Transcript Highlights:

• prevent, detect, and investigate fraud and misuse in agency programs.
• /c><00:14:58.959><c> agency</c> investigate fraud and misuse in agency investigate fraud and misuse in
• </c><00:41:03.760><c> fraud</c><00:41:04.079><c> in</c> responsibility to investigate fraud in responsibility
• to investigate fraud in the<00:41:04.400><c> Medicaid</c><00:41:04.960><c> program.
• or actual investigative confirmed fraud or misuse.

Committee: House Ways and Means

Transcript Highlights:

• prosecuting</c> fraud is investigating and prosecuting fraud is investigating and prosecuting individuals
• fraud investigations, which we provider fraud investigations, which we do.<00:47:09.599><c> and</c><
• </c> do this when they're investigating do this when they're investigating welfare<00:47:16.720><c> fraud
• Our federal regulations do not allow us to use Medicaid fraud, the Medicaid Fraud Control Unit, to investigate
• Our federal regulations do not allow us to use Medicaid fraud, the Medicaid Fraud Control Unit, to investigate

Bills: HF3423 , HF2354 , HF3634

Committee: House Human Services Finance and Policy

Transcript Highlights:

• </c><00:21:28.880><c> fraud</c><00:21:29.200><c> and</c> authority to investigate fraud and authority
• to investigate fraud and misuse<00:21:29.840><c> across</c><00:21:30.240><c> all</c><00:21:30.480><c
• This bill gives the IG broad authority with investigative tools to stop fraud. And, Mr.
• This bill gives the IG broad authority with investigative tools to stop fraud. And, Mr.
• investigative tools to stop<00:24:49.279><c> fraud.

Transcript Highlights:

• Federal investigation and lawmakers have estimated up to 9 billion in fraud across multiple programs
• Federal investigation and lawmakers have estimated up to 9 billion in fraud across multiple programs
• Federal investigation and lawmakers have estimated up to 9 billion in fraud across multiple programs
• And more specifically, the resolution to send these investigations to the fraud committee. >> Mr.
• </c> investigations to the fraud committee. investigations to the fraud committee.

Bills: HF3900 , HF1849

Committee: House Rules and Legislative Administration

Transcript Highlights:

• and prosecute insurance fraud.
• and prosecute insurance fraud.
• tools to investigate and uh prosecute<00:05:05.160><c> insurance</c><00:05:05.919><c> fraud</c><00:05
• the years for insurance fraud and then working to prosecute those.
• the years for insurance fraud and then working to prosecute those.

Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.

Transcript Highlights:

• Some of the costliest fraud categories in that report were investment fraud, business email compromise
• “So, and, you know, some of those jurisdictions, to be able to investigate these type of frauds, their
• It tells where you can report fraud if you have been a victim of online fraud with the FBI.
• fraud expressed here today.
• Of the 1,978, 556 were referred for investigation to our investigators.

Transcript Highlights:

• And by allowing the commissioner's authority to investigate and seek prosecution of insurance fraud committed
• investigations.
• Insurers who have our own fraud To also fund insurance fraud investigations.
• Insurers who have our own fraud investigation resources work closely in partnership with the OIC criminal
• investigations unit, or CIU, to investigate insurance fraud, put together cases, and bring those cases

Summary: The committee held a public hearing on an amended and restated tribal-state gaming compact with the Squaxin Island Tribe. Washington State Gambling Commission staff explained the compact amendment process and said the restatement consolidates six prior amendments, updates several appendices, and adds new provisions including high-limit room options and electronic table games. Squaxin Island representatives said the changes clarify the existing compact, improve casino regulation and management, and support tribal economic development and community services. Committee members expressed support, and the compact will next go through additional commission and legislative review before possible governor approval. The committee then heard Senate Bill 5831, which enacts the Uniform Mortgage Modification Act. Staff and the bill sponsor said the measure creates safe harbors for common mortgage modifications, clarifies when modifications must be recorded, and preserves the priority of modified mortgages in foreclosure without preempting other mortgage or lending laws. A Uniform Law Commission representative testified that the bill would advance protections by reducing uncertainty and costly attorney opinion requirements. There was no opposition testimony, and the public hearing closed without a vote. Senate Bill 6178, requested by the Insurance Commissioner, would prohibit contractors and others from soliciting or requiring post-loss assignments of property insurance benefits from insureds, making such agreements void and enforceable by the commissioner with civil penalties. The sponsor, Insurance Commissioner, and several supporters said the bill would protect homeowners after disasters from losing control of their claims and help prevent contractor abuse; a consumer attorney, PEMCO, and the National Insurance Crime Bureau also supported it. The committee then heard Senate Bill 6031, which expands and modernizes the state’s insurance fraud laws, classifies insurance fraud as a Class B felony, broadens reporting and investigative authority, and extends the fraud program to related crimes affecting insurers and consumers. The Insurance Commissioner, anti-fraud groups, and industry representatives supported the bill, while the Washington Society of CPAs said concerns about CPA language would be addressed by amendment. After public hearings, the committee moved to executive session, adopted a proposed substitute for SB 5928, and voted do-pass recommendations for SB 5928 as amended and SB 5919, sending both to Rules.

Transcript Highlights:

• And, you know, some of those jurisdictions, to be able to investigate these types of frauds, their resources
• It tells where you can report fraud if you have been a victim of online fraud with the FBI.
• Of the 1,978, 567 were referred for investigation to our investigators.
• And our investigators do the investigation. We draft an affidavit for a warrant.
• And our investigators do the investigation. We draft an affidavit for a warrant.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• . >> All right, let's talk about fraud.
• A billion in fraud, $9 billion in fraud. Is that legit? I think it is. I think it is.
• </c> million of the $130 million was fraud million of the $130 million was fraud and<00:03:48.560><c>
• that's fraud.
• that's fraud.

Transcript Highlights:

• First, it expands the office's subpoena power when it comes to investigating Medicaid fraud.
• This provision would allow us to subpoena financial records in provider fraud investigations conducted
• County attorneys already have this authority when they conduct welfare fraud investigations.
• Granting the Medicaid Fraud Control Unit this authority when conducting provider fraud investigations
• Johnson, if inactive investigative data... In this fraud division, will it be publicly available?

Bills: HF2354 , HF1672 , HF2389 , HF2870 , HF2743 , HF1918 , HF2551 , HF1671

Committee: House Judiciary Finance and Civil Law

Transcript Highlights:

• to investigating Financial crimes<01:21:46.800><c> and</c><01:21:47.000><c> fraud</c><01:21:48.000><c
• We also conducted wage theft investigations. Then they also state program government fraud.
• </c> investigations of State program fraud investigations of State program fraud and<01:24:49.159><c>
• capacity of the OIG to investigate fraud, waste, and abuse and more quickly address complaints.
• </c> investigations into fraud waste and investigations into fraud waste and abuse<01:40:09.280><c> by

Committee: Senate State and Local Government

Transcript Highlights:

• , it's right in the bill that they're the primary investigative authority for Medicaid fraud.
• , it's right in the bill that they're the primary investigative authority for Medicaid fraud.
• investigative authority for Medicaid<00:05:10.720><c> fraud.
• </c><00:05:23.039><c> fraud</c> We investigate fraud and Medicaid fraud within the Department of Human
• General could not do any investigations on Medicaid fraud.

Transcript Highlights:

• , both fraud on public programs and fraud more broadly.
• , both fraud on public programs and fraud more broadly.
• , both fraud on public programs and fraud more broadly.
• or the business model of investigators or the business model of fraud.<00:18:40.400><c> They</c><00:
• </c><00:26:31.679><c> uh</c> for uh for Medicaid fraud uh for uh for Medicaid fraud uh investigation,

Transcript Highlights:

• Provide the necessary authority to respond to various types of financial fraud such as check fraud fraud
• , wire fraud, and organized crime. crime fraud schemes in general.
• . fraud and losses.
• Financial fraud, by and large, is organized crime, financial fraud many times.
• Our Fraud Investigation Team works diligently to identify suspects and file cases with law enforcement

Bills: SB1281 , SB1300 , SB1379 , SB1451 , SB1497 , SB1498 , SB1499

Committee: Senate Criminal Justice

Transcript Highlights:

• Their job would be to investigate and combat fraud, misuse, I call it misuse rather than waste and abuse
• It also develops and creates a fraud reporting hotline, conducts investigations, and reports suspected
• /c><00:03:01.599><c> misuse</c><00:03:02.239><c> I</c> investigate and combat fraud um misuse I investigate
• investigations and reports suspected<00:04:10.680><c> fraud</c><00:04:11.079><c> to</c><00:04:12.000
• </c> job is to do insurance fraud job is to do insurance fraud investigations<00:18:09.120><c> which<

Bills: HF1 , HF1384

Committee: House Children and Families Finance and Policy

Transcript Highlights:

• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• It allocates 100% of insurance assessments to insurance fraud investigations, which is up from 70%.
• I'm curious: were other white collar crimes being investigated within the Department of Commerce Fraud

Bills: HF2335 , HF2400 , HF2401 , HF2522

Committee: House Commerce Finance and Policy

Transcript Highlights:

• so rather than that alleged fraud so rather than investigate<00:04:33.120><c> the</c><00:04:33.280><
• fraud the fraud can the intent to commit fraud the fraud can be<00:05:00.880><c> very</c><00:05:01.400
• Jordan about fraud being wrong. Fraud is wrong. It hurts individuals. It's unfair.
• </c> under new fraud protection or new fraud under new fraud protection or new fraud prevention<01:10
• and take action not to investigate and take action against<01:15:28.679><c> fraud</c><01:15:29.239><

Committee: House Education Policy

Transcript Highlights:

• First, it expands the office's subpoena power when it comes to investigating Medicaid fraud.
• This revision would allow us to subpoena financial records in provider fraud investigations conducted
• Granting the Medicaid fraud control unit this authority when conducting provider fraud investigations
• Granting the Medicaid fraud control unit this authority when conducting provider fraud investigations
• to find serious initiate investigations to find serious fraud. fraud. fraud.

Bills: HF2354 , HF1672 , HF2389 , HF2870 , HF2743 , HF1918 , HF2551 , HF1671

Committee: House Judiciary Finance and Civil Law

Transcript Highlights:

• units, which are critical to ensuring that we are investigating and combating health care fraud, saving
• Currently, there are hundreds fewer people working on fraud investigations at the federal level now than
• investigations?
• When it comes to combating fraud, whether that's Medicaid fraud or just generic criminal fraud, that
• When it comes to combating fraud, whether that's Medicaid fraud or just generic criminal fraud, that

Summary: Oregon Attorney General Dan Rayfield held a press event marking National Health Care Fraud Takedown Day to highlight the state’s Medicaid fraud enforcement work and announce four new criminal filings. He said the Oregon Department of Justice’s Medicaid Fraud Unit, which includes investigators, auditors, attorneys, data analysts, and a nurse investigator, has secured hundreds of convictions and settlements since 2010 and recently received additional staffing from the legislature. He framed the work as bipartisan and aimed at protecting vulnerable Oregonians, recovering taxpayer dollars, and deterring fraud. The announced cases involved alleged provider or vendor fraud rather than Medicaid recipients: Ed Morgan of Beaverton was charged in connection with housing assistance funds tied to a health-related social needs program; Linda Thomas and her company, Gateway of Willamette Valley, were charged with billing Medicaid for day support services not provided; and Amanda Thorne, a former Lane County employee, was charged with using a government credit card for personal purchases. Rayfield also noted recent progress in other cases, including a nurse who pleaded no contest to false billing and theft and was sentenced to jail, probation, and restitution, and a medical transportation company owner recently charged with billing for services not provided. In response to questions, Rayfield said Oregon staff attended a federal meeting on Medicaid fraud despite late notice and political tensions, emphasizing that fraud enforcement should remain bipartisan. He said the federal landscape is complicated by cuts to enforcement staff even as there is talk of increased enforcement, and that states have had to step up. He also said Oregon’s managed care system has not been a major barrier to investigations, which typically begin with complaints and are developed with partner agencies. No votes or formal legislative actions were taken at the event.

Transcript Highlights:

• We have original jurisdiction for provider fraud under state law, and we can investigate and prosecute
• We also can't investigate or prosecute fraud in obtaining benefits, also known as welfare fraud, or fraud
• Last year we ranked sixth in investigations for Medicaid, tied for fifth in fraud charges, and eighth
• This revision would allow us to subpoena financial records in provider fraud investigations conducted
• </c> investigations in the health care fraud. investigations in the health care fraud.

Committee: Senate Health and Human Services