Video & Transcript : 'checkless payments' :
Page 18 of 451
ID
Transcript Highlights:
- upper payment limit, which is the supplemental payment in the fee-for-service realm, to the supplemental
- payment in the managed... ...supplemental payment in the fee-for-service realm to the supplemental payment
- in the managed care realm, which is called a state-directed payment.
- We had a value-based payment arrangement. We had primary care case management.
- We had a value-based payment arrangement. We had primary care case management.
Committee:
Senate Health and Welfare
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (10-15-25)
Transcript Highlights:
- </c><00:14:56.000><c> for</c><00:14:56.959><c> uh</c> payments on behalf payments and for uh payments
- on behalf payments amount of uh payment on behalf payments for<00:15:10.800><c> uh</c><00:15:11.120>
- So on-behalf payments are payments that are reflected on a district's books but are not payments that
- So on-behalf payments are payments that are reflected on a district's books but are not payments that
- About the on-behalf payments.
Summary:
The committee met with a quorum, approved the minutes from the September 17 meeting, and heard a presentation from Kentucky Department of Education staff on SEEK school funding and KDE on-behalf payments. KDE explained recent SEEK changes, including the guaranteed base per-pupil amount, attendance-based calculations, second-month and January growth, the 2022 change funding kindergarten at 100% instead of 50%, and the existing add-ons for at-risk students, exceptional children, limited English learners, home/hospital instruction, and transportation. Staff also reviewed tier one funding, noting the 2024 increase from 15% to 17.5% and explaining that eligibility depends on local tax effort and property wealth. They also described Senate Bill 6 from the 2025 session as a reporting proposal to include on-behalf costs in education spending totals.
KDE staff then outlined on-behalf payments made for districts, including roughly $458 million for Teachers Retirement System contributions, $942 million for health insurance, about $12 million for technology costs, and additional SFCC debt service outside KDE’s appropriation, for a total of about $1.5 billion. Members asked how a future Senate Bill 6 would affect local contributions and whether folding on-behalf payments into SEEK would shift costs among districts. KDE and Senator Gibbons clarified that the bill was intended only as a reporting mechanism and would not change local contribution or district payments; it would simply present a broader total of state education investment. The discussion also noted that Kentucky’s reported SEEK amount alone does not capture all state education spending.
Members raised questions about home and hospital instruction data, saying local concerns suggest growth in some communities even if statewide numbers appear stable. KDE said the statewide figure has been relatively consistent but offered to provide district-level trend data. Co-Chair Petrie also asked about the accuracy of SEEK projections and on-behalf calculations, referencing prior concerns from the Office of Education Accountability. KDE responded that it works with the state budget director’s office in a consensus forecasting process and has been reviewing demographic and property-assessment data, including exceptional child counts, to improve forecast accuracy.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 1 on Health May 19th, 2025
Transcript Highlights:
- And if those payments are not increased, a district like mine, my own If those payments are not increased
- We are proposing to eliminate the prospective payment system, or what we call PPS, the RAP payments that
- These managed care payment increases are in addition to those payment rates that existed at that time
- These managed care payment increases are in addition to those payment rates that existed at that time
- The workforce quality incentive payments for nursing facilities, which are essential payments that are
Summary:
The Assembly Budget Subcommittee on Health held the first of several hearings on the Governor’s May Revision for health care, with opening remarks focused on the state’s projected $12 billion deficit, looming federal Medicaid changes, and the potential impact on Medi-Cal, public health, reproductive health, and safety-net providers. Several members criticized the proposal as balancing the budget on vulnerable Californians, while others defended the need for cost containment and questioned the administration’s assumptions. The chair set ground rules for respectful, focused questioning and outlined three topics: the Medi-Cal proposals, Proposition 35, and Proposition 56.
DHCS Director Michelle Baas presented the May Revision’s Medi-Cal package, saying the department’s budget totals $200.6 billion overall, including $45.2 billion General Fund, and that the proposals are intended to address rising caseloads, pharmacy costs, and managed care spending. She described proposed changes for adults with unsatisfactory immigration status, including a freeze on new full-scope enrollment for those 19 and older, $100 monthly premiums beginning in 2027, elimination of adult dental and long-term care coverage, removal of PPS/RAP payments to FQHCs and rural health clinics for that population, and a pharmacy rebate aggregator. Other proposals included eliminating certain OTC drug classes, removing GLP-1 coverage for weight loss, prior authorization and step therapy changes, reinstating the Medi-Cal asset test, eliminating acupuncture as an optional benefit, allowing utilization management for hospice, raising the managed care minimum medical loss ratio to 90%, reducing PACE capitation rates toward the midpoint of the actuarial range, eliminating the skilled nursing facility workforce and quality incentive program, and suspending the SNF backup power requirement.
The LAO said the revised Medi-Cal spending estimate is about $2.5 billion higher than the Governor’s Budget in the budget year, and that the increase appears driven more by higher per-enrollee costs than by caseload alone. The LAO said the budget solutions are concentrated in a few areas, are largely ongoing, and should be considered in light of federal uncertainty, but suggested the Legislature could explore alternatives such as more targeted income thresholds for the undocumented expansion and simpler asset-test rules. Department of Finance officials said the proposals are difficult but necessary to address a third consecutive deficit and rising Medi-Cal costs. Members then pressed the administration on the methodology and impacts of the proposals, especially the enrollment freeze, premiums, asset test, hospice controls, PACE reductions, and the elimination of benefits and provider payments. No votes or formal actions were taken at this hearing.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 4/8/25
Housing Finance and Policy
Transcript Highlights:
- And lastly, down payment foreclosure.
- And the first-generation home buyer community down payment assistance program.
- </c><00:21:58.159><c> assistance</c> buyer community down payment assistance buyer community down payment
- </c> payment assistance. payment assistance.
- </c> in first generation down payment in first generation down payment assistance<00:30:31.360><c> as
Committee:
House Housing Finance and Policy
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/10/26
Human Services Finance and Policy
Transcript Highlights:
- Very few take any other payment source because cash payment is really hard to get right.
- Very few take any other payment source because cash payment is really hard to get right.
- Very few take any other payment source because cash payment is really hard to get right.
- </c> reduction of payments before a hearing. reduction of payments before a hearing.
- So if there's a payment 180 days.
Committee:
House Human Services Finance and Policy
FL
Florida 2026 4th Special Session
January 20, 2026 - 10:30 AM
Transcript Highlights:
- 6%, and the payment error rate is calculated based on the result of that quality control review.
- The payment error rate.
- Federal payment error rate, when calculating the payment error rate, does the federal take into account
- So, client error, intentional or not, is counted against us in the payment error rate.
- We intend to use our 2026 payment error rate. We are moving in the right direction.
MN
Transcript Highlights:
- </c> is the payment delay. is the payment delay.
- payments and seek recovery.
- payments and seek recovery.
- payments and seek recovery.
- </c> payment withhold to request an appeal. payment withhold to request an appeal.
Committee:
Senate Finance
FL
Florida 2026 5th Special Session
Commerce and Tourism Jan 13th, 2026
Transcript Highlights:
- These payments often...
- My other question was the just-in-time payment.
- Could you educate me on what a just-in-time payment is?
- My other question was the just-in-time payment.
- Could you educate me on what a just-in-time payment is?
Summary:
The Commerce and Tourism Committee heard and reported favorably several bills. SB 386, by Sen. Trumbull, would create consumer rights and manufacturer obligations for defective farm equipment, modeled on lemon-law concepts, and passed without opposition. SB 528, also by Sen. Trumbull, would strengthen Florida’s manufacturing sector through Department of Commerce responsibilities, a chief manufacturing officer role, workforce grants, and reporting requirements; it drew questions about whether it differed from last year’s bill and was supported by several appearance forms before passing favorably. SB 806, a right-to-repair bill for portable wireless devices and agricultural equipment, drew the most testimony: supporters said it would expand consumer choice and repair access, while dealers and industry representatives argued existing manufacturer agreements already provide access and warned the bill could disrupt dealer/manufacturer relationships and future technology; it nevertheless passed favorably.
The committee also approved SB 696 on trademark registration, which would modernize the trademark classification system, allow online applications, and clarify document verification procedures, and SB 930, which creates a 15-member Florida Retirement Savings Task Force to study retirement coverage gaps and recommend policy options without imposing employer mandates. SB 826, by Sen. Leak, would address reward cards that function like gift cards but expire, while excluding loyalty programs; the Florida Restaurant and Lodging Association raised concerns about unintended consequences and the need for tighter definitions, but the bill was reported favorably after the sponsor said the language would be refined. SB 874 would expand professional licensure reciprocity for experienced out-of-state surveyors and mappers to address workforce shortages, and it also passed favorably.
After a pause, the committee took up CS/SB 838 on electronic payments of retail installment contracts. Sen. Yarbrough said the bill clarifies that reasonable convenience fees for optional electronic payments are permissible, provided they are disclosed and a fee-free option remains available, to reduce ambiguity and litigation. Members questioned whether the bill could authorize or expand fees and whether the “reasonable” standard was sufficiently clear; the sponsor said the fees are tied to processor costs and are not intended as revenue. An amendment adding the word “retail” was adopted, and the committee substitute was reported favorably. Several members later asked to be recorded as voting in the affirmative on bills they had missed, and the meeting adjourned.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Committee Jun 24th, 2026
Budget and Fiscal Review
Transcript Highlights:
- So it expands it to include Proposition 98 settle-up payments, budgetary borrowing, and payments toward
- The other allowed debt payments also would remain.
- Whether it be groceries, car payments, tuition, whatever it is.
- The relative savings associated with making those extra payments through the debt payments would really
- The relative savings associated with making those extra payments through the debt payments would really
Committee:
Senate Budget and Fiscal Review
FL
Transcript Highlights:
- These payments often...
- My other question was the just-in-time payment.
- Could you educate me on what a just-in-time payment is?
- My other question was the just-in-time payment.
- Could you educate me on what a just-in-time payment is?
Committee:
Senate Commerce and Tourism
Summary:
The Commerce and Tourism Committee met with a quorum and considered several bills, most of them receiving favorable reports. SB 386, relating to farm equipment repair rights, was briefly explained by the sponsor as a lemon-law style measure for farm equipment; it passed without questions or debate. SB 528, aimed at strengthening Florida’s manufacturing sector by expanding Department of Commerce responsibilities, codifying the chief manufacturing officer role, creating a workforce development grant program, and requiring reporting, drew support from several appearance forms and was reported favorably. SB 806, a broader right-to-repair bill covering portable wireless devices and agricultural equipment, drew the most discussion: dealership and industry representatives opposed it, arguing existing manufacturer agreements already provide access to repair information and that the bill could force manufacturers into competition with dealers, while supporters framed it as pro-consumer and pro-repair access; it was still reported favorably. SB 696 on trademark registration modernization and SB 930 creating a Florida Retirement Savings Task Force were both explained as administrative/policy measures and passed without opposition. SB 874, which creates a professional licensure reciprocity path for out-of-state surveyors and mappers to address workforce shortages, also passed favorably.
The committee then took up SB 826 on gift certificates, which the sponsor said is intended to target bank-branded “reward cards” that function like gift cards but expire, while not affecting loyalty programs. The Florida Restaurant and Lodging Association expressed concern about unintended consequences and asked to work on tighter definitions, but the bill was reported favorably after the sponsor said clarifying language would be added later. The committee also heard SB 838, as amended, on electronic payments for retail installment contracts; the sponsor said it would clarify that reasonable convenience fees for optional electronic payments are permissible, require disclosure, and preserve a fee-free option. Members raised concerns about what counts as a “reasonable” fee and whether the bill could authorize junk fees, but the committee substitute was reported favorably.
Several votes were taken by roll call, with the bills above reported favorably and SB 898 temporarily postponed at the sponsor’s request. Members later asked to be recorded as voting affirmatively on bills they had missed. The meeting concluded after the final vote on SB 838 and a motion to adjourn.
AL
Transcript Highlights:
- shall include payment Restitution shall include payment payable<01:13:51.840><c> to</c><01:13:52.000
- </c> those payments. those payments. any<01:52:11.920><c> allocation</c><01:52:12.480><c> of</c><01:52
- </c> whereby payment can be determined. whereby payment can be determined.
- </c><03:36:52.720><c> made</c> those relocation payments made those relocation payments made following
- I payments made at prescribed by law.
Summary:
The meeting included a Senate recognition ceremony honoring the Winona High School boys basketball team for winning the 2026 Alabama High School Athletic Association 5A state championship. A resolution was read commending the team for its 101-40 victory over Silicag, noting the team’s record-setting performance, Brendan Davis’s MVP honor, the contributions of other players, and Coach Cedric Lane’s leadership. Senators and the lieutenant governor praised the players’ sportsmanship, the school community, and the team’s historic season, and copies of the resolution were presented to the team, coaches, and administrators. Several guests and school representatives also spoke briefly, including the coach and principal, who thanked the Senate and noted the team’s success and the principal’s retirement after 35 years.
After the recognition, the Senate returned to session and adopted the Committee on Rules report setting the special order calendar. The calendar included Senate Bill 99 on the Ten Commandments, Senate Bill 298 on Class 3 municipalities, House Bill 381 on camp safety, Senate Bill 370 on tax increment districts, Senate Bill 363 on the Department of Economic and Community Affairs, House Bill 466 on firefighters, House Bill 95 on elections, House Bill 259 on stablecoin, and Senate Bill 342 on education.
The chamber then took up SB 99, sponsored by Senators Kelly and Sessions. Senator Kelly described the bill as requiring local school boards to display the Ten Commandments, together with founding documents such as the Declaration of Independence, Constitution, Bill of Rights, and Alabama Constitution preamble, in certain history classrooms and common areas for grades five through 12, using donated displays and funds when available. He said the bill was intended as a historical and educational measure, not religious instruction, and emphasized the inclusion of a disclaimer stating Alabama is not establishing a religion. After extended debate and a petition to close debate from the Rules Committee, the Senate voted on the bill by long roll and passed SB 99, with the recorded vote announced as 30 yeas and 4 nays.
VT
Transcript Highlights:
- </c> payment reform look like? payment reform look like?
- </c> through per member per month payments through per member per month payments made<00:34:26.679><c
- Requires per person per month payment payments to all primary care practices, not just medical homes,
- </c> Requires per person per month payment Requires per person per month payment payments<00:37:30.040
- to primary care practices to payments to primary care practices to include<00:38:03.400><c> payment<
MN
Minnesota 2025-2026 Regular Session
House Environment and Natural Resources Finance and Policy Committee 3/5/26
Environment and Natural Resources Finance and Policy
Transcript Highlights:
- ,</c> Before making an advanced payment, Before making an advanced payment, agencies<00:05:22.720><c>
- </c> for advanced payments. for advanced payments. >> Very<00:10:35.519><c> well.
- Um, I am like advanced payments.
- </c> advanced payment option. advanced payment option.
- And they said, "Well, it's payment." payment." payment."
MN
Minnesota 2025-2026 Regular Session
Legislative Audit Commission 11/4/25
Minnesota House Floor Meeting
Transcript Highlights:
- c><00:12:47.120><c> that</c> we found 40 of 41 of the payments that we found 40 of 41 of the payments
- . payment. payment.
- We have no have overp payments.
- This is two payments to vendors.
- , they are not rushing payment.
MO
Missouri 2026 Regular Session
Joint Committee on Public Employee Retirement Apr 28th, 2026
Joint Committee on Public Employee Retirement
Transcript Highlights:
- What this means is the payment schedule is built assuming that UAL payments in the future will grow by
- What this means is the payment schedule is built assuming that UAL payments in the future will grow by
- So in the near term, the payments are smaller and they are expected to grow.
- I will note that... ...the full dollars on the unfunded payment.
- That's how the payments are being calculated.
Summary:
The Joint Committee on Public Employee Retirement held an informational hearing on the Missouri State Employees’ Retirement System (MOSERS) to review its long-term financial condition, funding status, investment performance, experience study results, and possible legislation. MOSERS staff explained that the plan is a statutorily created defined benefit system covering state employees, several colleges and quasi-governmental entities, with an 11-member board and outside actuarial and investment consultants. They reported the June 30, 2025 valuation showed a funded ratio of 55.4%, assets of about $9.6 billion, liabilities of about $17.4 billion, and a FY27 actuarial employer rate of 27.44%, which the board raised to a 32% minimum contribution rate under a policy adopted in 2023.
MOSERS attributed the funding decline over time to several factors: reductions in the assumed investment return from 8.5% to 6.95%, mortality assumption updates, a move from open to closed amortization, and especially weak payroll growth and a shrinking active workforce. Staff said the minimum contribution policy is intended to accelerate UAL paydown and could bring the plan to 80% funded by 2037 rather than 2041, assuming all assumptions are met. The committee also discussed the recent experience study, which kept the investment return assumption at 6.95% and made only modest assumption changes, and a proposed 2026 bill package (SB 1557 and SB 1054) that would automatically refund small balances under $1,000 to terminated non-vested members and add auto-escalation to the deferred compensation plan.
A substantial portion of the hearing focused on investment strategy and why MOSERS has lagged some peers. The investment consultant said historical underperformance was driven mainly by asset allocation choices that emphasized a more risk-balanced, diversified portfolio with less public equity exposure than peers during a period when equities performed very strongly. He said the board adopted a more equity-oriented allocation in 2024 and is phasing it in over eight quarters, with recent short-term results improving and the portfolio outperforming its policy benchmark. Members also asked about the effect of inactive members, the rationale for the higher employer contribution, and whether the current board should be held responsible for past decisions; MOSERS officials emphasized that the current board is trying to correct course and that pension funding changes take time. The hearing also touched on ongoing litigation against a former private equity manager, Catalyst Capital, with MOSERS saying it has spent about $20 million in legal fees so far and that the case remains on appeal. The committee took no formal vote and adjourned after the informational presentation and questions.
MO
Transcript Highlights:
- If they couldn't afford it, then they would work out a payment plan, a repayment plan.
- If they couldn't afford it, then they would work out a payment plan, a repayment plan.
- And so they had to work. payment off for months at a time and putting people into a hardship.
- This bill would allow us to do lump-sum payment and installment payment.
- We do allow people to make lump-sum payments already, a single payment, or usually three payments over
Committees:
House Pensions , House Local Government, Elections and Pensions
Summary:
The Pensions Committee met with a quorum present, welcomed new members and staff, and observed a moment of silence in remembrance of former chair Representative Ken Waller. The committee then took up its only bill, House Bill 1655, which the sponsor said would strengthen public pension systems by improving recovery of overpayments, restoring a limited deferred annuity or lump-sum buyout option, and prohibiting pension funds from being used for political advocacy or campaign activity.
Members asked about how overpayments happen, how repayment plans would work, the fairness of suspending survivor benefits upon a criminal charge, and whether the bill’s political-spending language might interfere with routine member education. The sponsor and witnesses from MOSERS and EMPERS said overpayments can occur through administrative errors or changes in eligibility, that the bill would give systems more tools to correct errors, and that lump-sum buyouts are intended to be optional and actuarially based. Witnesses also said their systems already avoid political spending and try to provide only factual educational information to members.
MOSERS testified that the bill would expand correction options, revive a buyout program for terminated vested members, and that a prior buyout reduced liabilities and contribution rates. EMPERS gave similar neutral testimony, saying the bill largely reflects current practice, would help reduce long-term liabilities, and that its board already interprets existing law to prohibit political contributions. No vote was taken during the meeting, and after testimony and questions, the chair adjourned the committee after a brief session.
US
US Federal 2025-2026 Regular Session
Business meeting to consider an original bill entitled, "GENIUS Act of 2025", and S.875, to curtail the political weaponization of Federal banking agencies by eliminating reputational risk as a component of the supervision of depository institutions. Mar 13th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- Payment stable coins issuance to just banks, issuing payment stable coins is inherently different than
- Second, payment stable coins are backed one-to-one in reserves.
- Colombia where payments don't exist and you don't have the ability to transact.
- for timely redemptions of outstanding payment stable coins. stable coins.
- infrastructure between banks are tailored to payment stablecoin issuers.
Bills:
SB875
Keywords:
banking regulation, federal agencies, reputational risk, financial services, supervision, FIRM Act, bank supervision, depository institutions, federal banking agencies, FDIC, OCC, Federal Reserve, NCUA, CFPB, credit unions, Operation Choke Point, financial discrimination, safety and soundness, supervisory guidance, examination manual
Summary:
This meeting focused on the markup of the Genius Act and the FIRM Act, two significant pieces of legislation addressing stablecoin regulation and the financial industry's regulatory framework. The Chairman noted the importance of providing clarity to the digital asset community and protecting American consumers, while also promoting innovation and competition within the financial sector. Members of both parties expressed varying viewpoints, with some highlighting concerns related to national security and the potential risks associated with stablecoins.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 11:00 am
Transcript Highlights:
- , efficient payments for consumers and businesses.
- Today, the payments industry is not simply a financial service.
- These are high-quality jobs that spread across industries, not just in payments.
- Payments operate on a national and global network.
- The payments industry is a strong economic engine for Massachusetts. point of sale.
Summary:
The commission met for its second hearing to study the future of credit card payments and sales transactions and their impacts on small businesses. Members heard extensive testimony from credit unions, retailers, restaurants, and payment-industry representatives on interchange fees, processing fees, fraud, chargebacks, rewards programs, and the ability of businesses to pass fees on to customers. Several witnesses argued that swipe fees have risen sharply, are especially burdensome for restaurants and other small businesses, and are charged on taxes and tips that are merely pass-through amounts. They urged state action to prohibit fees on tax and tip portions, improve transparency, and allow surcharging or convenience fees, while opponents warned that state regulation could reduce fraud protections, increase compliance costs, and threaten consumer rewards programs.
Business owners and trade groups described thin margins, rising costs, and the difficulty of understanding merchant statements or negotiating with processors. Restaurant witnesses said card-not-present and online transactions create the greatest fraud and chargeback risk, with money often removed immediately from merchants’ accounts and disputes rarely resolved in their favor. Retail witnesses gave examples of rising effective rates, higher fees on rewards cards, and the burden of processing fees on low-value transactions. A representative from the Massachusetts Restaurant Association and others said restaurants are effectively paying fees on meals tax and gratuities, which they argued should not be subject to interchange charges.
On the other side, the Cooperative Credit Union Association said interchange revenue helps credit unions fund fraud prevention, rapid card replacement, and member protections, and warned that state limits on interchange could weaken those safeguards and lead to higher consumer costs or reduced services. Airlines for America testified that airline credit card rewards are popular, support travel and jobs in Massachusetts, and could be harmed by interchange reform. The National Restaurant Association and a payments-policy attorney countered that interchange fees are set by card networks rather than competitive markets, that banks remain highly profitable even with rewards, and that states can act after recent court decisions. No votes were taken; the hearing consisted of testimony and questions from commissioners.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/28/26
Health Finance and Policy
Transcript Highlights:
- </c> directed payments facing out in 2028. directed payments facing out in 2028.
- Payments have started.
- payment you get.
- Uh, we did receive payment yesterday, and we're expecting another payment today.
- And these payments may fall payments.
Committee:
House Health Finance and Policy
AZ
Arizona 2026 Regular Session
03/19/2026 - Senate Health and Human Services
Health and Human Services
Transcript Highlights:
- So these payments will continue...
- analysis that has to go into the calculation of the payments.
- Madam Chair, members, we draw the federal funds at the time we make the payment.
- We draw the federal funds at the time the payment is made. All right. Thank you.
- , and this is why the TIP payments aren’t being made.