Video & Transcript Research : 'split payment'
Page 171 of 418
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 2/18/25
Housing Finance and Policy
Transcript Highlights:
- 30.279>
the years so the typical payment on the years so the typical payment on the median<00: - <00:31:44.240>
monthly uh 900 a month in extra payment monthly uh 900 a month in extra payment - is an all-in all-included pii payment is an all-in all-included pii payment principal<00:32:02.279
- That’s only part of the payment, the other payment part, or the second TNI that you referenced.
- But more supply can help bring down the P&I part of the payment.
MN
Transcript Highlights:
- We increased permanently payment in lieu of taxes.
- That is a couple months of car payments on a car.
- That is a couple months of car payments on a car.
- That is a couple months of car payments on a car.
- That is a couple months of car payments on a car.
Summary:
The House convened with prayer, the Pledge of Allegiance, roll call, and approval of the previous day’s journal. The chamber received Senate messages announcing a joint convention for the governor’s message and transmitting Senate Files 1251, 3769, and 3868. The House also introduced House Files 4868 through 4933 and adopted committee reports and comparison report motions without objection. The Rules Committee placed several bills on the calendar and required pre-filing of amendments for specified measures.
On the calendar, the House passed Senate File 3602, which enacts the Uniform Electronic Estate Planning Documents Act and expands electronic signing to estate planning documents beyond wills. Supporters said it would help people who are homebound, hospitalized, or in rural areas and reduce uncertainty for banks and hospitals about electronically signed powers of attorney and health care directives. The bill passed 134-0. The House also passed House File 3516, a Board of Dentistry policy bill that updates licensure language, allows retired dentists to serve low-income uninsured patients, and increases the number of dental hygienists a dentist may collaborate with from four to eight; it passed 134-0.
The House then passed House File 3528, a technical barbering bill that reduces training and retesting burdens, gives the board more testing flexibility, repeals duplicative rules, clarifies that waxing is not barbering, and makes other fee and registration changes; it passed 134-0. House File 3718, updating veterinary medicine and veterinary technology statutes, was amended to restore board seal language and then passed 134-0 as amended. Supporters said it modernizes definitions and standards, recognizes licensed veterinary technicians, and may help address veterinary shortages, especially in greater Minnesota.
Finally, the House passed Senate File 3402, which broadens who may serve as a medical consultant for Community Health Boards to include additional licensed professionals such as DOs, physician assistants, and advanced practice registered nurses; it passed 134-0. The chamber also considered several motions to move bills between committees, including referrals involving veterans, education, health, and psilocybin-related legislation. A motion to suspend the rules for House File 4487 was presented, and the bill was described as providing a one-time $1 billion property tax rebate or credit, but the transcript cuts off during extended debate on that motion before any final disposition is shown.
MN
Minnesota 2025 1st Special Session
House Energy Finance and Policy Committee 3/4/25
Energy Finance and Policy
Transcript Highlights:
- There are provisions in this to make those payments out of the general fund.
- Minnesota incentive payments as well as Minnesota incentive payments as well as the<00:14:02.199>
- <00:15:36.319>
to 2023 there was the the big payment to 2023 there was the the big payment - We need to make sure that those payments continue.
- Those payments need to continue.
HI
Transcript Highlights:
- and you know, we have flexible payment and you know, we have flexible payment plans. plans. plans
- And if we don't pay when due, we're not meeting those timeliness payments.
- And if we don't pay when due, we're not meeting those timeliness payments.
- And if we don't pay when due, we're not meeting those timeliness payments.
- And if we don't pay when due, we're not meeting those timeliness payments.
Summary:
The committee first heard House Bill 2455, HD2, relating to employment practices. Testimony was limited, with support from the Hawaii State Commission on the Status of Women and UPW; the committee noted nine support, zero opposition, and zero comments. No vote was taken on this bill during the portion provided.
The committee then took up House Bill 2165, HD2, relating to the Hawaii Employment Security Law. DLIR supported the measure but requested an amendment moving language in Section 2 from subsection A to subsection C to preserve the legal structure. Members questioned DLIR about a January 8 U.S. Department of Labor letter and whether the bill would keep Hawaii in conformity with federal unemployment insurance requirements. DLIR said the federal guidance requires the state to remove the carve-out for labor-dispute claimants, though unions with hiring halls and members in good standing could still be exempt from work-search requirements under an authorized list. UNITE HERE Local 5 opposed the bill and said the current law already gives the department discretion to exempt striking workers. The committee recessed the bill before any final action was taken in the portion shown.
In the joint hearing with Commerce and Consumer Protection, the committees heard House Bill 1509, HD2, relating to workers’ compensation. DLIR supported the bill, DHER offered comments and requested an amendment, UPW supported it, and one Zoom testifier described personal experience with delayed care and urged faster decisions. After testimony, the committees voted to pass the bill with amendments. The adopted amendments restored the 7-day treatment-plan deadline from 10 days, changed the effective date to January 1, 2077, and struck the proposed $500 fine for employers who fail to respond within 10 days.
Back in the Labor and Technology agenda, the committee heard House Bill 1515, HD2, also relating to workers’ compensation, with testimony noting seven in support, one in opposition, and one comment, but no action was taken in the excerpt. The committee also heard House Bill 1514, HD2, relating to workers’ compensation vocational rehabilitation plans. A Zoom testifier opposed the bill, arguing the 120-day timeline was unrealistic for complex cases. DLIR said the bill would give the director discretion to extend the vocational rehabilitation plan timeline beyond 120 days with no cap on extensions, and the committee noted five support, four opposition, and zero comments. Finally, the committee began House Bill 2458, HD3, relating to surveillance pricing. OCP said it stood on written testimony, while supporters argued the bill would prevent corporations from using personal data to set prices, especially for groceries. Retail and grocery interests opposed the measure, saying it was too broad and could restrict loyalty programs, promotions, and discounts; one witness asked that a loyalty-program exemption be restored.
TX
Transcript Highlights:
- Joe, what percentage of these are just non-payments of rent? I would say more than 95%.
- The problem is with those who are delaying rent payments.
- We have flyers, we give them all those things to work out payment arrangements.
- They took my rent payments and put them towards those fees, and then evicted me for non-payment of rent
- roommate misses their rent payment, are they going to be out on the streets?
Bills:
HB32, HB15, HB171, HB421, HB581, HB644, HB745, HB349, HB917, HB204, HB923, HB15, HB171, HB204
Keywords:
eviction, landlord rights, tenant rights, justice court, property law, court procedures, chemical dependency, court-ordered treatment, mental health, health care, treatment facility, juvenile justice, criminal justice reform, deep fake, digital impersonation, age verification, private cause of action, explicit content, consumer protection, HB 581
MN
Transcript Highlights:
- if that payment meets requirements.
- She said the Medicaid provider payments and Medicaid payment and provider services division had flexed
- She said the Medicaid provider payments and Medicaid payment and provider services division had flexed
- c> payments were later temporarily payments were later temporarily reinstated,<01:52:55.840>
as - enrollment decision, every payment enrollment decision, every payment delay,<02:28:33.040>
every
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 2 on Human Services Mar 12th, 2025
Transcript Highlights:
- The second group includes cases where the person due to receive payment has deceased.
- The second group includes cases where the person due to receive payment has deceased.
- Therefore, these payments are still being recouped by the government.
- , unrestricted direct cash payment for our senior community.
- You can up or add to the existing checks and cash payments that the seniors would get.
Summary:
The Assembly Budget Subcommittee on Human Services held an informational hearing on child welfare, foster care, child support, and related prevention efforts. The chair opened by emphasizing mandated reporting reform, foster care system improvements, and community-based prevention, and noted that no votes would be taken. Public testimony focused first on mandated reporting, where a lived-experience advocate and several organizations argued that the current system overreports families, especially Black, Native, and Latino families, causes trauma, and should be reformed through standardized training, clearer thresholds, and stronger community supports rather than more hotline referrals. Casey Family Programs cited data showing nearly 90% of reports are unsubstantiated, while CDSS said it is already forming a Mandated Reporting Advisory Committee, updating training, and exploring community pathways and possible changes to the list of mandated reporters. CWDA and SEIU supported training and alternative response concepts but stressed child safety, county capacity, funding, and the need for careful implementation and accountability.
The committee then discussed a proposal to create a foster care multi-agency office within the California Health and Human Services Agency, led by a chief foster youth advocate with authority to coordinate across departments. Advocates said foster youth often need services from education, health, housing, and behavioral health systems that do not coordinate well, and argued that a central office with real authority could improve placement stability and access to services. CDSS responded that existing structures already provide coordination, including AB 2083 interagency teams, the Child Welfare Council, complex care steering committees, and the foster care ombudsperson, but said it was open to technical assistance. Members raised concerns about whether the new office would have enough authority and funding to avoid becoming another layer of bureaucracy, and the chair emphasized the need for real “teeth” and better interagency action.
The final major topic was the continuation and expansion of Promise Neighborhoods. A community leader described strong early results from the state-funded neighborhoods, including improved kindergarten readiness, reduced chronic absenteeism, higher graduation rates, food access, housing supports, and mental health services, but warned that current funding sunsets in June 2025 and that a fiscal cliff could jeopardize staff and services. CDSS said the four funded neighborhoods have reported positive outcomes and valuable flexibility, but also noted challenges with one-time funding, student mental health, and long-term planning. Assemblymember Mia Bonta urged continued investment, saying the place-based model is difficult to rebuild once lost, and the chair asked LAO to help identify the minimum funding needed to preserve the existing infrastructure while evaluation results are still pending.
MN
Minnesota 2025-2026 Regular Session
Bill to expand MN renter's credit heard in House tax committee 3/26/25
Transcript Highlights:
- their income level, and then the housing that they live in needs to be paying property taxes or a payment
- The housing that they live in needs to be paying property taxes or a payment in lieu of taxes to local
- is, it's everything what the payment is, it's everything else<00:10:19.600>
that's <00:10:19.920 - <00:21:13.840>
for included the advanced um payments for included the advanced um payments - funding was focused on advanced payments funding was focused on advanced payments for<00:21:36.320
Summary:
The committee heard House File 2499, authored by Representative Lee, which would expand Minnesota’s renters’ credit to more closely match the homestead credit for homeowners. Lee explained that the bill would raise the income cutoff from about $75,389 to $143,140 and increase the maximum credit to $3,500, with the goal of addressing what she described as an inequity between renters and homeowners who both pay property taxes. She cited revenue estimates showing the change could make about 80,000 additional renters eligible, while acknowledging the bill would be costly to enact this year.
Nan Madden of the Minnesota Budget Project testified in support, describing how the renters’ credit works, including the assumption that 17% of rent goes toward property taxes. She highlighted 2022 data showing most recipients had low incomes, many were seniors or people with disabilities, and participation was higher in greater Minnesota in some respects. Michael Dah of Homeline also supported the bill, saying renters face rising housing costs and use the credit for basic needs such as groceries, school supplies, medical care, and car repairs.
Members discussed whether expanding the credit would simply benefit landlords or encourage rent increases. Representative Anderson opposed the bill on the grounds that policy should incentivize homeownership, while Representative Huitt argued the credit could help renters build savings and move toward homeownership if they choose. Representative Lee responded that the housing market is broken and that the credit is one tool to help renters in a broader housing continuum. The discussion also covered outreach and administration of the credit, including the recent move to file it with income taxes, electronic certificates of rent paid, and funding for tax-preparation assistance and outreach through VITA sites and community organizations. The bill was laid over for possible inclusion in the omnibus tax bill.
MN
Transcript Highlights:
- a house it isn't just what the payment a house it isn't just what the payment is<00:40:00.880>
- In 2024, we didn't really do the tax bill as such, but we included the advanced payments for the child
- for the child tax credit um and payments for the child tax credit um and so<00:50:59.319>
we <- for child tax credit and this payments for child tax credit and this conversion<00:51:20.079>
of< - Representative Anderson said, you know, to come up with that down payment, and a lot of people do not
MN
Transcript Highlights:
- or arrange a payment.
- :35.279>
or they owe. debtors negotiating payment or they owe. debtors negotiating payment or - . payments. payments.
- HOAs how to allocate those payments. HOAs how to allocate those payments.
- accept that the payment can be applied. accept that the payment can be applied.
AZ
Arizona 2026 Regular Session
06/01/2026 - Joint Legislative Audit Committee
Transcript Highlights:
- performance audit follow-up report identified the lack of board approval on some additional duty payments
- then DES approves those payments.
- At this time, we expanded our scope and pulled all 126 payments for that provider and identified that
- information into its benefit system, and then DES approves those payments.
- Did they have... ...of the federal compliance audit is simply to look at payments.
MN
Minnesota 2025-2026 Regular Session
House Children and Families Finance and Policy Committee 2/25/26
Children and Families Finance and Policy
Transcript Highlights:
- payment error rate.
- So the payment error payment error rate.
- to the risk of the payment error rate. to the risk of the payment error rate.
- and maintaining low payment error rates. and maintaining low payment error rates.
- SNAP outreach payment error rates.
Keywords:
HF45, Lake Benton, capital investment, bonding bill, state bonds, bond proceeds fund, Public Facilities Authority, public infrastructure, sanitary sewer, water main, storm sewer, utility replacement, U.S. Highway 75, road reconstruction, municipal infrastructure, local government grant, Minnesota bonding, capital appropriation, food insecurity, prepared meals
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Mental Health, Substance Use and Recovery Jun 21st, 2026 at 01:00 pm
Joint Committee on Mental Health, Substance Use and Recovery
Transcript Highlights:
- Altman said, out of the bundled payment and have it separate.
- cap and subcap payment.
- Our average length of stay is 13 days, so that's the one bill, equitable payment.
- We also have problems with payments from some of these MCOs.
- be available in addition to, not substituted for, existing primary care payments.
Summary:
The Joint Committee on Mental Health, Substance Use and Recovery held a public hearing on 14 bills focused on insurance, parity, opioids, behavioral health access, and mental health system reform. Chair Mindy Domb and Vice Chair Robyn Kennedy outlined hearing procedures and noted the committee would accept written testimony. The hearing featured testimony from legislators, providers, advocates, and behavioral health organizations, with most speakers urging favorable reports on the bills they addressed.
A major topic was psychiatric collaborative care, including H. 222/S. 1390, which would raise reimbursement for collaborative care codes to at least Medicare levels and allow billing outside the MassHealth primary care subcapitation model. Supporters said the model improves access, outcomes, and cost savings by embedding behavioral health in primary care, and several witnesses described successful implementation in practices and schools. Committee members asked questions about how the model works, what specialties use it, barriers to adoption, and whether copays, deductibles, and subcapitation rules should be changed. Witnesses also supported related innovation legislation, including H. 2224, which would create a mental health innovation fund and support nontraditional trauma-healing approaches.
Other bills discussed included H. 2212, which would require prescribers to discuss opioid and pain-medication risks, alternatives, and addiction/overdose concerns with patients or guardians; H. 2232 and H. 2233, which would address equitable payment and equitable access for behavioral health providers serving MassHealth patients; and S. 1406, which would add opioid maintenance treatment information to MassPAT and allow patient-authorized access to that information. Witnesses also strongly backed S. 1399, which would set targets to increase behavioral health spending within the overall health care cost benchmark, arguing that Massachusetts underinvests in behavioral health and that greater investment could reduce emergency, hospitalization, homelessness, and criminal justice costs. No votes were taken; the hearing concluded after testimony and committee questions.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 5 on State Administration Feb 18th, 2025
Transcript Highlights:
- received by a taxpayer from the federal government for services in the uniform services, and annuity payments
- It was a timing and a fiscal issue, so this covers payments that are made in 2025 or later.
- Recognizing that there are payments that would be made prior to that related to other fires, but also
- Distinction is the timing of the settlement payment itself.
- So if the settlement payment is made in 2024 or prior, retroactively, you're still going to have to do
NY
New York 2025-2026 Regular Session
Senate Standing Committee on Social Services - 02/10/2026
Social Services
Transcript Highlights:
- social service law, a very long time ago, there's this idea that after you make an emergency rent payment
- Emergency payments through this law are relatively rare. We're amending it.
- Emergency payments through this law are relatively rare in the rest of the state.
- But because New York City has been using this provision to make rental payments for a long time, they
- For the most part, they haven't been making emergency payments under these provisions, which is why we
Summary:
The Senate Standing Committee on Social Services met with a quorum and considered four bills. The first, S.1458A by Senator Kavanagh, would remove the requirement that rent arrears paid by social services districts in municipalities of 5 million or more be repaid, effectively applying to New York City. Senator Kavanagh argued the repayment requirement creates unnecessary administrative burden and is inconsistent with other emergency assistance programs; Senator Murray questioned why the change was not statewide. The bill was moved to finance and reported with two members voting without recommendation.
The committee then advanced S.1757 by Senator Persaud, which would exclude certain unearned income of a child when determining public assistance eligibility, and S.1994 by Senator Ramos, which would prohibit requiring parents or caretakers to earn a minimum wage to qualify for child care assistance. Senator Murray asked for confirmation that the bill did not remove the underlying work requirement for child care assistance, and was assured it did not. Both bills were reported to finance, with S.1757 passing after a motion and second and S.1994 reported with one member voting without recommendation.
Finally, the committee considered S.3189 by Senator Persaud, which would require the Office of Temporary and Disability Assistance to post information on credit waivers, rental supplement plans, and shelter supplement plans on its website. Members described it as a transparency measure to make existing options easier for the public to find. The bill was moved and reported, and the meeting concluded afterward.
MN
Minnesota 2025-2026 Regular Session
Joint House-Senate Subcommittee on Claims 4/30/26
Transcript Highlights:
- The motion was granted and hearing and payment are recommended.
- Hearing and payment are recommended. Mr.
- Hearing and payment motion was granted. Hearing and payment are<00:21:15.880>
recommended. - property claim and re-offering payment property claim and re-offering payment for<00:35:53.640><
- Is tablet to deny payment of the tablet.
Summary:
The Joint House and Senate Subcommittee on Claims convened on April 30, first without quorum and then with quorum, at which point the committee corrected and approved the prior minutes. Members then reviewed several claims held over for informational purposes, including injury claims for Fraser, Larson, Schmidt, Stuart, and Washington, and property claims for Lidberg, Robecky, and Young, with no action taken on those items.
The committee dismissed a claim by Ms. Prevally seeking reimbursement for funds liquidated from irrevocable trusts after hearing that the matter had already been litigated in court and that subcommittee rules bar claims for public assistance compensation. The panel then approved two exoneration claims: James Jovan Davis, whose murder conviction was vacated after postconviction proceedings and who settled for $250,000, and Clayton Douglas Groves, whose sexual-conduct convictions were vacated after evidence of prior false accusations was admitted and who settled for $350,000. Testimony from counsel for both claimants emphasized wrongful conviction, the length of incarceration, and negotiated settlement amounts, with members asking about the basis for the compensation and attorney-fee allocations.
The final exoneration claim, Marvin Haynes, was also approved. The committee heard that Haynes was convicted as a teenager, later exonerated after new evidence showed false evidence and suggestive eyewitness identification, and that the state and claimant had reached a $4.5 million settlement. The committee then turned to Department of Corrections injury claims, denying Arnold Baker’s claim for lack of evidence of a compensable permanent injury, and approving Mark Carroll’s claim for a $4,570.40 award after he suffered a compensable ankle fracture while working.
In property claims, the committee discussed Anthony Edwards’s claim for food, a JPay tablet, and shoes. After testimony from Department of Corrections counsel about property inventory procedures and the lack of a current replacement tablet program, members agreed to compensate Edwards $70 for the missing shoes, deny the food claim, and deny the tablet claim because the tablet had been returned and any malfunction was reported outside the department’s reporting window.
FL
Florida 2025 Regular Session
April 7, 2025 - 12:30 PM
Transcript Highlights:
- And also, too, if there are payments made against that contract.
- And currently, there are no payments on this contract.
- If not, then we start reducing our payments.
- If not, then we start reducing our payments.
- Spencer, you mentioned reducing payment, which I was pretty intrigued on.
Summary:
The subcommittee heard a panel on Florida’s IT procurement process from the Florida Digital Service, the Department of Management Services, and the Department of Financial Services. Witnesses walked through the procurement lifecycle, including planning, market research, solicitation, evaluation, award, implementation, and closeout, and emphasized the role of budget timing, contract managers, and subject matter experts. DMS described the state’s enterprise contracting system, noting more than 1,100 active vendor agreements, over 800 involving IT services, and the statutory requirement to request 25 quotes for certain IT purchases. DFS demonstrated the Florida Accountability Contract Tracking System (FACS), explaining how agencies upload contract and payment data and how the public can search contracts and related documents online.
Members focused on accountability, transparency, and whether the state is getting the best products and vendors. Questions addressed how contracts are vetted, how technical evaluations are performed, how financial consequences are used for missed deliverables, how public records and confidential information are handled, and how the state screens vendors for foreign-concern or bad-actor issues. Witnesses said agencies rely on technical experts for evaluations, that contract terms should include measurable deliverables and meaningful financial consequences, and that agencies—not procurement staff—generally manage performance, though Florida Digital Service oversees large IT projects of $10 million or more.
The committee then shifted to broader policy discussion, including Senate Bill 7026 and proposals to reorganize state IT governance. Several members argued for stronger centralization under a state CIO or similar enterprise authority, while others cautioned against abrupt restructuring and stressed the need for a transition plan. Members also raised concerns about workforce retention, consulting services, recurring project overruns, and the need for better planning and periodic monitoring. No votes were taken; the meeting ended with the chair thanking members and staff and adjourning the subcommittee.
MN
Transcript Highlights:
- <00:45:09.040>
were And as I stated, since the payments were And as I stated, since the payments - <00:45:29.880>
are services that as the payments are services that as the payments are paused - <00:52:26.920>
withholds might have led to payment withholds might have led to payment withholds - payments payments because<00:52:32.200>
you <00:52:32.360>have <00:52:32.600>residents - told you why they have stopped payments? told you why they have stopped payments?
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Health Service (3-25-26)
Transcript Highlights:
- It also ties reimbursement to quality metrics and aligns payments more closely with Medicare rates.
- It also ties reimbursement to quality metrics and aligns payments more closely with Medicare rates.
- <00:12:02.800>
more <00:12:02.960>closely metrics and aligns payments more closely - metrics and aligns payments more closely with<00:12:03.560>
Medicare <00:12:04.400>rates. - parity for physicians in payment parity for physicians in underserved<00:13:09.040>
communities,<
Summary:
The committee met with a quorum and took up a series of health-related measures. House Bill 178, on the psychiatric collaborative care model, was presented by Rep. Kim Mosher and psychiatrist Arthur Oliva. They said the bill would let primary care providers address mental health needs more quickly with psychiatrist consultation, reduce long wait times, and save money. Members voiced support, and the bill passed 7-0 with favorable expression and consent.
House Bill 387, presented by Speaker Pro Tem David Meade, would keep veterinarians excluded from KASPER reporting requirements and instead add two veterinarians to the Controlled Substance Council. Meade argued that veterinary prescribing is difficult to track by animal, that prior efforts created complications, and that rural Kentucky needs the flexibility. A senator asked about possible diversion of veterinary opioids to humans; Meade said there was no substantial evidence of widespread abuse. The bill passed 9-0 with favorable expression and consent.
House Bill 676, by Rep. Rebecca Raymer, was amended from creating a health data utility to directing LRC to study best practices for one during the interim, with a report due December 1, 2026. Members said the state needs a coordinated way to use health data. The amended bill passed 9-0 with favorable expression and consent. House Bill 689, presented by Rep. Amy Neighbors and Dr. Heidi Marley, would authorize a Medicaid state-directed payment program for qualifying hospital-affiliated physician and non-physician services, pending federal approval, with supporters saying it would improve access in underserved areas, support provider retention, and bring in about $29 million annually in federal funds without using state dollars. It also passed 9-0 with favorable expression and consent.
Finally, House Joint Resolution 24, presented by Rep. Kim Fleming, would direct the administration to withdraw a previously required community engagement waiver request because it is no longer needed. The resolution passed 9-0 with favorable expression and consent. The chair noted the next meeting might be April 1, though no bills were currently scheduled, and the committee adjourned.
MN
Minnesota 2025 1st Special Session
House Fraud Prevention and State Agency Oversight Policy Committee 4/7/25
Fraud Prevention and State Agency Oversight Policy
Transcript Highlights:
- That's about 18 million rent payments, right?
- So, the payment to their bank account.
- , addition, nonfraud, just overp payments, addition, nonfraud, just overp payments, was<01:26:53.320
- Now payments are due to applicant error.
- <01:45:48.320>
and in the top 10 in terms of payment and in the top 10 in terms of payment