Video & Transcript : 'merchants' :
Page 19 of 32
FL
Florida 2025 Regular Session
Military and Veterans Affairs, Space, and Domestic Security Feb 18th, 2025
HI
Hawaii 2025 Regular Session
AGR Public Hearing - Tue Mar 12, 2025 @ 9:00 AM HST
Agriculture & Food Systems
Transcript Highlights:
- Next we have Retail Merchants of Hawaii via Zoom, not present with comments.
- Next we have Retail Merchants of Hawaii via Zoom, not present with comments.
- ><02:33:05.279><c> we</c><02:33:05.399><c> have</c><02:33:05.560><c> retail</c><02:33:06.000><c> merchants
- </c><02:33:06.439><c> of</c> you next we have retail merchants of you next we have retail merchants of
NH
New Hampshire 2025 Regular Session
Commission to Study Stable Tokens (10/15/2025)
Transcript Highlights:
- If you use Visa rails, where we would already be on those rails, except at 150 million merchants around
- ><01:19:36.480><c> at</c><01:19:36.880><c> 150</c><01:19:37.120><c> million</c><01:19:37.440><c> merchants
- </c> rails except at 150 million merchants rails except at 150 million merchants around<01:19:38.080>
Summary:
The Stable Token Study Commission held its first regular meeting, welcomed all remaining appointed members, and completed brief introductions from legislators and agency designees. The chair outlined the commission’s plan to use the first part of the enabling legislation as a “level-setting” discussion, focusing this meeting on the basics of blockchain, the current landscape for stablecoins and tokenized real-world assets, and leaving blockchain-based trust for a later meeting. No votes were taken.
The main presentation came from Deanna Bario Zales of the Global Blockchain Business Council, who described stablecoins as increasingly converging toward fiat-backed or asset-backed models, with algorithmic designs viewed more cautiously. She said stablecoins are being used for payments, remittances, DeFi activity, cross-border transfers, retail use in high-inflation markets, and treasury functions, while noting risks such as peg instability, reserve transparency, counterparty and network risk, and possible capital flight from weaker banking systems. She cited growth in supply, wallet activity, and transfer volume, and said U.S.-pegged stablecoins dominate the market, with USDT and USDC leading.
Zales also discussed tokenized real-world assets, describing them as digital representations of physical assets that can enable fractional ownership, liquidity, and faster settlement. She said the market is growing quickly, with institutional participation from firms such as BlackRock and Franklin Templeton, and projected continued expansion. She closed with an overview of regulatory developments, emphasizing the new U.S. stablecoin framework under the Genius Act, the proposed Clarity Act, OCC guidance, and similar regimes in the EU, UK, UAE, Singapore, Japan, and elsewhere, all of which she said are shaping compliance requirements and market development.
HI
Hawaii 2025 Regular Session
CPN-EIG, CPN-HHS, CPN DEFER Public Hearings 02-11-2025
Commerce and Consumer Protection
Transcript Highlights:
- Laor Yuso, Matthew McNf, and late testimony from the Hawaiʻi Caman's Council in support, the Retail Merchants
- :10:59.320><c> support</c><00:10:59.639><c> the</c><00:11:00.079><c> retail</c><00:11:00.440><c> merchants
- </c> Council in support the retail merchants Council in support the retail merchants of<00:11:00.959>
Summary:
The joint Senate hearing focused primarily on SB 1201, a wildfire measure that would create a wildfire recovery fund and allow securitization for electric utilities. Hawaiian Electric strongly supported the bill, saying it would help protect customers, property owners, insurers, and the broader economy from future catastrophic wildfire liability while improving the utility’s credit profile and lowering financing costs. Support also came from DCCA Consumer Advocacy, the Attorney General’s office on written comments, Ulupono Initiative, Clearway Energy Group, IBEW Local 1260, Par Hawaii, KIUC, the Chamber of Commerce Hawaiʻi, Plus Power, and numerous organizations and individuals. Opponents or commenters raised concerns about the liability cap, victim compensation process, and fund structure, including the Hawaiʻi Association for Justice, the Hawaiʻi Regional Council of Carpenters, and the Hawaiʻi Insurance Council; Henry Curtis of Life of the Land supported the concept of a fund but questioned the catastrophe threshold and whether the fund would be empty without a prudency finding.
Much of the discussion centered on whether the proposed fund would actually help restore Hawaiian Electric to investment grade, with senators comparing the proposal to California’s wildfire fund. Hawaiian Electric said the bill was only one part of a broader process, alongside physical risk reduction and settlement finalization, and argued that without the bill the utility would not regain investment grade. Senators also questioned the proposed $1 billion fund size, the fairness of ratepayer contributions versus shareholder contributions, and whether customers should pay for consulting and administrative costs; Hawaiian Electric said its proposed amendment would remove those consulting-related charges. The company also said the fund would accrue interest and, if unused, could be returned to customers, and that there would be replenishment and supplemental contribution mechanisms if the fund were exhausted.
The Attorney General’s office said it still had further amendments to discuss, and the departments had not yet resolved where the fund should reside administratively, though Hawaiian Electric said it believed DCCA was the appropriate place but was open to alternatives. KIUC requested two amendments. No vote or final committee action was taken during the hearing, and the measure remained under discussion with questions and proposed amendments still outstanding.
HI
Hawaii 2025 Regular Session
EEP Public Hearing - Tue Feb 4, 2025 @ 9:00 AM HST
Energy & Environmental Protection
Transcript Highlights:
- Next, we have testimony and support from the Retail Merchants of Hawaiʻi, Hawaii Farm Bureau, and Chamber
- <01:35:25.679><c> from</c><01:35:25.840><c> the</c><01:35:25.920><c> retail</c><01:35:26.239><c> merchants
- </c><01:35:26.719><c> of</c> support from the retail merchants of support from the retail merchants of
Summary:
The committee heard testimony on House Bill 1077, a governor’s administration bill to increase transient accommodations tax revenue and split it between two new special funds: a climate mitigation and resiliency special fund and an economic development and revitalization special fund for tourism/resort areas. Supporters, including the Governor’s Office, recovery and resilience staff, climate and conservation groups, and several state agencies, said the bill would create a dedicated, more reliable funding stream for wildfire mitigation, coastal resilience, land clearing, infrastructure, and community-led projects. Some supporters also urged changes to the bill, including moving the fund to DLNR, adding DHHL and OHA representation, clarifying community grants, and ensuring the fund can support both state-led and community-led resilience work.
The Attorney General’s office flagged a drafting issue, noting that the bill references fees deposited into the new fund even though the new chapter does not authorize fee collection, and recommended deleting that language or adding fee authority. The Climate Advisory Team representative also suggested adding DHHL to the decision-making body and requiring at-large members to have climate, resilience, conservation, or infrastructure expertise. The Tax Foundation of Hawaii and the Kohala Coast Resort Association opposed the measure, arguing that the special fund structure does not meet statutory criteria, that the bill functions as a tax increase, and that the transient accommodations tax is not being collected equitably across all lodging types before any increase is imposed.
Other opponents, including tourism and lodging interests, warned that hotels and timeshares already bear most of the tax burden and that raising the TAT could hurt an already struggling visitor industry and drive tourists away. Supporters countered that current funding is far short of what is needed and that a dedicated revenue stream is necessary to address climate impacts now. Committee members questioned why the Legislature should cede spending decisions to a separate executive-branch process, and the administration responded that the bill is intended to create a transparent, recurring mechanism for funding priorities that can be adjusted over time. No vote or final action was taken in the portion of the hearing provided.
MD
Transcript Highlights:
- The bill generally authorizes a merchant to round certain cash transactions in the amount of change due
- Seeing none, House Bill 1026 is hereby ordered passed for third reading. generally authorizes a merchant
- to round generally authorizes a merchant to round certain<00:13:19.600><c> cash</c><00:13:19.920><c>
HI
Hawaii 2025 Regular Session
JHA Public Hearing - Thu Mar 20, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- <00:33:31.519><c> Retail</c> to testify is Tina Yamaki, Retail to testify is Tina Yamaki, Retail Merchants
- 32.480><c> Hawaii</c><00:33:32.880><c> on</c><00:33:33.159><c> Zoom,</c><00:33:34.159><c> not</c> Merchants
- of Hawaii on Zoom, not Merchants of Hawaii on Zoom, not present.<00:33:35.440><c> She</c><00:33:36.080
Summary:
The committee heard testimony on several measures. SB 1296 HD1, relating to disaster recovery, would exempt reconstruction of lawfully constructed structures damaged or destroyed in a declared disaster from special management area permits under certain conditions. OPSD, DLNR, the County of Maui, Front Street Recovery, and the Grassroot Institute supported the bill, saying it would speed rebuilding after disasters like the Maui fires; one witness noted the bill would not cover shoreline parcels unless amended, and members asked about the five-year rebuild window, the meaning of “lawfully constructed,” and whether unlawful structures were excluded. Testimony was also heard on SB 1413, which would allow the Hawaii Public Housing Authority to dispose of abandoned property in federal public housing projects after notice and within five days; HPHA said the bill would help address illegal dumping and clarify procedures. SB 31 HD1, concerning discriminatory restrictive covenants, was briefly described and had support from the Hawaii Civil Rights Commission and comments from the Uniform Law Commission, with no in-person testimony.
The committee then heard SB 1341, which would add HEMA and the Office of Homeland Security to agencies allowed to review energy industry information and would expand the program’s emergency-management purpose. The Hawaii State Energy Office supported the measure, saying the data is important for emergency response and fuel-supply planning. SB 10008 HD1 would authorize counties to adopt ordinances enforcing accessible parking space requirements and clarify county enforcement of EV-related parking provisions; the Disability and Communication Access Board strongly supported the accessible-parking provisions, saying current enforcement is weak, while noting section three on EV spaces is already largely in statute and could be struck if the committee preferred. Tina Yamaki of the Retail Merchants of Hawaii testified in opposition.
Finally, the committee heard SB 1028 SD1 HD1, which would eliminate fees, fines, and court costs for offenses committed by minors, discharge existing related debt, limit community service for minors to 72 hours, and repeal certain penalties tied to minors and their parents or guardians. The Office of the Public Defender, Office of Hawaiian Affairs, the Juvenile Justice State Advisory Council, Community Alliance on Prisons, and DebtFree Justice Hawaii supported the bill, arguing that youth fines burden families, worsen poverty, and disproportionately affect Native Hawaiian youth. The Department of the Attorney General offered comments, raising possible constitutional title issues because the current draft incorporates material from HB 129 and includes sections that may relate more to restitution or curfew than to fines and fees; supporters responded that the title is sufficient and cited case law. No votes or final actions were taken on the measures in the portion of the meeting provided.
CA
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Feb 17th, 2026
Transcript Highlights:
- That has been very challenging given the limited appetite that merchants and online retailers will have
Summary:
The Assembly held its first-ever outcome review hearing, focused on AB 488, Assemblymember Irwin’s 2021 law regulating charitable fundraising platforms and platform charities. Chair Bauer-Kahan and Irwin described the hearing as part of a new oversight process meant to evaluate whether enacted laws are working as intended and to identify implementation problems. Irwin reviewed the bill’s purpose: updating California’s charitable solicitation rules for online fundraising, requiring platform registration and reporting, setting disclosure and conduct rules, and creating protections for charities and donors.
The Attorney General’s office said the implementing regulations took effect in stages in 2024 and 2025 after extensive rulemaking, and argued the law was needed because online fundraising had outgrown older solicitation laws. The office highlighted enforcement concerns, including unregistered platforms, delayed remittances, and unauthorized fundraising pages, and said the new online filing system should improve processing and compliance. Nonprofit representatives and platforms generally supported the law’s transparency goals but said implementation has created major burdens, especially around “good standing” determinations, slow registry response times, and disruptions to fundraising when charities are flagged as delinquent. PayPal Giving Fund and GoFundMe both said they complied with the law but urged changes to better fit platform operations, reduce delays, and ease requirements for small or micro-donations.
Committee members pressed the witnesses on donor protection, due process, and whether California should shorten the time to resolve good-standing issues. Several members said the law has helped stop misleading or unauthorized fundraising practices, while also acknowledging unintended consequences for nonprofits. Irwin said she is preparing follow-up legislation to address implementation problems and balance the interests of charities, platforms, donors, and the Attorney General’s office. During public comment, Candid praised the review and the DOJ’s efforts to improve the process, and a PG&E representative described an unintended consequence in employee giving where donations were redirected because recipient charities were not in good standing.
CA
California 2025-2026 Regular Session
Assembly Committee on Economic Development, Growth, and Household Impact Jan 27th, 2026
Transcript Highlights:
- So they went online and got a merchant advance loan.
Summary:
The Assembly Committee on Economic Development, Growth, and Household Impact held an informational hearing focused on the California Small Business Development Center (SBDC) Network and its role in helping small businesses access capital, recover from disasters, and scale innovative companies. Chair Salas and Vice Chair Castillo opened by emphasizing the importance of small businesses to California’s economy and noting recent passage of AB 685, described as a small business resiliency and innovation measure. Witnesses from multiple SBDC regions and business owners testified about the network’s statewide reach, confidentiality, multilingual advising, and partnerships with universities and state agencies.
Panelists described SBDC’s work in three main areas: disaster recovery, startup and innovation support, and capital access. Testimony highlighted SBDC assistance after major disasters such as the Camp Fire, Dixie Fire, San Diego floods, and the Los Angeles fires, including help with insurance claims, grant applications, debt restructuring, and reopening businesses. Business owners from Altadena and Sacramento shared personal stories of how SBDC guidance, grants, and connections helped restore operations, preserve jobs, and navigate crises. Another panel focused on technology startups and the “valley of death,” explaining how SBDC helps founders with customer discovery, grant strategy, intellectual property, and financing; examples included a mobility-tech company and a biodegradable plastics startup that secured major grants, investment, and jobs with SBDC support.
A third panel focused on access to capital, with SBDC staff explaining lending options, state loan programs, and finance centers that package loans and match businesses with lenders. They said many small businesses need less than $100,000 and often turn to high-cost alternatives without guidance; SBDC helps them refinance and secure better terms. A beverage company founder described using SBDC to move from a failed public affairs firm to launching a tequila brand, raising capital, and building distribution. Members asked about barriers facing immigrant-owned businesses, disaster aid gaps, and regulatory burdens; SBDC representatives said their services are confidential, available to eligible businesses regardless of immigration status, and designed to connect clients to whatever public or private resources exist. No formal vote was taken at the hearing, and the meeting ended after public comment with the chair urging continued funding for SBDC and related small business support programs.
CA
California 2025-2026 Regular Session
Assembly Committee on Economic Development, Growth, and Household Impact Jan 27th, 2026
Economic Development, Growth, and Household Impact
CA
California 2025-2026 Regular Session
Assembly Floor Session Aug 28th, 2025
California House Floor Meeting
Transcript Highlights:
- It is sponsored by Mayor Daniel Lurie and supported by local organizations and merchants steeply affected
Summary:
The Assembly met after a quorum call, prayer, and pledge, with members observing a moment of silence for the Minnesota tragedy mentioned by the Speaker. The chamber then moved quickly through a large daily file, taking up many Senate amendments and third-reading measures, with most bills passing by wide margins or unanimously. Early procedural actions included returning AB 1308 to the Senate, rescinding action on SB 863, and later taking up several resolutions and bills on concurrence and third reading.
Among the main policy items, members adopted AJR 8 on temporary protected status after debate over immigration policy, and AJR 19 urging opposition to dismantling the U.S. Department of Education. The Assembly also adopted ACR 112 recognizing September as Deaf Awareness Month, with several members speaking in support of the deaf community and accessibility. Other notable measures included bills on water reclamation and Colorado River Aqueduct maintenance (AB 580), telehealth (AB 688), housing approvals and ADU enforcement/cleanup (AB 920, SB 9, SB 543), pension and retirement rules (SB 301), volunteer fire department tax exemptions (SB 87), dementia training for home care aides (SB 412), and a San Francisco public-safety measure on stolen goods resale (SB 276), which drew opposition over permitting and criminalization concerns.
The Assembly also passed or concurred in a number of Senate bills dealing with local government finance and infrastructure, public contracts, the Delta, fairgrounds compensation, and San Francisco liquor licenses, as well as AJR 3 on Social Security, Medicare, and Medicaid. Most measures were approved on roll-call votes with few no votes; SB 227 and SB 276 were urgency measures and received the required two-thirds support. The consent calendar was adopted unanimously, and the day concluded with several adjournment-in-memory tributes, including remembrances of former Assembly staffer Lawrence Merman, Jeff Brady, Fran Urcini, and Alejandro Luna, before the House adjourned until the next morning.
MN
Transcript Highlights:
- Entertainment Merchants Association, where a law placed restrictions and labeling requirements on the
Bills:
HF2435
TX
Texas 89th 2nd C.S.
Licensing & Administrative Procedures Apr 15th, 2025
Licensing & Administrative Procedures
Transcript Highlights:
- customers with willing drivers who use their personal vehicles to provide delivery of goods from local merchants
HI
Hawaii 2025 Regular Session
EEP Public Hearing - Thu Feb 13, 2025 @ 10:15 AM HST
Energy & Environmental Protection
Transcript Highlights:
- Retail Merchants of Hawaii on Zoom — not present. Consumer Technology Association on Zoom.
Summary:
The Energy and Environmental Protection Committee met on February 13, 2025, after a brief recess for a concurrent hearing. The committee heard testimony on several measures, including HB 332 on recycling and lithium-ion batteries, HB 256 on environmental protection and federal air standards, HB 348 on single-use plastics in lodging establishments, HB 810 on noise pollution and helicopter-related civil actions, HB 505 on Red Hill coordination, HB 975 on carbon sequestration incentives, and HB 974 on utility financing and step-in agreements. Testimony was generally supportive on HB 256, HB 348, HB 505, HB 975, and HB 974, while HB 332 drew both support and opposition, including concerns from the Consumer Technology Association about battery recycling policy. On HB 975, OPSD supported the program but urged language to prevent use for carbon offsets, and the committee discussed how the program would be monitored and reimbursed. On HB 974, the chair summarized extensive amendments addressing reserve fees, revenue definitions, trust funds, default procedures, and customer credits, while noting the Consumer Advocate’s changed view that a reserve fee may not be constitutionally required.
In decision making, the committee adopted amendments and recommended passage for HB 332, converting it into a working group to study recycling of small- and medium-format lithium-ion batteries, with members from state agencies and industry and a note that an appropriation may be needed. HB 256 was passed with amendments to clarify compliance with federal law unless standards become more stringent. HB 348, HB 810, and HB 505 were each passed as is. HB 975 was passed with amendments, including language to prevent use of the program for carbon offsets and a note that dollar amounts would be blanked out and addressed in the committee report. HB 974 was also passed with amendments after the committee reviewed the proposed changes and discussed the reserve fee issue. The committee additionally noted that HB 1476 had previously been deferred and would remain deferred, and the meeting concluded with adjournment.
LA
Transcript Highlights:
- process would satisfy whatever Mennonite requirements are required and would actually deliver merchantable
Summary:
The House Committee on Civil Law and Procedure met on May 23, 2006, and considered a series of civil law bills, most of them reported favorably or as amended. Representative Mandy Landry’s HB 135, which updated motor vehicle exemptions from seizure in bankruptcy by raising vehicle value limits, allowing a second vehicle, increasing the exemption for vehicles adapted for persons with disabilities, and protecting certain HSA funds, was reported favorably. Her HB 297, expanding early lease termination rights to include stalking and cyberstalking victims, was also reported favorably after supportive testimony from housing and domestic violence advocates.
Representative Robbie Carter presented HB 292 on security deposits, HB 215 on raising the small succession threshold from $125,000 to $200,000, HB 226 on requests for admissions, and HB 216 on service of process. HB 292 was amended to give landlords an additional 15 days to send itemized security deposit statements and then reported as amended. HB 215 was reported favorably over opposition from the Clerks of Court Association, which argued the higher threshold would reduce clerk-generated revenue. HB 226 was amended to require a Rule 10.1 discovery conference before filing a motion based on unanswered requests for admissions and then reported as amended. HB 216, which would have allowed parties to choose how they receive service in later filings, drew concerns about practicality and electronic service and was voluntarily deferred.
The committee also reported favorably HB 609, which exempts veterans from one-time fees for obtaining private medical records needed for disability claims, and voluntarily deferred HB 170 and HB 194 at the authors’ requests. Representative Weibel’s HB 284, modeled on existing blight and expropriation procedures, would expand local government tools to address abandoned and blighted property and was reported as amended after questions about property rights, notice, heirs, and title protection. Finally, the committee took up HB 142, a Law Institute package of civil procedure revisions, including changes to default judgments, appeals, motions to quash, trial notices, small claims reconventional demands, and abandonment procedures; after discussion of the abandonment affidavit requirements and appeal record costs, the bill was reported as amended. The meeting ended with adjournment.
LA
Transcript Highlights:
- process would satisfy whatever Mennonite requirements are required and would actually deliver merchantable
Keywords:
exemption, motor vehicles, health savings accounts, debt relief, bankruptcy, civil procedure, abandonment, default judgment, court costs, notice requirements, construction contracts, jurisdiction, dispute resolution, public policy, Louisiana law, professional engineer, peremptive periods, construction, architect, real estate developer
ID
Idaho 2026 Regular Session
Agenda Feb 18th, 2026
Transcript Highlights:
- Merchants may do this.
Summary:
The Senate Judiciary and Rules Committee heard three measures and advanced all of them. RS 33312C1, sponsored by Sen. Galloway, would raise Idaho’s small claims court limit from $5,000 to $15,000 to give people a faster, less expensive way to resolve smaller disputes; the committee voted to send it to print. RS 33423, sponsored by Sen. Ricks, would create voluntary guidance for merchants on penny rounding in cash transactions as pennies become scarce, including rounding rules and tax calculation on the final invoice total; it also was sent to print. House Bill 518, presented by Rep. Skaug, would allow the Attorney General to accept referrals from law enforcement and prosecute human trafficking cases when requested, with supporters describing the need for a centralized, specialized approach to complex multi-county and interstate cases; the committee voted to send it to the floor with a due-pass recommendation.
The committee then took up Senate Bill 1257, sponsored by Sen. Wintrow, which would clarify that in-person visitation is not required in child welfare cases where sexual or serious physical abuse has been substantiated, while preserving court discretion and allowing other forms of contact. Wintrow and Department of Health and Welfare administrator Jean Fisher said the bill largely codifies existing rules, gives courts clearer statutory guidance, and also clarifies that courts may consider a parent’s incarceration when deciding termination of parental rights. Supporters, including foster parents, child welfare advocates, and survivors, testified that forced visitation can retraumatize children and that the bill would better protect abused children.
One online witness, Ives Samantha Moore, testified in opposition, arguing that courts already have authority to restrict visitation, that the bill could create momentum toward termination of parental rights, and that it could worsen disparities without broader reunification and prevention reforms. After extensive testimony, the committee voted to send SB 1257 to the Senate floor with a due-pass recommendation, and then adjourned.
ID
MO