Video & Transcript : 'insurance liability' :

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WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 15th, 2026 at 08:00 am

Health & Long-Term Care

Transcript Highlights:
  • I worked for a couple of insurance companies, so I have that side of me.
  • Well, insurance is when something bad happens, right?
  • services for state-regulated insurance.
  • I'm Insurance Commissioner Patty Kuderer.
  • That's the nature and the purpose of health insurance.
Bills: SB5877 , SB5967
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 9th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Liability insurance, then their damages are capped at $500,000 unless you can show either intentional
  • Members, foster care providers in Texas are required by contract and by statute to carry liability insurance
  • The state requires providers to get liability insurance to ensure that victims can bring suits and recover
  • Not only has my general liability insurance gone way up since 2018, but my rents are based on triple
  • One, yes, I will have insurance; both general liability or commercial auto liability or business auto
OK

Oklahoma 2026 Regular Session

Judiciary 2ND REVISED Apr 21st, 2026

Judiciary

Transcript Highlights:
  • It updates Oklahoma's General Corporation Act and limited liability company statutes.
  • It goes on to add employees of charitable organizations to the group protected by civil liability for
  • And in some of those cases, they generally have immunity from liability.
  • And in some of those cases, they generally have immunity from liability.
  • And in some of those cases, they generally have immunity from liability.
Committee: Senate Judiciary
Summary: The Senate Judiciary Committee considered a large slate of executive nominations and bills. The nominations of Kevin Buchanan to the Oklahoma State Council of Interstate Adult Offender Supervision, Bobby Raines to the Polygraph Examiners Board, and Colton Richardson to the Oklahoma Indigent Defense System Board were each advanced to the full Senate without opposition. The committee then heard and advanced several measures on elections, criminal law, public safety, and civil procedure, including bills on Article V convention commissioner guardrails, precinct official terms and oaths, fraud and identity theft, treatment screening for arrested individuals, electronic monitoring eligibility, press access to certain arrest information, foreign terrorist organization-related offenses, CDL eligibility tied to the meth registry, sheriff service fees, fentanyl overdose reporting and presumptions, corporate law updates, appraiser fees in condemnation cases, child sexual abuse reporting protections, eviction mediation, garnishment response deadlines, retired municipal judges carrying firearms, critical mineral ownership restrictions, removal of a sunset on a sexual assault nurse examiner coordinator, enhanced riot and assault penalties, ability-to-pay hearings at sentencing, firearm component liability protections, hospice admission authority, government tort claims coverage for OU Health Authority, and tort claims coverage for county jails housing inmates for other entities. Several bills drew notable questioning and amendments. House Bill 2299, dealing with Article V convention commissioners, was advanced after debate over the bill’s “intimidation” language and its potential effect on political speech; Senator Jett opposed it on vagueness grounds. House Bill 3852 on precinct officials was amended to reflect Election Board recommendations, including changing a disqualification period from three to six years, before advancing. House Bill 2939, removing obsolete fax-machine references from election law, was amended to strike a repealed-law reference and then advanced. House Bill 4343, setting a $350 fee for court-appointed appraisers, prompted extended concern about fixing a market rate in statute; the title was stricken so the measure could be worked on further, but it still advanced. House Bill 4227, the child sexual abuse NDA bill, advanced after the author recognized concerns and agreed to strike the title for further work, and House Bill 3386 on same-day eviction mediation also advanced after the author struck title to revisit discrimination concerns. Other measures advanced with little or no opposition, including House Bills 3244, 3345, 3114, 4144, 3764, 3304, 3262, 2941, 3498, 4141, 4237, 3062, 3431, 3581, 3648, and 3974. Some bills generated focused policy questions, such as whether the fentanyl overdose presumption would be rebuttable, whether the meth registry is lifetime or time-limited, whether the electronic monitoring bill would be too restrictive, and whether the riot-mask felony language could affect law enforcement officers operating in an official capacity. The committee also restored title on several measures before advancing them. The meeting concluded with Chairman Howard thanking the committee and staff and noting it was his final policy committee meeting as chair before adjournment.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • I understand that not having insurance, nobody wants everyone to be properly insured more than we do,
  • It prohibits operating a vehicle without establishing financial responsibility through liability insurance
  • The Texas Department of Insurance estimates that this drives up insurance costs by over a billion annually
  • liability.
  • insurance coverage of at least $10 million.
Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025 at 10:04 am

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • It prohibits operating a vehicle without establishing financial responsibility through liability insurance
  • Texas Department of Insurance estimates that drives up insurance costs by over a billion annually for
  • liability.
  • If your insurance lapsed within 45 days, and you can show proof of insurance up to a year before that
  • And so I was wondering, lastly, how much does underinsurance or insurance... ...insurance or insurance
Summary: The committee heard testimony on several bills affecting civil practice, judicial conduct, and attorney regulation. HB 4961 and the similar HB 3095 would bar uninsured motorists from recovering non-economic damages after a collision, with HB 3095 also addressing certain exceptions and limiting economic damages in some cases. Supporters said the measures would encourage insurance coverage and fairness for insured drivers, while opponents argued they would unfairly punish injured people who were not responsible for the lack of insurance, including pedestrians, passengers, children, and others. HB 3095 drew constitutional concerns from witnesses, and the committee later withdrew the committee substitute and left the bill pending; HB 4961 was also left pending after questions about its scope, including passengers. HB 5570 would expand a continuing legal education exemption to attorneys appointed by the governor and confirmed by the Senate who serve on boards or commissions. The author and witness said the bill would free up time for public service while still requiring ethics training. A committee member raised a discrepancy in the number of attorneys covered, and the bill was left pending. HB 2969 would prohibit the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech, especially in relation to sincerely held religious beliefs. Supporters framed it as a protection for lawyers of faith against an ABA-style speech code, while no one testified in opposition; the bill was left pending. HB 4260 would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction. The author described it as an ethics measure to avoid conflicts of interest, but county officials and the County Judges and Commissioners Association opposed it, saying existing ethics rules already address conflicts and that the bill would impose hardships, especially in rural counties. The bill was left pending. HB 4388 would require all judges, including those who serve only in administrative roles, to remain subject to the Code of Judicial Conduct; supporters said some judges avoid discipline by relinquishing judicial functions, while opponents said the bill was unnecessary and could burden county judges who serve as administrators. It was also left pending. The committee also heard HB 5134, which would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect to suffer actual damages and allow attorney’s fees against abusive petitioners. The author said the bill would curb harassment and fishing expeditions, but members questioned how the standard would work in practice; the bill was left pending. Finally, HB 3964 would narrow common-law public nuisance claims by barring suits over lawful conduct, conduct already addressed by other remedies, and products, while preserving other causes of action. Supporters said the bill would prevent regulation through litigation and protect legislative authority; opponents said it would eliminate important remedies and that no Texas abuse had been shown. The author indicated he would revise the bill, and it was left pending.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Apr 23rd, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • We're getting controverting affidavits even on health insurance.
  • Our insurance policy from 2022 cost us $24,800.
  • Insurance premiums should come down.
  • Currently, we hold general liability insurance that covers our race events.
  • In 2024, our insurance premiums were just around $11,000.
WA

Washington 2025-2026 Regular Session

House Agriculture & Natural Resources Feb 24th, 2026 at 10:30 am

Agriculture & Natural Resources

Transcript Highlights:
  • As a brief reminder, Senate Bill 5919 is the bill that encourages fire districts and insurance providers
  • This gives opportunities for the insurance companies to work together to create voluntary incentives
Bills: SB5919 , SB5816
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/4/25

Human Services Finance and Policy

Transcript Highlights:
  • Um, there's going to be maybe different levels of professional liability insurance, for example, so there's
  • , uh, insurance taxes, how much it costs to have an executive director, things of that nature.
  • </c><00:13:32.120><c> uh</c> um building expenses insurances uh um building expenses insurances uh Insurance
  • What kind of insurance do they need?
  • We saw a 13-year-old kid last year who came to the clinic and did not have any insurance.
Bills: HF1005
OK
Transcript Highlights:
  • House Resolution 1047 by Sneed of the House, a resolution relating to CompSource Mutual Insurance Company
  • Body through a little bit of the original structuring of CompSource, with it being an insurer of last
  • So that means that anybody that could not get workers' comp insurance, they were the market of last resort
  • And what happened was in 21 or 22, we passed some stuff to open the market up to other insurers so that
  • Hey Members, if you have a bill up or you are on the committee for insurance, we will meet at 3 p.m.
OK
Transcript Highlights:
  • House Resolution 1047 by Sneed of the House, a resolution relating to CompSource Mutual Insurance Company
  • you walk the body through a little bit of the original structuring of CompSource, with it being an insurer
  • So that means that anybody that could not get workers' comp insurance, they were the market of last resort
  • And what happened was in 21 or 22, we passed some stuff to open the market up to other insurers so that
  • Hey, members, if you have a bill up or you are on the committee for insurance, we will meet at 3 p.m.
Summary: The House convened, called the roll, offered an invocation, and recited the Pledge of Allegiance. The chamber also handled routine business including reassignment of Senate Bills 262 and 1618 to the Rules Committee, and recognized the Doctor of the Day, Dr. Hatoum, and Nurse of the Day, Alexis Watt of Pryor. Several guest groups were introduced from the galleries, including Leadership Lawton-Fort Sill, the Grove Area Chamber of Commerce, Sooner Job Challenge, Elevate Oklahoma students, and the Antlers youth leadership group from Sapulpa. The main legislative item discussed was House Resolution 1047 by Representative Sneed concerning CompSource Mutual Insurance Company. Sneed said the resolution was intended to ensure policyholders are made whole from roughly $1 billion in reserves before any reorganization or conversion, and explained that policyholders should share in the value created by their premiums. Members asked questions about CompSource’s structure, its move from mutual to stock status, whether the resolution was binding, and whether policyholders would receive cash or stock; Sneed said the resolution expresses the will of the House and that the details would be determined by the policyholders and the company. An amendment to the resolution was adopted without objection, and the resolution itself was then adopted without objection. The remainder of the meeting consisted of announcements about committee meetings and events, including devotion, Gen Gov, Post-Secondary Education, Banking, Insurance, Public Health, Rural Caucus, and Oklahoma Film and Music Day. The floor leader then moved to adjourn, and the House adjourned until Wednesday, April 8, 2026, at 1:30 p.m.
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 12th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • That is, that ensures... ...insurance program. Yes.
  • It's related to limited licenses for portable electronics and eyewear insurance, and this bill allows
  • portable electronics limited agent licensees to sell eyewear insurance and provide...
  • I just want to say I wish I could have insured my beard because I would like my beard back.
  • Murphy, Florida Association of Insurance Agents, waiving in support. Thank you, sir.
Bills: S0204 , S0540 , S0772 , S1294 , S1474 , S1504 , S1708
AL

Alabama 2026 Regular Session

Alabama House Insurance Committee Jan 28th, 2026

Insurance

Transcript Highlights:
  • liability.
  • liability.
  • liability.
  • liability.
  • if I'm an insurance company, I don't mind it by taking on a $100,000 liability.
Bills: HB300 , HB40 , SB19 , HB283 , HB179 , HB296 , HB300 , HB40 , SB19 , HB283 , HB179 , HB296
Committee: House Insurance
LA

Louisiana 2026 Regular Session

Insurance May 27th, 2026

Insurance

Transcript Highlights:
  • This is a meeting of the Senate Insurance Committee. We only have two bills today.
Bills: HB761 , HB1199
Committee: Senate Insurance
Summary: The Senate Insurance Committee met on May 27, 2006, with five members present. The committee announced it had two bills on the agenda and began with House Bill 761, carried by Senator Wheat, which concerns the advisory board created to recommend new treatments for rare conditions. The opening remarks indicate the bill relates to the board’s role and recommendations, though the transcript cuts off before the full explanation or testimony. No testimony, debate, or vote on HB 761 is included in the excerpt provided. The record ends shortly after the bill is introduced, so no further committee action is shown.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-10

Commerce Finance and Policy

Transcript Highlights:
  • Insurance premiums, high deductibles, and high prices for care.
  • And I want to add that through this entire time, I have been fully insured.
  • survivors done by the American Cancer Society Cancer Action Network found 58% of respondents were insured
  • Maybe because they didn't have enough money at the start, maybe because their insurance company found
  • This is a heavily negotiated provision that adds a representative to the insurance task force for the
Bills: HF1646 , HF2443
TX

Texas 89th Regular

Transportation Apr 29th, 2025

Transportation

Transcript Highlights:
  • The statute ensures insurance companies must pay a $5 per vehicle yearly fee to support the Motor Vehicle
  • I represent the Insurance Council of Texas. I've been around a long time.
  • I represent the Insurance Council of Texas. I've been around a long time.
  • The $0.60 per pound standard served as a minimum liability for movers.
  • In the Senate committee, the chair believes manufacturers can still be sued for liability.