Video & Transcript Research : 'premium increase'
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TX
Texas 89th 2nd C.S.
Senate Committee on Health and Human Services May 27th, 2026
Health & Human Services
Transcript Highlights:
- Other things, such as premiums in the U.S., have increased three times the rate of inflation since 2000
- Ninety percent of the premium growth is a result of increased health care spending.
- Our premium increases are the largest we've ever seen in 2026. Individuals, small, large group.
- It was testified earlier that 90% of the 2026 premium increases are prices on this piece.
- That goes into their premium development and goes into their rate increase the next year.
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 15th, 2026
California House Floor Meeting
Transcript Highlights:
- , a 10% increase in premiums, if you're lucky, a 97% increase for a family of four, for those that can
- And then on top of the premium increases, you add a $400 per family... ...add a $400 per family health
- Governor Newsom was sworn into office, has increased by $154.5 billion, a 76.75% increase during a time
- We had $30 million for CDCR for the increased prison population.
- They're seeing a tax applied to premiums, all the more reason for us to provide a premium subsidy. $2.5
Summary:
The Assembly convened, established a quorum after a roll call, observed a moment of silence for the fatal B-52 crash at Edwards Air Force Base, and proceeded with routine procedural business, including re-referrals of numerous Senate bills to different committees and several rule suspensions to allow bills to be heard or moved. Assembly Member DeMaio attempted to amend and then return AB 109 to the Senate to add health care premium reductions, but the motions were ruled out of order and his request to suspend the rules failed on a 13-45 vote.
The main floor action was on AB 109, the 2026-27 state budget. Assembly Member Gabriel presented the budget as balancing fiscal responsibility with protections for health care, schools, housing, wildfire prevention, and the safety net, while opponents argued it raised costs, underfunded education and public safety, and relied on gimmicks. Supporters emphasized investments in hospitals, Medi-Cal, IHSS, child care, food banks, housing, and reserves, and repeatedly defended the budget’s approach to Proposition 36 funding and prison closures. After extensive debate, the Assembly voted to concur in the Senate amendments to AB 109, and the bill was immediately transmitted to the Governor.
Later, the Assembly took up SCR 89 on diversity, equity, and inclusion. Members from several caucuses spoke in support, arguing DEI is central to equal opportunity, civil rights, and California’s identity, and warning against federal efforts to roll back such programs. Assembly Member DeMaio spoke in opposition, saying DEI treats people differently based on immutable characteristics. The transcript ends during that debate, with the resolution still under consideration.
MN
Transcript Highlights:
- Mingi, were you aware that the commissioner of DEED had increased the premium on the paid leave program
- Mingi, were you aware that the commissioner of DEED had increased the premium on the paid leave program
- Mingi, were you aware that the commissioner of DEED had increased the premium on the paid leave program
- Mingi, were you aware that the commissioner of DEED had increased the premium on the paid leave program
- Mingi, were you aware that the commissioner of DEED had increased the premium on the paid leave program
Summary:
The Senate Finance Committee held a hearing on the fiscal note process, prompted by concerns raised in a prior hearing about the fiscal note for the Paid Family and Medical Leave law. Chair Marty, Senator Pratt, and Senator Wiklund said the goal was not to revisit the bill itself but to strengthen understanding of fiscal note standards, the role of the Legislative Budget Office (LBO), and communication with agencies. They emphasized bipartisan concern that fiscal notes must be respected and that the process should be clearer going forward.
Christian Larison of the LBO explained that the 2024 fiscal note issues stemmed from three main problems: choosing the proper baseline for a program that had not yet started, interpreting the seven-day qualifying event/waiting period, and determining whether DEED could adjust the first-year premium rate. He said the LBO, DEED, MMB, and House fiscal staff ultimately used the October 2023 actuarial analysis as the baseline because it was the most recent and likely most accurate estimate, but that choice meant the fiscal note did not show the difference from the 2023 enacted budget. He also described how DEED later interpreted the seven-day provision as a waiting period and how the premium-rate assumptions affected the fiscal impact.
Larison outlined possible responses, including more assertive early communication from the LBO, providing more detailed analysis in unusual cases, and possibly creating a working group through the LBO Oversight Commission to consider new standards for substantial assumption changes, complex new programs, and third-party actuarial work. He also noted the LBO has authority to issue unapproved fiscal notes if standards are not met, though it has not used that authority. In questions, Senator Murphy asked about protecting the credibility of fiscal notes, and Larison said maintaining independence, objectivity, and consistent standards is central to the LBO’s role. No votes or formal actions were taken at the hearing.
FL
Florida 2025 Regular Session
January 14, 2025 - 01:00 PM
Transcript Highlights:
- Insurance premiums.
- , the cost driver has increased.
- Even if you're seeing a decrease in one and an increase in the other, you could see an increase.
- What we're seeing is on the increase side, we're tending to see very low increases if they're not at
- They increased, which was a tremendous burden for Floridians.
Summary:
The subcommittee held its first meeting on homeowners property insurance, with members from both parties introducing themselves and repeatedly noting that insurance affordability, roof condition, claims handling, and storm recovery are top concerns for their districts. Chair Yeager said the meeting was intended as an educational discussion rather than a legislative debate, and introduced a panel that included Insurance Commissioner Mike Yaworski, consumer Chad Carr, agent Mary Catherine Lawler, insurer executive Melissa Burt DeVries, and policyholder attorney Chip Merlin.
The panel and members discussed major cost drivers in Florida homeowners insurance, including inflation, home age, roof age, mitigation features, claims history, litigation costs, reinsurance, and the Florida Hurricane Catastrophe Fund. Commissioner Yaworski said underwriting has become more sophisticated and that litigation costs, reinsurance, and replacement-cost inflation all affect premiums; he also said litigation is down about 30% and average requested rate increases have fallen from about 22.1% in 2022 to 0.8% today. DeVries said age of home, replacement cost, roof age, and coverage choices can materially change premiums, and explained that reinsurance is a major expense passed through to consumers. Merlin emphasized transparency concerns, argued that insurers are increasingly individualizing risk, and said consumers often struggle with coverage limits, deductibles, and claim denials.
Members asked about flood coverage, hurricane deductibles, managed repair programs, mitigation credits, new insurer capitalization, and whether savings from reforms are reaching consumers. Yaworski explained that flood is generally excluded from homeowners policies and covered separately, that hurricane deductibles are mandatory in Florida and usually around 5%, and that the office tracks savings from reforms through rate filings and insurer discussions. He said the state is updating mitigation discounts and monitoring new entrants closely for solvency and market conduct. Several members and panelists said recent reforms have helped reduce some abuses and litigation, but many consumers are still seeing higher premiums because replacement costs and reinsurance remain elevated. No votes or formal actions were taken.
FL
Florida 2025 Regular Session
March 20, 2025 - 08:00 AM
Transcript Highlights:
- This bill will increase the number of medical malpractice cases, and it will increase the number of plaintiffs
- When hospitals and physicians pay large sums of money for damages, it does increase the premiums.
- In 2013, a premium was 3.6 million and it has increased yearly.
- Since 2019, Florida hospital - specifically hospital premiums - have increased by almost 60 percent.
- Increasing hospital costs adversely impact patient access.
NM
Transcript Highlights:
- the LFC recommended a $6.7 million increase.
- You can see, I think you all are familiar with what those potential premium increases could look like
- , but we're talking about premium increases that are upwards of 400%, 500% for families in New Mexico
- We're in that very dramatic increase.
- We saw a 4% increase in our nutrition services. We saw a 4% increase in our nutrition services.
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 2/12/25
Commerce Finance and Policy
Transcript Highlights:
- the premium security operating increase the premium security plan<00:53:29.799>
otherwise <00: - Market are at risk of having premiums Market are at risk of having premiums increased<00:57:25.799
- health plans how much does that increase health plans how much does that increase the the the premium
- another $597 million, or whatever that number is, has got to be increasing premiums.
- through the increased pre Premium cost through the increased pre Premium cost through defrayal<01
MN
Minnesota 2025 1st Special Session
Committee on Health and Human Services - 03/25/25
Health and Human Services
Transcript Highlights:
- premiums.
- manufacturers, tend to increase manufacturers, tend to increase premiums,<01:08:45.120>
and entire plan will likely increase entire plan will likely increase premiums<01:09:00.080>for< - did not increase.
- that premiums did not increase.<01:12:03.360>
So <01:12:03.760>this, <01:12:04.239>you
NM
Transcript Highlights:
- For 2026, health insurance carriers across the nation are requesting very large premium increases, not
- And that's the cap for advanced premium tax credits.
- increase of $1,713.
- A 60-year-old couple with a household income of $82,000 will see a premium increase of $19,000.
- increase of $9,049.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 04/28/26
Commerce and Consumer Protection
Transcript Highlights:
- >
I the increase in insurance premiums, I the increase in insurance premiums, I can't<01:40:47.840 up if our premium increases only went up if our premium increases only went up 17%<01:40:55.480- Last year they premium increases.
- or premium increases.
- <01:56:14.200>
And increases or premium increases. And increases or premium increases.
WY
Wyoming 2026 Regular Session
Health Insurance Affordability Task Force, June 18, 2026
Health Insurance Affordability Task Force
Transcript Highlights:
- Um, you know, premium reimbursements for Medicare and Medicaid have increased over time throughout that
- , same concept as premiums, right?
- And private insurance can only do it so long without increasing the premiums to all of us.
- this premium cost.
- It could in the short term lower premiums. It could in the short term lower premiums.
MN
Minnesota 2025-2026 Regular Session
Minnesota House passes commerce policy, finance bill during special session 6/9/25
Minnesota House Floor Meeting
Transcript Highlights:
- years with penalties that increase years with penalties that increase rather<00:05:24.080>
steeply - Those are upwards of 90 to 100%, a doubling in premiums.
- And we thought doubling in premiums.
- are going to were telling us premiums are going to increase<00:14:15.600>
70 <00:14:15.920> - <00:14:17.760>
which <00:14:18.000>meant increase 70 to 80 to 90%. which meant increase
MN
Transcript Highlights:
- <00:22:07.520>
subsidy of them will be on the premium subsidy of them will be on the premium - And so, the the 20% premium subsidy.
- premium. Am I right? premium. Am I right? Um,<01:00:19.359>
Mr. - If you're going to have a premium<01:55:17.199>
of premium of premium of $1,000<01:55:18.880>< - <01:56:38.159>
is the difference in how the premium is the difference in how the premium is
CA
California 2025-2026 Regular Session
Assembly Floor Session Jun 15th, 2026
California House Floor Meeting
Transcript Highlights:
- , a 10% increase in premiums if you're lucky, a 97% increase for a family of four for those that can
- And then on top of the premium increases, you add a $400 per family... ...health care premium tax, higher
- We had $30 million for CDCR for the increased prison population.
- They're seeing a tax applied to premiums, all the more reason for us to provide a premium subsidy. $2.5
- , and now we are asking to increase... ...spending over $100 billion, and now we are asking to increase
Summary:
The Assembly convened, initially lacked a quorum, and then completed the roll call, prayer, and pledge. Members observed a moment of silence for the fatal B-52 crash at Edwards Air Force Base in Assemblymember Lackey’s district. The body then handled a series of procedural motions, including re-referrals of numerous Senate bills to different committees, suspending rules for committee notices, and taking up the budget bill, AB 109, without reference to file for concurrence in Senate amendments.
Debate on AB 109, the 2026 budget act, centered on competing views of the state’s fiscal condition and policy priorities. Supporters said the budget balances the current and next year’s budget, reduces the structural deficit, builds reserves, protects health care, schools, housing, food assistance, and other safety-net programs, and responds to federal cuts under H.R. 1. Opponents argued the budget increases taxes and costs, shortchanges schools, underfunds Proposition 36, relies on gimmicks, and does not adequately address public safety, cost of living, or long-term sustainability. Several members also highlighted specific provisions such as hospital support, Medi-Cal and IHSS protections, child care, immigrant legal services, prison closure, and funding for courts and victim services.
A motion by Assemblymember DeMaio to return AB 109 to the Senate failed on a roll call vote, 13 ayes to 45 noes. The Assembly then voted on concurrence in the Senate amendments to AB 109; the measure passed, and the Senate amendments were concurred in without objection, with immediate transmittal to the Governor. Afterward, the Assembly moved to the daily file and took up SCR 89, a resolution affirming diversity, equity, and inclusion. Supporters from several caucuses framed DEI as a core California value and a response to federal attacks, while opponents criticized DEI as divisive. The transcript ends during debate on SCR 89, before any final vote is shown.
FL
Florida 2025 Regular Session
Appropriations Committee on Health and Human Services Mar 18th, 2025
Transcript Highlights:
- IT WOULD INCREASE MEDICAL MALPRACTICE PREMIUMS AND FORCE DOCTORS TO LEAVE THE STATE.
- CLAIMS IN EXCESS OF $20 MILLION HAVE INCREASED BY OVER 400%.
- IN FACT, SINCE 2013 OUR FACILITIES PREMIUM WAS $2.6 MILLION.
- SPECIFICALLY, ISSUES RELATED TO HEALTH CARE COSTS AND PREMIUMS.
- LITIGATION DOES NOT HAVE TO INCREASE.
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 9/10/25
Minnesota House Floor Meeting
Transcript Highlights:
- increases.
- <00:46:09.760>
increases. - increases.
- Um but also paired premium increases.
- Because, uh, as premiums have just significantly increased, uh, that means that homeowner dues that they
Summary:
The task force held its first meeting on the insurance affordability crisis affecting single-family housing, common interest communities, and multifamily rental housing. Members and staff introduced themselves, including representatives from insurers, the Department of Commerce, housing advocates, affordable housing developers, and HOA/community association interests. Representative Steve Elkins was elected chair by roll call vote with 10 members in favor, after discussion that the Senate appointee’s formal appointment had not yet arrived; the group noted the intent to later move to co-chair leadership once that appointment is finalized.
Staff reviewed the task force’s enabling statute and open meeting law requirements. The task force is charged with studying homeowners and commercial property insurance, property resilience and risk mitigation, liability laws and possible tort reform, notice and oversight issues, public reporting, and the state-supported insurance program, including possible expansion to a catastrophic reinsurance fund or self-insured pool. The final report is due February 15 and will go to the commissioners of commerce, housing finance, and employment and economic development, as well as relevant legislative committees. Members were also briefed on meeting logistics, a draft charter to be voted on at the second meeting, a resource page for shared materials, and the schedule of future meetings.
The Department of Commerce then gave an overview of Minnesota’s property and casualty insurance market. Commerce described its regulatory role, the state’s competitiveness test, and how homeowners insurance is often filed under a “file and use” process rather than prior approval. The presentation emphasized that homeowners coverage has been under pressure for years: insurers have lost money in many recent years, premiums have risen, some consumers are taking on more risk through higher deductibles or reduced coverage, and some are moving into the surplus market. Commerce also highlighted the impact of severe weather losses, the growth in premiums since 2014, and gaps in oversight for homeowners associations and related policies.
The meeting then shifted to brainstorming the problems the task force should address. Early discussion focused on climate and construction-related resilience, including hail and wind-driven rain damage, discontinued building materials, and whether stronger materials are reflected in insurance pricing. Members also raised the need to study programs like Alabama’s fortified roof model and Minnesota’s own Strengthen Minnesota Homes effort, along with questions about whether the construction industry is prepared to support broader resilience measures. No additional votes were taken during the discussion segment.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Subcommittee No. 3 on Health and Human Services May 21st, 2026
Transcript Highlights:
- This new proposal has a direct impact, increasing premiums for everyday Californians.
- To increase the premiums from $30 to $50 is just cruel. It's just cruel. It's really just cruel.
- And then on issue 8, we also oppose the proposal to increase premiums to $50.
- Additionally, we should not be taking this opportunity to increase the premium.
- Additionally, we should not be taking this opportunity to increase the premium.
Summary:
The subcommittee first heard May Revision items for child support, child care, and related human services. The Department of Child Support Services described two technical adjustments, which the LAO said raised no concerns. The Department of Social Services then walked through child care proposals, including a shift in how federal and Proposition 64 funding reductions would be absorbed, a 2.01% COLA, disaster-related child care infrastructure grants, an increase in in-contract administrative support costs for alternative payment agencies, reversion of prospective-pay implementation funding after a federal rule change, a one-time allocation to cover the first quarter of Cost of Care Plus payments in the next fiscal year, reappropriation for existing infrastructure grant closeout work, and estimates of unspent child care funds. The department also outlined trailer bill language on a single rate structure, site safety and emergency procedures, CalWORKs child care data sharing, and child care oversight.
The LAO recommended that the Legislature seek more justification for shifting reductions from General Child Care to the Alternative Payment Program, noting that CAP reductions affect more slots and that General Child Care has had significant unspent funds. It supported removing prospective-pay funding, but recommended rejecting the administrative cost shift to a percentage-based rate because it could create future General Fund pressure. It also suggested the Legislature review alignment between the disaster grants and the child care infrastructure program. Senators and members pressed the administration on why the budget would reduce child care slots and COLA percentages while the state still has waitlists and unspent funds, and questioned the need for early funding of Cost of Care Plus payments and the move from a flat administrative amount to a percentage. Public commenters, including providers, advocates, county offices, and infrastructure partners, urged full COLA funding, preservation of child care slots, support for prospective pay, and continued investment in child care access and facilities.
After a short recess, the committee moved to Part B on health and heard the Department of State Hospitals. DSH presented a May Revision budget of $3.2 billion and described proposals for a central utility plant replacement at Metropolitan State Hospital, an electronic health record implementation, reduced county bed billing authority due to phased-in LPS bed capacity, limited contract exemption authority for online clinical subscriptions, reversion of prior-year unspent operating funds, and a workforce development proposal shifting some costs to Behavioral Health Services Act funds, including support for an additional psychiatric training cohort at Napa. The department also outlined IST-related savings and a trailer bill to remove the sunset on the independent placement panel program.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, December 18, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- meet our growing demands, increase meet our growing demands, increase affordability,<00:57:43.920
- losses and can actually increase losses and can actually increase conflicts<03:00:02.640>
by< - increases.
- <03:49:45.680>
increases. - <03:49:47.359>
Speaker, premium increases. So, Mr. Speaker, premium increases. So, Mr.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Local Government (6-24-25) - Reupload
Transcript Highlights:
- COVID and the uh increasing COVID and the uh increasing possibilities<00:03:51.280>
with < - get to to ride along with increasing get to to ride along with increasing values<01:10:54.719>
- life based on the first year premiums. life based on the first year premiums.
- Um and a premium whichever is less.
- That is a 22% increase in one million. That is a 22% increase in one year. year. year.
Keywords:
Meeting Start: 00:00:00
Roll Call 00:00:11
Discussion of County Clerks’ Land Records Update 00:02:42
Discussion of Area Development Districts 00:22:48
Discussion of Legislative Measures 00:50:09
Discussion of Local Taxing Sources 01:02:33
Adjournment 01:29:16, 958, all
Summary:
The committee first took up an update from the Kentucky County Clerks Association on the transition to electronic recording and land records modernization. Testimony explained that legislation from the 2021 task force created funding and deadlines for counties to provide online search portals and complete a 30-year property record search, with a later move to a 60-year standard. Speakers said the money has been awarded to counties, but much of the work is still in progress because records must be scanned, indexed, and manually verified. They said only a handful of counties are fully compliant with electronic recording so far, while many are still working through staffing and vendor issues. They also noted that the 60-year standard may ultimately be easier and more efficient to complete than the 30-year standard, and that compliance is expected to improve by next summer.
The clerks’ representatives also raised related issues, including deed fraud, the county document storage fee, and KDLA digitization grants. They said online recording can make deed fraud easier to attempt, so they expect to seek legislation next session to address it. They described an existing notification service available in many counties that alerts property owners when a document is recorded, which can help detect suspicious activity quickly. They also said the storage fee and separate county account structure has generally worked well, but that two recent KDLA grant cycles have not released money for clerks, limiting support for digitization work. Another topic was whether, once records are fully digitized and verified, some permanent records should remain publicly accessible or be moved to a safer archive under KDLA control.
Members asked about the balance in the KDLA fund, what the General Assembly could do to help lagging counties, and how much of the $25 million modernization funding had been spent. Witnesses said they did not have the current fund balance but would try to get it, that the main obstacle now appears to be staffing rather than additional money, and that the funds have been awarded but not fully expended because work is still ongoing. They emphasized that counties are helping one another and asked members to alert association leadership if any county is struggling. The committee then heard a presentation from Dan London, executive director of the Lincoln Trail Area Development District, who described area development districts as regional staff extensions and technical resources for cities and counties, and highlighted their role in coordinating regional services and partnerships across county lines.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/11/25
Commerce and Consumer Protection
Transcript Highlights:
- premiums.
- <00:57:11.480>
to increase premiums and are likely to increase premiums and are likely to - increase premiums for most employee increase premiums for most employee enroles<00:57:38.760>
- did not increase.
- I behold the premiums did not increase I behold the premiums did not increase I think<00:59:33.160