Video & Transcript Research : 'judgment foreclosure'
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NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 18th, 2025
Transcript Highlights:
- They were, you know, please give me a copy of my divorce, a copy of this judgment, or that court document
- We are seeking a special appropriation for the foreclosure settlement program.
MN
Minnesota 2025 1st Special Session
Conference Committee on HF2432 5/7/25
Transcript Highlights:
- this article on pages R1, R3 to R8, and R9 to R11 make changes to the redemption process for a foreclosure
- three sections in this article on R1 to R3 and R8 are identical and govern the postponement of a foreclosure
- sale in a judicial foreclosure.
- West, Senate File 2338, Kruan Legal Aid, on foreclosures.
MN
Minnesota 2025 1st Special Session
House Housing Finance and Policy Committee 4/2/25
Housing Finance and Policy
Transcript Highlights:
- I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
- This law firm also has their own foreclosure department and their own debt collection department.
- I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
- This law firm also has their own foreclosure department and their own debt collection department.
AZ
Transcript Highlights:
- House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
- House Bill 2780, amending sections 42-18201, 42-18204, and 42-1823, A.R.S., relating to judicial foreclosure
- this before us as a technical correction for the work that he's deeply dedicated to in the digital foreclosure
Summary:
The House opened with prayer, the Pledge of Allegiance, attendance, guest introductions, and a resolution honoring former legislator Barbara Leff, which was unanimously adopted. The chamber also received a long list of first and second readings, then moved into Committee of the Whole on calendar number one. Several measures were considered and advanced with amendments, including HB 2170 on restricting state purchases from Chinese-controlled entities, HB 2375 on preserving historic properties while allowing middle housing, HB 2380 on school board transparency and meeting location requirements, HB 2617, HB 2621 on special education access and certificates of educational convenience, HB 2671, HB 2720 on sealed records and anti-human trafficking funding, HB 2772 on DNR designation on driver’s licenses, HB 2784 on school district excess cash refunds, HB 2902 affirming the Electoral College, HB 2950 on a tourism/hospitality district, and HB 4025 creating a study committee on the feasibility of an Arizona oil refinery.
Debate on HB 2375 focused on balancing historic preservation with middle housing, with supporters emphasizing local flexibility and opponents warning against a one-size-fits-all approach. HB 2380 drew discussion about school district accountability after a district’s out-of-state retreat, with supporters arguing meetings should occur within district boundaries and materials be posted online, while opponents said local boards should retain discretion. HB 2621’s amendment was described as ensuring special-needs students in unorganized territory and group homes can access services through certificates of educational convenience. HB 2720 was presented as strengthening protections for sex trafficking survivors and adding an anti-human trafficking grant fund. HB 2772 prompted questions about how DNR instructions on driver’s licenses would work in emergencies, with the sponsor saying it would protect advance directives while emergency personnel still provide appropriate care until information is known.
HB 2902 generated extended partisan debate over the Electoral College versus a national popular vote, with supporters calling the Electoral College a constitutional safeguard and opponents arguing it violates one person, one vote and overweights swing states. HB 2950 involved competing amendments over whether a tourism-related district should be voluntary or could impose fees, with the Kolodin opt-in/opt-out amendment defeated and the bill advancing as amended. HB 4025, a study committee on an Arizona refinery, drew debate over fuel prices, refinery feasibility, environmental concerns, and whether taxpayer money should fund another study. In each of these Committee of the Whole actions, the House ultimately adopted the committee or amended recommendations and ordered the measures forward by voice vote.
FL
Florida 2025 Regular Session
April 10, 2025 - 08:30 AM
Transcript Highlights:
- I've worked in the space of having to provide notice, whether it's foreclosures, situations like this
- I've worked in the space of having to provide notice, whether it's foreclosures, situations like this
Summary:
The Civil Justice and Claims Subcommittee heard and voted on four bills. HB 587 on self-storage spaces would let rental agreements include an alternate contact person and allow default notices to be published online instead of only in newspapers, while keeping existing notice timelines and servicemember protections. Newspaper and press witnesses opposed the online-notice change, arguing it could reduce public reach and transparency, especially in rural areas; the sponsor said newspapers could still be used and the bill was only adding another option. The committee adopted an amendment changing the effective date to October 1, 2025, and then reported the bill favorably 12-2.
HB 6033 would repeal the Florida Labor Pool Act. The sponsor argued the act duplicates other state and federal protections, while opponents said it contains unique safeguards for day laborers, including limits on fees, transportation charges, and deductions, and a private right of action. Testimony from labor advocates and workers warned repeal would reduce protections for vulnerable workers; the sponsor and supporters said other laws already cover the issues. The committee reported the bill favorably 11-3.
HB 897, dealing with timeshare plan management, was presented as a clarification of conflicts created by recent condominium legislation and would require faster records responses, more disclosure of contracts, and clearer remedies for mismanagement. Support came from industry groups, and the bill passed unanimously, 14-0. The final measure, PCS for HB 1385, created a civil remedy for parental abduction or unlawful withholding of a child in violation of a timesharing order. Family law attorneys opposed it over concerns about added litigation, child involvement, and overlap with existing remedies, while the sponsors and supporters said it would provide needed deterrence and compensation in serious cases. The committee adopted the PCS and reported it favorably 13-0.
TX
Transcript Highlights:
- Some folks on a wrongful foreclosure that ended up subsequently uh in a uh uh eviction suit, forceful
- detainer suit, and so forth, and we negotiated a settlement because it was a wrongful foreclosure, but
Bills:
HB303
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development Mar 19th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- If the tenant does not respond, we begin the foreclosure process as defined by the Texas Property Code
- The foreclosure process is not intended to make a profit, and even though the number of bidders has substantially
Bills:
HB 186
Keywords:
public funds, lobbying activities, political subdivisions, government expenditure, transparency, local government, political subdivision, county, city, municipality, special district, taxpayer-funded lobbying, lobbying restriction, registered lobbyist, government association, county association dues, Texas Legislature, injunctive relief, attorney's fees, Chapter 556
TX
Texas 89th Regular
Trade, Workforce & Economic Development Mar 19th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- If the tenant does not respond, we begin the foreclosure process as defined by the text.
- The foreclosure process is not intended to make a profit.
Keywords:
social media, children, account verification, data privacy, parental control, property owners' association, residential watering restrictions, vegetation, fine limitations, drought, technology, innovation, economic development, grants, Texas Economic Development, business funding, HB 1395, private passenger vehicle rental, car rental, vehicle rental
MD
Transcript Highlights:
- Jones, real property, residential foreclosures, commencement restrictions, favorable two amendments.
- Jones, real property, residential foreclosures, commencement restrictions, favorable two amendments.
- Additionally, if a secured party commences foreclosure on acquired debt that was in default for five
- Amendment number two removes the requirement that secured parties commencing a foreclosure on acquired
- on acquired debt commences foreclosure on acquired debt that<03:23:59.120>
was <03:23:59.279><
Summary:
The Senate reconvened with a quorum and first honored Nancy Crawford with a resolution recognizing her 46 years of state service, including 20 years as Senator Pam Beidle’s chief of staff. Senator Beidle then spoke at length about her own retirement plans and public service, reflecting on her career in the House and Senate, her work on the Finance Committee, and thanking her staff and colleagues. The chamber unanimously journalized the remarks.
The Senate then moved into business on House and Senate messages, including House Bill 139 and Senate Bill 311, and adopted a conference committee report on House Bill 1532, the Utility Relief/Reducing Energy Load for Inflation measure. The report was described as a broad energy and utility package that had already passed the Senate 38-4 and was said to address short-, medium-, and long-term issues, including rate relief, in-state generation, data center policy, consumer transparency, and low-income utility assistance.
During debate on the conference report, the majority leader explained several changes from prior versions: no legislative ban on forecast test years, instead deferring to the Public Service Commission; removal of gas programs from Empower to avoid inequities across service territories; modest opening of the retail supply market with guardrails; and rejection of some floor amendments, including a gas line extension provision and a study amendment. The minority leader argued the bill offered only limited relief, focused too much on talking points and short-term savings, and said many bipartisan amendments were not retained. The majority leader responded that the bill would save ratepayers real dollars through provisions on utility adders, executive bonuses, FERC-related returns, and new generation, and urged adoption of the conference report.
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-20 - 10:00AM
Vermont Senate Floor Meeting
Transcript Highlights:
- introduced as H. 629 and amends the statute of limitations for actions to renew or revive a court judgment
- :13:27.320>
for Currently, such actions must be brought within 8 years after the original judgment - Section 5 also establishes specific procedures and timelines that would apply when renewing judgments
- <00:13:47.320>
for <00:13:47.440>money apply when renewing judgments for money apply - when renewing judgments for money or<00:13:48.040>
property <00:13:48.920>in <00:13:48.960
MN
Minnesota 2025-2026 Regular Session
Elections Finance and Government Operations Committee 3/2/26
Elections Finance and Government Operations
Transcript Highlights:
- penalties on top of the fine, and then they nailed her with attorney's fees, and now she's looking at foreclosure
- looking<00:36:18.840>
at fees and now she's looking at fees and now she's looking at foreclosure - 20.800>
I <00:36:20.840>mean <00:36:21.560>okay, <00:36:21.720>there's foreclosure - I mean okay, there's foreclosure. Jesus.
Keywords:
homeowners associations, local government, building permits, housing policy, residential development, voter access, polling place, elections, ballot, unexpected needs, election judge, public information, political parties, transparency, 1183, house
Summary:
The committee took up House File 2614, a bill aimed at preventing local governments from requiring or effectively mandating homeowners associations (HOAs) as a condition of residential development approval. The committee first approved the February 25 minutes, then adopted the DE1 amendment to HF 2614 before hearing the bill. The authors said the measure is a bipartisan piece of a larger HOA reform effort and that the language was negotiated with the League of Minnesota Cities and other stakeholders; they emphasized that developers could still choose to create HOAs, but cities and counties could not require them.
Testimony in support came from Housing First Minnesota and the Minnesota Homeownership Center. Supporters argued that unnecessary HOAs raise housing costs, reduce affordability, and are often used to shift public infrastructure costs onto homeowners. They said HOAs remain appropriate for shared-wall housing, shared amenities, and other situations where common property is truly needed, but should not be imposed for single-family developments or minor features. Several members shared examples of HOA overreach and asked for clarification on how the bill would work, including whether developers could still request neighborhood signs or other features; staff and the authors said that would still be possible if the developer requested it rather than the local government requiring it.
A significant portion of the discussion focused on stormwater ponds and other infrastructure. One member said the bill should not prevent cities from requiring stormwater facilities because maintenance costs and water-quality responsibilities can be substantial and should not be shifted to all taxpayers. The authors responded that the amendment language was intended to balance concerns about unnecessary HOA mandates with the need to address maintenance, noting that some maintenance responsibilities could remain with cities or be handled through developer agreements. A member requested a roll call on the bill, but the transcript does not include a final vote or disposition beyond the discussion and amendment adoption.
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 02/17/25
Judiciary and Public Safety
Transcript Highlights:
- are, and this isn’t an original thought of mine, but I’ll repeat it: if we are heading toward a foreclosure
- are, and this isn’t an original thought of mine, but I’ll repeat it: if we are heading toward a foreclosure
- are, and this isn’t an original thought of mine, but I’ll repeat it: if we are heading toward a foreclosure
- If we are heading toward a foreclosure crisis, contract for deeds become a much more important real estate
OK
Oklahoma 2026 Regular Session
Civil Judiciary REVISION 2: HB4094 and HB3407 - Added Feb 19th, 2026 at 10:30 am
Civil Judiciary
Transcript Highlights:
- requires that current land holdings be divested within 12 months, or violators will face judicial foreclosure
- Divested within 12 months, or violators will face judicial foreclosure by the AG or DA's office, felony
Bills:
HB1453, HB2933, HB2941, HB2945, HB2959, HB3087, HB3094, HB3297, HB3298, HB3319, HB3321, HB3386, HB3453, HB3471, HB3505, HB3510, HB3544, HB3549, HB3652, HB3727, HB3791, HB3845, HB3906, HB4119, HB4125, HB4126, HB4198, HB4236, HB4425, HB4343, HB4094, HB3407
Keywords:
foreign ownership, property rights, agricultural land, Attorney General, divestment, real estate, felony penalties, insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, abortion
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means Education Committee Jan 14th, 2026
Ways and Means Education
Transcript Highlights:
- That way, when they come out of bankruptcy, chances are they won't go into foreclosure against their
- they see a lot of instances where elderly and disabled are losing their houses in bankruptcy and foreclosure
Keywords:
HB87, Marengo County, coroner, deputy coroner, county commission, expense allowance, mileage allowance, travel reimbursement, local act, local legislation, county general fund, public official compensation, county office, Section 45-46-60, Alabama Code, salary increase, allowance increase, National Signing Day, athletic scholarships, military enlistment
TX
Texas 89th 2nd C.S.
S/C on Defense & Veterans' Affairs Mar 31st, 2025
S/C on Defense & Veterans' Affairs
Transcript Highlights:
- Within the Service Members Relief Act, there are restrictions on repossessions, foreclosures without
- It doesn't just go through a non-judicial foreclosure. It does what the SCRA was designed to do.
Bills:
HB101
KY
Kentucky 2025 Regular Session
House Standing Committee on Agriculture (2-26-25)
Transcript Highlights:
- the bill, but rather solely about the mechanics related to Section 8 of the bill, which involves foreclosure
- purpose of the bill, but really solely the mechanics related to Section 8 of the bill, which involves foreclosure
Summary:
The House Agriculture Committee met with a large group of 4-H and FFA students and guests in attendance, and members repeatedly highlighted the importance of those youth programs to agriculture and future leadership. The committee first took up House Bill 356, as amended by a committee substitute, which would create the Kentucky Urban Youth Agriculture Initiative. The sponsor explained that the substitute broadened the bill beyond hands-on farming to include agricultural education, agribusiness, advocacy, internships, apprenticeships, and other experiential learning, while also lowering the starting age from 6 to 5, removing the requirement that participants have access to farmland, and changing the program into a pilot focused on urban youth. Testimony from a 4-H student and Kentucky 4-H leadership emphasized that the goal is to remove barriers and provide access to agriculture education for all youth, including those in urban areas. Several members spoke in support, noting the value of urban agriculture and youth exposure to the field, and one member asked whether urban community gardens would fit within the concept; the sponsor said the substitute was designed to allow that kind of access. The committee then voted unanimously to pass HB 356 as amended, and also approved a title amendment.
After HB 356, the committee moved to House Bill 315, a foreign adversary land bill intended to limit certain foreign entities’ ability to purchase land in Kentucky. The sponsor said the bill was carried over from a prior version drafted by a former representative. The chair then recognized Tim Shank, general counsel for the Kentucky Bankers Association, who testified in opposition to the mechanics of Section 8 dealing with foreclosure. He said banks are already heavily regulated and must screen borrowers through federal systems such as FinCEN, and warned that the bill’s provisions could create problems for community banks that make agricultural loans and potentially limit access to credit if the issue became widespread. The transcript ends during discussion of HB 315, before any final committee action on that bill is shown.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/11/26
Housing Finance and Policy
Transcript Highlights:
- It was the mortgage note holder that owned the single-family homes through the foreclosure.
- :54:16.640>
my <00:54:16.880>what <00:54:17.119>if <00:54:17.359>on foreclosure - So again, my what if on foreclosure.
- think part of the reason why, uh, the mortgage note holder could be accepted as is because of the foreclosure
- think part of the reason why, uh, the mortgage note holder could be accepted as is because of the foreclosure
Keywords:
HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, HF2687, single-family homes, corporate landlords
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Feb 24, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Then you have foreclosures and receivers submitting forms so they can do their job in the court system
- Then you have foreclosures and receivers submitting forms so they can do their job in the court system
- The questions are oral occupancy, delinquencies, foreclosures, and that information can change the next
- The questions are oral occupancy, delinquencies, foreclosures, and that information can change the next
- They're going to be when someone's buying a property, refinancing, or there's a foreclosure.
Keywords:
natural hair braiding, registration, Barbering and Cosmetology Licensing Act, public health, sanitation, cumulative voting, associations, unit owners, board of directors, elections, Hawaii Revised Statutes, condominium, association meetings, electronic voting, proxy voting, mail voting, insurance, premium increase, policy cancellation, licensing
Summary:
The committee heard testimony on HB 1697, which would exempt natural hair braiders from licensing requirements under certain conditions. The DCCA Board of Barbering and Cosmetology said it recognizes braiding as within the scope of cosmetology practice but warned that a broad exemption could create consumer protection gaps, especially around sanitation training, tool use, and enforcement. Supporters from the Institute for Justice and the Grassroots Institute of Hawaii argued the current licensing regime is overly burdensome and unrelated to braiding, citing the 1,250-hour training requirement, high tuition costs, barriers for low-income entrepreneurs, and the fact that many other states already exempt braiders. Committee members asked whether a standalone sanitation course or similar training could address the board’s concerns, and the board said it would bring that idea back for discussion. The committee also noted 16 written testimonies in support and 2 in opposition.
The committee then took up HB 1678, relating to condominium and planned community association elections using cumulative voting. Supporters, including the Hawaii State Association of Parliamentarians, said the bill would clarify that cumulative voting applies to all candidates, including write-ins, and would help resolve confusion in association elections. One testifier urged the committee to remove proxy voting, calling it an abuse of power in some associations, while another asked whether cumulative voting and proxies could be manipulated to stack votes. In response, the parliamentarian explained that cumulative voting and proxy voting are different, that proxies simply allow someone to vote on another’s behalf, and that existing deadlines and counting procedures reduce opportunities for abuse. Testimony also emphasized that electronic or mail voting can be secure and efficient, and that the bill would make the process clearer and more democratic.
Finally, the committee heard testimony on HB 1679, which would clarify an association board’s authority over electronic meetings, electronic voting, voting without a meeting, and mail voting without a meeting. Supporters said the measure would clean up statutory language, make electronic voting optional, and fix problems created by a 2024 change that made written-consent timing rules difficult to use for association actions. They also said the bill would clarify that proxies are only used at meetings, not for actions taken without a meeting. One opponent argued the bill needs further amendment because electronic voting is not well defined and could be abused, and questioned the neutrality of parliamentarians testifying on condominium bills. No votes were taken on any of the measures during the portion of the meeting provided.
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Apr 23rd, 2026
Administration of Criminal Justice
Bills:
HB91, HB123, HB167, HB255, HB264, HB321, HB884, HB955, HB967, HB968, HB969, HB978, HB985, HB994, HB1005, HB1104, HB1107, HB1109, SCR3
Keywords:
criminal procedure, disclosure, criminal records, witness protection, trial rights, electronic monitoring, GPS ankle monitor, ankle bracelet, pretrial release, post-conviction supervision, bail monitoring, house arrest, corrections, criminal justice, law enforcement, prosecuting authority, court reporting, provider registration, LCLE, Louisiana Commission on Law Enforcement and Administration of Criminal Justice
TX
Bills:
HB 44, HB 2200, HB 1612, HB 2747, HB 2038, HB 3717, HB 1431, HB 3800, HB 3801, HB 3560, HB 3246
Keywords:
HB 44, Life of the Mother Act, abortion exceptions, medical emergency, reasonable medical judgment, pregnancy complications, maternal health, life-threatening condition, ectopic pregnancy, miscarriage, spontaneous abortion, fetal survival, Texas abortion law, abortion ban, physician liability, health care provider, disciplinary action, aiding and abetting, emergency abortion, obstetric care
Summary:
The meeting of the public health committee focused on the pressing issue of opioid addiction in Texas, with a particular emphasis on House Bill 3717. Chairman Harris detailed the bill's intent to fund a grant program for Ibogaine clinical trials, framing it as a critical response to the ongoing opioid crisis. He shared poignant testimonies highlighting the struggles of families and veterans battling addiction and mental health issues. The conversation underscored the necessity of innovative treatments, like Ibogaine, which showed promising results in studies for reducing symptoms of withdrawal and PTSD.