Transcript Highlights:

• system DLI is unemployment insurance system DLI is concerned<00:03:56.959><c> about</c><00:03:57.159
• Representative Frazier asked whether they were talking about the unemployment insurance program, not
• but because of unemployment insurance but because of earn<00:13:17.399><c> sick</c><00:13:17.600><c>
• insurance program we're talking<00:14:05.160><c> about</c><00:14:05.399><c> earn</c><00:14:05.680><c
• He said workers see this time as an insurance policy and want to save it for when they need it.

Committee: House Workforce, Labor, and Economic Development Finance and Policy

Keywords: 1183, house

Transcript Highlights:

• I spent the summer going around to a bunch of MRFs, and the insurance that they have to get for battery
• rates uh I spent and growing insurance rates uh I spent the<00:03:46.680><c> summer</c><00:03:47.080
• </c><00:03:51.239><c> that</c><00:03:51.439><c> they</c> murfs um and the insurance that they murfs um
• and the insurance that they have<00:03:51.760><c> to</c><00:03:52.120><c> get</c><00:03:52.400><c> for
• Insurance costs have skyrocketed, making it tough for us to stay in business.

Committee: Senate Environment, Climate, and Legacy

Keywords: 1187, senate, all

Transcript Highlights:

• He said he has long-term care insurance, but his understanding is that long-term care insurance is not
• He asked whether long-term care insurance would be eligible under this, because he thought that would
• care insurance and uh my<00:57:38.799><c> understanding</c><00:57:39.039><c> is</c><00:57:39.160><c>
• would that long longterm care insurance would it<00:57:58.480><c> be</c><00:57:58.799><c> eligible</
• ><c> their</c> that the insurer kind of has their that the insurer kind of has their definition<00:59

Committee: House Human Services Finance and Policy

Keywords: 1183, house

Transcript Highlights:

• The Committee for Insurance will now come to order. Madam Clerk, please call the roll.
• All right, working with the bill sponsor, the point of this amendment is for more clarity that insurers
• The point of this amendment is for more clarity that insurers are not forced to contract with every provider

Committee: House Insurance and Banking

Summary: The Committee for Insurance convened with a quorum and moved into executive session after noting that House Bill 3314 would be taken up later because Representative Hinman was still working on a committee substitute. The committee then considered House Bill 1894. An amendment to HB 1894 was offered and adopted. The sponsor explained that the amendment was intended to clarify that insurers are not required to contract with every provider seeking network participation, and that plans may still manage networks and select providers based on quality, performance, effectiveness, credentials, or related criteria. The committee then rolled the amendment into a House Committee substitute. The House Committee substitute for HB 1894 was voted do pass by a roll call vote of nine ayes and no nays. No other business was brought before the committee, and the meeting adjourned.

Transcript Highlights:

• The Committee for Insurance will now come to order. Madam Clerk, please call the roll.
• Working with the bill sponsor, the point of this amendment is for more clarity that insurers are not
• The point of this amendment is for more clarity that insurers are not forced to contract with every provider

Committee: House Insurance

Keywords: 959, house, all

Transcript Highlights:

• If you could jump on the desk, you would, in the middle of selling beekeepers insurance.
• Senate Bill 642, a bill to be entitled an act relating to foreign and alien bail bonds insurers.
• A bill to be entitled, an act relating to foreign and alien bail bonds insurers.
• House Bill 271, a bill to be entitled, an act relating to foreign and alien bail bonds insurers.
• Burgess. be entitled and act relating to foreign and alien bail bonds insurers. Is there a debate?

Summary: The Senate convened with a quorum, opening with prayer, the Pledge of Allegiance, and several introductions, including recognition of the day’s doctor of the day, an intern, and a resolution honoring the late Bob Graham and firefighter Roger Timmy Miley. The chamber also adopted a resolution designating August 9, 2026, as Bob Graham Day. After routine announcements, the Senate moved to the special order calendar and took up a series of bills, many of them with House companion bills substituted in place of Senate versions. The first major floor action was passage of a tax-related bill conforming Florida’s Internal Revenue Code to federal changes while excluding certain provisions from H.R. 1; it passed 34-0. The Senate then considered CS/SB 1758 on public assistance and Medicaid, which proposed stronger fraud enforcement, a Medicaid work requirement for able-bodied adults, expanded behavioral health services, pharmacy and drug rebate reforms, and SNAP fraud reduction measures. A Berman amendment to require Medicaid expansion before work requirements was rejected, as was an Osgood amendment to add photo-ID protections and exemptions for certain SNAP users. The bill remained on the calendar for third reading after extensive debate and questioning about implementation, exemptions, and potential impacts on beneficiaries. The chamber also passed bills on technology education and AI instruction, a Parkinson’s disease registry and related public records exemption, designation of the SS American Victory as Florida’s official flagship, electronic payments for local governments, repeal of the sunset on gold and silver legal tender, public records exemptions for financial institutions and custodians, a Florida stablecoin pilot program, local government finance transparency, digital voyeurism, and insurance customer representative licensing. Most of these measures were adopted after brief explanation, minor amendments, or substitution of House companions, with votes generally in favor and several passing unanimously or by wide margins. Later, the Senate took up CS/SB 1756 on medical freedom, which would expand parental vaccine information requirements, add a conscience-based exemption, allow behind-the-counter ivermectin access, and repeal the sunset on the mRNA mandate prohibition. The bill’s first amendments clarified anti-kickback rules for vaccine manufacturers and required informational materials to address risks, benefits, safety, and efficacy; the transcript ends during consideration of this bill, before final passage is shown.

Transcript Highlights:

• ,</c><00:48:50.319><c> our</c> funds, our health insurance, our funds, our health insurance, our pension
• The contractor/subcontractor does not pay the worker's comp, liability insurance, unemployment insurance
• ,</c><01:05:08.960><c> unemployment</c> liability insurance, unemployment liability insurance, unemployment
• comp and unemployment insurance.
• Security, and Medicaid and Medicare insurance.

Keywords: Meeting Start: 00:00:04 Attendance Roll Call: 00:00:29 Approval of Minutes: 00:01:50 Kentucky Buy American Act: 00:02:08 Earn As You Learn: KY Building Trades Apprenticeship: 00:30:42 Worker Misclassification in the Construction Industry: 01:02:00 Investing in KY’s Future Workforce Through the Good Business Initiative: 01:20:44 Adjournment: 01:28:28, 958, all

Summary: The committee met on October 23, 2025, approved the September minutes, and heard testimony on a proposed “Kentucky by America” procurement preference bill. Representative Patrick Flannery described the concept as giving preference in public construction and public works contracts to iron, steel, aluminum, and other manufactured goods made in the United States, while emphasizing he wanted to avoid excessive taxpayer costs and was open to changes. Chad Connley of the United Steelworkers and Dustin Reinsteller of the Kentucky State AFL-CIO supported the idea, arguing it would strengthen domestic manufacturing, keep tax dollars in the local economy, and support jobs; Connley said the bill would include waivers for items not made domestically and noted Kentucky has opted out of the GPA trade agreement. Mike Buckington of Metals Innovation Initiative, testifying virtually, also supported the concept and said Kentucky’s metals sector has seen significant investment and can supply most construction needs, while stressing supply-chain reliability and national security concerns. Members generally expressed support but raised questions about implementation. Representative Branscum asked who would grant waivers and how contractors would know the rules during bidding; Flannery said he was open to revising the language and process. Representative Gentry supported the concept but said the bill would likely need editing to avoid harming businesses or markets. Senator Nun suggested aligning the bill’s definition of a U.S. good with industry country-of-origin standards to make compliance easier. Representative KC Carney asked for data on the impact of similar laws in other states, and Connley said he could provide numbers later but did not have them on hand. Senator Boswell supported the concept and asked about the cost threshold for waivers; Connley said the federal standard is a 25% cost increase, while the prior Kentucky version used 10%, and that the threshold is a key detail. The committee then shifted to an informational presentation on building trade apprenticeships. Eric Elie of the Kentucky State Pipe Trades Association, Nick Brown of Plumbers and Pipefitters Local 502, and retired IBEW training director Steve Willinghurst explained how union apprenticeship programs work. Brown described earn-while-you-learn training, with apprentices placed on jobs by signatory contractors and attending classes two nights a week for five years. He outlined the work of plumbers, pipefitters, welders, and HVACR technicians, emphasizing that these trades support construction, industrial facilities, distilleries, and other critical infrastructure. No votes or formal actions were taken on the policy topics beyond approval of the prior minutes.

Transcript Highlights:

• Those, we got speeding, driving on suspended, no insurance, interlock device.
• It didn't really keep our fire insurance going. It was the fire insurance. Hold on, let me get it.
• It was the insurance and we were behind on it.
• It didn't really keep our fire insurance going. It was the fire insurance. Hold on. Let me get it.
• It was the insurance and we was behind on it.

Committee: All LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES

Keywords: 1204, all

Transcript Highlights:

• , and the companies are required to have private insurance.
• So why would we just not let the insurance companies in?
• So why would we just not let the insurance companies and the legal process play itself out?
• Because of the ability to get insurance. Well, let's back up a second.
• Do you think that the cost of insurance, who do you think bears the cost of that ultimately?

Bills: HR165 , HR166 , HR167 , HR168 , HR169 , HR170 , HR171 , HR172 , HR173 , HR174 , HR175 , HR176 , HR177 , HR178 , HCR65 , HCR66 , HCR67 , HCR68 , HCR69 , HCR70 , HCR71 , HCR72 , HCR73 , HCR74 , HR159 , HR160 , HR161 , HR162 , HR163 , HR164 , HCR60 , HCR61 , HCR62 , HCR63 , HCR64 , SCR23 , SCR32 , SB105 , SB125 , SB304 , SB430 , SB438 , SB442 , SB522 , HB87 , HB115 , HB162 , HB368 , HB433 , HB441 , HB447 , HB466 , HB481 , HB573 , HB741 , HB1242 , HR1 , HR17 , HCR5 , HCR4 , HCR47 , HB27 , HB71 , HB214 , HB225 , HB241 , HB244 , HB306 , HB345 , HB366 , HB446 , HB511 , HB514 , HB655 , HB730 , HB743 , HB1027 , HB1037 , HB1043 , HB1082 , HB1091 , HB1096 , HB1103 , HB1167 , HB1174 , HB1175 , HB1230 , HB1237 , HB1238 , HB55 , HB385 , HB394 , HB396 , HB406 , HB608 , HB622 , HB676 , HB772 , HB897 , HB1030 , HB1035 , HB1038 , HB1045 , HB1049 , HB1056 , HB1058 , HB1059 , HB1092 , HB1100 , HB1117 , HB1160 , HB1161 , HB1162 , HB1177 , HB1180 , HB1189 , HB1216 , HB1239 , HB1240 , HB59 , HB74 , HB159 , HB330 , HB364 , HB414 , HB458 , HB525 , HB568 , HB786 , HB1008 , HB1033 , HB1034 , HB1041 , HB1062 , HB1070 , HB1079 , HB1112 , HB1118 , HB1139 , HB1151 , HB1176 , HB1182 , HB1196 , HB1214 , HB1241 , SB162 , SB349 , SB350 , SB382 , SB383 , SB127 , SB244 , HB51 , HB58 , HB140 , HB750 , HB911 , HB982 , HB1010 , HB151 , HB180 , HB192 , HB193 , HB310 , HB635 , HB690 , HB961 , HB1003 , HB1146 , HB864 , HB977 , HB181 , HB31 , HB664 , HB615 , HB901 , HR20 , HR74 , HB9 , HB284 , HB393 , HB459 , HB577 , HB582 , HB605 , HB614 , HB682 , HB733 , HB773 , HB996 , HB1113 , HB1234 , HB1236

Keywords: condolences, community service, education, local government, Port Allen, HR166, House Resolution 166, condolences resolution, memorial resolution, Billy D'Aquilla, William Henry D'Aquilla, St. Francisville, Louisiana House of Representatives, tribute, obituary, mayor, alderman, mayor pro tempore, public service, sympathy

Summary: The House convened with a quorum, opened with prayer and the pledge, adopted the journal, and granted several members leave. The chamber also recognized visiting groups and honored individuals and organizations, including Livingston Parish Day at the Capitol, the Denham Springs High School robotics team, Principal Justin Wax, and the Louisiana Primary Care Association. Multiple House and Senate resolutions were introduced, adopted, or referred, including commendations, memorials, and study requests on topics such as TOPS, workforce outcomes, health issues, and transportation. In regular order, the House considered and passed several measures. HB 27, a constitutional amendment on applying state monies to retirement system unfunded liabilities, passed 87-0. HB 71, extending civil liability protection to licensed armed private security officers when use of force is deemed justified, drew extensive debate over training standards, criminal versus civil liability, and the role of prosecutors and law enforcement before passing 70-28. HB 214, a constitutional amendment on ad valorem tax exemptions for certain property, passed 82-10. HB 241, a technical correction to bank records disclosure law, passed 91-0. HB 244, clarifying constitutional convention ballot language and delegate/vote requirements, passed 77-16. The House also passed HB 345 to add port rail infrastructure to the Class 2 and Class 3 Rail Infrastructure Improvement Program, HB 446 to change when local bond and tax elections may be held, HB 511 to create a grant program for pursuit intervention safety technology after the death of Sgt. Grant Candies, HB 514 to expand the ad valorem tax exemption for seniors age 65 and older, and HB 65 to allow DOTD more contracting options for ferry operation and maintenance. HB 730, which would bar use of ADS-B aircraft tracking data to levy fees or taxes, prompted lengthy discussion about aviation safety, privacy, airport revenue, and alleged misuse of tracking data before the bill was presented for final action near the end of the transcript.

Transcript Highlights:

• And so they are more insurable, they're financeable, and they're buildable.
• Many are at risk of foreclosure because of skyrocketing insurance costs and other financial pressures
• Even private developers, private individuals side, had stated the same thing, rising cost, insurance,
• Another hurdle is the insurance market.
• You know, the insurance is a crisis in California all on its own, but insurance companies are looking

Summary: The Assembly Housing and Community Development Committee heard a long agenda of housing-related bills, beginning with AB 1892 on HOA/Davis-Stirling Act cleanup provisions. The author and sponsor said the bill would clarify HOA responsibilities for utility service repairs in common areas, align election notice timelines, and require electronic voting ballots to be sent at least 30 days before an election. No opposition was presented, and the bill was set aside to be taken up later when a quorum was available. The committee then heard AB 1708, which would revise the Homeless Housing, Assistance and Prevention (HHAP) program to give smaller cities a clearer role in regional homelessness planning and access to funding. Mayors and city representatives from Bellflower, Paramount, and other cities testified that smaller jurisdictions are spending significant local funds on shelters and services but lack direct access to HHAP dollars. Some larger-city and housing advocates opposed or were opposed unless amended, arguing the bill could add administrative burden, but committee members broadly supported the goal of including smaller cities in regional responses. Members also heard AB 2058 on factory-built housing, AB 2576 on historic-resource protections under SB 79, AB 1751 on missing-middle townhomes, AB 1924 on homelessness prevention, AB 2626 on waiving certain monitoring fees for at-risk affordable housing developments, and AB 2089 on welfare-exemption and recertification procedures for affordable housing. Testimony generally emphasized reducing duplicative local permitting for factory-built housing, protecting state and national historic resources while still allowing housing near transit, expanding ministerial approval for townhomes, creating a statewide homelessness-prevention strategy with accountability measures, giving HCD flexibility to waive fees to preserve financially stressed affordable housing, and streamlining property-tax exemption recertification. Several bills were voted out of committee, including AB 1751 and AB 2626, both passing on 8-0 and 7-0 votes respectively, while other measures were discussed with motions pending or held open for absent members.

Transcript Highlights:

• You know, like insurance for providers, um, it's way up.
• I mean, for health insurance, it's up 12, 15, 20%.
• Your private insurance doesn't cover it. Your only option is cash pay and Medicaid.
• Your private insurance doesn't cover it.
• Your private insurance doesn't<00:36:53.119><c> cover</c><00:36:53.280><c> it.

Keywords: 1183, house

Transcript Highlights:

• We have nice, good insurance here, and I had a great hospital system, and we took care of it, and I am
• Let's address the true crises facing Floridians: affordability, including housing, property insurance
• Affordability, including housing, property insurance, health care, childcare, affordability, including
• housing, property insurance, health care, child care, and food insecurity.
• on our phones, we should probably have insurance on big investments, like $500 Oakley eyewear that you

Summary: The Senate convened with a quorum, opening prayer, Pledge of Allegiance, and several introductions, including guests from the press, Florida State women’s soccer, and former Senator Janet Cruz. Members also announced there would be no conference that weekend. The chamber then moved to the special order calendar and began taking up a series of bills, often substituting House companions and proceeding quickly to third reading and final passage. Among the measures approved were bills modernizing trust settlement and trustee discharge procedures; revising military affairs laws, including leave protections, retirement eligibility, and assistance programs; creating uniform cash-rounding rules as Florida prepares for the end of the penny; refining podiatric medicine rules on cellular/tissue-based products and informed consent; expanding veterans’ court access statewide; clarifying RV park special assessments; establishing concurrent state-federal jurisdiction for juveniles on military installations; reauthorizing alcoholic beverage loss deductions; and revising bail bond and pretrial release laws, including training, electronic notices, forfeiture timing, and related procedures. Members also passed bills on eyewear insurance licensing, expanding the Linking Industry to Nursing Education Fund into health science education, streamlining recovery residence regulation, enhancing felony battery penalties, and updating child welfare rules to reduce repeated background checks, make the Step Into Success program permanent, and create a best-practices program. Several bills drew brief supportive remarks, especially those affecting veterans, the National Guard, foster youth, and military families. One bail bond bill prompted questions about charitable bail bonds, with the sponsor stating the current statute would remain unchanged. Most bills passed unanimously or near-unanimously; the bail bond measure passed 36-1, while the others noted here passed with no or minimal opposition. The Senate also adopted an amendment to the military affairs bill and a delete-all amendment to the military-installation jurisdiction bill before final passage. A major portion of the meeting was devoted to honoring Senate Democratic Leader Lori Berman on her farewell. Members from both parties offered extended remarks praising her leadership, preparation, collegiality, advocacy on issues such as voting rights, women’s rights, Israel, anti-Semitism, breast cancer, school safety, and family law, and her effectiveness in committee and on the floor. Berman delivered an extended farewell speech reflecting on her 16 years in the Legislature, her family, her district, and her legislative priorities, and the Senate ordered her remarks spread upon the journal before recessing and later returning to continue the calendar.

Transcript Highlights:

• we included this: $5 million for medical professional liability insurance premium reductions.
• On the line below that, line 46 for the Public School Insurance Authority is a really big item of $50
• And on the line below that, line 46 for the public school insurance authority is a really big item of
• Our understanding is the Office of Superintendent of Insurance requested a million dollars for legal
• And the insurance is $8.5 million for how many people? No, or is that $8,000? That's $8,500.

Summary: The Department of Public Safety presented its FY27 budget request, emphasizing three priorities: improving community engagement through a redesigned website and outreach, expanding statewide data and intelligence integration through intelligence-led policing, and improving emergency response and officer safety through fleet replacement, a driving track, and a requested helicopter. DPS said much of its increase is driven by rising health care premiums, and it is also seeking special appropriations for fleet replacement, the website rebuild, and an Honor Guard program created after the 2022 helicopter crash that killed four public servants. Members asked about vacancies, fleet costs, cybersecurity compliance, the real-time crime center, EV fleet participation, and the Metro DPS facility. DPS said its vacancy rate is about 9%, its fleet replacement needs are driven by mileage and condition, it is compliant with federal CJIS standards even though DoIT has raised concerns, the real-time crime center would be built as a regional model to complement Albuquerque’s center, and the Metro facility is moving toward a January groundbreaking. Committee members also discussed several DPS-related capital and IT requests, including the intelligence-led policing data lake, recurring maintenance for critical systems, and a $5.6 million reauthorization for state crime lab DNA backlog work and a $900,000 reauthorization for fingerprinting equipment. DPS explained that the website request is high because the current site must be rebuilt from scratch to support missing-person alerts, memorial updates, ADA compliance, and better communication with law enforcement and the public. Members also raised concerns about speed enforcement, construction-zone cameras, and whether EVs are practical for patrol use; DPS said it is not pursuing speed cameras and is only partially participating in the state EV initiative because patrol needs make full electrification difficult. The committee then received an LFC quarterly update on non-recurring appropriations from the 2025 General Appropriation Act. LFC reported that of the $1.4 billion appropriated in Section 5, $164 million had been expended and $333 million encumbered, leaving $897.4 million unspent, which is a slower pace than the prior year. Staff highlighted a number of reauthorization requests and slow-moving projects across agencies, including AOC cybersecurity funding, DFA housing and public safety grants, DoIT cybersecurity and higher education funds, EDD economic development and energy programs, OSI mitigation and malpractice funds, EMNRD energy and geothermal grants, Health Care Authority behavioral health-related appropriations, DPS crime lab and fingerprinting funds, PED career technical education and special education initiatives, and higher education loan repayment and technology funds. Members questioned why some large appropriations had little or no spending, discussed the need to monitor reauthorizations more closely, and asked for follow-up on several specific line items and project balances.

Transcript Highlights:

• Insurance is the same way.
• We buy all kinds of insurance, uh, property insurance, liability insurance, health insurance for employees
• Um, but I was interested and you had discussed as well about insurance.
• , so we have to insure that building and so that cost goes up.
• Again, not pointing fingers at anybody associated with that, and even not the insurance carriers.

Committee: House Intergovernmental Affairs

Transcript Highlights:

• tax bill is not a good proposal, and it will result in thousands of people in Massachusetts losing insurance
• Smaller businesses that don't self-insure are especially vulnerable to these premium hikes.
• Smaller businesses that don't self-insure are especially vulnerable to these premium hikes.
• One of the things we've been talking about a lot is health insurance.
• Care Act, and prior to its passage in Massachusetts, we started the employer mandate for health insurance

Committee: House House Committee on Federal Funding, Policy and Accountability

Keywords: 995, all

Summary: The inaugural hearing of the newly named House Committee on Federal Funding, Policy and Accountability focused on how federal policy changes could affect Massachusetts, especially in education, health care, research, infrastructure, climate, and business conditions. Chair LaNatra said the committee was created to monitor federal funding decisions and their impacts on state programs and services. Members introduced themselves, then heard testimony from Doug Howgate of the Massachusetts Taxpayers Foundation, Sarah Mills of Associated Industries of Massachusetts, and Quentin Palfrey, the governor’s Director of Federal Funds and Infrastructure. Howgate argued that the Trump administration and new Congress pose ideological, practical, and process-related risks to Massachusetts, citing proposed cuts to Medicaid, education, research, and other domestic programs. He said federal dollars make up about a quarter of the state operating budget and capital plan, warned against using one-time reserves to backfill ongoing federal cuts, and urged the state to prioritize core services while protecting areas where Massachusetts is especially strong, such as higher education and research. In response to committee questions, he said the House Medicaid proposal would still cost Massachusetts hundreds of millions and that international student and NIH-related changes could harm the state’s labor force and innovation economy. He also advised that the state communicate clearly without overreacting to daily federal developments. Mills testified that AIM members are most concerned about uncertainty, tariffs, Medicaid cuts, and NIH reductions. She said tariffs are raising costs, disrupting supply chains, and hurting small and medium-sized businesses, housing construction, and exporters, with AIM’s business confidence index falling to its lowest level since the pandemic. She said Medicaid cuts would raise employer health costs, reduce productivity, and strain the health care system, while NIH cuts would threaten Massachusetts’ life sciences and academic research ecosystem. In questions, she said AIM has increased federal outreach, is coordinating with the U.S. Chamber and the Massachusetts delegation, and is hearing concerns from employers about immigration compliance and workforce disruptions. Palfrey described the Healey-Driscoll administration’s efforts to maximize federal funding, including a biweekly interagency council, a municipal partnership effort, and a statewide roadshow. He said Massachusetts has secured nearly $9 billion from major federal laws for projects such as the Cape Cod bridges, Allston Multimodal, grid modernization, clean-energy school buses, and broadband. He also said the administration launched a public website to track federal impacts and is working with municipalities, nonprofits, and the Attorney General on grant changes, legal issues, and litigation. In response to questions, he warned that cuts to NOAA, NSF, Medicaid, SNAP, and other programs could affect services and the state budget, and said the administration is tracking changes to federal grant applications and conditions. No votes were taken; the hearing was informational only.

Transcript Highlights:

• Andrew Labadini, Assistant Attorney General in the Insurance and Financial Services Division in the Mass
• Food costs are up, labor costs are up, utilities are up, insurance is up, and nearly every transaction
• Every major cost—labor, insurance, food, rent, utilities—continues to go up, and layered quietly on top
• , for example, payment protection insurance.
• You heard about travel insurance; it is a very important component to this as well.

Keywords: 1212, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Business held a public hearing focused on credit card interchange fees, cashless transactions, chargebacks, fraud, and possible reforms affecting small businesses in Massachusetts. Chair Paul Feeney opened the meeting, outlined the commission’s charge, and noted that the hearing would hear from small business owners, industry representatives, and others on the effects of payment trends and proposed policy changes. Representative Sean Garballey testified first, arguing that universal card acceptance and the current interchange system are important to Massachusetts tourism and should not be disrupted ahead of a busy summer season. A large portion of the hearing featured independent restaurant owners and advocates, who said processing fees are especially burdensome because restaurants operate on very thin margins and are charged fees on sales tax and tips that are not retained as revenue. Testifiers including Jen Ziskin, Kristen Canty, Nancy Cushman, and Kerry Colzer described rising operating costs and gave examples of annual or monthly fee totals, urging relief from fees on tax and gratuity amounts. Ryan Lotz also asked for chargeback reforms, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, proportional fees, and safeguards against repeat abuse. Several witnesses, including Dan Swanson, argued that states have authority to regulate aspects of the payment system and cited the Illinois litigation and federal court rulings as support for state action. Opposing testimony came from credit unions, banks, payment industry representatives, and policy groups, who warned that changing interchange rules could create compliance burdens, reduce rewards, raise account fees, and shift costs elsewhere. Witnesses such as Alex Vereen, Brad Popolado, Keely McEwen, David Montero, Hunter Hamburlin, and Luke Bondar emphasized fraud prevention, network security, consumer protections, and the need for a stable, uniform payment system. Some suggested alternatives such as vendor compensation, surcharging, instant payments, or QR pay code standards, while others argued that sales tax and tip amounts cannot easily be separated within current card-network architecture. The chairs said the commission is still exploring options, discussed possible state-level solutions, and announced plans for one more public hearing before moving toward recommendations and a report. The commission then voted to adjourn.

Transcript Highlights:

• Members, so what this bill does is allows the Commissioner to engage with a third party to verify insurance
• As we know, insurance costs have been a major issue in this state.
• And so by having the opportunity to validate whether or not a vehicle on the road is maintaining insurance
• , that can, of course, enhance the ability to make sure people do keep insurance on their vehicle, which
• So I just wanted to ask, I know they're required now to have that SR-22 insurance, like the insurance

Bills: HR170 , HR191 , HR206 , HR207 , HR208 , HCR53 , HCR60 , HCR68 , HB714 , HB762 , SB40 , SB48 , SB55 , SB56 , SB69 , SB115 , SB133 , SB151 , SB170 , SB235 , SB278 , SB330 , SB420 , SB438 , SB449 , SB489

Committee: House Transportation, Highways & Public Works

Keywords: U.S. Highway 90, US 90, Highway 90, St. Tammany Parish, Louisiana Department of Transportation and Development, DOTD, bridge removal, closed bridges, bridge demolition, transportation funding, federal appropriations, THUD appropriations, Transportation, Housing, and Urban Development, infrastructure, road reconstruction, evacuation route, hurricane evacuation corridor, New Orleans metro area, Mississippi Gulf Coast, public safety

Summary: The House Transportation Committee met on Tuesday, May 5, and considered a long agenda of mostly transportation, public safety, and local infrastructure measures. Among the bills reported favorably were Senate Bill 420, which adds Vermilion and Iberia Parish representation to the Lafayette Metropolitan Expressway Commission; Senate Bill 69, which updates appointments to the South Tangipahoa Parish Port Commission after redistricting; Senate Bill 40, which expands Louisiana’s move-over/safety protections for emergency and disabled vehicles; and House resolutions from Rep. Dickerson urging DOTD action on Highway 16 widening, turn lanes on Highway 1024, and a roundabout on Highway 1019. The committee also advanced HCR 53 creating a study committee on oversized vehicle permits, SB 438 increasing per diem for the Greater Lafourche Port Commission, SB 449 giving the New Orleans Public Belt more procurement flexibility, SB 115 allowing DOTD to assume certain federal NEPA duties to speed project delivery, and SB 489 authorizing third-party verification of vehicle insurance coverage. Members heard testimony on several safety and enforcement measures. SB 151 would flag OMV records for people who owe DNA samples under CODIS-related criminal provisions; State Police explained it would help law enforcement collect required samples and aid cold cases. SB 48 would create driver’s license reciprocity between Louisiana and Ireland, and SB 235 would clarify payment and liquidated damages rules for public contracts, with contractors and industry representatives saying it would help ensure timely payment to contractors, subs, and suppliers. SB 55 clarified that seat belts must be worn across both the lap and shoulder, and SB 278 required ignition interlock devices for DUI-related license reinstatement; committee members raised questions about due process, vehicle use, and how the devices would work, but both bills were reported favorably. Several measures drew more extensive debate. HB 762, as amended, would give OMV discretion over referring certain debts to the Office of Debt Recovery or Attorney General, and the amendment passed 14-2 after discussion about relief for drivers who cannot pay. SB 330 on school-zone automated speed enforcement received an amendment preserving existing compliant pavement markings, but a separate amendment to exempt Shreveport, Gretna, Livonia, and Westwego from the law failed on a roll call vote. HB 714, as substituted, would have created a railroad commission and required railroads to address blighted or abandoned lines, but after concerns about federal preemption, definition of blight, and whether a new commission was needed, Rep. Phelps moved to defer the bill, and the committee agreed. The meeting ended with adjournment after a brief recognition of committee staff and visitors.

Transcript Highlights:

• There's $350 million that has been used from an insurance fund.
• /c><00:10:30.240><c> used</c><00:10:30.600><c> from</c><00:10:30.800><c> an</c><00:10:30.960><c> insurance
• </c> has been used from an insurance fund. has been used from an insurance fund.
• balance of that $350 million, which is about $269 million, and put it in the KERS non-hazardous insurance
• In the Teachers' Retirement System, as elsewhere related to health insurance, we fully fund the governor's

Keywords: Meeting Start 00:00:00 Roll Call 00:00:23 HB 503 Discussion 00:01:00 HB 503 Vote 00:02:17 HB 504 Discussion 00:02:53 HB 504 Vote 00:04:48 HB 500 Discussion 00:05:19 HB 500 Vote 00:29:18 HB 900 Discussion 00:32:02 HB 900 Vote 00:33:00, 958, all

Summary: The Kentucky Senate Appropriations and Revenue Committee met with a quorum and first took up House Bill 503, the legislative branch budget, adopting a committee substitute and reporting it favorably. The chair said the Senate version fully funds defined calculations, provides 2% raises in each fiscal year for legislative employees, removes a paragraph on operating expense reductions, and includes $1 million in the first year for a judicial branch salary study. House Bill 504, the judicial branch budget, was then amended and reported favorably; changes included 2% annual raises for judicial employees, revised operating expense language, $1 million each year for county current services, retention of Boyle County fit-up language, reporting requirements for smaller capital projects, full funding for nine judges added in 2022, and removal of furlough prohibitions and certain budget implementation language. Both bills passed the committee unanimously with favorable expressions to the floor. The committee then considered House Bill 500, the executive branch budget, adopting a committee substitute before hearing a lengthy summary of major spending and policy changes. The chair described statewide 2% annual employee raises, agency base reductions with many exemptions, increased school safety and 911 funding, veterans and military funding, local government and severance-related changes, attorney general and auditor funding, pension and retirement system support, education funding changes including SEEK, postsecondary and scholarship provisions, public safety and corrections funding, and multiple capital projects. The chair also highlighted Medicaid-related provisions, including added waiver slots, increased state-directed payments, a 2.5% reduction in managed care vendor payments for plan years 2027 and 2028 with savings redirected to fee-for-service rates, and additional funding for behavioral health and public health programs. The bill was reported favorably after members explained their votes, with several noting they had only recently received the full 228-page bill and wanted more time for detailed review. Finally, the committee adopted a committee substitute for House Bill 900, an appropriation measure for government agencies, and reported it favorably. The chair said the bill remains a work in progress and that one-time funding requests from across the Commonwealth and across party lines would continue to be addressed as the process moves forward. All measures considered during the meeting passed the committee with unanimous or near-unanimous favorable votes, and the meeting adjourned after no further business.

Transcript Highlights:

• By way of background, the Employment Security Department administers the Unemployment Insurance Program
• denied even though the employer had told them and advised them that they could get unemployment insurance
• The guidance treats medical leave as a private insurance program and effectively the amounts received
• and the IRS lacks an obvious public policy nexus that we would expect a payroll tax for a social insurance
• Supporters have suggested funding through the industrial insurance funds, but these are restricted to

Bills: HB1347 , HB2091 , HB2264

Committee: Senate Labor & Commerce

Keywords: education, funding, student loans, affordability, higher education, public employers, employee information, bargaining representatives, labor relations, union representation, unemployment insurance, benefits, employment, layoffs, workforce reduction, 904, all

Transcript Highlights:

• . ...with PANS disease and their treatment that they need is not covered by insurance.
• to us, I have concerns with adding costs to our private insurance that we're unable to bear as a state
• That's why not all the insurance companies pay for it. Some do, some don't.
• Because that is the one thing that I hear from my folks at home is how much insurance costs.
• Because that is the one thing that I hear from my folks at home is how much insurance costs.

Bills: HB1160 , HB1289 , HB1339 , HB1798 , HB1065 , HB2113 , HB2124 , HB2125 , HB2134 , HB2140 , HB2185 , HB2191 , HB2205 , HB2219 , HB2245 , HB2283 , HB2343 , HB2406 , HB2501 , HB2574 , HB1544 , HB1834 , HB2156 , HB2188 , HB2206 , HB2478 , HJM4012 , HB1104 , HB1152 , HB1254 , HB1443 , HB1982 , HB2006 , HB2179 , HB2203 , HB2297 , HB2322 , HB2329 , HB2379 , HB2388 , HB2399 , HB2462 , HB2464 , HB2495 , HB2544 , HB2551 , HB2636 , HB2192 , HB2251 , HB2262 , HB2266 , HB2298 , HB2320 , HB2323 , HB2351 , HB2401 , HB2405 , HB2442 , HB2523 , HB2593 , HB2632 , HB2661 , HB1496 , HB1898 , HB2095 , HB2157 , HB2225 , HB2274 , HB2311 , HB2325 , HB2333 , HB2476 , HB2508 , HB2552 , HB1343 , HB1634 , HB1707 , HB1906 , HB1909 , HB2196 , HB2244 , HB2339 , HB2361 , HB2384 , HB2389 , HB2410 , HB2468 , HB2475 , HB2521 , HB2548 , HB2619 , HB2637 , HB2720

Keywords: design review, local government, land use, zoning, project permits, housing density, middle housing, affordable housing, parking minimums, single-family zoning, infill development, growth management, comprehensive plan, permit streamlining, objective development regulations, architectural review, administrative review, transit-oriented development, accessory dwelling units, ADU

Summary: The House received a Senate message announcing passage of engrossed substitute Senate Bill 5156, then moved to second reading and final passage on several House bills. Substitute House Bill 2244, which adopts recommendations from the Public Records Exemptions Accountability Committee/Sunshine Committee to clean up public records exemption statutes, was advanced and passed 70-26 after Representative Mena urged support and Representative Walsh expressed mixed concerns about exemptions from the Public Records Act and voted no. The House then considered Engrossed Substitute House Bill 2196, a bill expanding coverage for treatment related to PANS/PANDAS. Members described the bill as helping families access expensive care such as IVIG, while opponents raised concerns about premium costs and the scope of coverage. Amendment 1883 narrowed the bill to large-group coverage and was adopted 54-36; Amendment 1943, which would have included PEBB and SEBB state insurance plans, failed. The bill then passed 83-13. The House also passed Engrossed Second Substitute House Bill 2251, which reorganizes Climate Commitment Act account uses and related allocations, after rejecting a proposal to direct more money to transportation and forest landowner compensation; the bill passed 56-41. Additional measures passed with broad support. Substitute House Bill 2339, a technical update to nursing regulation and Board of Nursing rulemaking authority, passed 94-3. Engrossed Substitute House Bill 2274, modifying the Washington Commercial Electronic Mail Act to address misleading email solicitations while limiting penalties for good-faith actors, passed 86-11 after a striker amendment was adopted. Engrossed House Bill 2179, narrowed by amendment to a single port district, passed 96-1 to address retirement contribution issues for port workers. Engrossed Second Substitute House Bill 2637, updating protections for personal information entrusted to agencies, passed 52-45 after an amendment clarifying disclosure language was adopted; supporters said it improves data protection, while opponents warned of added bureaucracy and reduced local control.