Transcript Highlights:

• I operators um do similar practices.
• trade practices under HRS 480-2.
• So existing law allows us to bring an enforcement action for an unfair deceptive act or practice.
• <01:49:04.320> And<01:49:04.400> and and deceptive trade practice?
• And and and deceptive trade practice?

Keywords: 910, house, all

Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.

Transcript Highlights:

• Senate Bill 1004 protects buyers of dogs and cats from predatory financing practices and from deceptive
• Under this bill, before the sale of a dog, ...and from deceptive sales of unhealthy animals.
• Further, if the pet dealer violates this law, it commits an unfair, deceptive trade practice.
• The bill allows ...violates this law, it commits an unfair, deceptive trade practice.
• The bill allows voluntary participation in best breeding practices, and finally, a person convicted of

Summary: The Senate took up the 2026-2027 budget package, beginning with an overview of the $115 billion General Appropriations Bill (SB 2500/HB 500). Appropriations Chair Hooper said the budget is smaller than last year’s, maintains strong reserves, and includes a 3% pay raise for all state employees and 5% raises for state law enforcement, firefighters, correctional officers, and park rangers. Committee chairs then highlighted major spending in their areas, including $34.9 billion for Pre-K-12 education, $11.9 billion for higher education, a $2.1 billion-plus increase in health and human services, $7.9 billion for criminal and civil justice, $16.8 billion for transportation/tourism/economic development, and major environmental and regulatory investments such as Everglades restoration, water quality, and land acquisition. Members asked detailed questions about several items. Topics included the Emergency Management Trust Fund, arts and cultural grants, Florida Forever land acquisition versus conservation easements, teacher salaries and charter school funding, New College funding, ADAP/HIV drug assistance, Medicaid rate reductions for non-critical access hospitals, DOC operational deficits and inmate health/food costs, judicial staffing, and school enrollment supplements. Chairs explained that some reductions reflected shifts in how scholarship and categorical funds are tracked, that the ADAP appropriation would take effect immediately upon enactment but would only cover part of the year, and that hospital reductions were tied to a broader DPP funding increase. Questions also covered lottery staffing, concealed carry licensing workload, and whether vacant positions were being eliminated as part of budget right-sizing. After the budget discussion, the Senate substituted House bills for the Senate budget bills and adopted amendments placing the Senate language onto the House vehicles. The chamber then passed HB 500, HB 503, and HB 5201, and agreed to conference on each. It also passed SB 7028/HB 5205 on retirement, SB 2506 on fuel taxes, SB 2508 on the state agency law enforcement radio system, SB 2510/HB 5401 on court trust funds, SB 2512 on judgeships, SB 2514 on K-12 education, SB 2516 on higher education, and SB 2518 on health, with each bill passing by unanimous or near-unanimous votes and then being sent to conference or requested of the House for concurrence.

Transcript Highlights:

• Senate Bill 1004 protects buyers of dogs and cats from predatory financing practices and from deceptive
• Under this bill, before the sale of a dog... ...and from deceptive sales of unhealthy animals.
• Further, if the pet dealer violates this law, it commits an unfair, deceptive trade practice.
• The bill allows... ...violates this law, it commits an unfair, deceptive trade practice.
• The bill allows voluntary participation in best breeding practices, and finally, a person convicted of

Summary: The Senate began with prayer and the Pledge of Allegiance, then moved into floor consideration of the 2026-2027 budget. Appropriations Chair Hooper presented Senate Bill 2500, describing a $115 billion budget that reduces overall spending from the prior year, maintains reserves, and includes a 3% pay raise for state employees and 5% raises for state law enforcement, firefighters, correctional officers, and park rangers. Committee chairs then outlined major spending in their areas, including K-12 education, higher education, health and human services, criminal and civil justice, transportation/tourism/economic development, and environmental and agricultural programs. Highlights included increased funding for school scholarships and safety, workforce and university programs, Medicaid and child welfare, corrections operations, affordable housing, rural communities, Everglades and water quality projects, and infrastructure. Members then asked detailed questions about several budget items. Senators sought clarification on the Emergency Management Trust Fund, arts and cultural grants, Florida Forever land acquisition versus conservation easements, teacher salaries, charter school capital outlay funding, EASE grants, New College funding, DOC inmate counts and reimbursement, lottery staffing, concealed weapons licensing positions, election security funding, iBudget waiver support, ADAP funding, Medicaid hospital rate reductions, and scholarship and enrollment supplements in K-12 education. Chairs explained that some reductions reflected technical shifts or right-sizing, that some funds were being moved below the line for better tracking, and that several items—such as ADAP and corrections operations—would likely remain conference issues with the House. After questions, the Senate substituted House bills for the budget and implementing measures and adopted amendments placing the Senate language onto the House vehicles to prepare for conference. The chamber passed the budget-related bills and several conforming measures, including bills on retirement, fuel taxes, the state agency law enforcement radio system, court trust funds, judgeships, and K-12 and higher education conforming changes. Votes on the major bills were overwhelmingly unanimous or near-unanimous, and the Senate repeatedly voted to accede to the House’s request for conference on the substituted bills.

Transcript Highlights:

• practices that bad actor companies have used.
• practices that bad actor companies have used.
• Senate Bill 1004 protects buyers of dogs and cats from predatory financing practices and from deceptive
• A pet dealer who violates the law commits an unfair, deceptive trade practice.
• It allows voluntary participation in best management practices.

Summary: The committee heard several bills and took favorable action on a number of them. CS/CS/SB 54 by Senator Sharif would require district medical examiners to perform toxicology screening for psychotropic drugs and intoxicating substances in autopsies of identified violent offenders, consult treating providers when available, document findings, and report results to state agencies; it passed after brief questions and one opponent waived against. CS/SB 176 by Senator Polsky would require public colleges and universities to publish clearer campus safety reporting and response procedures for threats to students, faculty, or staff; it also passed favorably with no opposition. CS/CS/CS/SB 290, the Florida Farm Bill by Senator Trumbull, was the longest item and drew extensive testimony. The bill covers fair association rules, preemption of local limits on gas- and diesel-powered farm equipment, surplus of certain state-owned lands for agricultural use, a food animal veterinarian loan repayment program, permanent funding for Farmers Feeding Florida, forest service training, signal jammer penalties, CDL exam cheating penalties, no-solicitation protections, inspector protections, biosolids rules, and contractor payment enforcement. Members adopted multiple amendments, including changes to contractor payment language, expanding vet loan repayment to equine vets, merging citrus research entities, technical updates to fair statutes and nonprofit definitions, and a late amendment removing the bill’s disparagement/free-speech section after significant public testimony and debate. A separate late amendment on biosolids delayed compliance timelines for Broward County, and the bill then passed favorably as amended. The committee also approved CS/CS/SB 834 on nonprofit religious organizations, which repeals a restriction on health care sharing ministries partnering with licensed insurance agents, while adding a disclaimer requirement through amendment; the bill passed with support from some faith-based and consumer groups and one waiver against. SB 936 on temporary door locking devices passed without opposition. CS/SB 50 would expand veterans’ courts statewide as an option in all judicial circuits for service-related issues such as PTSD, traumatic brain injury, and substance abuse; it received broad support from veterans and advocacy groups and passed favorably. CS/SB 1004, in strike-all form, would regulate dog and cat sales by requiring disclosure of medical records and financing terms, adding a three-day waiting period for financed purchases, and treating violations as unfair trade practices; an amendment removed an appropriation section, and the bill passed after questions about financing and pet retention. The committee then approved CS/CS/SB 178, which directs the Florida High School Athletic Association to adopt rules allowing coaches to provide good-faith support to student-athletes for basic needs like food, transportation, and recovery services, while requiring reporting and preserving anti-recruiting enforcement; members discussed possible parental-consent language, and the bill passed favorably. Finally, the committee began hearing CS/SB 198 on virtual currency kiosks, with Senator Rouson explaining that it would regulate crypto kiosks to combat fraud, require operator registration, fraud warnings, blockchain analytics policies, and transaction limits, but the transcript cuts off before further action on that bill.

Transcript Highlights:

• I've been practicing before I went to ADF.
• to establish a products or deceptive-trade-practices claim than it was for Seattle to simply claim social
• to establish a products or deceptive trade practices claim, to establish a products or deceptive-trade
• I'm a practicing litigator in state and federal courts.
• have a First Amendment practice.

Bills: HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387

Keywords: constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee

Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.

Transcript Highlights:

• Although this sounds straightforward, in practice, we've seen some confusion arise about whether a person
• This confusion arises due to a historic practice that we see on the ground where the log is applied as
• So House Bill 4394 simply says that our elected county attorneys who usually handle deceptive trade practice
• practice cases.
• And everything that has been presented to everyone down the line has been in deception of compliance

Bills: HB74, HB175

Keywords: environmental project, public money, political subdivision, greenhouse gas emissions, federal law compliance, renewable energy, water conservation, retroactive child support, child conception, paternity, family law, health care expenses

Transcript Highlights:

• their practices. their practices. >> Thank<00:29:40.880> you.
• , around some of our licensing practices, around some of our licensing practices, too.<00:31:00.799
• This is a distorted market and an issue of deception and fair practice.
• of deception and fair practice.<00:53:15.839> They<00:53:16.079> are<00:53:16.319>
• And if they want to use a practice?

Bills: SF1750, HF4250, HF3938, HF3904, HF3642

Keywords: common interest community, CIC, homeowners association, HOA, condominium, planned community, cooperative, unit owner, association board, declarant, declarant control, special declarant rights, assessment lien, foreclosure, late fees, fines, attorney fees, resale disclosure, annual report, maintenance plan

Transcript Highlights:

• 19:38.799> media Deceptive and fraudulent synthetic media Deceptive and fraudulent synthetic media
• <00:24:22.080> and updated definition of deceptive and updated definition of deceptive and
• knew it was deceptive and fraudulent.”
• <00:43:54.480> I<00:43:54.720> disclosure deceptive and fraudulent.
• I disclosure deceptive and fraudulent.

Keywords: 927, senate, all

Transcript Highlights:

• Um, we don't know works practically.
• <01:27:15.360> or be stated without deception or be stated without deception or ambiguity.
• <01:28:05.120> They define deception if challenged. They define deception if challenged.
• . deception. deception.
• :26.239> with<02:01:26.400> this practice, the staffers tasked with this practice, the

Keywords: 1191, senate, all

Transcript Highlights:

• Uh, the language of these additions is also deceptive.
• is also deceptive for example when<00:13:58.600> voters<00:13:59.160> read<00:13:59.279
• But the notion that we are restricting religious practices is not just false; it's contrary to me and
• But the notion that we are restricting religious practices is not just false; it's contrary to me and
• legal protection for religious practice legal protection for religious practice and<00:19:04.360

Keywords: 1183, house

Transcript Highlights:

• Start again at 10:30. used are SAMA best practice standards used are SAMA best practice standards for
• <02:05:55.920> have crime and research and practice have crime and research and practice have
• <02:06:32.239> on policies align with best practices on policies align with best practices
• <04:36:42.240> Victims<04:36:43.039> of deception as top reasons.
• Victims of deception as top reasons.

Keywords: 1189, house, all

Transcript Highlights:

• However, I find the subject to be exceptionally deceptive.
• Now, you might say that's deceptive, that's a lie.
• Now, you might say that's deceptive, that's a lie.
• perspective of an attorney who practices perspective of an attorney who practices family<02:33:59.200
• <04:12:27.479> you to basically disrupt your practice you to basically disrupt your practice

Keywords: 928, house, all

Summary: The House Judiciary Committee met in executive session and first took up HB 148, which would allow classification by biological sex in limited circumstances such as multi-use bathrooms, certain athletic events, and involuntary commitment facilities. Supporters argued the bill was needed to protect privacy and safety, especially for women and girls, and said it was consistent with recent federal actions and prior legislation. Opponents said the bill lacked a clear definition of biological sex, could create confusion and discrimination, and was unnecessary because existing law and sports rules already address the issues raised. After debate, the committee voted 10-8 to recommend ought to pass on HB 148. The chair asked for a majority report and noted that a minority report would likely be filed. The committee then considered HB 254, a bill related to end-of-life medical decision-making. Supporters framed it as a matter of liberty and relief from suffering for terminally ill patients, while opponents raised moral objections, concerns about suicide being normalized, and worries about deceptive wording and death-certificate reporting. HB 254 was approved on an 11-7 vote for ought to pass, with the chair indicating he would write the majority report and Representative Perez the minority report. The committee then moved to HB 611 with Amendment 2025-0638, a replace-all amendment restoring prior law on recoupment of appointed-counsel costs from indigent criminal defendants and juveniles. The chair explained the amendment as reversing 2020 changes that had limited cost recovery, and the discussion focused on financial affidavits and the Office of Cost Containment’s ability to review indigency claims. The transcript cuts off before the committee vote on HB 611.

Transcript Highlights:

• And these practices have real consequences.
• The discriminatory practices we're fighting against are not abstract.
• The discriminatory practices were fighting against are not abstract.
• Also provides an enforcement mechanism through the existing Deceptive Trade Practices Act and the Declaratory
• had promoted and relied upon false and misleading statements, implicating state deceptive trade practices

Bills: SB312, SB945, SB946, SB1367, SB1861, SB2044, SB2337, SB2403, SB2819, SJR54

Keywords: public school funding, education, budget allocation, financial transparency, state law, local control, fiduciary responsibility, public retirement systems, investment management, proxy voting, financial factors, insurance, political shareholder proposals, fossil fuels, greenhouse gas emissions, environmental regulation, discrimination, credit extension, social credit, value-based standards

Summary: The committee heard Senate Bill 945, 946, 2044, 2819, 2403, 2337, and 312, with all bills left pending after testimony. SB 945 would restrict insurance companies from denying or limiting coverage based on oil and gas activity or ESG-related goals, and supporters argued it would protect Texas energy producers from politically motivated shareholder activism and insurance discrimination. SB 946 would bar creditors from using social credit, ESG, DEI, or religious/political affiliation as a basis for denying or limiting credit; witnesses said it would prevent viewpoint-based financial discrimination and protect access to capital for Texas businesses. SB 2337 would require proxy advisory firms to disclose when recommendations are based on non-financial factors or when they give conflicting advice to different clients; supporters said the measure would increase transparency and curb ESG-driven influence over shareholder voting. SB 312 would direct public retirement systems to focus on financial returns rather than social or political objectives, with the author saying the bill responds to activist pressure on pensions and would reinforce fiduciary duty. The committee also took up election and ethics measures. SB 2044 would strengthen electioneering restrictions for publicly funded education institutions and personnel, prohibiting use of official resources to promote political agendas; testimony focused on alleged school district electioneering in bond and tax elections. SB 2819 would prohibit county elections administrators from holding certain officer positions appointed by elected officials, addressing potential conflicts of interest. SB 2403, the Texas Ethics Commission sunset bill, would restructure complaint handling with a three-tier violation system, risk-based complaint prioritization, longer response times, bipartisan preliminary review panels, and expanded hearing options; members discussed amendments aimed at dismissing minor complaints, clarifying categories, and adjusting lobbying and penalty provisions, but the amendments were withdrawn during committee consideration. Across the ESG and finance bills, invited witnesses from the American Energy Institute, Heartland Impact, Consumers Research, ADF Action, Texas Civil Justice League, and related groups generally supported the measures, arguing that banks, insurers, proxy advisors, and asset managers have used ESG or reputational-risk standards to discriminate against energy, agriculture, firearms, and religious organizations. No opposition testimony was presented in the excerpt, and the committee closed public testimony on each bill and left them pending.

Transcript Highlights:

• <00:09:43.680> links<00:09:44.000> or nefarious things like deceptive links or nefarious
• things like deceptive links or technology<00:09:45.120> and<00:09:45.240> I<00:09:45.360
• in line with individuals and scalpers in line with individuals and scalpers and<00:10:11.600> deceptive
• <00:10:12.079> practices<00:10:13.000> rather<00:10:13.240> than and deceptive
• practices rather than and deceptive practices rather than going<00:10:13.640> after<00:10:14.000

Keywords: 912, senate, all

Summary: The committee heard testimony on several transportation-related measures. SB 282 would increase penalties for using an uncrewed aircraft, or drone, in the commission of a felony. The Honolulu Department of the Prosecuting Attorney strongly supported the bill, saying drones are being used to facilitate crimes such as burglaries, sex offender registration violations, and even murders, and that the measure would create a stronger deterrent and address sentencing issues. Members discussed how drone use could be investigated and noted that a prior Uncrewed Aircraft Offenses Act already covers a range of drone-related offenses. Testimony also included support from a Kauaʻi County Council member and the Office of the Public Defender, and the bill was then set aside as the committee moved on. The committee also heard SB 1032 on campaign finance, which would amend restrictions on foreign nationals and foreign corporations making contributions and expenditures. Testimony was listed in support from labor, civic, and advocacy groups, with some opposition, but the measure was not debated further in the portion provided. SB 1160, a consumer protection bill on ticket resale, drew support from venues and event groups and opposition from the Chamber of Progress, which argued the bill should target scalpers and deceptive practices rather than legitimate resale platforms. The Attorney General suggested an amendment to limit the bill’s scope to Hawaiʻi events, citing Commerce Clause concerns. On SB 344, requiring skateboard users under 16 to wear helmets, the Department of Transportation, Honolulu Police Department, and the Kiki Injury Prevention Coalition supported the measure. SB 106, which would let pedestrians cross outside marked crosswalks when a reasonably careful pedestrian would see no immediate danger, drew mixed testimony: public health and equity advocates supported it as a safety and anti-profiling measure, while others opposed it, warning it could increase danger on wider, faster roads. Committee members questioned whether Hawaiʻi’s current law is more dangerous because pedestrians must step into the roadway before drivers are required to stop, and the discussion continued at length without a final vote in the excerpt. The committee also heard SB 10009 on accessible parking fines, with DCAB and DAGS supporting the intent; a member asked that any new fine revenue go to the state parking revolving fund. SB 820, shortening the vehicle title transfer deadline from 30 days to 14 days, drew opposition from the Public Defender and Honolulu Customer Services, who said the current deadline is reasonable and the bill did not clearly solve a problem. Later measures included SB 1095 on license plate decal restrictions, SB 215 on towing and immobilization fees, and SB 1117 on electric mobility rebates and age/helmet rules, which received support from transportation and safety groups, though the transcript cuts off before any final actions or votes on those bills.

Transcript Highlights:

• Um, and that's because any sort of a deceptive practice, and since we're considering this an unfair service
• Um, and that's because any sort of a deceptive practice, and since we're considering this an unfair service
• Um, and that's because any sort of a deceptive practice, and since we're considering this an unfair service
• And remember, the lawsuits were set up or discussed because these people are using deceptive practices
• deceptive practices and not allowing deceptive practices and not allowing people<00:43:57.839>

Keywords: 1189, house, all

Summary: The subcommittee took up HB 164, dealing with homeowners and certain service agreements tied to residential real estate. Much of the discussion focused on whether the bill should be framed as prohibiting “service agreements” or more specifically as banning “future right to listing” agreements, and whether the bill should mirror Maine’s newer law. Mike Padmore of AARP New Hampshire presented suggested edits, including clarifying that the agreements are unenforceable, striking a provision at Roman 6C, and adding language making clear that registry of deeds staff are not liable when they record documents they are statutorily required to file. Bob Quinn of the New Hampshire Association of Realtors said the bill and Maine’s law reach the same result, but he preferred simpler wording and argued the bill should not include a two-year time limit because legitimate listing agreements should not create liens at all. Members and witnesses debated whether the bill should simply make the practice illegal outright, whether the Consumer Protection Act is the right enforcement vehicle, and whether the lien-removal process should be modeled on the recent undischarged mortgage bill. A consumer protection official said the bureau supports the statute and explained that under RSA 358-A, consumers could seek damages and equitable relief to strike a lien, while also noting that the bureau often uses the Consumer Protection Act as an enforcement tool. The committee also discussed narrowing the bill to residential real estate, with the sponsor and witnesses saying the problem has been seen in residential transactions and that commercial property was not the focus. The testimony described the underlying problem as companies, often national rather than New Hampshire-based, using long-term or future listing agreements to impose liens or penalties on homeowners, sometimes in connection with estate transfers or home sales. Witnesses said legitimate real estate listings do not normally place liens on houses, but these arrangements can include hidden or unclear penalties, including a reported 3% charge on home value. No vote was taken in the excerpt, but the committee appeared to be working through possible amendments and whether to adopt Maine-style language or a simpler New Hampshire-specific approach.

Transcript Highlights:

• Two weeks ago, the mayor and city county of Baltimore filed a complaint for unfair and deceptive practices
• Two weeks ago, the mayor and city county of Baltimore filed a complaint for unfair and deceptive practices
• Two weeks ago, the mayor and city county of Baltimore filed a complaint for unfair and deceptive practices
• Two weeks ago, the mayor and city county of Baltimore filed a complaint for unfair and deceptive practices
• Mayor and city county of Baltimore filed a complaint for unfair and deceptive practices against FanDuel

Keywords: 912, senate, all

Summary: The Committee on Hawaiian Affairs briefly met and adjourned after noting that GM 574, a nomination on its agenda, had been withdrawn, leaving the committee with no business to consider. A separate joint hearing of the Senate Committees on Economic Development and Hawaiian Affairs then took up HCR 192, a resolution to convene a tourism and gaming working group. Testimony was sharply divided. Supporters, including representatives from the Council for Native Hawaiian Advancement, Nation of Hawaii, and CARES, said the measure would allow Hawaiians to have a seat at the table, learn from Native nations with gaming experience, and make informed decisions about whether and how gaming should be approached. Some supporters emphasized that the working group was about research and self-determination, not immediate legalization, and suggested the state should focus on broader economic development options as well. Opponents, including the Honolulu prosecuting attorney and several community members and faith leaders, warned that gambling would increase addiction, crime, family breakdown, debt, and exploitation of low-income and vulnerable residents. They argued that online sports betting and other forms of gaming would be especially harmful, with some citing examples from other states and concerns about problem gambling, domestic violence, and illegal activity. Committee members questioned witnesses about the purpose of the working group and whether it could provide enough data to make an informed decision, while supporters and opponents alike acknowledged the need for Hawaiians to be involved in any future discussion. No vote or final action on HCR 192 was taken in the portion provided.

Transcript Highlights:

• Fraud defenses focuses on preventing those deceptive practices that take advantage not just of the technology
• <00:41:16.120> practices<00:41:16.760> that<00:41:16.960> take those deceptive
• practices that take those deceptive practices that take advantage<00:41:17.680> not<00:41:17.920
• > steal<00:41:28.880> um, in deceptive practices and and steal um, in deceptive practices
• It's best practice.

Bills: HF1338

Keywords: Inspector General, Office of the Inspector General, state oversight, government accountability, fraud, waste, abuse, audit, investigation, subpoena, whistleblower, public integrity, transparency, state agencies, executive branch, public funds, taxpayer funds, law enforcement oversight, public safety programs, advisory council

Transcript Highlights:

• Ranking Member: So, you know, I've seen this in my practice.
• Last August, Florida's attorney general's subpoena to security camera companies, Lorex or deception and
• public, explicitly anticipated the future Hamas terrorist designation and adopted a strategy of deception
• captured in the phrase "war is deception."
• So everybody now is revolving around changing of the rules and time frames because it's not practical

Transcript Highlights:

• Not only go in the practical way, it's also we need to find the philosophical way of thinking.
• About it, but we need to go further than just the law, the practical way.
• One of the most troubling practices we've seen is the rise of continuous, second-by-second tracking of
• As S. 51... ...S. 51 takes a practical, urgently needed step to counter harms.
• could use the reports to bring claims of deceptive advertising and unfair business practices against

Keywords: 995, all

Summary: The committee held a hearing on several artificial intelligence bills, opening with remarks about the 9/11 anniversary and then broad statements from the co-chairs about AI’s promise and risks. Chair Farley-Bouvier and Senator Moore emphasized the need for guardrails, transparency, and worker and consumer protections, while Senator Finegold described Senate Bill 37, which would create a framework for AI model training with safety assessments, audits, incident reporting, Attorney General oversight, and workforce reporting. Members also discussed Massachusetts’ position relative to other states and the need for state action in the absence of federal regulation. A large portion of the hearing focused on the Fair Act, House 77 and Senate 35, which would limit workplace surveillance, restrict collection of biometric and location data, require notice and human review for automated employment decisions, and protect workers from retaliation. Labor leaders, including AFL-CIO, AFSCME, AFT, SEIU, building trades, and other worker representatives, testified in support, describing harms from bossware, automated benefits denials, hiring and promotion screening, scheduling, and monitoring in workplaces ranging from health care and education to manufacturing and construction. They argued that AI systems are already affecting wages, benefits, safety, and job security, and that Massachusetts should act now to set clear rules. The committee also heard testimony on House Bill 74, which would require informed consent and clear contract terms for digital replicas of voices and likenesses, with SAG-AFTRA representatives supporting the bill as a protection for performers and creators. Another major topic was Senate Bill 51 on social media algorithm accountability and transparency; child safety advocates, researchers, and a public health expert described harms from engagement-based algorithms, including exposure to harmful content, eating disorders, and youth mental health impacts, and supported independent audits and public reporting. A few industry and civil liberties witnesses supported regulation but urged balance, warning against overly burdensome rules while acknowledging the need for privacy, transparency, and accountability. No votes or final committee actions were taken in the hearing excerpt.

Transcript Highlights:

• So this is, again, in line with Florida practice to ensure that people who are engaging in lobbying in
• Section 13 creates a new government technology modernization council to oversee state practices related
• The modernization council will oversee state practices related to AI and other new advanced technologies
• In August, the Florida AG subpoenaed Lorex, a security camera company, for deception and material nondisclosure
• In August, the Florida AG subpoenaed Lorex, a security camera company, for deception and material nondisclosure

Summary: The committee first took up Senate Bill 1178, the Foreign Interference Restriction and Enforcement Act. Senator Grohl explained that the bill expands state restrictions and disclosure requirements related to foreign countries of concern and designated foreign terrorist organizations, including foreign-agent registration, gift bans for public officials, ethics training, procurement limits for IT and critical infrastructure, restrictions on sister-city/sister-state affiliations, changes to linkage institutes and in-state tuition provisions, and new criminal penalties for certain offenses committed to benefit foreign governments or terrorist organizations. Senator Polsky raised questions about higher education, election technology, federal FARA overlap, and whether the bill would affect candidates or events involving CARE; the sponsor responded that the bill focuses on foreign countries of concern, ownership/control, and gifts, and does not prohibit speaking at events. An amendment clarifying definitions, willful violations, and ethics-training content was adopted, and after supportive testimony from Kelly Curry and Robert Pierce, the committee reported CS for SB 1178 favorably. The committee then considered Senate Bill 1622, which provides a one-time waiver of the automatic fine for a late-filed financial disclosure if the filing is made before the maximum fine accrues and the filer has not previously received such a waiver or accrued the maximum fine in prior years. Carrie Stillman of the Commission on Ethics testified that the bill supports transparency and makes the fine and appeals process more efficient, noting it was a commission recommendation. The bill was reported favorably. Finally, the committee held confirmation hearings on appointments in Tabs 3 through 26. No senator requested separate votes on any appointee, no public testimony was offered, and the block of appointments was approved and recommended favorably to the full Senate.