Video & Transcript Research : 'cost of borrowing'
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AL
Alabama 2026 1st Special Session
Alabama Senate County and Municipal Government Committee Feb 17th, 2026
County and Municipal Government
Transcript Highlights:
- <00:07:20.160>
Uh the list of of uh what's covered. Uh the list of of uh what's covered. - of the inverse problem of what it's kind of the inverse problem of what this<00:13:13.200>
bill outside of uh of one particular outside of uh of one particular municipality<00:15:11.680- , which we know construction cost is one of the few things that never go down.
- particular
- the chief of police of the city, with the chief of police of the city, and<00:52:58.079>
then
Keywords:
lottery winnings, lottery prize, state lottery, income tax exemption, tax exemption, gambling, games of chance, prize proceeds, Alabama Department of Revenue, state income tax, tax relief, winnings, jackpot, lotto, Alabama State House, Montgomery, Legislative Council, demolition, state capitol, state capitol building
NM
Transcript Highlights:
- Chairman, members of the Senate Finance Committee.
- In terms of this, with the ongoing need for areas like the fire and flood areas of both in San Miguel
- There's going to be a number of things. This is going to be a much lower-cost solution for them.
- So that's an example of where centralization of things really did motivate the interlands to want to
- , and loving every minute of it.
Keywords:
SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law, agricultural water, farmers, Rio Grande, acequia association, forest land protection revolving fund, state fund transfer, irrigation projects, SB132, DOIT, Department of Information Technology, software replacement, equipment replacement
NM
Transcript Highlights:
- one of them.
- And that was kind of one of the points of that particular fund was to help prepare for those.
- So there is an opportunity cost to saving versus other types of things that you may want to put into
- And you can see that it sort of raises a flag for me why districts can't help share in the cost of paying
- Chair and Senator, this is only a piece of that School of Medicine cost.
Keywords:
SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law, agricultural water, farmers, Rio Grande, acequia association, forest land protection revolving fund, state fund transfer, irrigation projects, SB132, DOIT, Department of Information Technology, software replacement, equipment replacement
KY
Kentucky 2026 Regular Session
House Legislative Session Day 22 (2-6-26)
Kentucky House Floor Meeting
Transcript Highlights:
- Speaker, the clerk of the Senate. leaders of this chamber. I pray over the leaders of this chamber.
- Next order of business, report of committees.
- of<00:36:46.240>
those of regulation. - Neither of which of those of regulation. Neither of which of those things<00:36:46.720>
happen. - of State Boards of Accountancy.
Keywords:
Convene 00:00:00
Senate Message 00:05:34
Calendar/2nd Readings 00:06:28
Orders of the Day 00:08:10
HB 542 00:08:34
HB 565 00:23:06
HB 611 00:25:32
HB 657 00:28:39
HB 762 00:31:07
HB 108 00:34:54
HB 67 00:39:02
Motions, Petitions, and Communications 00:46:48
Introduction of New Bills and Resolutions 00:58:42
Recess for ConC/Rules Meeting 00:59:12
ConC/Rules Report 01:02:18
Floor Amendments 01:03:42
Adjournment 01:04:02, 958, all
Summary:
The House convened with an invocation and pledge, established a quorum with 92 members present, excused absent members, and approved the journal. The chamber also received notice that the Senate had passed Senate Bills 5, 12, and 73 and requested concurrence. Members then moved through second reading of several bills, including measures on geoengineering, video teleconference meetings, dissolution of marriage, licensed child care centers, city franchises, trophy catfish, peer support specialists, and House Joint Resolution 25 on Kentucky becoming a “food is medicine” state.
The House then considered and passed several bills on third reading. House Bill 387, relating to the Controlled Substance Prescribing Council, was amended and passed 91-1 after debate over veterinarians’ reporting requirements; the bill bars such reporting by regulation, removes an emergency medicine physician and acute care nurse from the council, and adds two veterinarians. House Bill 45, modernizing CPA licensure, passed 93-0. House Bill 369, adding PTSD to conditions eligible for hyperbaric oxygen therapy for veterans, passed 93-0. House Bill 333, concerning faith-based small-scale affordable housing and shelters, passed 90-1 after discussion of housing needs, zoning limits, affordability requirements, and shelter standards. House Bill 50, addressing removal of persons unlawfully occupying real property, passed 92-0, and House Bill 388, a cleanup bill for the CASPER prescription monitoring program, passed 92-0.
The House also passed House Bill 385, clarifying that the Commonwealth and Cabinet for Health and Family Services are financially responsible for non-elective medical care for patients of state-operated mental health facilities, by a 91-0 vote. House Bill 212, allowing licensed veterinary technicians to administer rabies vaccinations to dogs, cats, and ferrets under veterinarian supervision, passed 92-0. After these actions, the House took up House Resolution 58 recognizing February 6, 2026, as National Wear Red Day in Kentucky; the sponsor spoke about heart disease awareness and two young constituents awaiting heart transplants, and the resolution was adopted without objection.
Later, the House received announcements about caucus meetings and committee meetings, then introduced a large slate of new bills and House Resolution 61 commemorating the 100th anniversary of Black History Month. The Committee on Committees and Rules Committee reported referrals and postings, including referral of several bills to standing committees and posting House Bills 748, 266, 305, and 470 for Monday, February 9, 2026. The session ended after introduction of floor amendments to House Bill 356.
AZ
Arizona 2026 Regular Session
02/04/2026 - House Federalism, Military Affairs & Elections
Federalism, Military Affairs & Elections
Transcript Highlights:
- I'm the elected justice of the peace and the current presiding justice of the peace of Pima County.
- of— ...representative Callit as part of his answer, but you've mentioned twice now the quality of people
- of my head.
- of my head.
- expanding the kind of I am just generally not in favor of expanding the kind of things the defendant
Keywords:
veteran status, veterans court, treatment court, diversion program, initial appearance, arrestee processing, criminal procedure, DD-214, Department of Veterans' Services, prosecuting agency, court notification, military service, armed forces, veterans benefits, reentry, mental health court, drug court, specialty court, Arizona criminal law, pretrial hearing
Summary:
The committee first took up HB 2663, which updates military leave protections for state and non-state employees by aligning statutory language with how service members’ orders are described. Representative Pena said the change was intended to remove confusion without affecting benefits, and members noted it would help protect employees called to training, deployment, or state active duty. The bill passed unanimously with a due pass recommendation.
The committee then heard HB 2976, a bill addressing administrative control of justice courts and due process for elected justices of the peace when state or county entities take action affecting their statutory authority. Supporters, including two Pima County justices of the peace, described administrative orders that transferred control of their courts without notice, findings, or a meaningful chance to respond, and argued the bill would require notice, a hearing, written findings, and review before such changes. The Arizona Supreme Court’s government affairs director opposed the bill as unconstitutional, arguing the state constitution gives the Chief Justice administrative supervision over all courts and that the legislature cannot impose those procedures by statute. After a lengthy and at times contentious exchange over constitutional authority and the role of elected JPs, the committee voted 6-1 to give HB 2976 a due pass recommendation.
After a recess, the committee considered HB 2406, which requires the Arizona Department of Veterans’ Services to study how aware veterans are of available state, local, and federal benefits and to report recommendations for improving awareness. Testimony in support emphasized that many veterans do not know the full range of benefits available to them and suggested surveys, outreach, and other low-cost methods to gather information. Some members questioned whether a study was necessary or how it would be conducted, but several said they would support it for now; the bill received a due pass recommendation by a 5-1-1 vote.
Finally, the committee heard HB 2226, which requires courts at initial appearance hearings to ask whether a defendant is a veteran and, if so, to consider referral to veterans’ treatment or diversion programs. Supporters said the bill would help identify eligible veterans early in the process and connect them to services, while one member raised Fifth Amendment concerns about asking the question before counsel is present. The sponsor and testifier agreed to work on an amendment clarifying that the answer could not be used against the defendant in later proceedings. The committee moved the bill forward with a due pass recommendation, with members indicating support pending that amendment.
AZ
Transcript Highlights:
- was over the age of 18 at the time of the material's creation.
- In addition, if the intent here was truly to split the cost of pregnancy or provide for additional support
- for pregnant people, the bill would also require splitting the cost of an abortion.
- either party is an employee of the judicial branch or office of the clerk of the Superior Court in which
- of process.
Keywords:
felony murder, unborn child, homicide, Arizona Revised Statutes, life imprisonment, death penalty, drive-by shooting, gun violence, firearms, felony, vehicle forfeiture, driver license revocation, drive by shooting, public safety, criminal penalties, education, funding, school districts, state aid, education reform
Summary:
The Judiciary Committee heard a series of bills dealing largely with sexual exploitation, homicide, reproductive issues, child support, venue changes, domestic violence service of process, probation notice, and traffic offenses. HB 2133 would require websites distributing sexual material to verify age and consent for each depicted person, including AI-generated or altered images; it drew opposition from Arizona Attorneys for Criminal Justice over added complexity, and support from survivors and trafficking advocates, and passed 7-1. HB 2043 would expand felony murder to include the death of an unborn child; reproductive rights groups and defense attorneys raised personhood and abortion-related concerns, while prosecutors and victims’ advocates supported it, and it passed 6-2. HB 2144 would allow child support calculations to begin during pregnancy and limit pregnancy-related orders to medical and related expenses; supporters framed it as responsibility and support for pregnant women, while opponents warned about fetal personhood and abortion-related implications, and it passed 6-2.
AL
Alabama 2026 1st Special Session
Alabama House Baldwin County Legislation Committee Jan 20th, 2026
Baldwin County Legislation
Transcript Highlights:
- . >> The jerking of the head. >> Yeah. >> And that is so the a lot of folks were not for it last time
- >> HB 82 is an exact version of the bill that was filed last year for annexation of the city of Daphne
- Like I'm supportive of what you're trying to do.
- <00:16:28.880>
Of <00:16:29.040>course. - Of course. I wanted to first? Of course. I wanted to See?
TX
Transcript Highlights:
- , I was thinking of... ...I was thinking of TSA.
- of the Penal Code.
- conditions of release from the Texas Department of Criminal Justice.
- We know intuitively, and research confirms, that there are profound human costs to this kind of isolation
- We know intuitively, and research confirms that there are profound human costs to this kind of isolation
Keywords:
mental health, women's health, county jail, depression screening, criminal justice, inmate release, identification certificate, Texas Department of Corrections, personal identification, driver's license, state law, reentry services, nondisclosure, criminal history, criminal defendants, community supervision, misdemeanors, felonies, rehabilitation, hearsay
Summary:
The Corrections Committee first took up pending business and reported several previously heard bills favorably to the full House, including HB 1515 and SB 2405, the TDCJ Sunset bill and its Senate companion, HB 5639 on the veteran housing program, HB 2854 on hospital visits as a parole or mandatory supervision condition and related hospital liability, and SB 1080 on occupational licenses for people with criminal convictions. The committee also heard and advanced SB 1080 without amendment, then moved into new business.
A major portion of the meeting focused on HB 3618, which would limit invasive group strip searches of female inmates in TDCJ facilities. Formerly incarcerated women and advocates testified in support, describing humiliation, trauma, barriers to programming, and arguing that searches were often ineffective and that contraband more often comes from staff. TDCJ’s resource witness said the agency has looked at technology such as millimeter scanners and is in the process of placing them in facilities, while the bill sponsor said the measure would preserve searches in emergencies and require female officers when women are unclothed. HB 3618 was left pending.
The committee also heard HB 4515 on expanding orders of nondisclosure, with the author saying the committee substitute would narrow the bill to marijuana possession only; supporters from Alliance for Safety and Justice and Right on Crime argued it would improve reentry and public safety, while members asked about eligibility and related offenses. HB 1826, requiring depression screenings for pregnant and postpartum incarcerated women, drew support from women’s health advocates and formerly incarcerated witnesses; the bill was left pending. HB 1969, to help people leaving prison renew or obtain driver’s licenses, and HB 2708, expanding nondisclosure eligibility for certain misdemeanor convictions, were also laid out and left pending.
Later, the committee heard HB 2729, which would bar hearsay evidence in hearings on violations of release conditions, and SB 1021, which would make stalking convictions ineligible for community supervision and add related victim-protection provisions; both were left pending. SB 1610, addressing civil commitment facility safety, sex offender registration, and penalties for assaults on staff, drew strong opposition from civil commitment residents, family members, and civil rights advocates who argued it was punitive and raised due process concerns; the resource witness said assaults had increased and explained the civil commitment process and existing legal safeguards. Finally, HB 4764 would require TDCJ to report detailed annual data on restrictive housing; supporters said the bill would improve transparency around solitary confinement, and the committee left it pending before adjourning.
TX
Transcript Highlights:
- Um, just a, a, a quick, uh, kind of, um, outline of how things are gonna go today.
- The adoption, it, it can either, detachment can occur either by adoption of the board of trustees of
- Of, of the district.
- It was going to cost us millions of dollars. That's why they took it off the table.
- I have the privilege of serving on the Keller SD Board of Trustees.
Keywords:
district composition, congressional election, Texas, legislature, voting districts, citizenship, U.S. citizen, non-citizen, public office, advisory board, task force, state government, local government, political subdivision, commission board, appointment eligibility, officeholder qualifications, public service, naturalization, Texas Government Code
AL
Transcript Highlights:
- guise of scope of employment uh guise of scope of employment uh guise of scope of employment uh expanding
- a of a of a purposes. the officer of a of a of a purposes. the officer of a of a of a company.
- In Minnesota, the annual cost of sexual Minnesota, the annual cost of sexual Minnesota, the annual cost
- 61% of billion dollars, accounting for 61% of the cost of all violent crime in that in the cost of all
- violent crime in that in the cost of all violent crime in that in that age group.
Keywords:
resisting arrest, penalties, criminal justice, law enforcement, public safety, youthful offender, capital murder, victims' rights, SB254, Alabama, statute of limitations, civil procedure, civil action, sex offense, sexual abuse, child sexual abuse, survivor rights, tolling, disability, minor plaintiff
TX
Transcript Highlights:
- network of Pflugerville trails.
- Ninety-four percent of residents live within half a mile of a trail in Pflugerville, and over 70 percent
- of Pflugerville citizens use those trails... ...a trail in Pflugerville, and over 70 percent of Pflugerville
- Texas for a period of 10 years.
- Senator Hinojosa of Nueces moves that the list of bills recommended for placement on the local and uncontested
Keywords:
Pflugerville, Trail Capital, health and wellness, outdoor recreation, community connectivity, patriotism, town designation, community engagement, Trophy Club, Texas Town of Patriotism, Mineola, Sweets Capital, Texas, local economy, cultural identity, community events, Port Aransas, Mustang Island, Fishing Capital of Texas, Texas fishing
Summary:
The Senate Committee on Administration met with a quorum and heard several Senate Concurrent Resolutions recognizing Texas places and traditions. SCR 46, by Senator Sparks, proposed renaming the New York strip steak as the Texas strip steak to honor Texas cattle production and the state’s beef industry. No public testimony was offered, and the committee voted 4 ayes and 1 present not voting to report it favorably to the full Senate.
The committee also heard SCR 18, by Senator Parker, designating Trophy Club as a symbol of Texas patriotism, SCR 4, by Senator Eckhardt, naming Pflugerville the Trail Capital of Texas, and SCR 43, by Senator Hinojosa, designating Port Aransas as the official fishing capital of Texas for 10 years. Each resolution received no public testimony, was reported favorably by unanimous or near-unanimous committee vote, and was placed on the local and uncontested calendar for April 24, 2025.
Afterward, the committee reviewed the April 24 local and uncontested calendar, noting several bills removed because of penalties, fiscal notes, or significant opposition, with SB 1727 specifically raised by a member. The committee then certified the April 24, 2025 list by a 6-0 vote and recessed. SCR 31 was left pending.
TX
Transcript Highlights:
- After the layout of the bills in the committee, if anyone here wishes to testify, please complete a paper
- witness card located on the table at the back of the room.
- The Texas Strip steak urges the Texas Department of Agriculture to promote it as a key component of Texas's
- supporting local producers and preserving the unique flavors of Texas.
- Members, any questions of Senator Sparks?
Keywords:
Pflugerville, Trail Capital, health and wellness, outdoor recreation, community connectivity, patriotism, town designation, community engagement, Trophy Club, Texas Town of Patriotism, Mineola, Sweets Capital, Texas, local economy, cultural identity, community events, Port Aransas, Mustang Island, Fishing Capital of Texas, Texas fishing
TX
Texas 89th Regular
S/C on Defense & Veterans' Affairs Apr 22nd, 2025
S/C on Defense & Veterans' Affairs
Transcript Highlights:
- I believe Chairman Cole Heffner has got a couple of bills.
- We are going to reduce all of your remarks to the journal in writing, all of it, so we can have it in
- Army Rangers are an elite direct action raid force of the U.S.
- The bill is in favor of it, and the organization that I'm a part of is Ranger Base Rudder, which is a
- part of the U.S.
Keywords:
specialty license plates, military honor, Texas Homeland Defense Service Medal, Texas Superior Service Medal, Texas Outstanding Service Medal, Texas Medal of Merit, military honors, Lone Star Distinguished Service Medal, veterans, Texas Homeland Defense Medal, military, commemorative recognition, transportation code, claims assistance, disability benefits, court representation, legal services, naming, commemoration, local honor
TX
Transcript Highlights:
- So if the lack of interest in cost are not enough, let me point out the issues of the elected board in
- these costs would increase it was later clarified that the cost of the taxpayers of Tarrant County would
- and cost effectiveness. of how they are valued for tax purposes.
- Tax is opportunity cost lost on another area of our property.
- push farther and make that cost and risk analysis. somewhat because all of a sudden the the risk of
Keywords:
county appraisal district, board of directors, governance, taxing units, public representation, penalty, property report, taxation, timely filing, chief appraiser, appraisal district, ad valorem tax, property appraisal, tax protests, unequal appraisal, property rights, property tax, public employees, protest leave, appraisal review board
ND
North Dakota 2025-2026 Regular Session
Senate Appropriations - Human Resources Division Apr 15th, 2025 at 09:00 am
Appropriations - Human Resources Division
Transcript Highlights:
- Okay, so we will take up House Bill 1012, the budget of the Department of Human Services.
- the Department of Water Resources.
- And more of a, we've always felt like we're a part of, More of a, we've always felt like we're a part
- of a group, so appreciate that.
- Senator Magrum, you have a couple of visitors walking in the door and got a pair of Daves there.
Bills:
HB1012
Keywords:
health and human services, DHHS, appropriations, biennial budget, behavioral health, substance use disorder, opioid settlement, medical assistance expansion, Medicaid, basic care, long-term care, child care assistance, early childhood care, child care provider payments, guardianship, conservatorship, housing loan fund, disability services, extraordinary medical needs, community health trust fund
Summary:
The Senate Appropriations Human Services Division met to consider House Bill 1012, the Department of Human Services budget, and reviewed three previously made amendments: correcting a reference to $30 million underfunding, changing “human service centers” to “behavioral health clinics,” and revising section 31 language so the department would review medical assistance services and report findings and recommendations rather than directly implement adjustments. The committee also discussed whether to include funding related to two other bills with fiscal impacts, House Bill 1485 (personal needs allowance) and House Bill 2399 (PRTF reimbursement), noting those measures may go to conference committee and that appropriations could be added there instead of in HB 1012. The committee agreed to proceed with HB 1012 and members noted provider inflation questions would be raised later in full committee.
The division then approved a due pass recommendation on the amendments to HB 1012 and, after a roll call vote, approved HB 1012 as amended on a 4-1 vote, with Senator Mathern voting no. Senator Davison was named as carrier. Members also discussed House Bill 1577, involving wastewater project financing and possible amendments related to a line of credit from the Bank of North Dakota for specific projects, and House Bill 1619, for which additional amendments were expected before full committee action. The meeting ended with general thanks and adjournment.
AL
Alabama 2025 Regular Session
Alabama House Ways and Means Education Committee Apr 2nd, 2025
Ways and Means Education
Transcript Highlights:
- Of those six states, some of them only tax them at half rate.
- of this.
- The Department of Revenue will In 2030, the Department of Revenue will publish a list of eligible rural
- of... and it was... department certification of... truly, there were just clarifications of how the
- Part of that mission is to do... you know, part of that... of being from public... ...of being from public
Keywords:
workers' compensation, public education, employee injury, insurance trust fund, on-the-job injury, administrative procedures, HB176, Alabama sales tax, use tax, sales and use tax exemption, optical aids, eyeglasses, contact lenses, prescription glasses, vision care, optometrist, ophthalmologist, optician, medical devices, local option tax exemption
AL
Alabama 2025 Regular Session
Alabama House Economic Development and Tourism Committee Apr 2nd, 2025
Tourism
Transcript Highlights:
- This is time for our discussion of our two bills.
- We have a Senate bill and a House bill, both of which will be presented by Representative Kill.
- It allocates $2 million for musical albums and allows for the roll forward of $3 million if some money
- income tax payment made on behalf of the loan-out company... ...made on behalf of the loan-out company
- All right, all those in favor of, uh... Say "aye." All those in favor of a favorable report for SB.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 3/17/25
Health Finance and Policy
Transcript Highlights:
- in the market, taking these costs out of the calculation of rates and lowering costs for everyone in
- cost of continuing reur the estimated cost of continuing reur insurance<01:00:56.359>
is <01:00 - in the market, taking these costs out of the calculation of rates and lowering costs for everyone in
- in the market, taking these costs out of the calculation of rates and lowering costs for everyone in
- in the market, taking these costs out of the calculation of rates and lowering costs for everyone in
Keywords:
health insurance, premium security plan, federal funding, state innovation waiver, Minnesota, newborn safety, anonymity, healthcare provider, safe place, child welfare, HF499, nursing, nurse licensure, temporary permit, temporary nursing permit, Board of Nursing, endorsement licensure, reregistration, refresher course, health occupations
AL
Alabama 2025 Regular Session
Alabama House State Government Committee Feb 19th, 2025
State Government
Transcript Highlights:
- I think it's going to take care of... Okay, do we have any questions or comments?
- My comments are really kind of based on... We've been at...
- to make sure that we get this across, defenders of recognition...
- This bill was passed out of the House last year. In our county, we have what's called a...
- Because many of them are teachers, we employ them in that program as...
Keywords:
board governance, occupational licensing, Sunset Law, public accountability, training requirements, state holidays, Juneteenth, Rosa Parks Day, Alabama law, public observance, public works, sealed bids, bidding notice, advertising requirements, newspaper of general circulation, centralized website, electronic mail, U.S. mail, state procurement, county procurement
KY
Kentucky 2026 Regular Session
Jail and Corrections Reform Taskforce (6-12-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=NlSiikAbcKg, 2026-06-21T07:17:04+00:00, 2.2.24, Data collected via generic collector engine, Meeting Start 00:00:00
Roll Call 00:00:58
Discussion from Jim Henderson & Shelly Hampton with the Kentucky Association of Counties (KACO) on the needs & challenges of county jails in Kentucky 00:01:22
Questions for KACO 00:18:18
Discussion from Jim Daly, Josh Lindblom, & Members with the KY Jail Association about county facilities, inmates, jail population, challenges, training, and inmate classification 00:40:09
Questions 01:09:12, 958, all, 2.2.42, 2.1.47