Video & Transcript : 'exposure claims' :

Page 18 of 500
NM
Transcript Highlights:
  • But the complexity of the claims has been massive. I've talked a little bit about it before.
  • We are seeing the same amount of claims, but the complexity of those claims has drastically changed.
  • conditions attributed to PFOS exposure.
  • Foams have been in use since the 70s, and so there's a long duration of exposure.
  • They didn't know what all this exposure stuff was, never told about all the toxic substances.
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Jan 27th, 2026

Transcript Highlights:
  • if the claim is denied.
  • I submitted a claim to L&I, and I assure you that a rigorous evaluation of this claim was performed,
  • The claims are already being approved, but the journey is not the same.
  • Yeah, we heard testimony that when these claims are on appeal, they're allowed.
  • Yeah, we heard testimony that when these claims are on appeal, they're allowed.
Summary: The Labor and Commerce Committee heard public testimony on several bills. Senate Bill 618, the Eric Schrauss Memorial Act, would remove the current time-and-exposure qualifiers for the workers’ compensation presumption that certain heart problems in firefighters and law enforcement officers are occupational diseases. The sponsor and family members of fallen firefighters testified in support, describing delayed claims and arguing the bill would spare grieving families from lengthy appeals. Opponents including counties, self-insurers, cities, and L&I’s research staff said the current qualifiers are based on science, warned the change would greatly expand claims and costs, and noted a 2023 advisory committee did not recommend the change. No vote was taken. The committee also heard Senate Bill 5379, which would extend interest arbitration rights to Washington State Parks and Recreation Commission law enforcement rangers. The sponsor and a park ranger testified that rangers are commissioned peace officers who cannot strike and are paid less than comparable law enforcement, leading to staffing shortages and turnover. The bill was presented as a fairness and retention measure. Testimony on Senate Bill 6147, concerning grocery store closures in food deserts, was split: supporters from Tacoma, labor, and local government said a six-month notice requirement would help communities respond to closures like the Fred Meyer shutdown in South Tacoma, while grocers and industry groups argued the bill was too prescriptive, would add legal risk, and would not solve underlying crime and business pressures. Senate Bill 6106, requested by the Employment Security Department, would exempt tribes from the state WARN-style notice law and make employee names and addresses submitted in layoff notices confidential under the Public Records Act. ESD and business groups supported the bill as a clarification and privacy fix, and no opposition was heard. The committee then took testimony on Senate Bill 5927, which would cap future workers’ compensation COLAs at 3%; employers and self-insurers supported it as a way to address volatility and long-term liabilities, while labor, injured-worker advocates, and others opposed it as an across-the-board benefit cut that would erode wage replacement. L&I explained it has been studying possible COLA changes but did not bring forward its own proposal. Finally, Senate Bill 6287 on kratom would restrict adulterated or harmful kratom products, require labeling, set a 21+ sales age, and allow local regulation; supporters backed the age limit and bans on concentrated 7-OH, while some industry witnesses opposed the private right of action and local patchwork rules. The committee adjourned after public testimony; no final votes or executive action were taken in the transcript.
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Jan 26th, 2026 at 10:30 am

Labor & Commerce

Transcript Highlights:
  • certain assumptions about the claims, estimating that the five-year claims costs are between $6.7 million
  • PTSD claims?
  • the claim would be covered.
  • fund, and then the cost of the claim if they're self-insured, and then obviously the claim costs.
  • And if they wait more than a year to file a claim following an incident, then their claim is untimely
Bills: SB6196 , SB6204 , SB6195 , SB5882 , SB6134
MN

Minnesota 2025-2026 Regular Session

Committee on Labor - 05/09/25

Labor

Transcript Highlights:
  • A zero estimated exposure language.
  • In other words, they exposure as zero.
  • </c> using a zero estimated exposure using a zero estimated exposure policy.<00:07:27.120><c> Obligates
  • Section four specifies that the claim.
  • </c> employer's total estimated exposure employer's total estimated exposure amount<00:07:54.479><c>
Committee: Senate Labor
Keywords: 1187, senate, all
US
Transcript Highlights:
  • And I dispute that claim.
  • With their VA disability claims, it resulted in $21 billion in awarded claims to veterans.
  • It may be 20, 30 years after exposure before the veterans are showing signs of their toxic exposure.
  • who continue for-profit representation of initial VA claims.
  • and its risk, concedes exposure when justified. justified, and commits to ongoing research linking exposures
Summary: This meeting focused on veteran services, emphasizing the urgent need to address the alarming rate of unemployment and homelessness among veterans. Numerous testimonies were presented detailing the impact of mass furloughs and cutbacks at the VA on personnel, notably veterans who were serving as employees. Various representatives expressed deep concern over how these firings could drastically affect the quality of care available to those who have served the nation. There was a strong call for Congress to bolster funding for existing programs aimed at alleviating veteran homelessness and improving overall care quality, especially in mental health services.
FL

Florida 2025 Regular Session

October 15, 2025 - 11:30 AM

Transcript Highlights:
  • My name is Vivian Gallo, and I'm head of claims for Howden Health Care.
  • In summary, this bill would increase the frequency And litigation exposure.
  • In summary, this bill would increase the frequency. and litigation exposure.
  • They can't find one that will cover their full exposure.
  • Lobbyists claim caps create balance.
Summary: The Civil Justice and Claims Subcommittee considered one bill, HB 603, which would repeal section 768.21(8), the Florida medical negligence wrongful death exception often referred to by supporters as the “Free Kill” law. The sponsor argued the current statute unfairly bars certain families—especially adult children or parents of unmarried adults without minor children—from recovering non-economic damages when a loved one dies from medical negligence, while such damages are available in other wrongful death cases. Supporters, including family members, AARP, and some legal advocates, testified that the law is discriminatory and denies equal access to justice for grieving families and vulnerable adults. Opponents, including physicians, hospital and insurer representatives, and business groups, argued that repeal would increase malpractice exposure, raise premiums, worsen access to care, and accelerate physician retirements or departures from Florida. Several urged that if the bill moves forward, it should be paired with caps on non-economic damages to balance the impact on the health care system. Supporters countered that negligence must still be proven, that the law creates unequal treatment, and that existing tort reforms have not lowered premiums. The sponsor closed by rejecting claims that the bill is “jackpot justice” and emphasizing that families deserve court access and accountability. After debate, the committee voted on HB 603 and passed it 16-2. The meeting then adjourned.
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Jan 26th, 2026

Transcript Highlights:
  • certain assumptions about the claims, estimating that the five-year claims costs are between $6.7 million
  • PTSD claims?
  • the claims would be covered.
  • fund, and then the cost of the claim if they're self-insured, and then obviously the claim costs.
  • And if they wait more than a year to file a claim following an incident, then their claim is untimely
Summary: The committee heard testimony on several bills. SB 5882 would extend workers’ compensation PTSD presumptions to local correctional facility workers after 90 days of employment, with staff explaining the bill’s scope, fiscal note, and how claims would affect employers’ experience ratings. The sponsor and labor representatives supported the measure as a response to correctional officer trauma, while cities, retailers, and self-insurers opposed it over cost, system sustainability, and the need for more study. Labor and Industries said the estimated five-year state-fund claim cost ranges from $6.7 million to $15.3 million, and the hearing closed after testimony from both sides. The committee then heard SB 6196, which would impose a 95% excise tax on kratom products starting in 2027, create licensing and labeling requirements, and direct revenue to youth harmful substance prevention. Supporters argued kratom is unregulated and increasingly available to youth, and some urged age-gating and stronger restrictions on synthetic concentrated products. Opponents, including retailers and the American Kratom Association, said the bill is too punitive, would hurt legitimate businesses, and should be revised into a consumer protection framework rather than treated like a controlled substance. No vote was taken. SB 6204, allowing adults to grow up to six cannabis plants at home with a 15-plant household cap, drew strong support from cannabis advocates and some medical users, who said home grow should have been part of legalization and would help consumers understand the plant. Opponents from law enforcement, cities, and public health warned about youth access, enforcement problems, fire and chemical risks, and possible impacts on cannabis tax revenue. The committee also heard SB 6134, requiring notice to striking workers about possible UI overpayments if they later receive retroactive wages, which the sponsor said would prevent surprise repayment obligations; testimony was overwhelmingly supportive. Finally, SB 6195, aimed at reducing cannabis oversupply by tying producer canopy size to reported sales, drew broad support from cannabis businesses and trade groups, who said it would stabilize the market and address JLARC’s findings, with some stakeholders asking for implementation fixes and clearer language.
WA

Washington 2025-2026 Regular Session

Senate Labor & Commerce Feb 23rd, 2026

Transcript Highlights:
  • adjudication and after claims closure.
  • level of functioning at the time of claim closure.
  • claim closure without the process of reopening a claim, we believe we can reduce the process of reopening
  • after claim closure without the process of reopening a claim, we believe we can reduce the process of
  • to PST exposure or PST you PST exposure or PST experiences.
Summary: The committee heard testimony on several bills. Second Substitute House Bill 2479 would create a wage recovery program within L&I to advance part of unpaid wages to low-wage workers facing immediate hardship, funded by civil penalties, while also increasing and restructuring wage theft penalties and complaint prioritization. Supporters, including the prime sponsor, labor advocates, and employer representatives from the work group, said it would help workers get paid faster and was a consensus proposal; questions focused on how the current complaint process works and whether general fund money would be needed. Engrossed House Bill 1941, as amended, would allow licensed cannabis producers to form agricultural cooperatives, with the striking amendment limiting any cooperative to three producer licenses; supporters said cannabis producers should have the same cooperative tools as other agricultural sectors, while some testimony urged future changes for interstate commerce and warned against consolidation. Engrossed Substitute House Bill 2476 would expand the spirits, beer, and wine theater license from 120 to 200 seats per screen and add stronger alcohol-control measures when minors are present; theater operators and LCB supported the change, and committee questions focused on youth access and enforcement. House Bill 1526 would allow snack bar licensees to sell wine by the glass in addition to beer; the sponsor said it simply modernizes the license, and LCB noted a likely fee alignment issue and a small revenue impact. Engrossed Substitute House Bill 1155 would void non-compete agreements and expand related notice and non-solicitation rules, with testimony split between labor and worker advocates supporting broader worker mobility and business and health care groups seeking narrower exemptions for executives, physicians, and financial institutions. Engrossed Substitute House Bill 2303 would prohibit employers from requesting or coercing employees to accept microchip implants, with no testimony offered. Substitute House Bill 2405 would create a three-year pilot for earlier PTSD treatment coverage in workers’ compensation for eligible occupational disease claims, with L&I supporting it as a way to improve outcomes and reduce long-term costs. The committee also took public testimony on these bills, with strong pro and con positions noted on the wage recovery, cannabis cooperative, and non-compete measures. In executive action, the committee adopted a striking amendment and passed House Bill 1069, narrowing it to Department of Corrections employees and making supplemental retirement bargaining mandatory, despite concerns from one member about the change. The committee also adopted a striking amendment on House Bill 1347 concerning cannabis testing labs, then passed it to Rules; passed Second Substitute House Bill 1701 on liquor licensees sharing property; passed House Bill 291 on employee information for public employers to Ways and Means; passed Engrossed Substitute House Bill 2229 updating engineer registration provisions; passed House Bill 2264 on unemployment eligibility for workers in employer-initiated layoffs; passed Substitute House Bill 2472 adding enforcement for sprinkler contractors and fitters; and passed Second Substitute House Bill 2345 on paid family and medical leave premium allocation. A striking amendment to Second Substitute House Bill 1128 creating a child care workforce standards board was not adopted, and the bill then passed to Rules. The committee also announced it would hold House Bill 1066 for later action and planned to return the next day for its final executive session.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Apr 22nd, 2026

Transcript Highlights:
  • California... ...by smoke exposure from wildfires.
  • AB 1795 creates consistent claims handling.
  • It does not mandate testing for every claim.
  • Smoke claims are a complicated issue.
  • According to the LAO, about 70% of claims are...
Summary: The Assembly Insurance Committee met as a subcommittee at first because a quorum was not initially present, then later established a quorum and heard several bills. The main special-order item was AB 1795 (Gibson), which would create statewide standards for testing, inspection, and remediation of wildfire smoke damage in homes, with CalEPA and public health agencies developing science-based standards and insurers required to follow new claims-handling timelines. Supporters, including Insurance Commissioner Ricardo Lara and wildfire survivors, said the bill would bring consistency and safety; insurers and consumer groups generally supported the concept but sought further amendments on scope, standards, and claim handling. The committee voted do pass as amended and refer AB 1795 to Appropriations, with the roll held open for later additions. The committee also considered AB 1576 (Ortega) on the Subsequent Injury Benefit Trust Fund, which would make changes intended to reduce litigation and employer assessments while preserving the program’s purpose of encouraging hiring of workers with prior disabilities. Labor-side witnesses supported the bill as a reform step, while business, public entity, and insurance groups opposed it, arguing it did not address the core structural problems and that a trailer bill was a better vehicle for broader reform. AB 1576 was voted do pass to Appropriations, with the roll held open. AB 1931 (Papan) would create an optional limited-lines license for utilities to offer home protection products for repairs to appliances and utility service lines. Support came from HomeServe, utilities, and industry groups, who said the bill would clarify current law and add consumer protections such as training, disclosures, and a free-look period; there was no opposition in the room. The committee passed AB 1931 to Appropriations. AB 2361 (Pacheco) would limit vicarious liability for peer-to-peer vehicle-sharing platforms like Turo while preserving insurance coverage requirements; supporters said it would align California with other states, while consumer attorneys opposed it as reducing accountability and consumer recovery. The committee passed AB 2361 as amended to Appropriations. AB 2098 (Kalra), heard later, would require employers to allow leave for workers to attend treatment for occupational injuries during work hours, subject to notice and business-necessity limits; labor groups supported it and business and insurance groups sought narrower standards. It was also voted do pass to Appropriations. The committee then completed roll-call add-ons and adjourned.
OK
Transcript Highlights:
  • I have never claimed, and won't ever claim, that this bill is going to fix our error rate by itself.
Summary: The House convened with a prayer, Pledge of Allegiance, and several recognitions, including the Duncan Girls Golf Team, the Doctor of the Day, and the Nurse of the Day. Members also made personal announcements and committee meeting reminders before moving to legislation. The main floor action centered on House Bill 4422, which would require applicants for SNAP and TANF to be U.S. citizens and use the SAVE system to verify immigration status. Supporters argued it would protect taxpayer dollars, enforce the law, and reduce improper benefits use; opponents said it would deter eligible families, especially children in mixed-status households, from seeking aid and would not address DHS error rates or budget problems. After extended debate, the House passed HB 4422 by roll call vote, 18-0. The House then considered House Bill 4423, a similar measure applying the same citizenship-verification concept to Medicaid through the Oklahoma Health Care Authority. Debate repeated many of the same arguments about fiscal responsibility, eligibility, children’s access to benefits, and immigration enforcement. HB 4423 also passed by roll call vote, 18-0. The chamber then moved to announcements and adjourned until Monday, March 2, 2026.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session Feb 10th, 2026

Oklahoma Senate Floor Meeting

Summary: The Senate convened, the clerk called the roll, and a quorum was declared present. The chamber opened with a prayer offered by Senator Peterson, followed by recognitions of the Nurse of the Day, Amanda Fisher, and the Doctor of the Day, Dr. Lee Schaffler, both introduced with brief biographical remarks and applause from members. The Senate also recognized the week’s pages, who introduced themselves and described their schools, assignments, and future plans. Several announcements were then made about upcoming committee and caucus meetings, including Local and County Government, Economic Development, Workforce, and Tourism, Judiciary, the first meeting of the Disability Caucus, and the start of devotion time the next morning. No legislation was debated or voted on during the session. The only formal action was adoption of a motion to adjourn, and the Senate stood adjourned until Wednesday, February 11, 2026, at 1:30 p.m.
CA
Transcript Highlights:
  • To address this, I convened the smoke claims and remediation task force last summer.
  • That guidance applies immediately to any open, pending, or disputed claim.
  • smoke claims task force in the summer of 2025.
  • Exposure to them is linked to reproductive harm as well as immune toxicity.
  • Exposures to toxic elements accumulate over time and compound harms.
Summary: The committee heard AB 1795, which would create statewide standards for testing, inspection, remediation, and insurance handling of wildfire smoke damage in homes. The author and Insurance Commissioner Ricardo Lara said the bill is needed because survivors face inconsistent claims practices and no enforceable standards for determining when homes are safe. Supporters included the City of Los Angeles and a wildfire survivor who described health problems and disputed remediation results; opponents from the insurance industry said the bill could create broad new exposure and worsen affordability, though they continued to negotiate amendments. The committee recommended the bill do pass with urgency, and it passed on a 4-0 vote, with the roll held open for additional votes. The committee also heard AB 1612, which would create a centralized process for law enforcement to transfer seized controlled substances such as fentanyl, methamphetamine, and heroin to the Department of Justice for disposal after the state’s last in-state incineration facility closed. The author said the bill would address unsafe storage and inconsistent disposal pathways. There was no opposition in the room, and the committee sent the bill to the Assembly Public Safety Committee on a do pass vote. AB 2322 would standardize the definition of commercial, industrial, or institutional sites for municipal stormwater permits by tying it to assessor land-use codes and excluding residential parcels. Supporters said the bill would reduce patchwork enforcement and improve consistency, while stormwater and city representatives asked to keep working on regional flexibility concerns. The committee approved the bill 4-1 and sent it to Appropriations. The committee then heard AB 2245, a producer responsibility bill for vehicle lubricant products and their containers, intended to expand collection and recycling using existing household hazardous waste and used oil infrastructure. Supporters said it would reduce landfill disposal and align with existing EPR frameworks, while retailers and industry groups raised concerns about overlapping obligations, unclear definitions, and compliance costs. The author said negotiations would continue, and the committee sent the bill to Natural Resources on a do pass vote. The committee also heard AB 1603, which would phase out PFAS-containing pesticides over time and require disclosure and permitting for their use. Supporters argued PFAS pesticides contaminate food and water and pose health risks; agricultural and chemical industry opponents said the bill could remove many products from the market and lead to harmful substitutions. The chair expressed support for reducing PFAS but raised concerns about replacement chemicals, and the bill was sent to Appropriations on a do pass vote. Finally, AB 2034 was introduced to increase transparency around food additives and GRAS ingredients by creating a state database of chemicals that bypass FDA premarket review; supporters said it would close a federal loophole, while consumer brands opposed a duplicative state system and warned of costs and confusion.
CA

California 2025-2026 Regular Session

Assembly Environmental Safety and Toxic Materials Committee Apr 14th, 2026

Environmental Safety and Toxic Materials

Transcript Highlights:
  • As a result, many survivors see their insurance claims delayed, reduced, or denied altogether.
  • To address this, I convened the smoke claims and remediation task force last summer.
  • smoke claims task force in the summer of 2025.
  • Exposure to them is linked to reproductive harm as well as immune toxicity.
  • Exposures to toxic elements accumulate over time and compound harms.
Keywords: 988, house, all
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 16th, 2026 at 08:00 am

Consumer Protection & Business

Transcript Highlights:
  • This bill creates a minimal barrier for accidental exposure.
  • This bill creates a minimal barrier for accidental exposure.
  • While the bill claims to protect children, it will do the opposite.
  • So that was my first exposure to sex. So that was my sex education.
  • The average age we've heard for first exposure to pornography is between 7 to 11.
Bills: HB2112
WA
Transcript Highlights:
  • There's no adjustment of the claim. It's a trigger and it's a payout.
  • So banks, we don't feel as though they have an exposure to that.
  • and mitigate the exposure from loss?
  • So that would be both of these diagnoses noted on a claim by a provider.
  • a diagnosis on that claim?
Summary: The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken. The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Public Health Jun 21st, 2026 at 09:00 am

Joint Committee on Public Health

Transcript Highlights:
  • Those kinds of claims are coming from the marketing department.
  • They do not report any evidence of the claims they're making or any credentials for the speaker.
  • It claimed it would help me de-bloat and lose weight effortlessly. No one asked my age.
  • Consider this year after year, a continuous exposure while you consider your work.
  • We face potential exposure to anything the patient brings with them in their bodies to the OR.
Keywords: 995, all
Summary: The Joint Committee on Public Health heard testimony on a wide range of bills focused on environmental health, disease prevention, and access to care. Major topics included restricting polystyrene use, creating a pancreatic cancer awareness and early-detection initiative, improving indoor air quality through a task force and new regulations, expanding access to epinephrine in public places, improving access to health care for people with long COVID, creating an OBGYN loan repayment program for underserved areas, expanding access to hygiene products, modernizing licensure for dietitians and nutritionists, updating school postural screening requirements, and restricting harmful diet pills and muscle-building supplements. Several legislators also testified in support of their own bills, including measures on menstrual product access and ingredient disclosure, and surgical smoke protections. Testimony on the polystyrene bill emphasized local municipal bans and the need to reduce plastic pollution. Pancreatic cancer advocates and patients described the disease’s low survival rate, the difficulty of early diagnosis, and the need for an awareness campaign and implementation of commission recommendations. Indoor air quality supporters from environmental justice groups, public health organizations, and residents described asthma, mold, pollution, and the need for a task force with technical expertise; some witnesses urged adding remediation professionals to the task force. On epinephrine access, family members of a man who died after a bee sting and an allergy organization stressed that anaphylaxis can be sudden and fatal and that stock epinephrine in public venues could save lives. Long COVID advocates said the condition affects hundreds of thousands of residents and called for better surveillance and access to care, with a request to include MECFS in the bills’ scope. Other testimony focused on workforce and equity issues. Supporters of the OBGYN loan repayment bill said it would help address maternal health disparities and provider shortages, especially in rural and underserved communities. Hope and Comfort described widespread hygiene insecurity and a long waiting list for basic products, urging a task force to study statewide solutions. Dietitians and nutritionists supported modernization of licensure to clarify standards for medical nutrition therapy while allowing broader wellness counseling. School nurses backed reducing mandatory postural screenings, arguing the current law is not evidence-based, is not reimbursed by MassHealth, and takes time from other student health needs. On the supplement bill, the industry trade group opposed restrictions as overbroad and burdensome, while a public health expert cited research linking weight-loss and muscle-building supplements to serious harms and urged passage. The committee also heard support for menstrual product access and surgical smoke protections, with legislators and advocates describing those bills as longstanding priorities.
TX
Transcript Highlights:
  • When companies expect more claims, they build the expected costs of paying those claims into rates, and
  • when claims are due.
  • Claims, they build the expected costs of paying those claims into rates, and that increases premiums.
  • Staying on top of risk exposure is one way...
  • when claims are due.
Keywords: 1185, senate, all
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Apr 22nd, 2026

Insurance

Transcript Highlights:
  • California ...by smoke exposure from wildfires.
  • claims delayed, reduced, or denied altogether.
  • AB 1795 creates consistent claims handling.
  • It does not mandate testing for every claim.
  • Smoke claims are a complicated issue. Smoke claims are a complicated issue.
Committee: House Insurance
Keywords: 988, house, all