Video & Transcript Research : 'voidable transactions'
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WV
West Virginia 2026 Regular Session
Senate in Session Mar 12th, 2026 at 03:29 pm
West Virginia Senate Floor Meeting
Transcript Highlights:
- within the purview of money transmission licensure and create disclosure requirements and daily transaction
- within the purview of money transmission licensure and create disclosure requirements and daily transaction
- that first require a disclosure to a customer regarding losses due to fraudulent or accidental transactions
- , indicating that the transaction may not be irreversible.
- , indicating that the transaction may not be irreversible.
Summary:
The Senate took up a long second- and third-reading calendar of House bills and one joint resolution, with most measures advanced after committee strike-and-insert amendments or technical changes. Major topics included economic development and infrastructure, education and school choice, public safety and criminal justice, election law, tax and revenue matters, health and human services, and several supplemental appropriations. Several bills were advanced to third reading without amendment, including measures on Ireland education, youth/handicapped hunting, child care, tax efficiency, school transfer eligibility repeal, religious organizations, teacher and state police pay raises, Medicare supplement guaranteed issue rights, and various supplemental appropriations.
Among the more substantive amendments, the Senate approved changes to industrial access road funding, airport hangar financing, driver’s license reciprocity with Ireland and Japan, foster youth virtual instruction, medical cannabis fund allocations, EMS funding, virtual currency kiosk regulation, workers’ compensation updates, and protection of personal residential information for certain public officials. The chamber also adopted amendments on election-related bills, including changing party-switching deadlines for candidates, and on a bill creating a new offense and bail rules for terroristic threats to schools or children. The Senate also advanced bills on missing persons/cold case record preservation, campus safety mapping, pre-adjudicatory alternative disposition in abuse and neglect cases, hotel occupancy tax recordkeeping, and domestic violence penalties.
Several measures received floor debate. The party-switching bill drew the most discussion, with supporters arguing it would prevent election gamesmanship and opponents saying it would protect incumbents and limit access for new candidates; a division vote adopted an amendment, and the bill was then advanced. The work-zone fines bill was amended on third reading to apply higher penalties only when workers are present, then passed 34-0. The Foster Youth Post Secondary Transition Awareness Act also passed after an amendment adding agricultural vocational program provisions. The Senate adopted a title amendment on the passed bills and then recessed for 15 minutes.
TX
Texas 89th 2nd C.S.
Licensing & Administrative Procedures May 6th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- Done right, these services are more secure than transactions made at gas stations or other brick and
- This bill gives them that authority and creates a framework to ensure that transactions are secure, transparent
- Defines prohibited transactions, requires annual compliance and financial audits and reporting, anti-money
- , and explicitly restricting acceptable payment methods to only ACH or debit card transactions.
- also implement stringent penalties for any minor being allowed to open an account or engage in a transaction
Bills:
SB 28
Keywords:
groundwater, groundwater conservation district, Water Code, Water Development Board, modeled available groundwater, aquifer, water permit, groundwater transfer, export groundwater, out-of-district transfer, management area, desired future conditions, well permit, retail public utility, potable water, emergency interconnect, subsidiary, controlled entity, aquifer management, water resources
FL
Florida 2026 5th Special Session
Banking and Insurance Mar 17th, 2025
Transcript Highlights:
- In the bill, it says something about committees that have authority to transact in the business.
- and deductibles cannot be more favorable than those utilized by the majority of admitted insurers transacting
- the exception to the citizens authorized appointment requirement only applies to insurance agents transacting
- and deductibles cannot be more favorable than those utilized by the majority of admitted insurers transacting
- deductibles cannot be more favorable than those utilized by the majority of admitted insurers, transacting
Summary:
The committee heard and advanced several insurance, financial regulation, and public safety bills. SB 1656, a large Office of Insurance Regulation bill, was taken up with a delete-all amendment and extensive discussion. The bill would increase transparency in insurance rates and mitigation data, update reciprocal insurer rules, limit use-and-file rate filings, expand cybersecurity breach notification, and strengthen oversight of continuing care retirement communities (CCRCs). Residents and senior advocates generally supported stronger oversight to prevent bankruptcies like the Unison case, while CCRC operators and industry groups warned that lien authority, reserve requirements, and other provisions could raise borrowing costs and burden well-run communities. The committee adopted the delete-all amendment and then reported the bill favorably after debate and public testimony.
The committee also passed SB 1658 on the public records database for uniform mitigation verification forms, with a clarifying amendment protecting policyholders’ personal information. SB 1612 on financial institutions was reported favorably after an amendment and substitute amendment dealing with credit union investment limits and reimbursement rules for board members. SB 1740, an insurance bill aimed at reducing premiums and insolvency risk, was amended to prioritize rate-decrease filings and prohibit AI as the sole basis for claim denials; it was then reported favorably. SB 1212 on firefighter health and safety was amended to add occupational disease language and other firefighter protections, including safer gear, cancer prevention, and possible telehealth mental health services, and was also reported favorably.
Finally, SB 1184 on residual market insurers was amended to preserve existing excess-and-surplus line standards, strengthen consumer disclosures, and clarify Citizens-related appointment rules before being reported favorably. Throughout the meeting, committee members repeatedly noted that several bills were still being refined with stakeholders, and multiple public witnesses testified in support of or opposition to the CCRC and insurance provisions, focusing on resident protection, financial stability, and unintended cost impacts.
FL
Florida 2026 4th Special Session
February 12, 2026 - 09:15 AM
Transcript Highlights:
- Of ten dollars or 3% of the transaction.
- to the amendment from a consumer protection standpoint, keeping in mind that many times these transactions
- from a standpoint of trying to at least establish that there is a processing fee to You do the transaction
- So, many times, it's a third-party vendor processor that makes the transaction fee.
- know, $50, if the percentage is not capped. and it's 10%, well now all of a sudden they're doing a transaction
TX
Texas 89th 2nd C.S.
Pensions, Investments & Financial Services Mar 31st, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Chair Plasa, which relates to disclosures and other requirements concerning virtual currency kiosk transactions
- Is that just like Whenever you get that screen that pops up at the end of the transaction, is that what
- It just simply says that at the end of the transaction, the lender, the person who's doing these transactions
- Um, so the jurisdiction of this, you mentioned that it could be, it could be the transaction could happen
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 31st, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- Kiosk transactions that authorize a fee.
- Is that just like whenever you get that screen that pops up at the end of a transaction?
- It just simply says that at the end of the transaction, the lender, the person who's doing the...
- Transaction can't say, "Would you like to put a 12% tip on top of this?" Right? Okay, thank you.
- So the jurisdiction of this—you mentioned that it could be, it could be, the transaction could happen
Keywords:
gift card fraud, counterfeit gift card, gift card tampering, gift card theft, prepaid card, stored value card, retail fraud, financial crimes, consumer protection, organized retail crime, gift card skimming, magnetic stripe, chip card, redemption information, gift card packaging, Penal Code, felony theft, state jail felony, third-degree felony, second-degree felony
AL
Transcript Highlights:
- The Senate is ready to transact business. Mr.
- House Bill Number 230 by Representative Shed regarding real estate transactions. Mr.
- on the calendar on page 18: House Bill number 230 by Representative Shed regarding real estate transactions
- on page 18 of the calendar: House Bill number 230 by Representative Shed regarding real estate transactions
- House Bill number 230 by Representative Shed regarding real estate transactions. Okay, Mr.
Bills:
SJR 3, SB 5, SB 21, SB 72, SB 703, SB 764, SB 790, SJR 36, SJR 3, SJR 34, SJR 18, SCR 9, SB 616, SB 565, SB 384, SB 5, SB 21, SB 72, SB 140, SB 262, SB 370, SB 372, SB 495, SB 627, SB 703, SB 764, SB 842, SB 971, SB 790, SB 767, SB 480, SB 1066, SB 929, SB 765, SB 523, SB 62, SB 19, SB 18, SB 666, SB 688, SB 707, SB 888, SB 687, SB 706, SB 847, SB 869, SB 890, SB 992, SB 1145, SB 494, SB 290, SB 766, SB 11, SB 10, SB 13, SB 263, SJR 3, SB 5, SR 172, SR 176, SR 177, SR 190, SR 193, SR 194, SR 202, SR 203, SR 208
Keywords:
dementia, Alzheimer's disease, Parkinson's disease, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, research institute, funding, grants, state health initiatives, cryptocurrency, bitcoin, investment reserve, economic resilience, financial security, vehicle rental, damage waiver
AZ
Arizona 2026 Regular Session
03/04/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- clear, conspicuous statement to be distinct and separate from any other terms and conditions of the transaction
- to which the purchaser acknowledges or agrees, and requires the seller, after the transaction is completed
- clear, conspicuous statement to be distinct and separate from any other terms and conditions of the transaction
- to which the purchaser acknowledges or agrees, and requires the seller, after the transaction is completed
Keywords:
digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, independent contractor, marketplace, digital services, contractual agreements
Summary:
The committee heard House Bill 2010, which would prohibit sellers of digital goods from using terms like “buy” or “purchase” in a way that implies unrestricted ownership when the consumer is actually receiving a license, and would require clearer disclosures, post-transaction notices, prorated refunds or alternative access if license terms change, and enforcement under the Arizona Consumer Fraud Act. The sponsor said the bill responds to consumers being misled about digital purchases and to concerns that licensed content can be altered or removed after sale. The bill was approved on a 7-0 do pass vote.
The committee also heard House Bill 2192, which would require compensation protections for minors featured in monetized online content, including trust-account requirements similar to child actor protections, recordkeeping, and a process for adults who were featured as minors to request removal or editing of content that identifies them. Google testified in support, saying the bill mirrors existing protections for child actors and provides a uniform standard; the sponsor said it addresses the growing child influencer industry. An amendment was adopted to clarify that platforms may rely on existing trust-and-safety systems and are not required to proactively monitor user content or be liable for third-party content if they comply with mitigation requirements. The bill then passed 7-0 as amended.
House Bill 2310 was described as a technical fix to Arizona’s qualified marketplace contractor law for gig-economy platforms, clarifying that contracts may be terminated without cause on reasonable notice and that the contractor may terminate unilaterally. Lyft supported the measure, saying it removes ambiguity without changing the independent contractor framework; one senator questioned the wording, but the sponsor and witness said the intent was to preserve driver independence. The bill passed 7-0. The committee then heard House Bill 2501, an agency-requested measure from the Department of Insurance and Financial Institutions that conforms Arizona’s appraisal management company definition to federal law by updating the definition to include administering appraisal panels and defining a 12-month period. It also passed 7-0.
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Jan 23rd, 2025
Transcript Highlights:
- Transactions during the regular session.
- The Motor Vehicle Division makes itself available to you to complete simple transactions.
- The types of transactions include titling a new vehicle, titling a used vehicle, registering.
- Documentation for each transaction.
TX
Texas 89th 2nd C.S.
Senate Committee on Health and Human Services Jul 8th, 2026
Health & Human Services
Transcript Highlights:
- Yet here in the United States, the Congress ...of a contract or a transaction.
- The baby doesn't care if there was a financial transaction.
- In many of these cases, these are financial transactions.
- The current system can reduce childbirth to a commercial transaction.
- That's also part of the transaction. I just wanted to thank you.
TX
Transcript Highlights:
- This reduces opportunities for delays or abuse in annuity transactions.
- Do we risk some transactions escaping sales tax and the rest of it, leading us to pay more on our plain
- old money transactions or not?
- That's what the Transactional Gold Bill was designed to address, which was heard yesterday.
- All choices in the marketplace, like transactional gold, which was discussed yesterday, is another choice
Bills:
HB106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213, HB106, HB144, HB145, HB252
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
VT
Transcript Highlights:
- Um, they left our transaction limits in place... ...and I think we were somewhat successful in that.
- Um, they left our transaction limits in place. I shouldn't say it that way.
- They left our increase in transaction limits in...
- Our increase in transaction limits, from 1 oz. to 2 oz.
NM
New Mexico 2026 Regular Session
Senate Chamber Feb 7th, 2026 at 12:19 pm
New Mexico Senate Floor Meeting
Transcript Highlights:
- 'Transaction' means the transfer of ownership of a firearm from a seller to a buyer. Section 3.
- Federal and state laws governing firearm transfers and transactions. 2.
- So my question really is, do you agree that... ...firearm transfers and transactions.
- Is that transaction legal? And I'm fishing for either yes or no.
- We don't have an FFL transaction... That. We don't have an FFL transaction problem.
AR
Arkansas 2026 1st Special Session
LEGISLATIVE JOINT AUDITING Jun 5th, 2026
LEGISLATIVE JOINT AUDITING
Transcript Highlights:
- piece of equipment stolen, disallowed expenditures of federal grant awards, and unauthorized bank transactions
- Senator Love, any transactions related to anything related to the current fiscal year, which we are in
- So we were taking into account financial transactions from back in the ’80s,” “So we were taking into
- account financial transactions from back in the ’80s to make that estimate for how much we believe we
- would be collecting on in future transactions.
Summary:
The Legislative Joint Auditing Committee met on June 5 and first adopted the March 2026 minutes, then approved reports from the executive committee and the standing committees on counties and municipalities, educational institutions, and state agencies. The counties and municipalities report noted progress on delinquent private water and sewer audits, compliance improvements by Denning and Gum Springs, and a 60-day compliance window for Omer and Fargo; several reports were deferred, while others were referred to prosecutors, the Attorney General, or the Government Bonding Board. The educational institutions committee filed 103 audit reports, including findings for several school districts, and one Booneville School District finding was referred to law enforcement. The state agencies committee filed 13 reports and deferred one Department of Health report to August.
The committee then reviewed the State of Arkansas annual comprehensive financial report and single audit for fiscal year 2025. Legislative Audit reported clean opinions on the state’s financial statements, but identified two material weaknesses: insufficient internal controls at the Office of State Technology over threat monitoring and unauthorized access, and problems at the Division of Workforce Services with changes to year-end accounting estimates and documentation for unemployment-related receivables and payables. The single audit covered $12.4 billion in federal awards across 469 programs, with 16 major programs reviewed; auditors reported 33 findings, including 31 federal findings, $12.9 million in outstanding questioned costs, and qualified opinions for the Summer EBT program, the Coronavirus Capital Projects Fund, and the Child Care Development Fund cluster. Findings included improper advance draws and reporting issues in Summer EBT, documentation problems in broadband projects, and reporting/reconciliation issues in child care funding.
Members questioned agency officials from DHS, the Office of State Technology, the Department of Finance and Administration, the Department of Education, and Workforce Services about the findings and corrective actions. DHS said the Summer EBT issue involved drawing funds in advance and that procedures had been changed for the 2026 cycle; it also explained several repeat findings as timing or provider-enrollment issues. OST officials said they were expanding logging, endpoint detection, and enterprise monitoring, and described cybersecurity as a moving target requiring more investment and training. DFA and Workers’ Compensation officials discussed the workers’ comp fund’s actuarial position and said it should be monitored but did not require immediate action. Education officials said the child care reconciliation problems stemmed from a former employee’s failure to reconcile reports, that staffing and checks had been strengthened, and that the federal funding cut affecting child care was a separate issue. The committee voted to hold the two major state financial reports over until the August meeting, with members asked to submit specific questions in advance, and then received a special report on the Hot Spring County Solid Waste Authority review.
VA
Transcript Highlights:
- 565 seeks to amend portions of the Acts of Assembly of 2025 relating to the Virginia Contractor Transaction
- House Bill 954 deals with rounding procedures for cash transactions upon the suspension of the minting
- Taxation is directed to recommend uniform procedures with all localities as far as government transactions
- House Bill 954 deals with rounding procedures for cash transactions upon the suspension of the minting
- Taxation is directed to recommend uniform procedures with all localities as far as government transactions
TX
Transcript Highlights:
- here to speak to you about House Bill 3684, which relates to the exclusion of certain securities transaction
- In the financial sector, sorry, in the financial sector, exchanges often provide transaction rebate payments
- However, under current Texas franchise law, these transaction rebates may be included in the total revenue
- payments, specifically transaction rebate payments from the total revenue of taxable entities that are
- you know, the ability to do all of this in Texas is to go and provide some sort of rebates, so transaction
FL
Transcript Highlights:
- career, I am a team leader of a real estate team that last year did approximately 70-something transactions
- Afonso, I recently got a hold of the Florida Realtors, basically inventory and reporting on transaction
- What I will say, and what we're seeing in the data, is they are definitely transacting because the days
- They are definitely transacting because the days on market are trending a little bit lower.
- I'm doing a transaction right now where I'm just copying the management companies.
Summary:
The committee on Regulated Industries convened with a quorum and began a panel discussion focused on condominium milestone inspections and structural integrity reserve studies (SIRS), with members framing the topic as part of Florida’s post-Surfside condo safety reforms. The chair and panelists reviewed how the state got here, emphasizing that the problems predated Surfside and were driven by long-term deferred maintenance, underfunded reserves, and aging buildings. Panelists included representatives from Florida Realtors, engineering and reserve-study firms, a CPA, a community association attorney, and Broward County’s building safety official, all of whom described their roles in inspections, reserve planning, and code enforcement.
Testimony centered on what inspectors are finding in the field. Panelists said the most common problems are not subsidence but wear-and-tear and maintenance failures, especially in stairways, balconies, roofs, parapet walls, waterproofing, and corrosion. They described examples of buildings with hidden deterioration, hurricane-exposed damage, and associations that were underfunded despite prior inspection regimes in Miami-Dade and Broward. Dr. Barbosa explained that Miami-Dade’s recertification program began in the 1970s and Broward’s in 2005, with current timelines generally requiring notice, a first milestone review, and then time to begin substantial repairs; she said the program has improved compliance but that SIRS has added confusion.
Members also raised concerns about the cost and implementation of SIRS, including whether reports are being used to generate unnecessary work, whether contractors or firms have conflicts of interest, and whether the law’s use of “fully funded” is being misunderstood. Panelists said the statutory reserve requirement is better understood as baseline funding, not having all money in the bank immediately, and suggested clearer definitions and possibly changing the terminology to “adequately funded.” They also discussed the need to separate required structural items from optional or cosmetic items in reserve reports, improve transparency for buyers and lenders, and ensure associations provide documents through websites and other portals.
No votes were taken. The committee used the meeting as an information-gathering session and signaled that more panels and discussion would follow, with members and witnesses agreeing that the state may need further clarification, education, and possible statutory adjustments to reduce confusion while preserving building safety.
AL
NH
New Hampshire 2026 Regular Session
Carbon Sequestration Programs Study Commission (04/17/2026)
Transcript Highlights:
- And the fact of the matter is these are not exchange-traded transactions.
- You know, these are all over-the-counter, party-to-party, private transactions.
- Commercialization is the marketing transaction of the carbon or the credits.
- , simple spot transaction, simple spot transaction, right?
- So, we'll do a little spot transactions.
Summary:
The meeting began with introductions, approval of the March 6 minutes as amended to add an attendee list, and a brief overview of the day’s agenda. The committee heard two presentations from carbon project developers, with the first from Dylan Jenkins of Finite Carbon. He described Finite Carbon’s work in improved forest management projects, its role in developing carbon methodologies and protocols, and its experience with projects in New England, Appalachia, Alaska, and Canada. He also outlined the difference between compliance and voluntary carbon markets, the role of registries and intermediaries, and the types of buyers in the market, including large corporate buyers and long-term off-take partners.
A major focus of the presentation was how forest carbon projects are structured and how credits are monetized. Jenkins distinguished between removals and reductions, explaining that removals come from new forest growth while reductions are tied more closely to baseline assumptions and standing stock. He said improved forest management projects can generate both types of credits, and that removals generally command higher prices because they are easier for buyers to understand and verify. He also emphasized that carbon project commercialization can occur before, during, or after credit issuance, and that landowners may be paid through a variety of structures, including leases, advance fees, per-unit payments, or off-take agreements.
Jenkins then addressed the committee’s tax-related questions, saying House Bill 123 appeared intended to treat carbon credit sales similarly to timber sales for local tax purposes. He argued that carbon credits are a forest product and that taxing them can be reasonable in principle, but he stressed that lawmakers should distinguish between commoditization and commercialization when deciding what event to tax. He noted that credits may be created but never sold, and that in some programs landowners retain timber and carbon rights while in others the developer has deeper control over those rights. In response to questions, he said the industry uses protocols, verification, and third-party oversight to address baseline and quality concerns, but acknowledged that baseline setting remains a major point of debate in the market.
CO
Colorado 2026 Regular Session
Colorado Senate 2026 Legislative Day 064 Mar 19th, 2026
Colorado Senate Floor Meeting
Transcript Highlights:
- exclusive purpose of both is offering the commercial sale of goods and facilitating commercial transactions
- exclusive purpose of both is offering the commercial sale of goods and facilitating commercial transactions
- exclusive purpose of both is offering the commercial sale of goods and facilitating commercial transactions
- Committee will be meeting tomorrow morning at 8:30 in Room 357 for consideration of a property transaction
- consideration of property transaction consideration of property transaction proposal<01:00:52.960
Summary:
The Senate convened with a quorum, approved the March 17, 2026 journal, and received several committee reports and appointment recommendations. Finance reported two banking-related reappointments for the consent calendar and recommended amendments and favorable action on Senate Bills 128 and 131. The chamber also heard notices of committee realignment affecting the Senate Health and Human Services Committee, including a reduction in membership and the removal of Senator John Carson from that committee for the remainder of the session.
During personal privilege, senators recognized Greeley Day at the Capitol and College Board. The Senate then took up Senate Joint Resolution 16, concerning retirement readiness and financial well-being. Supporters said the resolution highlights the importance of retirement security, financial education, and lifetime income options for PERA members. The resolution passed 34-0, and the current roll call was added as co-sponsors. The Senate also laid over HJR 1023 and SB 66 until March 19.
On third reading, the Senate passed House Bill 1142, Senate Bills 2660, 2635, 1031, and 105 on the consent calendar, with some senators recorded as no votes on SB 2660 and SB 2635. It also passed Senate Bill 62, which designates second-generation anticoagulant rodenticides as restricted-use pesticides, by a 22-12 vote, and Senate Bill 98, which reestablishes local authority over noise abatement, by a 30-4 vote. The chamber then concurred with House amendments and re-passed Senate Bills 11, 32, and 16; the House changes to SB 11 were described as clarifications to search-warrant requirements for certain electronic platforms, SB 32’s changes concerned immunization access and removed a vaccine-manufacturer liability provision, and SB 16’s changes were mostly technical and removed a criminal-penalty reference. The Senate also laid over the general orders calendar until March 19 and recessed until 11:30 a.m.