Transcript Highlights:

• This system supports case management activities of our department's child protection team and sexual
• by business case in making the best decision possible for that particular system.
• It's still, in some cases, Northwest can provide that management.
• Unfortunately, this was not the case.
• Unfortunately, this was not the case.

Summary: The subcommittee first heard a panel on state cloud modernization efforts after canceling an LBR on the Department of Corrections’ OBIS project because the presentation materials were not submitted on time. Florida Digital Service, the Northwest Regional Data Center, and several agencies described how the state is assessing and migrating applications to cloud environments under the cloud-first policy. Northwest explained its 2023 cloud readiness assessment of 890 applications from 24 agencies, the criteria used to rate readiness and risk, and its recommendation to tackle lower-risk applications first. Agency updates covered the Department of Corrections’ modernization of 98 legacy applications tied to OBIS and cloud-native infrastructure, the Department of Elder Affairs’ Microsoft Power Platform modernization, the Department of Health’s health management and child protection systems, and FDOT’s large cloud program for transportation systems. Members repeatedly asked about costs, data ownership, disaster recovery, single sign-on, security tools, and whether cloud migration actually saves money; presenters generally said the focus is more on modernization, resilience, and efficiency than immediate savings, and that cost analyses are often application-specific rather than enterprise-wide. The discussion also covered governance and architecture questions. Florida Digital Service said agencies remain responsible for their own databases and cloud tenants, while FLDS provides advice and an enterprise architecture framework; it does not have statutory oversight over most projects, except for OBIS project oversight due to its size. Northwest said it is acting as a cloud broker for some agencies and is consolidating Azure and AWS payer tenants to seek better pricing, but agencies still make system-by-system decisions based on business needs, risk, latency, and total cost of ownership. Members raised concerns about fragmented data structures, the lack of a complete statewide application inventory, and the need for better interoperability and enterprise standards. Several agencies said disaster recovery is built into their cloud plans, and FDOT and Corrections described ongoing efforts to keep systems current through core platforms, training, and ongoing support. In the second half of the meeting, the Department of State presented two new technology requests. Secretary Byrd described the SunBiz corporate registry system as a 34-year-old platform supporting more than 3.5 million business entities and generating over $575 million in annual general revenue. He said the department had already virtualized the legacy hardware after earlier modernization efforts failed and is now seeking $800,000 recurring for password protection and $5 million nonrecurring to continue procurement for a replacement system. The department also presented the Florida Voter Registration System modernization request, noting that the current system is outdated and requires manual workarounds for some statutory changes. The department requested $2.4948 million nonrecurring and $44,000 recurring to procure a modernized FVRS solution, and staff said the feasibility study recommended a hybrid approach. Members asked about the study’s findings and about creating a database for voter eligibility information for returning citizens; the department said that would require data sharing with all 67 clerks of court and other entities such as DOC.

Transcript Highlights:

• In any case, it's not the Fed's job to make or comment on tariff policy.
• What we've been doing for some time now is looking at them on a case-by-case basis, and if they really
• Isn't that the case?
• But, you know, in some cases, it doesn't reach the consumer much.
• In some cases, it does, and it really does depend on facts that we haven't seen yet.

Bills: SB257

Keywords: supply chain resilience, critical supply chains, critical goods, manufacturing, domestic manufacturing, reshoring, nearshoring, supply chain security, supply chain shock, supply chain disruption, critical infrastructure, emerging technologies, semiconductors, microelectronics, artificial intelligence, quantum computing, robotics, advanced manufacturing, blockchain, cybersecurity

Transcript Highlights:

• Uh, we do everything on a case-by-case evaluation.
• by case.
• by case.
• case by case evaluation. case by case evaluation.
• Yes, you yes, this is done case by case.

Bills: SB2190, SB2338, SB2424, SB2356, SB2981, SB3028, SB3187, SB2378, SB2398, SB2192, SB2155, SB3219, SB3218

Keywords: affordable housing, employment contracts, salary caps, housing finance, public housing authority, executive compensation, parking minimums, off-street parking, transit-oriented development, TOD, housing supply, smart growth, redevelopment, adaptive reuse, micro units, rail transit, public transit stations, county zoning, land use, urban planning

Summary: The House Housing Committee heard testimony on a series of housing-related Senate bills. SB 2190 SD2 on inclusionary zoning drew support from HHFDC, Hawaii YIMBY, Grassroot Institute, Housing Hawaii’s Future, and Hako Seed Center, with opposition from OHA and Aloha Independent Living Hawaii. SB 2338 SD1, dealing with housing agency personnel authority, received comments from the Attorney General cautioning that the bill should be clarified to avoid conflicts with civil service and collective bargaining laws and recommending removal of a provision limiting employment contracts; HHFDC said its comments addressed those concerns and supported the measure. SB 2424 SD1, concerning HHFDC, received broad support from housing, business, and community groups, with one opposition. Testimony focused on changing the definition of “qualified resident” so people who already own an HHFDC-assisted unit could later purchase another if their housing needs change; HHFDC said the current rule forces people to sell before buying again and that the bill would help people move up the housing ladder and encourage more housing development. SB 2356 on parking also drew broad support from state agencies, housing advocates, business groups, and local officials, with Unite Here Local 5 in opposition. SB 2981 on land use had strong support from many organizations and 67 individuals, with Unite Here Local 5 opposing. SB 3028 SD2 on property conveyance generated the most detailed policy debate. Supporters, including Catholic Charities Hawaii, Hawaii Children’s Action Network, Indivisible Hawaii, and others, backed restructuring the conveyance tax into a marginal rate system and urged changes to revenue allocations, including dedicated funding for homeless services, DHHL, and the rental housing revolving fund. The Tax Foundation of Hawaii supported the marginal-rate concept but opposed dedicated special-fund allocations and criticized the bill’s blank sections. Committee members questioned the historical purpose of the conveyance tax, and the Tax Foundation explained it was originally a modest tax tied to property-value tracking when the state still ran the property tax system. The committee also heard SB 3187 SD2 on off-site construction, SB 2378 SD2 on housing permitting, and SB 2398 SD2 on residential housing utilities. OPSD supported SB 3187 but said it preferred the House version and wanted clarification that off-site certification should apply to factories in Hawaii, not out of state, to avoid outsourcing labor; it also suggested starting with a small scope. SB 2378 SD2 drew support from engineering, housing, and labor groups, with testimony that the House version included needed fixes to make the program insurable. On SB 2398 SD2, the Board of Water Supply opposed the bill, saying it could require disclosure of sensitive infrastructure information beyond ordinary water-availability assessments and raise critical-infrastructure and cybersecurity concerns; developers and housing groups supported the measure. No votes or final actions were taken in the portion of the hearing provided.

Transcript Highlights:

• to see what can continue that's<00:23:24.360> not<00:23:24.600> the<00:23:24.760> case
• all<00:23:25.360> of<00:23:25.559> them<00:23:25.960> and that's not the case
• where we move money we uh make any case where we move money we uh make sure<00:36:34.920> that
• about the Swiss Watch theory of the case about the Swiss Watch theory of the case and<00:38:34.240
• However, two is that as we conclude cases that are either declined, we can't further a case, or

Keywords: 1183, house

Transcript Highlights:

• case case and<00:33:54.160> we<00:33:54.440> will<00:33:54.680> proceed.
• In one case, for almost 20 years, and it's not overused.
• In one case, for almost 20 doctors.
• There are seldomly ever cases overused.
• And if you go look at the number of cases that have come up, very few.

Keywords: 00:00:00 Call to Order/Roll Call 00:01:10 Discussion of 25RS HB 414 00:44:26 Roll Call Vote on 25RS HB 414 00:50:25 Discussion of 25RS SB 27 00:53:44 Roll Call Vote on 25RS SB 27 00:55:49 Discussion of 25RS SB 93 00:57:57 Roll Call Vote on 25RS SB 93 00:59:29 Discussion of 25RS SB 132 01:37:39 Roll Call Vote on 25RS SB 132 01:40:55 Discussion of 25RS SB 153 01:42:05 Roll Call Vote on 25RS SB 153 01:43:46 Adjournment, 958, all

Summary: The Health Services Committee met with a quorum and took up House Bill 414 with a committee substitute. The bill, described by sponsors and supporters as a continuation of prior maternal-health legislation, was framed as a clarification of medical standards and an effort to improve care for women and families facing complicated pregnancies. Representative Tate, Representative Nemes, Adair Wushar of Kentucky Right to Life, and Dr. Jeff Goldberg of ACOG Kentucky all testified in support, saying the substitute was developed collaboratively to reduce confusion in the law and help physicians provide evidence-based care without fear of criminal penalties. Supporters said the committee substitute was intended to define what is not an abortion under Kentucky law and to spell out medical treatments for conditions such as miscarriage, ectopic pregnancy, molar pregnancy, sepsis, hemorrhage, preeclampsia, premature rupture of membranes, and fetal demise. Dr. Goldberg said current statutes contain significant ambiguity and have created unintended barriers to treating pregnancy complications, including emergency situations, and he gave examples of patients who were delayed or harmed because physicians were uncertain about what the law allowed. Representative Nemes said the measure was the result of unusual cooperation among groups that do not usually agree and described it as a first step toward fixing a discrete problem. Representative Wilner raised concerns that the language could effectively require a patient to be in severe distress before treatment is clearly permitted and that it was too prescriptive about how physicians should manage miscarriages. In response, Dr. Goldberg and the sponsors said the substitute was not perfect, was meant as a short-term solution, and was designed to give doctors more confidence in providing routine, medically necessary care for pregnancy complications. The transcript indicates the committee substitute was adopted, but no final vote on the bill itself is shown in the excerpt.

Transcript Highlights:

• reported cases over the last few years. reported cases over the last few years.
• It's not about any individual case.
• It's not about any individual case.
• It's not about any individual case.
• It's not about any individual case.

Keywords: 981, all

Summary: The Senate convened, established a quorum, approved the March 16, 2026 journal, and received a series of committee and House messages. Committee reports included favorable action on House Bill 1136, confirmation recommendations for several appointments, and referrals of Senate Bill 68 and House Bill 1009 to Appropriations, House Bill 1185 to the Committee of the Whole, and a Juvenile Parole Board appointment to the consent calendar. The chamber also received notice of multiple House bills and amended Senate bills returned from the House and revisor. A major portion of the meeting was devoted to a tribute memorializing the Fort Logan All Veterans Honor Guard, with senators and guests speaking about the group’s volunteer service and the significance of military funeral honors. The Senate adopted Senate Joint Memorial 003 honoring former Senator Mary Ann Tebedo/Thibodeau, with a roll call vote of 32-0 and a moment of silence afterward. The chamber also laid over Senate Resolution 005 on Single Parent Day and House Joint Resolution 1023 on Latino/Latina Advocacy Day. On third reading and final passage, the Senate passed House Bill 1042 on dry needling by occupational therapists and Senate Bill 126 on out-of-state teacher licensure by unanimous votes, House Bill 1103 on legal processes for certain vulnerable populations by a 34-0 vote, and House Bill 1017 on insurer restitution through the criminal restitution process by a 22-12 vote. House Bill 1038 on county commissioner redistricting and Senate Bill 66 on compounded weight loss medications were laid over. The Senate also granted leave for the Joint Budget Committee to meet while the Senate was in session. In Committee of the Whole, members considered a consent calendar including House Bill 1142, Senate Bill 60 on youth athlete mental health training, Senate Bill 35 on traffic violation penalties, House Bill 1031 on protection for Colorado agricultural products, and Senate Bill 105 on county executive officers’ disclosures and removal mechanisms. The committee adopted the reports and advanced Senate Bill 60, Senate Bill 35, and Senate Bill 105 as amended, and House Bill 1142 and House Bill 1031 on second reading. The chamber then took up Senate Bill 62 on rodent control products, where sponsors described the bill as narrowing restrictions on second-generation anticoagulant rodenticides to protect children, pets, wildlife, and ecosystems while preserving agricultural and pest-control uses; the committee report was adopted and discussion continued on the bill.

Transcript Highlights:

• That might be the case in other states. That is not the case in New Hampshire.
• That might be the case in other states. That is not the case in New Hampshire.
• That might be the case in other states. That is not the case in New Hampshire.
• That might be the case in other states. That might be the case in other states.
• That is not the case in New Hampshire. That is not the case in New Hampshire.

Keywords: 1191, senate, all

Transcript Highlights:

• polling location has had some difficulties or confusion about the election, and we’ve had too many court cases
• that have you know popped up and cases that have you know popped up and the<00:03:59.360> idea
• So, I mean, that is already the case that this record can't be created until under this law.
• that of people who have in many cases that of people who have in many cases not<01:16:46.320>
• that it's why we're seeing in some cases that it's why we're seeing in some cases people<01:20:40.880

Keywords: 1183, house

Transcript Highlights:

• And then upon completion of the case, then all members, if it's in your district, you'll be notified
• before the case is closed out.
• We have in here that any sexual abuse cases, it's just kind of some wording changes that the department
• They had been in here that they had to accept the case.
• We've got 'referred,' and then they have to just look into the case for any reports that they get of

Bills: SB237

Keywords: child welfare, Department of Children and Family Services, mandatory reporting, abuse prevention, investigative teams, child ombudsman, forensic interviews, confidentiality

Summary: The House Committee on Health and Welfare met on April 20 and took up Senate Bill 237 by Senator Barrow, a child welfare measure addressing the duties of the state child ombudsman, DCFS, public reporting, confidentiality, critical incident reviews, multidisciplinary investigative teams, forensic interviews, mandatory reporter training, and related child abuse and neglect procedures. Before discussion, the committee reconsidered and withdrew a previously adopted amendment set, then heard the bill re-read and reviewed a new amendment package developed through meetings among Senator Barrow, Representatives Spell and Berault, DCFS, and the ombudsman’s office. Members described the revised bill as narrowing and clarifying several provisions: reducing the number of law enforcement liaisons, limiting death/near-fatality notifications to legislative leadership and committee chairs with later notice to affected district members if substantiated, adjusting medical review language, and adding quality-improvement and training components. Other changes included keeping school-related reports routed to law enforcement, changing some mandatory language to discretionary language for certain child-on-child sexual abuse situations, aligning multidisciplinary team procedures with existing interagency protocols, and making technical revisions to reduce burden and likely lower the fiscal note. The committee also adopted a separate amendment to include recreation language for the Department of Children and Family Services. Senator Barrow and several representatives emphasized that the goal was to improve child protection and review processes while making the bill workable for DCFS and other agencies. They noted the importance of outside review, ombudsman access to records, and using review findings to drive implementation changes. After no objections, the committee adopted the amendment sets and reported Senate Bill 237 favorably with amendments. The meeting then adjourned.

Transcript Highlights:

• But that being the case, can you tell me who requested this bill? Thank you. No, follow up.
• Comes with some interest, and because of that, there have been some cases where there have been some
• But if you're asking, then I'm guessing that you have cases where that has happened.
• And if that be the case, that even this decision actually would affect those cases and that particular
• So, that being the case, can you understand why I'm trying to be as careful as I can on this decision

Bills: HB3419, HB3624, HB3748, HB4335

Keywords: corruption, nonpublic information, government accountability, criminal law, public office, counties, property taxation, watercourse, boundaries, effective date, county government, administration, local resources, public institutions, construction, maintenance, animal welfare, pet shops, commercial breeders, county regulations

Transcript Highlights:

• resolution's categorical denial of bail, that same person would in- for months or years while their case
• It's a common practice for ICE to take custody of a person until their criminal case is disposed of.
• Providing judges this discretion in serious violent cases will help keep our community safer and move
• Conflict convicted and sentenced to death and doing 12 and a half years on death row before my case was
• According to the Office of Court Administration, in the fiscal year 2023, as many as 75,000 cases were

Bills: SB9, SB1047, SB1048, SJR17, SJR49, SB40, SJR1, SJR5, SB 9, SB 40, SJR 1

Keywords: bail reform, defendants, pretrial detention, public safety, criminal justice, charitable bail organizations, criminal procedure, public safety report, victim notification, family violence, bail bonds, public funds, political subdivision, injunction, taxpayer rights, violent crimes, sexual offenses, community safety, constitutional amendment, trafficking

Transcript Highlights:

• That is not actually the case if... You'll look right there.
• Such terms of suspension may be modified by the district superintendents on a case-by-case basis.
• You're putting in situations which we have in the bill to take care of on a case-by-case basis in which
• And I believe our superintendents can make those case-by-case determinations when they're out...

Bills: HB2987, HB3026, HB3076, HB3288, HB3315, HB3467, HB3711, HB3885, HB4427, HB4359, HB4363

Keywords: kindergarten, military families, education policy, school districts, international military dependents, age eligibility, teacher certification, alternative teacher preparation, education reform, employment opportunities, teacher recruitment, physical education, elementary school, prekindergarten, recess, health and fitness, higher education, bachelor's degree, feasibility study, Oklahoma State Regents

Transcript Highlights:

• I'm Representative Kathleen Case from District 44.
• that the defendant or the employer has to provide um when um a worker's compensation cap compensation case
• , and it also increases the cap that um the plaintiff's attorneys can, can be awarded uh in such a case
• also the Department of Health kind of jumped onto that bill because they saw an issue with too many cases
• within the last year and um the doctor is easily able to ascertain why you died, um, the, um, the case

Transcript Highlights:

• Will it be admissible in the civil case... ...will it be admissible in the civil case that he's already
• paying child support in the criminal case?
• So in the civil case, the jury would not know that this person was already paying child support from
• something like... ...as if we're going to do something like this, I think we need to consider all cases
• Because in the case of the family that I talked about, everybody just left, and it was in the middle

Bills: SB210, SB176, SB167, SB244, SB218, SB9, SB153, SB9

Keywords: hospital liens, medical billing, government healthcare, insurance claims, patient rights, controlled substances, unlawful distribution, marijuana, violent offense, sentencing guidelines, criminal justice, DUI, driving under the influence, drunk driving, fatal crash, vehicular homicide, child support, survivor benefits, orphaned child, guardian death

Transcript Highlights:

• It could work in some cases, and in a lot of cases, it does not. The income is higher than that.
• We've seen proof in other states that that is not indeed the case.
• In this case, what we are seeing is that the PBMs are the ones raising the costs.
• And that this doesn't have to be the case. Follow it, thank you.
• In this case, what we are seeing is that the PBMs are the ones raising the costs.

Bills: SB65, SB248, SB330, SB378, SB844, SB1330, SB1410, SB1475, SB1476, SB1565, SB1618, SB1623, SJR39, SJR47, SB2084, SB1655, SB1679, SB2174, SB1775, SB1873, SB1204, SB1884, SB1916, SB1937, SB1447, SB1500, SB2007, SB2074, SB1944, SB2018, SB1984, SB2026, SB2045, SB2049, SB2062, SB2112, SB2118, SB2127, SB2134, SB2135, SB2139, SB2154, SB1195

Keywords: SB65, naloxone, Narcan, opioid overdose, overdose reversal, opioid antagonist, emergency opioid antagonist, substance abuse services, harm reduction, public health, overdose prevention, good samaritan, civil immunity, criminal immunity, controlled substances, addiction treatment, fentanyl, opioid crisis, school overdose response, first aid

Transcript Highlights:

• The bill was really an attempt to get around the Citizens United case and to target certain political
• That is not the case for larger cities. This is not all city employees.
• That is not the case for larger cities. This is not all city employees.
• immense amount of wealth in this case immense amount of wealth in this case the<01:10:20.199>
• She said that in those cases, as she said, there is too much money in our politics.

Keywords: 1183, house

Transcript Highlights:

• <00:18:30.799> reduction speed limit in this case reduction speed limit in this case reduction
• like this do not help your case at all. like this do not help your case at all.
• , each and every day, but in both cases, each and every day, but in both cases, on<01:08:06.640><
• In this case, you'll see that the year.
• In this case, shelters and stations.

Keywords: 1187, senate, all

Transcript Highlights:

• Determination for Social Security Administration, and this is for a medical consultant for disability case
• Determination for Social Security Administration, and this is for a medical consultant for disability case
• . that will allow them to give agencies the opportunity to use this vendor list in case of some kind
• qualitative and quantitative information on major drugs of abuse and post-mortem blood, to ensure cases
• are completed in a timely manner in accordance with accreditation standards. ...to ensure cases are

Summary: The committee met to review a supplemental agenda, procurement rule revisions, methods of finance, discretionary grants, contracts, and a member disclosure. The Office of State Procurement presented rule changes tied to 2025 legislative changes, including Act 782, with updates to sole-source definitions, unrealistic bids, protest requirements, debarment procedures, and recodification references; the committee voted to accept the supplemental agenda and approve the rules. Members also approved eight methods of finance covering university repairs, equipment replacement, property purchase, and capital projects, along with a large slate of discretionary grants for courts, health, DHS, historic preservation, and tobacco prevention programs. The committee then reviewed RFQs and six ratifications. The ratifications included a Workforce Connections payment to ACT WorkKeys, Department of Health costs from an ice-storm-related water leak, a large Department of Public Safety ratification for Motorola’s Arkansas Wireless Information Network upgrade, Veterans Affairs HVAC and medical-service payments, and a UA Little Rock painting contract. The Department of Public Safety ratification drew extended questioning about why the expired Motorola contract had not been renewed sooner and why the issue took months to reach the committee; agency officials said the project was bond-funded, had not been tracked in ASIS, and involved ongoing negotiations and system updates. Despite concerns, the committee approved the ratifications. Members also reviewed a long list of construction, intergovernmental, out-of-state, and in-state contracts, including numerous university, DHS, health, corrections, and state agency agreements. Several contracts were discussed in more detail, including an SAU custodial contract question about sales tax and transparency reporting, and Department of Corrections aerial application contracts for Tucker and Cummins farms, which officials said served separate facilities in different parts of the state. The committee approved the contract lists, reviewed reports, and accepted a disclosure from Representative Andrew Collins regarding his investment interest in a company leasing property to Arkansas Rehabilitation Services before adjourning.

Transcript Highlights:

• In the case of OSPI's apportionment system, we found that agency had not developed a plan for replacing
• We also limited this testing to three districts using their data as test cases.
• That did not prove to be the case.
• Those errors do compound and end up being, in some cases, thousands of dollars for school districts.
• In that case, anyone wishing to provide additional...

Keywords: 904, all

Summary: The committee heard a State Auditor’s Office performance audit on OSPI’s school apportionment system, which distributes K-12 funding to districts. Auditors said the system and its underlying 2008-era infrastructure are outdated, unstable, inefficient, and at high risk of errors or failure. They also found weak controls over data input, documentation, oversight, and monitoring, with heavy reliance on a small number of staff and vendor knowledge. In limited testing of three districts, the system calculated 2023–24 funding correctly, but auditors identified small discrepancies between state budget inputs and underlying statutory language and said broader system risks remain unresolved. JLARC members asked about the scope of the district testing, whether smaller districts face greater risk, the meaning of the funding discrepancies, and whether the system could support a future change to a simpler per-student funding formula. Auditors said the discrepancies were small but could compound into millions statewide, and that the audit did not evaluate broader policy questions or alternative system owners. They recommended OSPI modernize or replace the system and address current control weaknesses while the new platform is developed. OSPI officials largely agreed that the current platform needs replacement and said a feasibility study completed in 2024 found the system at catastrophic risk of failure. They clarified that the Legislature had approved up to $16 million in the state IT pool for the project, but that funding is released through gated oversight and not all of it had yet been appropriated for the current biennium. OSPI disputed the auditor’s characterization of some rounding and budget-law issues, saying the calculations were consistent with agency rules and legislative inputs, and explained that some manual workarounds are used to handle newer statutory requirements. One member of the public testified in support of modernizing the system and strengthening controls. The committee then adjourned.

Transcript Highlights:

• You can come and go as you please, but many of our members love to be a part of a case.
• That's a very good question, and in this case, on the personal lines, it's covered by Citizens.
• In this case, the commercial line, it would be outside of the state. Thank you.
• And in this case, on the personal lines, it's covered by Citizens.
• In this case, the commercial line, it would be outside of the state. Thank you.

Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.