Transcript Highlights:

• I would just like to acknowledge a very special person who's walking right here through the gallery,
• McCain, who serves as the director of policy for the Legal Defense Fund, and so I just want to acknowledge

Bills: SB5, SJR3, HB 11, HJR72, HB48, HB27, HB144, HB37, HB1481, HB581, HB1696, HB2216, HB 1035, HB1633, HB742, HB754, HB1689, HB1690, HB2669, HB391, HB517, HB1775, HB 1024, HB1607, HB252, HB1716, HB1562, HB4116, HB1866, HB1741, HB2103, HB2637, HB2884, HB3707, HB503, HB 1089, HB1757, HB2986, HB972, SB365, SB1786, SB5, SJR3, HB14, HB43, HB36, HB26, HB149, HB 121, HB206, HB136, HB3114, HB2733, HB1732, HB3700, HB467, HB 1130, HB1846, HB1442, HB 1147, HB2176, HB2701, HB805, HB2890, HB 1154, HB1644, HB2118, HB1718, HB2488, HB2596, HB2468, HB484, HB2578, HB3204, HB 1041, HB307, HB685, HB538, HB2525, HB3125, HB2027, HB2894, HB3077, HB 106, HB18, HB 11, HJR72, HB48, HB27, HB144, HB37, HB1481, HB581, HB1696, HB2216, HB 1035, HB1633, HB742, HB754, HB1689, HB1690, HB2669, HB391, HB517, HB1775, HB 1024, HB1607, HB252, HB1716, HB1562, HB4116, HB1866, HB1741, HB2103, HB2637, HB2884, HB3707, HB503, HB 1089, HB1757, HB2986, HB972

Keywords: dementia, research institute, Alzheimer's disease, Parkinson's disease, funding, grants, state health initiatives, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, licensing, reciprocity, regulation, Texas Department of Licensing and Regulation, interstate agreements, tax exemption, intellectual disability

Transcript Highlights:

• dicamba-based herbicides, ruling that the agency had, quote, substantially understated the risks that it acknowledged
• and failed entirely to acknowledge other risks.

Keywords: 908, all

Summary: The House convened with prayer, roll call, and a quorum present, then took up several procedural motions, including suspending House rules for three legislative days and replacing conference committee members on Senate Bill 2282 and SCR 4007. The chamber also recognized visiting student groups from Grafton/Pleasant Valley and Shiloh School. Later, the House agreed to several conference committee reports and moved a number of measures through final passage or final disposition. House Bill 1428, which would have created a sales tax exemption for clothing sold by thrift stores or nonprofit corporations, drew extensive debate over tax policy, revenue loss, and possible conflicts with streamlined sales tax rules. Supporters argued it would help lower-income shoppers and nonprofit thrift stores, while opponents said it created an unfair advantage and could reduce state and local revenue. The conference report was adopted, but the bill ultimately failed on final vote, 37-54. House Bill 1440, relating to cigar lounges, was amended in conference and then passed 75-17. House Bill 1460, concerning adult foster care for private-pay adults, electronic monitoring, and a legislative study, was also adopted and passed overwhelmingly, 91-1. The House then passed Senate Bill 2224, which revises gaming commission structure and gaming stamp requirements, adds Attorney General enforcement provisions, and includes a $25,000 general fund appropriation, by a vote of 88-0. Senate Bill 2327, which expands uses of the agriculture diversification and development fund and appropriates $15 million to it, passed 74-17 after a member was excused from voting due to a personal interest. Senate Bill 2267, creating a regulatory framework for on-site wastewater treatment systems and shifting licensing authority to the Department of Environmental Quality, passed 82-10, and Senate Bill 2276, addressing joint water resource boards for cross-county projects, passed 90-1. The most contentious debate centered on Senate Bill 2160, which would move the state employee health plan from grandfathered status to a non-grandfathered ACA-compliant plan and appropriate about $6.6 million for the transition. Supporters said it would give the PERS board more flexibility, expand preventive and other benefits, and potentially slow premium growth without charging employees premiums. Opponents warned it could raise out-of-pocket costs, add mandated benefits, and shift costs to employees, while also arguing the bill had not been adequately studied. After extended debate, the House passed SB 2160 by a vote of 55-37. The chamber also concurred in Senate amendments to House Bill 1318, a pesticide labeling bill, and placed it on final passage, but the transcript ends before the final vote on that measure.

Transcript Highlights:

• Large loads are a great opportunity for co-ops, but as your bill acknowledges, flexible.
• We appreciate that this bill acknowledges this by providing a carrot rather than a stick approach to

Bills: HB 1951, HB 2715, HB 3092, HB 3237, HB 3278, HB 3511, HB 3592, HB 3675, HB 3778, HB 3782, HB 3826, HB 3970, HB 4016, HB 4049, HB 4341, HB 4344, HB 4406, HB 4427

Keywords: collective bargaining, public works, government contracts, labor agreements, state funding, removal from office, political subdivisions, local government, judicial proceedings, administrative judicial region, electric transmission, public convenience, landowner consent, utility regulation, energy infrastructure, energy consumption, higher education, governmental entities, sustainability, electricity reduction

Transcript Highlights:

• When a user submits a report, the platform must acknowledge it within 48 hours, provide a status update
• They denied my request to return Winnie and for a refund, and now they refuse to even acknowledge my

Bills: HB74, HB175, HB460, HB576, HB2271, HB2294, HB2874, HB3016, HB3133, HB3191, HB3458, HB3929, HB4063, HB4115, HB4394, HB74, HB175

Keywords: Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support

Transcript Highlights:

• to allow them accountability and credibility and a path to certification and recognition and acknowledgement
• to allow them accountability and credibility and a path to certification and recognition and acknowledgement

Keywords: 00:00 – Introduction 00:17 – Attendance Roll Call 02:09-- Discussion of SB 69 26:57 – Roll Call Vote, 958, all

Summary: The House Agriculture Committee met briefly and took up Senate Bill 69, a measure creating a certification path for non-veterinarians who perform equine dental work, especially floating teeth. Sponsor Sen. Robin Webb and supporters said the bill was the product of about two years of open meetings and stakeholder discussions, and that it would provide accountability, insurance access, and a way to grandfather in long-time practitioners with additional training. They framed it as a rural access and affordability issue, arguing that many horse owners, especially in remote areas, cannot easily reach or afford large-animal veterinarians and that the bill would preserve a long-standing husbandry practice while setting limits so certified providers could not perform surgery. Opposition came from equine veterinarians Dr. Brad Tanner and Dr. William Rainbow, who agreed there is a shortage of large-animal veterinarians and that floating teeth is necessary, but argued the bill’s scope goes beyond simple husbandry. They said the proposed authority would include procedures such as tooth removal and other work they consider surgery, which should remain within veterinary practice because of the need for sedation, pain management, and broader oral and physical exams. They also objected to the title “equine dental provider,” saying it could mislead owners into thinking the person has dentist-like training, and suggested a term like “equine teeth floater” would be clearer. Tanner cited a KVMA survey he said showed only 14 of 214 respondents supported indirect veterinary supervision in the bill. Members asked about continuing education, the “good moral character” licensing language, and whether people with past criminal records could be excluded. Supporters said continuing education would be required through certification programs and that character determinations would be handled case by case, with reference to broader second-chance licensing efforts moving through the legislature. Rep. Stalker asked for clearer terminology and educational guidance for consumers; the witnesses reiterated that the public should understand the difference between floating teeth and a full dental exam. After discussion, the committee moved to a roll call vote on the bill, but the transcript cuts off before the final vote result is fully shown.

Transcript Highlights:

• I find it interesting that you refuse to answer questions that acknowledge the existence of people who
• I find it interesting that you refuse to answer questions that acknowledge the existence of people who

Keywords: 919, house, all

Summary: The committee took up House File 435, a bill framed by supporters as protecting biological women and keeping Minnesota Correctional Facility Shakopee as a women-only facility. Much of the discussion centered on how the Department of Corrections determines placement, whether and how it verifies sex or gender identity, and what the bill would require in practice. Commissioner Snell said Shakopee is the state’s women’s correctional facility, that DOC uses medical and records-based review rather than genital inspections, and that any transfer decisions involve a broader, nine-factor process that includes individual safety and gender-responsive care. He also said there are three transgender women placed at Shakopee. Opponents argued the bill targets a very small and vulnerable population and would increase risk to transgender people, who they said are already disproportionately subject to assault and harassment in custody. Representative Feist said the issue was not a major concern raised by women at Shakopee and that other facility problems were more pressing. Representative Pinto and Representative Curran challenged the bill’s premise and the author’s framing, while Representative Hudson pressed the commissioner on whether safety concerns alone could justify a transfer to Shakopee from a male facility; Snell said other management tools would be used instead. Testimony from Alicia Beckman, a former DOC employee, supported the bill and said women at Shakopee had not been adequately informed or consulted and that their safety had not been taken into account. The exchange became highly contentious, with repeated disputes over whether the bill was about safety or anti-trans ideology. Supporters said the measure was common sense and necessary to protect women and staff at Shakopee, while opponents said it was unconstitutional and harmful. No final vote or other committee action was shown in the excerpt, though members discussed whether the bill had the votes to pass and the chair indicated support for moving it forward.

Transcript Highlights:

• So all we're asking here is that you acknowledge that fact and acknowledge the fact that we deserve to
• <04:19:26.960> that<04:19:27.439> fact acknowledge that fact acknowledge that fact and<
• 04:19:30.479> acknowledge<04:19:30.960> the<04:19:31.199> fact<04:19:31.359>
• that<04:19:31.760> we<04:19:32.080> deserve and acknowledge the fact that we deserve
• President, for the acknowledgement. I want to thank this body.

Keywords: 920, all

Summary: The Senate convened with prayer, the pledge, and a roll call establishing a quorum of 35 senators. The journal was adopted without objection, absent senators were excused, and there were no house messages, committee reports, motions, or resolutions before the first bill was called. The main item of business was House Bill 1, described as a conditional measure to set a process for electing U.S. House candidates in Alabama’s congressional districts 1, 2, 6, and 7 if a federal court order lifts current injunctions. The sponsor said the bill would only take effect if the court order is issued and would allow quick compliance with federal rulings. Debate centered on whether the bill was truly responsive to the court or instead an attempt at mid-decade redistricting; opponents argued it would violate Alabama’s constitutional limits on elections and ignore the court’s redistricting orders, while supporters said they were trying to comply with the court and that the issue was partisan rather than personal. Much of the discussion focused on Allen v. Milligan, the Voting Rights Act, and the meaning of the court’s injunctions. One senator argued the bill would dilute Black voting strength and was being driven by national Republican politics, while the sponsor and others insisted the legislature was acting only conditionally and that the court had not ordered the specific action being debated. The exchange became lengthy and contentious, but no final vote or other action on HB1 was taken in the portion provided.

Transcript Highlights:

• I also acknowledge my colleague that perhaps 5A ought to come out in total, but this amendment was strictly
• I also acknowledge my colleague that perhaps 5A ought to come out in total, but this amendment was strictly
• I also acknowledge my colleague that perhaps 5A ought to come out in total, but this amendment was strictly
• And I fully acknowledge the law enforcement on the western slope and in bear countries do want this.
• the harm caused, and acknowledges the harm caused, and promotes<03:15:29.600> healing.

Keywords: 981, all

Transcript Highlights:

• It simply asks us to remember, to honor the children we have lost, to acknowledge the parents and loved
• <04:33:04.480> and deserve to be acknowledged and deserve to be acknowledged and remembered
• A day of remembrance does not take sides in policy debates, but instead acknowledges these losses and
• /c><04:37:59.359> instead in policy debates, but instead in policy debates, but instead acknowledges
• these losses and affirms acknowledges these losses and affirms that<04:38:01.920> these<04:38

Keywords: 1189, house, all

Transcript Highlights:

• childbirth team that doulas are vital childbirth team that doulas are vital childbirth team members and acknowledge
• their members and acknowledge their members and acknowledge their contribution in improving maternal
• In previous years, it's acknowledged in previous years, it's acknowledged in previous years, it's acknowledged
• in here that we have acknowledged character here that we have acknowledged character here that we have
• acknowledged character building strategies through the approval building strategies through the approval

Bills: HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HCR 77, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HJR 5, HJR 2, HB 1399, HB 388, HB 114, HB 205, HB 2789, HB 2791, HB 499, HB 2960, HB 3163, HB 3135, HB 2427, HB 1672, HB 1722, HB 2618, HB 879, HB 1126, HB 4134, HB 3513, HB 1445, HB 1893, HB 1734, HB 3229, HB 3306, HB 1276, HB 3516, HB 4145, HB 1585, HB 4810, HB 2558, HB 2742, HB 1695, HB 33, HB 144, HB 109, HB 103, HB 148, HB 3809, HB 2217, HB 220, HB 2421, HB 2363, HB 421, HB 2455, HB 3711, HB 2559, HB 2775, HB 3126, HB 3666, HB 3595, HB 3260, HB 3376, HB 3826, HB 3770, HB 1831, HB 2614, HB 3113, HB 322, HB 431, HB 869, HB 1203, HB 1244, HB 1875, HB 1950, HB 2152, HB 2341, HB 2809, HB 2856, HB 3012, SB 1415, SB 1058, SB 487, SB 1499, SB 513, SB 1697, SB 1197, SB 1437, SB 1809, SB 836, SB 1879, SB 1145, SB 963, SB 1038, SB 1147, SB 914, SB 711, SB 1409, HB 3707, HB 589, HB 1360, HB 2337, HB 2391, HB 718, HB 23, HB 2436, HB 1500, HJR 7, HJR 112, HB 34, HB 133, HB 112, HB 119, HB 128, HB 130, HB 132, HB 2756, HB 166, HB 406, HB 186, HB 271, HB 331, HB 380, HB 1583, HB 1584, HB 1819, HB 621, HB 303, HB 552, HB 366, HB 463, HB 1211, HB 1327, HB 1461, HB 923, HB 1760, HB 2043, HB 2467, HB 5333, HB 5265, HB 1592, HB 1576, HB 1552, HB 2018, HB 3511, HB 1781, HB 2013, HB 2340, HB 2349, HB 2508, HB 2970, HB 2520, HB 865, HB 2851, HB 3385, HB 3336, HB 3529, HB 3309, HB 1127, HB 1232, HB 1397, HB 4236, HB 1804, HB 1926, HB 4041, HB 1965, HB 1964, HB 2679, HB 2730, HB 3698, HB 3699, HB 3354, HB 163, HB 201, HB 272, HB 333, HB 405, HB 519, HB 569, HB 654, HB 694, HB 791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB 1437, HB 1532, HB 1675, HB 1842, HB 1868, HB 1888, HB 1894, HB 1943, HB 1990, HB 2029, HB 2061, HB 2286, HB 2523, HB 2622, HB 2626, HB 2652, HB 2692, HB 2842, HB 2885, HB 2914, HB 3016, HB 3096, HB 3129, HB 3248, HB 3251, HB 3255, HB 3479, HB 3611, HB 3623, HB 3701, HB 3724, HB 3803, HB 3804, HB 3805, HB 3806, HB 3810, HB 3816, HB 3832, HB 3887, HB 4127, HB 4129, HB 4130, HB 4131, HB 4163, HB 4187, HB 4229, HB 4238, HB 4454, HB 4588, HB 4643, HB 4736, HB 4738, HB 4739, HB 4945, HB 5015, HB 5616, SB 767, SB 1619, SB 1738, HCR 77

Keywords: Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration

Transcript Highlights:

• The ICE official even acknowledged that because of the border crisis, fewer ICE officers are available
• <01:12:59.719> they<01:12:59.920> refuse<01:13:00.320> to<01:13:00.600> acknowledge
• <01:13:01.600> the because they refuse to acknowledge the because they refuse to acknowledge
• Now, in the designation, it did acknowledge the risk of wildfire and the need to manage it, but what
• the risk of wildfire and the acknowledge the risk of wildfire and the need<03:00:05.760> to<03

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, January 16, 2025, 1012, house, all

Transcript Highlights:

• I want to begin by acknowledging that when a senior or disabled tenant experiences a sudden disruption
• wanted to kind of lay it out, level set a little bit because I really believe that, and we all can acknowledge
• that and we bit because I really believe that and we all<02:40:08.479> can<02:40:08.720> acknowledge
• that<02:40:09.200> that<02:40:09.359> there's<02:40:09.520> a all can acknowledge
• that that there's a all can acknowledge that that there's a housing<02:40:10.240> supply<02:40

Keywords: 1189, house, all

Transcript Highlights:

• Our insurer acknowledged receipt of all of our documentation, but months later, we were told that it

Keywords: 988, house, all

Transcript Highlights:

• Just wanted to acknowledge him. I have two questions. I hope they’re going to be quick.

Keywords: 995, all

Summary: The Workforce Support Subcommittee met with ASL and CART interpretation, took roll call, and approved the prior meeting minutes by motion and second. The main discussion focused on a proposed apprenticeship-related presentation and outreach to the Executive Office of Labor and Workforce Development (EOLWD), including a draft letter and follow-up communication with Undersecretary Josh Cutler and Amara Ram. Members said the draft looked good and discussed keeping trade partners informed, as well as the need to coordinate with the broader commission before moving forward. A substantial portion of the meeting centered on apprenticeship opportunities for people with disabilities and how to frame the topic. Members discussed a recent Apprenticeship Week event, noting employer interest, Governor Healey’s goal of expanding apprenticeships to 100,000, and concerns raised by employers about a $250 annual fee and the complexity of the registration process. Participants also discussed the need to include people with disabilities in apprenticeship conversations, challenge stereotypes about suitable jobs, and possibly involve the Commission for the Blind, higher education partners, and behavioral health apprenticeship models. The subcommittee generally agreed to focus first on child care and home health as initial apprenticeship fields, with direct support, house managers, and program managers also identified as important workforce roles. Members discussed inviting trade representatives and state liaisons, but emphasized that scheduling should not become overly complicated. They leaned toward a Zoom-only format, likely around 90 minutes, and agreed to continue coordinating offline on dates, format, and outreach before the next step.

Transcript Highlights:

• We have to acknowledge that.

Keywords: 1185, senate, all

Transcript Highlights:

• Despite the committee's acknowledgement of the public process problems, the sunset continues to be extended

Keywords: 926, house, all

Summary: The House took up House Bill 527, which extends the sunset of 30 V.S.A. Chapter 248A governing telecommunications siting. The House Energy and Digital Infrastructure Committee explained that the House version would have extended the process through 2030 and required a Public Utility Commission stakeholder process, but the Senate instead shortened the extension to July 1, 2029 and added immediate statutory changes: written notice to municipalities and regional planning commissions, a required public meeting before filing applications, attendance by the applicant and the Department of Public Service, and other transparency measures. The committee recommended concurrence with the Senate amendment on a 6-3 straw poll. Representative Pritchard of Poultney then offered a further amendment to shorten the sunset further, from July 1, 2029 to July 1, 2027. He argued that the Section 248A process has long-standing problems, that rural towns lack resources to participate effectively, and that the legislature should address the issue sooner rather than continue extending the sunset. He cited concerns from Tinmouth and the Westmore tower case, and requested a roll-call vote. Supporters of the Senate position responded that the Senate changes would provide immediate improvements and that a shorter sunset could create risks by expediting more permits and worsening the situation. The committee reported its view that the Pritchard amendment was unfavorable by a 6-3 vote and asked the House to vote no on it. After that exchange, the House stood at ease and then went into recess for a caucus.

Transcript Highlights:

• I rise to acknowledge my time has passed, and the path ahead is not a roundabout where I will make a

Keywords: 919, house, all

Summary: Representative Kresha delivered his final House floor speech as he finished his seventh term and retired from the legislature. The remarks were largely reflective and humorous, with thanks to House leadership, nonpartisan staff, education committee colleagues, constituents, and his family. He spoke about how he entered office during redistricting, described the legislature as challenging but rewarding, and emphasized humility, public service, and the importance of listening to others’ stories. He also offered personal anecdotes about colleagues and staff, including Representatives Swedzinski, Schumacher, Joe Hoppe, Sarah Anderson, Davids, Jen Loon, Roger Erickson, and others, and praised the professionalism of nonpartisan staff and education committee personnel. He thanked Speaker Damuth, Chair Youakim, and his education members for both disagreements and collaboration, saying there was still important work to do. No legislation was debated or voted on in this segment. The only action was the conclusion of his farewell speech, followed by applause.

Transcript Highlights:

• I wanted to make sure to thank and acknowledge the adoption in the last committee.

Keywords: 988, house, all

Transcript Highlights:

• The Department of Fish and Wildlife has acknowledged this directly.

Summary: The committee heard three water- and environment-related bills. AB 1663, by Assembly Member Wallace, would provide relief for high desert homeowners by allowing permits without mitigation fees for removing or trimming up to 10 Western Joshua trees for health and safety needs, including defensible space. Support came from the California Association of Realtors and the Community Water Systems Alliance, and members discussed balancing conservation with property maintenance. The bill was moved out of committee on a do-pass-as-amended vote to Appropriations. AB 1772, by Assembly Member Papin, sought to create a statewide framework to prevent the spread of golden mussels through watercraft decontamination standards, reciprocity for certifications, and long-term funding. Testimony in support highlighted Lake Tahoe’s invasive species prevention program as a model, while Recreational Boaters of California expressed caution about funding fairness, reciprocity, and how the system would work if infestations become widespread. After discussion about mandatory decontamination standards and funding, the bill was also passed as amended to Appropriations. AB 2521, also by Assembly Member Papin, would use a watershed-wide water availability analysis from the California Council of Science and Technology to help streamline groundwater recharge permitting and reduce applicant costs. Members raised concerns about protecting existing water rights and ensuring stakeholder input, and the author emphasized the study would be informational rather than binding. The bill passed to Appropriations, and the committee later took add-on votes confirming passage of AB 1663, AB 1772, and AB 2521.

Transcript Highlights:

• I wanted to make sure to thank and acknowledge the amendments adopted in the last committee.

Summary: The Assembly Banking and Finance Committee met and first approved the consent calendar, which included AB 2028, AB 2425, and committee bill AB 2795, all sent to the Committee on Appropriations. The committee also noted that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed hearing procedures, including acceptance of written testimony and rules against disruptive conduct. The committee then heard AB 2116, which would require registration and basic conduct standards for certain small-business financing providers, including merchant cash advance companies, and prohibit confessions of judgment and power-of-attorney provisions before default. Supporters argued the bill would close an oversight gap and improve transparency for small businesses; a small business owner testified that a purported 13% loan turned out to have a 235% APR. Opponents said the bill mixed consumer and commercial regulation and could restrict access to capital, though they supported banning confessions of judgment. The bill passed on a roll call vote and was sent to Appropriations. AB 2243, by Assembly Member Haney, proposed creating a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said a public banking model could reduce borrowing costs, keep more public money in-state, and better finance housing, infrastructure, and other public priorities; opponents from banking groups raised concerns about taxpayer exposure, deposit guarantees, and the use of public funds and existing lending structures. The bill passed and was sent to Appropriations. The committee also heard AB 2350, which would set guardrails on rent-now-pay-later products for rental housing; supporters said these products can lead to high fees, debt, and eviction risk, while industry groups opposed the bill unless amended. AB 2350 passed as amended and was sent to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and adjourned.