Video & Transcript Research : 'claim process'
Page 177 of 500
AZ
Transcript Highlights:
- Please show respect for the process and the rules and stay on the bill, okay?
- That's $102.5 million that they claim they cut from corporate subsidies.
- That's $102.5 million that they claim they cut from corporate subsidies.
- So for every single dollar in corporate handouts they claim they cut, they added $3.67 in new ones.
- They claim they cut, they added $3.67 in new ones. $3.67 to one.
HI
Hawaii 2026 Regular Session
FIN Info Briefing - Tue Jan 13, 2026 @ 9:00 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- I think we're in the process right now.
- <01:26:45.360>
like process like process like >> so<01:26:46.400>as <01:26:46.639 - We can't make a claim for the unpaid taxes.
- And we're unable to file our claim.
- ,<05:04:09.520>
you when you engage in that process, you when you engage in that process,
MN
Transcript Highlights:
- We want them to stay here and be processed here in Minnesota.
- <00:14:12.000>
and values, supports more processing and values, supports more processing and - , additional jobs tied to processing, additional jobs tied to processing, transportation,<00:14:37.600
- in<00:53:32.240>
Minnesota established a process in Minnesota established a process in Minnesota - <01:15:37.760>
were during the process, modifications were during the process, modifications
Keywords:
tax credits, sustainable aviation fuel, environmental policy, corporate franchise, Minnesota taxation, electricity generation, property tax exemption, renewable energy, incentives, economic development, fuel delivery, tax exemption, retail transactions, diesel exhaust fluid, fuel lubricants, healthcare tax, gross receipts tax, hospitals, chiropractors, healthcare providers
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/07/2025)
Transcript Highlights:
- department to make sure that the process department to make sure that the process that<00:40:25.359
- Lastly, he said the market conduct team is also making sure that claims are being processed and paid
- I haven't put a claim in in 20 years.
- We have a very comprehensive all-claims database that could potentially be very helpful.
- We have a consumer complaint process, which I probably should have described.
Summary:
The meeting began with introductory remarks for new and returning members of the House Commerce Committee, led by Chairman John Hunt. Members briefly introduced themselves and their backgrounds, and several noted the committee’s bipartisan, collegial tone. Hunt explained the committee’s structure and traditions, including the division into three subcommittees: banking and business, consumer protection, and liquor commission matters, with insurance now handled as a single area. He also reviewed basic hearing procedures, including decorum, questions for information only, and the committee’s practice of moving bills through subcommittees before full committee executive sessions.
The committee then heard an overview from the New Hampshire Insurance Department, led by Commissioner DJ Bettencourt and staff. The department described its mission as promoting a safe and competitive insurance marketplace and emphasized consumer protection, market competition, and affordability. Officials outlined the department’s responsibilities, including licensing insurers, producers, adjusters, and TPAs; reviewing insurance forms; regulating companies and market conduct; overseeing financial solvency; and investigating insurance fraud. They also noted that the department is self-funded through assessments on insurers, collects premium taxes and fees for the state, and returned more than $2.7 million to companies in fiscal year 2024 due to underspending.
The presentation also covered the broader regulatory framework for insurance, including the role of the National Association of Insurance Commissioners in promoting uniform standards across states and territories. Officials said New Hampshire licenses about 1,200 insurance companies and roughly 245,000 producers and adjusters, and that the department’s financial examinations are part of an accreditation system used nationwide. No votes or formal committee actions were taken in the portion provided; the session was primarily organizational and informational, with the insurance department presentation beginning the committee’s substantive work for the term.
TX
Texas 89th 2nd C.S.
Homeland Security, Public Safety & Veterans' Affairs Apr 14th, 2025
Homeland Security, Public Safety & Veterans' Affairs
Transcript Highlights:
- If you require assistance with registration or the testimony process, please consult with, uh, my committee
- Texas sells itself as a haven for small business and claims businesses will face fewer barriers to success
- HB 3428 makes a mockery of this claim by taking basic decisions about safety, security, and risk out
- of bars and restaurants that can prohibit firearms, HB 3428 flies in the face of Governor Abbott's claims
- If Texas had more resources for people in crisis, if suicides and gun violence weren't claiming so many
Bills:
HB259
MN
Minnesota 2025 1st Special Session
Press Conference: Republicans Announce Student’s First Legislation - 04/07/25
Transcript Highlights:
- days where we didn't have the staff that we needed because it takes about 45 days to do the hiring process
- making staffing worse is that a lot of these folks have been offered summer jobs, and because they claim
- So the other PSAs in the process.
- <00:20:24.640>
that <00:20:24.799>they're jobs and because they claim that they're - jobs and because they claim that they're not<00:20:25.360>
similar <00:20:25.840>type <00
NH
New Hampshire 2026 Regular Session
House Labor, Industrial and Rehabilitative Services (02/03/2026)
Labor, Industrial and Rehabilitative Services
Transcript Highlights:
- Now, if you're an employee who filed a wage claim, it would mean that you filed a claim, the employee
- , it would mean that you filed wage claim, it would mean that you filed a<00:44:55.839>
claim, - Thank you. process that we currently put in place. process that we currently put in place.
- I believe there's a<02:10:30.320>
a <02:10:30.800>process. a a process. a a process. - Could that workman's comp claim?
WA
Washington 2025-2026 Regular Session
Senate Ways & Means Oct 16th, 2025
Transcript Highlights:
- For DD, this is a four-step process, and for long-term care, it's a three-step process.
- So that process would still have to take place every six months. And Senator Wilson has a question.
- But since July, we have just not been sending any claims for federal money to CMS, and we have blocked
- But we since July have just not been sending any claims for federal money to CMS.
- Lastly, DSHS is scoping the process and system changes needed to implement the bill.
Summary:
The Ways and Means Committee held a work session to review how H.R. 1 (the One Big Beautiful Bill Act) could affect Washington’s Medicaid, long-term care, developmental disabilities, and food assistance programs, with a focus on implementation challenges, fiscal impacts, and likely coverage losses. Staff and agency officials explained Washington’s Medicaid financing structure, eligibility categories, caseload trends, and the role of the Health Care Authority and DSHS in administering Apple Health and related services. They also described how Medicaid expansion increased access to behavioral health services and how H.R. 1’s provisions are expected to affect the expansion population most directly.
Health Care Authority and DSHS officials outlined several major H.R. 1 changes: new work and community engagement requirements for the Medicaid expansion population, six-month redeterminations instead of annual renewals, changes to immigrant eligibility, limits on provider taxes and state-directed payments, new cost-sharing requirements, reduced retroactive coverage, and changes affecting long-term care eligibility. They said Washington is still awaiting federal guidance on many details, but estimated that about 620,000 Apple Health expansion enrollees could be subject to work requirements, that roughly 30,000 immigrants could lose Medicaid eligibility under the new definition of qualified alien, and that some long-term care and developmental disability clients could be indirectly affected. Officials also said the state is working with other agencies to build shared verification systems and may seek a delay waiver, though they do not expect broad federal flexibility.
The committee also heard that H.R. 1 immediately blocks Medicaid reimbursement for Planned Parenthood services for one year, with the state planning to backfill about $11 million to preserve access. In addition, officials warned that the law could reduce federal Medicaid revenue by billions over time and strain hospitals and emergency rooms as more people become uninsured. They noted that Washington’s rural health transformation grant application is due November 5 and could bring some funding, but not to offset coverage losses. No votes were taken; the session was informational only. The committee then heard a separate presentation on food assistance, where staff and DSHS described H.R. 1’s SNAP changes, including expanded work requirements, immigrant eligibility restrictions, higher state administrative costs, and a possible future state share of benefit costs tied to payment error rates. DSHS estimated a four-year fiscal impact of about $750 million for food assistance changes and said the state is working on system and policy changes across agencies before the new requirements take effect.
TX
Transcript Highlights:
- We're working through the process.
- In 1999, the regular session of the Legislature approved a bill that created a process to dissolve the
- This dissolving process was never executed.
- The dissolving process was never executed, and in the 25 years since, the district has been defunct,
- Real reasons of real concern, not just a random process. So, exactly right.
Summary:
The Senate opened with an invocation, received a House message announcing passage of HB 74 creating the Puerto Verde Port Authority District, and heard a recognition from Senator Hancock about a weekend human trafficking operation in Fort Worth in which Unbound Now and the Fort Worth Police Department freed 19 victims. The Governor also submitted nominations to the Texas Appraiser Licensing and Certification Board. The chamber then repeatedly suspended rules to take up and pass a series of House bills and one House joint resolution, mostly by wide margins, along with several local and honorary designations.
Among the substantive measures, the Senate passed HB 1244 on open-space appraisal after property transfers, HJR 99 and HB 1399 to exempt animal feed from ad valorem taxation, HB 166 expanding child/endangered-person protections to fentanyl-related conduct, HB 1672 speeding DMV enforcement against unsafe motor carriers, HB 2018 clarifying the Texas Farm and Ranch Lands Conservation Program, HB 140 creating a DFPS advisory committee on child protective investigations, HB 467 providing for dissolution of the Cedar Creek Hospital District, HB 2000 requiring sex-offender registration for child grooming, HB 331 creating presumptions for first responders who suffer heart attacks or strokes after strenuous shifts, HB 1089 creating the Gulf Coast Protection Account, HB 2730 limiting when appraisal districts may require new homestead exemption applications, HB 2723 easing cemetery tax-exemption procedures, HB 353 creating a trespass offense near schools and day care centers, and HB 3248 authorizing defense-based development authorities to employ and commission peace officers. Several of these bills drew brief explanations and, in some cases, questions from other senators about their scope and purpose.
The Senate also passed numerous memorial highway and facility designations, including HB 767 for Paul P. Mendez, HB 1708 for Trooper Kevin Ramirez-Vasquez, HB 2415 for Senior Police Officer Louis Andy Taylor, HB 2143 for Army Specialist Joey Lenz, HB 2457 for the Molly Mullins Mile, HB 2523 for Deputy Constable Ruben Garcia, HB 2198 for Officer Jacob Candinoza, and HB 2763 naming a TxDOT facility for Eduardo Eddie Garcia Jr. Other local or administrative measures included HB 3513 on the Moore County Juvenile Board and HB 3135 creating specialty plates for retired firefighters. The chamber also adopted several concurrent resolutions and later moved through a large local calendar, including HCR 80, which designated Brenham as the ice cream capital of Texas. Most measures passed with little or no opposition, though a few votes on rule suspensions and final passage recorded small numbers of nays.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Michael Kratsios, of South Carolina, to be Director of the Office of Science and Technology Policy, and Mark Meador, of Virginia, to be a Federal Trade Commissioner. Feb 25th, 2025 at 09:00 am
Commerce, Science, and Transportation Committee
Transcript Highlights:
- She highlighted former Chairwoman Khan's disregard for legal precedent and due process as key factors
- played a key role in freeing up a significant amount of federal spectrum for 5G through the AMBIT process
- that we're able to show in the AMBIT process is that if you bring the right technologists to bear on
- I would defer again to the process that the president and OMB are going to lead. Thank you.
- I think it's critically important... that through an interagency process that OSTP is able to relay the
Keywords:
Senate Committee, Commerce, Science, Technology, Quantum Computing, Artificial Intelligence, FTC, Consumer Protection, Innovation, Emerging Technologies
Summary:
The meeting of the Senate Committee on Commerce, Science, and Transportation featured significant discussions regarding technological advancements and their implications for the future. Notably, nominations were made for key positions in the White House's Office of Science and Technology Policy and the Federal Trade Commission. Committee members expressed the importance of leading in emerging technologies like artificial intelligence and quantum computing, emphasizing that the pace of innovation is crucial for maintaining the United States' global position as a leader in technology. The discussions also highlighted the role of the FTC in protecting consumers from deceptive business practices and ensuring fair competition in the marketplace.
Attendees underscored the urgency of advancing research and development in areas such as quantum computing, as evidenced by a demonstration of a new quantum chip anticipated to redefine computing capabilities across industries. Various members engaged in vibrant exchanges, showing support for initiatives aimed at bolstering innovation through public and private collaboration. Overall, the meeting set a strong agenda for pursuing future science and technology policies that ensure the U.S. remains at the forefront of global advancements.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, January 12, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- And then the process completely stopped.
- One of the most prominent federal anti-fraud laws is the False Claims Act.
- <03:34:34.880>
Act years alone, False Claims Act years alone, False Claims Act settlements - >
tested, <03:56:12.239>so [snorts] process is means tested, so [snorts] process is means - Nationwide, this process is time.
NH
New Hampshire 2025 Regular Session
House Finance Division I (03/19/2025)
Transcript Highlights:
- making process for sure. making process for sure. Okay.<01:16:03.600>
Other Okay. - and then our our process. and then our our process. Further<04:16:40.560>
questions? - process anyways. More than likely. Okay. process anyways. More than likely. Okay.
- The governor's version had it last in the process. It's frontloading it in the process.
- It's it is moving it's process.
Summary:
The committee reviewed a handout comparing House Bill 2 to current retirement law and walked through the bill section by section with staff from the retirement system. The discussion focused on vesting, earnable compensation, average final compensation, compensation-over-base limits, special duty pay, normal retirement age, re-retirement, and maximum benefit rules for Group 2/Tier B members. Staff explained that some provisions would restore pre-2011 rules, including counting certain end-of-career payments such as unused sick and vacation time in earnable compensation and reducing the AFC averaging period from five years back to three. They also described how the bill would eliminate the current cap on compensation over base, which mainly affects overtime, and noted that the actuarial cost of the AFC-related changes is interrelated rather than easily broken out by feature.
A separate discussion covered the special duty pay limitation, which currently applies to Tier A and would be removed under the governor’s bill for both Tier A and Tier B members after their vested buy date. Staff said the actuary estimated that removing the special duty limitation would increase costs by about $13.9 million. Members also asked about the practical difference between overtime and special duty, with staff explaining that special duty generally involves work for a private third party, often police detail work, while overtime depends more on staffing and scheduling. The committee also reviewed the normal retirement age changes for Tier B and the possibility that some members would need to work longer to reach the new vested buy date.
Members raised concerns about an ambiguity in the bill that could allow already-retired Tier B members to return to work, then re-retire and claim the higher benefits, or allow vested deferred members to stop working and wait for the new vested buy date. Staff said the governor’s office did not intend to allow that result and requested clarifying language, noting that the bill as drafted does not expressly prohibit it. The committee also discussed part-time and seasonal work after retirement, with staff explaining that such work generally does not restore membership unless the person takes a full-time position requiring enrollment. Finally, the committee reviewed the maximum benefit provisions and noted that HB 2 in the current year does not change the maximum benefit date or include the 1.5% annual escalator that had been part of the 2023 proposal, making the current bill more costly than the earlier version.
MN
Minnesota 2025-2026 Regular Session
Public Safety Committee Meeting - 2025-04-01
Public Safety Finance and Policy
Transcript Highlights:
- That's what this is about—it's changing the thought process here.
- Can you talk a little bit about the protocol of how to sort out the legitimacy and the veracity of claims
- I appreciate that as a group and organization you claim nonpartisanship, but I believe there are instances
- Does that potentially create an issue regarding the unbiased reporting you claim to have provided?
- We acknowledge that in terms of how grants are administered, but ensuring that it's processed this way
Keywords:
public safety, school safety, active shooter, active shooter drill, violence prevention, threat reporting, anonymous tip line, See It, Say It, Send It, Minnesota Fusion Center, Bureau of Criminal Apprehension, BCA, officer-involved death, missing person, endangered missing person, criminal background check, national background check, FBI fingerprint check, adult entertainment license, massage license, correctional facilities
TX
Texas 89th Regular
S/C on Defense & Veterans' Affairs Mar 17th, 2025
S/C on Defense & Veterans' Affairs
Transcript Highlights:
- training cycle. so on and so forth until we meet the final stage after about a four or five year cycle process
- And so then we would go through that ESGR process to try to. get their employment back.
- They would claim, the companies themselves would. claimed that it was economic hardship due to now inflation
- would force the people who it. that brought them into office through our Constitutional Republic process
- They'll defend the legal gray area of the U.S. foreign policy. claim without foundation, the Department
Keywords:
highway designation, veteran recognition, commemorative, transportation, Brazoria County, Texas National Guard, combat duty, military activation, state requirements, emergency response, active combat duty, military service, Congressional action, Governor responsibilities, Congressional declaration, state law, conflict, armed forces, congressional approval, war declaration
ND
North Dakota 2025-2026 Regular Session
House Appropriations Apr 15th, 2025 at 08:30 am
Appropriations
Transcript Highlights:
- They note for tax year 2023 there were 256 claims for a total deduction of $13.3 million. 256 claims
- With that being said, the bid process then would be under the new guidelines.
- So could, if you could, could you... to a non-grandfather bid, you know, bid process.
- It was part of the interim process.
- It was part of the interim process. They did take jurisdiction over the bill.
Summary:
The committee met to consider four policy bills and discussed a possible later return to handle DOCR amendments and budget work. They first took up HB 1327, funding for the Agricultural Diversification and Development Fund, and adopted an amendment striking language that would have capped up to $10 million for agricultural infrastructure grants to political subdivisions. The bill was then passed as amended on a 22-0 vote, with Rep. Belts assigned as carrier.
Next, the committee considered SB 2256, the Research Technology Park grant. Rep. Stemen offered an amendment reducing the appropriation amounts from the original figures to $10 million and $5 million levels, citing available funding; the amendment passed 19-3. The bill then passed as amended 22-0, and Rep. Stemen agreed to carry it.
The committee then debated SB 2093, which combined a retired peace officers/surviving spouses benefit with an added income tax reduction. Rep. Munson moved to remove the income tax portion, and the committee agreed 17-4. The remaining peace officer benefit portion was then passed as amended 21-0, with Rep. Kempenich carrying it. Finally, the committee considered HB 2160, changing the state health plan from grandfathered to non-grandfathered status. Members discussed cost shifting, employee retention, out-of-pocket exposure, and the updated fiscal note; the committee adopted an amendment updating the appropriation figures to match the current PERS/Deloitte analysis, then passed the bill as amended 15-7-1, with Rep. Worry originally the carrier.
ND
North Dakota 2026 1st Special Session
Special Education Funding Committee May 6th, 2026
Special Education Funding Committee
Transcript Highlights:
- "...of the student, or is it a reflection of the educational process?
- It's also when you go through an IEP process, it's a team decision.
- It's also when you go through an IEP process, it's a team decision.
- It almost becomes its own study through the process.
- I leave it to you in process and how you should go about it.
Summary:
The committee met with a quorum, approved the March 4, 2026 minutes, and received a lengthy Department of Public Instruction presentation from Stanley Schauer Jr. on North Dakota student performance data in math and ELA, with comparisons between students with disabilities and students without disabilities. Schauer explained the assessment systems used, the 1% alternate assessment cap for students with the most significant cognitive disabilities, the absence of 2019-20 data due to the pandemic, and how state standards are set by North Dakota educators. Members asked about cohort trends, the role of alternate assessments, grade-level patterns, and whether the state should focus more on reducing the novice category than on moving students from approaching to proficient. Schauer also discussed the new NDA Plus assessment, the state’s planned growth model, and the possibility of future breakdowns by disability category or by schools using science-of-math approaches. Special education educators testified that students with disabilities continued to receive services during COVID because of FAPE obligations, which likely helped limit learning loss, and emphasized that IEP teams focus on individual growth rather than only proficiency buckets.
Committee members then shifted to special education funding and possible funding models. Brandon Bombach of Grand Forks Public Schools presented on the state aid formula, focusing on the special education weighting factor and arguing that the current formula does not adequately respond to growing student needs because it counts enrollment but does not adjust when the number of students with IEPs rises. He used examples to show that a district can have the same enrollment and receive the same weighting even if the number of students needing services increases. Members discussed whether the formula should be tied more closely to actual need and accountability, and the chair indicated that the committee would continue gathering data and ideas for a later meeting.
AZ
Arizona 2026 Regular Session
03/25/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- Then they go into an accreditation process with the nursing board.
- I'm excited that this bill has made it through the process thus far.
- Look, this has been a long, lengthy process.
- The zoning process is what deals with specific uses and specific parcels.
- We respect their zoning and their processes.
Bills:
HB2072, HB2251, HB2279, HB2308, HB2323, HB2342, HB2400, HB2408, HB2456, HB2660, HB2697, HB2868, HB2873, HB2877, HB2910, HB2946, HB2955, HB2991, HB4001, HB4010
Keywords:
Cesar Chavez, public holiday, state law, holiday repeal, Arizona Revised Statutes, midwifery, medication administration, healthcare, patient safety, advisory committee, licensed midwives, river trips, liability, outfitter, Grand Canyon, negligence, risk management, contractual waiver, dental practice, business registration
CA
California 2025-2026 Regular Session
Joint Hearing Budget Subcommittee No. 2 on Human Services and Budget Subcommittee No. 1 on Health Apr 9th, 2025
Transcript Highlights:
- CDSS processed over 1.4 million provider claims for training time.
- We absolutely agree that consumers should have a voice in the process.
- So I'd like to cover a few of those things that we raised in the process.
- and healthier process moving forward, we've got to get this right.
- this issue and the legislative process as we go through this issue.
Summary:
The joint Assembly Budget Subcommittee hearing focused first on long-term services and supports for older adults, especially the “forgotten/overlooked middle” who earn too much for Medi-Cal but cannot afford private long-term care. Administration witnesses from DHCS, the Department of Aging, and Social Services described Medicare’s limited long-term care coverage, Medi-Cal’s role, the elimination of the Medi-Cal asset test, and ongoing state studies and listening sessions on financing options. Testimony from advocates and researchers emphasized rising homelessness among older adults, the need for better navigation and coordination across health, aging, housing, and social service systems, and short-term policy steps such as share-of-cost reform, housing stability supports, and protecting home- and community-based services. Members highlighted the need for a coordinated, no-wrong-door approach and asked for the most impactful budget investments to address affordability and homelessness risk.
The second major topic was the Community-Based Adult Services (CBAS) program. CDA reported that CBAS helps participants remain in the community, that 304 centers operate statewide serving about 42,000 people, and that demand is stable but access gaps remain in some regions. DHCS explained that a 2024 rate increase authorized by SB 159 became inoperative after Proposition 35, and that a separate 10% rate change on the fee schedule was the result of a DHCS system error; the department said it would not require recoupment, though managed care plans may act under their contracts. CBAS providers and advocates warned that reimbursement rates have not kept pace with costs, that several centers have closed, and that clawbacks could trigger more closures. They requested $74.8 million ongoing General Fund to close part of the rate gap and preserve the program, while members expressed concern about closures and the cost savings of keeping people out of more expensive institutional care.
The hearing then moved to In-Home Supportive Services (IHSS) and statewide collective bargaining. CDSS reviewed provider recruitment and retention efforts, including electronic timesheets, direct deposit, and the now-completed IHSS Career Pathways program, which trained more than 59,000 providers. CDSS also summarized its AB 102 workgroup report on statewide versus regional bargaining, saying the final report would be sent to the Legislature soon and that statewide bargaining appeared more viable than regional bargaining, though it would require clear statutory scope and major fiscal changes. The department estimated that each $1 per hour statewide wage increase would cost at least $1.3 billion to $1.5 billion annually. Labor advocates argued that IHSS wages, benefits, and training are too inconsistent across counties and called for statewide bargaining, consumer participation, and ongoing state funding. County representatives supported stronger wages but cautioned that counties need protection from new costs and administrative burdens, and consumer advocates warned that moving bargaining to the state could weaken local consumer control and the program’s consumer-driven structure.
NM
New Mexico 2025 Regular Session
IC - Federal Funding Stabilization Subcommittee Jul 31st, 2025
Federal Funding Stabilization Subcommittee
Transcript Highlights:
- of the roughly $5.8 million owed to us, we have received $4.2 million, and the remainder is in the process
- with whom we work in close partnership. to protect the health of our residents and our democratic process
- inception, we have been leading our litigation against social media companies like Meta and Snapchat for claiming
- indication of the terms of the grants of money that we're actually using for the purposes that we claim
MN
Minnesota 2025-2026 Regular Session
Housing Committee Meeting - 2025-04-09
Housing Finance and Policy
Transcript Highlights:
- We will move to the testifiers that have signed up, and then we'll move to the amendments and process
- A project that doesn't receive these land use points will have many other opportunities to claim points
- amendment before you gives cities that choose to enact one of the proposed options the ability to claim
- As we continue to move throughout the process, I would encourage that besides what's included in the