Transcript Highlights:

• Senate Bill 1920 is a government modernization of the bill that modernizes the Oklahoma Insurance law

Bills: SB1684, SB1443, SB1447, SB378, SB1920

Keywords: SB1684, Oklahoma Highway Remediation and Cleanup Services Act, highway cleanup, roadway remediation, tow truck, wrecker service, liability insurance, DEQ, Department of Environmental Quality, motor vehicles, licensing, public safety, cleanup operators, roadside services, commercial towing, insurance requirement, license fee, revocation, suspension, Turnpike Authority

Bills: SB96, SB97, SB130, HB230, SB154, SB93, SB99, SB96, SB97, SB130, HB230, SB154, SB93, SB99

Keywords: salvage title, salvage certificate of title, rebuilt title, flood vehicle, junk vehicle, total loss, motor vehicle title, vehicle branding, insurance claim, insurance company, Department of Revenue, vehicle inspection, rebuilder, automotive dismantler, parts recycler, secondary metals recycler, junkyard, vehicle identification number, VIN, stolen vehicle

Transcript Highlights:

• They'll come in like to call this committee meeting of Business and Insurance to order.
• Referential favorable treatment to bidders whose pharmacy benefit managers do not own health insurance
• Oklahoma Insurance Commission. For questions, do pass from Senator Brooks. Second from the chair.
• But the PM and their parent insurance company.
• The PM and their parent insurance company are the ones who choose where this dispensing fee goes.

Bills: SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: prosthetics, health insurance, medical necessity, patient rights, insurance liability, pharmacy benefits manager, healthcare providers, claims processing, reimbursement, insurance regulation, employees insurance, contract awarding, certifications, state procurement, insurance plan, mental health, substance use disorders, utilization review, benefit coverage, pharmacy

Bills: AB404, AB428

Keywords: brew pub, alcoholic beverages, liquor store, licensure, regulation, Department of Taxation, fertility preservation, breast cancer, ovarian cancer, oncology, reproductive medicine, infertility, cancer treatment, egg freezing, embryo freezing, oocyte cryopreservation, sperm banking, assisted reproductive technology, health insurance mandate, Medicaid

Transcript Highlights:

• I've been given, approximately 3,500 members are part of the union, the Professional Firefighters Association
• now are from the And about, I think, three members that are on the board now are from the Chiefs Association

Bills: HB41

Keywords: Firefighters' Retirement System, FRS, retirement board, board of trustees, firefighter pension, public pension, retirement system governance, active members, service credit, Professional Fire Fighters Association, PFFA, Louisiana Fire Chiefs Association, fire chiefs, retirees, beneficiaries, DROP, Deferred Retirement Option Plan, board elections, vacancies, Louisiana retirement law

Transcript Highlights:

• The Committee on Banking and Insurance will now come to order. Amora, please call the roll.
• Basically, what we're doing is... ...electronic insurance or eyewear insurance or both.
• We have Tim Meehan, National Association of Insurance and Financial Advisors, waving in support.
• Murphy, Board Association of Insurance Agents, waving in support.
• Laura Humans, Boarded Justice Association, you're recognized.

Bills: S0198, S0570, S0772, S0808, S1038, S1040, S1286, S1440, S1504, S1668

Keywords: virtual currency, kiosks, money services business, regulation, financial services, consumer protection, cryptocurrency, registration, payment scams, task force, fraud prevention, property insurance, roofing requirements, inspector, insurance policies, homeowners insurance, roof age, residential structures, insurance renewal, investment

Summary: The Committee on Banking and Insurance met with a quorum present and took up a series of bills, beginning with SB 1286 by Senator Wright. That bill expands the law enforcement recruitment bonus program to include firefighters, creates a DFS grant review panel for fire-related grants, and establishes an institute for PTSD and first-responder behavioral health. Testimony from fire chiefs and others supported the measure, and the committee reported it favorably. The committee then considered several insurance and financial regulation bills. CS/SB 198 by Senator Rousan, as amended, regulates virtual currency kiosks with transaction limits, notice and receipt requirements, and OFR enforcement authority; witnesses described it as a needed anti-fraud measure, especially for seniors, and it was reported favorably. CS/SB 772 by Senator Burgess, as amended, allows limited licenses for portable electronics and eyewear insurance, and CS/SB 1504 by Senator Claudio, as amended, creates a pathway for high school students to qualify for insurance customer representative licensure; both were reported favorably. The committee also approved two cryptocurrency reserve bills by Senator Gruters: CS/SB 1038 creates the Florida Strategic Cryptocurrency Reserve framework, and CS/SB 1040 creates the related trust fund; both received technical amendments and favorable reports. CS/SB 1440 by Senator Martin, as amended, creates public records exemptions and cybersecurity reporting provisions for financial institutions and related entities, and it was reported favorably. Finally, SB 1668 by Senator Burton, which updates the NICA program’s funding and benefit structure, and CS/SB 570 by Senator Polsky, which creates a task force on payment scams, were both heard with supportive testimony and reported favorably. Senators later recorded additional affirmative votes on selected bills before the committee adjourned.

Transcript Highlights:

• the insurance department can provide that would help our health plan here.
• catastrophe insurance protection.
• But that's, you go to a self-insured plan with high catastrophe insurance protection.
• That's the amount that's being paid in a biennium towards the insurance.
• You tell me one employer in the state of North Dakota that pays 100% of the health insurance...

Bills: SB2160

Keywords: health insurance, public employees, uniform group insurance, retirement, state employees, 908, all

Summary: The committee resumed work on Senate Bill 2160, which would move the Public Employees Retirement System health plan from grandfathered to non-grandfathered status under the Affordable Care Act. PERS officials Rebecca Frickie and Derek Holbein explained that the bill would allow more flexibility in plan design, including higher deductibles, co-pays, and out-of-pocket maximums, while also adding enhanced preventive benefits. They clarified that ACA “essential health benefits” apply to individual and small-group markets, not to PERS as a large employer, and that the bill’s projected cost increases were based on actuarial estimates and prior bid scenarios from Sanford and Blue Cross Blue Shield. Members debated whether the bill would actually save money or simply shift costs to employees. Supporters argued that non-grandfathered status would create more levers to manage medical inflation and could produce net premium savings through plan redesign, citing prior bid comparisons showing potential reductions of 1% to 8% depending on the option. Opponents, including Representative Schauer and North Dakota United president Nick Archelette, questioned how the state would pay for the estimated $25 million to $30 million in added benefits and warned that employees could face higher out-of-pocket costs amid already strained household budgets. Frickie said the legislature would control funding decisions and that current law requiring the state to pay full family premiums could be changed only by statute. The committee also discussed reserve funding, with members noting that a $4.3 million reserve draw in the bill was intended to cover the final months of the biennium and could be modified. After testimony and discussion, Vice Chair Johnson moved a do-pass recommendation and referral to Appropriations. The motion passed 10-3-1, with Representatives Ostlie, Schatz, and Schauer voting no. Representative Gump agreed to carry the bill.

Transcript Highlights:

• , unemployment rate in Wilin, Minnesota, unemployment rate in Wilin, Minnesota, and<00:15:56.079>
• Very important role in Minnesota.
• <00:43:13.839> We're center in southeast Minnesota. We're center in southeast Minnesota.
• We currently in southeast Minnesota.
• Minnesota Beach million.

Bills: HF604, HF1972, HF578, HF1951, HF629, HF864, HF874, HF1155, HF884, HF2365, HF643, HF234, HF2655, HF2637, HF2535, HF2530, HF2344, HF584, HF524

Keywords: airport funding, bonds, transportation, capital investment, Karlstad, community center, Breckenridge, state bonds, economic development, HF578, Faribault, River Bend Nature Center, bonding bill, bond proceeds fund, Minnesota Department of Natural Resources, DNR grant, nature center, visitor center, environmental education, multicultural center

Transcript Highlights:

• That includes the Minnesota Sheriff's Association, the Land Title Association, the Bankers Association
• , the Minnesota State Bar Association, and Legal Aid with the amendment that we adopted.
• That includes the Minnesota Sheriff's<01:01:22.440> Association,<01:01:23.680> the<01:01
• Association, Association, the Bankers Association, Association, the Bankers Association, Minnesota
• c> and Minnesota State Bar Association, and Minnesota State Bar Association, and Legal<01:01:29.160

Bills: HF3951, HF4005, HF962, HF4585, HF3870, HF4542, HF3893, HF4293, HF4075, HF4057, HF3809

Keywords: submetered utility service, tenant rights, digital payment, eviction protection, housing policy, biometric data, consent, data protection, civil penalties, privacy laws, HF4585, Minnesota, harassment restraining order, HRO, restraining order, temporary restraining order, petitioner notice, service of process, law enforcement notification, sheriff

Transcript Highlights:

• Minnesota Athletic Trainers Association. Minnesota Athletic Trainers Association.
• 22.640> Trainers the Minnesota Athletic Trainers the Minnesota Athletic Trainers Association<00
• Minnesota Medical Association. Minnesota Medical Association.
• Supporters include the Minnesota Nurse Practitioner Association, the Minnesota Association of Nurse Anesthetists
• Association, the Minnesota Practitioner Association, the Minnesota Association<01:09:23.920> of

Bills: HF3521, HF3563, HF82, HF2689, HF1794, HF3544, HF3516, HF1752

Keywords: hospital moratorium, hospital construction, bed capacity, hospital expansion, health care facilities, hospital licensing, safety-net hospital, level I trauma center, Ramsey County, Minnesota health law, hospital beds, new hospital exception, certificate of need, inpatient capacity, emergency care, trauma services, health system regulation, state moratorium, hospital modernization, health infrastructure

Transcript Highlights:

• He works at the Minnesota Health Department and was testifying on behalf of the Minnesota Health Department
• <00:04:14.720> in library located in Hibming, Minnesota in library located in Hibming, Minnesota
• Thank you for at the Minnesota DNR.
• My name is Michelle Benson and I'm here on behalf of the Minnesota Hospital Association, our 139 hospitals
• On behalf of the Minnesota Hospital Association, our 139 hospitals and health systems across the state

Bills: HF1531, HF4017, HF3399, HF4146, HF4019, HF3677

Keywords: crossbow, crossbow hunting, archery season, deer hunting, bear hunting, turkey hunting, fishing, common carp, rough fish, game and fish, wildlife management, hunting license, Minnesota Department of Natural Resources, DNR, sunset clause, expiration removal, archery equipment, outdoor recreation, infectious waste, pathological waste

Transcript Highlights:

• , the trade association for the nonprofit health insurance of Minnesota.
• This is Matt Hillard with the Association of Minnesota Counties.
• My name is Matt Hilgart, and this morning I will be speaking on behalf of the Association of Minnesota
• , and the Minnesota Inter-County Association with their executive director, Nathan Jessen.
• For the record, my name is Sydney Spre, and I'm a political affairs coordinator at the Minnesota Association

Bills: HF4421, HF1937, HF4675, HF4715, HF4684

Keywords: county cost share, economically distressed county, human services finance, substance use disorder treatment, SUD services, civil commitment, state aid, county levy, poverty threshold, tax-exempt acreage, property tax exemption, Minnesota human services, county fiscal relief, local government finance, chemical dependency, behavioral health, PACE, elderly, Medicaid, health services

Transcript Highlights:

• this prioritization in the Minnesota this prioritization in the Minnesota promise<00:08:35.200><
• on behalf of the people of Minnesota. on behalf of the people of Minnesota.
• Uh this is this combination Minnesota.
• Minnesota. Thank you. Minnesota. Thank you. >> Thank<01:04:30.079> you.
• relations work on behalf of Minnesota relations work on behalf of Minnesota State<01:04:56.000><

Bills: HF3714, HF4399, HF4176, HF2544, HF60, HF4231, HF4232

Keywords: foster care, child welfare, enrollment priority, education programs, child care assistance, education, school board, elections, local governance, school district, site-governed schools, education reform, local control, autonomy, interchange, bond issuance, transportation, infrastructure funding, Sherburne County, student eligibility

Transcript Highlights:

• And I know that there have been several attempts to engage the athletic association and others, uh, that
• not actually embraced this, but this is something that's needed, uh, whether it's at the athletic association
• someone that has to sit out and be Prop 48 their first year of college. whether it's at the athletic association
• whether it's at the athletic association level<00:31:57.200> uh<00:31:57.519> or<00:31

Bills: HF3714, HF4399, HF4176, HF2544, HF60, HF4231, HF4232

Keywords: foster care, child welfare, enrollment priority, education programs, child care assistance, education, school board, elections, local governance, school district, site-governed schools, education reform, local control, autonomy, interchange, bond issuance, transportation, infrastructure funding, Sherburne County, student eligibility

Transcript Highlights:

• Next, we have Ceil Smith, president and CEO of the Minnesota Multi Housing Association.
• I’m president and CEO of the Minnesota Multi Housing Association.
• apartments has crashed in Minnesota. apartments has crashed in Minnesota.
• Cecile Smith with the Minnesota Multi-Housing Association.
• Association. Association.

Bills: HF3403, HF3410, HF3424

Keywords: HF3403, emergency rental assistance, rental aid, homelessness prevention, housing crisis, imminent risk of homelessness, eviction prevention, county aid, Tribal governments, local government aids, general fund appropriation, Minnesota revenue commissioner, poverty level, low-income housing, housing stability, family homeless prevention and assistance, emergency housing assistance, eviction, rent, redemption

Transcript Highlights:

• That wraps up, Madam Chair, the changes for Minnesota State.
• This partnership was established by the Minnesota Mayo Clinic, known as the Minnesota Partnership for
• University of Minnesota.
• Coming into this session, Minnesota State certainly understood the financial position the state of Minnesota
• That places Minnesota residents; well, the school funding is for Minnesota students to go to medical

Bills: HF2312

Keywords: higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct

Transcript Highlights:

• Line 10 is the Minnesota Indian base.
• Line 15 is the mini Minnesota program.
• start with Minnesota start with Minnesota [Music] So the first appropriation you'll see on line
• <00:21:17.200> Mayo entire University of Minnesota Mayo entire University of Minnesota Mayo
• harmless the university and Minnesota harmless the university and Minnesota State.<01:36:05.920>

Bills: HF2312

Keywords: higher education, college finance, student aid, financial aid, state grants, North Star Promise, scholarships, tuition relief, Minnesota State, University of Minnesota, Office of Higher Education, work-study, child care grants, Indian scholarships, tribal colleges, Hunger-Free Campus, student parents, pregnant students, parenting students, sexual misconduct

Transcript Highlights:

• secutive director of the Minnesota secutive director of the Minnesota education<00:01:51.840>
• Minnesota Twin Cities and the Minnesota Minnesota Twin Cities and the Minnesota system<00:09:45.200
• Attending a nonprofit private university has also opened doors for my involvement in the Minnesota Association
• c> college Minnesota Association of private college Minnesota Association of private college students
• I'm also the University of Minnesota I'm also the associate<00:47:36.440> vice<00:47:36.680><

Bills: HF2090, HF982, HF2229

Keywords: higher education, scholarship, financial aid, state grant, tuition assistance, Pell grants, student retention, education equity, disabled veterans, veterans' dependents, dependent children, college affordability, books and fees, University of Minnesota, public colleges, Office of Higher Education, veterans benefits, military families, permanent disability, 100 percent disability

Transcript Highlights:

• Minnesota and you know smaller areas Minnesota and you know smaller areas smaller<00:03:56.480> populated
• from the league of Minnesota from the league of Minnesota cities<00:11:41.360> come<00:11
• collectively cities across Minnesota collectively cities across Minnesota might<00:21:06.600>
• Just a brief mention about the amendment: last year we had opposition from the Minnesota Association
• opposition from the Minnesota opposition from the Minnesota Association<00:29:06.080> for

Bills: HF1917, HF1083, HF367

Keywords: data practices, public official, transparency, government accountability, employment data, domestic abuse, domestic violence, battered women, victim advocate, advocacy, confidentiality, privilege, evidence law, witness privilege, court-ordered disclosure, shelter, crisis intervention, sexual assault counselor, victim services, protective services

Transcript Highlights:

• Second, I'm here representing the City Engineers Association of Minnesota.
• Second, I'm here representing the City Engineers Association of Minnesota.
• Association of Minnesota.
• Second, I'm here representing the City Engineers Association of Minnesota.
• Second, I'm here representing the City Engineers Association of Minnesota.

Bills: HF192, HF268, HF1214, HF494

Keywords: Minnesota income tax, dependent exemption, personal income tax, tax relief, family tax relief, children, dependents, tax deduction, tax exemption, state revenue, inflation indexing, tax year 2025, taxable income, household tax policy, family tax credit, HF268, Joshua Schmidt Memorial Highway, memorial highway, highway naming, road designation