Video & Transcript Research : 'liability limits'
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NH
New Hampshire 2025 Regular Session
Fiscal Committee (10/28/2025)
Transcript Highlights:
- Uh, so it's going to be a little tricky because they are limited, and we want to be able to work with
- <00:13:24.160>
because <00:13:24.399>they <00:13:24.639>are <00:13:24.800>limited - little tricky because they are limited. little tricky because they are limited. uh<00:13:25.920>
- It's typically always cost reimbursement, but what our goal is to do is to limit that time frame so that
- to understand where we currently are at, what we have expended year to date, look at outstanding liabilities
Summary:
The Fiscal Committee met with replacement members noted at the start and took up one emergency item from the Department of Health and Human Services: approval to accept and expend $2 million to support SNAP recipients during the federal shutdown. Commissioner Lori Weaver and CFO Nathan White explained that USDA/FNS had notified the state it would not receive November SNAP funds, affecting about 74,000 recipients. The department said it activated a contingency plan to contract with the New Hampshire Food Bank to expand mobile food pantries, targeting SNAP households and prioritizing locations based on need, with evening and daytime access and outreach through mail, text, email, social media, partner organizations, and a shutdown webpage.
Committee members asked about timing, locations, reimbursement, and whether the state would be repaid by the federal government. Department staff said the food bank would likely need about a week to mobilize once the contract was approved, and that the contract would be cost-reimbursement based, with faster turnaround than usual but not advance payment. White explained the money would come from excess Medicaid Enhancement Tax revenue from state fiscal year 2025, which can be used only for Medicaid purposes under state law and SB 249, allowing general funds to be shifted to the food bank contract. Members also asked about other affected programs; the department said WIC had funding through November 10, energy assistance was expected to continue through December, and school breakfast/free and reduced lunch were not impacted.
Members discussed broader public outreach, including a possible PSA and use of the New Hampshire Food Bank’s network of 417 partners, and one member suggested religious leaders or the governor might be better positioned to make donation appeals. The committee then voted unanimously to adopt the item (motion by Senator Gray, second by Senator Waters). The meeting ended with notice of the next meeting on November 21 at 11:00 and a motion to adjourn, which was approved.
TX
Transcript Highlights:
- Just so, uh, just so that everybody knows, we'll be limiting testimony to 3 minutes so that we can make
- There are very limited options when you're a student beyond Pell Grant loans, you know, different independent
- needs of all Texans so that we can ensure that we weren't blocking, uh, admission for those that had limited
- farmer a tool that they can use in the event of drought, over-regulation, or just regulation, uh, and limited
- One is liability and training requirements for employees spraying pesticides, and that is required by
TX
Transcript Highlights:
- Just so that everybody knows, we'll be limiting testimony. to three minutes so that we can make the floor
- There are very limited options is when you're a student, beyond Pell Grant, loans, you know, different
- needs of all Texans. so that we can ensure that we weren't blocking admission for those that had limited
- and even the U.S. are implementing restrictions. restrictions on what are called maximum residual limits
- One is liability and training requirements for employees. Spraying.
Keywords:
nursing education, clinical sites, health facilities, Texas Higher Education Coordinating Board, legislative study, healthcare training, tuition, financial assistance, higher education, public institutions, student support, nonresident students, Texas Education Code, resident tuition, scholarships, regenerative agriculture, grants, sustainable farming, soil health, bioremediation
FL
Transcript Highlights:
- After the elevation of the property, the change in assessed value is subject to Save Our Homes limitations
- of elevating their homes to be more resilient, and I think the challenge here is... assessment limitation
- It also requires that design professionals must provide proof of insurance for professional liability
- The bill limits the local government's authority to impose such fines on properties that are listed in
- The bill limits the local government's authority to impose such fines on properties that are listed in
Summary:
The Committee on Community Affairs met and considered a series of bills on trust law, homestead property assessments, emergency preparedness, utility service restrictions, Black history museum planning, historic preservation, firefighter benefits, and community redevelopment agencies. Several measures were presented as technical or policy updates, including CS/SB 262 on trust code clarifications, SJR 174 and SB 176 on limiting homestead assessment increases for flood-mitigation elevations, SB 608 renaming the Gulf of Mexico to the Gulf of America in Florida statutes, SB 1002 on utility service restrictions, SB 582 increasing penalties for unlawful demolition of historic buildings, SB 1202 extending health insurance premium benefits to firefighters permanently disabled during training, and SB 1242 phasing out CRAs and restricting new projects. SB 180 on emergency preparedness and response also advanced after a strike-all amendment that added FEMA reimbursement streamlining, mutual aid coordination, and other disaster-response provisions. SB 1128 on building permits for single-family dwellings was amended to clarify local review authority and professional liability protections before passage.
The committee heard substantial testimony on SB 466, which implements the Black History Task Force’s recommendation to locate the Florida Museum of Black History in St. Johns County/St. Augustine. Supporters emphasized the area’s civil rights and Black history significance, the task force process, and the backing of Florida Memorial University and local leaders; one witness opposed the bill and urged a feasibility study and consideration of other sites. SB 1242 drew the most sustained debate, with supporters arguing many CRAs have outlived their purpose and opponents warning the bill would eliminate a valuable local economic development tool, harm affordable housing projects, and create uncertainty for phased developments and existing projects. SB 1002 also drew opposition testimony from advocates who warned of broad unintended consequences for municipal utilities and local energy choices, while the sponsor said the bill was intended to resolve a specific legal misunderstanding.
Votes were taken on each measure, and all of the bills considered were reported favorably by the committee. The committee adopted the amendment to CS/SB 262, the strike-all amendment to SB 180, and the amendment to SB 1128 before final passage. Several senators requested to be recorded on specific tabs after the meeting, and the committee then adjourned.
NH
Transcript Highlights:
- That is one of the have a time limit.
- One is to increase the income limits and to eliminate the resource limit for the Medicare savings program
- <00:48:17.119>
uh One is to increase the income limits uh One is to increase the income limits - :18:40.000>
funding <01:18:40.320>through limit the amount of funding through limit the - But since my time is limited, I HB2.
FL
Florida 2026 5th Special Session
Rules Feb 3rd, 2026
Transcript Highlights:
- , and so we just want to make sure that we have kind of a belts-and-suspenders and left-and-right-limits
- So the very limited and simple intent of this legislation is just to require local governments...
- The very limited and simple intent of this legislation is just to require local governments to adopt
- Take up tab 10, CS for SB 590 on the statute of limitations period for violations involving required
- Senate Bill 590 would toll the statute of limitations for failure to report.
Summary:
The Committee on Rules met and first approved several open-government sunset repeal bills and related measures. SB 7024 and SB 7026, both sponsored by Senator Mayfield, were explained as consolidating and extending public records/public meetings exemptions for cybersecurity information and trade secrets held by agencies; both were reported favorably. SB 7020, sponsored by Senator Trumbull, reenacted an aquaculture records exemption for records held by the Department of Agriculture and Consumer Services and was also reported favorably. Later, the committee approved SB 14 and SB 24, claims bills for relief involving Miami-Dade County, and SB 16, a claims bill for Heriberto Sanchez Mayan against the City of St. Petersburg; all were reported favorably without opposition. The committee also approved CS for SB 806, a consumer right-to-repair bill creating portable wireless device and agricultural equipment repair acts, despite opposition from several industry groups, and reported it favorably.
FL
Florida 2025 Regular Session
March 4, 2025 - 01:30 PM
Transcript Highlights:
- Number one, would a new conversion school be limited?
- Would they be able to limit enrollment at the school?
- Would they be able to limit enrollment at the school? You're recognized. Thank you, Chair.
- And also, there's some limited liability protections for somebody who uses the pen in an appropriate
- Currently, statute 1006.23 only limits courtesy busing to elementary age students.
Summary:
The committee first took up PCS for HB 123, which would change the process for converting a public school to a charter school by requiring approval from a majority of parents at the school, allow municipalities to apply to convert certain schools under limited circumstances, and address surplus school property in districts with declining enrollment. The sponsor said the bill is meant to give parents the primary say and to prevent districts from holding unused property. Opponents, including the Florida PTA, several members, and public speakers, argued the bill excludes teachers, school boards, and other stakeholders, could disenfranchise parents who do not live in the municipality, and could create enrollment, transportation, and equity problems. After debate, the bill passed 13-5 and was reported favorably.
The committee then heard HB 597 on diabetes management in schools. The bill would allow school districts and charter schools to procure and store glucagon pens for emergency treatment of severe hypoglycemia, permit trained personnel to administer them, require 911 to be called after use, and add limited liability protections. The sponsor said the medication is inexpensive and could save lives for the roughly 7,000 diabetic K-12 students in Florida. An amendment clarified that public and charter schools are both covered. The bill drew support from the American Diabetes Association, the American Academy of Pediatrics, and the Florida PTA, and members from both parties praised the measure. It passed unanimously and was reported favorably.
Finally, the committee heard HB 85 on hazardous walking conditions, which would add walking along freeways, expressways, and their ramps as a hazardous condition requiring bus service for elementary students within two miles of school. The sponsor described personal examples of children walking near dangerous roads and said the bill is intended to prevent injuries and deaths. An amendment narrowed the language by deleting “state highway.” Public testimony included a parent who described her child being hit by a car and urged broader coverage, while members raised concerns about bus shortages and fiscal impact. Most members spoke in support, emphasizing student safety, and the bill was reported favorably after debate.
HI
Hawaii 2025 Regular Session
WAM-PSM, WAM-AEN Informational Briefings 01-07-2025
Hawaii Senate Floor Meeting
Transcript Highlights:
- I mean, it's on Nimitz Highway and Lagoon Drive, but it's limited, right?
- <01:19:55.480>
English testimony 16 is for the limited English testimony 16 is for the limited - I think the Alaska-Hawaiian merge, well, a wonderful thing, now limited to one airline.
- I think the Alaska-Hawaiian merge, well, a wonderful thing, now limited to one airline.
- I think the Alaska-Hawaiian merge, well, a wonderful thing, now limited to one airline.
Summary:
The committee heard budget testimony first from the Department of Corrections and Rehabilitation. Director Tommy Johnson outlined short-term goals to reduce overcrowding, improve living and working conditions, fill vacancies, expand mental health services, and update the correctional master plan. He said the department is still dealing with severe overcrowding at facilities such as OCCC and HCCC, with 947 people at OCCC against a design capacity of 628, and noted 938 inmates are currently housed on the mainland because of temporary repairs at Halawa. He also reported progress on staffing, saying the correctional officer vacancy rate has dropped from 34.3% to 24% through expanded recruitment. The department’s major budget request was $30 million for planning and design for a new Old Triple C project, along with other requests for re-entry services, identification documents, security systems, radios, sink-toilet modules, and trauma-informed care. Members asked about the timing and scope of the OCCC project, courtroom space in new facilities, and the department’s plan to use the funding to improve re-entry and reduce recidivism.
The committee then heard from the Department of Law Enforcement on a wide range of priorities. The department described requests to expand agricultural crime enforcement, traffic enforcement, illegal fireworks enforcement, and facilities such as a police building at the DKI airport, a state training center, and new police facilities in central and Leeward Oahu. It also discussed a major IT request for a statewide law enforcement and critical infrastructure notification platform, plus funding for grants management, the Wahiawa Civic Center and court complex, the prescription monitoring program, narcotics enforcement operations, and the narcotics lab. A significant portion of the discussion focused on a proposed traffic enforcement program for commercial vehicle inspections, speeding, and DUI enforcement, which the department said would be funded with federal dollars and would operate concurrently with county police. Committee members questioned whether the effort duplicated county jurisdiction and how the program would be trained and staffed.
Members also pressed the department on salary disparities for deputy sheriffs and related vacancies, and the department said the administration was working on a supplemental agreement and placeholder funding to address the issue. Additional discussion covered agricultural crime staffing, the Silver Alert program, and expansion of the forensic lab to handle explosives, firearms, and related evidence. No votes were taken in the portion provided, and the meeting moved from the corrections presentation to the law enforcement budget review with questions and answers throughout.
DE
Delaware 2025-2026 Regular Session
House of Representatives Legislative Session - Session 2 - 42nd Legislative Day- REASSEMBLE Part 1 Jun 30th, 2026 at 02:00 pm
Delaware House Floor Meeting
Transcript Highlights:
- So releasing them from liability will not help this situation.
- What this does, it gives us a limit. ...them to or not.
- The bill establishes temporary limits.
- Chief Clerk, a debt limit statement for fiscal year 2027.
- Available debt limit prior to appended legislation: $363.88 million.
MA
Massachusetts 2025-2026 Regular Session
Status of Persons with Disabilities Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- understand what refundable means, it's a very attractive thing because you don't have to have the tax liability
- That's why I love Work Without Limits.
Summary:
The subcommittee opened with roll call and approved the January minutes. Members then heard from Undersecretary of Labor and Workforce Development Josh Cutler, who gave an update on the Healey-Driscoll administration’s apprenticeship efforts and emphasized apprenticeship as an earn-while-you-learn model that can help address workforce shortages while including people with disabilities. He described growth in apprenticeships across sectors such as banking, bio, early education, health care, and human services, and noted recent milestones including the state’s 10,000th registered apprenticeship, expanded tax credits, reduced program fees, added apprenticeship liaisons, and Grow grants to support program development.
Committee members focused on how apprenticeship could be adapted for human services and disability-related jobs, including early education, direct care, PCA work, sterile processing, and related health occupations. They asked about funding structures, employer participation, community college involvement, and how to make programs accessible to people with disabilities. Cutler explained that apprenticeship programs are employer-designed but must meet core requirements such as paid employment, at least 2,000 hours of on-the-job learning, related technical instruction, mentorship, and progressive wages. He said the state can support programs through the registered apprenticeship tax credit, which he said is $4,800 per apprentice and can be stacked with the disability employment tax credit, and through Grow grants, which were most recently awarded at about $2.1 million statewide.
Members and Cutler discussed using intermediaries such as trade associations, nonprofits, and disability organizations to help employers set up programs and navigate incentives. He said the commission could be useful as a convener and suggested a targeted panel or information session with apprenticeship liaisons, employers, and existing sponsors to identify a few specific occupations and build a proof of concept. The meeting ended with agreement to follow up offline on potential partner employers, including Eastern Bank, and on possible next steps for a focused panel or pilot opportunities.
FL
Florida 2026 4th Special Session
February 16, 2026 - 01:30 PM
Transcript Highlights:
- Appropriation Act by revising employee contribution rate for the normal cost and unfunded actuarial liability
- nbsp; 259 OF EXCLUDED DRUGS FOR THE GOVERNOR AND THE HOUSE AND THE SENATE BEFORE OF LIMITATION
Summary:
The State Administration Budget Subcommittee met to consider four conforming committee bills tied to the proposed 2026-27 House General Appropriations Act. Rep. Maggard presented PCB SAB 26-04, the annual retirement bill, which updates Florida Retirement System contribution rates based on the annual actuarial study and was said to produce a $31.7 million state savings. He also presented PCB SAB 26-02, which addresses collective bargaining impasses for state employees by tying resolution to spending decisions in the appropriations act or implementing legislation. Both bills drew brief questions, mainly from Rep. Gantt, and both passed favorably on roll call.
Rep. Miller presented PCB SAB 26-03, which reorganizes state audit functions and creates the Florida Accountability Office, consolidating legislative audit work into four divisions and adding whistleblower protections and reporting requirements. Rep. Gantt asked whether the bill changed the use of outside auditors and whether it had a fiscal impact; Miller said the work would be absorbed within existing resources and that the Legislature would retain responsibility. A taxpayer witness supported the bill and urged stronger local-government audit standards and broader whistleblower coverage. The bill passed favorably.
Rep. Abbott presented PCB SAB 26-01, a broader appropriations conforming bill focused on the State Employee Health Insurance Trust Fund, prescription drug formulary changes, a health insurance assessment on agencies and vacant positions, the $3 traffic violation surcharge for the State Law Enforcement Radio System, Capitol complex space management, and changes to the Office of Supplier Diversity. Much of the discussion centered on whether a closed formulary would make medications harder to obtain, with Abbott saying prior authorization would still allow access and that the change was needed to control costs and protect the trust fund. Rep. Gantt and Rep. Robinson raised concerns about employee health benefits and the repeal of supplier diversity provisions, arguing the committee lacked data on the impact to minority- and women-owned businesses; Abbott said the changes would still allow small businesses to compete and that the bill was intended to save money and modernize procurement. PCB SAB 26-01 also passed favorably, and the meeting adjourned after all agenda items were reported out.
TX
Transcript Highlights:
- Per the posting, we intend to limit witness testimony to three minutes per person so that we can accomplish
- There are still questions around issues like pore space, long-term liability, and questions around long-term
Keywords:
carbon sequestration, environmental policy, Texas, energy, climate change, regulatory council, geothermal energy, workforce development, education and training, energy industry, apprenticeship, energy production, energy policy, renewable energy, state council, administrative law, public information, transparency, government accountability, judicial process
FL
Florida 2025 Regular Session
Fiscal Policy Mar 20th, 2025
FL
Transcript Highlights:
- It limits residential inspectors to one- and two-family homes per the Florida Building Code.
- Unfortunately, the general liability insurance covers them in a car crash on the way to the inspection
Summary:
The committee began by postponing SB 1742 on condos until the following week, then took up SB 1298 on building construction. Senator Simon said the bill would require continued education for long-licensed building professionals, clarify interagency sharing of building officials, limit residential inspectors to one- and two-family homes, revive a paid internship for residential planning examiners, modernize permit signatures, and clarify contractor responsibility when work changes hands. The bill drew supportive waivers and was reported favorably.
Members then considered SB 940 on third-party restaurant reservation platforms. A delete-everything amendment was adopted to target bots and unauthorized resale of restaurant reservations, while preserving direct restaurant-platform relationships and requiring consumer contact information when reservations are made through noncontractual platforms. The Florida Restaurant and Lodging Association and Booking Holdings supported the measure, and CS/SB 940 was reported favorably. SB 638 on home inspectors also passed after the sponsor explained it would raise education requirements from 120 to 200 hours, add instruction on building code, wind mitigation, four-point and insurance inspections, and require $300,000 in errors-and-omissions coverage; it was reported favorably.
The committee next approved SB 960 on elevator accessibility, allowing additional shorter support rails while keeping the existing 42-inch rail requirement. SB 196 on foods containing vaccines or vaccine materials was amended to address mRNA language and cosmetics safety standards, with the committee adopting amendments and then reporting the bill favorably. SB 1418 on heated tobacco products was amended to clarify the definition of heated tobacco products and exclude other forms such as hookah; it also passed favorably. The committee also recommended confirmation of a block of board and commission appointees.
Finally, SB 1262 on construction contracting was amended to add contractor continuing-education topics, strengthen penalties for unlicensed activity, create a standardized disciplinary reporting system, and require timely refunds and project completion standards; it was reported favorably with support from the Florida Home Builders Association. SB 1304 on solar facilities was then approved after extensive testimony from rural county commissioners and local officials who argued that utility-scale solar on agricultural land has grown without sufficient local oversight and that decommissioning rules are needed to protect farmland and communities. The bill would repeal the current by-right treatment of solar facilities on ag land and authorize counties to adopt decommissioning ordinances; it was reported favorably after a technical amendment.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Mar 12th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- assets were the policyholder's assets and that the state in exchange... in exchange for that had no liability
- over a period. period of time, there has to be enforcement because there's a four year statute of limitations
Bills:
HB406
FL
Transcript Highlights:
- So instead of eliminating it, limiting it to one-year probation, this amendment goes back to two years
- The bill also provides civil and criminal liability shield to health care professionals who provide an
Summary:
The Committee on Health Policy met with a quorum and considered three bills. Senate Bill 526 on nursing education programs, sponsored by Senator Harrell, would tighten oversight of nursing schools by requiring admission criteria, exit exams, remediation plans, annual reporting, on-site inspections, and stronger action against programs with poor NCLEX results or adverse actions in other jurisdictions. After testimony from the sponsor and several committee questions, a late-filed amendment restored a two-year probation period instead of one year, and the bill was reported favorably.
Senate Bill 714, also by Senator Harrell, would create a voluntary non-opioid advance directive allowing patients to document a wish not to receive opioids, including when incapacitated, with the form developed by the Department of Health and potentially included in electronic medical records. The sponsor said it would not prevent treatment discussions and would provide liability protection for providers who lack actual knowledge of the directive in emergencies. The bill drew no opposition in the meeting and was reported favorably.
Senate Bill 170, sponsored by Senator Burton, would add nursing home quality and transparency measures, including consumer satisfaction surveys, patient safety culture surveys, electronic health record requirements, reporting to the Florida Health Information Exchange, a $10,000 fine for failure to submit required financial data, and reporting on Medicaid quality payments. An amendment clarified the fine’s application to both facilities and home offices. Testimony from AARP and the Florida Health Care Association supported the bill, and it was reported favorably after discussion about implementation and costs.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Feb 27th, 2025
Business & Commerce
Transcript Highlights:
- liability, approval process, what do you envision it?
- Yes, I'll limit myself to one question.
Keywords:
hemp, consumable hemp, hemp-derived cannabinoids, CBD, cannabidiol, CBG, cannabigerol, delta-8, delta-9, intoxicating hemp, hemp gummies, hemp vape, edibles, cannabinoid regulation, hemp licensing, retailer registration, product registration, QR code labeling, child-resistant packaging, minor access
NH
New Hampshire 2025 Regular Session
House Education Funding (11/13/2025)
Transcript Highlights:
- So accepting the grant, um, may be a short-term gain and a medium and long-term liability for the school
- So accepting the grant, um, may be a short-term gain and a medium and long-term liability for the school
- So accepting the grant, um, may be a short-term gain and a medium and long-term liability for the school
- Um, what is why does they only why are they limited to two terms so not to gain too much power?
- to two terms so not to gain too limited to two terms so not to gain too much<01:56:17.920>
power?
Summary:
The work session began with HB 656, as amended, which would treat federal funds received by school districts as unanticipated money unless already listed in the annual report, and would require notices and school board minutes to identify the grant and summarize any obligations attached to accepting it. Supporters said the bill was aimed at transparency so voters would understand the “strings attached” to grants, while opponents raised concerns that the amendment was new, potentially vague, and could require districts to publish lengthy or redundant information, increasing costs and administrative burden. Several members suggested alternative approaches, such as a state-level list of common grant obligations or posting grant documents online. No vote was taken, and some members argued the bill was not ready for action.
The committee then moved to HB 665, which would expand eligibility for free school meals to households at up to 300% of federal poverty guidelines and use education trust fund money to cover the added cost. Representative Damon strongly supported the bill, citing food insecurity and arguing the fiscal note likely overstated costs because the bill requires at least one free meal, not necessarily both breakfast and lunch. The discussion was just beginning when the transcript ended, and no vote or final action on HB 665 was recorded in the excerpt.
HI
Transcript Highlights:
- But um second, it's not just a civil liability, it's also a criminal liability that wasn't followed up
- ,<01:00:49.280>
it's it's not just a civil liability, it's it's not just a civil liability - , it's also<01:00:50.000>
a <01:00:50.319>criminal <01:00:50.880>liability <01:00 - :52.079>
that <01:00:52.480>wasn't also a criminal liability that wasn't also a criminal - liability that wasn't followed<01:00:53.200>
up <01:00:53.440>on.
Summary:
The informational briefing focused on the Office of the Auditor’s recent audit of Hawaii’s deposit beverage container program and the Department of Health’s response. State Auditor Les Condo reviewed the program’s structure, noting it was created to increase recycling and reduce litter, but said prior audits have repeatedly found weak internal controls, reliance on self-reported data, and an “honor system” approach. He cited examples of underreporting and overpayment risks, including a Whole Foods settlement and secret-shopper testing at a redemption center where the program reimbursed more than what was actually paid to consumers. Condo said the special fund continues to grow, increasing by more than $12 million between FY24 and FY25, and that the 2024 audit found no meaningful progress in implementing earlier recommendations. He also noted that many prior recommendations were later codified in law, including risk-based audits and internal control requirements, and said the office will audit the program again in about a year.
Senator Fevella said the briefing was needed because he has seen little progress over the years and emphasized the program’s goals of reducing litter and promoting recycling. He noted that Hawaii has lost a glass recycler, underscoring broader challenges in the system. Department of Health Deputy Director Kathleen Hoe said the department is committed to addressing longstanding problems and said the director’s office meets with the program twice a month. Program staff outlined steps being taken to respond to the audit, including revising accounting and inspection/enforcement manuals, retaining third-party services, and implementing risk-based audits of distributors and redemption centers. They said internal control process documents from distributors were due June 30, with about 200 received and roughly 100 still outstanding, and that enforcement letters are being sent.
The department also described plans for electronic reporting to reduce manual entry and improve accuracy, as well as a broader legislative proposal for a tiered audit system. Under that proposal, larger distributors would remain subject to the current every-other-year audit requirement, middle-tier distributors would be audited every five years, and smaller distributors would be exempt. Officials said the governor had temporarily waived enforcement of the 2025 independent audit requirement because of cost concerns for smaller distributors, while the department reviews submitted audits and considers a longer-term fix. No votes or formal committee actions were taken during the informational briefing.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (05/21/2025)
Transcript Highlights:
- When it comes to RSA 5, RSA 5 only has a limited number of different issues.
- book an additional liability for that. book an additional liability for that.
- And so the Senate bill as passed would limit us to 12% to 16%.
- And so the Senate bill as passed would limit us to 12% to 16%.
- The upper limit is that 16%.
Summary:
The subcommittee continued work on Senate Bill 297 and a new amendment dealing with pooled risk management programs and whether they should be regulated under the insurance department. Lisa Duket, executive director of SchoolCare, testified at length that the draft language could allow co-mingling of public entity risk funds, could trigger producer-licensing requirements for staff who are not actually brokers, and may not fit public entity risk pools because they are not insurance companies. She also raised concerns about the March 1 reporting deadline, the proposed uniform accounting language, aggregate excess insurance, examination costs being charged to the program, and confidentiality provisions that she argued may conflict with right-to-know principles for public entities. She urged the committee to slow down and consider a study committee or more time for review, saying the regulated entities were not adequately involved in drafting the proposal.
Chairman Hunt and the department responded that the bill is intended to create a licensure-based regulatory model, similar to other licensed industries, and that the pooled risk management program would be exempt from producer licensing while anyone else selling or negotiating such coverage would need a producer license. The department said failure to comply would be handled through an administrative licensing process, with denial or nonrenewal of a license and appeal through the department process. On the reporting deadline, the department said March 1 is a standard filing date used for financial analysis and that the filing can be the most recent annual report, regardless of fiscal year end. They also explained that the confidentiality language was taken from existing RSA 5B, that aggregate excess insurance was included as a solvency measure, and that the draft was intended to preserve familiar language while adapting it for pooled risk programs.
The discussion did not include a final vote or formal action on the bill in the portion provided. The committee appeared to be compiling follow-up questions for the insurance department and considering whether additional revisions or a slower process would be needed before moving the bill forward.