Video & Transcript Research : 'consumer privacy'

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MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2025-04-08

State Government Finance and Policy

Transcript Highlights:
  • consolidations are pervasive across Minnesota's economy, impacting not just farmers but workers, consumers
  • proposed budget, which would have increase capacity at the Antitrust Division and also make the Consumer
Bills: HF2783
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • <00:25:33.919> protections evolved different consumer protections evolved different consumer
  • So deleting consumer, and I think there's two other references to consumer within that statute would
  • So deleting consumer, and I think there's two other references to consumer within that statute would
  • How it's privacy concerns here.
  • Your recommendation is adopted. on regular consumers. on regular consumers.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
HI

Hawaii 2026 Regular Session

GVO DEFER, AEN-GVO Public Hearings 02-12-2026

Government Operations

Summary: The committee met on February 12, 2026, to take decision-making on measures previously heard earlier in the month. Several bills were deferred indefinitely or set for later discussion, including SB 2064 on the Office of the State Architect, SB 3068 on procurement, and SB 3216 after its contents were moved into another measure. SB 2862 on gubernatorial appointments, SB 2781, and SB 315 were all deferred to Tuesday, February 17 at 3 p.m. in Room 225 for further work. The committee also noted that if technical problems interrupted the meeting, it would reconvene later for outstanding decision-making. The committee passed SB 2343 on the Legislature with amendments incorporating language from SB 3216, technical changes, and a defective date of 2525. SB 2075 was advanced as a Senate draft 1 after amendments responding to constitutional concerns raised by the attorney general and SPO. SB 2927 on procurement was also passed with amendments clarifying debriefing requirements and adding technical changes, and SB 2938 on search and rescue was amended to place the position in Hima rather than the Governor’s office before being adopted. SB 3249 on procurement protests was amended to remove the term "frivolous," reduce the forfeiture to half the bond amount, and note unresolved issues, then adopted. The committee also took up SB 3332 on state-funded travel, amending it to remove certain lines, report travel by position number to protect confidentiality, remove subsection G, and add a defective date of 2525; it was adopted. SB 2929 on public notice was amended into a pilot project for counties with populations between 100,000 and 175,000, with a year-end report to the Legislature, and was adopted. Later, the committee returned to SB 2094 on environmental action levels, heard testimony from the Department of Health in support of its current scientific process and from an environmental caucus witness in strong support of the bill’s transparency and petition provisions, and then deferred decision-making to February 17 at 3 p.m. in Room 225. In the joint hearing portion, SB 3233 on agricultural workforce housing drew generally supportive testimony from ADC, the Farm Bureau, the Chamber of Commerce, the Hawaii Farmers Union, and the State Procurement Office, with concerns focused on clarity, flexibility for smaller farms, and avoiding concentration of benefits in one large operation. The committee ultimately recommended passing SB 3233 with the State Procurement Office’s clarifying amendments and the Hawaii Farmers Union’s amendment to ensure workforce housing incentives benefit multiple farmers, and the measure was adopted.
FL

Florida 2026 Regular Session

Rules Feb 10th, 2026

Rules

Transcript Highlights:
  • Next, we're going to take up tab 6, CS for CS for SB 290 on the Department of Agriculture and Consumer
  • for financial harm directly related to... ...to a consumer for financial harm directly related to a
  • I work to bridge the gap between farmers and consumers and debunk myths.
  • So, in short, the cost of business, small business, and consumers of this particular part of the bill
  • The current ban limits consumer education and raises First Amendment concerns.
Summary: The committee heard and advanced several bills, beginning with CS for CS for SB 54, which requires district medical examiners to perform toxicology screenings for psychotropic drugs and intoxicating substances in autopsies of violent offenders and report findings to state agencies. It was reported favorably after brief discussion about how the data would be used. CS for SB 176 also passed, requiring public postsecondary institutions to make campus safety reporting and response procedures clearer and more accessible for students, faculty, and staff who receive threats. Both bills were approved without opposition in the meeting. The committee then took up the large Florida Farm Bill, CS for CS for CS for SB 290, which drew extensive testimony and multiple amendments. The bill includes changes to fair associations, a preemption on local restrictions affecting gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinary loan repayment program, permanent authorization for Farmers Feeding Florida, expanded Florida Forest Service training, a ban on signal jamming devices, tougher CDL English-proficiency penalties, protections for food safety inspectors, biosolids provisions, and contractor payment enforcement. Amendments expanded veterinary loan eligibility to equine veterinarians, merged citrus research entities, made technical corrections, and revised contractor payment language; a late-filed amendment removed the bill’s disparagement clause after significant First Amendment concerns and public testimony. A separate amendment delayed biosolids compliance deadlines. The bill was reported favorably as amended. Also approved were CS for CS for SB 834, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement; SB 936, allowing temporary door locking devices at any height above the floor and directing the Building Commission to add standards to the code; and CS for SB 50, expanding veterans’ courts statewide. Later, CS for CS for SB 1004 advanced with a strike-all regulating dog and cat sales, requiring disclosure of medical records and financing terms, a three-day waiting period for financed purchases, and consumer protections against deceptive pet sales; an amendment removed an appropriation section. The committee also approved CS for CS for SB 178, which directs the FHSAA to adopt rules allowing coaches to provide limited good-faith support to student-athletes, and CS for CS for SB 198, regulating virtual currency kiosks with registration, warnings, transaction limits, receipts, and refund protections. Each of these bills was reported favorably by recorded vote.
MN

Minnesota 2025-2026 Regular Session

State Committee Meeting - 2025-03-27

State Government Finance and Policy

Transcript Highlights:
  • in litigation or legal settlements would replenish the consumer protection restitution account until
  • The Attorney General's office would also award money from the consumer protection restitution account
  • Consumer Enforcement Action when a consumer has not previously received compensation required by a judgment
  • The request to set up a consumer protection restitution fund is also part of this proposal.
  • And so now more than ever we need a strong Attorney General who will fight for consumer protections for
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 3/27/25

State Government Finance and Policy

Transcript Highlights:
  • consumer enforcement action when a consumer has not previously received compensation required by a judgment
  • settlement would replenish the Consumer settlement would replenish the Consumer Protection<00:31
  • We request 2.7 and Minnesota consumers.
  • the marketplace and benefit consumers the marketplace and benefit consumers and<00:37:38.800>
  • <00:38:50.320> protection recoveries from consumer protection recoveries from consumer protection
MN

Minnesota 2025-2026 Regular Session

House Judiciary Finance and Civil Law Committee 3/10/26

Judiciary Finance and Civil Law

Transcript Highlights:
  • It's just a more time-consuming effort to get them. Okay. That's right.
  • It's just a more time-consuming effort to get them. Okay. That's right.
  • <00:25:17.920> effort<00:25:18.280> to just a a more time-consuming effort to just
  • a a more time-consuming effort to to<00:25:18.679> get<00:25:18.880> them.
  • It differentiates us time consuming.
Summary: The committee approved the minutes from March 5 by voice vote and welcomed new member Representative Van Binsbergen. It then took up House File 2354, which Chair Liebling moved to re-refer to the Public Safety Finance and Policy Committee. Representative Norris presented the bill as an updated version of the Medical Assistance Protection Act, aimed at strengthening the Attorney General’s Medicaid Fraud Control Unit, closing loopholes, equalizing fraud penalties, and increasing penalties for large-scale Medicaid fraud. Attorney General Ellison said the bill would add 18 specialized staff to the unit, moving it from 32 to 50 positions, and argued the federal-state matching structure makes the Attorney General’s office the proper home for the funding because the unit is dedicated to Medicaid fraud work. Nick Wonka, director of the Medicaid Fraud Control Unit, explained the bill’s provisions affecting committee jurisdiction: expanded subpoena authority to obtain financial account contents in provider-fraud investigations, conforming legal representation language to preserve the unit’s authority, venue changes to allow charging in counties where parts of the offense occurred, and a restitution change to let courts order restitution for related conduct in the same scheme. He said the subpoena change would speed investigations and align the Attorney General’s authority with other agencies, and that the restitution change would help recover more fraudulently obtained Medicaid funds. No public testimony was offered. Members questioned why the funding should go to the Attorney General’s office rather than the BCA, whether the new records authority was federally required, how the venue language would work across state lines, and whether the added FTEs indicated the fraud problem was larger than expected. Ellison and Wonka responded that the federal grant requires the work to stay within the Medicaid Fraud Control Unit, that the unit’s investigators are specialized and work with, but separate from, law enforcement, and that the venue provision applies only within Minnesota while out-of-state matters would be referred to the appropriate authorities. The amendment that had been posted was withdrawn and not offered.
FL

Florida 2026 Regular Session

Criminal Justice Feb 11th, 2026

Criminal Justice

Transcript Highlights:
  • SB 712, cited as the Direct Sales Consumer Protection Act, creates a new section in Chapter 849 to prohibit
  • but are not limited to fake or altered paystubs, fake Social Security numbers or synthetic IDs, consumer
  • privacy numbers, false bank statements or employment records, inception fraud, where an applicant submits
  • but are not limited to fake or altered paystubs, fake Social Security numbers or synthetic IDs, consumer
  • privacy numbers, false bank statements or employment records, inception fraud, where an applicant submits
Summary: The committee met with a quorum present and took up a series of bills, beginning with SB 1300 on education and workforce development for current and former inmates. Senator Claudio explained that the bill is intended to expand collaboration between the Department of Transportation and the Department of Corrections to provide training opportunities tied to Florida’s need for CDL drivers. The bill was reported favorably without debate. Members then considered SB 896 on campus safety, as amended by strike-all and late-filed amendment. The bill would require postsecondary institutions to adopt active assailant response plans, conduct security risk assessments, improve threat reporting and information sharing, and allow voluntary participation in the guardian program; the late-filed amendment removed a prohibition on guardians wearing uniforms. After questions about the firearm-discharge provision near campuses and testimony both for and against, the committee reported the bill favorably. The committee also reported favorably SB 86 on commercial motor vehicles operated by unauthorized aliens, SB 642 on foreign and alien bail bond insurers, and confirmed appointees listed on tabs 10 through 19. The committee next heard SB 712 on pyramid promotional schemes, which would create a new prohibition and increase penalties while preserving legitimate direct sales plans. Members raised concerns about whether participants in such schemes might themselves be victims, and the sponsor said prosecutorial discretion would distinguish victims from primary wrongdoers; the bill was reported favorably. SB 1224 on rental housing application fraud was also amended and reported favorably after testimony from apartment and realtor groups in support. In the latter part of the meeting, Chair Martin presented SB 1370 to expand habitual traffic offender status to repeated unlicensed driving, and SB 1712 to create a statewide FDLE counterintelligence and counterterrorism unit. SB 1370 was reported favorably unanimously. SB 1712 drew extensive questioning and public opposition over concerns about broad language, surveillance, and possible impacts on speech and protest, but the sponsor said the unit would focus on protecting the state from adversary intelligence threats and operate within constitutional limits; it was reported favorably. Finally, SB 758 on the Justice Administrative Commission was amended to adjust commission membership and reported favorably unanimously. The committee then recorded additional votes for members and adjourned.
MN

Minnesota 2025 1st Special Session

House State Government Finance and Policy Committee 4/10/25

State Government Finance and Policy

Transcript Highlights:
  • bill for the Secretary of State, which will help determine fraudulent business filings and help consumers
  • filings uh determine fraudulent business filings and<00:09:09.040> help<00:09:09.440> consumers
  • <00:09:10.320> or<00:09:10.480> business<00:09:10.800> owners and help consumers
  • or business owners and help consumers or business owners who<00:09:11.360> may<00:09:11.600><
Bills: HF2783
MN

Minnesota 2025-2026 Regular Session

House State Government Finance and Policy Committee 4/8/25

State Government Finance and Policy

Transcript Highlights:
  • consolidation is pervasive across Minnesota's economy, impacting not just farmers, but workers, consumers
  • <00:25:11.120> workers, not just farmers, but workers, not just farmers, but workers, consumers
  • consumers, small businesses, and more. consumers, small businesses, and more.
  • <00:25:32.159> litigation<00:25:32.799> account<00:25:33.039> a the consumer
  • litigation account a the consumer litigation account a revolving<00:25:33.840> fund.
Bills: HF2783
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 9, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • We're convening the Committee on Consumer Protection and Commerce.
  • First up is DCC, Division of Consumer Advocates. >> Chair, Vice Chair, members, Min Oaks for the domestic
  • 01:12:25.680> DCC,<01:12:26.280> Division<01:12:26.640> of<01:12:26.760> Consumer
  • First up is DCC, Division of Consumer First up is DCC, Division of Consumer Advocates.
  • actually costs more money to consumers actually costs more money to consumers every<01:22:49.320
Summary: The committee on Consumer Protection and Commerce met on April 9, 2026, and heard testimony on several measures. SB 3302 SD1 HD1, dealing with homemade food products, would require the Department of Health to adopt rules for farm kitchens producing homemade food products that are no more stringent than rules for home kitchens. The Department of Health said it supported the bill with technical amendments, and the Hawaii Food Industry Association and Grassroot Institute of Hawaii also supported it. No opposition was heard. A lengthy discussion focused on SB 2061 SD2 HD1, which concerns a 99-year leasehold residential condominium project and HCDA’s rules for sales, income restrictions, and buyback pricing. HCDA supported the bill and said the House draft clarified unclear provisions and would help move the project to pre-sales. Testimony and committee questions centered on whether the project should remain owner-occupied in perpetuity or allow investor purchases after an initial sales period. HCDA explained that the bill was revised to make the project feasible in the market, that 60% of units would be income-restricted for buyers at or below 140% of area median income, and that the remaining units could be sold without owner-occupancy restrictions. Some members and testifiers expressed concern that the bill had shifted away from the original owner-occupancy vision and could become an investment property model, while others argued the changes were necessary for the project to pencil out and compete with fee-simple developments. No vote was taken during the discussion shown. The committee also heard SB 2050 SD1 HD1, which would allow chiropractic students in accredited programs to engage in clinical practice beginning July 1, 2028. The Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association supported the measure, and one testifier described personal experience with student chiropractic care in California. Members questioned why the board requested delaying implementation until 2030, and the board said it needed more time to develop rules because it meets only a few times a year and rulemaking is lengthy. Finally, SB 2102 SD2 HD1, on industrial hemp in commercial feed, was introduced; the Department of Agriculture and Biosecurity offered comments, the Department of Health raised concerns about regulating pet food and possible jurisdictional conflict, and a farmer testifying in support suggested narrowing the bill to federally approved livestock feed rather than pet food.
OK

Oklahoma 2026 Regular Session

Economic Development, Workforce and Tourism 2ND REVISED Feb 24th, 2026 at 01:30 pm

Economic Development, Workforce and Tourism

Transcript Highlights:
  • Responsible labor practices that protect worker privacy and choice.
  • It protects employee privacy and it protects employer rights during. Union organizing efforts.
  • And there's another one that there's a consumer-based where you're not dealing with your employer.
  • I believe the Department of Consumer Credit did say that should help cover further questions.
  • And they would have caps on what they could charge the consumer for that earned wage access.