Video & Transcript Research : 'foreclosure surplus'
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MN
Minnesota 2025-2026 Regular Session
House Floor Session - part 2 Apr 25th, 2025
Minnesota House Floor Meeting
Transcript Highlights:
- Representative West [member_10321] had a bill related to leftover funding in foreclosure actions, and
- there the sheriff's departments who run those county-by-county foreclosures were left holding a few
TX
Transcript Highlights:
- In recent years, there have been issues with cemeteries that have become subject to foreclosure proceedings
- could see situations where we lose the affordability on these properties if they were to go into foreclosure
Bills:
SB434, SB844, SB898, SB1177, SB1214, SB1454, SB1920, SB1927, SB1935, SB1965, SB2010, SB2046, SB2068, SB2073, SB2183, SB2260, SB3034, SB907
Keywords:
SB 434, Harris County Hospital District, hospital district police, peace officers, commissioned officers, law enforcement authority, Health and Safety Code, Code of Criminal Procedure, public safety, hospital security, county hospital district, local government, Texas criminal procedure, district police, armed security, SB 898, low income housing tax credits, LIHTC, affordable housing, Texas Department of Housing and Community Affairs
FL
Florida 2026 4th Special Session
January 27, 2026 - 09:30 AM
Transcript Highlights:
- procedures for closure on liens to allow for closure if the lien is unpaid in three months and require foreclosure
TX
Transcript Highlights:
- for a month or two, they're going to miss their mortgage payments, and they're going to go into foreclosure
Keywords:
Lake Houston, dredging, maintenance district, flood control, environment, public works, HB 2731, roadside vendors, solicitors, county regulation, border counties, Mexico border, Transportation Code, unincorporated areas, right-of-way, public highway, parking lot, livestock sales, live animals, vendor regulation
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 02/24/26
Housing and Homelessness Prevention
Transcript Highlights:
- We all agree that a stable house, whether it be a rental or a foreclosure, a home ownership, they're
or <00:05:01.919>a whether it be a rental uh or a whether it be a rental uh or a foreclosure- c> a<00:05:02.880>
home <00:05:03.040>ownership, <00:05:03.680>they're foreclosure - , a home ownership, they're foreclosure, a home ownership, they're all<00:05:05.280>
uh <00:05:
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/26/25
Commerce Finance and Policy
Transcript Highlights:
- The testifier was real clear on this: I get bullied, and all of a sudden my house is in foreclosure.
- sudden my house get bullied um all of a sudden my house is<00:46:44.079>
in is in is in foreclosure - <00:46:45.839>
thank <00:46:46.000>you <00:46:46.200>representative foreclosure - thank you representative foreclosure thank you representative mher<00:46:47.040>
for <00:46:47.200
Keywords:
homeowners insurance, property insurance, commercial property insurance, insurance affordability, insurance market stabilization, reinsurance, catastrophic reinsurance fund, self-insured pool, premium costs, coverage notice, liability reform, climate risk, climate change, housing affordability, multifamily housing, rental housing, common interest communities, cooperatives, small business insurance, Minnesota Commerce Department
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/25/25
Commerce and Consumer Protection
Transcript Highlights:
- The other change of this year was to allow for electronic notice in a foreclosure situation if agreed
- The other change allows electronic notice in a foreclosure situation if agreed to in writing by the mortgage
- up to date to reflect the changes from 47.20 from last year, and to allow electronic notice in foreclosure
- The bill allows electronic notice in a foreclosure situation if agreed to in writing by the mortgage
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 15th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- In the event of foreclosure,... ...project failure, these suppliers may never see the money they're owed
- It provides a safety net when an owner fails to reserve funds or if there's a foreclosure.
Bills:
HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984
Keywords:
digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, disputes, payment obligations, accountability, payment disputes
NH
AZ
Transcript Highlights:
- Government, having under consideration Senate Bill 1246 relating to homeowners associations and the foreclosure
- Government, having under consideration Senate Bill 1246 relating to homeowners associations and the foreclosure
- Government, having under consideration Senate Bill 1246 relating to homeowners associations and the foreclosure
Summary:
The Senate met in Committee of the Whole on several calendars, with opening prayer, pledge, attendance, guest introductions, and recognition of doctors of the day and student visitors. The chamber also approved the prior day’s journal and later adopted multiple Committee of the Whole reports assigning bills for further action. Several measures were retained on the calendar, including SB 1366, SB 1503, SB 1787, SB 1803, and SB 1628.
On the first calendars, the Senate advanced SB 1232 on military compatibility permit zoning, SB 1493 on disciplinary action appeals for law enforcement officers, SB 1538 on civil traffic violations and warrant-related penalties, and SB 1618 on the military affairs commission, all with amendments. The chamber also advanced SB 1424 on firearm safety instruction in public schools, SB 1456 on state highways and routes, SB 1552 on a tax revision, SB 1554 on chiropractic claims, SB 1572 on civics instruction, SB 1633 on an income tax subtraction for a primary residence, SB 1684 on school liability for serious injury, and SCR 1004 on photo enforcement systems. SCR 1004 drew comments that the amended version would require photo radar to be put to voters in affected cities or towns in the 2028 election cycle.
A substantial portion of the meeting focused on SB 1094, which would create civil liability for physicians performing irreversible gender-reassignment surgery on minors. Supporters argued it would protect minors and hold doctors accountable, while opponents said it would discriminate against transgender youth, increase malpractice costs, chill medical care, and reduce provider availability. The Senate also debated SB 1124 on psychiatric evaluations ordered by boards, SB 1496 on Department of Child Safety procedures and representative payees, and SB 1713 on AHCCCS procurement contracting, with concerns raised about access, delays, and agency discretion. SB 1813, dealing with the state hospital governing board and Maricopa County bed limits, prompted debate over litigation risk versus expanding capacity for people with serious mental illness.
In later calendars, the Senate advanced SB 1246 on homeowners associations and foreclosure, SB 1271 on municipal authority and alarm-system reporting, SB 1338 on state and local public benefits eligibility, SB 1428 on county board membership, SB 1663 on freedom of speech and the Freedom of Speech Monument Committee, SB 1688 on membership association fees and disclosures, SB 1805 on county recorder/court claim deeds and notaries, SCR 1024 on legislative qualifications and residency requirements, and SB 1808 on homeowners associations and county flags. SB 1338 drew opposition from Sen. Kuby, who said it would remove refugees, DACA recipients, and asylum seekers from eligibility for state and local benefits. SCR 1024 was amended to require one year of party affiliation in addition to district residency, and the sponsor explained it was intended to align party and district requirements. Most measures were adopted from Committee of the Whole with do-pass recommendations, many as amended.
NY
New York 2025-2026 Regular Session
Senate Standing Committee on Housing, Construction and Community Development - 03/31/2026
Housing, Construction, and Community Development
Transcript Highlights:
- the rating how certain valuations and computations of the amount due are calculated in certain foreclosure
Summary:
The Senate Committee on Housing, Construction, and Community Development met on March 31, 2026, with a quorum present and noted that the Legislature was in budget negotiations and approaching a scheduled break. The committee took up several housing-related bills, with most being reported to Finance after discussion. The first bill, S.3742A, would require information to be provided in new and renewal leases for certain housing accommodations, and it was reported without opposition. S.4659B, the Rental Emergency Stabilization for Tenants Act, generated the longest debate; supporters said it would give local governments outside New York City a more flexible way to determine a housing emergency and opt into rent stabilization, while opponents argued it lacked a clear vacancy-rate standard, could discourage development, and would benefit higher-income tenants. The bill was ultimately reported, with some negative votes and one or more votes without recommendation.
The committee then discussed S.8168, which would create a deconstruction and salvage framework for building materials, including local options, technical assistance, grants, and related code updates. Supporters said it could reduce landfill use, lower disposal costs, and encourage reuse markets, while opponents questioned costs, market demand, and whether the program would raise housing and demolition expenses. The bill was reported, again with some negative or without-recommendation votes. S.8595, dealing with how certain valuations and amounts due are calculated in foreclosure actions, was also reported. S.8672, the Employer-Assisted Housing Matching Grant Act, would provide a state match for employer housing assistance for certain nonprofit human services employers; members raised concerns about scope, possible double-dipping, and whether the program should be expanded to other workers, but the bill was reported with some negative and without-recommendation votes.
The final bill, S.94A, made a minor amendment to the Housing Access Voucher Pilot Program regarding priority applicants and unit inspections, and it was reported as well. Throughout the meeting, members repeatedly emphasized that several proposals were optional for local governments or employers rather than mandates, and many of the exchanges focused on affordability, housing supply, local control, and the fiscal effects of the bills. No floor votes were taken; the committee’s actions were limited to reporting the bills to Finance, with some reported favorably and others reported with negative or without-recommendation votes.
CA
California 2025-2026 Regular Session
Assembly Local Government Committee Jun 18th, 2025
Transcript Highlights:
- We haven't used the word foreclosure yet.
Summary:
The committee opened the June 18, 2025 Local Government hearing with housekeeping rules, noting that testimony would be in person and that disruptive conduct would not be tolerated. Because a quorum was initially lacking, the committee proceeded as a subcommittee and heard several bills before later taking formal votes once quorum was established. The agenda included 15 bills, with eight placed on the consent calendar and one bill pulled by the author.
The bills discussed included SB 333, which would let San Luis Obispo County voters consider raising the local sales tax cap for transportation funding; SB 390, a district-specific measure for South San Francisco to address a Mello-Roos/CFD issue affecting properties with conservation easements; SB 394, which would increase penalties for water theft and allow local agencies to recover damages; SB 611, which would restore protections for housing projects tied to adopted community plans while CEQA litigation is pending; SB 757, which would allow nuisance abatement liens or special assessments to collect cleanup costs for chronic nuisance properties; and SB 489, which would require public agencies involved in housing approvals to post application requirements online. Supporters generally framed the bills as tools for infrastructure financing, housing production, transparency, public safety, or deterrence of theft and blight. Opposition was heard on SB 757, with critics warning about due process, foreclosure risk, and displacement of low-income homeowners.
After quorum was called, the committee voted 7-0 to pass SB 757, and later approved SB 489 on a 10-0 vote. The consent calendar bills—SB 74, SB 225, SB 272, SB 409, SB 558, SB 735, SB 736, and SB 737—were approved together. SB 333 advanced on a 7-2 vote, SB 390 passed 9-0, SB 394 passed 9-0, and SB 611 passed 10-0. The hearing concluded with the committee adjourned after all listed actions were taken.
FL
Transcript Highlights:
- entering into an agreement with the tax collector's office to have the fines collected and gives foreclosure
Summary:
The committee heard and acted on several criminal justice, public records, nuisance, and firearms bills. SB 1168, by Sen. Leak, would create a second-degree felony for aggravated installation or use of a tracking device or application when done in furtherance of a dangerous crime; it passed unanimously. SB 1054, by Sen. Garcia, would increase penalties for tampering with electronic monitoring devices, require immediate revocation of pretrial release for tampering, and bar further pretrial release on the current charges; after testimony raising concerns about unintended consequences and proof issues, it was reported favorably unanimously. SB 1198, by Sen. DeSigley, addressing fraudulent use of gift cards, was substantially revised by a delete-all amendment and a technical amendment, then reported favorably with support from retail and industry groups. SB 710, by Sen. Osgood, would create a public records exemption for personal identifying and location information of current and former Crime Stoppers employees, board members, and volunteers; it was reported favorably unanimously. SB 1022, by Sen. Wright, would strengthen nuisance abatement enforcement by raising fines, allowing tax-collector collection and special assessments, and authorizing foreclosure on unpaid liens; it was reported favorably after support from the Orange County Sheriff’s Office. SB 716, by Sen. Martin, would impose mandatory minimum sentences for certain sexual offenses by registered sexual offenders or predators and bar early release; after an amendment to tie the penalty to prior convictions rather than registration status, it passed favorably. SB 878, also by Sen. Martin, would extend probation supervision for certain misdemeanor controlled-substance offenses and align them with existing alcohol-related probation rules; it passed unanimously. Finally, SB 952, by Sen. Guglia, would repeal the statute allowing firearm and ammunition sales restrictions during certain declared emergencies; after extensive testimony from gun-rights advocates and debate about local emergency ordinances, it was reported favorably.
MN
Minnesota 2025-2026 Regular Session
Committee on Judiciary and Public Safety - Part 2 - 03/19/26
Judiciary and Public Safety
Transcript Highlights:
- Chair and members, to prevent the surprise foreclosures that are sometimes not frequently a feature of
- are sent to a law firm for collections are sent to a law firm for collections or<01:04:44.640>
foreclosure - 46.160>
is <01:04:46.319>based <01:04:46.559>on <01:04:46.799>best or foreclosure - So this is based on best or foreclosure.
- lean foreclosure. lean foreclosure.
MA
Massachusetts 2025-2026 Regular Session
Status of Persons with Disabilities Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- there to ensure we can provide short-term emergency funding to help folks navigating eviction, foreclosure
Summary:
The Long-Term Services and Supports and Health Equity Subcommittee met with a presentation from Housing Navigator Massachusetts. Staff described the nonprofit’s mission to improve access to affordable housing through a free, 24/7 search tool and public data dashboards. They explained how the site distinguishes between rent-based-on-income units and fixed below-market rent units, how mobile vouchers such as AHVP and Section 8 interact with those listings, and what types of housing are included or excluded from the database. They also reviewed accessibility filters, supportive housing resources, and related state programs such as EOHLC resources and RAFT.
Committee members asked about the organization’s funding, the availability of voucher programs, and whether the site tracks demand for accessible units or wait lists over time. Housing Navigator said it is primarily supported through the state, works closely with the Executive Office of Housing and Livable Communities, and does not collect personal application data because it is not part of the application process. Staff said accessible units appear to be in high demand, but they do not have direct data on how many people are waiting or how many applications result from site visits. They also said they are working to improve data sharing, more frequent updates, and future research tools.
Members discussed ways to increase public awareness of Housing Navigator, including sharing a one-page fact sheet or infographic through disability organizations, local disability commissions, independent living centers, and the Massachusetts Office on Disability. The subcommittee also briefly discussed future goals, including inviting MassHealth to a January meeting, seeking regular updates on federal Medicare and Medicaid developments, reviewing the annual report’s recommendations, and possibly planning a future health equity event. The meeting ended with the introduction of new commission member Victoria Gill and a motion to adjourn, which was approved unanimously.
AZ
Transcript Highlights:
- HB 2780, judicial foreclosure access, proceed sale. Finance.
Summary:
The Senate convened with prayer and the Pledge of Allegiance, recognized guests including the doctor of the day, visiting family members, and representatives from the Arizona Chapter of the American College of Surgeons demonstrating Stop the Bleed techniques. Members also acknowledged a St. Patrick’s Day visit by the Speaker of the Irish Parliament and adopted a proclamation honoring Irish heritage and the Arizona-Ireland relationship.
In Committee of the Whole, senators considered and advanced several bills. SB 1046, relating to information technology, was amended and given a do-pass recommendation. SB 1066, concerning civil liability and fraudulent scientific research, was amended with a floor amendment limiting liability for certain researchers, universities, and registered drug manufacturers, then advanced. SB 1332, relating to light rail expansion participation, was amended after debate over transit policy and state versus local control, and also received a do-pass recommendation. SB 1286, on veterinary prescriptions, was amended to adjust electronic prescribing timeframes for flea/tick and antimicrobial drugs and then advanced.
On third reading, the Senate passed SB 1009 on school curriculum and AED training, SB 1086 on the Arizona health care cost and payment system, SB 1317 appropriating money to the Attorney General for a coordinated jail reentry program, SB 1580 appropriating money to the Department of Administration, SB 1582 funding school safety, SB 1709 on probation for dangerous crimes against children, SB 1550 appropriating money to the state treasurer, SB 1761 appropriating money to the University of Arizona, SB 1046, and SB 1286. Several members explained votes, including support for reentry programming and school safety, and opposition based on concerns about funding sources, judicial discretion, or program effectiveness. The House requested reconsideration of HB 4027 and HB 2444, and the Senate then recessed, received a list of bills for first reading and committee referral, announced committee meetings for the next day, and adjourned until March 17, 2026.
OK
Transcript Highlights:
- If there is a foreclosure, having done title opinions, you are relying upon the records that are filed
Keywords:
income tax, tax rates, revenue certification, Oklahoma Tax Commission, state budget, education, tax credit, school choice, private school, tuition assistance, income limits, parental choice, accreditation, insurance, taxation, premium, home office credit, healthcare, teacher tax credit, income tax credit
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/25/25
Judiciary Finance and Civil Law
Keywords:
veterans, benefit services, accreditation, consumer protection, civil penalties, disclosure requirements, HF102, Sibley County Road 166, Freedom Drive, Arlington, Sibley County, Minnesota transportation bonds, bonding bill, capital investment, road extension, highway access, intersection improvements, right-of-way acquisition, water main, sewer improvements
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/24/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- they're using data to give less pay, but expect more work at a time that Minnesotans—50% increase of foreclosure
- 01:24:09.160>
50% <01:24:10.160>increase <01:24:11.040>of <01:24:11.160>foreclosure - Minnesotans 50% increase of foreclosure Minnesotans 50% increase of foreclosure and<01:24:12.400
Keywords:
airport workers, wage standards, labor rights, minimum wage, economic equity, surveillance, price discrimination, wage discrimination, consumer rights, automated decision systems, Minnesota Statutes, suitable seating, employee seating, workplace seating, occupational safety, workplace safety, labor standards, employer requirements, chair, stool
MD
Transcript Highlights:
- . >> House Bill 523, real property residential foreclosures commencement restrictions. >> House Bill
- House Bill 523, real property >> House Bill 523, real property residential<01:09:11.799>
foreclosures - <01:09:12.480>
commencement residential foreclosures commencement residential foreclosures
Summary:
The House met in Annapolis on February 27, 2026, with 128 members present. After a prayer, the chamber adopted the previous day’s journal and recognized a resolution honoring Brunswick High School’s first Tech Challenge team, Minerva’s Mechanics, for winning the FTC Regional Championships and qualifying for the World Championship in Houston. The resolution was read and adopted with applause.
The main legislative item was House Bill 355, concerning the Education, Sexual Abuse and Assault Awareness and Prevention Program and human and sex trafficking; the House adopted the favorable committee report and ordered the bill printed for third reading. The next bill, House Bill 534 on nonpublic school transcripts and prohibiting punitive measures related to student debt, also received a favorable report. Debate then centered on an amendment offered to HB 534 that would have tied school funding to student choice for students in repeatedly one-star-rated schools and allowed parents of habitually violent or disruptive students to consider military boarding school options. The sponsor argued Maryland’s public schools, especially in Baltimore City, were failing students despite heavy spending, citing low literacy, violence, and the book Failure Factory; several members echoed concerns about school performance, bureaucracy, and the need for educational freedom.
Opponents and procedural speakers said the amendment was not germane to HB 534, which they described as a narrow bill about transcript access for students leaving nonpublic schools with unpaid fees, often students with disabilities. The floor leader urged the body to resist the amendment and stick to the bill’s actual subject. Despite multiple members explaining their votes in support of school choice and criticizing the Blueprint and school outcomes, the House ultimately took a roll call on the amendment after a voice vote was challenged. The transcript cuts off during the roll call and does not show the final recorded result on the amendment.