Transcript Highlights:

• It's not working. The system is not currently working as intended.
• Clerk, would you please report? Clerk, would you please report?
• in the juvenile practitioner working in the juvenile justice<01:09:51.839> system.
• need to be talking, our school systems, our juvenile justice systems.
• report by January 1. report by January 1.

Keywords: 958, all

Summary: The Senate convened with prayer, the Pledge of Allegiance, roll call, and a declared quorum. The chamber excused an absent senator, approved the prior journal, received House communication that the House had passed HB 168, 185, 249, and 455 and requested concurrence, and heard committee reports advancing SB 37 and SB 214 from Agriculture, SB 157 and SB 189 with a committee substitute from Banking and Insurance, and SJR 54 with a committee substitute from Families and Children. The Senate also introduced SB 226 on pre-need burial contracts and SR 113 honoring Robert Connley Young. The main floor debate centered on SB 101, an act relating to children, which would require a mandatory 12-month expulsion for students in grades 6-12 who assault a school employee, with exceptions for certain students with disabilities under an IEP and for incidents involving provocation by a school employee. The bill also creates a mandatory reporting requirement for assaults and penalties for intentionally failing to report them. The sponsor argued the measure responds to widespread, underreported assaults on teachers, citing 25,000 reported incidents since 2021 and sharing testimony from a teacher whose career ended after repeated assaults. Supporters said the bill would improve school safety, accountability, and classroom control, while opponents argued it is too harsh for children, could permanently remove students from school, and should leave more discretion to principals and districts. After debate, the Senate adopted Senate Committee Substitute 1 for SB 101 and then proceeded to final passage. Several senators spoke for and against the bill during roll-call explanation, with supporters emphasizing teacher safety, parental responsibility, and consequences for repeat offenders, and opponents warning about lost educational opportunities and the need for second chances. The transcript cuts off during the roll call, but the chamber had already adopted the committee substitute and moved to vote on SB 101 as amended.

Transcript Highlights:

• For many working families, caregivers, and voters with transportation challenges, For many working families
• We have the report. We have the report and we have something to say about the facts in the report.
• It's impressive seeing them work.
• It's impressive seeing them work.
• It's impressive seeing them work.

Summary: The committee heard a long agenda of elections-related bills. It first approved three consent items: AB 808, AB 1029, and AB 1072. The committee then took up AB 1249, which would require non-Voter’s Choice Act counties to offer at least one Saturday early-voting location before statewide elections and allow in-person return of vote-by-mail ballots at designated county offices or satellite locations. Supporters said it would expand access for working voters and those with transportation barriers; some members raised concerns about ballot verification and added workload for rural counties. The bill passed the committee on a divided vote and was placed on call for absent members. The committee next considered AB 25, a voter ID and election integrity measure that would require citizenship verification, government ID for voting, tighter voter-roll audits, and a 72-hour ballot-counting deadline. The author and supporters argued it would restore public trust and improve election integrity, while opponents from the League of Women Voters, ACLU California Action, labor groups, disability advocates, and others said it would restrict access, burden vulnerable voters, and amount to voter suppression. After extensive debate, the committee voted the bill out on a narrow split and kept it on call. Members also approved AB 1164, which clarifies when voters are entitled to a replacement ballot and updates the Voter Bill of Rights language; AB 1441, which would create an independent citizens redistricting commission in Merced County despite opposition from the county board over cost and local control; and AB 16, which would clarify county election officials’ authority to begin processing vote-by-mail ballots earlier and clean up outdated code. The committee also heard AB 1411, which would require non-VCA counties to prepare voter education and outreach plans and use a Secretary of State template, with the sponsor saying it would improve voter information statewide.

Transcript Highlights:

• While much work remains, I am pleased to report from our perspective that the governor's request has
• We work with TDEM.
• , and if any part of that system is not working as effectively and efficiently as possible. then it will
• And we appreciate the work that they do.
• I worked for TML for five years.

Keywords: 1184, house, all

Transcript Highlights:

• In the United States, we work with HCA Healthcare, and they're piloting a system built with Google Cloud's
• The foundation is an independent nonprofit philanthropy that works to improve the health and care system
• an AI system to read an electrocardiogram waveform and predict patient risk, and that works better than
• It's real, and it's something that the entire tech industry and the health care system are working to
• It's real, and it's something that the entire tech industry, as well as the health care system, is working

Summary: The joint informational hearing of the Assembly Health and Privacy Committees focused on generative AI in health care, with opening remarks emphasizing both its potential to improve care and its risks around privacy, bias, liability, workforce impacts, and unequal access. Chair Bauer-Kahan and Chair Bonta framed the discussion around how California can encourage beneficial innovation while protecting patients, especially given the sensitivity of health data and the possibility that AI could worsen existing disparities if not carefully governed. The first panel featured representatives from Cedars-Sinai, Kaiser Permanente, Penguin AI, and Google, who described current uses of AI such as ambient clinical scribes, nursing documentation tools, imaging triage, maternal-fetal risk prediction, and administrative automation. Speakers said these tools can reduce clinician burden, improve patient experience, speed treatment, and in some cases improve outcomes, including a reported mortality benefit from a Kaiser predictive model and faster thrombectomy times at Cedars-Sinai. Members raised concerns about accuracy with accents and multilingual visits, whether predictive tools could reinforce bias or lead to more interventions such as C-sections, and how to ensure a human remains in the loop for important decisions. The second panel, including representatives from the California Health Care Foundation, UC Berkeley, and Stanford, focused on policy and governance challenges. Testimony highlighted examples of AI supporting homelessness outreach and community health work, but also warned that biased algorithms can encode inequities, especially when trained on data that reflect under-treatment of Black, rural, or low-income patients. Witnesses urged clearer standards for trustworthy AI, stronger monitoring and governance structures, better data access for accountability, and attention to the safety net’s limited resources. Several speakers argued that states should require health systems to have AI governance processes, clarify liability between developers and deployers, and regulate downstream uses of AI while preserving access to data for lifesaving research and oversight.

Transcript Highlights:

• or not work.
• Yes, we're working with that.
• East Central Judicial District.
• So that's, in effect, how it has worked. Just a comment. So that's, in effect, how it has worked.
• But our justice system is... But our justice system is set up as an adversarial thing.

Keywords: 908, all

Transcript Highlights:

• For example, there have been reports that the water system is in need of repairs.
• I used to work in a federal prison.
• How is that going to work?
• within the HHS system is...
• And I used to work in a youth prison as a chaplain. I've worked as a police chaplain.

Keywords: 956, all

Transcript Highlights:

• to consider should be in the FR report to consider should be in the FR report >> at<00:15:
• <00:29:12.159> Uh the with the immigration system. Uh the with the immigration system.
• How does that work? How does that bill work with this?
• So I think that works out. >> Yeah.
• So I think that works out. >> Yeah.

Bills: SB2040, SB2248, SB2530, SB2732, SB2871, SB2919, SB3076, SB3300, SB3301

Keywords: freedom of speech, elections, campaign finance, non-natural persons, regulated participation, constitutional amendment, financial disclosures, government transparency, public confidence, Senate confirmation, conflicts of interest, state ethics commission, campaign contributions, state contracts, transparency, conflict of interest, government ethics, pretrial release, bail reform, financial ability

Summary: The Judiciary Committee heard testimony on several bills. SB 2248 would expand financial disclosure requirements to certain gubernatorial nominees subject to Senate confirmation. The State Ethics Commission supported the measure, saying disclosures should be filed before confirmation so the public and interested parties can review them in advance. Testimony was overwhelmingly in support, with 22 supporters, no opposition, and one comment. SB 2530 would broaden Hawaii’s campaign contribution ban for state and county contractors to include officers and immediate family members, and would extend the ban to certain grantees and their officers and family members, with specified contract thresholds. The Campaign Spending Commission said the bill is its own proposal and would align the thresholds with procurement guidelines. Testimony was entirely favorable, with 30 in support, no opposition, and two comments. Members asked about conforming amendments and how the existing prohibition on soliciting contributions applies; CSC said the calendar-day language clarifies current practice and that the solicitation ban already applies to contractors, with the bill extending the same standard to officers and immediate family members. SB 2732 would require courts to consider a defendant’s ability to pay when setting bail, including excluding public benefits from income calculations and clarifying the 40-hour affordability benchmark for those above 150% of the federal poverty level. The Office of the Public Defender, the Hawaii Correctional System Oversight Commission, and the ACLU of Hawaii supported the bill, arguing that unaffordable bail creates wealth-based disparities, contributes to jail overcrowding, and can cause severe collateral consequences for people not yet convicted. There was one opposition testimony and 18 supporters. Committee discussion focused on when the 40-hour period should begin, how income would be verified, and whether misrepresentation could affect bail; the Public Defender said the measure should be read to start from initial appearance and that judges could address false statements through existing remedies. SB 2871 would prohibit discrimination based on perceived characteristics, association with someone who has or is perceived to have protected characteristics, and intersectional combinations of characteristics. The Department of Education supported the intent but asked for clear definitions, while the Hawaii Civil Rights Commission said the bill does not add new protected classes and simply codifies the Lamb v. University of Hawaii decision on intersectional discrimination. LGBTQ+, civil rights, ACLU, and other advocacy groups testified in support, with one opposition testimony and a total of 27 in support, two opposed, and one comment. The committee then heard SB 2919, which appropriates funds for one full-time public deputy public defender position. The Public Defender’s Office said the position would provide statewide legal support and a centralized resource on constitutional, appellate, and immigration-related issues; several advocacy groups supported the measure, and committee questions focused on how the new position would complement existing training and keep staff updated on changing law.

Transcript Highlights:

• The Health Care Authority reported.
• The health care authority reported. rates in there too.
• That's why we have people working at $12 an hour.
• And it's 37,000 New Mexicans who work in this role.
• Again, you're working with volunteer organizations.

Keywords: 996, all

Transcript Highlights:

• Um so HB1568 work.
• <01:17:04.719> the fuel reports. How was that funded? the fuel reports.
• all other systems are curtailed. all other systems are curtailed.
• So, we are going to turn this into a working group, and the working group will require a report to the
• The working group will require a report to the Legislature prior to the 2028 session.

Bills: HB2284

Keywords: energy assistance, low-income households, electricity costs, Hawaii home energy assistance program, energy efficiency, 910, house, all

Summary: The hearing covered House Bill 2284, which would create the Hawaii Home Energy Assistance Program in the Department of Human Services to help qualifying households pay energy bills and direct the Public Utilities Commission’s public benefits fee administrator to provide information and assistance to recipients. Testimony from the Division of Consumer Advocacy, DHS, and the Public Utilities Commission was in support. A committee member asked about how the program would interact with existing TANF-related energy assistance and whether rules could be adjusted to avoid duplicative benefits; DHS said logistics would need to be worked out and that the agencies would make the rules. The committees noted the bill’s $1.5 million appropriation and moved it forward with amendments, including blanking out amounts and noting them in the committee report. Both committees voted to pass HB 2284 with amendments, with the recommendation adopted. The committee then heard House Bill 2486, relating to plug-in or balcony solar. DCCA, the Climate Change Mitigation and Adaptation Commission, and the Public Utilities Commission stood on prior testimony in support of the bill’s intent. Multiple advocates and organizations, including Carbon Cashback Hawaii, 350 Hawaii, Bright Saver, Sierra Club of Hawaii, and others, testified in support, arguing that plug-in solar would lower electricity bills, expand access for renters and condo residents, and reduce emissions. Several speakers urged the committee to remove or avoid registration, reporting, feed-in tariff, interconnection fee, and other requirements they said would create barriers. Bright Saver testified that the systems are safe and would not back-feed during outages. No vote was taken on HB 2486 during the excerpt. Finally, the committee heard House Bill 1568, which would prohibit the importation or storage of LNG in the state and the construction of related infrastructure. State agencies including the Consumer Advocate, Hawaii State Energy Office, Public Utilities Commission, and Hawaiian Electric opposed the bill, with the Energy Office arguing LNG would perpetuate oil use on Oahu and expose the state to price volatility. Supporters included Life of the Land, Sierra Club of Hawaii, Greenpeace Hawaii, 350 Hawaii, Earthjustice, Our Hawaii, and others, who argued LNG would lock Hawaii into another fossil fuel dependency, create major infrastructure costs and safety risks, and undermine the state’s renewable energy goals. Several testifiers cited climate and affordability concerns and urged the committee to reject LNG. The excerpt ends during testimony on HB 1568, before any committee action or vote is shown.

Transcript Highlights:

• We're so proud and grateful of your work. Thank you.
• Yeah let's work on those things. You come over you say yeah let's work on those things. Mr.
• In California, we have people who work in the fields, people who work in offices, and yes, people who
• He lived in Tijuana with my mother while he came across and worked the fields through Central California
• And for those who talked about the system and wanting to work within the system, this is the system.

Keywords: 988, house, all

Transcript Highlights:

• He worked across differences.
• shall be from the records and reports shall be from the records and reports fund<01:04:51.039>
• Adult Protective Services data system of records and reports for at-risk adult abuse or neglect, 7.5
• 22,400 system of 12 records and reports 22,400 system of 12 records and reports of<01:57:15.599>
• Central appropriations.

Keywords: 981, all

Summary: The House convened with a quorum, approved the prior journal, and heard several brief recognitions before moving to business. Members welcomed foster care advocates for Child Abuse Prevention Month, Girl Scouts visiting the Capitol, and participants in Black Maternal Health Week, with remarks emphasizing foster youth voice, leadership development, and the need for culturally competent maternal health care and doula/midwife support. The chamber then took up House Joint Resolution 1026, honoring former Governor Roy Romer and designating a portion of I-25 as the Governor Roy Romer Memorial Highway. Supporters highlighted Romer’s long public service, his work on education and infrastructure, and his role in major state projects. A proposed amendment to strike the word “memorial” was withdrawn, the House suspended the rules to allow Romer to speak from the well, and Romer offered remarks about legislative collegiality and the importance of democracy and listening to opposing views. House Joint Resolution 1026 was adopted on a 60-0 vote, with four excused and one absent. After a brief recess, the House returned to special orders and resumed reading House Bill 1410 at length, continuing through extensive appropriations language for the Department of Human Services, including child welfare, youth services, Medicaid-related transfers, SNAP and benefits administration, and other funding line items. No final action on House Bill 1410 was taken in the portion provided.

Transcript Highlights:

• They warned us in report after report.
• Those of us who have communities that have had to navigate the system, those of us who have ever worked
• We have a lot of work to do.
• And I am proud of the work that we've done to do that, and I know there's a lot of work that we need
• I appreciate the work that's done and the jobs that are created in the Central Valley, but maybe bring

Summary: The Assembly convened after a quorum call and proceeded to floor business, with the main item being SB 101, the state budget bill. Before debate on the bill, Assembly Member Sanchez offered amendments to redirect funding toward Proposition 36 implementation, wildfire prevention, Medi-Cal provider reimbursement, developmental services, and other priorities; the majority moved to lay those amendments on the table, and the motion passed 43-18. The chamber then took up SB 101 as the budget bill for immediate effect. Debate on the budget was extensive and sharply divided. Supporters, including Assembly Member Gabriel and several committee chairs, described the budget as a difficult but responsible compromise that protects Medi-Cal, IHSS, child care, housing, wildfire prevention, and other safety-net programs while responding to a projected deficit and federal uncertainty. Opponents criticized the budget as fiscally unsound and argued it relied on accounting gimmicks, did not adequately fund Proposition 36 or wildfire prevention, and continued spending on high-speed rail and Medi-Cal coverage for undocumented immigrants. Several members also raised concerns about gas taxes, provider reimbursement, probation funding, and the impact on vulnerable Californians. After debate, the Assembly voted on SB 101 and passed it 57-19. The measure was sent immediately to the Senate. The body then announced upcoming session schedules, with no floor or check-in sessions on June 14 and 15, and a floor session set for June 16 at 1 p.m., before adjourning.

Transcript Highlights:

• May I inquire of the reporter of the bill? The reporter is interrogated.
• <00:19:42.000> The uh of the reporter of the bill? The uh of the reporter of the bill?
• I'd like to question the reporter. The reporter is interrogated.
• Recognize the Senate Senator from Chittenden Central, Senator Balchowski, for the report of the committee
• , Chittenden Central, Senator Balchowski, for<00:39:47.120> the<00:39:47.200> report<00

Keywords: 927, senate, all

Transcript Highlights:

• We've been working with the Safe Historic District since it started.
• A number of procedural things that continue to improve the system.
• We work well together. So I encourage you to add an amendment.
• Senate Bill 3065 is reported to the full Senate.
• Right, work out of your home. Yeah, he's okay, okay.

Bills: SB2784, HB23, HB247, HB1533, HB2011, HB2013, HB2273, HB2421, HB2464, HB3120, HB3424, HB3575, HB3788, HB4370, HB4809, HB5057, HB5084, HB5534, HB5668, HJR34, HB23, HB247, HJR34

Keywords: Somervell County, hospital district, board of directors, elections, local governance, staggered terms, third-party review, property development, local government, permits, construction inspection, regulatory authority, land development, liability, occupancy certificate, border security, tax exemption, ad valorem, real property, infrastructure

Transcript Highlights:

• Reports of committees will be deemed read, amendments deemed adopted.
• Reports of committees will be deemed read, amendments deemed adopted.
• Its work is complete, but now we must move from study to action.
• subject to duplicative reporting provisions as a result of this bill.
• System from 1977 to 1981.

Summary: The Assembly convened, established a quorum, offered prayer and the Pledge of Allegiance, and then moved through a long floor file with many Senate bills. Early procedural actions included unanimous-consent motions, a successful roll-call to rescind prior action on SB 351, and a 54-vote suspension of Joint Rule 61(a)(3) to allow floor amendments on SBs 80, 351, and 415. The chamber also made several referrals, moved one item to the inactive file, and welcomed new Assembly Member Natasha Johnson and other guests. The bulk of the meeting consisted of concurrence and third-reading votes on a wide range of measures, many of them passing with little or no opposition. Topics included tribal gaming grants (AB 221), State Bar fee and bar exam changes (SB 253), AI guardrails in community colleges (SB 241), consumer arbitration clauses (SB 82), due process for law enforcement in Racial Justice Act cases (SB 734), dental payment fee disclosures (SB 386), HOA balcony inspection reports (SB 410), farmland protection and EIFD rules (SB 5 and SB 516), emergency shelter zoning (SB 340), HIV confidentiality (SB 504), election signature-cure reforms (SB 3), contractor workers’ compensation compliance (SB 291), fire training funding (SB 345), wage theft enforcement (SB 355 and SB 261), food allergen disclosures (SB 68), ride-share insurance coverage (SB 371), housing and disaster recovery measures (SB 233, SB 625, SB 21), midwifery education (SB 520), mobile home insurance access (SB 525), epinephrine in schools (SB 568), health facility emergency licensing (SB 582), hair relaxer enforcement (SB 236), wastewater surveillance (SB 317), and several tax, transportation, and public health bills. A number of bills drew brief policy debate or opposition. SB 388, creating a California Latino Commission, prompted criticism from some members who argued the money should go directly to community needs rather than a new commission; it still passed. SB 50 on digital safety for victims of abuse, SB 20 on silicosis prevention, SB 306 on prior authorization reform, SB 373 on oversight of out-of-state special education placements, and SB 437 on reparations descendant-status verification were among the more substantive and discussed measures. Most bills passed by wide margins, often unanimously, and several urgency or tax-levy measures required 54 votes and were approved. The session ended with continued passage of remaining file items and multiple items retained or passed temporarily for later action.

Transcript Highlights:

• First, I would like to thank the teams at CDDFA and CEC for their tremendous work on these reports.
• So there were some news reports.
• We really appreciate the work you've done.
• The redundancy, the reliability of a system.
• The California system was built for basically a one-fuel system.

Keywords: 987, senate, all

Summary: The Senate Committee on Energy, Utilities and Communications held an oversight hearing on managing the transportation fuels transition, with a focus on gasoline prices, supply reliability, refinery closures, and the implementation of recent transparency and market oversight laws. Chair Allen opened by citing SB 1322 and special session measures that expanded reporting to the California Energy Commission (CEC), authorized possible refining margin caps, and required minimum inventory and resupply planning. He framed the hearing around rising fuel costs, refinery shutdowns, global supply disruptions, and the need to ensure affordable and reliable fuel during the transition to cleaner transportation. CEC Vice Chair Siva Gunda described California’s growing dependence on imports as in-state refining declines, noting that gasoline production has fallen and imports now supply a large share of the market. He said the state has substantial marine import capacity and that the proposed Gateway Pipeline could improve connectivity to the Gulf Coast, but emphasized that distribution and storage remain key constraints. Gunda also said the CEC’s new “days of supply” metric suggests inventories remain within historical ranges, and he attributed recent price increases largely to global crude oil shocks, refinery outages, and the war in Iran. He said taxes and environmental costs have remained relatively stable, while crude costs and industry margins have risen. CDTFA Chief Deputy Director Gentian Droboniku focused on retail pricing, saying widening retail margins and growing price dispersion indicate that retail business models and pricing strategies are increasingly driving pump prices. He highlighted the growth of hypermarts and unbranded stations, the widening gap between branded and unbranded prices, and future work on ownership concentration and algorithmic pricing. Ty Milder of the Department of Petroleum Market Oversight said the Iran conflict is the largest global oil supply disruption in history and that California’s recent price increases largely track national and crude price movements, unlike earlier localized spikes that lacked input-cost justification. He said branded stations, especially major brands, have charged substantially more than nearby competitors, and that the “mystery gasoline surcharge” that appeared after the Torrance refinery fire is still under investigation. Milder also pointed to high diesel spreads, limited market liquidity, and the need for more transparency in spot pricing. Matthew Boutill of CARB said the state’s long-term goals remain deep greenhouse gas reductions and carbon neutrality by 2045, with transportation fuel transition strategies aimed at cleaner fuels, zero-emission vehicles, and support for workers and communities. In questioning, Senators Caballero and Richardson pressed agency witnesses for clearer, more concrete explanations of what the transition will look like in practice, how many refineries California will still need, and what the impacts of increased imports will be on ports, trucking, storage, and local communities. No votes or formal actions were taken.

Transcript Highlights:

• or not work.
• And so then in your—thank you—in your work, in your work...
• East Central Judicial District.
• So that's in effect how it has worked. So just a comment. So that's in effect how it has worked.
• But our justice system is... But our justice system is set up as an adversarial thing.

Summary: The Judiciary Interim Committee met to begin its study of charitable gaming and the ownership of alcoholic beverage establishments by licensed charitable gaming organizations, a study directed by Senate Bill 2334. Legislative Council gave an overview of the constitutional and statutory framework for charitable gaming, site authorizations, rent limits, proceeds, and recent legislative changes. The Attorney General’s Gaming Division then clarified the financial flow of gaming, explaining that in fiscal year 2025 North Dakota had about $2.5 billion in gross gaming proceeds, with roughly 88-90% paid back in prizes and about $256 million available to organizations after taxes; most of that activity came from electronic pull tabs. Members asked for more detail on winnings, replays, rent, and the breakdown of manufacturer/distributor revenues, and the AG’s office agreed to provide supplemental information. The committee also heard from the League of Cities and the Association of Counties about local site authorization. Cities said they have a limited role in approving gaming sites, can adopt policies after public hearing, may charge up to $100, and can set certain conditions, including local nexus requirements, but cannot require donations or force a specific charity or site. The League said it had worked with stakeholders on a model policy to provide more consistency, though members raised concerns that local requirements could become too restrictive for charities serving broader areas. Counties said the issue is mostly a city matter, with little county involvement beyond minimal site fees and general site approval. The North Dakota Gaming Alliance testified in support of the study and provided IRS-related material suggesting charities may use asset diversification, while emphasizing it had not taken a position on whether charities should own bars. Members questioned whether bar ownership is being used for site stability or to channel charitable gaming dollars, and whether city policies might disadvantage charities with broader missions. The committee also discussed the relationship between gaming organizations, manufacturers, and distributors, including restrictions on incentives and interference, and asked for more information on those entities and their ownership. Later in the meeting, the Racing Commission gave its regular update on live racing, pari-mutuel wagering, ADW providers, purse and promotion funds, a new TRPB contract, and concerns about cease-and-desist actions from other states. Finally, the State Hospital superintendent briefly reported on the Department of Corrections and Rehabilitation’s support services, including the SORT team, training, and security assistance for the hospital campus.

Transcript Highlights:

• I'm having a little challenge understanding exactly how the scoring system is going to work and how a
• And according to Sacramento Bee's own reporting and Tenuous reporting, more than 70 state offices could
• at over 1,400 work sites.
• I know we've done work on missing and murdered Indigenous women and my work with domestic violence and
• We represent nearly 100,000 employees across 10 different bargaining units who work at over 1,400 work

Keywords: 987, senate, all

Transcript Highlights:

• Today, AI systems are centrally managed by these behemoths. You cannot even do forensics.
• We can also look at weaknesses created by AI systems. Again, a lot of good work is being done.
• We work with Utah, we work with Illinois, we work with the state of Washington, and we work with Arizona
• I'm happy to report that by taking the lead, we were able to work with federal law enforcement and a
• In Seattle, I am an aerospace engineer, mostly working as a systems engineer in the defense world.

Transcript Highlights:

• actually works.
• The payment system works the exact same way.
• with the system.
• The modifications to the system just wouldn't work.
• working.

Keywords: 995, all

Summary: The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely. Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform. The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.