Video & Transcript Research : 'loan restructuring'

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MN

Minnesota 2025 1st Special Session

Committee on Finance - 02/27/25

Finance

Transcript Highlights:
  • concerned about is our public facilities authority for wastewater and clean water and our revolving loan
  • > revolving water and clean water and our revolving water and clean water and our revolving Loan
  • > it's<00:53:24.040> my<00:53:24.559> understanding<00:53:25.000> that Loan
  • program it's my understanding that Loan program it's my understanding that if<00:53:25.440> we
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

House Taxes Committee 2/26/25

Taxes

Transcript Highlights:
  • Survivors are forced to take out credit or loans in their name, but from which they never receive a benefit
  • survivors are forced to take out<00:17:31.080> credit<00:17:31.480> or<00:17:31.679> loans
  • in<00:17:32.400> their<00:17:32.640> name<00:17:33.400> but out credit or loans
  • in their name but out credit or loans in their name but from<00:17:33.880> which<00:17:34.160
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 2/25/25

Education Finance

Transcript Highlights:
  • across our state and take out the middleman, right, where, you know, families are not having to get a loan
  • you know families are not having to<01:19:20.800> get<01:19:20.960> a<01:19:21.120> loan
  • 21.719> not<01:19:22.040> having<01:19:22.400> to<01:19:23.400> um to get a loan
  • they're not having to um to get a loan they're not having to um figure<01:19:23.840> out<01:19
Bills: HF1, HF779, HF1034
HI

Hawaii 2025 Regular Session

AEN/EEP/AGR Joint Info Briefing - Mon Feb 24, 2025 @ 1:00 PM HST

Hawaii House Floor Meeting

Transcript Highlights:
  • Actually, you know, one of the things that I see, and I'm sorry, CH loan is just maybe educating consumers
  • the things that I see and I'm<01:49:08.560> sorry<01:49:08.840> CH<01:49:09.159> loan
  • <01:49:09.880> is<01:49:10.080> just I'm sorry CH loan is just I'm sorry CH loan is
Keywords: 910, house, all
Summary: This joint informational briefing of Senate and House committees focused on restricted use pesticides in Hawaiʻi, with opening remarks framing the issue as one of health, environmental impact, and state-level regulation. The briefing reviewed the history of pesticide disclosure efforts, including prior county actions, a 2016 court ruling that shifted responsibility to the state, and Act 45, which enabled disclosure of restricted use pesticide data. Speakers highlighted 2019 reporting data showing concentrated use in parts of Oʻahu and Kauaʻi, especially near schools and communities, and identified fumigants such as 1,3-dichloropropene and metam sodium as among the heaviest-used products. Concerns were raised about potential links to cancer, respiratory illness, reproductive harms, Parkinson’s disease, and developmental effects, as well as the lack of long-term mixture studies and the need for better buffer zones, reporting, and farmer transition support. The Department of Agriculture’s pesticides program manager described the state’s regulatory framework, explaining the distinction between general use and restricted use pesticides and the department’s role under FIFRA and Hawaiʻi law. He outlined the branch’s enforcement, education/certification, registration, and laboratory functions, including inspections, complaint response, market surveillance, applicator certification, product review, groundwater protection modeling, and special registrations. He also noted staffing and resource limitations, including the absence of an in-house toxicologist and long-term monitoring capacity, and compared Hawaiʻi’s resources to California’s much larger pesticide regulatory program. He said the department supports Act 231, which was passed the previous year and is moving forward this session. A pediatrician speaking for the Hawaiʻi chapter of the American Academy of Pediatrics emphasized concerns about chronic low-level pesticide exposure in children, citing AAP policy statements and technical reports that associate exposure with cancer, leukemia, birth defects, neurobehavioral issues, and asthma. Drawing on work with the Kauaʻi Joint Fact Finding Task Force, the speaker said the group found the west side of the island to be an unhealthy community but could not prove causation because of missing drift, geospatial, and biomarker data. The testimony pointed to elevated cancer mortality, pneumonia admissions, obesity, dialysis, and developmental delay indicators, and described concerns about pesticide drift near schools and homes, including reports of children becoming ill after nearby spraying and low levels of chlorpyrifos detected in dust samples. An environmental health scientist from the University of Hawaiʻi described a pilot project using restricted use pesticide data in a public health context. She said the project began after seeing maps of Central Oʻahu pesticide use and aimed to pair GIS data with health and ethnicity data, while also conducting community focus groups. Preliminary focus group themes included calls to action, voting and policymaker awareness, concern about pesticide use near homes and fields, lack of community consent, and a desire to stay engaged. No votes or formal committee actions were taken during the briefing.
NH

New Hampshire 2025 Regular Session

Senate Commerce (02/18/2025)

Commerce

Transcript Highlights:
  • It doesn't include savings or paying back student loans.
  • 27.800> student include savings or paying back student include savings or paying back student loans
  • 29.679> the<01:18:29.800> minimum<01:18:30.159> wage<01:18:30.440> was loans
  • um the minimum wage was loans um the minimum wage was established<01:18:31.080> in<01:18:31.199
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on State and Local Government - 02/13/25

State and Local Government

Transcript Highlights:
  • At one point, the host received an email from her asking if they give out loans because she couldn’t
  • <00:58:26.559> they<00:58:26.760> give<00:58:26.920> out<00:58:27.079> loans
  • her asking if if they give out loans her asking if if they give out loans because<00:58:27.680><
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (02/12/2025)

Executive Departments and Administration

Transcript Highlights:
  • You know, what we just did with the loan forgiveness is...
  • you know the what we just did<02:11:32.800> with<02:11:33.040> the<02:11:33.199> loan
  • /c><02:11:33.480> forgiveness<02:11:34.280> is<02:11:34.719> you did with the loan
  • forgiveness is you did with the loan forgiveness is you know<02:11:36.000> that<02:11:36.280>
Keywords: 1191, senate, all
HI

Hawaii 2025 Regular Session

HSH Public Hearing - Thu Feb 6, 2025 @ 10:00 AM HST

Human Services & Homelessness

Transcript Highlights:
  • We don't—we can't just go get a loan and pay it off.
  • nonprofit We don't we can't just go get nonprofit We don't we can't just go get a<00:12:08.560> loan
  • a loan a loan and<00:12:10.560> pay<00:12:10.839> off<00:12:11.519> so<00:12
Keywords: 910, house, all
Summary: The House Committee on Human Services and Homelessness met on February 6, 2025, and heard testimony on several measures. HB 44, which would appropriate funds to the Department of Human Services to work with community-based organizations on social services needs, drew broad support from nonprofit providers and coalitions that said contracts and reimbursement rates have not kept pace with the actual cost of services, leaving agencies unable to retain staff or meet demand. DHS said it supported the bill’s intent but asked for clarification because the language was broad and did not specify which organizations or how funds should be allocated. Committee members and the bill’s introducer discussed how to make the measure more specific and equitable, including whether to set a percentage increase, use a baseline date, and direct DHS to distribute funds among different program areas; the True Cost Coalition and DHS agreed to follow up in writing with proposed language and a funding number. The committee then heard HB 1349, which would authorize Medicaid/CHIP coverage for income-qualified pregnant persons and children regardless of immigration status. Supporters, including the Legal Clinic, Aloha Care, and the Hawaiʻi Coalition for Immigrant Rights, said the bill would improve prenatal and child health, reduce the chilling effect of immigration enforcement on care-seeking, and help prevent premature or underweight births by ensuring earlier access to providers. DHS provided comments and the committee asked where the measure would fit in the budget; the department identified the relevant budget code. Written testimony in support came from multiple advocacy and health organizations and dozens of individuals. Finally, the committee heard HB 613, which would appropriate funds to DHS for emergency shelter and services for unaccompanied homeless youth. The Office of the Public Defender, the Statewide Office of Homelessness and Housing Solutions, the Office of Youth Services, Rise, the Hawaiʻi State LGBTQ+ Commission, and others supported the bill, emphasizing youth homelessness, the need for coordinated shelter and outreach, and the high share of LGBTQ+ youth among homeless minors. OYS asked that the committee consider funding its existing Safe Spaces pilot rather than creating a new program, while DHS said it supported the intent but wanted clarification because multiple department programs could be implicated. No votes were taken during the hearing; the chair instead requested follow-up language and funding information for HB 44 and continued the measures for further consideration.
MN

Minnesota 2025-2026 Regular Session

Committee on Taxes - 01/15/25

Taxes

Transcript Highlights:
  • For individuals, Minnesota conformed to the exclusion for student loan forgiveness due to death and disability
  • Minnesota conformed to the exclusion for Minnesota conformed to the exclusion for student<01:27:41.280> loan
  • forgiveness<01:27:42.119> due<01:27:42.320> to<01:27:42.520> death student loan
  • forgiveness due to death student loan forgiveness due to death and<01:27:43.119> disability<01
Keywords: 1187, senate, all
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Seventy One - Friday, May 15 - Afternoon Session

Missouri House Floor Meeting

Transcript Highlights:
  • Banks are having to look at whether they can continue to operate and loan money to our farmers?
  • amendment, people will have some more financial freedom to buy a house, buy a car, pay off tuition loans
Summary: The House took up a series of conference committee reports and third-read Senate bills near the end of session, with several members also recognizing House drafters and research staff. The chamber first adopted and finally passed Senate Joint Resolution 87, which drew debate over whether the measure would remove the City of St. Louis sheriff as an elected office; supporters said the change also applied to other charter governments, while opponents argued it reduced local autonomy. The report and final passage both succeeded on 95-46 votes. Members then adopted and finally passed Senate Bill 973, a package combining a wholesaler/real estate transparency measure with a land bank provision. Senate Bill 1421, a broad public safety bill, was also advanced after a motion to exceed the conference differences; supporters highlighted provisions on clean slate, masked intimidation, prosecuting attorney salaries, fentanyl, gift card fraud, unmanned aircraft, and other public safety items. The conference report passed 116-18, the bill finally passed 110-25, and the emergency clause for the drone-related portion passed 136-5. The House also adopted and finally passed Senate Bills 835 and 1111, a combined conference report that included insurance consumer protections, court administration updates, treatment court and judgeship provisions, a St. Louis civil case surcharge, and the Uniform Public Expression Protection Act. Senate Bill 1408 was stripped back to a single issue authorizing MoDOT to consider raising rural interstate speed limits from 70 to 75 mph, and it passed 93-46. Senate Bill 913, extending several agriculture tax credits and adding a short line railroad credit, prompted extended debate over tax credits, budget pressures, and whether such incentives should be extended now or later; a proposed child tax credit amendment was withdrawn, and the bill ultimately passed 107-30. The House then began debate on Senate Bill 1553, a critical minerals and pharmaceutical manufacturing incentive bill, with supporters framing it as a jobs and supply-chain security measure and opponents raising questions about tax incentives and local impacts.
MO

Missouri 2026 Regular Session

Conference Committee on Budget May 4th, 2026 at 01:00 pm

Conference Committee on Budget

Transcript Highlights:
  • grants and scholarships, Fast Track House. 115, grants and scholarships, Public Safety, Senate. 125, loan
  • Loan program, Senate.
Keywords: 959, house, all
ND

North Dakota 2025-2026 Regular Session

Tribal and State Relations Committee Apr 13th, 2026

Transcript Highlights:
  • operation to understand all the little wheels that turn that make everything able for us to pay back our loans
  • operation to understand all the little wheels that turn that make everything able for us to pay back our loans
Summary: The meeting focused heavily on behavioral health and substance use treatment, especially the IMD exclusion and whether North Dakota should pursue a Section 1115 waiver to allow Medicaid reimbursement for services in institutions for mental diseases for adults ages 21 to 64. Turtle Mountain representatives described major local needs, including limited access to care, high syphilis rates, and the importance of timely public health data. They also discussed the tribe’s recovery center, which opened the prior year, now operating five levels of care with 16 beds, and the desire to expand capacity, possibly through an IMD waiver or related policy changes. Committee members also raised related issues such as rural health transformation funding, telehealth, workforce retention, and the need for better coordination between tribal and state public health systems. A central issue was Turtle Mountain Public Health’s long-running effort to secure a data use agreement with the state so it can receive surveillance data and respond directly to infectious disease cases among tribal members. Speakers said the tribe had a successful COVID-era agreement that allowed faster contact tracing and case management, but that agreement ended with the pandemic. They argued that current delays in sharing data, especially for sexually transmitted infections, leave the tribe unable to respond quickly, while the state and county epidemiology workload is too distant and stretched to be effective. Committee members expressed support and said they would look into the issue, noting that other tribes have secured similar agreements. The committee also heard a detailed presentation from the National Health Law Program on the IMD exclusion. The presenter explained that federal Medicaid law generally bars payment for care in facilities with more than 16 beds, but that states can use other tools such as state plan amendments, managed care arrangements, telehealth, and community-based services. He said IMD waivers are administratively complex, time-limited, and have shown mixed results in other states, with some gains in residential treatment access but limited evidence of improved overdose outcomes or stronger community-based care. He urged the committee to consider broader continuum-of-care solutions and cautioned that waivers alone are not a cure-all. No final vote was taken on the bill draft during the portion shown, but the committee discussed the proposal to appropriate $49,000 and one FTE to HHS to pursue an IMD waiver and report back in the next interim. Members also debated the policy rationale for the 16-bed limit, the role of the state versus tribal sovereignty, and whether the bill should move through the Health Care or Human Services committee in the future.
AZ

Arizona 2026 Regular Session

02/18/2026 - House Appropriations

Appropriations

Transcript Highlights:
  • In fact, we had to sell off state buildings and take loans. And I have members on my side...
  • In fact, we had to sell off state buildings and take loans.
NM

New Mexico 2025 Regular Session

IC - Legislative Health and Human Services Nov 6th, 2025

Legislative Health & Human Services Committee

Transcript Highlights:
  • In order to pay off student loans, they will go work for an FQHC and get their loans forgiven.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Jul 23rd, 2025

Transcript Highlights:
  • We have 0% or 1% loans that cities and counties can go get wastewater and water money at.
  • That's free money. 1%, a 1% loan for a project is nothing. And so I think they need to seek those.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Jul 22nd, 2025

Transcript Highlights:
  • successful at partnering federally with the Housing and Urban Development to create federal-backed loans
  • Those HUD-backed loans give us access to capital at a rate that lets us build the infrastructure.
CA
Transcript Highlights:
  • There’s uncertainty with the federal government when it comes to student loans.
  • Another option would be a revolving loan fund that would make student housing construction funding available
Summary: The Assembly Budget Subcommittee on Education Finance held an extended hearing focused primarily on University of California budget issues, enrollment, housing, and Title IX. Chair David Alvarez opened by noting the governor’s proposed 8% ongoing General Fund reduction to UC, the deferral of compact funding, and the College of the Law budget item, while emphasizing that no votes would be taken that day. Public commenters, including UC Davis employees and lecturers, urged restoration of UC funding and opposed the hiring freeze, saying cuts would worsen staffing shortages, reduce research capacity, and harm students and patients. On UC core operations, the Department of Finance said the governor’s budget maintains the compact but defers $240.8 million in ongoing support and continues a planned 7.95% reduction, while the LAO recommended rejecting the deferrals and instead making any changes in the budget year. UC San Diego’s chancellor and UC Office of the President argued the cuts and deferrals would create major campus shortfalls, force hiring freezes, larger class sizes, fewer course offerings, delayed projects, and possible layoffs. Committee members questioned whether cuts could be shifted away from students and toward administration, discussed UCOP reserves and bond debt, and noted that UC’s budget structure makes the campus-level impact larger than the headline reduction. The committee also reviewed enrollment trends and nonresident replacement. The LAO said UC resident enrollment has grown and recommended revisiting 2026-27 targets and pausing the nonresident replacement plan if state funding does not improve. UC said it has exceeded California undergraduate enrollment and nonresident replacement goals, but warned that continued growth without funding would force enrollment reductions and harm quality. Members discussed the role of nonresident and international students, tuition rates, and the value of UC as a pathway for California students and a source of talent for the state. A separate housing item covered the state’s Higher Education Student Housing Grant Program. UC reported that recent bond savings could support additional affordable beds at UC Davis and UC Santa Barbara, but the LAO and Finance noted the Legislature would need to decide how to use the $6.2 million in savings from the original projects. The committee also heard a Title IX update from UC’s systemwide civil rights office, which described campus Title IX structures, training, and policy enforcement, and said the system has been working to improve confidentiality guidance and streamline complaint processes after survey feedback showed confusion and lengthy procedures.
TX

Texas 89th Regular

Intergovernmental Affairs Mar 11th, 2025

Intergovernmental Affairs

Transcript Highlights:
  • Or, if we loan some money to the deal at a preferable rate, in return we you get some of that deeper
  • That's GR, but it's also program income, because those zero interest loan payments come.
Keywords: 1184, house, all
HI

Hawaii 2025 Regular Session

CPN Public Hearing 01-28-2025

Commerce and Consumer Protection

Transcript Highlights:
  • live this fight another day,” but left the committee with this question: why do banks who refuse to loan
  • live this fight another day,” but left the committee with this question: why do banks who refuse to loan
Keywords: 912, senate, all
Summary: The Senate Commerce and Consumer Protection Committee held its first hearing of the 2025 session and reviewed several measures. SB 102 would restrict third-party restaurant reservation services from listing or selling reservations without a written agreement from the restaurant; the Attorney General recommended amendments to strengthen the bill against First Amendment and Contracts Clause challenges, and the Hawaii Restaurant Association strongly supported it, saying restaurants should control who represents them. The committee also heard SB 137 on electric utility mergers and acquisitions, with support from Ulupono Initiative and IBW Local 1260. Supporters said the bill would preserve state policy protections, including renewable energy and rate-making goals, and protect workers; IBW also suggested amendments, including a severability clause. The committee discussed a possible alternative approach from the PUC involving solicitation of bids from non-investor-owned utilities, and Ulupono said it would consider that idea but was concerned about preserving time for co-op formation. Members then heard SB 142, which would require insurers paying claims by check to send them by certified mail with restricted delivery and return receipt. The Insurance Division stood on its written testimony, while the Hawaiian Insurers Council, State Farm, NAMIC, and the American Property Casualty Insurance Association opposed the bill. A senator questioned whether the measure was too prescriptive and could create problems for claimants displaced by disasters; the response was that insurers and claimants usually remain in contact and that other payment methods may already be available depending on the carrier. SB 157 would ban algorithmic price setting in Hawaii’s rental market and require a public education program; the committee noted written testimony in support and comment, but no oral testimony was taken before moving on. SB 158 would create a state-owned bank implementation board within DCCA; DCCA’s financial institutions division, the Budget and Finance Department, and the Legislative Reference Bureau submitted comments, while the Hawaii Bankers Association opposed and the Hawaii Credit Union League commented. The committee also heard SB 318, which would require DCCA to adopt privacy rules for direct-to-consumer genetic testing and specify whether genetic information may be used for investigative genetic genealogy. The Office of Consumer Protection and Andrew Crossland opposed the bill, saying federal law and existing state protections already cover much of the area and that rulemaking would be a better way to address it; members raised concerns about federal changes and the need for state protections, but OCP said the bill was not the best approach. SB 332 would prohibit bundling foreclosed homes at public sale and delay finality of sales; L. Strong and written testimony supported it, citing Lahaina’s post-fire foreclosure risks and warning of investors profiting from the disaster. The final measure, SB 525, would require written notice and consent before mortuaries, cemeteries, or pre-need funeral authorities sell or recycle precious metals recovered after cremation. DCCA’s consumer protection and licensing divisions offered comments, while the Hawaii Funeral and Cemetery Association opposed the bill, saying it was surprised by the measure and was unaware of current consumer problems in the industry.
NH

New Hampshire 2026 Regular Session

House Session (02/19/2026)

New Hampshire House Floor Meeting

Transcript Highlights:
  • Speaker, 30 years ago, the state of New Hampshire restructured the electric utilities in our state following
  • So, the restructuring had two goals in mind.
Keywords: 1189, house, all