Video & Transcript : 'insurance liability' :

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MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/12/25

Commerce Finance and Policy

Transcript Highlights:
  • insurance premiums.
  • insurance premiums.
  • insurance premiums.
  • <c> and</c><01:35:35.040><c> I</c> Insurance in homeowners insurance and I Insurance in homeowners insurance
  • <c> top</c><01:35:42.639><c> of</c> Insurance homeowners insurance on top of Insurance homeowners insurance
Bills: HF1865 , HF2014 , HF2028
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 2/18/26

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • This is actually affecting the unemployment insurance fund, the premium fund.
  • today to Ways and Means as amended, with that fiscal note to follow later to affect the unemployment insurance
Bills: HF3393
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 3/4/25

Commerce Finance and Policy

Transcript Highlights:
  • taxes on insurance drives up insurance taxes on insurance drives up insurance rates<00:38:26.760><c>
  • providers to pay for their own liability insurance.
  • providers to pay for their own liability insurance.
  • providers to pay for their own liability insurance.
  • providers to pay for their own liability insurance.
Bills: HF837
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Feb 24th, 2026 at 10:30 am

Judiciary and Public Safety Oversight

Transcript Highlights:
  • The license operator is a DMV folks, and it allows them to accept a physical proof of insurance and not
  • This came to my attention by a constituent when they walked inside, presented the proof of insurance,
  • walked outside, canceled the insurance.
  • over, and that is currently acceptable. ...gmail.com, a proof of insurance over, and that is currently
  • acceptable for proof of insurance.
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Feb 24th, 2026

Judiciary and Public Safety Oversight

Transcript Highlights:
  • The license operators at the DMV, and it allows them to accept a physical proof of insurance and not
  • This came to my attention by a constituent when they walked inside, presented the proof of insurance,
  • walked outside, canceled the insurance.
  • over, and that is currently acceptable. gmail.com, a proof of insurance over, and that is currently
  • acceptable for proof of insurance.
Summary: The committee heard a long series of House bills, mostly on criminal justice, public safety, transportation, and administrative procedures. Measures included lowering school-zone speed issues on certain highways (HB 2979), allowing DMV staff to accept physical proof of insurance (HB 2980), barring people convicted of pedophilia from adopting children (HB 2936), allowing lawful weapon carry on boats (HB 2937), and restricting fire departments from hiring people required to register as sex offenders (HB 382). Other bills addressed warrant fee increases for counties (HB 3262), making strangulation in domestic violence cases an 85% crime (HB 3264), creating offenses for reckless driving tied to racing and collisions (HB 3266), criminalizing knowingly making or displaying fictitious license plates (HB 3268), and allowing electronic arrest warrants (HB 3269). The committee also advanced bills on Open Meetings Act enforcement, OCC port-of-entry arrest authority, expanding protections for municipal officials and notaries, creating vessel titling, and modernizing vehicle inspection/title procedures. Several members raised questions about costs, enforcement authority, and whether new penalties would shift burdens to consumers or local governments. For example, HB 3262 drew concern about passing warrant-fee costs to the public, and HB 3268 prompted questions about existing law and the need for a new felony for fake tags. The OCC port-of-entry bill generated extended discussion about whether a regulatory agency should have arrest authority, with supporters arguing it would free up Highway Patrol and sheriff resources and opponents questioning the expansion of quasi-law-enforcement powers. Other bills were presented as request bills from agencies or constituents, including the Attorney General, Oklahoma City police, the Bomb Squad, the Corporation Commission, and local residents. The committee also approved a number of bills with little or no opposition, including a domestic violence strangulation measure, a bill on Open Meetings Act remedies, a bill allowing sentence modification requests by district attorneys, and a bill requiring domestic violence incident reports and judicial training. Later, the committee considered additional public safety and criminal procedure bills such as making firearm theft a felony, increasing the damage threshold for police response in property-damage crashes, and requiring the state to pay expert witness costs in capital appeals. Most measures were reported out do pass, with several unanimous votes and a few split votes, including HB 3262 and the OCC port-of-entry bill. The meeting ended after laying over a few bills and adjourning.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • What are homeowners experiencing with the lack of insurance? Or is it the high cost of insurance?
  • </c> a year on insurance. a year on insurance.
  • </c> insurance, home insurance in that area? insurance, home insurance in that area?
  • </c> people who get their insurance there. people who get their insurance there.
  • </c> relating to health insurance. relating to health insurance.
Summary: The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided. The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments. Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
OK
Transcript Highlights:
  • House Resolution 1047 by Sneed of the House, a resolution relating to CompSource Mutual Insurance Company
  • Body through a little bit of the original structuring of CompSource, with it being an insurer of last
  • So that means that anybody that could not get workers' comp insurance, they were the market of last resort
  • And what happened was in 21 or 22, we passed some stuff to open the market up to other insurers so that
  • Hey Members, if you have a bill up or you are on the committee for insurance, we will meet at 3 p.m.
OK
Transcript Highlights:
  • House Resolution 1047 by Sneed of the House, a resolution relating to CompSource Mutual Insurance Company
  • you walk the body through a little bit of the original structuring of CompSource, with it being an insurer
  • So that means that anybody that could not get workers' comp insurance, they were the market of last resort
  • And what happened was in 21 or 22, we passed some stuff to open the market up to other insurers so that
  • Hey, members, if you have a bill up or you are on the committee for insurance, we will meet at 3 p.m.
Summary: The House convened, called the roll, offered an invocation, and recited the Pledge of Allegiance. The chamber also handled routine business including reassignment of Senate Bills 262 and 1618 to the Rules Committee, and recognized the Doctor of the Day, Dr. Hatoum, and Nurse of the Day, Alexis Watt of Pryor. Several guest groups were introduced from the galleries, including Leadership Lawton-Fort Sill, the Grove Area Chamber of Commerce, Sooner Job Challenge, Elevate Oklahoma students, and the Antlers youth leadership group from Sapulpa. The main legislative item discussed was House Resolution 1047 by Representative Sneed concerning CompSource Mutual Insurance Company. Sneed said the resolution was intended to ensure policyholders are made whole from roughly $1 billion in reserves before any reorganization or conversion, and explained that policyholders should share in the value created by their premiums. Members asked questions about CompSource’s structure, its move from mutual to stock status, whether the resolution was binding, and whether policyholders would receive cash or stock; Sneed said the resolution expresses the will of the House and that the details would be determined by the policyholders and the company. An amendment to the resolution was adopted without objection, and the resolution itself was then adopted without objection. The remainder of the meeting consisted of announcements about committee meetings and events, including devotion, Gen Gov, Post-Secondary Education, Banking, Insurance, Public Health, Rural Caucus, and Oklahoma Film and Music Day. The floor leader then moved to adjourn, and the House adjourned until Wednesday, April 8, 2026, at 1:30 p.m.
NV
Transcript Highlights:
  • Insurance coverage for these services varies depending on the insurance plan, state, and other individual
  • Many of the patients that I see have insurance coverage, but their insurance is discriminating against
  • That's my estimate, and their insurance rates.
  • This is already the rule for large insurers.
  • Insurance.
Bills: AB52 , AB76 , AB163 , AB388 , AB483
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 22nd, 2026

Joint Committee on Financial Services

Transcript Highlights:
  • Now, the insurance piece is fairly straightforward.
  • One would be the $6 per year charge on insurance.
  • Insurance is doing what they do.
  • They are insuring that property.
  • The insurance is, in my opinion.
Bills: S3091 , H5477
Summary: The Joint Committee on Financial Services held a public hearing on two late-file matters, centered on S. 3091, a bill to create relief for homeowners affected by the crumbling concrete/pyrrhotite crisis. Senator Peter Durant presented the bill as a way to establish a crumbling concrete assistance fund, administered by CEDAC, to help replace failing foundations and reimburse homeowners who already paid out of pocket. He said the proposal follows recommendations from a state commission and would be funded by a $6 fee on homeowner/condo insurance policies and a $6-per-cubic-yard surcharge on concrete, with the goal of spreading costs broadly rather than placing them on homeowners alone. Several affected homeowners testified about severe financial and emotional harm, including expensive foundation replacements, lost equity, inability to sell or refinance, and long delays in getting help. Homeowners Karen Riani, Michelle Iglesi, Karen Bellotti, and Russell Dupierre described living with homes that became unsellable or unaffordable to repair, and urged the committee to move the bill forward. Committee members asked about inspection practices, whether pyrrhotite can be detected during home sales, whether the bill would ban pyrrhotite, and how much funding the program would need. Witnesses said the problem is broader than originally understood, affecting at least 52 municipalities, and that the only fix is full foundation replacement. They also said the bill includes training and education for inspectors, but does not ban pyrrhotite outright because the issue is now being addressed through quarry testing and material controls. Representatives of the concrete industry, including Craig Dauphinay, Karen Marshall, and Guy Glottis, said they support homeowner relief and the creation of a fund, but strongly opposed the concrete surcharge. They argued the industry has already taken significant steps, including supporting state testing and regulation of aggregate sources, and said the surcharge would unfairly assign blame, raise costs for residential, municipal, and infrastructure projects, and create cross-border competitiveness issues with neighboring states. They favored a Connecticut-style model funded primarily through insurance assessments, noting that Connecticut’s program has been successful and that Massachusetts could adopt a similar approach. No vote was taken at the hearing.
TX

Texas 89th Regular

Natural Resources Mar 19th, 2025

Natural Resources

Transcript Highlights:
  • are concluded, these APS... abandoned the site without any remediation, leaving behind a permanent liability
  • That the adoption of this bill would actually save, or could save, operators from loss. liability.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 26th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Insurance with amendments. Adopt the amendments. Pass everything.
  • Insurance with amendments. Without the amendments, pass favorably.
  • Reported from Insurance favorably. Passed third reading.
  • Provides relative to motor vehicle liability security, proof of insurance requirements applicable to
  • insurance while operating the vehicle in Louisiana.
Bills: HR70 , HR71 , HCR35 , HB31 , HB326 , HB1013 , HB1014 , HB1015 , HB1016 , HR65 , HR66 , HR67 , HR68 , HR69 , HCR33 , HCR34 , HB1006 , HB1007 , HB1008 , HB1010 , HB1011 , SB2 , SB13 , SB24 , SB28 , SB40 , SB47 , SB48 , SB70 , SB79 , SB80 , SB109 , SB127 , SB139 , SB154 , SB181 , SB199 , SB200 , SB208 , SB277 , SB317 , SB336 , SB349 , SB357 , HR15 , HR20 , HCR14 , HB51 , HB58 , HB69 , HB82 , HB93 , HB143 , HB166 , HB199 , HB201 , HB202 , HB218 , HB222 , HB223 , HB224 , HB231 , HB235 , HB246 , HB338 , HB349 , HB352 , HB379 , HB405 , HB429 , HB535 , HB547 , HB577 , HB588 , HB626 , HB636 , HB652 , HB653 , HB669 , HB688 , HB691 , HB721 , HB738 , HB749 , HB806 , HB843 , HB851 , HB857 , HB861 , HB889 , HB904 , HB907 , HB908 , HB929 , HB955 , HB1009 , HB952 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB53 , HB57 , HB64 , HB102 , HB106 , HB111 , HB137 , HB152 , HB155 , HB177 , HB238 , HB256 , HB258 , HB337 , HB359 , HB363 , HB386 , HB434 , HB546 , HB557 , HB584 , HB661 , HB697 , HB726 , HB727 , HB747 , HB756 , HB758 , HB759 , HB765 , HB767 , HB825 , HB858 , HB930 , HB941 , HB957 , HB964 , HB868 , HB119 , HB140 , HB739 , HB842 , HB875 , HB919 , HB52 , HB228 , HB289 , HB735 , HB796 , HB901 , HB193 , HB400 , HB570 , HB733
Summary: The House convened with a quorum, heard a prayer and pledge, adopted the journal, and received Senate messages, committee reports, and a large number of bill introductions and committee referrals. Several resolutions were adopted without objection, including condolences, commendations, and designations such as Jeanerette as the French bread capital of Louisiana and recognition of Women’s History Month. The chamber also received numerous House and Senate bills for referral, many involving retirement systems, education, transportation, criminal justice, natural resources, and local government matters. The floor then moved through a long series of House bills, with many local and retirement measures passing unanimously or near-unanimously. Among the bills discussed were changes to retirement systems for district attorneys, clerks of court, sheriffs and deputies, assessors, and municipal police employees; local court jurisdiction and commissioner authority; bankruptcy and succession thresholds; civil procedure revisions; and measures on election administration, public records, seafood labeling and safety, state symbols, and OMV fees. Members asked questions on several bills, especially about fiscal impact, retirement governance, and procedural changes, but most bills advanced with little opposition. A few bills were returned to the calendar, including HB 9, HB 61, HB 126, HB 185, HB 233, HB 284, HB 301, HB 436, HB 468, HB 582, HB 613, and HB 722. The House also considered bills affecting education, labor, health, and public safety, including employment certificates for minors, student questionnaires and hazing procedures, a state seal of fine arts diploma, Louisiana Works reauthorization, naloxone immunity, veterans’ medical-record fee waivers, and a bill creating a privacy protection act for sex offense victims. Several measures drew brief debate over fairness, administrative burden, or humanitarian concerns, such as a bill requiring a Rule 10.1 conference before requests for admissions are deemed admitted, and a bill allowing OMV fee waivers in emergency or humanitarian situations. Most of the bills taken up on the floor passed, often by wide margins, with a few receiving a small number of dissenting votes.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 26th, 2026

Louisiana House Floor Meeting

Transcript Highlights:
  • Sanborn, captive insurers, provide for capital surplus requirements, deposits, prohibit insuring certain
  • Sanborn, captive insurers, provide for capital surplus requirements, deposits, prohibit insuring certain
  • Reported from Insurance favorably. Passed to third reading.
  • Reported from Insurance favorably. Passed to third reading.
  • It provides relative to motor vehicle liability security, proof of insurance requirements applicable
Bills: HR70 , HR71 , HCR35 , HB31 , HB326 , HB1013 , HB1014 , HB1015 , HB1016 , HR65 , HR66 , HR67 , HR68 , HR69 , HCR33 , HCR34 , HB1006 , HB1007 , HB1008 , HB1010 , HB1011 , SB2 , SB13 , SB24 , SB28 , SB40 , SB47 , SB48 , SB70 , SB79 , SB80 , SB109 , SB127 , SB139 , SB154 , SB181 , SB199 , SB200 , SB208 , SB277 , SB317 , SB336 , SB349 , SB357 , HR15 , HR20 , HCR14 , HB51 , HB58 , HB69 , HB82 , HB93 , HB143 , HB166 , HB199 , HB201 , HB202 , HB218 , HB222 , HB223 , HB224 , HB231 , HB235 , HB246 , HB338 , HB349 , HB352 , HB379 , HB405 , HB429 , HB535 , HB547 , HB577 , HB588 , HB626 , HB636 , HB652 , HB653 , HB669 , HB688 , HB691 , HB721 , HB738 , HB749 , HB806 , HB843 , HB851 , HB857 , HB861 , HB889 , HB904 , HB907 , HB908 , HB929 , HB955 , HB1009 , HB952 , HB8 , HB9 , HB10 , HB15 , HB16 , HB17 , HB18 , HB19 , HB22 , HB33 , HB34 , HB35 , HB44 , HB46 , HB47 , HB48 , HB61 , HB101 , HB126 , HB135 , HB142 , HB164 , HB185 , HB215 , HB226 , HB232 , HB233 , HB242 , HB284 , HB292 , HB297 , HB301 , HB334 , HB436 , HB468 , HB548 , HB571 , HB582 , HB593 , HB594 , HB609 , HB613 , HB712 , HB722 , HB732 , HB746 , HB827 , HB845 , HB848 , HB921 , HB923 , HB951 , HB953 , HB999 , HB53 , HB57 , HB64 , HB102 , HB106 , HB111 , HB137 , HB152 , HB155 , HB177 , HB238 , HB256 , HB258 , HB337 , HB359 , HB363 , HB386 , HB434 , HB546 , HB557 , HB584 , HB661 , HB697 , HB726 , HB727 , HB747 , HB756 , HB758 , HB759 , HB765 , HB767 , HB825 , HB858 , HB930 , HB941 , HB957 , HB964 , HB868 , HB119 , HB140 , HB739 , HB842 , HB875 , HB919 , HB52 , HB228 , HB289 , HB735 , HB796 , HB901 , HB193 , HB400 , HB570 , HB733