 194 that would have converted it into a general day of remembrance for victims of political violence was withdrawn. Despite the controversy, both bills were reported favorably. The committee adjourned after members requested to be recorded on various bills.
CA
Transcript Highlights:
  • You know, how does Wall Street view the risk of these utilities at this time?
  • This is a way to ensure that new publicly owned projects would be part of that shared risk pool.
  • Well, I think the idea is that we're trying to share the risk to create a risk pool that is diverse and
  • pool that contribute, risk to create a risk pool that is diverse and broad, but the public owners under
  • pool that contribute, Wildfire liability risks are statewide, and the more entities that you have participating
Summary: The Assembly Committee on Utilities and Energy heard two bills focused on electricity affordability and utility costs. AB 745, by Assembly Member Irwin, would restructure the California Climate Credit by shifting it from lump-sum payments to direct reductions in volumetric electricity rates and moving the credit to the summer months when bills are highest. The author and UC Santa Barbara economist Dr. Kyle Meng argued this could significantly lower summer rates and better help households during extreme heat. Supporters, including UCS, NRDC, and some labor representatives, favored the concept, with some urging that the gas climate credit also be redirected. No opposition testimony was presented, and the bill passed 18-0 to the floor. The committee then considered AB 825, also presented as an affordability package aimed at reducing electric bills by addressing wildfire mitigation costs, transmission financing, permitting delays, and a review of ratepayer-funded programs. The bill would authorize securitization for undergrounding expenses, remove the first $15 billion in undergrounding capital investments from the rate base for return purposes, create a public transmission financing program using Proposition 4 funds and IBank support, revive the California Power Authority as a public sponsor, and establish a task force to review energy efficiency and demand response programs. The author and witness Matt Friedman of The Utility Reform Network said the bill could save ratepayers billions over time through lower-cost public financing and securitization. Testimony on AB 825 was mixed. Support came from several consumer and clean-energy groups, while utilities and labor raised concerns about the bill’s impact on utility financial stability, wildfire fund participation, liability, and whether the $15 billion securitization cap could discourage undergrounding. Some witnesses also objected to the task force’s potential effect on energy efficiency and demand response programs. Committee members discussed the need to balance affordability with utility creditworthiness and wildfire safety, and several asked for more analysis of market impacts and liability issues. Despite those concerns, AB 825 passed the committee 13-0 and was sent to the floor.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 03/11/25

Health and Human Services

Transcript Highlights:
  • by a relatively small risk pool,<00:37:11.680> pushing<00:37:11.920> up<00:37:12.160><
  • State funding has been a part of supporting high-cost individuals since the high-risk pool was created
  • In 2013, 176 million in EMH claims were covered by taxes to support this high-risk pool.
  • The entire risk pool entered the relatively small individual market, but without this taxpayer funding
  • relatively entire risk pool entered the relatively entire risk pool entered the relatively small
Keywords: 1187, senate, all
WY

Wyoming 2026 Regular Session

Select Committee on School Finance Recalibration, January 22, 2026 - PM

Select Committee on School Finance Recalibration

Transcript Highlights:
  • got a pool. We don't want to lose it. got a pool. We don't want to lose it.
  • building the pool is not the question. building the pool is not the question.
  • Swimming pools were always a hairball. Swimming pools were always a hairball.
  • Cooperative pools like Whisbait allow districts to manage risk, prevent sudden cost spikes, and ensure
  • We do not plan to put in a pool.
Keywords: 916, all
NM

New Mexico 2025 Regular Session

IC - Investments and Pensions Oversight Oct 9th, 2025

Investments & Pensions Oversight Committee

Transcript Highlights:
  • to look at pension risk.
  • In terms of risk reporting.
  • and risk management.
  • And the risk, return divided by risk.
  • I understand there's a risk-reward with any kind of additional risk. Thank you for that.
HI

Hawaii 2026 Regular Session

CAA Info Briefing - Wed Jan 14, 2026 @ 9:30 AM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • He's much more capital pools project.
  • So the funding capital pools project.
  • The first phase had to do with waterproofing of the Diamond Head Pool.
  • <00:37:57.359> around prominade in in each of the pools around prominade in in each of the pools
  • That's a big risk if we don't have some sort of surety.
Keywords: 910, house, all