Video & Transcript Research : 'foreclosure procedures'

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TX

Texas 89th Regular

Senate Session (Part III) Aug 26th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • House Bill 16, relating to the operation and administration of practices and procedures related to proceedings
  • the regular session, the Senate and House passed Senate Bill 2217 about election practices and procedures
  • Senator, in most counties, they tell us what the procedure is.
  • Senate Bill 54, relating to election procedures regarding accepting a voter with a resident’s address
  • Legislation relating to election procedures regarding accepting a voter with a residence address that
TX

Texas 89th Regular

Senate Session (Part I) Aug 26th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 53 by Hughes relating to election procedures regarding Accepting a voter with a residence
  • Senate Bill 53 by Hughes relating to election procedures regarding accepting a voter with a residence
FL

Florida 2025 Regular Session

April 10, 2025 - 08:30 AM

Transcript Highlights:
  • I've worked in the space of having to provide notice, whether it's foreclosures, situations like this
  • I've worked in the space of having to provide notice, whether it's foreclosures, situations like this
  • There are practical and procedural concerns in relation... ...to the bill language, but I want to highlight
  • There are practical and procedural concerns in relation to the bill language, but I want to highlight
Summary: The Civil Justice and Claims Subcommittee heard and voted on four bills. HB 587 on self-storage spaces would let rental agreements include an alternate contact person and allow default notices to be published online instead of only in newspapers, while keeping existing notice timelines and servicemember protections. Newspaper and press witnesses opposed the online-notice change, arguing it could reduce public reach and transparency, especially in rural areas; the sponsor said newspapers could still be used and the bill was only adding another option. The committee adopted an amendment changing the effective date to October 1, 2025, and then reported the bill favorably 12-2. HB 6033 would repeal the Florida Labor Pool Act. The sponsor argued the act duplicates other state and federal protections, while opponents said it contains unique safeguards for day laborers, including limits on fees, transportation charges, and deductions, and a private right of action. Testimony from labor advocates and workers warned repeal would reduce protections for vulnerable workers; the sponsor and supporters said other laws already cover the issues. The committee reported the bill favorably 11-3. HB 897, dealing with timeshare plan management, was presented as a clarification of conflicts created by recent condominium legislation and would require faster records responses, more disclosure of contracts, and clearer remedies for mismanagement. Support came from industry groups, and the bill passed unanimously, 14-0. The final measure, PCS for HB 1385, created a civil remedy for parental abduction or unlawful withholding of a child in violation of a timesharing order. Family law attorneys opposed it over concerns about added litigation, child involvement, and overlap with existing remedies, while the sponsors and supporters said it would provide needed deterrence and compensation in serious cases. The committee adopted the PCS and reported it favorably 13-0.
AZ

Arizona 2026 Regular Session

01/21/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • SB 1237, election procedures manual consultation; Judiciary and Elections.
  • SB 1237, election procedures manual consultation; Judiciary and Elections.
  • SB 1246, homeowners association foreclosure process; Government.
Keywords: 1182, all
Summary: The Senate opened with a prayer and pledge, then recorded attendance, approved the journal, and recognized several guest groups in the gallery, including CRNAs for Capital Day, rural electric cooperative representatives, AEA Retired members, March of Dimes participants, students, and other visitors. The invocation focused on faith, courage, and the need for just laws, and several senators used personal privilege to introduce guests and highlight causes such as public education, maternal and infant health, and the Equal Rights Amendment. The body then moved through a lengthy calendar of second-reading bills, covering a wide range of topics including child welfare and DCS procedures, public school safety, health care and insurance, groundwater and water supply, tax and appropriations measures, housing and HOA issues, elections and campaign protections, criminal justice, firearms, abortion-related measures, and transportation projects. The transcript primarily reflects bill titles being read rather than debate on substance, and no floor votes on those measures are shown in the excerpt. The Senate also received a large set of first-reading bills and committee referrals, including measures on motor vehicle booting fees, EMS reciprocity, election procedures, physician assistant licensure, mental health hearings, assisted living, Alzheimer’s planning, safe haven providers, short-term rentals, fire district formation, correctional officer contributions, and several appropriations items. After the readings and routine announcements, the Senate adopted a motion to adjourn and recessed until Thursday, January 22, 2026, at 10:00 a.m.
TX

Texas 89th 2nd C.S.

Senate Session Apr 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • So this municipality has not been created here. additional time foreclosures at all.
  • Senate Bill 2487 by Parker, relating to procedures for certain facilities providing crisis and mental
  • Senate Bill 2487 by Parker, relating to procedures for certain facilities providing crisis and mental
  • Senate Bill 2664 by Hinojosa of Hidalgo, relating to the University Advisory Committee and procedure
  • Senate Bill 2732 by Cook, relating to public involvement procedures for the statewide transportation
Summary: The Senate convened with a quorum, heard an invocation, and adopted the previous day’s journal. Members then adopted Senate Resolution 358 honoring the University of Texas Rio Grande Valley on its 10th anniversary, with remarks highlighting UTRGV’s growth, degree production, research expansion, medical school, and role in serving the Rio Grande Valley and South Texas. The chamber also recognized the doctor of the day and adopted additional resolutions, including one for Denton County Days at the Capitol and another recognizing Texas HBCU Day. The Senate gave extensive recognition to outgoing Texas A&M University System Chancellor John Sharp through Senate Resolution 368. Senators from both parties praised his long public career, leadership of the A&M System, support for regional universities, and bipartisan approach. The resolution was adopted after multiple members added their names. The chamber also heard from advocates with the Texas Streets Coalition, and received gubernatorial nominations for the State Board of Examiners of Professional Counselors and the Texas Commission on Fire Protection. On legislation, the Senate passed several major bills. Committee Substitute Senate Bill 27, relating to rights and support for public school educators, was debated and amended to address teacher vacancies, bilingual certification testing, paid leave options, classroom removals, and appeal rights, then passed unanimously. Senate Joint Resolution 12, proposing a constitutional amendment on parents’ right to direct a child’s education, advanced on a 22-9 vote. Committee Substitute Senate Bill 1741, aimed at preventing foreign influence and intellectual property theft at public institutions of higher education, passed unanimously. Committee Substitute Senate Bill 29, the business entities bill, also passed after debate over corporate governance and shareholder protections. Senate Bill 857, authorizing law enforcement to tow certain vehicles driven by unlicensed or uninsured drivers, passed despite some concern about towing abuses during disasters. The Senate also took up Committee Substitute Senate Bill 1536 on dementia and Alzheimer’s training for certain guardians, but the transcript ends as that bill is being laid out.
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Banks - 05/12/2026

Banks

Transcript Highlights:
  • And this bill aims to hold the banks more accountable by preventing foreclosure if there hasn't been
  • people that could be intentionally doing this, hoping to essentially get a loan dismissed or a foreclosure
  • You still would need to prove that it was a case of deed theft in order to prevent the foreclosure.
  • So I see this as one piece as a way of preventing the banks from also being complicit in foreclosure
  • So I see this is one piece as a way of preventing the banks from also being complicit in foreclosure
Keywords: 993, senate, all
Summary: The Senate Banking Committee met with Chair James Sanders Jr. and reviewed a full agenda of banking-related bills. Early action included approval of a bill requiring licensed check cashers to file suspicious activity reports, and a bill on civil penalties for fraud or misrepresentation in financial products or services, though several members objected to removing the intentionality standard and warned it could broaden enforcement too far and discourage lending in New York. The committee also advanced a bill prohibiting fees for periodic paper statements, a bill on asset-based lending transactions, and a bill requiring reporting of suspected financial exploitation. Members spent substantial time on a bill regulating automated lending decision tools. The sponsor and chair said the measure would allow AI use but require a human review or appeal if a borrower is denied, while some senators raised concerns about competitiveness for state-chartered banks and possible overlap with existing human oversight. The bill was reported out and referred to the Internet and Technology Committee for further review. The committee also approved a DFS study bill on the financial stability and licensing of the check-cashing industry, with a suggestion that the study also examine risks of expanding the industry. A major discussion centered on the “Deep Protection Act,” aimed at preventing foreclosures tied to deed theft. The sponsor described cases involving elderly homeowners and fraudulent transfers, while opponents argued the bill was vague, could create unintended consequences or private litigation, and might affect only a small share of mortgages because it applies to state-chartered institutions. The sponsor said the bill would be amended and noted interest in related county clerk reforms. The committee ultimately sent the bill to Judiciary. The final bills addressed mortgage payment schedule fees and unsolicited mail loan checks; both were approved. The meeting ended after the chair emphasized open debate and committee review as part of improving legislation.
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 4/8/25

Housing Finance and Policy

Transcript Highlights:
  • HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
  • homeowners of their rights when it comes to preserving their home against foreclosure.
  • homeowners of their rights when it comes to preserving their home against foreclosure.
  • And lastly, down payment foreclosure.
  • individual households, and foreclosure individual households, and foreclosure prevention<00:21:35.919
Keywords: 1183, house
MA

Massachusetts 2025-2026 Regular Session

Senate Session Jun 21st, 2026 at 11:00 am

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • Representative Peisch for a resolution to rescind all prior Article 5 Constitutional Convention procedure
  • I want to stop foreclosures on people who are not getting paid, who are working in the federal government
  • it as a grace period to get their pay and to pay their eviction, to pay their rent, to pay their foreclosure
Keywords: 995, all
Summary: The Senate first adopted an emergency preamble for H. 4521, establishing a sick leave bank for Kathleen Roder of the Office of the Chief Medical Examiner, by standing vote, with 8 in favor and none opposed. The chamber also suspended rules to refer several petitions to committee, including a resolution to rescind prior Article 5 constitutional convention applications and a petition on officer training related to stage suicides. Committee reports moved several bills forward, including legislation clarifying the duties of the Adjutant General and enhancing access and support for military-connected families, both with new drafts, and a bill designating Veterans Suicide Awareness and Remembrance Day, which was ordered to a third reading. A major portion of the session focused on the House’s nonconcurrence in the Senate’s amendment to the fiscal year 2025 supplemental budget and the appointment of a conference committee. Senators from both parties debated how to respond to the federal government shutdown and the threatened lapse in SNAP benefits, with repeated calls for the Commonwealth to use available state resources to prevent hunger, protect vulnerable residents, and seek federal reimbursement. Several members criticized the governor’s use of taxpayer-funded communications on the issue, while others defended the administration’s limited initial response and emphasized fiscal constraints. The Senate ultimately insisted on its amendment and appointed a conference committee consisting of Senators Rodrigues, Comerford, and O’Connor. The chamber also passed several local and special bills, including measures exempting Natick’s assistant fire chief from civil service, authorizing sewer service in Sharon, changing the term of the elected moderator in Holden, updating Medford’s linkage exaction program, and establishing sick leave banks for Candy J. Pike and Kathleen Roder. The Senate later adopted amended resolutions calling on the President of the United States to release contingency funds for SNAP during the shutdown, adopted an order to adjourn to the following Monday, and then adjourned.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am

Joint Committee on Consumer Protection and Professional Licensure

Transcript Highlights:
  • These procedures are medical procedures.
  • So these are just other potential complications that can happen with these procedures.
  • Dermal fillers and botulinum toxins are medical procedures.
  • It's easy to obtain an appointment for these procedures.
  • are delegated to non-physicians, cosmetic procedures and medical procedures, the incidence of complications
Keywords: 995, all
Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure focused on health care and human services, reviewed testimony logistics, and then heard a long series of witnesses on several bills. Much of the testimony centered on interstate licensure compacts for dentistry, social work, and occupational therapy, with supporters arguing these compacts would improve workforce mobility, continuity of care, and access while preserving state oversight and public protection. Dental witnesses were split on H.455/S.257, with supporters backing the AADB dental compact for its hands-on exam, background checks, and disciplinary safeguards, while opponents argued a competing compact would better promote portability and avoid conflicts tied to proprietary testing and outside commissions. Social work witnesses strongly supported H.380/S.252, emphasizing continuity of care for clients who move across state lines, reduced costs and delays for practitioners, and the compact’s public-protection features; occupational therapy witnesses similarly supported H.427/S.256, citing access, telehealth, military families, and maintained standards. The committee also heard testimony on S.242, which would expand licensure for lactation care providers. Supporters, including lactation counselors and health center staff, said adding certified lactation counselors and related credentials would expand access, improve breastfeeding support, and allow reimbursement for services now often provided without billing. They described the training required and said the bill would help families, especially in underserved communities. Representative James O’Day also testified in support of the social work compact, and a Council of State Governments witness provided background on compact mechanics and state participation. Another major topic was H.419/S.214 on medical debt. Physicians and researchers testified that cancer patients experience long-lasting medical debt and collections burdens, and they supported limits on the sale and collection of medical debt, bans on reporting it to credit bureaus, and related consumer protections. The hearing also included H.465 on a pathway to special licensure for certain long-term limited-registration dentists serving MassHealth patients, which Representative Senna supported as a way to allow immigrant dentists to practice independently. Finally, the committee heard sharply divided testimony on H.444/S.284, which would allow trained dental hygienists to administer Botox and dermal fillers: supporters framed it as a safe, preventive, and access-expanding tool for TMJ, bruxism, and pain management, while dermatologists opposed it as outside hygienists’ training and a patient-safety risk. No votes or formal actions were taken during the hearing.
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 05/06/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • And because the property managers want to continue foreclosure, they've rejected that payment.
  • Are we saying that that's okay to reject payment so you can pursue foreclosure?
  • and start the foreclosure process. and start the foreclosure process.
  • <01:33:52.000> on can start the process of foreclosure on can start the process of foreclosure
  • > governing<04:41:42.240> risk policies and procedures governing risk policies and procedures
Keywords: 1187, senate, all
TX

Texas 89th 2nd C.S.

Transportation May 12th, 2025

Transportation

Transcript Highlights:
  • Acquiring vehicles from law enforcement auctions or lienholder foreclosure sales.
  • dismantling or scrapping require a formal title, leading to an unnecessary administrative, um, procedures
DE
Transcript Highlights:
  • I believe that any foreclosure that would happen would result in a...
  • Foreclosure is a pretty lengthy process anyway.
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also does have a right of redemption for foreclosures as well.
  • However, in the initial legislation, no procedure for regulating new animal shelters was included.
Summary: The House convened on June 30, 2026, with opening ceremonies, guest introductions, and moments of silence for Gerlindy Lancelotti and Iva Durham. Members then took up a long agenda of bills and resolutions, including consent calendar items and several measures related to agriculture, lottery reporting, health care, fire service membership standards, inmate work, telecommunications, rent increases, youth camp licensing, primary elections, respiratory care practice, and marriage equality. The chamber also heard extended debate on Senate Bill 233, concerning removal of snow and ice from vehicles, and on House Bill 188, which would allow unaffiliated voters to choose a party primary while barring participation in both parties’ primaries. Among the notable actions, House Concurrent Resolution 157 passed as amended, directing the State Lottery to report on options to support traditional lottery retailers. Senate Bill 53, preserving the Delaware Farm to Community Program if federal support declines, passed unanimously. Senate Bill 307, giving the Public Service Commission authority to designate eligible Lifeline carriers, and Senate Bill 339, clarifying advance health care directives, also passed. Senate Bill 235, removing a sunset on manufactured home rent increase calculations, passed, as did Senate Bill 325 after House Amendment 1 narrowed disqualifying offenses for fire service membership and adjusted related background-check rules. Senate Bill 309, discharging remaining incarceration-cost balances, and Senate Bill 324, addressing constable-related firearm permit provisions, both passed. The chamber tabled Senate Bill 233 once to consider a proposed amendment for trucks and other hard-to-clear vehicles, but the amendment failed and the bill later passed as amended by the Senate. Senate Joint Resolution 19, directing DHSS to study strategies to reduce health care costs, was tabled pending legal review. Senate Substitute 2 for Senate Bill 100, proposing a constitutional amendment to protect the right to marry, passed after extensive floor debate and personal statements from members on both sides. Senate Bill 293, creating a licensure pathway for summer camps to participate in purchase-of-care, passed after House Amendment 1. House Bill 188 on open primary access for unaffiliated voters passed 22-17, and Senate Bill 94, concerning respiratory care practitioners and ECMO medication delivery, passed after House Amendment 2. The transcript ends as the House begins consideration of House Substitute 1 for House Bill 404.
AZ

Arizona 2026 Regular Session

03/25/2026 - House Federalism, Military Affairs & Elections

Federalism, Military Affairs & Elections

Transcript Highlights:
  • But procedurally, if I can inquire, Mr.
  • Chair, rules as advised procedurally, I had to do this, so I withdraw my previous amendment and I move
  • Chair, do you have a problem requiring those officials who oversaw the procedures to certify?
Summary: The committee first heard a lengthy presentation and discussion focused on Arizona State University’s foreign research ties, especially collaborations and funding connected to China and Chinese military-affiliated institutions. The presenter argued that ASU and the Arizona Board of Regents had not been transparent about foreign gifts, contracts, and research partnerships, citing federal reporting forms, the Wolf Amendment, export-control concerns, and alleged links to dual-use technologies such as quantum systems, AI, robotics, microelectronics, and biosecurity. A witness from American Global Strategies testified in support, saying the bill would help protect U.S. research security and national security by imposing state-level guardrails on sensitive collaborations. After questions, the committee considered a strike-everything amendment to SB 1060 that would bar public universities from entering into or continuing certain loans, gifts, contracts, research partnerships, or sponsored projects involving the PRC, the CCP, and listed Chinese military-linked universities, require ABOR review and approval, and impose reporting and budget penalties. The amendment was withdrawn, and the committee instead took up SB 1327, which directs ABOR to require university research security policies and to report annually on those policies and on foreign contributions over $250,000; SB 1327 received a 4-2 do-pass recommendation, with Del Santos, Hernandez, and Márquez voting no and Kolodin, Powell, Keshel, and Gillette voting yes. The committee then heard SB 1803, a veterans bill regulating unrecognized persons who assist with VA disability claims. The sponsor and industry witnesses said the bill would protect veterans from bad actors by requiring disclosures, capping fees, banning certain practices, and filing service agreements with the Attorney General, while opponents argued it could restrict consumer choice, resemble a price ceiling, and still allow non-attorneys to engage in the unauthorized practice of law. After extensive debate over contingent fees, legal ethics, and whether the bill was too favorable to one company, the committee continued the hearing with additional testimony and questions.
NM

New Mexico 2026 Regular Session

House - Judiciary Feb 11th, 2026 at 05:05 pm

House Judiciary

Transcript Highlights:
  • , the same procedure authorized in this legislation before you.
  • Madam Chair, that particular procedure can be done at any time.
  • This is a procedure that you would recommend for you.
  • could be a chance of X, Y, and Z in this procedure.
  • , and then the procedure—in Albuquerque and in Santa Fe.
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • Procedures and deadlines for the jury trial waiver and an independent director of certification.
  • Thank you for allowing me to lay out House Bill 917. 2A.105 of the Texas Code of Criminal Procedure,
  • Article 28.105 of the Texas Code of Criminal Procedure provides that county attorneys shall not be of
TX

Texas 89th Regular

Judiciary & Civil Jurisprudence Mar 12th, 2025

Judiciary & Civil Jurisprudence

Transcript Highlights:
  • procedure that every Justice of the Peace court can use in any JP court under our rules of civil procedure
  • So based on procedural grounds, that tenant who has not paid rent...
  • Standardize the procedure statewide, creating a more predictable and fair system.
  • It presents a substantial and concerning departure from fair legal procedure and established state procedural
  • These procedures in Texas are pretty much in the mainstream.