Video & Transcript Research : 'foreclosure procedures'
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MN
Minnesota 2025-2026 Regular Session
House Floor Session 4/25/25 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
- Representative West had a bill related to leftover funding in foreclosure actions, and the sheriff's
FL
Florida 2025 Regular Session
Community Affairs Jan 14th, 2025
Transcript Highlights:
- BUT WE DO KEEP TRACK EVERY QUARTER, MORTGAGE BANKERS ASSOCIATION COMES OUT WITH DELINQUENCY AND FORECLOSURE
- WE ALWAYS COMPARE VERY FAVORABLY TO THE OVERALL STATEWIDE AVERAGE OF DELINQUENCY AND FORECLOSURES.
- LOOK AT OUR PORTFOLIO SENATOR AND LET YOU KNOW HOW MANY ACTUALLY PAID OFF OR SOLD OR WENT INTO FORECLOSURE
LA
Bills:
HB37, HB51, HB173, HB180, HB192, HB306, HB366, HB393, HB485, HB516, HB521, HB526, HB638, HB752, HB817, HB976, HB1006, HB1044
Keywords:
HB37, expropriation, eminent domain, property rights, foreign entity, foreign corporation, limited liability company, LLC, reciprocal expropriation agreement, Louisiana property law, land acquisition, utility infrastructure, public utilities, railroad, waterworks, sewerage, natural gas pipeline, electric utility, telecommunications, carbon dioxide pipeline
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Feb 26th, 2025
Ways and Means Education
Keywords:
HB226, homestead exemption, ad valorem tax, property tax, property tax relief, widow, widower, unremarried spouse, surviving spouse, senior exemption, elderly, disabled, permanently and totally disabled, blind taxpayer, deed ownership, principal residence, school tax, county tax, municipal tax, Alabama Department of Revenue
FL
Florida 2026 Regular Session
Joint Legislative Auditing Committee Nov 17th, 2025
Transcript Highlights:
- I started following procedures, started reading Chapter 190 and Chapter 189.
- mother, my friend, is currently devastated because her mortgage became so high that she fell into foreclosure
Summary:
The Legislative Auditing Committee heard several local-government audit requests and unanimously approved each one. The first item was Baker County, where county commissioners asked for an operational and financial audit because of repeated late audits, concerns about the finance office, and lack of confidence in county financial reporting. The county clerk supported an audit but argued it should be countywide and include all constitutional officers; she also described a dispute over access to the county finance system and pending litigation. After brief questions, the committee adopted a 9-0 motion directing the Auditor General to perform an operational audit of Baker County’s financial operations and records, with scope to be finalized during the audit.
The committee then approved an audit request for the Concord Estates Community Development District in Osceola County. Senator Arrington said residents alleged excessive board compensation, large unexplained spending, missing financial reports, and refusal to provide records or hold open meetings. Residents and a board member testified about rising assessments, deteriorating amenities, and lack of transparency. The committee voted 10-0 to direct an operational audit of the CDD. It also approved, by 10-0 votes, operational audits of the town of Melbourne Beach, based on allegations of fiscal and operational improprieties and lawsuits that had cost the town more than $150,000, and the city of Apalachicola, where Senator Simon said longstanding water utility failures, grant issues, and consent-order problems warranted review.
The final request was for a financial and operational audit of Cape Coral’s Building Department. Representative G. Lombardo said building-fee revenues appeared to be transferred for non-building purposes, permit processing was inconsistent, and the department relied heavily on a private firm while the building official had prior ties to that firm. Industry representatives testified that building funds were being diverted, service levels were suffering, and private-provider inspections were not always reflected in fee reductions. The committee adopted the motion 10-0. After completing all agenda items, the committee adjourned.
AL
Transcript Highlights:
- and you file bankruptcy, it raises the exemption so you can keep your house and don't lose it in foreclosure
- machine, and members will vote. your house and don't lose it in your house and don't lose it in foreclosure
- . foreclosure. foreclosure.
- they sell it, the subdivision requirements would not be exempt and would have to follow the normal procedure
- they sell it, the subdivision requirements would not be exempt and would have to follow the normal procedure
AZ
Transcript Highlights:
- that are coronary procedures that require deep angles.
- such as interventional radiology procedures.
- to proceed, including other emergent procedures such as neurointerventional procedures.
- I don't like it because I can't do this procedure or that procedure.
- rooms in which real-time x-ray imaging procedures occur.
Bills:
SB1052, SB1115, SB1118, SB1120, SB1121, SB1124, SB1171, SB1172, SB1174, SB1175, SB1214, SB1233, SB1235, SB1316, SB1345, SB1372, SB1399, SB1458, SB1494, SB1496, SB1564, SB1602, SB1621, SB1628, SB1630, SB1631, SB1668, SB1672, SB1814, SB1821
Keywords:
assisted living, health care, hyperbaric oxygen therapy, physician orders, informed consent, AHCCCS, remote work, state agency, employment, public health, housing, zoning, middle housing, urban development, duplexes, triplexes, fourplexes, townhomes, historic preservation, radiation protection
Summary:
The committee first heard Senate Bill 1121, which would prohibit hospitals from requiring lead aprons for cardiac catheterization staff when a radiation protection system is in place, while still allowing hospitals to require aprons outside the designated safety zone or when exposure levels warrant additional protection. An amendment added flexibility for radiation safety officers to require lead or other PPE if exposures approach occupational limits and removed expedited rulemaking language. Supporters, including the sponsor and interventional cardiologists, argued the devices reduce radiation and orthopedic injuries and improve recruitment and retention; hospital groups shifted to neutral after the amendment. The committee adopted the amendment and passed SB 1121 on a 9-2 vote.
The committee then considered Senate Bill 1120, which would require hospitals performing cardiac catheterization procedures to equip at least 50% of those rooms with radiation protection systems by 2027. Supporters said the systems protect clinicians from radiation and long-term injury, while opponents, including hospital and radiology groups, argued the bill was overly prescriptive, could create a captive market, and might not fit all rooms or procedures. After adopting a children’s hospital exemption amendment, the committee passed SB 1120 on a 6-6 vote, with the chair breaking the tie in favor of the bill.
Senate Bill 1118, an appropriation measure tied to the radiation protection system proposal, was also advanced after brief discussion, passing 6-5. The committee then took up Senate Bill 1214, which would create guardrails for non-FDA-approved stem cell and regenerative therapies, including provider standards, informed consent, advertising limits, reporting requirements, and a private right of action for violations. Supporters described it as a patient-protection and access bill, while testimony emphasized concerns about unregulated “bad actors” and patients traveling out of state for treatment. The committee adopted an amendment removing a reference to the National Law and passed SB 1214 on a 9-3 vote. The transcript then began discussion of SB 1630, which would create a Medicaid-funded home and community-based service benefit for adults with serious mental illness, with AHCCCS taking a neutral position and estimating a significant fiscal impact.
FL
Florida 2026 4th Special Session
January 27, 2026 - 09:30 AM
Transcript Highlights:
- governments to include the time of labor of legal assistance when calculating attorney fees and revises procedures
- for closure on liens to allow for closure if the lien is unpaid in three months and require foreclosure
MN
Transcript Highlights:
- crisis, when I started the Land Bank, the 2008 foreclosure crisis had swept over the city, swept over
- c> crisis<01:17:49.480>
when <01:17:49.639>I <01:17:49.840>started the Foreclosure - crisis when I started the Foreclosure crisis when I started the<01:17:50.320>
lamb <01:17:50.760 - /c><01:17:52.199>
the <01:17:52.840>uh <01:17:53.280>2008 <01:17:53.679>foreclosure - the lamb Bank uh the uh 2008 foreclosure the lamb Bank uh the uh 2008 foreclosure crisis<01:17:54.520
TX
Transcript Highlights:
- What this bill does is it changes the procedure by which special purpose districts are able to annex,
- Over the last few years, there have been issues with cemeteries which have become subject to foreclosure
- Over the last few years, there has been issues with cemeteries which have become subject to foreclosure
- If they were to go into foreclosure, the TDHCA LURA mandating the affordability gets wiped out.
Bills:
SB434, SB844, SB898, SB1177, SB1214, SB1454, SB1920, SB1927, SB1935, SB1965, SB2010, SB2046, SB2068, SB2073, SB2183, SB2260, SB3034, SB907
Keywords:
SB 434, Harris County Hospital District, hospital district police, peace officers, commissioned officers, law enforcement authority, Health and Safety Code, Code of Criminal Procedure, public safety, hospital security, county hospital district, local government, Texas criminal procedure, district police, armed security, SB 898, low income housing tax credits, LIHTC, affordable housing, Texas Department of Housing and Community Affairs
Summary:
The committee heard several bills dealing with local government authority, homeowners associations, hospital district policing, school AED inspections, special district annexation, public contracting penalties, and guaranteed income programs. Senate Bill 2073 by Sen. Zaffirini would clarify that appraisal districts may finance purchases, leases, or construction of real property for appraisal offices without prior approval from taxing units; it was supported by the Texas Association of Appraisal Districts and left pending. Senate Bill 1935 by Sen. Hinojosa would increase homeowner control of property owners association boards, require more transparency, limit fines and assessment increases, and require accessible meeting locations; HOA and builder representatives opposed it, arguing it would hinder maintenance and make dues harder to manage, and the bill was left pending. Senate Bill 434 by Sen. Miles would authorize Harris County Hospital District police officers, was supported by Harris Health, and was left pending. Senate Bill 1177 by Sen. Alvarado, as substituted, would require school AED inspections during fire inspections and reporting to school leadership; it was left pending. Senate Bill 1214 by Sen. Perry would update Concho County Hospital District law to align with current procurement and notice rules; it was left pending. Senate Bill 1965 by Sen. Middleton, for Sen. King, would tighten notice and proximity rules for special district annexations; district witnesses warned the bill could interfere with service to noncontiguous tracts, and the bill was left pending.
The committee also took up Senate Bill 2046 by Sen. Bettencourt, which would increase criminal penalties for county purchasing act violations involving unauthorized separate or sequential purchases to evade competitive bidding, and create a tiered penalty structure based on contract amount. Former Harris County DA Kim Ogg, Deputy Attorney General Josh Reno, and James Quintero supported the bill, citing recent Harris County bid-rigging cases and arguing the current Class C misdemeanor penalty is too weak to deter misconduct; some members questioned whether the proposed thresholds were too low and whether stronger oversight, rather than higher penalties alone, would be more effective. The bill was left pending. Finally, Senate Bill 2010 by Sen. Bettencourt would bar counties and other political subdivisions from operating guaranteed income programs and address constitutional gift-clause concerns. Testimony split sharply: Ogg and Quintero argued such programs are unconstitutional, can be used for political data collection, and should not be funded with public money, while Paige Terry Barry defended the bill as protecting taxpayers and discouraging dependency. Senators also debated whether the state can restrict use of federal grant funds and whether local governments should be allowed to run such programs; the bill was left pending.
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/9/26
Agriculture Finance and Policy
Transcript Highlights:
- farmers and their lenders, or Main Street, and sees if we can do something other than a bankruptcy or foreclosure
- this last week, one farm had been working on a case for a couple of months, and they got their foreclosure
- them options on how to manage their debt instead of having to just declare bankruptcy or go into foreclosure
- them options on how to manage their debt instead of having to just declare bankruptcy or go into foreclosure
Bills:
HF3692
Keywords:
Farmer-Lender Mediation Act, mediation, agriculture finance, debt relief, civil law, 1183, house
WA
Washington 2025-2026 Regular Session
House Housing Dec 4th, 2025
Transcript Highlights:
- And then coordination with the county on tax foreclosures, although there's not a lot in Washington State
- Not every property that comes to tax foreclosure is going to be something—we've talked about it—that
- ...tax foreclosed property are going to be, you know, any equity over and above the tax foreclosure amount
- Um, in my understanding in Washington state, tax foreclosure is pretty... there's not a lot of properties
Summary:
The committee met for work sessions on land banking/shared homeownership and on maximizing existing housing stock. Members first heard an overview from Commerce on alternative homeownership models, including community land trusts, limited equity cooperatives, condominiums, accessory dwelling units, middle housing, church land for housing, and public land transfers. The discussion focused on how these models can help households build equity while keeping housing permanently affordable. Committee members asked about statewide counts of co-ops and land trusts, and Commerce said it does not track all of those entities directly.
Pierce County staff then described the Pierce County Community Development Corporation’s rapid acquisition fund and its role in acquiring, holding, and transferring public land for affordable housing. They said the county used general fund and affordable housing sales tax dollars to buy properties, preserve a manufactured home park through resident ownership, and create a pipeline of sites for future development. Members asked about the advantages of a public development authority, funding sources, the use of surplus and underutilized public property, and how the model works with housing authorities. Spokane land bank staff followed with testimony that land banks can reduce blight, preserve affordability, and help nonprofits acquire land quickly, but that holding costs and taxes can make the work harder without state support. They also described brownfield assessments, donated properties, and work on Black homeownership and public surplus properties.
The committee then heard from the Northwest Cooperative Development Center on limited equity cooperatives, especially in manufactured housing communities. The witness said Washington now has about 43 limited equity co-ops and that recent subsidy funding and legislation have accelerated resident purchases of manufactured home communities. Members asked how residents benefit from capped equity, how values are affected, and whether the model improves access to lending; the witness said the model stabilizes costs, allows modest equity gains, and that a recent law allowing manufactured homes in co-ops to be titled as real property should improve access to traditional financing. The committee also discussed House Bill 1974 from the prior session and possible updates to land banking legislation.
In the second work session on maximizing existing housing stock, Commerce reviewed recent housing laws and implementation timelines, including ADUs, middle housing, condo liability reform, SEPA changes, tiny homes, and co-living. Members raised concerns about the long implementation horizon, vacancy data, corporate ownership of homes, and the need for better support for small landlords and first-time ADU owners. Sightline then testified on mobile dwelling units, arguing that RVs, tiny houses on wheels, and similar units are a low-cost, quick-to-install housing option that is often blocked by zoning; the witness said many Washington residents already live in these units, often informally. Finally, AARP discussed housing options for older adults, including ADUs, missing middle, manufactured home communities, co-living, universal design, and village-style support models, emphasizing aging in place and the need for more accessible, affordable housing choices.
MN
Minnesota 2025-2026 Regular Session
Balancing the Budget / Sovereignty Day at the Capitol / Promoting Animal Welfare Mar 23rd, 2025
Minnesota Senate Floor Meeting
Transcript Highlights:
- enormous power right now under our current laws, setting rules, levying fines, and even initiating foreclosures
- 25:49.000>
even <00:25:49.360>initiating and even initiating and even initiating foreclosures - >
they <00:25:52.440>operate <00:25:52.919>with <00:25:53.240>very foreclosures - yet they operate with very foreclosures yet they operate with very little<00:25:54.039>
oversight
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/12/26
Commerce and Consumer Protection
Transcript Highlights:
- This focuses on establishing, maintaining, and enforcing policies and procedures pertaining to business
- principles where should a property<00:58:18.880>
go <00:58:19.200>into <00:58:20.559>foreclosure - ,<00:58:21.280>
it property go into foreclosure, it property go into foreclosure, it wouldn't - And so we aren't changing the foreclosure process in any meaningful way, but better reflecting how
HI
MN
Minnesota 2025-2026 Regular Session
Housing Committee Meeting - 2025-04-08
Housing Finance and Policy
Transcript Highlights:
- HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
- homeowners about their Rights when it comes to preserving their home against foreclosure.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 8th, 2025
Business & Commerce
Transcript Highlights:
- We have very rigorous policies and procedures in order to ensure that these technologies are safe, and
- Contractors who get stiffed on a project or if there's a financial catastrophe and there's a foreclosure
- If this entity defaults on their loan and the lender forecloses, then the The lender's foreclosure stands
Keywords:
utility systems, Texas A&M, regents authority, construction, improvement, construction contracts, trust funds, property rights, mechanics lien, contractors, trustee liability, mechanic's lien, liability, attorney's fees, windstorm insurance, Texas Windstorm Insurance Association, insurance regulation, administrative penalties, coastal counties, catastrophe year
TX
Transcript Highlights:
- We can also help expedite the process on our screening and intake processes and procedures.
- It's not a constitutional matter; this is code of criminal procedure, and it's simply a notice provision
- I do think that the lists of foreclosure... Those are a source of information.
- SB 456 revokes the license for using a harvested organ during a procedure and increases the criminal
Keywords:
human organs, criminal penalties, physician license, medical ethics, illegal trade, SB 826, Texas, DWI, driving while intoxicated, intoxicated driving, school crossing zone, school zone, reduced speed limit, traffic safety, child safety, pedestrian safety, felony DWI, state jail felony, Penal Code Section 49.04, Transportation Code Section 541.302
MD
Transcript Highlights:
- <00:38:19.640>
permitting <00:38:20.080>efficiency <00:38:20.680>for Procedures - Area Protection Program<00:54:04.120>
Standards <00:54:04.560>and <00:54:04.680>Procedures - Program Standards and Procedures. Program Standards and Procedures.
- The clerk will read the next bill, please. >> House Bill 523, real property residential foreclosures
- <01:09:12.480>
commencement residential foreclosures commencement residential foreclosures
Summary:
The House met in Annapolis on February 27, 2026, with 128 members present. After a prayer, the chamber adopted the previous day’s journal and recognized a resolution honoring Brunswick High School’s first Tech Challenge team, Minerva’s Mechanics, for winning the FTC Regional Championships and qualifying for the World Championship in Houston. The resolution was read and adopted with applause.
The main legislative item was House Bill 355, concerning the Education, Sexual Abuse and Assault Awareness and Prevention Program and human and sex trafficking; the House adopted the favorable committee report and ordered the bill printed for third reading. The next bill, House Bill 534 on nonpublic school transcripts and prohibiting punitive measures related to student debt, also received a favorable report. Debate then centered on an amendment offered to HB 534 that would have tied school funding to student choice for students in repeatedly one-star-rated schools and allowed parents of habitually violent or disruptive students to consider military boarding school options. The sponsor argued Maryland’s public schools, especially in Baltimore City, were failing students despite heavy spending, citing low literacy, violence, and the book Failure Factory; several members echoed concerns about school performance, bureaucracy, and the need for educational freedom.
Opponents and procedural speakers said the amendment was not germane to HB 534, which they described as a narrow bill about transcript access for students leaving nonpublic schools with unpaid fees, often students with disabilities. The floor leader urged the body to resist the amendment and stick to the bill’s actual subject. Despite multiple members explaining their votes in support of school choice and criticizing the Blueprint and school outcomes, the House ultimately took a roll call on the amendment after a voice vote was challenged. The transcript cuts off during the roll call and does not show the final recorded result on the amendment.
OK
Oklahoma 2026 Regular Session
Local and County Government Feb 24th, 2026 at 02:00 pm
Local and County Government
Transcript Highlights:
- simply requires that lien holders will also be notified if a lien on a property is filed before any foreclosure
- by you know Monday, we're already 3 days, 4 days into that process and we certainly don't want foreclosure
Keywords:
zoning, municipal compensation, property rights, financial impact, reversion ordinance, solid waste management, municipal authority, regulatory fees, waste reduction, environmental impact, restrictive covenants, discriminatory covenants, racially restrictive covenants, housing discrimination, Fair Housing Act, plats, subdivision plats, residential additions, county clerk, municipal ordinance