Video & Transcript Research : 'International Building Code'
Page 209 of 500
FL
Florida 2026 Regular Session
FL House Floor Session - 2025-04-09 (1:00PM Session)
Florida House Floor Meeting
Transcript Highlights:
- a beacon of divine potential, and through values-based education and shared responsibility, we can build
- It's about building a sanctuary that is long-lasting for wildlife and for everyday people to be able
- This would convert vacant lots and old buildings to affordable housing.
- We need every single dime to build apartments, to build affordable housing, to provide rehabilitation
- And let's make sure every child in Florida, no matter their zip code, has a chance to climb.
Summary:
The House convened with prayer, the Pledge of Allegiance, and a quorum present, then adopted the special order report and moved into a series of budget-related bills. The chamber first took up HB 5011/SB 2506 on environmental resource management and natural resources funding, where Democrats argued the bill would reduce recurring support for the Resilient Florida program, the Florida Wildlife Corridor, invasive species removal, and other conservation efforts. Supporters said the change would shift money from recurring to nonrecurring funding so the Legislature could reassess priorities each year and rely more on private-sector stewardship. After a strike-all amendment and conference posture change, SB 2506 passed 97-12. HB 5013, reducing state-funded property reinsurance reserves, passed 108-0, and HB 5501, redirecting documentary stamp tax distributions from housing and transportation trust funds into general revenue, passed 82-26 after extended debate over its impact on affordable housing and transportation funding.
The House also passed HB 5015 on state group insurance, which requires DMS to develop a formulary management system and was described as producing significant savings; members raised concerns about prescription access and implementation, but the bill passed 109-0. HB 5201 on state financial accounting and HB 5203 on the Capitol Center both passed unanimously, as did HB 5009, which creates a Florida Accountability Office and reorganizes audit functions. The chamber then passed HB 7031, a major sales tax reduction bill lowering the state sales tax rate and several related rates; supporters framed it as permanent relief for all Floridians, while opponents said property tax relief would be more meaningful and that the sales tax cut would also benefit tourists and out-of-state visitors. HB 7031 passed 112-0.
The House then began consideration of HB 501, the proposed fiscal year 2025-26 budget, totaling $112.9 billion and emphasizing reduced recurring spending and large reserves. Subcommittee chairs outlined their budget silos: K-12 education at $20.6 billion with teacher raises, school hardening, literacy, transportation stipends, and security funding for Jewish day schools; health care at $47 billion with full Medicaid and KidCare funding, opioid settlement spending, mental health beds, and senior services; transportation/economic development at $18.5 billion; agriculture and natural resources at $5.8 billion with reduced Everglades spending but continued water, resiliency, and land management funding; higher education at $8.7 billion; state administration at $2.9 billion; justice at $7.3 billion; and IT at $529 million for Florida PALM, FX, and other systems. Members then began questioning the K-12 budget, focusing on FEFP funding, proration, voucher growth, stabilization dollars, mental health and school safety funding, and whether districts would be held harmless under the proposed allocations.
MN
Minnesota 2025 1st Special Session
House Veterans and Military Affairs Division 4/2/25
Veterans and Military Affairs Division
Transcript Highlights:
- Under the code name Water Pump, the Hmong people paid a heavy price for our role on the ground and in
- water pump, the Mong Under the code name water pump, the Mong people<00:38:10.320>
pay <00:38: - Um, and building connections is really important for mental well-being.
- Um, and building<01:11:07.520>
connections <01:11:08.239>is <01:11:08.560>really - <01:11:08.800>
important building connections is really important building connections is really
MN
Transcript Highlights:
- , and technical clarification to local government enforcement of the state building code.
- <04:22:40.399>
code to enforce the state building code to enforce the state building code - There are additional conforming changes to the building code as well. And with that, Mr.
- code as well.
- And with that, uh building code as well.
HI
Hawaii 2026 Regular Session
House Chamber - Fri Feb 6, 2026, 12:00PM HST - Day 11
Hawaii House Floor Meeting
Bills:
HB2118, HB1764, HB1815, HB2117, HB2436, HB2438, HB2532, HB2566, HB2573, HB1736, HB2425, HB1590, HB1913, HB1573, HB1542, HB1804, HB1976, HB1704, HB1996, HB1541, HB1926, HB1703, HB1866, HB1710
Keywords:
business development, arts, cultural affairs, Hawaii, commissions, administrative transfer, funding appropriation, music education, public concerts, Hawaii State Library, cultural collaboration, music accessibility, State Foundation on Culture and the Arts, SFCA, Performing Arts Grants Program, arts grants, culture and the arts, history and the humanities, King Kamehameha Celebration Commission, Works of Art Special Fund
HI
Hawaii 2026 Regular Session
House Chamber - Thu Feb 5, 2026, 12:00PM HST - Day 10
Hawaii House Floor Meeting
Bills:
HB2118, HB1764, HB1815, HB2117, HB2436, HB2438, HB2532, HB2566, HB2573, HB1736, HB2425, HB1590, HB1913, HB1573, HB1542, HB1804, HB1976, HB1704, HB1996, HB1541, HB1926, HB1703, HB1866, HB1710
Keywords:
business development, arts, cultural affairs, Hawaii, commissions, administrative transfer, funding appropriation, music education, public concerts, Hawaii State Library, cultural collaboration, music accessibility, State Foundation on Culture and the Arts, SFCA, Performing Arts Grants Program, arts grants, culture and the arts, history and the humanities, King Kamehameha Celebration Commission, Works of Art Special Fund
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 19th, 2025
Transcript Highlights:
- So for members, that's agency code 770.
- So as you can see, our agency is made up of five program codes.
- to the COM, which is the essentially probation and parole budget code.
- Chair, Representative Silva, this is an internal LLC document.
- Imagine you're the person building' a building.
NY
Transcript Highlights:
- And that is now the model that a lot of international frameworks are based on, and Genius is based on
- of funds more efficient, more clear for institutions, and talking to my teams about uplifting our internal
- And then things like zip code are not so specific in how it's used.
- And then things like zip code are not so specific in how it's used.
- So it's a wider geography, and that's reviewed as kind of a rating factor, but not specific zip codes
Summary:
The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously.
The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses.
Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.
TX
Transcript Highlights:
- I was standing there by the vertical assembly building at age 13 watching the Saturn V.
- I've been on the Internal Audit Committee since 2021, and I've been chair of the Audit Committee at TxDOT
- Number of physicians that want to practice in rural Texas, or if the Texas Education Code (TEC) has anything
- incidentally, San Angelo has Texas A&M University, where we have six of our first six primary care and internal
- So it's up to us to figure out, as a community, what we can do to shift those people into other buildings
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Natural Resources Subcommittee - Morning Session Dec 17th, 2025
A&B Natural Resources Subcommittee
Transcript Highlights:
- that building.
- So you can't go out and build something on top of a dam or in a principal spillway.
- We just don't want you digging a hole or building a house.
- Or if you build below that dam, then anyway, you could be flooded out.
- They're going to have to build more water treatment plants in Arkansas.
Summary:
The meeting began with a budget presentation from the Oklahoma Department of Agriculture, Food and Forestry. Secretary Blaine Arthur and Deputy Commissioner Jan Lee described the agency’s divisions and recent efforts to improve efficiency, including expanded online licensing, electronic veterinary inspection certificates, and a new laboratory information system. They highlighted youth and workforce programs, local food initiatives for schools, market development efforts, and ongoing animal health concerns such as avian influenza, equine herpesvirus, and the threat of New World screwworm. They also discussed staffing, turnover, and uncertainty around federal cooperative agreement funding, while noting they were not requesting new or additional appropriations for the upcoming fiscal year.
Members asked about meat inspection staffing, the use of one-time forestry firefighting funds, biosecurity and national security coordination, and agency staffing levels. The department said meat inspection was currently in good shape but dependent on federal funding stability, and explained that prior firefighting dollars had been used for equipment purchases. They also said they work with state and federal partners, including DHS and FBI, on threat preparedness and have reduced turnover by adjusting salaries and maintaining staffing at or below prior levels.
The Oklahoma Conservation Commission then presented its budget and program overview. Staff described the agency’s long history and current work in water quality, flood control, soil health, unpaved roads, wetlands, and woody species control, especially eastern red cedar removal. They emphasized data-driven, voluntary conservation practices, citing stream cleanups, flood-control dam benefits, pond cleanouts during drought, and the Cherry-Peach watershed project as examples of programs that improve water resources and reduce wildfire risk. The agency said its workload has grown significantly and requested funding for critical dam repairs, local conservation district staffing, continued unpaved roads work, and expansion of woody species control statewide.
Members asked about county matching for road and dam projects, who to contact about flooding roads, sediment removal from pond cleanouts, and the effectiveness of county training programs. Commission staff explained that county in-kind work can count as match, local conservation districts are the first point of contact, and the road training has produced measurable savings and better maintenance practices. They also clarified that “high hazard” dams are those where failure could threaten people or infrastructure downstream, not necessarily dams that are structurally failing.
KY
Kentucky 2025 Regular Session
Capital Planning Advisory Board (7-9-25)
Transcript Highlights:
- Meg and her team have heat maps on all of our buildings with color codings on how we're doing.
- Meg and her team have heat maps on all of our buildings with color codings on how we're doing.
- Meg and her team have heat maps on all of our buildings with color codings on how we're doing.
- build buildings that would allow try to build buildings that would allow students<01:58:20.239>
to - <02:03:59.440>
a building and and either um you build a building and and either um you build
Keywords:
Meeting Start 00:00:00
Attendance Roll Call 00:00:55
Approval of Minutes 00:02:01
Information Items 00:02:10
Review of Executive Branch Agency Plans 00:02:20
A. A. Eastern Kentucky University 00:02:48
B. B. Kentucky Community and Technical College System 00:15:21
C. C. Kentucky State University 00:31:43
D. D. Morehead State University 00:41:44
E. E. Murray State University 01:01:56
F. F. Northern Kentucky University 01:16:09
G. G. University of Kentucky and Hospital 01:25:00
H. H. University of Louisville 01:42:52
I. I. Western Kentucky University 01:56:17, 958, all
Summary:
The meeting opened with prayer and the Pledge of Allegiance, followed by a roll call establishing a quorum. The committee then approved the prior meeting’s minutes. Members were reminded to silence cell phones, and the chair noted an informational item on capital plan amendments made by state agencies during the latest revision period before moving to university capital plan presentations.
Eastern Kentucky University President David McFaden outlined EKU’s enrollment growth, strong Kentucky student retention, and signature programs in nursing, occupational therapy, criminal justice, education, manufacturing engineering, and aviation. EKU’s main capital priorities were a new health innovation project to support a proposed osteopathic medical program, including a $50 million escrow requirement until accreditation; a collaborative center for health innovation to address outdated health sciences facilities; a $5 million startup request for an air traffic control program; aircraft upgrades for the aviation fleet; and continued asset preservation funding. In response to questions, EKU said roughly 40% of the new health facility would be dedicated to the medical school, with shared simulation space for multiple health programs, and that aviation maintenance needs are currently being met through KCTCS partners but could be expanded if demand grows.
KCTCS representatives then described the system’s scale and capital needs, noting service to 107,000 students, extensive dual credit and workforce training, and a network of 342 buildings across 70 campuses. They said prior legislative support, including $277 million in asset preservation and $90 million released for approved projects, had helped with safety, roofs, energy efficiency, and campus security. Their current priorities include about $30 million for systemwide safety and security upgrades, renovations tied to consolidation and footprint reduction under Senate Joint Resolution 179, and broader asset preservation needs estimated at roughly $300 million to $325 million. Members discussed the need to preserve and expand skilled trades training, and KCTCS said its plan includes construction trades and flexible, multiuse facilities that can adapt to changing workforce needs. No votes were taken beyond approval of the minutes, and the presentations concluded with questions and discussion only.
HI
Hawaii 2025 Regular Session
WAM, WAM-JDC Informational Briefings 01-14-2025
Hawaii Senate Floor Meeting
Transcript Highlights:
- We remain committed to chasing them wherever people are willing to build them.
- <00:10:51.839>
those could come otherwise and building those could come otherwise and building - <00:10:58.880>
them build them build them fire<00:11:00.360>mitigation <00:11:00.880>- Go ahead, thank you. buildings you know suffer and buildings you know suffer and struggle<00:16:07.040
- It's not—they're not building it in Kia.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Apr 28th, 2026
Transcript Highlights:
- I'm here on behalf of the 13,000 men and women of the building construction trades.
- It is not a functional building. It is barely holding itself up right now.
- Our buildings tend to be well past their useful life.
- I'm sure you all know the state of our buildings.
- building dimensions and codes and requirements for light and also for your mechanical engineering system
FL
Transcript Highlights:
- And that's why we changed, that's why we changed the amendment so that it would not be in the penal code
- , in the penal code.
- as the operator is in compliance with the FAA; and finally create a third-degree felony for the international
- long as the operator is in compliance with the FAA, finally creates a third degree felony for the international
- It defines intimate image and digitally forward intimate images and builds on a patchwork of crimes that
Summary:
The committee first considered the appointment of Michelle Whitworth to the Florida Commission on Offender Review. Whitworth described her 30 years of criminal justice experience, and the committee voted to recommend her confirmation favorably. The committee then took up SB 1692 on material harmful to minors, adopting a delete-all amendment that shifted the focus to K-12 instructional materials and objections by parents or residents. Supporters argued it would create clearer standards and protect children from pornographic content, while opponents warned it would worsen book bans and remove consideration of literary, artistic, political, or scientific value. After extensive debate and public testimony, the bill as amended was reported favorably.
The committee also reported favorably on several criminal justice and public safety bills. SB 1422 increased penalties for certain drone-related offenses near critical infrastructure and for weaponized drones; SB 1360 clarified xylazine’s veterinary use while creating stronger trafficking penalties; and SB 1732 increased penalties for animal cruelty involving minors and for contributing to a minor’s delinquency. SB 776 added an aggravating factor for the assassination or attempted assassination of a head of state, and SB 984 added aggravating factors for capital felonies committed where people are gathered for religious, school, or government activities. SB 1640 made domestic violence lethality assessment forms confidential, and SB 1268 updated FDLE operations and increased reimbursement for retired police dogs. All of these bills were reported favorably after brief debate and mostly supportive testimony.
Later, the committee approved SB 1084 on sexual cyber harassment, with a strike-all amendment addressing digitally forged intimate images and extending prosecution time limits. SB 1654 updated sexual offender and predator registration rules, including definitions of residence and online reporting for in-state travel, though one witness raised concerns about vague language and employer privacy. SB 1774 created a rebuttable presumption in certain second-degree murder cases when the victim had a controlled substance in their system, drawing criticism that it could devalue victims who used drugs. Finally, SB 1838 strengthened protections for court officials against tampering, harassment, and retaliation, with an amendment adding magistrates, hearing officers, and related staff; defense attorneys warned the tampering language could inadvertently reach zealous advocacy. Each of these measures was ultimately reported favorably, and the meeting ended with adjournment.
TX
Transcript Highlights:
- The Oversight Committee will hire the CEO, set grant priorities, and adopt a Code of Conduct and rules
- And we're beginning to see some of the genetic coding of this; it's pretty complex.
- However, I'm also an internal medicine physician and a professor of medicine at the Texas Tech University
- So yes, trauma can trigger the tau protein that builds up amyloid, forming tangles.
- sharing with you some information that I've accumulated over the last four years working with International
Keywords:
dementia, research institute, Alzheimer's disease, Parkinson's disease, funding, grants, state health initiatives, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, disaster relief, flood preparedness, emergency funding, local government support, meteorological forecasting, district apportionment, legislative rules
TX
Transcript Highlights:
- You know, and, and, and it's a legacy system that the people that write the code no longer do.
- I get it, you know, and it's a legacy system that the people that write the code no longer do.
- I was in this building as a legislator in this body here when we passed that, and part of the discussion
- This is similar to other programs that we run where we utilize a mix of internal and contracted personnel
- Therefore, much like many of the other programs we run, there's a combination between internal staff
TX
Transcript Highlights:
- moment to put good policy over partisan Gannon to ensure that every Texan, regardless of their zip code
- Find schools and churches, private buildings that want to do the voting. And so.
- At heart, we design and build the equipment on which votes are captured. and counted.
- And so we have not only do we do internal testing, we do external testing on these.
- We look forward to building upon that success.
NH
New Hampshire 2025 Regular Session
House Finance Division II (03/18/2025)
Transcript Highlights:
- If they build new buildings, they're building them, and the taxpayers are paying, which is a whole other
- new buildings, they're building them, and the taxpayers are paying, which is a whole other situation
- <03:43:04.560>
plug is produce What's called the code plug is produce What's called the code - drug traffickers working cases building drug traffickers working cases building them<04:41:30.638
- Does it matter whether or not it's an intern? It sounds like you're looking for an internal person.
Summary:
The committee first took up HB 713, which would require mile markers on Route 112, the Kancamagus Highway. The sponsor and DOT testimony described the road as a heavily traveled but isolated corridor with little or no cell or radio service, frequent accidents and breakdowns, and serious public-safety problems when emergency responders cannot quickly locate incidents. Members discussed where markers should be placed, how frequently they should appear, whether both sides of the road should be marked, and the potential cost; DOT said the project could be done with federal funds and might be combined with other work to reduce mobilization costs. The committee agreed the bill was straightforward and voted OTP 18-0, with discussion that a friendly amendment might be offered later to refine the language.
The committee then heard HB 563, concerning calculation of adequate education grants. Testimony explained that the bill would add fiscal capacity disparity aid in FY 27 and increase the special education differentiated aid factor, while also reducing extraordinary needs grants so the overall fiscal impact would be net neutral. Members noted the changes were limited to the second year because of the budget process and school district ballot timing. Supporters argued the fiscal capacity aid would help property-poor towns and should be expanded, while others emphasized the bill’s budget-neutral structure. The committee voted to retain HB 563 for further consideration in the budget process.
Finally, the committee opened HB 675, which would limit the authority of school districts to make certain appropriations. A Derry resident and former local official testified in favor, arguing that property taxes are too high, that school spending has outpaced town-side tax caps, and that local voters should have more control over school budgets. Committee members questioned whether the issue should instead be handled locally through existing processes or broader governance changes, and one member noted the state’s constitutional obligation to provide an adequate education. The discussion continued, but no final action on HB 675 was taken in the portion provided.
AZ
Transcript Highlights:
- I'm the research intern for Natural Resources, and I'll be from Arizona State University.
- I'm a Democratic intern this year, and I'm from ASU. Awesome. Thank you. They're good too.
- I am a Democratic intern staffing the Natural Resources and Health and Human Services Committees, and
- I am a Democratic intern, staffing the Natural Resources and Health and Human Services Committees, and
- QR-coded up here, and Judah will also provide this in an email as well.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Apr 28th, 2026
Transcript Highlights:
- I'm here on behalf of the 13,000 men and women of the building construction trades.
- It is not a functional building. It is barely holding itself up right now.
- Our buildings tend to be well past their useful life.
- I'm sure you all know the state of our buildings.
- And so you have different building dimensions.
Summary:
The hearing began with a vote-only agenda and then focused first on San Mateo County’s request to restore in-lieu vehicle license fee (VLF) funding. County officials, city leaders, labor representatives, nonprofits, and public safety advocates argued that the loss of roughly $157 million would force major cuts to homelessness services, housing assistance, mental health programs, libraries, parks, fire and police staffing, and other local services. They described the current formula as outdated and unfair, tied to school funding and basic-aid dynamics that no longer work for San Mateo County, and urged both an immediate budget restoration and a permanent legislative fix. The Department of Finance said the payments are discretionary, not statutorily required, and noted the administration does not view the expenditure as sustainable in the current fiscal climate. Committee members expressed sympathy, questioned the formula, and said they would keep the issue under consideration; the committee later voted to move the two vote-only items on the agenda.
The committee then received an update from the Department of General Services on state property redevelopment, including the Hillcrest DMV site in San Diego, the Fell Street DMV site in San Francisco, and other state-owned properties. DGS explained that Hillcrest is not currently an active project, while the Fell Street project shifted from an integrated DMV-housing plan to a more feasible relocation of the DMV into leased commercial space, with a budget change proposal pending. Members pressed DGS on the slow pace of redevelopment, the potential for housing on state sites, and the costs and feasibility of adaptive reuse. DGS said many state buildings are aging and that adaptive reuse depends heavily on building design, floorplate depth, light, and risk from unknown conditions behind walls.
The Government Operations portion then turned to the California Education Learning Lab, which supports intersegmental higher education innovation grants. The Lab asked for permanent restoration of $4 million in ongoing funding and a move of its home agency from the Office of Land Use and Climate Innovation to GovOps, along with technical trailer bill changes. Supporters said the program has funded more than 120 projects reaching thousands of faculty and hundreds of thousands of students, including work on generative AI in higher education. The Legislative Analyst’s Office recommended rejecting the restoration and continuing the wind-down, citing the state’s projected deficit and suggesting the California Education Interagency Council could pursue non-state-funded grant opportunities instead. The committee held the item open.
Finally, GovOps presented the new California Education Interagency Council staffing request, seeking four ongoing positions to support the council, with funding already included in last year’s budget. The department said the governor has appointed Debbie Cochran as executive officer and that the remaining positions are being recruited. Finance and LAO had no objections, and the committee began questions about how the council will be staffed and organized.
FL
Florida 2025 Regular Session
February 4, 2025 - 12:30 PM
Transcript Highlights:
- You know, most of the ideas so far came out of internal restructuring that helped minimize the risk of
- And again, it helps us build up that surplus.
- And you’ve heard me today: my team and I can zero in on surplus, and we get focused on how to build it
- For those of you who may not be aware, the chief of internal audit does not report to me.
- I mean, they're built code-plus; they're spectacular.
Summary:
The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms.
Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully.
A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.